PWOD - Penns Woods Bancorp Inc Stock Price, Fair Value and News

17.74USD-0.25 (-1.39%)Market Closed

Market Summary

USD17.74-0.25

Market Closed

-1.39%

PWOD Stock Price

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PWOD RSI Chart

PWOD Valuation

Market Cap

135.2M

Price/Earnings (Trailing)

8.14

Price/Sales (Trailing)

1.48

EV/EBITDA

4.65

Price/Free Cashflow

7.18

PWOD Price/Sales (Trailing)

PWOD Profitability

EBT Margin

22.19%

Return on Equity

8.67%

Return on Assets

0.75%

Free Cashflow Yield

13.92%

PWOD Fundamentals

PWOD Revenue

Revenue (TTM)

91.6M

Rev. Growth (Yr)

39.3%

Rev. Growth (Qtr)

8.34%

PWOD Earnings

Earnings (TTM)

16.6M

Earnings Growth (Yr)

23.2%

Earnings Growth (Qtr)

149.78%

Breaking Down PWOD Revenue

Last 7 days

3.4%

Last 30 days

-5.4%

Last 90 days

-18.1%

Trailing 12 Months

-23.1%

How does PWOD drawdown profile look like?

PWOD Financial Health

Debt/Equity

1.32

Debt/Cashflow

0.07

PWOD Investor Care

Dividend Yield

7.12%

Dividend/Share (TTM)

1.28

Shares Dilution (1Y)

6.44%

Diluted EPS (TTM)

2.35

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	70.5M	77.2M	84.3M	91.6M
2022	58.1M	58.9M	61.0M	64.9M
2021	61.1M	59.4M	58.8M	58.4M
2020	66.5M	65.7M	64.0M	62.6M
2019	62.0M	64.7M	66.6M	66.8M
2018	51.5M	53.4M	55.6M	58.7M
2017	46.8M	47.3M	48.6M	50.0M
2016	46.5M	46.6M	46.7M	46.8M
2015	45.7M	45.8M	45.9M	46.1M
2014	45.1M	46.4M	45.9M	45.6M
2013	37.4M	38.1M	40.8M	43.3M
2012	36.7M	37.1M	37.2M	37.1M
2011	36.4M	36.1M	36.1M	36.4M
2010	0	36.2M	36.3M	36.4M
2009	0	0	0	36.2M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Penns Woods Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Jan 31, 2024	kephart cameron	acquired	7,222	21.56	335	-
Jan 31, 2024	casale michael j jr	acquired	3,923	21.56	182	-
Jan 31, 2024	keiler leroy h iii	acquired	7,222	21.56	335	-
Jan 31, 2024	miller robert q.	acquired	7,222	21.56	335	-
Jan 31, 2024	brewer daniel k.	acquired	8,149	21.56	378	-
Jan 31, 2024	nackley john g sr	acquired	6,985	21.56	324	-
Jan 31, 2024	hawbaker d michael	acquired	7,222	21.56	335	-
Dec 31, 2023	nestlerode r edward jr	acquired	-	-	1,870	-
Dec 31, 2023	edwards william	acquired	-	-	2,552	-
Dec 31, 2023	walko ronald a	acquired	-	-	274	-

Which funds bought or sold PWOD recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 19, 2024	VALLEY NATIONAL ADVISERS INC	unchanged	-	-1,000	9,000	-%
Apr 05, 2024	CWM, LLC	new	-	-	-	-%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	unchanged	-	5,559	87,475	-%
Mar 11, 2024	VANGUARD GROUP INC	added	1.89	600,382	7,424,630	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	reduced	-0.38	4,599	76,714	-%
Feb 26, 2024	Virtu Financial LLC	new	-	258,000	258,000	0.02%
Feb 15, 2024	Legal & General Group Plc	unchanged	-	928	14,609	-%
Feb 15, 2024	BARCLAYS PLC	added	121	220,000	381,000	-%
Feb 14, 2024	MetLife Investment Management, LLC	unchanged	-	5,296	83,355	-%
Feb 14, 2024	CITADEL ADVISORS LLC	new	-	551,135	551,135	-%

Are Funds Buying or Selling PWOD?

