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PVBC

PVBC - Provident Bancorp Inc Stock Price, Fair Value and News

8.87USD-0.02 (-0.22%)Delayed

Market Summary

PVBC
USD8.87-0.02
Delayed
-0.22%

PVBC Stock Price

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PVBC RSI Chart

PVBC Valuation

Market Cap

156.8M

Price/Earnings (Trailing)

2.92

Price/Sales (Trailing)

1.79

EV/EBITDA

-2.54

Price/Free Cashflow

44.81

PVBC Price/Sales (Trailing)

PVBC Profitability

EBT Margin

17.36%

Return on Equity

24.68%

Return on Assets

2.97%

Free Cashflow Yield

2.23%

PVBC Fundamentals

PVBC Revenue

Revenue (TTM)

87.7M

Rev. Growth (Yr)

12.17%

Rev. Growth (Qtr)

1.54%

PVBC Earnings

Earnings (TTM)

53.7M

Earnings Growth (Yr)

106.98%

Earnings Growth (Qtr)

-28.75%

Breaking Down PVBC Revenue

Last 7 days

-2.1%

Last 30 days

-14.8%

Last 90 days

-11.3%

Trailing 12 Months

13.7%

How does PVBC drawdown profile look like?

PVBC Financial Health

Debt/Equity

0.04

Debt/Cashflow

0.4

PVBC Investor Care

Dividend Yield

1.39%

Dividend/Share (TTM)

0.14

Shares Dilution (1Y)

7.31%

Diluted EPS (TTM)

0.68

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202381.5M85.2M87.7M0
202267.4M71.0M75.4M79.3M
202162.2M63.1M64.2M64.8M
202053.5M55.4M57.3M60.4M
201944.7M47.1M49.6M51.5M
201837.4M39.0M40.6M42.3M
201700035.8M

Tracking the Latest Insider Buys and Sells of Provident Bancorp Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Feb 02, 2024
mancini joseph
sold (taxes)
-3,429
10.3
-333
chief operating officer
Dec 17, 2023
houle carol l
sold (taxes)
-20,052
9.82
-2,042
co-president, co-ceo and cfo
Oct 04, 2023
stilwell joseph
bought
22,647
9.3856
2,413
-
Oct 03, 2023
stilwell joseph
bought
57,134
9.251
6,176
-
Oct 02, 2023
stilwell joseph
bought
18,976
9.4318
2,012
-
Sep 29, 2023
stilwell joseph
bought
7,773
9.7167
800
-
Sep 28, 2023
stilwell joseph
bought
23,814
9.5832
2,485
-
Sep 27, 2023
stilwell joseph
bought
75,094
9.4744
7,926
-
Sep 26, 2023
stilwell joseph
bought
2,913
9.71
300
-
Sep 22, 2023
stilwell joseph
bought
975
9.75
100
-

1–10 of 50

Which funds bought or sold PVBC recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Mar 11, 2024
VANGUARD GROUP INC
added
0.47
315,747
7,469,330
-%
Mar 01, 2024
GOLDMAN SACHS GROUP INC
new
-
398,590
398,590
-%
Feb 16, 2024
PRICE T ROWE ASSOCIATES INC /MD/
unchanged
-
7,000
178,000
-%
Feb 16, 2024
PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO
unchanged
-
107
11,107
-%
Feb 15, 2024
JANE STREET GROUP, LLC
new
-
429,838
429,838
-%
Feb 15, 2024
Farther Finance Advisors, LLC
new
-
40.00
40.00
-%
Feb 15, 2024
BARCLAYS PLC
added
433
198,000
242,000
-%
Feb 14, 2024
KENNEDY CAPITAL MANAGEMENT LLC
reduced
-1.12
53,006
1,978,310
0.04%
Feb 14, 2024
BRIDGEWAY CAPITAL MANAGEMENT, LLC
added
3.41
61,102
879,665
0.02%
Feb 14, 2024
GROUP ONE TRADING, L.P.
sold off
-100
-48,925
-
-%

1–10 of 46

Are Funds Buying or Selling PVBC?

