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PayPal Holdings Inc Stock Research

PYPL

73.30USD-0.58(-0.79%)Market Closed

Market Summary

USD73.30-0.58
Market Closed
-0.79%

PYPL Alerts

PYPL Stock Price

PYPL RSI Chart

PYPL Valuation

Market Cap

83.3B

Price/Earnings (Trailing)

34.42

Price/Sales (Trailing)

3.03

EV/EBITDA

16.53

Price/Free Cashflow

16.3

PYPL Price/Sales (Trailing)

PYPL Profitability

EBT Margin

15.53%

Return on Equity

11.93%

Return on Assets

3.07%

Free Cashflow Yield

6.13%

PYPL Fundamentals

PYPL Revenue

Revenue (TTM)

27.5B

Revenue Y/Y

6.72%

Revenue Q/Q

7.84%

PYPL Earnings

Earnings (TTM)

2.4B

Earnings Y/Y

14.98%

Earnings Q/Q

-30.75%

Price Action

52 Week Range

66.39122.92
(Low)(High)

Last 7 days

-0.6%

Last 30 days

-2.1%

Last 90 days

7.0%

Trailing 12 Months

-36.3%

PYPL Financial Health

Current Ratio

1.28

PYPL Investor Care

Buy Backs (1Y)

2.74%

Diluted EPS (TTM)

2.09

Peers (Alternatives to PayPal Holdings)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
342.2B
22.2B
-0.94% 0.95%
34.46
15.39
17.76% 14.31%
172.6B
62.4B
0.88% -15.46%
24.48
2.77
16.08% 13.77%
30.4B
14.5B
-25.85% -48.21%
-1.82
2.09
4.69% -4109.59%
26.1B
9.0B
-13.61% -26.91%
233.96
2.91
5.30% -88.45%
12.0B
3.6B
-1.04% -35.21%
22.82
3.3
4.49% -19.64%
MID-CAP
7.5B
2.4B
-10.83% -5.34%
44.66
3.18
27.02% 23.58%
5.2B
1.4B
-9.92% 11.51%
36.15
3.66
25.82% 24.58%
4.7B
4.7B
-9.59% 2.96%
24.55
0.99
6.04% -32.08%
4.1B
4.5B
-19.26% -40.61%
4.45
0.91
-11.74% 13.01%
SMALL-CAP
1.0B
1.3B
-2.77% -0.75%
29.72
0.78
2.06% 190.24%
692.2M
3.9B
-21.95% -34.69%
-3.8
0.18
-6.81% -550.00%
615.0M
182.5M
-8.73% 20.64%
17.62
3.37
18.38% 22.02%
553.8M
330.0M
-3.93% -10.67%
-30.98
1.68
30.19% -260.46%

Financials for PayPal Holdings

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue1.7%27,51827,05326,38925,82125,371
Operating Expenses1.2%23,68123,41022,82121,89021,109
  S&GA Expenses-5.9%2,2572,3992,4042,4372,445
EBITDA0.5%5,6545,625---
EBITDA Margin-1.6%0.21*0.22*---
EBT Margin-2.2%0.16*0.16*---
Interest Expenses10.9%304274245233232
Net Income5.2%2,4192,2992,0563,5814,169
Net Income Margin3.4%0.09*0.08*0.08*0.14*-
Free Cahsflow-0.2%5,1075,1155,1784,946-
Balance Sheet
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets3.0%78,71776,43577,81075,80575,803
  Current Assets4.4%57,51755,10555,25252,38252,574
    Cash Equivalents16.8%7,7766,6594,5834,8615,197
  Net PPE-2.4%1,7301,7731,8321,8611,909
  Goodwill1.4%11,20911,05311,14611,37011,454
Liabilities4.0%58,44356,17158,04355,20254,076
  Current Liabilities4.3%45,10143,22845,09543,96743,029
    LT Debt, Non Current1.7%10,41710,24110,1988,2228,049
Shareholder's Equity0.0%20,27420,26419,76720,60321,727
  Retained Earnings5.1%18,95418,03316,70317,04416,535
  Additional Paid-In Capital1.9%18,32717,98117,75817,38317,208
Accumulated Depreciation12.3%6,3825,681---
Shares Outstanding-1.0%1,1361,1471,1561,1611,168
Minority Interest------
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations-1.1%5,8135,8765,4415,2815,797
  Share Based Compensation-1.9%1,2611,2851,3591,4371,376
Cashflow From Investing43.7%-3,421-6,079-7,134-4,317-5,149
Cashflow From Financing60.3%-1,110-2,793-437-2,079-557
  Buy Backs-11.2%4,1994,7274,1773,5773,400

Risks for PYPL

What is the probability of a big loss on PYPL?

