Market Summary
USD73.30-0.58
Market Closed-0.79%
PYPL Alerts
PYPL Stock Price
PYPL RSI Chart
PYPL Valuation
PYPL Price/Sales (Trailing)
PYPL Profitability
PYPL Fundamentals
PYPL Revenue
PYPL Earnings
Price Action
52 Week Range
66.39122.92
(Low)(High)
Last 7 days
-0.6%
Last 30 days
-2.1%
Last 90 days
7.0%
Trailing 12 Months
-36.3%
PYPL Financial Health
PYPL Investor Care
Peers (Alternatives to PayPal Holdings)
View All Peers In Detail| Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|
| LARGE-CAP | ||||||||
MA | 342.2B | 22.2B | -0.94% | 0.95% | 34.46 | 15.39 | 17.76% | 14.31% |
ACN | 172.6B | 62.4B | 0.88% | -15.46% | 24.48 | 2.77 | 16.08% | 13.77% |
FIS | 30.4B | 14.5B | -25.85% | -48.21% | -1.82 | 2.09 | 4.69% | -4109.59% |
GPN | 26.1B | 9.0B | -13.61% | -26.91% | 233.96 | 2.91 | 5.30% | -88.45% |
AKAM | 12.0B | 3.6B | -1.04% | -35.21% | 22.82 | 3.3 | 4.49% | -19.64% |
| MID-CAP | ||||||||
WEX | 7.5B | 2.4B | -10.83% | -5.34% | 44.66 | 3.18 | 27.02% | 23.58% |
EXLS | 5.2B | 1.4B | -9.92% | 11.51% | 36.15 | 3.66 | 25.82% | 24.58% |
MMS | 4.7B | 4.7B | -9.59% | 2.96% | 24.55 | 0.99 | 6.04% | -32.08% |
WU | 4.1B | 4.5B | -19.26% | -40.61% | 4.45 | 0.91 | -11.74% | 13.01% |
| SMALL-CAP | ||||||||
MGI | 1.0B | 1.3B | -2.77% | -0.75% | 29.72 | 0.78 | 2.06% | 190.24% |
CNDT | 692.2M | 3.9B | -21.95% | -34.69% | -3.8 | 0.18 | -6.81% | -550.00% |
CASS | 615.0M | 182.5M | -8.73% | 20.64% | 17.62 | 3.37 | 18.38% | 22.02% |
IIIV | 553.8M | 330.0M | -3.93% | -10.67% | -30.98 | 1.68 | 30.19% | -260.46% |
Financials for PayPal Holdings
| Income Statement (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Revenue | 1.7% | 27,518 | 27,053 | 26,389 | 25,821 | 25,371 |
| Operating Expenses | 1.2% | 23,681 | 23,410 | 22,821 | 21,890 | 21,109 |
| S&GA Expenses | -5.9% | 2,257 | 2,399 | 2,404 | 2,437 | 2,445 |
| EBITDA | 0.5% | 5,654 | 5,625 | - | - | - |
| EBITDA Margin | -1.6% | 0.21* | 0.22* | - | - | - |
| EBT Margin | -2.2% | 0.16* | 0.16* | - | - | - |
| Interest Expenses | 10.9% | 304 | 274 | 245 | 233 | 232 |
| Net Income | 5.2% | 2,419 | 2,299 | 2,056 | 3,581 | 4,169 |
| Net Income Margin | 3.4% | 0.09* | 0.08* | 0.08* | 0.14* | - |
| Free Cahsflow | -0.2% | 5,107 | 5,115 | 5,178 | 4,946 | - |
| Balance Sheet | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Assets | 3.0% | 78,717 | 76,435 | 77,810 | 75,805 | 75,803 |
| Current Assets | 4.4% | 57,517 | 55,105 | 55,252 | 52,382 | 52,574 |
| Cash Equivalents | 16.8% | 7,776 | 6,659 | 4,583 | 4,861 | 5,197 |
| Net PPE | -2.4% | 1,730 | 1,773 | 1,832 | 1,861 | 1,909 |
| Goodwill | 1.4% | 11,209 | 11,053 | 11,146 | 11,370 | 11,454 |
| Liabilities | 4.0% | 58,443 | 56,171 | 58,043 | 55,202 | 54,076 |
| Current Liabilities | 4.3% | 45,101 | 43,228 | 45,095 | 43,967 | 43,029 |
| LT Debt, Non Current | 1.7% | 10,417 | 10,241 | 10,198 | 8,222 | 8,049 |