Are funds buying PVBC calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own PVBC
No. of Funds

Unveiling Provident Bancorp Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
t. rowe price investment management, inc.
9.5%
1,675,901
SC 13G
Feb 14, 2024
m3 partners lp
8.67%
1,532,539
SC 13G/A
Feb 06, 2024
provident bancorp, inc. /md/
8.2%
1,457,772
SC 13G/A
Oct 31, 2023
stilwell joseph
10.4%
1,831,467
SC 13D/A
Sep 13, 2023
stilwell joseph
10.1%
1,793,679
SC 13D/A
Jun 21, 2023
stilwell joseph
9.1%
1,614,309
SC 13D/A
May 15, 2023
stilwell joseph
8.1%
1,425,166
SC 13D
Mar 08, 2023
blackrock inc.
4.9%
865,931
SC 13G/A
Feb 14, 2023
price t rowe associates inc /md/
0.0%
2,445
SC 13G/A
Feb 14, 2023
t. rowe price investment management, inc.
9.4%
1,672,366
SC 13G

Recent SEC filings of Provident Bancorp Inc

View All Filings
Date Filed Form Type Document
Mar 13, 2024
4
Insider Trading
Feb 26, 2024
3
Insider Trading
Feb 16, 2024
8-K
Current Report
Feb 14, 2024
SC 13G/A
Major Ownership Report
Feb 14, 2024
SC 13G
Major Ownership Report
Feb 09, 2024
8-K
Current Report
Feb 06, 2024
SC 13G/A
Major Ownership Report
Jan 31, 2024
3
Insider Trading
Jan 26, 2024
8-K
Current Report
Jan 26, 2024
8-K
Current Report

Peers (Alternatives to Provident Bancorp Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
561.2B
171.1B
9.83% 42.39%
11.32
3.28
60.72% 31.52%
290.2B
130.3B
8.68% 33.18%
10.94
2.23
79.51% -3.68%
202.9B
85.7B
10.06% 39.05%
10.6
2.37
41.49% 39.96%
116.5B
133.3B
10.88% 37.45%
12.62
0.87
79.09% -
16.1B
10.2B
11.38% -2.76%
10.03
1.58
44.53% -22.43%
14.0B
7.9B
6.82% 30.36%
14.51
1.77
46.47% -49.56%
MID-CAP
6.8B
4.2B
2.60% 18.49%
7.77
1.64
56.25% -23.46%
6.0B
3.9B
0.02% 35.77%
8.86
1.53
45.91% -25.03%
3.2B
1.3B
-0.91% 7.40%
12.02
2.53
43.24% -22.35%
3.1B
2.0B
-1.30% -0.93%
16.99
1.59
70.97% -50.03%
SMALL-CAP
496.6M
120.2M
2.72% 45.71%
18.98
4.13
25.23% -24.02%
423.4M
164.9M
-6.65% 19.35%
36.2
2.57
42.66% -70.76%
402.4M
162.6M
-0.86% -7.25%
13.38
2.48
25.39% -38.37%
298.5M
96.6M
-6.16% 2.24%
9.42
3.09
11.02% -11.37%
46.8M
58.7M
-6.19% -32.56%
16.02
0.8
25.03% -65.02%

Provident Bancorp Inc News

Latest updates
MarketBeat • 19 Mar 2024 • 08:18 am
Defense World • 05 Mar 2024 • 09:24 am
Simply Wall St • 27 Jan 2024 • 08:00 am