Are funds buying PWOD calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own PWOD

No. of Funds

Unveiling Penns Woods Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jan 29, 2024	blackrock inc.	5.8%	417,588	SC 13G
Jul 12, 2021	blackrock inc.	0.5%	37,955	SC 13G/A
Jan 29, 2021	blackrock inc.	5.7%	403,973	SC 13G/A
Feb 07, 2020	blackrock inc.	5.4%	377,412	SC 13G

Recent SEC filings of Penns Woods Bancorp Inc

View All Filings

Date Filed	Form Type	Document
Mar 26, 2024	DEF 14A	DEF 14A
Mar 13, 2024	10-K	Annual Report
Feb 28, 2024	8-K	Current Report
Feb 01, 2024	4	Insider Trading
Feb 01, 2024	4	Insider Trading
Feb 01, 2024	4	Insider Trading
Feb 01, 2024	4	Insider Trading
Feb 01, 2024	4	Insider Trading
Feb 01, 2024	4	Insider Trading
Feb 01, 2024	4	Insider Trading

Peers (Alternatives to Penns Woods Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	545.8B	171.1B	-3.62%	34.84%	11.02	3.19	60.72%	31.52%
BAC	297.2B	130.3B	1.89%	26.38%	11.21	2.28	79.51%	-3.68%
WFC	218.6B	85.7B	6.97%	48.18%	11.42	2.55	41.49%	39.96%
C	116.5B	133.3B	0.23%	24.33%	12.63	0.87	79.09%	-
CFG	15.9B	10.2B	-1.71%	19.97%	9.86	1.55	44.53%	-22.43%
KEY	13.7B	7.9B	-2.66%	26.23%	14.13	1.72	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.86%	20.31%	7.91	1.67	56.25%	-23.46%
ZION	6.1B	3.9B	1.70%	40.85%	9.01	1.55	45.91%	-25.03%
ABCB	3.2B	1.3B	-0.47%	37.64%	12	2.52	43.24%	-22.35%
ASB	3.2B	2.0B	2.04%	17.26%	17.33	1.62	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	417.3M	164.9M	-1.17%	36.24%	35.68	2.53	42.66%	-70.76%
AROW	380.7M	162.6M	-5.72%	1.96%	12.66	2.34	25.39%	-38.37%
ACNB	295.6M	96.6M	-1.80%	12.20%	9.33	3.06	11.02%	-11.37%
ASRV	44.4M	60.9M	-3.30%	-12.00%	-13.27	0.73	24.06%	-144.92%

