PVBC RSI Chart
Last 7 days
-2.1%
Last 30 days
-14.8%
Last 90 days
-11.3%
Trailing 12 Months
13.7%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 81.5M | 85.2M | 87.7M | 0 |
2022 | 67.4M | 71.0M | 75.4M | 79.3M |
2021 | 62.2M | 63.1M | 64.2M | 64.8M |
2020 | 53.5M | 55.4M | 57.3M | 60.4M |
2019 | 44.7M | 47.1M | 49.6M | 51.5M |
2018 | 37.4M | 39.0M | 40.6M | 42.3M |
2017 | 0 | 0 | 0 | 35.8M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Feb 02, 2024 | mancini joseph | sold (taxes) | -3,429 | 10.3 | -333 | chief operating officer |
Dec 17, 2023 | houle carol l | sold (taxes) | -20,052 | 9.82 | -2,042 | co-president, co-ceo and cfo |
Oct 04, 2023 | stilwell joseph | bought | 22,647 | 9.3856 | 2,413 | - |
Oct 03, 2023 | stilwell joseph | bought | 57,134 | 9.251 | 6,176 | - |
Oct 02, 2023 | stilwell joseph | bought | 18,976 | 9.4318 | 2,012 | - |
Sep 29, 2023 | stilwell joseph | bought | 7,773 | 9.7167 | 800 | - |
Sep 28, 2023 | stilwell joseph | bought | 23,814 | 9.5832 | 2,485 | - |
Sep 27, 2023 | stilwell joseph | bought | 75,094 | 9.4744 | 7,926 | - |
Sep 26, 2023 | stilwell joseph | bought | 2,913 | 9.71 | 300 | - |
Sep 22, 2023 | stilwell joseph | bought | 975 | 9.75 | 100 | - |
Which funds bought or sold PVBC recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Mar 11, 2024 | VANGUARD GROUP INC | added | 0.47 | 315,747 | 7,469,330 | -% |
Mar 01, 2024 | GOLDMAN SACHS GROUP INC | new | - | 398,590 | 398,590 | -% |
Feb 16, 2024 | PRICE T ROWE ASSOCIATES INC /MD/ | unchanged | - | 7,000 | 178,000 | -% |
Feb 16, 2024 | PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | unchanged | - | 107 | 11,107 | -% |
Feb 15, 2024 | JANE STREET GROUP, LLC | new | - | 429,838 | 429,838 | -% |
Feb 15, 2024 | Farther Finance Advisors, LLC | new | - | 40.00 | 40.00 | -% |
Feb 15, 2024 | BARCLAYS PLC | added | 433 | 198,000 | 242,000 | -% |
Feb 14, 2024 | KENNEDY CAPITAL MANAGEMENT LLC | reduced | -1.12 | 53,006 | 1,978,310 | 0.04% |
Feb 14, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 3.41 | 61,102 | 879,665 | 0.02% |
Feb 14, 2024 | GROUP ONE TRADING, L.P. | sold off | -100 | -48,925 | - | -% |
Unveiling Provident Bancorp Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Provident Bancorp Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 561.2B | 171.1B | 11.32 | 3.28 | ||||
BAC | 290.2B | 130.3B | 10.94 | 2.23 | ||||
WFC | 202.9B | 85.7B | 10.6 | 2.37 | ||||
C | 116.5B | 133.3B | 12.62 | 0.87 | ||||
CFG | 16.1B | 10.2B | 10.03 | 1.58 | ||||
KEY | 14.0B | 7.9B | 14.51 | 1.77 | ||||
MID-CAP | ||||||||
CMA | 6.8B | 4.2B | 7.77 | 1.64 | ||||
ZION | 6.0B | 3.9B | 8.86 | 1.53 | ||||
ABCB | 3.2B | 1.3B | 12.02 | 2.53 | ||||
ASB | 3.1B | 2.0B | 16.99 | 1.59 | ||||
SMALL-CAP | ||||||||
AMNB | 496.6M | 120.2M | 18.98 | 4.13 | ||||
ALRS | 423.4M | 164.9M | 36.2 | 2.57 | ||||
AROW | 402.4M | 162.6M | 13.38 | 2.48 | ||||
ACNB | 298.5M | 96.6M | 9.42 | 3.09 | ||||
ASRV | 46.8M | 58.7M | 16.02 | 0.8 |
Provident Bancorp Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 |