Provident Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Revenue1.5%23.0023.0021.0021.0021.0019.0018.0017.0016.0016.0016.0016.0015.0015.0014.0013.0013.0013.0012.0011.0011.00
EBITDA Margin116.7%0.90*0.41*0.51*0.62*0.62*1.36*1.33*1.31*1.32*1.28*1.28*1.20*1.15*1.14*-------
Interest Expenses-6.8%14.0015.0016.0019.0020.0019.0018.0016.0016.0015.0015.0015.0014.0013.0012.0012.0011.0011.0010.0010.009.00
Income Taxes-57.0%1.001.001.002.00-11.962.002.001.002.001.002.002.001.001.000.001.001.001.001.001.001.00
Earnings Before Taxes-37.1%3.005.003.004.00-47.268.008.005.007.005.006.006.004.005.002.003.005.003.003.004.003.00
EBT Margin142.1%0.17*-0.41*-0.40*-0.34*-0.36*0.38*0.35*0.34*0.37*0.33*0.34*0.27*0.25*0.26*-------
Net Income-28.7%2.003.002.0046.00-35.316.006.004.005.003.004.004.003.003.001.003.004.003.002.003.002.00
Net Income Margin227.6%0.61*0.19*0.22*0.27*-0.27*0.28*0.26*0.25*0.26*0.24*0.24*0.20*0.18*0.19*-------
Free Cashflow-157.8%-3.887.00-3.154.0012.004.002.006.008.004.006.005.005.004.00-------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q12018Q42017Q4
Assets2.7%1,8081,7621,7021,6361,7741,7881,7921,7291,6251,5851,5521,5061,4981,4151,2671,1221,078999974902
    Cash Equivalents23.0%36629824481.0015615521615319114013384.0047.0038.0034.0060.0039.0024.0029.0048.00
  Net PPE-1.6%13.0013.0013.0014.0014.0014.0014.0014.0014.0014.0015.0015.0015.0015.0015.0015.0024.0021.0016.0011.00
Liabilities2.9%1,5911,5471,4911,4291,5701,5481,5551,4961,3941,3531,3181,2701,2591,1781,034891943870848786
  Short Term Borrowings14.3%80.0070.0050.0010967.0078.00--------------
  Long Term Debt-0.3%10.0010.0018.0018.0014.0014.0014.0014.0014.0014.0014.0014.0074.0042.0012525.0030.0080.0068.0027.00
Shareholder's Equity1.2%218215211208204240237234231232234236239236233231136128126116
  Retained Earnings2.4%10310197.0095.0092.0012812311811511110810510198.0095.0094.0092.0086.0083.0074.00
  Additional Paid-In Capital0.3%12412312312312212212312312412913413914714714714647.0046.0046.0045.00
Shares Outstanding0.0%18.0018.0018.0018.0016.0016.0017.0018.0017.0017.0017.0019.0018.0018.00------
Float------242---256---134------
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Cashflow From Operations-155.9%-3,8576,899-3,0663,88211,9513,7652,3076,3218,2743,9395,7794,7864,9424,3504,1036,1486,9961,9122,4524,684-
  Share Based Compensation-0.6%330332319461480468445567700674604329257242261244245245265233-
Cashflow From Investing335.1%20,760-8,831100,83566,486-30,820-58,599596-141,3879,603-26,1322,19530,820-74,320-143,975-172,978-24,482-38,208-27,503-26,440-56,590-
Cashflow From Financing-7.2%51,60855,61265,780-145,65319,979-6,43860,05897,02032,90029,70441,08076978,644143,381143,63939,02541,89830,14619,10154,531-
  Dividend Payments-----18.00666668673665676687532----------
  Buy Backs------1,3371,5232165,7676,1836,182----------

PVBC Income Statement

2023-09-30
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
3 Months Ended9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Interest and dividend income:    
Interest and fees on loans$ 19,811$ 20,147$ 59,469$ 56,917
Interest and dividends on debt securities available-for-sale233203717576
Interest on short-term investments3,1843576,545816
Total interest and dividend income23,22820,70766,73158,309
Interest expense:    
Interest on deposits9,11384620,6841,777
Interest on short-term borrowings196341,25034
Interest on long-term borrowings3172191213
Total interest expense9,34095222,1252,024
Net interest and dividend income13,88819,75544,60656,285
Credit loss (benefit) expense - loans(105)56,3102,09057,398
Credit loss (benefit) expense - off - balance sheet credit exposures(51)5(1,534)41
Total credit loss (benefit) expense(156)56,31555657,439
Net interest and dividend income after credit loss (benefit) expense14,044(36,560)44,050(1,154)
Noninterest income:    
Customer service fees on deposit accounts9037892,6511,989
Service charges and fees - other5112221,4891,050
Bank owned life insurance income284264822778
Gain (loss) on loans sold, net (12) 272
Other income6776452122
Total noninterest income1,7651,3395,4144,211
Noninterest expense:    
Salaries and employee benefits7,7767,65324,42922,164
Occupancy expense4294501,2711,287
Equipment expense148147443428
Deposit insurance5001611,146466
Data processing3783471,1131,026
Marketing expense20366447263
Professional fees1,0347363,3562,173
Directors' compensation178255542776
Software depreciation and implementation5093981,4091,019
Insurance expense4514481,3531,343
Service fees272255789688
Write down of other assets and receivables   395
Other8371,1282,3792,734
Total noninterest expense12,71512,04438,67734,762
Income (loss) before income tax expense3,094(47,265)10,787(31,705)
Income tax expense (benefit)628(11,956)2,757(7,540)
Net income (loss)$ 2,466$ (35,309)$ 8,030$ (24,165)
Earnings (loss) per share:    
Basic$ 0.15$ (2.15)$ 0.48$ (1.47)
Diluted$ 0.15$ (2.15)$ 0.48$ (1.47)
Weighted Average Shares:    
Basic16,604,88616,456,27416,568,33116,477,933
Diluted16,648,65716,456,27416,569,52616,477,933

