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QTWO

QTWO - Q2 Holdings Inc Stock Price, Fair Value and News

49.78USD-0.31 (-0.62%)Market Closed

Market Summary

QTWO
USD49.78-0.31
Market Closed
-0.62%

QTWO Alerts

  • 5 major insider sales recently.

QTWO Stock Price

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QTWO RSI Chart

QTWO Valuation

Market Cap

3.0B

Price/Earnings (Trailing)

-45.26

Price/Sales (Trailing)

4.74

EV/EBITDA

256.85

Price/Free Cashflow

45.79

QTWO Price/Sales (Trailing)

QTWO Profitability

Operating Margin

48.45%

EBT Margin

-9.90%

Return on Equity

-14.58%

Return on Assets

-5.44%

Free Cashflow Yield

2.18%

QTWO Fundamentals

QTWO Revenue

Revenue (TTM)

624.6M

Rev. Growth (Yr)

10.63%

Rev. Growth (Qtr)

4.61%

QTWO Earnings

Earnings (TTM)

-65.4M

Earnings Growth (Yr)

44.22%

Earnings Growth (Qtr)

21.96%

Breaking Down QTWO Revenue

Last 7 days

-3.5%

Last 30 days

1.4%

Last 90 days

17.8%

Trailing 12 Months

107.8%

How does QTWO drawdown profile look like?

QTWO Financial Health

Current Ratio

2.23

Debt/Equity

1.09

Debt/Cashflow

0.14

QTWO Investor Care

Shares Dilution (1Y)

2.31%

Diluted EPS (TTM)

-1.13

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2023584.6M598.8M609.0M624.6M
2022516.3M533.0M551.0M565.7M
2021426.9M452.9M475.8M498.7M
2020336.6M356.5M380.6M402.8M
2019257.6M276.7M295.8M315.5M
2018204.3M215.2M225.6M241.1M
2017161.0M172.6M184.4M194.0M
2016118.5M128.2M138.5M150.2M
201581.1M90.6M99.4M108.9M
2014062.9M71.0M0
20130000
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Tracking the Latest Insider Buys and Sells of Q2 Holdings Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 15, 2024
seale r. h.
sold
-872,820
48.49
-18,000
-
Mar 14, 2024
flake matthew p
sold
-437,296
49.58
-8,820
chief executive officer
Mar 14, 2024
volanoski michael a.
sold
-149,701
49.57
-3,020
chief revenue officer
Mar 14, 2024
breeden john e
sold
-184,686
49.58
-3,725
chief operating officer
Mar 13, 2024
rutledge kimberly anne
sold
-37,124
50.1
-741
chief people officer
Mar 13, 2024
volanoski michael a.
sold
-118,687
50.1
-2,369
chief revenue officer
Mar 13, 2024
breeden john e
sold
-119,338
50.1
-2,382
chief operating officer

1–10 of 50

Which funds bought or sold QTWO recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Apr 17, 2024
CRITERION CAPITAL ADVISORS, LLC
unchanged
-
32,025
183,960
0.12%
Apr 16, 2024
MCF Advisors LLC
unchanged
-
5,609
32,220
-%
Apr 15, 2024
Legato Capital Management LLC
unchanged
-
129,930
746,352
0.09%
Apr 12, 2024
First PREMIER Bank
new
-
3,000
3,000
-%
Apr 11, 2024
CONTRAVISORY INVESTMENT MANAGEMENT, INC.
added
4.43
78,747
376,540
0.08%
Apr 05, 2024
CWM, LLC
added
41.18
6,000
16,000
-%
Apr 05, 2024
GAMMA Investing LLC
added
133
1,442
2,208
-%
Apr 05, 2024
LOS ANGELES CAPITAL MANAGEMENT LLC
added
35.93
382,731
975,408
-%
Apr 05, 2024
NBC SECURITIES, INC.
unchanged
-
4,000
25,000
-%
Mar 27, 2024
NOMURA HOLDINGS INC
new
-
356,637
356,637
-%

1–10 of 39

Are Funds Buying or Selling QTWO?

