PFC - Premier Financial Corp. Stock Price, Fair Value and News

20.38USD-0.21 (-1.02%)Market Closed

Market Summary

USD20.38-0.21

Market Closed

-1.02%

PFC Stock Price

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PFC RSI Chart

PFC Valuation

Market Cap

728.2M

Price/Earnings (Trailing)

6.54

Price/Sales (Trailing)

1.99

EV/EBITDA

1.69

Price/Free Cashflow

10.37

PFC Price/Sales (Trailing)

PFC Profitability

EBT Margin

38.16%

Return on Equity

11.41%

Return on Assets

1.29%

Free Cashflow Yield

9.64%

PFC Fundamentals

PFC Revenue

Revenue (TTM)

365.5M

Rev. Growth (Yr)

19.29%

Rev. Growth (Qtr)

1.48%

PFC Earnings

Earnings (TTM)

111.3M

Earnings Growth (Yr)

-20.59%

Earnings Growth (Qtr)

-18.7%

Breaking Down PFC Revenue

Last 7 days

7.8%

Last 30 days

6.1%

Last 90 days

-5.2%

Trailing 12 Months

11.9%

How does PFC drawdown profile look like?

PFC Financial Health

PFC Investor Care

Dividend Yield

6.08%

Dividend/Share (TTM)

1.24

Shares Dilution (1Y)

0.35%

Diluted EPS (TTM)

3.11

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	301.0M	328.1M	349.9M	365.5M
2022	243.0M	245.2M	257.5M	277.7M
2021	244.8M	243.2M	243.9M	243.6M
2020	161.7M	188.9M	213.4M	237.9M
2019	129.7M	134.7M	138.4M	141.1M
2018	113.0M	115.8M	119.7M	124.7M
2017	90.3M	96.3M	102.3M	108.1M
2016	82.2M	83.7M	85.4M	87.4M
2015	77.5M	78.8M	79.8M	80.8M
2014	74.8M	74.8M	75.3M	76.2M
2013	78.7M	76.9M	75.6M	74.8M
2012	85.7M	84.2M	82.6M	80.9M
2011	93.9M	91.5M	89.1M	87.1M
2010	0	99.0M	97.4M	95.9M
2009	0	0	0	100.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Premier Financial Corp.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 01, 2024	chandhok varun	sold (taxes)	-5,794	20.12	-288	evp, chief information officer
Apr 01, 2024	small gary m	sold (taxes)	-27,765	20.12	-1,380	president and ceo
Mar 11, 2024	small gary m	acquired	-	-	5,185	president and ceo
Mar 02, 2024	small gary m	sold (taxes)	-8,444	20.01	-422	president and ceo
Feb 15, 2024	hileman donald p.	sold	-30,105	20.07	-1,500	-
Feb 14, 2024	hull rick l.	sold (taxes)	-6,076	19.99	-304	evp head of commercial banking
Feb 14, 2024	chandhok varun	sold (taxes)	-3,418	19.99	-171	evp, chief information officer
Feb 14, 2024	chandhok varun	acquired	-	-	5,147	evp, chief information officer
Feb 14, 2024	nungester paul d jr	sold (taxes)	-12,653	19.99	-633	evp, chief financial officer
Feb 14, 2024	nungester paul d jr	acquired	-	-	4,201	evp & chief financial officer

Which funds bought or sold PFC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	FIFTH THIRD BANCORP	unchanged	-	-3,800	20,300	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-59.64	-50,000	26,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	129,712	444,043	-%
Apr 22, 2024	INVESTORS ASSET MANAGEMENT OF GEORGIA INC /GA/ /ADV	new	-	829,539	829,539	0.39%
Apr 19, 2024	DENALI ADVISORS LLC	added	4.76	-89,250	669,900	0.20%
Apr 18, 2024	Capital Advisors, Ltd. LLC	unchanged	-	-1,000	7,000	-%
Apr 18, 2024	McGlone Suttner Wealth Management, Inc.	sold off	-100	-21,521	-	-%
Apr 18, 2024	SJS Investment Consulting Inc.	reduced	-0.31	-127,668	668,958	0.13%
Apr 17, 2024	Hennion & Walsh Asset Management, Inc.	added	11.32	-34,479	518,929	0.03%
Apr 09, 2024	FARMERS TRUST CO	unchanged	-	-45,345	242,240	0.05%

Are Funds Buying or Selling PFC?

