PFSI - PennyMac Financial Services Inc Stock Price, Fair Value and News

91.96USD-0.82 (-0.88%)Market Closed

Market Summary

USD91.96-0.82

Market Closed

-0.88%

PFSI Alerts

2 major insider sales recently.

PFSI Stock Price

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PFSI RSI Chart

PFSI Valuation

Market Cap

4.7B

Price/Earnings (Trailing)

32.34

Price/Sales (Trailing)

3.34

EV/EBITDA

16.12

Price/Free Cashflow

-2.95

PFSI Price/Sales (Trailing)

PFSI Profitability

EBT Margin

13.10%

Return on Equity

4.09%

Return on Assets

0.77%

Free Cashflow Yield

-33.85%

PFSI Fundamentals

PFSI Revenue

Revenue (TTM)

1.4B

Rev. Growth (Yr)

6.31%

Rev. Growth (Qtr)

-9.58%

PFSI Earnings

Earnings (TTM)

144.7M

Earnings Growth (Yr)

-197.94%

Earnings Growth (Qtr)

-139.67%

Breaking Down PFSI Revenue

Last 7 days

7.7%

Last 30 days

3.0%

Last 90 days

8.0%

Trailing 12 Months

45.1%

How does PFSI drawdown profile look like?

PFSI Financial Health

PFSI Investor Care

Dividend Yield

0.86%

Dividend/Share (TTM)

0.8

Shares Dilution (1Y)

0.79%

Diluted EPS (TTM)

2.75

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	1.6B	1.5B	1.4B	1.4B
2022	2.9B	2.6B	2.3B	2.0B
2021	3.9B	3.8B	3.5B	3.2B
2020	2.0B	2.5B	3.2B	3.7B
2019	994.1M	1.1B	1.2B	1.5B
2018	989.2M	1.0B	1.0B	984.6M
2017	937.8M	943.7M	949.6M	955.5M
2016	0	0	0	931.9M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of PennyMac Financial Services Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 09, 2024	spector david	sold	-907,209	90.7209	-10,000	chairman & ceo
Mar 25, 2024	stark derek	sold	-470,007	89.44	-5,255	chief legal officer
Mar 19, 2024	chang william herbert	sold (taxes)	-22,115	85.06	-260	chief capital markets officer
Mar 12, 2024	spector david	sold	-284,941	85.6709	-3,326	chairman & ceo
Mar 11, 2024	spector david	sold	-860,548	86.0548	-10,000	chairman & ceo
Mar 11, 2024	jones doug	sold	-1,470,470	86.0984	-17,079	director, president & cmbo
Mar 11, 2024	spector david	sold	-2,276,240	86.0548	-26,451	chairman & ceo
Mar 04, 2024	follette james	sold	-428,441	84.6554	-5,061	chief digital officer
Feb 29, 2024	white donald j.	sold (taxes)	-72,547	83.87	-865	chief risk officer
Feb 29, 2024	tozer theodore w	acquired	-	-	1,854	-

Which funds bought or sold PFSI recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	Global Retirement Partners, LLC	unchanged	-	127	1,549	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-63.92	-131,000	78,000	-%
Apr 23, 2024	NATIONS FINANCIAL GROUP INC, /IA/ /ADV	sold off	-100	-318,132	-	-%
Apr 22, 2024	MetLife Investment Management, LLC	reduced	-1.9	271,381	1,170,810	0.01%
Apr 19, 2024	Handelsinvest Investeringsforvaltning	reduced	-34.18	-92,000	193,000	0.09%
Apr 19, 2024	DENALI ADVISORS LLC	added	179	2,472,630	3,789,340	1.12%
Apr 18, 2024	FOSTER & MOTLEY INC	unchanged	-	8,000	242,000	0.02%
Apr 18, 2024	SAXON INTERESTS, INC.	sold off	-100	-207,846	-	-%
Apr 18, 2024	Hexagon Capital Partners LLC	added	1.1	1,354	33,521	0.01%
Apr 18, 2024	MorganRosel Wealth Management, LLC	added	2.23	50,261	984,774	0.35%

Are Funds Buying or Selling PFSI?

Are funds buying PFSI calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own PFSI

No. of Funds

PFSI Alerts

2 major insider sales recently.