Penns Woods Bancorp Inc News

Latest updates

Penns Woods Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	8.3%	26.00	24.00	22.00	20.00	19.00	17.00	15.00	14.00	15.00	15.00	14.00	15.00	15.00	15.00	16.00	16.00	16.00	17.00	17.00	16.00	16.00
EBITDA Margin	-8.6%	0.82*	0.90*	1.06*	1.17*	1.22*	1.26*	1.24*	1.21*	1.19*	1.14*	1.13*	1.10*	-	-	-	-	-	-	-	-	-
Interest Expenses	4.6%	14.00	13.00	13.00	14.00	16.00	16.00	14.00	13.00	13.00	13.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	13.00	13.00	13.00	13.00
Income Taxes	209.6%	1.00	0.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	159.6%	7.00	3.00	5.00	6.00	6.00	6.00	5.00	4.00	6.00	5.00	4.00	4.00	5.00	6.00	5.00	4.00	3.00	6.00	5.00	5.00	5.00
EBT Margin	-2.7%	0.22*	0.23*	0.30*	0.33*	0.33*	0.36*	0.35*	0.34*	0.34*	0.31*	0.32*	0.31*	-	-	-	-	-	-	-	-	-
Net Income	149.8%	6.00	2.00	4.00	5.00	5.00	5.00	4.00	3.00	5.00	4.00	4.00	3.00	4.00	4.00	4.00	3.00	3.00	5.00	4.00	4.00	4.00
Net Income Margin	-1.8%	0.18*	0.18*	0.24*	0.26*	0.27*	0.29*	0.28*	0.28*	0.27*	0.26*	0.26*	0.26*	-	-	-	-	-	-	-	-	-
Free Cashflow	672.4%	5.00	-0.81	4.00	11.00	5.00	8.00	3.00	7.00	6.00	5.00	-2.45	9.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.3%	2,205	2,176	2,135	2,065	2,000	1,905	1,892	1,917	1,941	1,911	1,895	1,896	1,835	1,841	1,838	1,689	1,665	1,673	1,712	1,705	1,685
Cash Equivalents	5.3%	37.00	36.00	45.00	42.00	40.00	37.00	91.00	219	264	282	267	278	213	226	215	78.00	49.00	57.00	80.00	74.00	67.00
Net PPE	-	-	-	-	-	-	-	-	-	-	-	-	35.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	33.00	28.00
Goodwill	0%	16.00	16.00	16.00	16.00	16.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00
Liabilities	0.6%	2,013	2,002	1,961	1,891	1,832	1,741	1,726	1,748	1,769	1,742	1,728	1,732	1,670	1,678	1,679	1,532	1,510	1,518	1,560	1,558	1,541
Short Term Borrowings	-24.7%	146	194	180	97.00	153	31.00	5.00	7.00	6.00	9.00	8.00	7.00	5.00	15.00	15.00	18.00	-	6.00	59.00	84.00	6.00
Long Term Debt	16.1%	253	218	203	133	103	103	113	113	126	126	141	141	153	-	-	-	162	-	-	-	139
Shareholder's Equity	9.7%	192	175	174	174	168	164	166	168	172	168	167	164	164	162	160	157	155	155	152	147	144
Retained Earnings	3.0%	107	104	104	102	98.00	96.00	93.00	91.00	90.00	87.00	85.00	84.00	83.00	81.00	79.00	77.00	77.00	76.00	74.00	72.00	70.00
Additional Paid-In Capital	10.5%	62.00	56.00	55.00	55.00	54.00	54.00	54.00	54.00	54.00	54.00	53.00	53.00	53.00	52.00	52.00	52.00	51.00	51.00	51.00	51.00	51.00
Shares Outstanding	5.6%	8.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	-	-	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Float	-	-	-	177	-	-	-	163	-	-	-	168	-	-	-	160	-	-	-	212	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	672.4%	4,625	-808	3,899	11,106	5,259	8,259	3,285	7,090	5,536	5,446	-2,449	9,390	7,099	2,912	3,381	8,608	-1,723	7,391	2,084	6,298	7,197
Share Based Compensation	3.1%	236	229	233	253	227	236	453	315	206	227	307	220	179	239	238	198	182	185	177	136	-
Cashflow From Investing	64.2%	-17,550	-49,051	-66,691	-63,703	-88,064	-76,455	-104,217	-28,911	-45,754	-4,916	-6,123	814	-10,630	11,310	-8,683	-2,736	5,049	13,061	3,080	-2,715	-23,421
Cashflow From Financing	-63.5%	14,797	40,588	66,007	53,910	86,276	14,066	-26,879	-23,238	22,433	13,997	-1,996	54,126	-9,383	-3,124	142,715	23,300	-12,078	-42,636	765	3,271	10,619
Dividend Payments	5.4%	2,384	2,261	2,261	2,258	2,258	2,257	2,256	2,265	2,264	2,260	2,255	2,262	2,259	2,255	2,253	2,253	2,259	2,206	2,206	2,205	2,204
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

