PMTS - CPI Card Group Inc Stock Price, Fair Value and News

17.74USD+1.02 (+6.10%)Market Closed

Market Summary

USD17.74+1.02

Market Closed

6.10%

PMTS Alerts

1 major insider sales recently.

PMTS Stock Price

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PMTS RSI Chart

PMTS Valuation

Market Cap

202.3M

Price/Earnings (Trailing)

8.43

Price/Sales (Trailing)

0.45

EV/EBITDA

2.88

Price/Free Cashflow

7.32

PMTS Price/Sales (Trailing)

PMTS Profitability

EBT Margin

7.75%

Return on Equity

218.0K%

Return on Assets

8.17%

Free Cashflow Yield

13.66%

PMTS Fundamentals

PMTS Revenue

Revenue (TTM)

444.5M

Rev. Growth (Yr)

-18.64%

Rev. Growth (Qtr)

-2.83%

PMTS Earnings

Earnings (TTM)

24.0M

Earnings Growth (Yr)

-78.1%

Earnings Growth (Qtr)

-29.17%

Breaking Down PMTS Revenue

Last 7 days

1.4%

Last 30 days

5.3%

Last 90 days

-5.6%

Trailing 12 Months

-56.7%

How does PMTS drawdown profile look like?

PMTS Financial Health

Current Ratio

3.34

PMTS Investor Care

Dividend Yield

2.82%

Dividend/Share (TTM)

0.45

Shares Dilution (1Y)

0.08%

Diluted EPS (TTM)

2.01

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	485.2M	486.8M	468.1M	444.5M
2022	397.5M	417.5M	442.5M	475.7M
2021	327.3M	349.2M	366.1M	375.1M
2020	285.2M	289.7M	300.7M	312.2M
2019	267.8M	273.3M	274.0M	278.1M
2018	228.2M	234.8M	244.8M	255.8M
2017	272.7M	253.8M	233.6M	223.7M
2016	383.2M	361.4M	334.9M	308.7M
2015	295.8M	338.1M	368.4M	374.1M
2014	212.5M	228.7M	244.8M	261.0M
2013	0	0	0	196.4M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of CPI Card Group Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 05, 2024	parallel49 equity, ulc	sold	-4,404,000	18.026	-244,314	-
Mar 31, 2024	williams sarah elizabeth	acquired	-	-	235	chief technology officer
Mar 31, 2024	soranno keating valerie	acquired	-	-	627	-
Mar 31, 2024	o'leary margaret elizabeth	acquired	-	-	412	svp, prepaid, chf dev/dig off
Mar 31, 2024	peters nicholas a	acquired	-	-	627	-
Mar 31, 2024	sheinbaum marc	acquired	-	-	627	-
Mar 31, 2024	furey thomas m	acquired	-	-	627	-
Mar 31, 2024	lowe john daniel	acquired	-	-	629	president and ceo
Mar 31, 2024	lowe john daniel	sold (taxes)	-5,590	17.86	-313	president and ceo
Mar 31, 2024	williams sarah elizabeth	sold (taxes)	-1,250	17.86	-70.00	chief technology officer

Which funds bought or sold PMTS recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-3.4	-83,482	743,243	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-76.25	-9,000	3,000	-%
Apr 19, 2024	DENALI ADVISORS LLC	added	18.98	28,215	291,118	0.09%
Apr 17, 2024	Trivant Custom Portfolio Group, LLC	reduced	-43.75	-14,630	16,074	0.01%
Apr 15, 2024	EXCHANGE TRADED CONCEPTS, LLC	added	4.57	-10,173	369,559	0.01%
Apr 05, 2024	CWM, LLC	new	-	-	-	-%
Apr 05, 2024	GAMMA Investing LLC	new	-	161	161	-%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	new	-	576	576	-%
Mar 11, 2024	VANGUARD GROUP INC	added	0.72	265,616	6,345,750	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	reduced	-0.38	1,270	40,606	-%

Are Funds Buying or Selling PMTS?

Are funds buying PMTS calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own PMTS

No. of Funds

PMTS Alerts

1 major insider sales recently.