Are funds buying PFC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own PFC

No. of Funds

Unveiling Premier Financial Corp.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	5.52%	1,973,151	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	6.3%	2,254,801	SC 13G/A
Jan 23, 2024	blackrock inc.	12.7%	4,544,175	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	7.1%	2,523,261	SC 13G/A
Feb 09, 2023	vanguard group inc	5.32%	1,890,814	SC 13G/A
Jan 23, 2023	blackrock inc.	11.2%	3,988,235	SC 13G/A
Feb 10, 2022	vanguard group inc	5.14%	1,900,011	SC 13G/A
Feb 08, 2022	dimensional fund advisors lp	6.2%	2,294,389	SC 13G/A
Jan 27, 2022	blackrock inc.	10.6%	3,903,517	SC 13G/A
Jan 26, 2022	blackrock inc.	10.6%	3,903,517	SC 13G/A

Recent SEC filings of Premier Financial Corp.

View All Filings

Date Filed	Form Type	Document
Apr 23, 2024	8-K	Current Report
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Mar 18, 2024	DEF 14A	DEF 14A
Mar 18, 2024	DEFA14A	DEFA14A
Mar 12, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading
Feb 28, 2024	10-K	Annual Report
Feb 26, 2024	4/A	Insider Trading
Feb 26, 2024	4/A	Insider Trading

Peers (Alternatives to Premier Financial Corp.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.1B	171.1B	-2.31%	36.49%	11.22	3.25	60.72%	31.52%
BAC	301.8B	130.3B	3.56%	28.93%	11.38	2.32	79.51%	-3.68%
WFC	216.8B	85.7B	6.72%	47.09%	11.33	2.53	41.49%	39.96%
C	119.4B	133.3B	3.01%	27.78%	12.94	0.9	79.09%	-
CFG	16.3B	10.2B	-0.51%	22.27%	10.13	1.6	44.53%	-22.43%
KEY	13.9B	7.9B	-2.00%	32.35%	14.42	1.76	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.92%	23.45%	7.96	1.68	56.25%	-23.46%
ZION	6.2B	3.9B	2.71%	47.68%	9.19	1.58	45.91%	-25.03%
ABCB	3.3B	1.3B	1.85%	41.72%	12.38	2.6	43.24%	-22.35%
ASB	3.2B	2.0B	3.40%	20.85%	17.62	1.65	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	414.5M	164.9M	-1.69%	36.50%	35.44	2.51	42.66%	-70.76%
AROW	380.2M	162.6M	-4.81%	4.19%	12.64	2.34	25.39%	-38.37%
ACNB	284.2M	96.6M	-3.52%	8.70%	8.97	2.94	11.02%	-11.37%
ASRV	47.3M	60.9M	-2.56%	-9.83%	-14.14	0.78	24.06%	-144.92%