PWOD Income Statement

2023-12-31

CONSOLIDATED STATEMENT OF INCOME - USD ($)	12 Months Ended
CONSOLIDATED STATEMENT OF INCOME - USD ($)	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
INTEREST AND DIVIDEND INCOME:
Loans, including fees	$ 83,291,000	$ 58,682,000	$ 53,232,000
Investment securities:
Taxable	5,346,000	3,634,000	3,281,000
Tax-exempt	517,000	823,000	655,000
Dividend and other interest income	2,441,000	1,789,000	1,246,000
TOTAL INTEREST AND DIVIDEND INCOME	91,595,000	64,928,000	58,414,000
INTEREST EXPENSE:
Deposits	22,131,000	3,690,000	5,545,000
Short-term borrowings	8,401,000	1,007,000	9,000
Long-term borrowings	6,099,000	2,451,000	3,142,000
TOTAL INTEREST EXPENSE	36,631,000	7,148,000	8,696,000
NET INTEREST INCOME	54,964,000	57,780,000	49,718,000
(Recovery) provision for loan credit losses	(927,000)	1,910,000	640,000
Recovery for off balance sheet credit exposures	(552,000)	0	0
TOTAL (RECOVERY) PROVISION FOR CREDIT LOSSES	(1,479,000)	1,910,000	640,000
NET INTEREST INCOME AFTER (RECOVERY) PROVISION FOR CREDIT LOSSES	56,443,000	55,870,000	49,078,000
NON-INTEREST INCOME:
Net debt securities (losses) gains, available for sale	(193,000)	(219,000)	699,000
Net equity securities gains (losses)	15,000	(146,000)	(40,000)
Bank-owned life insurance	1,063,000	664,000	916,000
Gain on sale of loans	1,046,000	1,131,000	2,474,000
Other	930,000	931,000	838,000
TOTAL NON-INTEREST INCOME	8,375,000	8,713,000	11,669,000
NON-INTEREST EXPENSE:
Salaries and employee benefits	25,062,000	24,267,000	23,014,000
Occupancy	3,168,000	3,080,000	3,209,000
Furniture and equipment	3,392,000	3,288,000	3,522,000
Software amortization	843,000	840,000	868,000
Pennsylvania shares tax	1,082,000	1,452,000	1,350,000
Professional fees	2,953,000	2,434,000	2,432,000
Federal Deposit Insurance Corporation deposit insurance	1,578,000	938,000	963,000
Marketing	684,000	690,000	545,000
Intangible amortization	117,000	154,000	191,000
Goodwill impairment	0	653,000	0
Other	5,617,000	5,202,000	4,811,000
TOTAL NON-INTEREST EXPENSE	44,496,000	42,998,000	40,905,000
INCOME BEFORE INCOME TAX PROVISION	20,322,000	21,585,000	19,842,000
INCOME TAX PROVISION	3,714,000	4,163,000	3,794,000
CONSOLIDATED NET INCOME	16,608,000	17,422,000	16,048,000
Earnings attributable to noncontrolling interest	0	0	15,000
NET INCOME ATTRIBUTABLE TO PENNS WOODS BANCORP, INC.	$ 16,608,000	$ 17,422,000	$ 16,033,000
EARNINGS PER SHARE - BASIC (in dollars per share)	$ 2.34	$ 2.47	$ 2.27
EARNINGS PER SHARE - DILUTED (in dollars per share)	$ 2.34	$ 2.47	$ 2.27
WEIGHTED AVERAGE SHARES OUTSTANDING - BASIC (in shares)	7,112,450	7,059,437	7,061,818
WEIGHTED AVERAGE SHARES OUTSTANDING - DILUTED (in shares)	7,112,450	7,059,437	7,061,818
Service charges
NON-INTEREST INCOME:
Service charges, insurance commissions, brokerage commissions, and debit card income	$ 2,090,000	$ 2,103,000	$ 1,703,000
Insurance commissions
NON-INTEREST INCOME:
Service charges, insurance commissions, brokerage commissions, and debit card income	529,000	491,000	553,000
Brokerage commissions
NON-INTEREST INCOME:
Service charges, insurance commissions, brokerage commissions, and debit card income	575,000	620,000	851,000
Loan broker income
NON-INTEREST INCOME:
Service charges, insurance commissions, brokerage commissions, and debit card income	992,000	1,674,000	2,164,000
Debit card income
NON-INTEREST INCOME:
Service charges, insurance commissions, brokerage commissions, and debit card income	$ 1,328,000	$ 1,464,000	$ 1,511,000