Unveiling CPI Card Group Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jun 05, 2023	steamboat capital partners, llc	4.7%	535,510	SC 13D/A
Apr 12, 2023	steamboat capital partners, llc	5.1%	582,454	SC 13D/A
Mar 03, 2023	steamboat capital partners, llc	6.2%	700,965	SC 13D/A
Dec 28, 2022	steamboat capital partners, llc	5.2%	591,878	SC 13D/A
Dec 16, 2022	steamboat capital partners, llc	5.0%	573,205	SC 13D

Recent SEC filings of CPI Card Group Inc

View All Filings

Date Filed	Form Type	Document
Apr 15, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading

Peers (Alternatives to CPI Card Group Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	436.2B	25.1B	-3.32%	23.66%	38.96	17.38	12.87%	12.74%
AXP	169.4B	62.0B	3.43%	48.67%	18.83	2.73	11.96%	24.39%
PYPL	70.7B	29.8B	-0.92%	-11.19%	16.65	2.37	8.19%	75.53%
COF	55.6B	41.9B	1.13%	52.26%	11.26	1.33	34.26%	32.87%
DFS	32.0B	17.8B	-0.26%	25.18%	10.83	1.79	38.72%	-32.51%
ALLY	11.9B	14.0B	-1.31%	52.88%	11.71	0.86	31.42%	-40.49%
MID-CAP
CACC	6.5B	1.9B	-4.41%	9.88%	22.68	3.41	3.79%	-46.60%
FCFS	5.2B	3.2B	-8.40%	12.57%	23.78	1.65	15.50%	-13.49%
WU	4.6B	4.4B	-1.75%	24.95%	7.42	1.05	0.29%	-19.79%
NNI	3.5B	1.1B	1.55%	-0.75%	38.74	3.2	8.54%	-77.53%
SMALL-CAP
ENVA	1.7B	2.2B	1.69%	45.58%	10.02	0.77	22.40%	-16.16%
ATLC	395.9M	1.2B	-11.18%	-5.71%	3.85	0.34	10.41%	-24.15%
CPSS	181.5M	352.0M	8.87%	-15.62%	4	0.52	6.77%	-47.27%
AIHS	7.9M	7.3M	-4.60%	-4.83%	-2.06	1.09	-51.06%	-195.09%
CURO	3.3M	853.2M	-40.00%	-95.05%	-0.01	0	-15.13%	-1364.54%

