PCB - PCB Bancorp Stock Price, Fair Value and News

15.43USD+0.21 (+1.38%)Market Closed

Market Summary

USD15.43+0.21

Market Closed

1.38%

PCB Stock Price

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PCB RSI Chart

PCB Valuation

Market Cap

220.1M

Price/Earnings (Trailing)

7.17

Price/Sales (Trailing)

1.46

EV/EBITDA

-0.17

Price/Free Cashflow

3.55

PCB Price/Sales (Trailing)

PCB Profitability

EBT Margin

28.62%

Return on Equity

8.8%

Return on Assets

1.1%

Free Cashflow Yield

28.18%

PCB Fundamentals

PCB Revenue

Revenue (TTM)

151.2M

Rev. Growth (Yr)

29.69%

Rev. Growth (Qtr)

5.4%

PCB Earnings

Earnings (TTM)

30.7M

Earnings Growth (Yr)

-32.11%

Earnings Growth (Qtr)

-15.88%

Breaking Down PCB Revenue

Last 7 days

0.1%

Last 30 days

-5.3%

Last 90 days

-13.2%

Trailing 12 Months

14.5%

How does PCB drawdown profile look like?

PCB Financial Health

PCB Investor Care

Dividend Yield

4.47%

Dividend/Share (TTM)

0.69

Buy Backs (1Y)

1.01%

Diluted EPS (TTM)

2.12

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	115.4M	129.8M	141.8M	151.2M
2022	83.1M	85.5M	91.2M	101.8M
2021	77.4M	78.4M	80.0M	81.5M
2020	91.7M	86.6M	82.5M	79.8M
2019	88.0M	91.7M	93.9M	92.9M
2018	69.3M	73.9M	78.3M	83.7M
2017	55.8M	58.9M	62.1M	65.3M
2016	0	0	0	52.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of PCB Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 04, 2024	lee sang young	bought	23,925	15.95	1,500	-
Mar 01, 2024	lee sang young	bought	114,763	15.9061	7,215	-
Feb 28, 2024	lee sang young	bought	96,987	15.8398	6,123	-
Feb 27, 2024	lee sang young	bought	9,442	15.95	592	-
Feb 22, 2024	lee sang young	bought	67,002	15.9453	4,202	-
Feb 21, 2024	lee sang young	bought	17,362	15.8412	1,096	-
Feb 20, 2024	lee sang young	bought	32,220	16.11	2,000	-
Dec 06, 2023	lee sang young	bought	129,270	16.1588	8,000	-
Nov 30, 2023	lee sang young	bought	46,650	15.55	3,000	-
Nov 29, 2023	lee sang young	bought	15,700	15.7	1,000	-

Which funds bought or sold PCB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-6.53	-242,812	1,170,710	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-59.11	-11,000	7,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	18,559	114,782	-%
Apr 18, 2024	Capital Advisors, Ltd. LLC	unchanged	-	-	4,000	-%
Apr 09, 2024	MASSMUTUAL TRUST CO FSB/ADV	new	-	278	278	-%
Mar 11, 2024	VANGUARD GROUP INC	added	0.57	2,001,610	12,027,000	-%
Mar 01, 2024	GOLDMAN SACHS GROUP INC	added	106	1,573,480	2,651,820	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	reduced	-0.4	15,817	99,927	-%
Feb 16, 2024	GSA CAPITAL PARTNERS LLP	unchanged	-	110,000	679,000	0.06%
Feb 15, 2024	Legal & General Group Plc	unchanged	-	2,682	16,587	-%

Are Funds Buying or Selling PCB?

Are funds buying PCB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own PCB

No. of Funds

Unveiling PCB Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jan 29, 2024	blackrock inc.	5.7%	819,182	SC 13G/A
May 10, 2023	lee sang young	12.59%	1,802,900	SC 13D/A
Mar 16, 2023	rhee don	5.00%	722,479	SC 13D
Feb 14, 2023	ejf capital llc	2.4%	351,404	SC 13G/A
Feb 03, 2023	blackrock inc.	5.2%	773,946	SC 13G
Nov 01, 2022	lee sang young	11.59%	1,715,648	SC 13D/A
Feb 25, 2022	ejf capital llc	9.7%	1,442,638	SC 13G/A
Jul 12, 2021	blackrock inc.	1.1%	172,833	SC 13G/A
May 13, 2021	lee sang young	10.59%	1,609,756	SC 13D/A
Feb 12, 2021	ejf capital llc	9.8%	1,503,440	SC 13G/A