Premier Financial Corp. News

Latest updates

Premier Financial Corp. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	1.5%	96.00	95.00	90.00	84.00	81.00	73.00	63.00	61.00	60.00	61.00	61.00	61.00	61.00	60.00	62.00	55.00	36.00	36.00	35.00	34.00	34.00
EBITDA Margin	-8.4%	0.99*	1.08*	1.19*	1.21*	1.35*	1.44*	1.48*	1.53*	1.60*	1.62*	1.60*	1.57*	1.23*	-	-	-	-	-	-	-	-
Interest Expenses	-3.2%	53.00	54.00	54.00	56.00	63.00	63.00	59.00	58.00	57.00	57.00	57.00	57.00	55.00	53.00	54.00	45.00	29.00	29.00	29.00	28.00	28.00
Income Taxes	-16.8%	5.00	6.00	14.00	4.00	6.00	7.00	5.00	6.00	6.00	6.00	8.00	10.00	8.00	6.00	7.00	-5.61	3.00	3.00	3.00	3.00	3.00
Earnings Before Taxes	-18.4%	25.00	30.00	62.00	22.00	31.00	35.00	28.00	33.00	31.00	34.00	40.00	51.00	39.00	32.00	36.00	-28.09	15.00	16.00	15.00	14.00	15.00
EBT Margin	-8.4%	0.38*	0.42*	0.46*	0.39*	0.45*	0.49*	0.51*	0.57*	0.64*	0.67*	0.66*	0.65*	0.33*	-	-	-	-	-	-	-	-
Net Income	-18.7%	20.00	25.00	48.00	18.00	25.00	28.00	22.00	26.00	25.00	28.00	31.00	41.00	31.00	26.00	29.00	-22.48	13.00	13.00	12.00	11.00	12.00
Net Income Margin	-8.5%	0.30*	0.33*	0.37*	0.31*	0.37*	0.40*	0.42*	0.46*	0.52*	0.54*	0.53*	0.52*	0.27*	-	-	-	-	-	-	-	-
Free Cashflow	163.6%	27.00	10.00	15.00	19.00	59.00	44.00	40.00	31.00	51.00	47.00	40.00	24.00	10.00	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.7%	8,626	8,563	8,616	8,562	8,455	8,236	8,011	7,591	7,481	7,468	7,594	7,530	7,212	6,975	7,014	6,539	3,469	3,373	3,278	3,221	3,182
Cash Equivalents	-2.3%	115	117	122	157	128	105	134	154	162	115	132	304	159	103	193	145	131	112	84.00	113	99.00
Net PPE	2.2%	57.00	56.00	56.00	56.00	56.00	54.00	54.00	55.00	56.00	56.00	56.00	57.00	59.00	59.00	60.00	60.00	40.00	40.00	40.00	40.00	41.00
Goodwill	0%	296	296	296	318	318	318	318	318	318	318	318	318	318	318	318	318	100	2.00	99.00	99.00	99.00
Liabilities	0.1%	7,650	7,643	7,679	7,648	7,568	7,371	7,109	6,648	6,458	6,436	6,566	6,532	6,229	6,016	6,073	5,622	3,043	2,933	2,870	2,825	2,782
Shareholder's Equity	6.1%	976	920	937	914	888	865	901	943	1,023	1,032	1,028	998	982	959	941	917	426	418	407	396	400
Retained Earnings	1.6%	570	561	547	510	503	488	471	459	444	429	410	388	356	334	316	295	329	321	312	303	296
Additional Paid-In Capital	0.1%	691	690	690	690	691	692	691	691	691	691	690	690	689	690	689	688	162	162	161	161	162
Shares Outstanding	0.0%	36.00	36.00	36.00	36.00	36.00	36.00	36.00	36.00	36.00	37.00	37.00	37.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	560	-	-	-	883	-	-	-	1,000	-	-	-	649	-	-	-	552	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	156.7%	29,204	11,378	16,244	20,509	61,830	45,526	40,727	32,013	52,156	48,031	40,633	24,343	12,164	-33,874	-47,269	13,361	20,450	6,228	3,316	9,691	20,037
Share Based Compensation	10.0%	603	548	303	421	388	711	157	760	444	1,176	656	551	-465	1,185	-	-	-	-	-	-	-
Cashflow From Investing	-192.1%	-39,917	43,333	-57,827	-70,239	-220,105	-304,871	-496,167	-185,827	3,318	80,200	-242,959	-173,373	-173,144	-5,295	-329,045	-34,370	-106,700	-35,746	-73,543	-9,359	-92,959
Cashflow From Financing	113.5%	7,972	-58,941	6,283	78,597	181,443	229,943	436,068	146,014	-9,002	-144,645	30,087	293,511	217,173	-50,439	423,778	34,972	105,510	57,915	41,307	13,223	72,358
Dividend Payments	0.0%	11,076	11,078	11,076	11,037	10,671	10,669	10,668	10,787	10,311	9,995	9,699	8,943	8,205	8,204	8,203	8,286	4,341	3,748	3,747	3,788	3,469
Buy Backs	-	-	-	-	11.00	2.00	-	2,623	24,245	18,762	5,970	3,773	1,078	88.00	-	17.00	10,078	-	-	-	15,147	-

