OVLY - Oak Valley Bancorp Stock Price, Fair Value and News

23.60USD+0.18 (+0.77%)Delayed as of 08 May 2024, 12:34 pm ET

Market Summary

USD23.60+0.18

Delayedas of 08 May 2024, 12:34 pm

0.77%

OVLY Stock Price

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OVLY RSI Chart

OVLY Valuation

Market Cap

194.2M

Price/Earnings (Trailing)

6.3

Price/Sales (Trailing)

2.41

EV/EBITDA

-0.19

Price/Free Cashflow

6.23

OVLY Price/Sales (Trailing)

OVLY Profitability

EBT Margin

49.97%

Return on Equity

18.57%

Return on Assets

1.67%

Free Cashflow Yield

16.05%

OVLY Fundamentals

OVLY Revenue

Revenue (TTM)

80.7M

Rev. Growth (Yr)

3.92%

Rev. Growth (Qtr)

-0.64%

OVLY Earnings

Earnings (TTM)

30.8M

Earnings Growth (Yr)

-38.1%

Earnings Growth (Qtr)

-20.25%

Breaking Down OVLY Revenue

52 Week Range

22.4928.69

(Low)(High)

Last 7 days

-4.6%

Last 30 days

-1.8%

Last 90 days

-7.4%

Trailing 12 Months

-2.8%

How does OVLY drawdown profile look like?

OVLY Financial Health

OVLY Investor Care

Dividend Yield

1.37%

Dividend/Share (TTM)

0.32

Shares Dilution (1Y)

0.43%

Diluted EPS (TTM)

3.75

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	70.0M	76.6M	79.9M	80.7M
2022	48.5M	49.8M	53.3M	61.2M
2021	48.0M	48.8M	50.6M	49.8M
2020	42.6M	43.6M	44.5M	46.1M
2019	41.3M	42.1M	42.6M	42.6M
2018	36.3M	37.3M	38.8M	40.2M
2017	32.9M	33.3M	34.2M	35.2M
2016	27.4M	29.3M	30.8M	32.3M
2015	26.0M	26.0M	26.0M	26.0M
2014	25.3M	25.4M	25.7M	25.9M
2013	25.5M	25.2M	24.9M	25.1M
2012	26.7M	26.5M	26.3M	26.0M
2011	27.7M	27.4M	27.1M	26.8M
2010	0	0	0	27.9M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Oak Valley Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 28, 2024	dehart julie	sold (taxes)	-	-	-195	evp retail banking
Feb 28, 2024	stephens gary	acquired	-	-	6,262	evp commercial banking
Feb 28, 2024	holder h randolph jr	bought	1,227	24.54	50.00	-
Feb 28, 2024	stahl russell e	acquired	-	-	6,262	evp chief information officer
Feb 28, 2024	mccarty richard a.	acquired	-	-	3,401	president & coo
Feb 28, 2024	courtney christopher m.	acquired	-	-	4,534	ceo
Feb 28, 2024	rodrigues michael j	acquired	-	-	6,262	evp chief credit officer
Feb 28, 2024	gall jeffrey a	acquired	-	-	6,262	evp chief financial officer
Feb 28, 2024	mccarty richard a.	sold (taxes)	-	-	-1,021	president & coo
Feb 28, 2024	booke kimberly d	acquired	-	-	5,000	evp chief risk officer

Which funds bought or sold OVLY recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 06, 2024	SG Americas Securities, LLC	sold off	-100	-110,000	-	-%
May 06, 2024	Empowered Funds, LLC	added	7.86	-100,376	832,806	0.01%
May 03, 2024	GSA CAPITAL PARTNERS LLP	new	-	314,000	314,000	0.03%
May 01, 2024	BNP PARIBAS FINANCIAL MARKETS	added	44.42	66,337	406,689	-%
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-10.42	-200,509	574,034	-%
Apr 25, 2024	Allworth Financial LP	unchanged	-	-5,211	24,979	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-61.33	-12,000	6,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	17,742	109,108	-%
Apr 19, 2024	CALDWELL SUTTER CAPITAL, INC.	unchanged	-	-5.00	25.00	-%

Are Funds Buying or Selling OVLY?

