PBHC RSI Chart
Last 7 days
3.8%
Last 30 days
2.8%
Last 90 days
-8.8%
Trailing 12 Months
-15.8%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 55.2M | 60.1M | 64.4M | 67.7M |
2022 | 45.9M | 45.5M | 47.3M | 51.1M |
2021 | 42.4M | 44.0M | 45.1M | 45.8M |
2020 | 43.1M | 43.5M | 43.3M | 42.5M |
2019 | 36.3M | 37.9M | 39.8M | 41.8M |
2018 | 30.8M | 32.2M | 33.5M | 34.8M |
2017 | 25.3M | 26.5M | 27.8M | 29.4M |
2016 | 22.1M | 22.6M | 23.4M | 24.1M |
2015 | 20.1M | 20.6M | 21.0M | 21.4M |
2014 | 19.1M | 19.3M | 19.5M | 19.7M |
2013 | 0 | 0 | 10.8M | 18.9M |
2012 | 0 | 0 | 0 | 2.6M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 13, 2024 | dowd james a. | bought | 5,333 | 12.55 | 425 | president and ceo |
Mar 12, 2024 | dowd james a. | bought | 2,404 | 12.02 | 200 | president and ceo |
Mar 11, 2024 | rusnak walter | bought | 17,836 | 11.891 | 1,500 | senior vice president, cfo |
Mar 11, 2024 | crawford-hamlin meghan | bought | 11,502 | 11.502 | 1,000 | - |
Mar 07, 2024 | butkowski robert g. jr. | bought | 41,825 | 11.95 | 3,500 | senior vice president |
Mar 07, 2024 | rusnak walter | bought | 17,781 | 11.854 | 1,500 | senior vice president, cfo |
Dec 14, 2023 | rusnak walter | bought | 13,000 | 13.00 | 1,000 | senior vice president, cfo |
Dec 06, 2023 | joyce george p | bought | 1,300 | 13.00 | 100 | - |
Dec 05, 2023 | joyce george p | bought | 1,292 | 12.92 | 100 | - |
Sep 14, 2023 | phillips daniel r | acquired | 54,050 | 10.81 | 5,000 | senior vice president |
Which funds bought or sold PBHC recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 01, 2024 | CONCOURSE FINANCIAL GROUP SECURITIES, INC. | sold off | - | - | - | -% |
Apr 19, 2024 | CALDWELL SUTTER CAPITAL, INC. | unchanged | - | -24,338 | 190,658 | 0.09% |
Mar 11, 2024 | VANGUARD GROUP INC | added | 1.02 | 34,782 | 527,756 | -% |
Feb 15, 2024 | MONOGRAPH WEALTH ADVISORS, LLC | added | 0.09 | -6,146 | 409,590 | 0.07% |
Feb 14, 2024 | BANK OF AMERICA CORP /DE/ | sold off | -100 | -238 | - | -% |
Feb 14, 2024 | Rockbridge Investment Management, LCC | new | - | 28,912 | 28,912 | -% |
Feb 14, 2024 | Creative Planning | sold off | -100 | -28,080 | - | -% |
Feb 14, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | unchanged | - | -2,244 | 140,964 | -% |
Feb 14, 2024 | Royal Bank of Canada | added | 186 | 2,000 | 3,000 | -% |
Unveiling Pathfinder Bancorp Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Pathfinder Bancorp Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 3.7% | 18,328 | 17,671 | 16,621 | 15,043 | 15,027 | 13,383 | 11,706 | 10,982 | 11,187 | 11,632 | 12,066 | 10,942 | 10,463 | 10,487 | 10,514 | 11,043 | 11,248 | 10,733 | 10,108 | 9,669 | 9,255 |
S&GA Expenses | 62.9% | 259 | 159 | 158 | 159 | 264 | 141 | 142 | 141 | 153 | 193 | 177 | 202 | 131 | 126 | 125 | 125 | 123 | 104 | 100 | 100 | 108 |
EBITDA Margin | -9.1% | 0.77* | 0.85* | 0.94* | 1.06* | 1.14* | 1.23* | 1.27* | 1.26* | 1.22* | 1.14* | 1.08* | 1.01* | 0.98* | 0.97* | 0.93* | 0.88* | 0.84* | 0.82* | - | - | - |
Interest Expenses | -9.0% | 9,159 | 10,060 | 9,732 | 9,968 | 11,179 | 10,780 | 9,977 | 9,467 | 9,729 | 9,791 | 10,215 | 8,560 | 7,913 | 8,311 | 7,640 | 7,779 | 7,772 | 7,205 | 6,706 | 6,547 | 6,510 |
Income Taxes | 3.0% | 590 | 573 | 530 | 669 | 383 | 772 | 780 | 721 | 1,094 | 1,005 | 851 | 549 | 1,390 | 372 | 439 | 455 | 415 | 324 | 175 | 251 | 41.00 |
Earnings Before Taxes | 14.5% | 3,168 | 2,767 | 2,505 | 3,344 | 3,941 | 3,964 | 4,068 | 3,716 | 4,983 | 4,410 | 3,875 | 2,741 | 1,969 | 1,890 | 2,267 | 2,215 | 2,281 | 1,609 | 776 | 785 | 1,139 |