Are funds buying QTWO calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own QTWO
No. of Funds

Unveiling Q2 Holdings Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
brown capital management llc
4.36%
2,554,647
SC 13G/A
Feb 13, 2024
vanguard group inc
11.86%
6,952,205
SC 13G/A
Feb 09, 2024
wasatch advisors lp
-
0
SC 13G
Jan 24, 2024
blackrock inc.
11.6%
6,801,860
SC 13G/A
Jun 09, 2023
vanguard group inc
10.65%
6,200,960
SC 13G/A
Jun 08, 2023
blackrock inc.
10.4%
6,039,874
SC 13G/A
Feb 14, 2023
brown capital management llc
5.47%
3,148,418
SC 13G/A
Feb 09, 2023
wasatch advisors inc
-
0
SC 13G/A
Feb 09, 2023
vanguard group inc
9.59%
5,516,523
SC 13G/A
Feb 03, 2023
blackrock inc.
8.4%
4,804,795
SC 13G/A

Recent SEC filings of Q2 Holdings Inc

View All Filings
Date Filed Form Type Document
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4/A
Insider Trading
Mar 20, 2024
4/A
Insider Trading
Mar 20, 2024
4/A
Insider Trading
Mar 20, 2024
4/A
Insider Trading
Mar 20, 2024
4/A
Insider Trading
Mar 20, 2024
4/A
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading

Peers (Alternatives to Q2 Holdings Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
268.0B
34.9B
-8.06% 39.18%
64.79
7.69
11.18% 1888.46%
149.4B
37.3B
-4.97% 126.73%
79.16
4.01
16.95% 120.64%
46.0B
5.3B
-15.78% 8.85%
50.14
8.6
9.15% 48.14%
28.4B
2.3B
-2.82% 1.38%
56.66
12.49
9.90% -4.45%
17.8B
4.5B
-10.77% -12.15%
27.88
3.93
3.06% 514.65%
MID-CAP
7.7B
620.4M
-2.15% 66.67%
2.9K
12.45
31.48% 103.97%
6.7B
4.4B
-3.62% 67.80%
-19.59
1.51
7.53% 78.52%
3.4B
970.0M
0.90% -15.87%
-19.13
3.53
13.46% 43.89%
3.2B
881.7M
-11.74% 32.17%
39.94
3.64
4.64% 44.42%
2.5B
296.4M
-29.09% -9.49%
-9.13
8.37
11.14% -3.59%
2.3B
228.1M
5.25% -2.33%
25.81
9.88
18.99% 599.09%
SMALL-CAP
1.2B
413.5M
0.63% -1.64%
92.02
2.88
-1.65% -71.35%
189.8M
572.4M
-33.69% -85.09%
-0.96
0.33
-19.38% -489.49%
180.2M
119.1M
-15.04% -58.05%
-19.56
1.51
24.27% 36.31%
145.7M
31.3M
38.43% 88.82%
-24.82
4.65
4.69% 43.72%

Q2 Holdings Inc News

Latest updates
Yahoo Finance UK • 16 Apr 2024 • 04:06 pm
Simply Wall St • 08 Apr 2024 • 07:00 am
InvestorsObserver • 01 Apr 2024 • 06:40 pm
Simply Wall St • 22 Mar 2024 • 07:00 am
Yahoo Finance • 14 Mar 2024 • 07:00 am
Seeking Alpha • 13 Mar 2024 • 07:00 am
Yahoo Finance • 06 Mar 2024 • 08:00 am
The Motley Fool • 22 Feb 2024 • 08:00 am
Seeking Alpha • 21 Feb 2024 • 08:00 am