Revenue | 1.5% | 23.00 | 23.00 | 21.00 | 21.00 | 21.00 | 19.00 | 18.00 | 17.00 | 16.00 | 16.00 | 16.00 | 16.00 | 15.00 | 15.00 | 14.00 | 13.00 | 13.00 | 13.00 | 12.00 | 11.00 | 11.00 |
EBITDA Margin | 116.7% | 0.90* | 0.41* | 0.51* | 0.62* | 0.62* | 1.36* | 1.33* | 1.31* | 1.32* | 1.28* | 1.28* | 1.20* | 1.15* | 1.14* | - | - | - | - | - | - | - |
Interest Expenses | -6.8% | 14.00 | 15.00 | 16.00 | 19.00 | 20.00 | 19.00 | 18.00 | 16.00 | 16.00 | 15.00 | 15.00 | 15.00 | 14.00 | 13.00 | 12.00 | 12.00 | 11.00 | 11.00 | 10.00 | 10.00 | 9.00 |
Income Taxes | -57.0% | 1.00 | 1.00 | 1.00 | 2.00 | -11.96 | 2.00 | 2.00 | 1.00 | 2.00 | 1.00 | 2.00 | 2.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Earnings Before Taxes | -37.1% | 3.00 | 5.00 | 3.00 | 4.00 | -47.26 | 8.00 | 8.00 | 5.00 | 7.00 | 5.00 | 6.00 | 6.00 | 4.00 | 5.00 | 2.00 | 3.00 | 5.00 | 3.00 | 3.00 | 4.00 | 3.00 |
EBT Margin | 142.1% | 0.17* | -0.41* | -0.40* | -0.34* | -0.36* | 0.38* | 0.35* | 0.34* | 0.37* | 0.33* | 0.34* | 0.27* | 0.25* | 0.26* | - | - | - | - | - | - | - |
Net Income | -28.7% | 2.00 | 3.00 | 2.00 | 46.00 | -35.31 | 6.00 | 6.00 | 4.00 | 5.00 | 3.00 | 4.00 | 4.00 | 3.00 | 3.00 | 1.00 | 3.00 | 4.00 | 3.00 | 2.00 | 3.00 | 2.00 |
Net Income Margin | 227.6% | 0.61* | 0.19* | 0.22* | 0.27* | -0.27* | 0.28* | 0.26* | 0.25* | 0.26* | 0.24* | 0.24* | 0.20* | 0.18* | 0.19* | - | - | - | - | - | - | - |
Free Cashflow | -157.8% | -3.88 | 7.00 | -3.15 | 4.00 | 12.00 | 4.00 | 2.00 | 6.00 | 8.00 | 4.00 | 6.00 | 5.00 | 5.00 | 4.00 | - | - | - | - | - | - | - |
Balance Sheet | |||||||||||||||||||||
Description | (%) Q/Q | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q1 | 2018Q4 | 2017Q4 |
Assets | 2.7% | 1,808 | 1,762 | 1,702 | 1,636 | 1,774 | 1,788 | 1,792 | 1,729 | 1,625 | 1,585 | 1,552 | 1,506 | 1,498 | 1,415 | 1,267 | 1,122 | 1,078 | 999 | 974 | 902 |
Cash Equivalents | 23.0% | 366 | 298 | 244 | 81.00 | 156 | 155 | 216 | 153 | 191 | 140 | 133 | 84.00 | 47.00 | 38.00 | 34.00 | 60.00 | 39.00 | 24.00 | 29.00 | 48.00 |
Net PPE | -1.6% | 13.00 | 13.00 | 13.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 24.00 | 21.00 | 16.00 | 11.00 |
Liabilities | 2.9% | 1,591 | 1,547 | 1,491 | 1,429 | 1,570 | 1,548 | 1,555 | 1,496 | 1,394 | 1,353 | 1,318 | 1,270 | 1,259 | 1,178 | 1,034 | 891 | 943 | 870 | 848 | 786 |
Short Term Borrowings | 14.3% | 80.00 | 70.00 | 50.00 | 109 | 67.00 | 78.00 | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Long Term Debt | -0.3% | 10.00 | 10.00 | 18.00 | 18.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 14.00 | 74.00 | 42.00 | 125 | 25.00 | 30.00 | 80.00 | 68.00 | 27.00 |
Shareholder's Equity | 1.2% | 218 | 215 | 211 | 208 | 204 | 240 | 237 | 234 | 231 | 232 | 234 | 236 | 239 | 236 | 233 | 231 | 136 | 128 | 126 | 116 |
Retained Earnings | 2.4% | 103 | 101 | 97.00 | 95.00 | 92.00 | 128 | 123 | 118 | 115 | 111 | 108 | 105 | 101 | 98.00 | 95.00 | 94.00 | 92.00 | 86.00 | 83.00 | 74.00 |
Additional Paid-In Capital | 0.3% | 124 | 123 | 123 | 123 | 122 | 122 | 123 | 123 | 124 | 129 | 134 | 139 | 147 | 147 | 147 | 146 | 47.00 | 46.00 | 46.00 | 45.00 |