CPI Card Group Inc News

Latest updates

CPI Card Group Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-2.8%	103	106	115	121	126	125	113	111	93.00	100	93.00	89.00	84.00	83.00	71.00	74.00	73.00	72.00	67.00	67.00	69.00
Gross Profit	-2.0%	35.00	36.00	41.00	43.00	47.00	48.00	41.00	39.00	31.00	38.00	37.00	36.00	31.00	31.00	23.00	26.00	22.00	25.00	22.00	21.00	21.00
Operating Expenses	7.3%	25.00	23.00	23.00	22.00	25.00	25.00	25.00	21.00	22.00	21.00	21.00	18.00	19.00	17.00	18.00	18.00	18.00	18.00	12.00	18.00	21.00
S&GA Expenses	8.0%	24.00	22.00	22.00	21.00	23.00	23.00	24.00	20.00	20.00	19.00	20.00	16.00	17.00	16.00	17.00	17.00	17.00	16.00	17.00	16.00	20.00
EBITDA Margin	-10.8%	0.15*	0.17*	0.18*	0.18*	0.17*	0.15*	0.15*	0.16*	0.14*	0.20*	0.15*	0.11*	-	-	-	-	-	-	-	-	-
Interest Expenses	-96.5%	0.00	12.00	1.00	13.00	1.00	13.00	0.00	14.00	0.00	14.00	0.00	8.00	18.00	-6.30	-6.77	6.00	-6.04	-6.08	-6.44	-6.32	-27.29
Income Taxes	-50.4%	1.00	2.00	4.00	3.00	3.00	4.00	2.00	4.00	1.00	3.00	3.00	1.00	-1.13	1.00	-3.11	-0.46	-0.05	2.00	1.00	0.00	1.00
Earnings Before Taxes	-37.2%	4.00	6.00	11.00	14.00	15.00	16.00	8.00	10.00	2.00	10.00	9.00	4.00	6.00	7.00	-1.83	1.00	-2.61	2.00	2.00	-2.69	-6.64
EBT Margin	-21.2%	0.08*	0.10*	0.11*	0.11*	0.10*	0.08*	0.07*	0.07*	0.06*	0.08*	0.07*	0.05*	-	-	-	-	-	-	-	-	-
Net Income	-29.2%	3.00	4.00	7.00	11.00	12.00	12.00	6.00	6.00	1.00	7.00	6.00	2.00	7.00	6.00	1.00	2.00	-2.29	-0.63	1.00	-3.26	-7.23
Net Income Margin	-25.1%	0.05*	0.07*	0.09*	0.09*	0.08*	0.06*	0.05*	0.05*	0.04*	0.06*	0.06*	0.05*	-	-	-	-	-	-	-	-	-
Free Cashflow	-8.2%	11.00	12.00	-0.13	4.00	16.00	14.00	3.00	-19.11	0.00	-9.35	21.00	-2.38	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.5%	294	292	300	298	297	305	290	286	268	252	248	246	266	254	247	237	213	214	210	206	207
Current Assets	2.8%	165	161	170	168	168	177	163	160	146	138	135	133	153	142	132	120	92.00	90.00	84.00	78.00	84.00
Cash Equivalents	18.5%	12.00	10.00	11.00	14.00	11.00	22.00	9.00	12.00	21.00	21.00	31.00	25.00	58.00	50.00	54.00	47.00	19.00	14.00	17.00	8.00	20.00
Inventory	-4.7%	71.00	74.00	75.00	70.00	68.00	72.00	76.00	71.00	58.00	46.00	40.00	33.00	25.00	20.00	19.00	19.00	20.00	22.00	15.00	14.00	10.00
Net PPE	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	44.00	46.00	46.00	39.00
Goodwill	0%	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00	47.00
Liabilities	-0.9%	346	349	363	369	379	399	397	400	389	375	378	382	404	399	396	387	367	364	360	358	357
Current Liabilities	8.4%	49.00	46.00	54.00	57.00	68.00	64.00	64.00	61.00	65.00	52.00	54.00	46.00	57.00	48.00	45.00	35.00	42.00	37.00	36.00	36.00	41.00
LT Debt, Current	-	-	-	-	-	-	-	-	-	-	-	-	-	8.00	-	-	-	-	-	-	-	-
Shareholder's Equity	-100.0%	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Retained Earnings	5.7%	50.00	48.00	44.00	37.00	26.00	14.00	2.00	-4.25	-10.25	-10.92	-17.55	-23.78	-26.19	-33.47	-37.93	-38.04	-42.32	-38.22	-37.54	-39.06	-36.00
Additional Paid-In Capital	2.0%	-102	-104	-106	-107	-108	-108	-108	-109	-110	-111	-111	-111	-111	-111	-111	-111	-111	-111	-111	-112	-112
Shares Outstanding	-0.1%	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	109	-	-	-	76.00	-	-	-	87.00	-	-	-	13.00	-	-	-	11.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-1.4%	11,775	11,944	2,321	8,001	19,623	19,861	7,813	-15,961	5,714	-8,231	22,602	144	11,867	-1,838	8,842	3,204	5,964	-2,042	9,239	-10,196	8,914
Share Based Compensation	18.3%	3,076	2,600	1,290	541	551	966	1,001	961	1,036	116	47.00	51.00	52.00	25.00	18.00	41.00	-66.00	8.00	161	147	220
Cashflow From Investing	-157.4%	-329	573	-2,371	-4,095	-3,427	-6,181	-5,015	-3,149	-5,247	-1,124	-1,178	-2,369	-3,773	-1,676	-706	-938	-727	-612	911	-2,146	-606
Cashflow From Financing	28.0%	-9,507	-13,200	-2,944	-792	-26,687	-1,193	-5,846	10,563	-642	-450	-15,643	-30,497	-834	-601	-588	26,000	-751	-512	-520	-143	-131