| Shareholder's Equity | 0.0% | 20,274 | 20,264 | 19,767 | 20,603 | 21,727 |
| Retained Earnings | 5.1% | 18,954 | 18,033 | 16,703 | 17,044 | 16,535 |
| Additional Paid-In Capital | 1.9% | 18,327 | 17,981 | 17,758 | 17,383 | 17,208 |
| Accumulated Depreciation | 12.3% | 6,382 | 5,681 | - | - | - |
| Shares Outstanding | -1.0% | 1,136 | 1,147 | 1,156 | 1,161 | 1,168 |
| Minority Interest | - | - | - | - | - | - |
| Cashflow (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Cashflow From Operations | -1.1% | 5,813 | 5,876 | 5,441 | 5,281 | 5,797 |
| Share Based Compensation | -1.9% | 1,261 | 1,285 | 1,359 | 1,437 | 1,376 |
| Cashflow From Investing | 43.7% | -3,421 | -6,079 | -7,134 | -4,317 | -5,149 |
| Cashflow From Financing | 60.3% | -1,110 | -2,793 | -437 | -2,079 | -557 |
| Buy Backs | -11.2% | 4,199 | 4,727 | 4,177 | 3,577 | 3,400 |
Risks for PYPL
What is the probability of a big loss on PYPL?
48.5%
Probability that PayPal Holdings stock will be more than 20% underwater in next one year
27.7%
Probability that PayPal Holdings stock will be more than 30% underwater in next one year.
26.5%
Probability that PayPal Holdings stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.
How does PYPL drawdown profile look like?
Y-axis is the maximum loss one would have experienced if PayPal Holdings was unfortunately bought at previous high price.
Drawdowns
Returns for PYPL
Cumulative Returns on PYPL
9.6%
7-Year Cumulative Returns
-0.7%
5-Year Cumulative Returns
-8.8%
3-Year Cumulative Returns
What are the long-term rolling returns for PYPL?
FIve years rolling returns for PayPal Holdings.
Annualized Returns
Which funds bought or sold PYPL recently?
View All Details| Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
|---|---|---|---|---|---|---|
2023-03-24 | Longbow Finance SA | new | - | 7,561,000 | 7,561,000 | 1.02% |
2023-03-24 | Freemont Management S.A. | sold off | -100 | -154,000 | - | -% |
2023-03-23 | ETF MANAGERS GROUP, LLC | added | 9.47 | -2,949,580 | 28,368,400 | 1.33% |
2023-03-23 | Prostatis Group LLC | reduced | -16.99 | -6,217 | 32,708 | 0.02% |
2023-03-23 | MetLife Investment Management, LLC | reduced | -3.14 | -5,497,900 | 22,200,600 | 0.18% |
2023-03-22 | Pictet North America Advisors SA | sold off | -100 | -493,611 | - | -% |
2023-03-17 | American Portfolios Advisors | added | 10.64 | 1,308,520 | 4,908,140 | 0.21% |
2023-03-15 | B. Riley Wealth Advisors, Inc. | reduced | -18.36 | -1,821,470 | 3,749,530 | 0.10% |
2023-03-10 | MATHER GROUP, LLC. | sold off | -100 | -327,000 | - | -% |
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | added | 7.19 | -9,435,570 | 74,049,400 | 0.08% |
Latest Funds Activity
Calls
Puts
Net Call Options
No. of Funds
PYPL Alerts
PayPal Holdings News
Schedule 13G FIlings of PayPal Holdings
| Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
|---|---|---|---|---|---|
| Feb 09, 2023 | vanguard group inc | 8.40% | 95,722,682 | SC 13G/A | |