Unveiling PennyMac Financial Services Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	t. rowe price investment management, inc.	9.8%	4,912,601	SC 13G
Feb 13, 2024	vanguard group inc	5.23%	2,610,041	SC 13G
Feb 09, 2024	dimensional fund advisors lp	5.4%	2,691,513	SC 13G
Feb 09, 2024	senvest management, llc	2.4%	1,183,151	SC 13G/A
Feb 14, 2023	t. rowe price investment management, inc.	10.0%	4,992,531	SC 13G
Feb 14, 2023	price t rowe associates inc /md/	0.3%	150,248	SC 13G/A
Feb 09, 2023	vanguard group inc	4.84%	2,425,861	SC 13G/A
Jan 27, 2023	senvest management, llc	5.0%	2,524,675	SC 13G
Feb 24, 2022	blackrock inc.	3.5%	2,214,826	SC 13G/A
Feb 14, 2022	price t rowe associates inc /md/	6.6%	3,916,901	SC 13G/A

Recent SEC filings of PennyMac Financial Services Inc

View All Filings

Date Filed	Form Type	Document
Apr 19, 2024	ARS	ARS
Apr 19, 2024	DEF 14A	DEF 14A
Apr 19, 2024	DEFA14A	DEFA14A
Apr 11, 2024	4	Insider Trading
Mar 26, 2024	4	Insider Trading
Mar 25, 2024	144	Notice of Insider Sale Intent
Mar 20, 2024	4	Insider Trading
Mar 18, 2024	8-K	Current Report
Mar 13, 2024	4	Insider Trading
Mar 13, 2024	4	Insider Trading

Peers (Alternatives to PennyMac Financial Services Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
GS	137.7B	68.5B	4.20%	23.24%	16.17	2.01	136.06%	-24.38%
CME	76.3B	5.6B	1.07%	15.80%	23.66	13.58	-0.62%	19.89%
ICE	75.9B	9.9B	-2.86%	22.61%	32.06	7.67	2.77%	63.76%
COIN	52.9B	3.1B	-7.48%	331.78%	557.66	17.02	-2.69%	103.61%
FDS	16.1B	2.2B	-6.21%	-0.60%	32.94	7.48	7.26%	9.28%
IBKR	12.1B	6.2B	5.73%	41.72%	4.32	1.95	131.94%	52.66%
MID-CAP
JEF	9.5B	8.2B	-1.63%	43.44%	36.03	1.15	17.04%	-76.58%
HLI	8.3B	1.8B	3.39%	38.25%	32.2	4.53	0.16%	-0.33%
EVR	7.5B	2.4B	2.08%	60.46%	29.25	3.06	-12.10%	-46.39%
FRHC	3.9B	1.4B	-5.81%	-14.57%	11.69	2.8	96.15%	398.80%
CLSK	3.9B	214.4M	6.10%	453.74%	-47.98	18.28	75.40%	19.03%
SMALL-CAP
DFIN	1.9B	797.2M	6.73%	46.72%	23.14	2.39	-4.37%	-19.80%
AMRK	873.5M	10.0B	34.31%	5.71%	7.91	0.09	24.24%	-27.96%
COHN	12.6M	83.0M	-9.03%	2.60%	-2.15	0.15	15.07%	81.87%
AAMC	8.1M	3.2M	-1.24%	-96.10%	-0.25	2.56	-44.67%	-104.26%