Recent SEC filings of PCB Bancorp

View All Filings

Date Filed	Form Type	Document
Apr 25, 2024	8-K	Current Report
Apr 09, 2024	ARS	ARS
Apr 08, 2024	DEFA14A	DEFA14A
Apr 08, 2024	DEF 14A	DEF 14A
Mar 19, 2024	PRE 14A	PRE 14A
Mar 12, 2024	10-K	Annual Report
Mar 04, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading
Feb 23, 2024	4	Insider Trading
Feb 21, 2024	4	Insider Trading

Peers (Alternatives to PCB Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.27	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	378.6M	162.6M	-8.08%	4.96%	12.59	2.33	25.39%	-38.37%
ACNB	280.5M	96.6M	-10.60%	4.96%	8.85	2.9	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.95%	-12.04%	-13.48	0.74	24.06%	-144.92%

PCB Bancorp News

Latest updates

PCB Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	5.4%	41.00	39.00	37.00	35.00	32.00	27.00	22.00	21.00	21.00	21.00	20.00	19.00	20.00	20.00	19.00	22.00	22.00	24.00	24.00	23.00	23.00
EBITDA Margin	-10.5%	0.89*	0.99*	1.09*	1.24*	1.38*	1.53*	1.65*	1.68*	1.66*	1.57*	1.43*	1.28*	-	-	-	-	-	-	-	-	-
Interest Expenses	-2.3%	22.00	22.00	22.00	22.00	24.00	24.00	21.00	20.00	20.00	20.00	19.00	18.00	17.00	17.00	15.00	17.00	17.00	18.00	18.00	17.00	18.00
Income Taxes	-21.4%	2.00	3.00	3.00	4.00	4.00	3.00	4.00	4.00	5.00	5.00	4.00	4.00	2.00	2.00	1.00	2.00	2.00	3.00	3.00	3.00	3.00
Earnings Before Taxes	-17.3%	8.00	10.00	11.00	14.00	12.00	10.00	13.00	14.00	15.00	16.00	14.00	12.00	8.00	5.00	5.00	5.00	6.00	10.00	9.00	9.00	10.00
EBT Margin	-14.4%	0.29*	0.33*	0.36*	0.43*	0.49*	0.57*	0.68*	0.71*	0.70*	0.62*	0.50*	0.39*	-	-	-	-	-	-	-	-	-
Net Income	-15.9%	6.00	7.00	7.00	10.00	9.00	7.00	9.00	10.00	11.00	11.00	10.00	9.00	6.00	3.00	3.00	4.00	4.00	7.00	7.00	7.00	7.00
Net Income Margin	-14.0%	0.20*	0.24*	0.26*	0.30*	0.34*	0.41*	0.48*	0.50*	0.49*	0.44*	0.35*	0.27*	-	-	-	-	-	-	-	-	-
Free Cashflow	-47.6%	10.00	18.00	16.00	18.00	14.00	0.00	9.00	29.00	-1.42	-7.58	-1.74	9.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	8.6%	2,790	2,568	2,556	2,501	2,420	2,327	2,345	2,200	2,150	2,105	2,060	2,051	1,923	2,021	2,021	1,800	1,746	1,699	1,726	1,718	1,697
Cash Equivalents	26.0%	242	192	222	191	147	154	300	250	203	215	175	212	194	257	308	189	146	122	133	174	162
Net PPE	-3.7%	6.00	6.00	6.00	6.00	7.00	5.00	4.00	3.00	3.00	3.00	4.00	4.00	4.00	4.00	5.00	5.00	4.00	4.00	4.00	4.00	5.00
Liabilities	9.6%	2,441	2,226	2,216	2,164	2,085	1,994	2,010	1,939	1,893	1,857	1,821	1,810	1,689	1,792	1,794	1,576	1,519	1,475	1,503	1,501	1,487
Shareholder's Equity	2.1%	349	342	340	337	335	333	334	261	256	248	239	240	234	229	227	224	227	225	223	217	210
Retained Earnings	2.3%	146	143	138	133	127	121	116	109	101	92.00	83.00	75.00	68.00	63.00	62.00	60.00	58.00	55.00	49.00	43.00	38.00
Additional Paid-In Capital	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3.00	3.00	3.00
Shares Outstanding	-0.4%	14.00	14.00	14.00	14.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	160	-	-	-	214	-	-	-	185	-	-	-	125	-	-	-	211	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-47.4%	9,893	18,824	16,408	18,218	16,528	1,961	9,616	29,162	-1,306	-7,516	-1,585	8,790	36,188	-23,905	11,188	-6,378	4,286	8,376	7,423	10,035	14,157
Share Based Compensation	25.7%	142	113	113	120	121	135	142	141	130	116	117	90.00	123	200	198	194	206	180	162	161	162
Cashflow From Investing	-212.8%	-154,914	-49,531	-28,964	-41,864	-104,820	-123,991	-104,131	-23,723	-43,310	14,921	-37,883	-108,951	4,267	-24,958	-110,484	-1,643	-25,550	15,550	-49,761	-2,142	-39,238
Cashflow From Financing	21306.5%	195,013	911	44,183	67,134	81,285	-23,842	144,213	41,488	32,928	32,947	2,309	117,843	-103,739	-1,358	217,980	50,712	45,580	-35,299	2,036	3,421	23,298
Dividend Payments	-0.9%	2,566	2,588	2,577	2,177	2,220	2,246	2,242	2,238	1,784	1,777	1,549	1,545	1,538	1,538	1,537	1,540	1,256	944	962	800	480
Buy Backs	-12.6%	925	1,058	-	6,845	4,467	2,249	-	-	-	543	10,333	-	-	-487	974	6,487	376	5,130	974	-	-

