PBBK - PB Bankshares, Inc. Stock Price, Fair Value and News

12.77USD+0.51 (+4.16%)Market Closed

Market Summary

USD12.77+0.51

Market Closed

4.16%

PBBK Stock Price

View Fullscreen

PBBK RSI Chart

PBBK Valuation

Market Cap

33.6M

Price/Earnings (Trailing)

17.53

Price/Sales (Trailing)

1.7

EV/EBITDA

20.18

Price/Free Cashflow

10.38

PBBK Price/Sales (Trailing)

PBBK Profitability

EBT Margin

12.42%

Return on Equity

4.08%

Return on Assets

0.44%

Free Cashflow Yield

9.63%

PBBK Fundamentals

PBBK Revenue

Revenue (TTM)

19.8M

Rev. Growth (Yr)

25.58%

Rev. Growth (Qtr)

2.69%

PBBK Earnings

Earnings (TTM)

1.9M

Earnings Growth (Yr)

-63.09%

Earnings Growth (Qtr)

-20.27%

Breaking Down PBBK Revenue

Last 7 days

5.0%

Last 30 days

-0.9%

Last 90 days

-1.5%

Trailing 12 Months

13.6%

How does PBBK drawdown profile look like?

PBBK Financial Health

Debt/Equity

1.17

Debt/Cashflow

0.07

PBBK Investor Care

Buy Backs (1Y)

6.21%

Diluted EPS (TTM)

0.77

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	15.4M	17.3M	18.8M	19.8M
2022	10.6M	11.3M	12.3M	13.8M
2021	9.0M	9.2M	9.6M	10.1M
2020	0	0	0	9.1M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of PB Bankshares, Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 04, 2024	byers douglas l	bought	8,911	14.1	632	chief banking officer
May 11, 2023	amin janak m	bought	16,828	11.7191	1,436	president and ceo
May 10, 2023	sayre william h	bought	13,956	11.9796	1,165	evp, chief credit/risk officer
May 10, 2023	amin janak m	bought	246	11.74	21.00	president and ceo
May 09, 2023	amin janak m	bought	17,729	11.4904	1,543	president and ceo
May 05, 2023	bixler lindsay s	bought	14,672	11.49	1,277	chief financial officer
May 04, 2023	carroll joseph w	bought	11,146	11.1469	1,000	-
May 03, 2023	byers douglas l	bought	10,114	11.8988	850	chief banking officer
May 02, 2023	witt larry	bought	1,531	12.25	125	chief info. & oper. officer
May 02, 2023	carroll joseph w	bought	12,010	12.01	1,000	-

Which funds bought or sold PBBK recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%
Apr 18, 2024	Capital Advisors, Ltd. LLC	new	-	-	-	-%
Mar 11, 2024	VANGUARD GROUP INC	added	23.72	129,232	614,222	-%
Feb 14, 2024	Royal Bank of Canada	reduced	-69.28	-5,000	2,000	-%
Feb 14, 2024	MALTESE CAPITAL MANAGEMENT LLC	unchanged	-	24,650	1,065,900	0.30%
Feb 14, 2024	BANK OF AMERICA CORP /DE/	added	2,400	75,339	78,401	-%
Feb 13, 2024	GEODE CAPITAL MANAGEMENT, LLC	unchanged	-	-1,815	174,493	-%
Feb 13, 2024	BlackRock Inc.	reduced	-1.18	839	73,359	-%
Feb 13, 2024	Tower Research Capital LLC (TRC)	added	700	704	802	-%
Feb 12, 2024	Stilwell Value LLC	unchanged	-	5,486	343,985	0.18%

Are Funds Buying or Selling PBBK?

Are funds buying PBBK calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own PBBK

No. of Funds

Unveiling PB Bankshares, Inc.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 12, 2024	principal financial group inc	8.27%	221,705	SC 13G/A
Feb 09, 2023	principal financial group inc	7.80%	221,934	SC 13G/A
Feb 07, 2022	principal financial group inc	8.00%	222,180	SC 13G

Recent SEC filings of PB Bankshares, Inc.