PennyMac Financial Services Inc News

Latest updates

PennyMac Financial Services Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-9.6%	361,939,000	400,308,000	336,547,000	302,862,000	340,446,000	476,290,000	511,515,000	657,504,000	693,811,000	786,612,000	742,252,000	944,686,000	1,042,146,000	1,119,992,000	821,634,000	721,825,000	490,375,000	436,347,000	302,977,000	247,705,000	251,201,000
Operating Expenses	52.2%	416,169,000	273,511,000	263,630,000	264,715,000	272,717,000	290,818,000	333,989,000	422,984,000	459,700,000	447,063,000	462,737,000	438,678,000	424,920,000	391,701,000	341,272,000	307,095,000	287,009,000	270,150,000	203,387,000	187,414,000	192,895,000
EBITDA Margin	-36.4%	0.17	0.26	0.28	0.30	0.33	0.34	0.35	0.36	0.41	0.48	0.54	0.59	-	-	-	-	-	-	-	-	-
Interest Expenses	-157.4%	-5,559,000	9,689,000	-5,690,000	-3,293,000	3,294,000	29,000	-21,263,000	-23,425,000	-20,865,000	-22,399,000	-21,634,000	-25,632,000	-19,461,000	-10,227,000	-5,889,000	11,052,000	10,883,000	27,072,000	17,976,000	20,790,000	21,272,000
Income Taxes	-151.3%	-17,388,000	33,927,000	14,667,000	7,769,000	30,112,000	50,338,000	48,363,000	60,927,000	61,028,000	90,239,000	75,286,000	129,140,000	164,422,000	193,131,000	127,685,000	108,487,000	50,705,000	44,724,000	26,894,000	14,156,000	5,346,000
Earnings Before Taxes	-142.8%	-54,230,000	126,797,000	72,917,000	38,147,000	67,729,000	185,472,000	177,526,000	234,520,000	234,111,000	339,549,000	279,515,000	506,008,000	617,226,000	728,291,000	480,362,000	414,730,000	203,366,000	166,197,000	99,590,000	60,291,000	58,306,000
EBT Margin	-40.8%	0.13	0.22	0.25	0.29	0.34	0.36	0.37	0.38	0.43	0.50	0.55	0.59	-	-	-	-	-	-	-	-	-
Net Income	-139.7%	-36,842,000	92,870,000	58,250,000	30,378,000	37,617,000	135,134,000	129,163,000	173,593,000	173,083,000	249,310,000	204,229,000	376,868,000	452,804,000	535,160,000	352,677,000	306,243,000	152,661,000	121,473,000	72,696,000	46,135,000	38,749,000
Net Income Margin	-35.0%	0.10	0.16	0.18	0.20	0.24	0.26	0.27	0.28	0.32	0.36	0.41	0.44	-	-	-	-	-	-	-	-	-
Free Cashflow	144.0%	429,794,000	-976,202,000	2,227,867,000	-3,265,064,000	487,854,000	-589,205,000	1,702,640,000	4,424,787,000	-208,922,000	1,437,535,000	2,577,303,000	-1,250,754,000	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-0.6%	18,845	18,949	17,984	20,103	16,823	16,362	14,272	14,618	18,777	19,745	23,880	31,298	31,598	31,181	23,226	10,891	10,204	9,303	8,398	7,819	7,478
Cash Equivalents	-20.3%	938	1,177	1,532	1,498	1,329	1,559	1,415	490	340	477	324	442	533	529	910	879	189	202	232	145	156
Net PPE	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	29.00	30.00	32.00	33.00	33.00	33.00
Liabilities	-0.5%	15,306	15,376	14,506	16,651	13,352	12,880	10,811	11,176	15,358	16,241	20,366	27,831	28,208	28,164	20,747	8,527	8,143	7,392	6,619	6,118	5,825
Shareholder's Equity	-1.0%	3,539	3,573	3,479	3,452	3,471	3,482	3,461	3,442	3,418	3,504	3,514	3,467	3,389	3,017	2,479	2,364	2,062	1,912	1,779	1,701	1,654
Retained Earnings	-1.3%	3,514	3,561	3,479	3,452	3,471	3,482	3,461	3,442	3,293	3,132	2,895	2,705	2,342	1,901	1,366	1,023	726	583	462	389	343
Additional Paid-In Capital	111.7%	24.00	11.00	-	-	-	-	-	-	125	372	618	763	1,047	1,116	1,113	1,341	1,335	1,328	1,317	1,312	1,311
Shares Outstanding	0.0%	50.00	50.00	50.00	50.00	53.00	54.00	55.00	56.00	64.00	62.00	66.00	69.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	1,521	-	-	-	1,244	-	-	-	2,465	-	-	-	1,740	-	-	-	553	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	144.1%	430,289	-975,942	2,228,325	-3,264,891	489,409	-587,690	1,704,152	4,427,364	-207,022	1,438,485	2,579,614	-1,248,016	-2,275,407	-4,289,128	1,095,881	-730,284	-554,982	-808,196	-747,698	-134,247	-160,188
Share Based Compensation	-23.5%	6,743	8,814	375	11,650	11,863	6,466	14,948	9,275	9,199	8,824	8,894	10,877	18,885	7,095	6,757	12,368	5,647	8,941	5,652	4,531	4,485
Cashflow From Investing	154.7%	104,688	-191,484	-165,559	-20,933	-238,015	-56,190	-259,969	-167,408	-2,911	-156,219	78,279	-223,518	-141,565	-61,538	-130,088	1,116,225	-20,634	8,977	253,210	-92,771	27,172
Cashflow From Financing	-195.3%	-773,910	812,331	-2,028,273	3,455,191	-481,537	787,147	-518,586	-4,110,231	73,505	-1,129,931	-2,775,640	1,380,686	2,420,511	3,969,519	-934,442	304,519	562,482	768,925	581,581	216,007	185,688
Dividend Payments	0.1%	10,240	10,232	10,197	10,777	10,415	21,642	11,139	11,425	12,258	12,698	13,565	14,375	11,117	292	9,805	9,733	-	-	-	-	-
Buy Backs	-Infinity%	-84.00	-	26,214	45,361	51,327	99,702	113,645	141,412	257,401	257,354	154,920	288,519	89,269	6,927	237,162	4,121	-	-	1,056	-	467