PFC Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest Income
Loans	$ 332,208	$ 249,561	$ 223,787
Investment securities:
Tax-exempt	2,383	3,406	3,898
Taxable	25,831	22,689	15,471
Interest-bearing deposits	2,478	831	198
FHLB stock dividends	2,610	1,225	233
Total interest income	365,510	277,712	243,587
Interest Expense
Deposits	122,407	24,909	13,482
Federal Home Loan Bank advances and other	21,479	6,550	23
Subordinated debentures	4,531	3,327	2,713
Notes payable	0	5	0
Total interest expense	148,417	34,791	16,218
Net interest income	217,093	242,921	227,369
Credit loss (benefit) expense - loans and leases	7,742	12,503	(6,733)
Credit loss (benefit) expense - unfunded commitments	(2,508)	1,784	(319)
Net interest income after provision for credit losses	211,859	228,634	234,421
Non-interest Income
Service fees and other charges	27,325	25,853	24,168
Mortgage banking income	6,743	9,871	21,925
Insurance commissions	8,856	16,228	15,780
Gain on sale of non-mortgage loans	165	0	0
Gain on sale of securities available for sale	37	1	2,218
(Loss) Gain on equity securities	(453)	(551)	1,954
Gain on sale of insurance agency	36,296	0	0
Wealth management income	6,322	5,828	6,027
Income from Bank Owned Life Insurance	5,014	3,946	5,121
Other non-interest income	544	984	2,133
Total non-interest income	90,849	62,160	79,326
Non-interest Expense
Compensation and benefits	92,609	97,396	90,646
Occupancy	13,358	14,039	15,501
FDIC insurance premium	5,803	3,647	2,896
Financial institutions tax	3,563	4,110	4,079
Data processing	16,191	13,780	13,550
Transaction costs	3,652	0	0
Amortization of intangibles	4,604	5,450	6,208
Other non-interest expense	23,451	26,089	24,444
Total non-interest expense	163,231	164,511	157,324
Income before income taxes	139,477	126,283	156,423
Federal income taxes	28,182	24,096	30,372
Net Income	$ 111,295	$ 102,187	$ 126,051
Earnings per common share (Note 3)
Basic	$ 3.11	$ 2.86	$ 3.39
Diluted	$ 3.11	$ 2.85	$ 3.39

About Premier Financial Corp.

Premier Financial Corp., through its subsidiaries, provides various banking services. It offers demand, checking, money market, and savings accounts, as well as certificates of deposits and certificates of deposit account registry service; and investment products. The company also provides residential and commercial real estate, commercial, construction, home improvement and home equity, and consumer loans. In addition, it invests in the U.S. treasury and federal government agency obligations, obligations of states and political subdivisions, mortgage-backed securities that are issued by federal agencies, collateralized mortgage obligations, and corporate bonds. Further, the company offers property and casualty, life, and group health insurance agency services; mezzanine funding services; and online banking services, which include mobile banking, person-to-person payments, online bill pay, and online account opening, as well as the MoneyPass ATM network. It operates in Ohio, Michigan, Indiana, Pennsylvania, and West Virginia. The company was formerly known as First Defiance Financial Corp. and changed its name to Premier Financial Corp. in June 2020. Premier Financial Corp. was founded in 1920 and is headquartered in Defiance, Ohio.

CEO	Mr. Gary M. Small
WEBSITE	premierfincorp.com
INDUSTRY	Banks Diversified
EMPLOYEES	1112

Premier Financial Corp. Frequently Asked Questions

What is the ticker symbol for Premier Financial Corp.? What does PFC stand for in stocks?

PFC is the stock ticker symbol of Premier Financial Corp.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Premier Financial Corp. (PFC)?

As of Tue Apr 23 2024, market cap of Premier Financial Corp. is 735.67 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PFC stock?

You can check PFC's fair value in chart for subscribers.

What is the fair value of PFC stock?

You can check PFC's fair value in chart for subscribers. The fair value of Premier Financial Corp. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Premier Financial Corp. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PFC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Premier Financial Corp. a good stock to buy?

The fair value guage provides a quick view whether PFC is over valued or under valued. Whether Premier Financial Corp. is cheap or expensive depends on the assumptions which impact Premier Financial Corp.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PFC.

What is Premier Financial Corp.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, PFC's PE ratio (Price to Earnings) is 6.61 and Price to Sales (PS) ratio is 2.01. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PFC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Premier Financial Corp.'s stock?

In the past 10 years, Premier Financial Corp. has provided 0.075 (multiply by 100 for percentage) rate of return.