48.5%


Probability that PayPal Holdings stock will be more than 20% underwater in next one year

27.7%


Probability that PayPal Holdings stock will be more than 30% underwater in next one year.

26.5%


Probability that PayPal Holdings stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does PYPL drawdown profile look like?

Y-axis is the maximum loss one would have experienced if PayPal Holdings was unfortunately bought at previous high price.

Drawdowns

Returns for PYPL

Cumulative Returns on PYPL

9.6%


7-Year Cumulative Returns

-0.7%


5-Year Cumulative Returns

-8.8%


3-Year Cumulative Returns

What are the long-term rolling returns for PYPL?

FIve years rolling returns for PayPal Holdings.

Annualized Returns

Which funds bought or sold PYPL recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-24
Longbow Finance SA
new
-
7,561,000
7,561,000
1.02%
2023-03-24
Freemont Management S.A.
sold off
-100
-154,000
-
-%
2023-03-23
ETF MANAGERS GROUP, LLC
added
9.47
-2,949,580
28,368,400
1.33%
2023-03-23
Prostatis Group LLC
reduced
-16.99
-6,217
32,708
0.02%
2023-03-23
MetLife Investment Management, LLC
reduced
-3.14
-5,497,900
22,200,600
0.18%
2023-03-22
Pictet North America Advisors SA
sold off
-100
-493,611
-
-%
2023-03-17
American Portfolios Advisors
added
10.64
1,308,520
4,908,140
0.21%
2023-03-15
B. Riley Wealth Advisors, Inc.
reduced
-18.36
-1,821,470
3,749,530
0.10%
2023-03-10
MATHER GROUP, LLC.
sold off
-100
-327,000
-
-%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
added
7.19
-9,435,570
74,049,400
0.08%

1–10 of 46

Latest Funds Activity

Are funds buying PYPL calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own PYPL
No. of Funds

PayPal Holdings News

MarketWatch

Global Payments Inc. stock outperforms market on strong trading day.

MarketWatch,
4 hours ago

London South East

Schedule 13G FIlings of PayPal Holdings

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 09, 2023
vanguard group inc
8.40%
95,722,682
SC 13G/A
Feb 07, 2023
blackrock inc.
6.7%
76,250,033
SC 13G/A
Feb 03, 2022
blackrock inc.
6.5%
75,987,482
SC 13G/A
Feb 10, 2021
vanguard group inc
7.94%
93,070,530
SC 13G/A
Feb 08, 2021
fmr llc
-
0
SC 13G/A
Feb 05, 2021
blackrock inc.
7.0%
82,362,813
SC 13G/A
Feb 12, 2020
vanguard group inc
7.94%
93,255,613
SC 13G/A
Feb 07, 2020
fmr llc
-
0
SC 13G/A
Feb 05, 2020
blackrock inc.
6.3%
74,091,392
SC 13G/A

PYPL Fair Value

PayPal Holdings fair value in different scenarios

The table shows the Fair Value estimates for PayPal Holdings for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

61.14

-16.59%

78.55

7.16%

106.25

44.95%

137.77

87.95%

161.47

120.29%
Current Inflation

55.89

-23.75%

70.68

-3.57%

93.73

27.87%

120.10

63.85%

139.83

90.76%
Very High Inflation

49.44

-32.55%

61.21

-16.49%

79.04

7.83%

99.64

35.93%

114.94

56.81%

Historical PayPal Holdings Fair Value Estimates


Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of PayPal Holdings

View All Filings
Date Filed Form Type Document
Mar 15, 2023
4
Insider Trading
Mar 07, 2023
8-K
Current Report
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Feb 17, 2023
4
Insider Trading