| Feb 07, 2023 | blackrock inc. | 6.7% | 76,250,033 | SC 13G/A | |
| Feb 03, 2022 | blackrock inc. | 6.5% | 75,987,482 | SC 13G/A | |
| Feb 10, 2021 | vanguard group inc | 7.94% | 93,070,530 | SC 13G/A | |
| Feb 08, 2021 | fmr llc | - | 0 | SC 13G/A | |
| Feb 05, 2021 | blackrock inc. | 7.0% | 82,362,813 | SC 13G/A | |
| Feb 12, 2020 | vanguard group inc | 7.94% | 93,255,613 | SC 13G/A | |
| Feb 07, 2020 | fmr llc | - | 0 | SC 13G/A | |
| Feb 05, 2020 | blackrock inc. | 6.3% | 74,091,392 | SC 13G/A |
PYPL Fair Value
PayPal Holdings fair value in different scenarios
The table shows the Fair Value estimates for PayPal Holdings for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
| Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
|---|---|---|---|---|---|
| Very Low Inflation | 61.14 -16.59% | 78.55 7.16% | 106.25 44.95% | 137.77 87.95% | 161.47 120.29% |
| Current Inflation | 55.89 -23.75% | 70.68 -3.57% | 93.73 27.87% | 120.10 63.85% | 139.83 90.76% |
| Very High Inflation | 49.44 -32.55% | 61.21 -16.49% | 79.04 7.83% | 99.64 35.93% | 114.94 56.81% |
Historical PayPal Holdings Fair Value Estimates
Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price
Recent SEC filings of PayPal Holdings
View All Filings| Date Filed | Form Type | Document | |
|---|---|---|---|
| Mar 15, 2023 | 4 | Insider Trading | |
| Mar 07, 2023 | 8-K | Current Report | |
| Mar 03, 2023 | 4 | Insider Trading | |
| Mar 03, 2023 | 4 | Insider Trading | |
| Mar 03, 2023 | 4 | Insider Trading | |
| Mar 03, 2023 | 4 | Insider Trading | |
| Mar 03, 2023 | 4 | Insider Trading | |
| Mar 03, 2023 | 4 | Insider Trading | |
| Mar 03, 2023 | 4 | Insider Trading | |
| Feb 17, 2023 | 4 | Insider Trading |
Latest Insider Trading transactions for PYPL
Filter Transactions| Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
|---|---|---|---|---|---|---|
2023-03-15 | Scheibe Gabrielle | acquired | - | - | 7,647 | acting cfo & svp, ir & treas |
2023-03-15 | Scheibe Gabrielle | sold (taxes) | -280,267 | 73.91 | -3,792 | acting cfo & svp, ir & treas |
2023-03-01 | SCHULMAN DANIEL H | sold (taxes) | -7,420,090 | 73.82 | -100,516 | president and ceo |
2023-03-01 | Karczmer Aaron | acquired | - | - | 28,665 | evp, chief enterprise services |
2023-03-01 | SCHULMAN DANIEL H | acquired | - | - | 130,034 | president and ceo |
2023-03-01 | Auerbach Jonathan | sold (taxes) | -2,489,140 | 73.82 | -33,719 | chief strat., gr & data ofc. |
2023-03-01 | Scheibe Gabrielle | acquired | - | - | 14,188 | acting cfo & svp, ir & treas. |
2023-03-01 | SCHULMAN DANIEL H | acquired | - | - | 76,492 | president and ceo |
2023-03-01 | Alford Peggy | sold (taxes) | -2,183,450 | 73.82 | -29,578 | evp, global sales |
2023-03-01 | Shivananda Sripada | acquired | - | - | 19,641 | evp, chief technology officer |
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.