View All Filings

Date Filed	Form Type	Document
Apr 24, 2024	8-K	Current Report
Apr 19, 2024	DEF 14A	DEF 14A
Apr 19, 2024	ARS	ARS
Apr 01, 2024	10-K	Annual Report
Mar 06, 2024	4	Insider Trading
Feb 29, 2024	8-K	Current Report
Feb 28, 2024	8-K	Current Report
Feb 27, 2024	8-K	Current Report
Feb 12, 2024	SC 13G/A	Major Ownership Report

Peers (Alternatives to PB Bankshares, Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	547.1B	174.7B	-3.92%	42.05%	10.87	3.13	53.11%	19.83%
BAC	291.2B	127.4B	-0.53%	37.98%	11.64	2.29	44.27%	-12.56%
WFC	208.9B	85.8B	4.90%	63.21%	11.13	2.44	35.02%	26.14%
C	117.3B	125.0B	-0.29%	36.99%	14.68	0.94	37.85%	-
CFG	16.2B	10.2B	1.35%	42.41%	10.1	1.59	44.53%	-22.43%
KEY	14.1B	8.1B	-2.10%	67.08%	16.1	1.73	32.15%	-50.93%
MID-CAP
CMA	7.0B	4.2B	-1.32%	70.01%	10.12	1.66	34.68%	-45.96%
ZION	6.5B	3.9B	2.66%	119.02%	9.51	1.64	45.91%	-25.03%
ABCB	3.4B	1.3B	6.52%	67.99%	12.78	2.69	43.24%	-22.35%
ASB	3.3B	1.8B	5.32%	45.11%	20.6	1.8	32.64%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	395.3M	152.4M	-5.17%	46.88%	39.76	2.59	16.94%	-73.84%
AROW	391.6M	162.6M	-0.59%	18.78%	13.02	2.41	25.39%	-38.37%
ACNB	282.2M	96.6M	-4.87%	20.96%	8.91	2.92	11.02%	-11.37%
ASRV	41.8M	60.9M	-2.01%	-14.98%	-12.5	0.69	24.06%	-144.92%

PB Bankshares, Inc. News

Latest updates

PB Bankshares, Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1
Revenue	2.7%	5,277	5,139	5,047	4,369	4,202	3,683	3,151	2,784	2,695	2,647	2,475	2,243	2,215	2,291	2,266	2,292
EBITDA Margin	-83.6%	0.14*	0.86*	0.92*	0.97*	1.00*	0.94*	0.93*	0.92*	0.89*	0.78*	0.75*	0.70*	0.69*	-	-	-
Interest Expenses	-100.0%	-	3,041	3,222	3,045	3,183	2,988	2,493	2,200	2,162	2,109	1,924	1,667	1,595	1,692	1,653	1,693
Income Taxes	-11.3%	125	141	153	126	297	98.00	81.00	55.00	56.00	47.00	63.00	4.00	-152	10.00	7.00	-5.00
Earnings Before Taxes	-18.3%	534	654	741	535	1,405	512	428	300	301	257	342	55.00	-699	75.00	65.00	4.00
EBT Margin	-30.1%	0.12*	0.18*	0.18*	0.19*	0.19*	0.13*	0.11*	0.11*	0.09*	0.00*	-0.02*	-0.06*	-0.06*	-	-	-
Net Income	-20.3%	409	513	588	409	1,108	414	347	245	245	210	279	51.00	-547	65.00	58.00	9.00
Net Income Margin	-30.7%	0.10*	0.14*	0.15*	0.15*	0.15*	0.10*	0.09*	0.09*	0.08*	0.00*	-0.02*	-0.04*	-0.05*	-	-	-
Free Cashflow	30.0%	1,219	938	874	210	1,414	1,789	57.00	-35.00	399	1,027	446	-494	31.00	-713	-69.00	265