Q2 Holdings Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue4.6%162,118154,967154,531153,008146,542144,751140,309134,071131,891126,736123,573116,520108,986103,80497,58192,38086,84079,70277,64671,29667,177
Cost Of Revenue-0.1%80,72580,83480,70379,71180,34077,89577,42173,67272,40769,72668,23363,31964,47657,36653,20353,10744,80240,44740,05237,18435,435
Gross Profit9.8%81,39374,13373,82873,29766,20266,85662,88860,39959,48457,01055,34053,20144,51046,43844,37839,27342,03839,25537,59434,11231,742
Operating Expenses2.2%99,41097,30597,49794,49698,68993,94786,67281,79877,05179,98275,28370,71464,98666,28576,68566,47663,89652,64951,94551,25544,436
  S&GA Expenses1.6%26,55426,12328,70128,14428,50527,96626,47725,26622,49722,66420,58719,81617,72618,40316,31019,88416,57615,70015,86615,80513,583
  R&D Expenses-0.8%34,27134,54234,09634,42534,04133,09931,83231,13129,96530,76329,42926,79525,21323,56823,64224,95819,88119,61719,11817,65715,517
EBITDA Margin-0.02*--0.02*-0.03*-0.07*-0.07*-0.08*-0.09*-0.11*-0.14*-0.14*-0.17*-0.20*--------
Interest Expenses-----1,40540.001,40541.001,40541.001,4781801,1868621,1858631,127863-863-
Income Taxes104.7%2,0591,00647918.007354693401,36473459617813579511665.00440-12,180-31.00-237-39.00-3,176
Earnings Before Taxes27.7%-16,020-22,161-23,143-498-31,676-27,322-24,882-22,195-24,647-30,987-29,949-25,520-37,026-26,604-38,906-33,668-27,846-18,600-17,568-19,350-15,039
EBT Margin22.2%-0.10*-0.13*-0.14*-0.14*-0.19*-0.18*-0.19*-0.21*-0.22*-0.26*-0.26*-0.30*---------
Net Income22.0%-18,079-23,167-23,622-516-32,411-27,791-25,222-23,559-25,381-31,583-30,127-25,655-37,821-26,720-38,971-34,108-15,666-18,569-17,331-19,311-11,863
Net Income Margin20.0%-0.10*-0.13*-0.14*-0.15*-0.19*-0.19*-0.20*-0.21*-0.23*-0.26*-0.27*-0.30*---------
Free Cashflow129.2%35,47215,47910,8062,86241,6542,677-10,549-8,36835,783-16,0753,219-11,589---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets1.9%1,2011,1791,1731,1841,3501,3331,3441,3641,3851,3801,3841,4211,4171,2941,2821,0021,009978952490464
  Current Assets7.9%428397379375531499496512522504495617616481465179186689670209218
    Cash Equivalents47.2%23015611812120019521422932629832137441136938087.00104603585112110
  Net PPE-8.1%41.0045.0048.0053.0057.0059.0063.0063.0067.0067.0065.0062.0050.0052.0050.0049.0039.0040.0040.0041.0035.00
  Goodwill0%51351351351351351351351351351351.0051.0046246246246246210810810818.00
Liabilities2.0%753738731745931903903918815798786788773656634642630596566338305
  Current Liabilities8.8%19217616917719216616017216816415315314614512014113311610010074.00
  Long Term Debt0.1%490490489489658657656656552545538565557442436430425419414185183
    LT Debt, Current-----11.0011.0011.0011.00-------------
    LT Debt, Non Current0.1%490490489489658657656656552545538565557442436430425419414185183
Shareholder's Equity1.7%448441441439419430441446570582597633643637647361379382386152159
  Retained Earnings-3.0%-625-607-584-560-560-527-500-474-493-468-436-406-381-343-316-277-243-227-209-191-172
  Additional Paid-In Capital2.3%1,0751,0511,0281,0029829629449221,0641,0501,0351,0401,025981964639623609595344331
Shares Outstanding0.7%59.0059.0058.0058.0058.0057.0057.0057.0056.0057.0056.0056.00---------
Float---1,802---2,207---5,785---4,565---3,611--
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations118.3%36,57716,75313,0683,89443,8636,513-9,318-4,50239,478-14,39511,487-5,47819,0415,235-11,415-15,7991,89517,351-7,793-10,8868,455
  Share Based Compensation-8.2%19,36921,10920,62418,08614,98516,76417,51714,85514,42614,06913,62713,46313,02211,59610,78314,86611,42610,0709,5699,1548,948
Cashflow From Investing66.3%34,59920,806-20,12977,992-40,032-25,386-7,328-92,809-11,303-10,046-10,282-33,498-108,224-20,3226,812-2,429-503,879-2,41713,3859,659-114,424
Cashflow From Financing947.6%4,0753893,843-160,3192,6284512,67213170.001,257-54,4581,971131,6494,037297,7961,1942,2383,327467,0983,4282,031