PYPL Income Statement
2022-09-30CONDENSED CONSOLIDATED STATEMENTS OF INCOME (LOSS) - USD ($) shares in Millions, $ in Millions | 3 Months Ended | 9 Months Ended | ||
|---|---|---|---|---|
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021 | |
| Income Statement [Abstract] | ||||
| Net revenues | $ 6,846 | $ 6,182 | $ 20,135 | $ 18,453 |
| Operating expenses: | ||||
| Transaction expense | 2,988 | 2,564 | 8,849 | 7,363 |
| Transaction and credit losses | 367 | 268 | 1,184 | 710 |
| Customer support and operations | 509 | 504 | 1,579 | 1,543 |
| Sales and marketing | 544 | 549 | 1,733 | 1,779 |
| Technology and development | 801 | 755 | 2,431 | 2,242 |
| General and administrative | 463 | 498 | 1,584 | 1,544 |
| Restructuring and other charges | 56 | 1 | 182 | 60 |
| Total operating expenses | 5,728 | 5,139 | 17,542 | 15,241 |
| Operating income | 1,118 | 1,043 | 2,593 | 3,212 |
| Other income (expense), net | 460 | 122 | (337) | 181 |
| Income before income taxes | 1,578 | 1,165 | 2,256 | 3,393 |
| Income tax expense | 248 | 78 | 758 | 25 |
| Net income (loss) | $ 1,330 | $ 1,087 | $ 1,498 | $ 3,368 |
| Net income (loss) per share: | ||||
| Basic (in dollars per share) | $ 1.15 | $ 0.93 | $ 1.29 | $ 2.87 |
| Diluted (in dollars per share) | $ 1.15 | $ 0.92 | $ 1.29 | $ 2.84 |
| Weighted average shares: | ||||
| Basic (in shares) | 1,154 | 1,174 | 1,159 | 1,174 |
| Diluted (in shares) | 1,157 | 1,187 | 1,163 | 1,187 |
PYPL Balance Sheet
2022-09-30CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions | Sep. 30, 2022 | Dec. 31, 2021 |
|---|---|---|
| Current assets: | ||
| Cash and cash equivalents | $ 6,659 | $ 5,197 |
| Short-term investments | 4,190 | 4,303 |
| Accounts receivable, net | 889 | 800 |
| Loans and interest receivable, net of allowances of $478 and $491 as of September 30, 2022 and December 31, 2021, respectively | 6,002 | 4,846 |
| Funds receivable and customer accounts | 34,824 | 36,141 |
| Prepaid expenses and other current assets | 2,541 | 1,287 |
| Total current assets | 55,105 | 52,574 |
| Long-term investments | 5,215 | 6,797 |
| Property and equipment, net | 1,773 | 1,909 |
| Goodwill | 11,053 | 11,454 |
| Intangible assets, net | 855 | 1,332 |
| Other assets | 2,434 | 1,737 |
| Total assets | 76,435 | 75,803 |
| Current liabilities: | ||
| Accounts payable | 114 | 197 |
| Funds payable and amounts due to customers | 37,824 | 38,841 |
| Accrued expenses and other current liabilities | 4,638 | 3,755 |
| Income taxes payable | 652 | 236 |
| Total current liabilities | 43,228 | 43,029 |
| Deferred tax liability and other long-term liabilities | 2,702 | 2,998 |
| Long-term debt | 10,241 | 8,049 |
| Total liabilities | 56,171 | 54,076 |
| Commitments and contingencies | ||
| Equity: | ||
| Common stock, $0.0001 par value; 4,000 shares authorized; 1,147 and 1,168 shares outstanding as of September 30, 2022 and December 31, 2021, respectively | 0 | 0 |
| Preferred stock, $0.0001 par value; 100 shares authorized, unissued | 0 | 0 |
| Treasury stock at cost, 161 and 132 shares as of September 30, 2022 and December 31, 2021, respectively | (15,069) | (11,880) |
| Additional paid-in-capital | 17,981 | 17,208 |
| Retained earnings | 18,033 | 16,535 |
| Accumulated other comprehensive income (loss) | (681) | (136) |
| Total PayPal stockholders’ equity | 20,264 | 21,727 |
| Total liabilities and equity | $ 76,435 | $ 75,803 |