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet													(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4
Assets	7.5%	440	409	413	393	387	377	396	368	315	312	349	281	275
Cash Equivalents	28.8%	32.00	25.00	43.00	35.00	17.00	23.00	45.00	55.00	27.00	46.00	85.00	40.00	51.00
Net PPE	-3.2%	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00
Liabilities	8.3%	393	363	366	347	341	332	351	323	269	267	327	259	253
Long Term Debt	6.2%	55.00	52.00	50.00	48.00	48.00	40.00	40.00	35.00	17.00	17.00	18.00	17.00	21.00
Shareholder's Equity	0.9%	47.00	47.00	46.00	46.00	46.00	45.00	45.00	45.00	46.00	46.00	22.00	22.00	22.00
Retained Earnings	1.6%	27.00	26.00	26.00	25.00	25.00	24.00	23.00	23.00	23.00	22.00	22.00	22.00	22.00
Additional Paid-In Capital	-2.7%	24.00	25.00	25.00	25.00	26.00	26.00	26.00	26.00	26.00	26.00	-	-	-
Shares Outstanding	-2.4%	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1
Cashflow From Operations	19.8%	1,222	1,020	1,093	547	1,472	1,852	69.00	-23.00	384	1,033	449	-478	318	-393	8.00	273
Share Based Compensation	-0.7%	137	138	134	134	68.00	-	-	-	-	-	-	-	-	-	-	-
Cashflow From Investing	-63.2%	-22,828	-13,989	-12,319	11,696	-14,067	-4,860	-37,053	-25,842	-22,088	-3,766	-22,448	-15,956	-13,570	2,334	-1,836	-7,411
Cashflow From Financing	763.9%	28,859	-4,347	18,773	5,507	7,061	-19,691	27,624	53,798	2,566	-36,708	67,323	5,962	17,048	1,724	22,515	16,612
Buy Backs	227.8%	803	245	599	498	32.00	498	-	-	-	-	-	-	-	-	-	-

Get Full Access to Grufity – and Unlimited Downloads

Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.

Try For Just $1.99

PBBK Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Interest and Dividend Income, Operating [Abstract]
Loans, including fees	$ 17,014	$ 12,801
Securities	1,045	490
Other	1,773	529
Total Interest and Dividend Income	19,832	13,820
Interest Expense [Abstract]
Deposits	5,911	2,051
Borrowings	1,807	905
Total Interest Expense	7,718	2,956
Net interest income	12,114	10,864
Provision for Credit Losses, After Adoption of ASC 326	632
Provision for Credit Losses, Prior to Adoption of ASC 326		1,200
Net interest income after provision for credit losses	11,482	9,664
Noninterest Income [Abstract]
Revenue under 606	581	1,342
Gain (loss) on equity securities	11	(99)
Bank owned life insurance income	193	174
Total Noninterest Income	785	1,417
Noninterest Expense [Abstract]
Salaries and employee benefits	5,210	4,285
Occupancy and equipment	733	632
Data and item processing	1,099	1,013
Advertising and marketing	202	145
Professional fees	688	741
Directors' fees	429	265
FDIC insurance premiums	183	124
Pennsylvania shares tax	294	330
Debit card expenses	162	140
Other	803	761
Total Noninterest Expenses	9,803	8,436
Income before income tax expense	2,464	2,645
Income Tax Expense	545	531
Net Income	$ 1,919	$ 2,114
Earnings per common share - basic	$ 0.78	$ 0.82
Earnings per common share - diluted	$ 0.77	$ 0.82
Debit card income
Noninterest Income [Abstract]
Revenue under 606	$ 220	$ 201
Service charges on deposit accounts
Noninterest Income [Abstract]
Revenue under 606	176	185
Other service charges
Noninterest Income [Abstract]
Revenue under 606	104	86
Other income
Noninterest Income [Abstract]
Revenue under 606	133	49
Loss (gain) on disposal of premises and equipment
Noninterest Income [Abstract]
Revenue under 606	$ (52)	$ 821