PCB Income Statement

2023-12-31

Consolidated Statements of Income - USD ($)
$ in Thousands

12 Months Ended

Dec. 31, 2023

Dec. 31, 2022

Dec. 31, 2021

Interest and dividend income:

Loans, including fees

$ 136,029

$ 95,054

$ 79,155

Tax-exempt investment securities

126

140

146

Taxable investment securities

4,553

2,767

1,467

Other interest-earning assets

10,469

3,790

704

Total interest income

151,177

101,751

81,472

Interest expense:

Deposits

62,165

11,984

4,043

Other borrowings

508

135

292

Total interest expense

62,673

12,119

4,335

Net interest income

88,504

89,632

77,137

Provision (reversal) for credit losses

(132)

^[1]

3,602

^[2]

(4,596)

^[2]

Net interest income after provision (reversal) for loan losses

88,636

86,030

81,733

Noninterest income:

Service charges and fees on deposits

2,650

2,642

2,369

Loan servicing income

3,330

2,969

2,770

Bank-owned life insurance income

753

706

108

Gain on sale of loans

3,570

7,990

12,932

Other income

1,555

1,508

1,429

Total noninterest income

10,683

14,499

18,434

Noninterest expense:

Salaries and employee benefits

34,572

33,056

27,974

Occupancy and equipment

7,924

6,481

5,575

Professional fees

3,087

2,239

2,159

Marketing and business promotion

2,327

2,150

1,656

Data processing

1,552

1,706

1,572

Director fees and expenses

756

706

594

Regulatory assessments

1,103

597

537

Other expenses

4,736

4,191

3,141

Total noninterest expense

56,057

51,126

43,208

Income before income taxes

43,262

49,403

56,959

Income tax expense

12,557

14,416

16,856

Net income

$ 30,705

$ 34,987

$ 40,103

Earnings per common share, basic (in dollars per share)

$ 2.14

$ 2.35

$ 2.66

Earnings per common share, diluted (in dollars per share)

$ 2.12

$ 2.31

$ 2.62

Weighted-average common shares outstanding, basic (in shares)

14,301,691

14,822,018

15,017,637

Weighted-average common shares outstanding, diluted (in shares)

14,417,938

15,065,175

15,253,820

Revenue, Product and Service [Extensible Enumeration]

Service charges and fees on deposits

Noninterest income:

Service charges and fees on deposits

$ 1,475

$ 1,326

$ 1,195

[1]	Provision (reversal) for credit losses for the year ended December 31, 2023 is presented under ASC 326, while prior period comparisons continue to be presented under legacy ASC 450 and ASC 310.
[2]	Provision (reversal) for credit losses for the year ended December 31, 2023 is presented under ASC 326, while prior period comparisons continue to be presented under legacy ASC 450 and ASC 310.