PFSI Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Net gains on loans held for sale at fair value:
Net gains on loans held for sale at fair value	$ 545,943,000	$ 791,633,000	$ 2,464,401,000
Loan origination fees	146,118,000	169,859,000	384,154,000
Fulfillment fees from PennyMac Mortgage Investment Trust	27,826,000	67,991,000	178,927,000
Loan servicing fees:
Loan servicing fees	1,484,946,000	1,228,637,000	1,075,112,000
Change in fair value of mortgage servicing rights and mortgage servicing liabilities	(605,568,000)	354,176,000	(415,906,000)
Change in fair value of excess servicing spread financing payable to PennyMac Mortgage Investment Trust			(1,037,000)
Mortgage servicing rights hedging results	(236,778,000)	(631,484,000)	(475,215,000)
Change in fair value of excess servicing spread financing payable to PennyMac Mortgage Investment Trust	(842,346,000)	(277,308,000)	(892,158,000)
Net loan servicing fees	642,600,000	951,329,000	182,954,000
Interest income:
Interest income	632,924,000	294,062,000	300,169,000
Interest expense:
Interest expense	637,777,000	335,427,000	390,699,000
Net interest expense	(4,853,000)	(41,365,000)	(90,530,000)
Management fees, net:
Management fees from PennyMac Mortgage Investment Trust	28,762,000	31,065,000	37,801,000
Change in fair value of investment in and dividends received from PennyMac Mortgage Investment Trust	312,000	(235,000)	336,000
Results of real estate acquired in settlement of loans	1,545,000	2,510,000	1,993,000
Repricing of payable to exchanged Private National Mortgage Acceptance Company , LLC unitholders		576,000
Other	13,403,000	12,392,000	7,325,000
Total net revenues	1,401,656,000	1,985,755,000	3,167,361,000
Expenses
Compensation	576,964,000	735,231,000	999,802,000
Legal settlements	162,770,000	4,649,000	(4,000)
Technology	143,152,000	139,950,000	141,426,000
Loan origination	114,500,000	173,622,000	330,788,000
Servicing	69,433,000	59,628,000	109,835,000
Professional services	60,521,000	73,270,000	94,283,000
Occupancy and equipment	36,558,000	40,124,000	35,810,000
Marketing and advertising	17,631,000	46,762,000	44,806,000
Other	36,496,000	47,272,000	51,432,000
Total expenses	1,218,025,000	1,320,508,000	1,808,178,000
Income before provision for income taxes	183,631,000	665,247,000	1,359,183,000
Provision for income taxes	38,975,000	189,740,000	355,693,000
Net income	$ 144,656,000	$ 475,507,000	$ 1,003,490,000
Earnings per share
Basic (in dollars per share)	$ 2.89	$ 8.96	$ 15.73
Diluted (in dollars per share)	$ 2.74	$ 8.50	$ 14.87
Weighted-average shares outstanding
Basic (in shares)	49,978	53,065	63,799
Diluted (in shares)	52,733	55,950	67,471
Related Party
Net gains on loans held for sale at fair value:
Net gains on loans held for sale at fair value	$ (1,784,000)	$ (16,564,000)	$ (51,473,000)
Loan origination fees	3,216,000	8,418,000	26,126,000
Interest expense:
Interest expense			1,280,000
Nonrelated Party
Net gains on loans held for sale at fair value:
Net gains on loans held for sale at fair value	547,727,000	808,197,000	2,515,874,000
Loan origination fees	142,902,000	161,441,000	358,028,000
Interest income:
Interest income	632,840,000	294,062,000	299,782,000
Interest expense:
Interest expense	637,777,000	335,427,000	389,419,000
Non-affiliates \| Nonrelated Party
Loan servicing fees:
Loan servicing fees	1,268,650,000	1,054,828,000	875,570,000
PennyMac Mortgage Investment Trust \| Related Party
Net gains on loans held for sale at fair value:
Net gains on loans held for sale at fair value	(1,784,000)	(16,564,000)	(51,473,000)
Loan servicing fees:
Loan servicing fees	81,347,000	81,915,000	80,658,000
Interest income:
Interest income			387,000
Interest expense:
Interest expense			1,280,000
Management fees, net:
Change in fair value of investment in and dividends received from PennyMac Mortgage Investment Trust	312,000	(235,000)	336,000
Others \| Nonrelated Party
Loan servicing fees:
Loan servicing fees	134,949,000	$ 91,894,000	$ 118,884,000
Townsgate Closing Services, LLC \| Related Party
Interest income:
Interest income	$ 84,000