Shares Outstanding | 0.0% | 18.00 | 18.00 | 18.00 | 18.00 | 16.00 | 16.00 | 17.00 | 18.00 | 17.00 | 17.00 | 17.00 | 19.00 | 18.00 | 18.00 | - | - | - | - | - | - |
Float | - | - | - | - | - | - | 242 | - | - | - | 256 | - | - | - | 134 | - | - | - | - | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 |
Cashflow From Operations | -155.9% | -3,857 | 6,899 | -3,066 | 3,882 | 11,951 | 3,765 | 2,307 | 6,321 | 8,274 | 3,939 | 5,779 | 4,786 | 4,942 | 4,350 | 4,103 | 6,148 | 6,996 | 1,912 | 2,452 | 4,684 | - |
Share Based Compensation | -0.6% | 330 | 332 | 319 | 461 | 480 | 468 | 445 | 567 | 700 | 674 | 604 | 329 | 257 | 242 | 261 | 244 | 245 | 245 | 265 | 233 | - |
Cashflow From Investing | 335.1% | 20,760 | -8,831 | 100,835 | 66,486 | -30,820 | -58,599 | 596 | -141,387 | 9,603 | -26,132 | 2,195 | 30,820 | -74,320 | -143,975 | -172,978 | -24,482 | -38,208 | -27,503 | -26,440 | -56,590 | - |
Cashflow From Financing | -7.2% | 51,608 | 55,612 | 65,780 | -145,653 | 19,979 | -6,438 | 60,058 | 97,020 | 32,900 | 29,704 | 41,080 | 769 | 78,644 | 143,381 | 143,639 | 39,025 | 41,898 | 30,146 | 19,101 | 54,531 | - |
Dividend Payments | - | - | - | - | -18.00 | 666 | 668 | 673 | 665 | 676 | 687 | 532 | - | - | - | - | - | - | - | - | - | - |
Buy Backs | - | - | - | - | - | - | 1,337 | 1,523 | 216 | 5,767 | 6,183 | 6,182 | - | - | - | - | - | - | - | - | - | - |
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | ||
---|---|---|---|---|
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022 | |
Interest and dividend income: | ||||
Interest and fees on loans | $ 19,811 | $ 20,147 | $ 59,469 | $ 56,917 |
Interest and dividends on debt securities available-for-sale | 233 | 203 | 717 | 576 |
Interest on short-term investments | 3,184 | 357 | 6,545 | 816 |
Total interest and dividend income | 23,228 | 20,707 | 66,731 | 58,309 |
Interest expense: | ||||
Interest on deposits | 9,113 | 846 | 20,684 | 1,777 |
Interest on short-term borrowings | 196 | 34 | 1,250 | 34 |
Interest on long-term borrowings | 31 | 72 | 191 | 213 |
Total interest expense | 9,340 | 952 | 22,125 | 2,024 |
Net interest and dividend income | 13,888 | 19,755 | 44,606 | 56,285 |
Credit loss (benefit) expense - loans | (105) | 56,310 | 2,090 | 57,398 |
Credit loss (benefit) expense - off - balance sheet credit exposures | (51) | 5 | (1,534) | 41 |
Total credit loss (benefit) expense | (156) | 56,315 | 556 | 57,439 |
Net interest and dividend income after credit loss (benefit) expense | 14,044 | (36,560) | 44,050 | (1,154) |
Noninterest income: | ||||
Customer service fees on deposit accounts | 903 | 789 | 2,651 | 1,989 |
Service charges and fees - other | 511 | 222 | 1,489 | 1,050 |
Bank owned life insurance income | 284 | 264 | 822 | 778 |
Gain (loss) on loans sold, net | (12) | 272 | ||
Other income | 67 | 76 | 452 | 122 |
Total noninterest income | 1,765 | 1,339 | 5,414 | 4,211 |
Noninterest expense: | ||||
Salaries and employee benefits | 7,776 | 7,653 | 24,429 | 22,164 |
Occupancy expense | 429 | 450 | 1,271 | 1,287 |