PCB Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($)
$ in Thousands

Dec. 31, 2023

Dec. 31, 2022

Assets

Cash and due from banks

$ 26,518

$ 23,202

Interest-bearing deposits in other financial institutions

215,824

123,829

Total cash and cash equivalents

242,342

147,031

Securities available-for-sale, at fair value (amortized cost of $156,175 and $156,978 at December 31, 2023 and 2022, respectively, and allowance for credit losses of $0 at December 31, 2023)

143,323

141,863

Loans held-for-sale

5,155

22,811

Loans held-for-investment, net of deferred loan costs (fees)

2,323,452

2,046,063

Allowance for credit losses on loans

^[1]

(27,533)

(24,942)

Net loans held-for-investment

2,295,919

2,021,121

Premises and equipment, net

5,999

6,916

Federal Home Loan Bank and other restricted stock, at cost

12,716

10,183

Other real estate owned, net

2,558

Bank-owned life insurance

30,817

30,064

Deferred tax assets, net

3,115

Servicing assets

6,666

7,347

Operating lease assets

18,913

6,358

Accrued interest receivable

9,468

7,472

Other assets

15,630

15,755

Total assets

2,789,506

2,420,036

Deposits:

Noninterest-bearing demand

594,673

734,989

Savings, NOW and money market accounts

421,203

514,741

Time deposits of $250,000 or less

760,034

382,377

Time deposits of more than $250,000

575,702

413,876

Total deposits

2,351,612

2,045,983

Federal Home Loan Bank advances

39,000

20,000

Deferred tax liabilities, net

876

Operating lease liabilities

20,137

6,809

Accrued interest payable and other liabilities

29,009

11,802

Total liabilities

2,440,634

2,084,594

Commitments and contingent liabilities

Preferred stock, 10,000,000 shares authorized, no par value:

Common stock, 60,000,000 shares authorized, no par value; issued and outstanding 14,260,440 and 14,625,474 shares, respectively, and included 41,661 and 62,022 shares of unvested restricted stock, respectively, at December 31, 2023 and 2022

142,563

149,631

Retained earnings

146,092

127,181

Accumulated other comprehensive loss, net

(8,924)

(10,511)

Total shareholders’ equity

348,872

335,442

Total liabilities and shareholders’ equity

2,789,506

2,420,036

Series C Preferred Stock

Preferred stock, 10,000,000 shares authorized, no par value:

Series C, senior non-cumulative perpetual, $1,000 per share liquidation preference, 69,141 and 69,141 shares issued and outstanding at December 31, 2023 and 2022, respectively

$ 69,141

[1]	Allowance for credit losses on loans at December 31, 2023 is presented under ASC 326, while prior period comparison continues to be presented under legacy ASC 450 and ASC 310.

About PCB Bancorp

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and trade finance, remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of full-service branches in Los Angeles and Orange counties, California; Carrollton and Dallas, Texas; and Englewood Cliffs and Palisade Park, New Jersey, and Bayside, New York. It also operates loan production offices in Los Angeles and Orange Counties, California; Annandale, Virginia; Atlanta, Georgia; Bellevue, Washington; Aurora, Colorado; and Carrollton, Texas. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.

CEO	Mr. Henry Kim
WEBSITE	paccity.net
INDUSTRY	Banks Diversified
EMPLOYEES	272

PCB Bancorp Frequently Asked Questions

What is the ticker symbol for PCB Bancorp? What does PCB stand for in stocks?

PCB is the stock ticker symbol of PCB Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of PCB Bancorp (PCB)?

As of Fri Apr 26 2024, market cap of PCB Bancorp is 220.08 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PCB stock?

You can check PCB's fair value in chart for subscribers.

What is the fair value of PCB stock?

You can check PCB's fair value in chart for subscribers. The fair value of PCB Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of PCB Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PCB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is PCB Bancorp a good stock to buy?

The fair value guage provides a quick view whether PCB is over valued or under valued. Whether PCB Bancorp is cheap or expensive depends on the assumptions which impact PCB Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PCB.

What is PCB Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, PCB's PE ratio (Price to Earnings) is 7.17 and Price to Sales (PS) ratio is 1.46. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PCB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on PCB Bancorp's stock?

In the past 10 years, PCB Bancorp has provided 0.176 (multiply by 100 for percentage) rate of return.