PFSI Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash	$ 938,371	$ 1,328,536
Short-term investment at fair value	10,268	12,194
Loans held for sale at fair value (includes $4,329,501 and $3,442,847 pledged to creditors)	4,420,691	3,509,300
Derivative assets	179,079	99,003
Servicing advances, net (includes valuation allowance of $73,991 and $78,992; $354,831 and $381,379 pledged to creditors)	694,038	696,753
Mortgage servicing rights at fair value (includes $7,033,892 and $5,897,613 pledged to creditors)	7,099,348	5,953,621
Investment in PennyMac Mortgage Investment Trust at fair value	1,121	929
Receivable from PennyMac Mortgage Investment Trust	$ 29,262	$ 36,372
Other Receivable, after Allowance for Credit Loss, Related Party, Type [Extensible Enumeration]	Affiliated entities	Affiliated entities
Loans eligible for repurchase	$ 4,889,925	$ 4,702,103
Other (includes $15,653 and $12,277 pledged to creditors)	582,460	483,773
Total assets	18,844,563	16,822,584
LIABILITIES
Assets sold under agreements to repurchase	3,763,956	3,001,283
Mortgage loan participation purchase and sale agreements	446,054	287,592
Notes payable secured by mortgage servicing assets	1,873,415	1,942,646
Unsecured senior notes	2,519,651	1,779,920
Derivative liabilities	53,275	21,712
Mortgage servicing liabilities at fair value	1,805	2,096
Accounts payable and accrued expenses	449,896	347,908
Other liabilities	$ 208,210	$ 205,011
Other Liability, Related Party, Type [Extensible Enumeration]	Affiliated entities	Affiliated entities
Payable to exchanged Private National Mortgage Acceptance Company, LLC unitholders under tax receivable agreement	$ 26,099	$ 26,099
Income taxes payable	1,042,886	1,002,744
Liability for loans eligible for repurchase	4,889,925	4,702,103
Liability for losses under representations and warranties	30,788	32,421
Total liabilities	15,305,960	13,351,535
Commitments and contingencies - Note 18
STOCKHOLDERS' EQUITY
Additional paid-in capital	24,287
Retained earnings	3,514,311	3,471,044
Total stockholders' equity	3,538,603	3,471,049
Total liabilities and stockholders' equity	18,844,563	16,822,584
Common Class A [Member]
STOCKHOLDERS' EQUITY
Common stock - authorized 200,000,000 shares of $0.0001 par value; issued and outstanding, 50,178,963 and 49,988,492 shares respectively	$ 5	$ 5

About PennyMac Financial Services Inc

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments, response to customer inquiries, accounting for principal and interest, holding custodial funds for the payment of property taxes and insurance premiums, counseling delinquent borrowers, and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.

CEO	Mr. David A. Spector
WEBSITE	https://ir.pennymacfinancial.com
INDUSTRY	Mortgage Finance
EMPLOYEES	4221

PennyMac Financial Services Inc Frequently Asked Questions

What is the ticker symbol for PennyMac Financial Services Inc? What does PFSI stand for in stocks?

PFSI is the stock ticker symbol of PennyMac Financial Services Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of PennyMac Financial Services Inc (PFSI)?

As of Tue Apr 23 2024, market cap of PennyMac Financial Services Inc is 4.68 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PFSI stock?

You can check PFSI's fair value in chart for subscribers.

What is the fair value of PFSI stock?

You can check PFSI's fair value in chart for subscribers. The fair value of PennyMac Financial Services Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of PennyMac Financial Services Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PFSI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is PennyMac Financial Services Inc a good stock to buy?

The fair value guage provides a quick view whether PFSI is over valued or under valued. Whether PennyMac Financial Services Inc is cheap or expensive depends on the assumptions which impact PennyMac Financial Services Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PFSI.

What is PennyMac Financial Services Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, PFSI's PE ratio (Price to Earnings) is 32.34 and Price to Sales (PS) ratio is 3.34. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PFSI PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on PennyMac Financial Services Inc's stock?

In the past 10 years, PennyMac Financial Services Inc has provided 0.2 (multiply by 100 for percentage) rate of return.