EBT Margin | -10.7% | 0.17* | 0.20* | 0.23* | 0.28* | 0.31* | 0.35* | 0.38* | 0.37* | 0.35* | 0.29* | 0.24* | 0.21* | 0.20* | 0.20* | 0.19* | 0.16* | 0.13* | 0.11* | - | - | - |
Net Income | 16.5% | 2,536 | 2,176 | 1,982 | 2,599 | 3,530 | 3,180 | 3,272 | 2,950 | 3,879 | 3,365 | 3,009 | 2,154 | 1,945 | 1,474 | 1,841 | 1,690 | 1,860 | 1,295 | 607 | 514 | 1,097 |
Net Income Margin | -14.1% | 0.14* | 0.16* | 0.19* | 0.23* | 0.25* | 0.28* | 0.30* | 0.29* | 0.27* | 0.23* | 0.20* | 0.17* | 0.16* | 0.16* | 0.15* | 0.13* | 0.10* | 0.09* | - | - | - |
Free Cashflow | 98.8% | 8,133 | 4,092 | -4,636 | 5,877 | 9,113 | 4,772 | 2,484 | 3,466 | 4,305 | 6,922 | 4,652 | 3,063 | 1,582 | 3,833 | 1,909 | 37,976 | 890 | 2,924 | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 4.7% | 1,466 | 1,401 | 1,392 | 1,404 | 1,400 | 1,397 | 1,363 | 1,328 | 1,285 | 1,262 | 1,260 | 1,307 | 1,227 | 1,202 | 1,167 | 1,108 | 1,094 | 1,056 | 1,013 | 975 | 933 |
Cash Equivalents | 99.1% | 49.00 | 24.00 | 37.00 | 32.00 | 35.00 | 44.00 | 38.00 | 37.00 | 37.00 | 75.00 | 41.00 | 52.00 | 43.00 | 39.00 | 45.00 | 58.00 | 20.00 | 40.00 | 50.00 | 25.00 | 26.00 |
Net PPE | -0.3% | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 | 22.00 | 23.00 | 22.00 | 22.00 | 23.00 | 22.00 | 22.00 | 22.00 | 21.00 |
Goodwill | -0.8% | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Liabilities | 4.6% | 1,346 | 1,286 | 1,278 | 1,292 | 1,288 | 1,289 | 1,255 | 1,219 | 1,175 | 1,156 | 1,156 | 1,207 | 1,130 | 1,107 | 1,074 | 1,019 | 1,003 | 967 | 925 | 909 | 869 |
Short Term Borrowings | 121.7% | 126 | 57.00 | 70.00 | 44.00 | 60.00 | 12.00 | 16.00 | 3.00 | 13.00 | - | 2.00 | 4.00 | 4.00 | 10.00 | 10.00 | 8.00 | 25.00 | 18.00 | 29.00 | 13.00 | 39.00 |
Long Term Debt | -7.4% | 50.00 | 54.00 | 60.00 | 56.00 | 56.00 | 54.00 | 60.00 | 60.00 | 65.00 | 67.00 | 82.00 | 82.00 | 78.00 | 70.00 | 65.00 | 83.00 | 68.00 | 61.00 | 60.00 | 64.00 | 80.00 |
LT Debt, Non Current | -7.4% | 50.00 | 54.00 | 60.00 | 56.00 | 56.00 | 54.00 | 60.00 | 60.00 | 65.00 | 67.00 | 82.00 | 82.00 | 78.00 | 70.00 | 65.00 | 83.00 | 68.00 | 61.00 | 60.00 | 64.00 | 80.00 |
Shareholder's Equity | 5.0% | 119 | 114 | 114 | 112 | 111 | 108 | 108 | 109 | 111 | 107 | 104 | 100 | 98.00 | 95.00 | 93.00 | 88.00 | 91.00 | 89.00 | 88.00 | 66.00 | 64.00 |
Retained Earnings | 2.4% | 76.00 | 74.00 | 73.00 | 71.00 | 2.00 | 69.00 | 66.00 | 63.00 | 61.00 | 57.00 | 55.00 | 52.00 | 50.00 | 49.00 | 48.00 | 46.00 | 45.00 | 43.00 | 42.00 | 42.00 | -0.24 |
Additional Paid-In Capital | 0.3% | 53.00 | 53.00 | 53.00 | 52.00 | 52.00 | 52.00 | 51.00 | 51.00 | 51.00 | 51.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 49.00 | 49.00 | 49.00 | 29.00 | 29.00 |
Shares Outstanding | - | 5.00 | - | - | - | 5.00 | - | - | - | 6.00 | - | - | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | - | - |
Minority Interest | 13.2% | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Float | - | - | - | 68.00 | - | - | - | 68.00 | - | - | - | 52.00 | - | - | - | 32.00 | - | - | - | 51.00 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | 65.3% | 8,429 | 5,100 | -4,142 | 6,045 | 9,581 | 5,142 | 2,909 | 4,101 | 4,447 | 7,122 | 5,111 | 3,474 | 1,489 | 4,751 | 2,326 | 37,995 | 1,565 | 3,477 | 4,641 | -1,563 | 2,999 |
Cashflow From Investing | -63.1% | -40,899 | -25,070 | 21,748 | -10,567 | -13,802 | -31,168 | -38,353 | -47,837 | -61,542 | 29,340 | 34,252 | -72,001 | -20,382 | -42,980 | -69,102 | -16,759 | -56,999 | -54,467 | -14,083 | -37,262 | -22,168 |