Equipment expense | 148 | 147 | 443 | 428 |
Deposit insurance | 500 | 161 | 1,146 | 466 |
Data processing | 378 | 347 | 1,113 | 1,026 |
Marketing expense | 203 | 66 | 447 | 263 |
Professional fees | 1,034 | 736 | 3,356 | 2,173 |
Directors' compensation | 178 | 255 | 542 | 776 |
Software depreciation and implementation | 509 | 398 | 1,409 | 1,019 |
Insurance expense | 451 | 448 | 1,353 | 1,343 |
Service fees | 272 | 255 | 789 | 688 |
Write down of other assets and receivables | 395 | |||
Other | 837 | 1,128 | 2,379 | 2,734 |
Total noninterest expense | 12,715 | 12,044 | 38,677 | 34,762 |
Income (loss) before income tax expense | 3,094 | (47,265) | 10,787 | (31,705) |
Income tax expense (benefit) | 628 | (11,956) | 2,757 | (7,540) |
Net income (loss) | $ 2,466 | $ (35,309) | $ 8,030 | $ (24,165) |
Earnings (loss) per share: | ||||
Basic | $ 0.15 | $ (2.15) | $ 0.48 | $ (1.47) |
Diluted | $ 0.15 | $ (2.15) | $ 0.48 | $ (1.47) |
Weighted Average Shares: | ||||
Basic | 16,604,886 | 16,456,274 | 16,568,331 | 16,477,933 |
Diluted | 16,648,657 | 16,456,274 | 16,569,526 | 16,477,933 |
CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Sep. 30, 2023 | Dec. 31, 2022 |
---|---|---|
Assets | ||
Cash and due from banks | $ 22,445 | $ 42,923 |
Short-term investments | 343,924 | 37,706 |
Cash and cash equivalents | 366,369 | 80,629 |
Debt securities available-for-sale (at fair value) | 26,179 | 28,600 |
Federal Home Loan Bank stock, at cost | 3,607 | 4,266 |
Loans, net of allowance for credit losses of $24,023 and $28,069 as of September 30, 2023 and December 31, 2022, respectively | 1,313,666 | 1,416,047 |
Bank owned life insurance | 44,437 | 43,615 |
Premises and equipment, net | 13,187 | 13,580 |
Other repossessed assets | 6,051 | |
Accrued interest receivable | 5,585 | 6,597 |
Right-of-use assets | 3,821 | 3,942 |
Deferred tax asset, net | 15,599 | 16,793 |
Other assets | 15,990 | 16,261 |
Total assets | 1,808,440 | 1,636,381 |
Deposits: | ||
Noninterest-bearing | 385,488 | 520,226 |
Interest-bearing | 1,104,237 | 759,356 |
Total deposits | 1,489,725 | 1,279,582 |
Borrowings: | ||
Short-term borrowings | 80,000 | 108,500 |
Long-term borrowings | 9,730 | 18,329 |
Total borrowings | 89,730 | 126,829 |
Operating lease liabilities | 4,199 | 4,282 |
Other liabilities | 7,206 | 18,146 |
Total liabilities | 1,590,860 | 1,428,839 |
Shareholders' equity: | ||
Preferred stock; authorized 50,000 shares: no shares issued and outstanding | ||
Common stock, $0.01 par value, 100,000,000 shares authorized; 17,681,916 and 17,669,698 shares issued and outstanding at September 30, 2023 and December 31, 2022, respectively | 177 | 177 |
Additional paid-in capital | 123,808 | 122,847 |
Retained earnings | 103,361 | 94,630 |
Accumulated other comprehensive loss | (2,393) | (2,200) |
Unearned compensation - ESOP | (7,373) | (7,912) |
Total shareholders' equity | 217,580 | 207,542 |
Total liabilities and shareholders' equity | $ 1,808,440 | $ 1,636,381 |
 | Ms. Carol L. Houle |
---|---|
 | www.bankprov.com |
 | 198 |