Are funds buying OVLY calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own OVLY

No. of Funds

Unveiling Oak Valley Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Mar 03, 2022	pwh educational foundation inc.	0%	0	SC 13G/A
Jan 06, 2021	pwh educational foundation inc.	8.5%	696,388	SC 13G/A

Recent SEC filings of Oak Valley Bancorp

View All Filings

Date Filed	Form Type	Document
May 07, 2024	4	Insider Trading
Apr 26, 2024	ARS	ARS
Apr 26, 2024	DEF 14A	DEF 14A
Apr 26, 2024	DEFA14A	DEFA14A
Apr 26, 2024	DEFA14A	DEFA14A
Apr 22, 2024	8-K	Current Report
Apr 03, 2024	4	Insider Trading
Apr 01, 2024	10-K	Annual Report
Mar 08, 2024	4	Insider Trading
Mar 08, 2024	4	Insider Trading

Peers (Alternatives to Oak Valley Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	550.7B	174.7B	-2.88%	39.91%	10.94	3.15	53.11%	19.83%
BAC	296.0B	127.4B	1.99%	36.69%	11.83	2.15	56.12%	-12.56%
WFC	210.0B	85.8B	4.95%	56.96%	11.19	2.45	35.02%	26.14%
C	118.3B	125.0B	0.65%	33.74%	14.8	0.95	37.85%	-
CFG	16.2B	10.4B	4.71%	38.12%	11.31	1.55	26.22%	-33.87%
KEY	14.1B	8.1B	-0.80%	54.34%	16.12	1.73	32.15%	-50.93%
MID-CAP
CMA	7.1B	4.2B	1.12%	47.25%	10.15	1.66	34.68%	-45.96%
ZION	6.5B	3.9B	4.13%	80.63%	9.55	1.64	45.91%	-25.03%
ABCB	3.4B	1.3B	5.29%	67.41%	12.7	2.67	43.24%	-22.35%
ASB	3.3B	1.8B	5.37%	45.89%	20.77	1.64	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	399.1M	152.4M	-3.36%	49.04%	40.14	2.62	16.94%	-73.84%
AROW	389.7M	162.6M	0.47%	17.60%	12.96	2.4	25.39%	-38.37%
ACNB	273.7M	96.6M	-5.55%	16.05%	8.64	2.83	11.02%	-11.37%
ASRV	40.3M	60.9M	-4.84%	-16.90%	-12.04	0.66	24.06%	-144.92%