Cashflow From Financing | 643.6% | 56,728 | 7,629 | -13,113 | 1,562 | -4,951 | 32,193 | 36,547 | 43,771 | 19,003 | -2,375 | -50,378 | 77,232 | 23,376 | 32,087 | 54,320 | 16,183 | 35,821 | 40,421 | 34,968 | 37,325 | 9,511 |
Dividend Payments | 0.7% | 426 | 423 | 422 | 419 | 416 | 415 | 415 | 322 | 222 | 416 | 318 | 271 | 285 | 285 | 284 | 283 | 283 | 282 | 263 | 263 | 261 |
Consolidated Statements of Income - USD ($) $ in Thousands | 12 Months Ended | |
---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | |
Interest and dividend income: | ||
Loans, including fees | $ 47,348 | $ 38,322 |
Debt securities: | ||
Taxable | 17,500 | 11,225 |
Tax-exempt | 1,947 | 1,173 |
Dividends | 573 | 229 |
Federal funds sold and interest earning deposits | 295 | 149 |
Total interest and dividend income | 67,663 | 51,098 |
Interest expense: | ||
Interest on deposits | 23,265 | 7,072 |
Interest on short-term borrowings | 2,688 | 310 |
Interest on long-term borrowings | 850 | 564 |
Interest on subordinated loans | 1,941 | 1,749 |
Total interest expense | 28,744 | 9,695 |
Net interest income | 38,919 | 41,403 |
Provision for credit losses: | ||
Loans | 2,991 | 2,754 |
Held-to-maturity securities | (98) | 0 |
Unfunded commitments | 37 | 0 |
Total provision for credit losses | 2,930 | 2,754 |
Net interest income after provision for loan losses | 35,989 | 38,649 |
Noninterest income: | ||
Earnings and gains on bank owned life insurance | 630 | 589 |
Gains (losses) on sales and redemptions of investment securities | 62 | (169) |
Net realized (losses) gains on marketable equity securities | (255) | 352 |
Gains on sales of loans and foreclosed real estate | 181 | 137 |
Gains (losses) on sale of premises and equipment | 0 | (250) |
Insurance agency revenue | 1,304 | 1,128 |
Total noninterest income | 5,190 | 5,914 |
Noninterest expense: | ||
Salaries and employee benefits | 15,920 | 16,022 |
Building and occupancy | 3,563 | 3,380 |
Data processing | 2,018 | 2,042 |
Professional and other services | 2,019 | 1,528 |
Advertising | 671 | 905 |
FDIC assessments | 885 | 606 |
Audits and exams | 735 | 688 |
Insurance agency expense | 1,033 | 906 |
Community service activities | 200 | 267 |
Foreclosed real estate expenses | 111 | 78 |
Other expenses | 2,240 | 2,452 |
Total noninterest expenses | 29,395 | 28,874 |
Income before provision for income taxes | 11,784 | 15,689 |
Provision for income taxes | 2,362 | 2,656 |
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc. | 9,422 | 13,033 |
Net income attributable to noncontrolling interest | 129 | 101 |
Net income | $ 9,293 | $ 12,932 |
Dividends per common share (Voting and Series A Non-Voting) | $ 0.36 | $ 0.36 |
Voting Common Stock [Member] | ||
Noninterest expense: | ||
Earnings per common share- basic | 1.51 | 2.13 |
Earnings per common share - diluted | 1.51 | 2.13 |
Dividends per common share (Voting and Series A Non-Voting) | 1,680 | 1,646 |
Series A Non voting [Member] | ||
Noninterest expense: | ||
Earnings per common share- basic | 1.51 | 2.13 |
Earnings per common share - diluted | 1.51 | 2.13 |
Voting and Series A Non-Voting [Member] | ||
Noninterest expense: | ||
Dividends per common share (Voting and Series A Non-Voting) | $ 0.36 | $ 0.36 |
Service Charges on Deposit Accounts [Member] | ||
Noninterest income: | ||
Noninterest income | $ 1,249 | $ 1,126 |
Loan Servicing Fees [Member] | ||
Noninterest income: | ||
Noninterest income | 307 | 363 |
Debit Card Interchange Fees [Member] | ||
Noninterest income: | ||
Noninterest income | 616 | 867 |
Other Charges, Commissions & Fees [Member] | ||
Noninterest income: | ||
Noninterest income | $ 1,096 | $ 1,771 |