Latest Insider Trading transactions for PYPL

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-03-15
Scheibe Gabrielle
acquired
-
-
7,647
acting cfo & svp, ir & treas
2023-03-15
Scheibe Gabrielle
sold (taxes)
-280,267
73.91
-3,792
acting cfo & svp, ir & treas
2023-03-01
SCHULMAN DANIEL H
sold (taxes)
-7,420,090
73.82
-100,516
president and ceo
2023-03-01
Karczmer Aaron
acquired
-
-
28,665
evp, chief enterprise services
2023-03-01
SCHULMAN DANIEL H
acquired
-
-
130,034
president and ceo
2023-03-01
Auerbach Jonathan
sold (taxes)
-2,489,140
73.82
-33,719
chief strat., gr & data ofc.
2023-03-01
Scheibe Gabrielle
acquired
-
-
14,188
acting cfo & svp, ir & treas.
2023-03-01
SCHULMAN DANIEL H
acquired
-
-
76,492
president and ceo
2023-03-01
Alford Peggy
sold (taxes)
-2,183,450
73.82
-29,578
evp, global sales
2023-03-01
Shivananda Sripada
acquired
-
-
19,641
evp, chief technology officer

1–10 of 50

Daniel H. Schulman
30900
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company's payments platform allows consumers to send and receive payments in approximately 200 markets and in approximately 100 currencies, withdraw funds to their bank accounts in 56 currencies, and hold balances in their PayPal accounts in 25 currencies. PayPal Holdings, Inc. was founded in 1998 and is headquartered in San Jose, California.

PYPL Income Statement

2022-09-30
CONDENSED CONSOLIDATED STATEMENTS OF INCOME (LOSS) - USD ($)
shares in Millions, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Income Statement [Abstract]    
Net revenues$ 6,846$ 6,182$ 20,135$ 18,453
Operating expenses:    
Transaction expense2,9882,5648,8497,363
Transaction and credit losses3672681,184710
Customer support and operations5095041,5791,543
Sales and marketing5445491,7331,779
Technology and development8017552,4312,242
General and administrative4634981,5841,544
Restructuring and other charges56118260
Total operating expenses5,7285,13917,54215,241
Operating income1,1181,0432,5933,212
Other income (expense), net460122(337)181
Income before income taxes1,5781,1652,2563,393
Income tax expense2487875825
Net income (loss)$ 1,330$ 1,087$ 1,498$ 3,368
Net income (loss) per share:    
Basic (in dollars per share)$ 1.15$ 0.93$ 1.29$ 2.87
Diluted (in dollars per share)$ 1.15$ 0.92$ 1.29$ 2.84
Weighted average shares:    
Basic (in shares)1,1541,1741,1591,174
Diluted (in shares)1,1571,1871,1631,187

PYPL Balance Sheet

2022-09-30
CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Current assets:  
Cash and cash equivalents$ 6,659$ 5,197
Short-term investments4,1904,303
Accounts receivable, net889800
Loans and interest receivable, net of allowances of $478 and $491 as of September 30, 2022 and December 31, 2021, respectively6,0024,846
Funds receivable and customer accounts34,82436,141
Prepaid expenses and other current assets2,5411,287
Total current assets55,10552,574
Long-term investments5,2156,797
Property and equipment, net1,7731,909
Goodwill11,05311,454
Intangible assets, net8551,332
Other assets2,4341,737
Total assets76,43575,803
Current liabilities:  
Accounts payable114197
Funds payable and amounts due to customers37,82438,841
Accrued expenses and other current liabilities4,6383,755
Income taxes payable652236
Total current liabilities43,22843,029
Deferred tax liability and other long-term liabilities2,7022,998
Long-term debt10,2418,049
Total liabilities56,17154,076
Commitments and contingencies
Equity:  
Common stock, $0.0001 par value; 4,000 shares authorized; 1,147 and 1,168 shares outstanding as of September 30, 2022 and December 31, 2021, respectively00
Preferred stock, $0.0001 par value; 100 shares authorized, unissued00
Treasury stock at cost, 161 and 132 shares as of September 30, 2022 and December 31, 2021, respectively(15,069)(11,880)
Additional paid-in-capital17,98117,208
Retained earnings18,03316,535
Accumulated other comprehensive income (loss)(681)(136)
Total PayPal stockholders’ equity20,26421,727
Total liabilities and equity$ 76,435$ 75,803