Oak Valley Bancorp News

Latest updates

Oak Valley Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-0.6%	20.00	20.00	20.00	20.00	19.00	17.00	13.00	11.00	12.00	14.00	12.00	12.00	12.00	12.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00
EBITDA Margin	-66.6%	0.52*	1.54*	1.57*	1.55*	1.49*	1.42*	1.39*	1.40*	1.44*	1.46*	1.45*	1.42*	1.39*	-	-	-	-	-	-	-	-
Interest Expenses	-5.4%	18.00	19.00	19.00	20.00	19.00	17.00	13.00	11.00	11.00	13.00	12.00	12.00	12.00	11.00	11.00	10.00	10.00	10.00	10.00	10.00	10.00
Income Taxes	-15.8%	2.00	2.00	3.00	3.00	3.00	2.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	-19.2%	8.00	10.00	11.00	12.00	12.00	9.00	5.00	3.00	5.00	6.00	5.00	6.00	6.00	5.00	3.00	4.00	4.00	4.00	4.00	4.00	4.00
EBT Margin	-11.3%	0.50*	0.56*	0.58*	0.55*	0.49*	0.41*	0.39*	0.39*	0.44*	0.45*	0.44*	0.41*	0.38*	-	-	-	-	-	-	-	-
Net Income	-20.2%	6.00	7.00	8.00	9.00	9.00	7.00	4.00	2.00	3.00	5.00	4.00	4.00	5.00	4.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00
Net Income Margin	-11.3%	0.38*	0.43*	0.44*	0.43*	0.37*	0.32*	0.29*	0.30*	0.33*	0.35*	0.34*	0.32*	0.30*	-	-	-	-	-	-	-	-
Free Cashflow	-113.8%	-1.52	11.00	10.00	12.00	8.00	8.00	4.00	2.00	-3.44	5.00	2.00	7.00	3.00	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.4%	1,842	1,835	1,862	1,941	1,968	1,962	1,991	1,946	1,964	1,857	1,764	1,665	1,511	1,449	1,465	1,157	1,148	1,101	1,069	1,056	1,095
Cash Equivalents	-22.1%	217	278	301	389	430	445	500	669	0.00	682	526	367	0.00	143	169	93.00	0.00	116	92.00	94.00	0.00
Net PPE	-0.5%	16.00	16.00	16.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	16.00	16.00	16.00	16.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00
Liabilities	-1.4%	1,676	1,700	1,715	1,799	1,842	1,856	1,873	1,814	1,822	1,717	1,628	1,533	1,382	1,325	1,345	1,042	1,035	992	962	953	996
Shareholder's Equity	22.9%	166	135	147	141	127	106	119	132	143	140	137	132	130	124	120	114	113	109	107	102	99.00
Retained Earnings	4.0%	154	148	142	134	127	117	112	107	106	103	99.00	96.00	92.00	88.00	85.00	83.00	81.00	78.00	76.00	73.00	71.00
Additional Paid-In Capital	2.4%	6.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	3.00	3.00
Shares Outstanding	0.0%	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	-	-	-	-	-	-	-	-
Float	-	-	-	167	-	-	-	115	-	-	-	122	-	-	-	86.00	-	-	-	132	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-111.5%	-1,266	11,032	11,271	12,022	7,507	8,106	4,831	2,362	-3,130	4,881	2,159	7,276	2,865	2,761	9,558	4,056	5,088	4,970	-853	8,004	2,760
Share Based Compensation	0%	131	131	126	145	146	154	164	158	145	138	151	147	133	130	126	160	150	118	150	131	114
Cashflow From Investing	-164.1%	-43,913	-16,626	-13,331	-5,634	-6,349	-40,080	-227,335	-102,412	-6,502	65,949	60,187	-15,872	24,371	-9,009	-236,428	-64,583	-15,815	-7,922	-11,859	8,740	-51,534
Cashflow From Financing	6.8%	-16,014	-17,191	-86,797	-46,618	-16,585	-22,871	53,184	-8,992	105,786	85,481	96,696	148,700	56,620	-19,829	302,933	5,747	41,927	27,789	10,322	-48,942	12,078
Dividend Payments	-100.0%	-	1,325	-	1,321	-	1,238	-	1,236	-	1,195	-1.00	1,192	-	1,150	-	1,149	-	1,108	-	1,106	-