PWOD Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS:
Noninterest-bearing balances	$ 28,969	$ 27,390
Interest-bearing deposits in other financial institutions	8,493	12,943
Total cash and cash equivalents	37,462	40,333
Investment debt securities, available for sale, at fair value	190,945	193,673
Investment equity securities, at fair value	1,122	1,142
Restricted investment in bank stock	24,323	19,171
Loans held for sale	3,993	3,298
Loans	1,839,764	1,639,731
Allowance for credit losses	(11,446)	(15,637)
Loans, net	1,828,318	1,624,094
Premises and equipment, net	30,250	31,844
Accrued interest receivable	11,044	9,481
Bank-owned life insurance	33,867	34,452
Investment in limited partnerships	7,815	8,656
Goodwill	16,450	16,450
Intangibles	210	327
Operating lease right of use asset	2,512	2,651
Deferred tax assets	4,655	6,868
Other assets	11,843	7,640
TOTAL ASSETS	2,204,809	2,000,080
LIABILITIES:
Interest-bearing deposits	1,118,320	1,037,397
Noninterest-bearing deposits	471,173	519,063
Total deposits	1,589,493	1,556,460
Short-term borrowings	145,926	153,349
Long-term borrowings	252,598	102,783
Accrued interest payable	3,814	603
Operating lease liability	2,570	2,708
Other liabilities	18,852	16,512
TOTAL LIABILITIES	2,013,253	1,832,415
SHAREHOLDERS’ EQUITY:
Preferred stock, no par value, 3,000,000 shares authorized; no shares issued	0	0
Common stock, par value $5.55, 22,500,000 shares authorized; 8,019,219 and 7,566,810 shares issued; 7,508,994 and 7,056,585 shares outstanding	44,550	42,039
Additional paid-in capital	61,733	54,252
Retained earnings	107,238	98,147
Accumulated other comprehensive loss:
Net unrealized loss on available for sale securities	(6,396)	(9,819)
Defined benefit plan	(2,754)	(4,139)
Treasury stock at cost, 510,225 shares	(12,815)	(12,815)
TOTAL SHAREHOLDERS' EQUITY	191,556	167,665
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 2,204,809	$ 2,000,080

About Penns Woods Bancorp Inc

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and IRAs accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1934 and is headquartered in Williamsport, Pennsylvania.

CEO	Mr. Richard Allen Grafmyre CFP
WEBSITE	pwod.com
INDUSTRY	Banks Diversified
EMPLOYEES	302

Penns Woods Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Penns Woods Bancorp Inc? What does PWOD stand for in stocks?

PWOD is the stock ticker symbol of Penns Woods Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Penns Woods Bancorp Inc (PWOD)?

As of Mon Apr 22 2024, market cap of Penns Woods Bancorp Inc is 135.18 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of PWOD stock?

You can check PWOD's fair value in chart for subscribers.

What is the fair value of PWOD stock?

You can check PWOD's fair value in chart for subscribers. The fair value of Penns Woods Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Penns Woods Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for PWOD so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Penns Woods Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether PWOD is over valued or under valued. Whether Penns Woods Bancorp Inc is cheap or expensive depends on the assumptions which impact Penns Woods Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for PWOD.

What is Penns Woods Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 22 2024, PWOD's PE ratio (Price to Earnings) is 8.14 and Price to Sales (PS) ratio is 1.48. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. PWOD PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Penns Woods Bancorp Inc's stock?

In the past 10 years, Penns Woods Bancorp Inc has provided -0.012 (multiply by 100 for percentage) rate of return.