PMTS Income Statement

2023-12-31

Consolidated Statements of Operations and Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Net sales:
Net sales	$ 444,547	$ 475,745
Cost of sales:
Depreciation and amortization	10,287	9,031
Total cost of sales	289,058	299,978
Gross profit	155,489	175,767
Operating expenses:
Selling, general and administrative (exclusive of depreciation and amortization shown below)	88,255	90,782
Depreciation and amortization	5,644	5,855
Total operating expenses	93,899	96,637
Income from operations	61,590	79,130
Other expense, net:
Interest, net	(26,913)	(29,616)
Other expense, net	(215)	(367)
Total other expense, net	(27,128)	(29,983)
Income before income taxes	34,462	49,147
Income tax expense	(10,477)	(12,607)
Net income	$ 23,985	$ 36,540
Basic earnings per share: (in dollars per share)	$ 2.10	$ 3.24
Diluted earnings per share: (in dollars per share)	$ 2.01	$ 3.11
Basic weighted-average shares outstanding (in shares)	11,426,124	11,291,202
Diluted weighted-average shares outstanding (in shares)	11,917,556	11,749,105
Comprehensive income:
Net income	$ 23,985	$ 36,540
Total comprehensive income	23,985	36,540
Products
Net sales:
Net sales	249,354	281,190
Cost of sales:
Products and Services (exclusive of depreciation and amortization shown below)	161,374	171,017
Services
Net sales:
Net sales	195,193	194,555
Cost of sales:
Products and Services (exclusive of depreciation and amortization shown below)	$ 117,397	$ 119,930

PMTS Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Current assets:
Cash and cash equivalents	$ 12,413	$ 11,037
Accounts receivable, net	73,724	80,583
Inventories, net	70,594	68,399
Prepaid expenses and other current assets	8,647	7,551
Total current assets	165,378	167,570
Plant, equipment, leasehold improvements and operating lease right-of-use assets, net	63,053	57,178
Intangible assets, net	14,122	17,988
Goodwill	47,150	47,150
Other assets	3,980	6,780
Total assets	293,683	296,666
Current liabilities:
Accounts payable	12,802	24,371
Accrued expenses	35,803	40,070
Deferred revenue and customer deposits	840	3,571
Total current liabilities	49,445	68,012
Long-term debt	264,997	285,522
Deferred income taxes	7,139	6,808
Other long-term liabilities	24,038	18,401
Total liabilities	345,619	378,743
Commitments and contingencies (Note 14)
Series A Preferred Stock; $0.001 par value-100,000 shares authorized; 0 shares issued and outstanding at December 31, 2023 and 2022
Stockholders' deficit:
Common stock; $0.001 par value-100,000,000 shares authorized; 11,446,155 and 11,390,355 shares issued and outstanding at December 31, 2023 and 2022, respectively	11	11
Capital deficiency	(102,223)	(108,379)
Accumulated earnings	50,276	26,291
Total stockholders' deficit	(51,936)	(82,077)
Total liabilities and stockholders' deficit	$ 293,683	$ 296,666

About CPI Card Group Inc

CPI Card Group Inc., together with its subsidiaries, engages in the design, production, data personalization, packaging, and fulfillment of financial payment cards. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces financial payment cards and provides integrated card services to card-issuing financial institutions. Its products include Europay, Mastercard, and Visa (EMV) and non-EMV financial payment cards, including contact and contactless cards, plastic and encased metal cards, and Second Wave payment cards, as well as private label credit cards. This segment also provides on-demand services and various integrated card services, including card personalization and fulfillment, and instant issuance services. The Prepaid Debit segment primarily offers integrated card services comprising tamper-evident security packaging services to prepaid debit card providers. It also produces financial payment cards issued on the networks of the payment card brands. It serves issuers of debit and credit cards, Prepaid Debit Card program managers, community banks, credit unions, and group service providers in the United States. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is headquartered in Littleton, Colorado.

CEO	Mr. Scott T. Scheirman
WEBSITE	cpicardgroup.com
INDUSTRY	Credit Services
EMPLOYEES	1375

CPI Card Group Inc Frequently Asked Questions

What is the ticker symbol for CPI Card Group Inc? What does PMTS stand for in stocks?

PMTS is the stock ticker symbol of CPI Card Group Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of CPI Card Group Inc (PMTS)?

As of Fri Apr 26 2024, market cap of CPI Card Group Inc is 202.25 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PMTS stock?

You can check PMTS's fair value in chart for subscribers.

What is the fair value of PMTS stock?

You can check PMTS's fair value in chart for subscribers. The fair value of CPI Card Group Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of CPI Card Group Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PMTS so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is CPI Card Group Inc a good stock to buy?

The fair value guage provides a quick view whether PMTS is over valued or under valued. Whether CPI Card Group Inc is cheap or expensive depends on the assumptions which impact CPI Card Group Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PMTS.

What is CPI Card Group Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, PMTS's PE ratio (Price to Earnings) is 8.43 and Price to Sales (PS) ratio is 0.45. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PMTS PE ratio will change depending on the future growth rate expectations of investors.