PVBC Balance Sheet

2023-09-30
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
Assets  
Cash and due from banks$ 22,445$ 42,923
Short-term investments343,92437,706
Cash and cash equivalents366,36980,629
Debt securities available-for-sale (at fair value)26,17928,600
Federal Home Loan Bank stock, at cost3,6074,266
Loans, net of allowance for credit losses of $24,023 and $28,069 as of September 30, 2023 and December 31, 2022, respectively1,313,6661,416,047
Bank owned life insurance44,43743,615
Premises and equipment, net13,18713,580
Other repossessed assets6,051
Accrued interest receivable5,5856,597
Right-of-use assets3,8213,942
Deferred tax asset, net15,59916,793
Other assets15,99016,261
Total assets1,808,4401,636,381
Deposits:  
Noninterest-bearing385,488520,226
Interest-bearing1,104,237759,356
Total deposits1,489,7251,279,582
Borrowings:  
Short-term borrowings80,000108,500
Long-term borrowings9,73018,329
Total borrowings89,730126,829
Operating lease liabilities4,1994,282
Other liabilities7,20618,146
Total liabilities1,590,8601,428,839
Shareholders' equity:  
Preferred stock; authorized 50,000 shares: no shares issued and outstanding
Common stock, $0.01 par value, 100,000,000 shares authorized; 17,681,916 and 17,669,698 shares issued and outstanding at September 30, 2023 and December 31, 2022, respectively177177
Additional paid-in capital123,808122,847
Retained earnings103,36194,630
Accumulated other comprehensive loss(2,393)(2,200)
Unearned compensation - ESOP(7,373)(7,912)
Total shareholders' equity217,580207,542
Total liabilities and shareholders' equity$ 1,808,440$ 1,636,381
PVBC
Provident Bancorp, Inc. operates as the bank holding company for BankProv that provides various financial services to individuals and small businesses in the United States. It offers checking, term certificate, NOW, money market, and savings accounts, as well as certificates of deposit. The company also provides commercial business, commercial real estate, multi-family residential real estate, construction and land development, mortgage warehouse, one- to four-family residential, and consumer loans. Provident Bancorp, Inc. was founded in 1828 and is headquartered in Amesbury, Massachusetts.
 CEO
 WEBSITEwww.bankprov.com
 EMPLOYEES198

Provident Bancorp Inc Frequently Asked Questions


What is the ticker symbol for Provident Bancorp Inc? What does PVBC stand for in stocks?

PVBC is the stock ticker symbol of Provident Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Provident Bancorp Inc (PVBC)?

As of Fri Mar 22 2024, market cap of Provident Bancorp Inc is 156.84 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PVBC stock?

You can check PVBC's fair value in chart for subscribers.

What is the fair value of PVBC stock?

You can check PVBC's fair value in chart for subscribers. The fair value of Provident Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Provident Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PVBC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Provident Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether PVBC is over valued or under valued. Whether Provident Bancorp Inc is cheap or expensive depends on the assumptions which impact Provident Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PVBC.

What is Provident Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Mar 22 2024, PVBC's PE ratio (Price to Earnings) is 2.92 and Price to Sales (PS) ratio is 1.79. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PVBC PE ratio will change depending on the future growth rate expectations of investors.