PBBK Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets [Abstract]
Cash and due from banks	$ 17,753	$ 15,918
Federal funds sold	14,182	1,186
Interest earning deposits with banks	503	100
Cash and cash equivalents	32,438	17,204
Debt securities available-for-sale, at fair value	68,115	52,047
Equity securities, at fair value	793	762
Restricted stocks, at cost	2,590	2,251
Loans receivable, net of allowance for credit losses of $4,511 at December 31, 2023, After adoption of ASC 326	321,382
Loans receivable, net of allowance for credit losses of $3,992 at December 31, 2022, Prior to adoption of ASC 326		300,855
Premises and equipment, net	2,057	1,693
Deferred income taxes, net	1,732	1,656
Accrued interest receivable	1,253	1,123
Bank owned life insurance	8,230	7,487
Other assets	1,158	1,469
Total Assets	439,748	386,547
Liabilities [Abstract]
Deposits	332,966	289,495
Borrowings	55,104	47,638
Accrued expenses and other liabilities	4,689	3,427
Total Liabilities	392,759	340,560
Commitments and contingencies
Equity, Attributable to Parent [Abstract]
Preferred Stock, $0.01 par value, 10,000,000 shares authorized; -0- issued and outstanding at December 31, 2023 and December 31, 2022	0	0
Common Stock, $0.01 par value, 40,000,000 shares authorized; 2,679,967 (including 108,115 restricted shares) and 2,845,076 (including 108,115 restricted shares) issued and outstanding at December 31, 2023 and December 31, 2022, respectively	26	27
Additional paid-in capital	24,115	25,721
Retained earnings	26,558	24,779
Unearned ESOP shares, 188,853 shares at December 31, 2023 and 199,962 December 31, 2022	(2,463)	(2,608)
Accumulated other comprehensive loss	(1,247)	(1,932)
Total Stockholders' Equity	46,989	45,987
Total Liabilities and Stockholders' Equity	$ 439,748	$ 386,547

About PB Bankshares, Inc.

PB Bankshares, Inc. operates as the bank holding company for Presence Bank that provides various banking products and services. The company accepts various deposit accounts, including demand deposit accounts, savings accounts, money market accounts, and certificates of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate, commercial and industrial, construction, and consumer loans, as well as home equity lines of credit. In addition, the company offers remote deposit capture, commercial cash management, and mobile deposits; and invests in debt securities. Further, it provides online and mobile banking, ATM services, credit and debit card, purchasing card, and merchant services. The company was founded in 1919 and is based in Coatesville, Pennsylvania.

CEO	Mr. Janak M. Amin
WEBSITE	presencebank.com
INDUSTRY	Banks Diversified
EMPLOYEES	35

PB Bankshares, Inc. Frequently Asked Questions

What is the ticker symbol for PB Bankshares, Inc.? What does PBBK stand for in stocks?

PBBK is the stock ticker symbol of PB Bankshares, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of PB Bankshares, Inc. (PBBK)?

As of Fri May 03 2024, market cap of PB Bankshares, Inc. is 33.65 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PBBK stock?

You can check PBBK's fair value in chart for subscribers.

What is the fair value of PBBK stock?

You can check PBBK's fair value in chart for subscribers. The fair value of PB Bankshares, Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of PB Bankshares, Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PBBK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is PB Bankshares, Inc. a good stock to buy?

The fair value guage provides a quick view whether PBBK is over valued or under valued. Whether PB Bankshares, Inc. is cheap or expensive depends on the assumptions which impact PB Bankshares, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PBBK.

What is PB Bankshares, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 03 2024, PBBK's PE ratio (Price to Earnings) is 17.53 and Price to Sales (PS) ratio is 1.7. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PBBK PE ratio will change depending on the future growth rate expectations of investors.