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OVLY Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
INTEREST INCOME
Interest and fees on loans	$ 44,773	$ 38,887
Interest on securities	20,578	14,155
Interest on federal funds sold	1,414	415
Interest on deposits with banks	13,901	7,738
Total interest income	80,666	61,195
INTEREST EXPENSE
Deposits	4,863	1,119
Federal funds purchased	1	0
Total interest expense	4,864	1,119
Net interest income	75,802	60,076
Provision for (reversal of) credit losses	970	(1,350)
Net interest income after provision for (reversal of) credit losses	74,832	61,426
NON-INTEREST INCOME
Earnings on cash surrender value of life insurance	788	749
Gains on sales and calls of available-for-sale securities	156	0
Other	2,081	1,419
Total non-interest income	6,631	5,571
NON-INTEREST EXPENSE
Salaries and employee benefits	26,109	23,045
Occupancy expenses	4,541	4,151
Data processing fees	2,729	2,343
Regulatory assessments (FDIC & DFPI)	1,020	927
Other operating expenses	6,758	6,842
Total non-interest expense	41,157	37,308
Net income before provision for income taxes	40,306	29,689
Total provision for income taxes	9,458	6,787
Net Income	$ 30,848	$ 22,902
Net income per share (in dollars per share)	$ 3.76	$ 2.8
Net income per diluted share (in dollars per share)	$ 3.75	$ 2.79
Deposit Account [Member]
NON-INTEREST INCOME
Other income	$ 1,813	$ 1,596
Debit Card [Member]
NON-INTEREST INCOME
Other income	1,773	1,734
Mortgage Banking [Member]
NON-INTEREST INCOME
Other income	$ 20	$ 73

OVLY Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($)	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 180,068,000	$ 415,803,000
Federal funds sold	36,500,000	13,830,000
Cash and cash equivalents	216,568,000	429,633,000
Securities - available for sale	518,078,000	527,438,000
Securities - equity investments	3,132,000	2,990,000
Loans, net of allowance for credit losses of $10,896 and $9,468 at December 31, 2023 and 2022, respectively	1,004,277,000	905,035,000
Cash surrender value of life insurance	31,506,000	30,218,000
Bank premises and equipment, net	15,865,000	15,300,000
Goodwill and other intangible assets, net	3,473,000	3,558,000
Deferred tax asset	13,247,000	17,134,000
Interest receivable and other assets	36,276,000	37,040,000
Assets	1,842,422,000	1,968,346,000
Deposits	1,650,534,000	1,814,297,000
Interest payable and other liabilities	25,796,000	27,423,000
Total liabilities	1,676,330,000	1,841,720,000
Commitments and contingent liabilities (Note 13)
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,293,168 and 8,257,894 shares issued and outstanding at December 31, 2023 and 2022, respectively	25,435,000	25,435,000
Additional paid-in capital	5,512,000	5,190,000
Retained earnings	154,301,000	126,728,000
Accumulated other comprehensive loss, net of tax	(19,156,000)	(30,727,000)
Total shareholders’ equity	166,092,000	126,626,000
Liabilities and Equity	$ 1,842,422,000	$ 1,968,346,000

About Oak Valley Bancorp

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans that include automobile loans, home mortgages, credit lines and other personal loans. In addition, the company provides online and mobile banking, remote deposit capture, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. The company was incorporated in 1990 and is headquartered in Oakdale, California.

CEO	Mr. Christopher M. Courtney
WEBSITE	ovcb.com
INDUSTRY	Banks Diversified
EMPLOYEES	213

Oak Valley Bancorp Frequently Asked Questions

What is the ticker symbol for Oak Valley Bancorp? What does OVLY stand for in stocks?

OVLY is the stock ticker symbol of Oak Valley Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Oak Valley Bancorp (OVLY)?

As of Tue May 07 2024, market cap of Oak Valley Bancorp is 194.23 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of OVLY stock?

You can check OVLY's fair value in chart for subscribers.

What is the fair value of OVLY stock?

You can check OVLY's fair value in chart for subscribers. The fair value of Oak Valley Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Oak Valley Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for OVLY so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Oak Valley Bancorp a good stock to buy?

The fair value guage provides a quick view whether OVLY is over valued or under valued. Whether Oak Valley Bancorp is cheap or expensive depends on the assumptions which impact Oak Valley Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for OVLY.

What is Oak Valley Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue May 07 2024, OVLY's PE ratio (Price to Earnings) is 6.3 and Price to Sales (PS) ratio is 2.41. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. OVLY PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Oak Valley Bancorp's stock?

In the past 10 years, Oak Valley Bancorp has provided 0.106 (multiply by 100 for percentage) rate of return.