QTWO Income Statement

2023-12-31
CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Income Statement [Abstract]   
Revenues$ 624,624$ 565,673$ 498,720
Cost of revenues321,973309,328273,685
Gross profit302,651256,345225,035
Operating expenses:   
Sales and marketing109,522108,21485,564
Research and development137,334130,103116,952
General and administrative110,18690,16377,915
Transaction-related costs241,1762,690
Amortization of acquired intangibles20,66718,24817,901
Lease and other restructuring charges10,97513,2022,008
Total operating expenses388,708361,106303,030
Loss from operations(86,057)(104,761)(77,995)
Other income (expense):   
Interest and other income10,0985,3621,476
Interest and other expense(5,732)(6,676)(33,071)
Gain (loss) on extinguishment of debt19,8690(1,513)
Total other income (expense), net24,235(1,314)(33,108)
Loss before income taxes(61,822)(106,075)(111,103)
Provision for income taxes(3,562)(2,908)(1,643)
Net loss(65,384)(108,983)(112,746)
Other comprehensive income (loss):   
Unrealized gain (loss) on available-for-sale investments1,800(1,873)(213)
Foreign currency translation adjustment61(964)110
Comprehensive loss$ (63,523)$ (111,820)$ (112,849)
Net loss per common share, basic (in usd per share)$ (1.12)$ (1.90)$ (2.00)
Net loss per common share, diluted (in usd per share)$ (1.12)$ (1.90)$ (2.00)
Weighted average common shares outstanding:   
Basic (in shares)58,35457,30056,394
Diluted (in shares)58,35457,30056,394

QTWO Balance Sheet

2023-12-31
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Current assets:  
Cash and cash equivalents$ 229,655$ 199,600
Restricted cash3,9772,302
Investments94,353233,753
Accounts receivable, net42,89946,735
Contract assets, current portion, net9,1938,909
Prepaid expenses and other current assets11,62510,832
Deferred solution and other costs, current portion27,52121,117
Deferred implementation costs, current portion8,7417,828
Total current assets427,964531,076
Property and equipment, net41,17856,695
Right of use assets35,45339,837
Deferred solution and other costs, net of current portion26,09026,410
Deferred implementation costs, net of current portion21,48018,713
Intangible assets, net121,572145,681
Goodwill512,869512,869
Contract assets, net of current portion and allowance12,21016,186
Other long-term assets2,6092,259
Total assets1,201,4251,349,726
Current liabilities:  
Accounts payable19,35310,055
Accrued liabilities16,47120,748
Accrued compensation26,58023,460
Convertible notes, current portion010,903
Deferred revenues, current portion118,723117,468
Lease liabilities, current portion10,4369,408
Total current liabilities191,563192,042
Convertible notes, net of current portion490,464657,789
Deferred revenues, net of current portion17,35021,691
Lease liabilities, net of current portion45,58852,991
Other long-term liabilities7,9816,189
Total liabilities752,946930,702
Commitments and contingencies (Note 11)
Stockholders' equity:  
Preferred stock: $0.0001 par value; 5,000 shares authorized, no shares issued or outstanding as of December 31, 2023 and 202200
Common stock: $0.0001 par value; 150,000 shares authorized, 59,031 shares issued and outstanding as of December 31, 2023, and 57,735 shares issued and outstanding as of December 31, 202266
Additional paid-in capital1,075,278982,300
Accumulated other comprehensive loss(1,111)(2,972)
Accumulated deficit(625,694)(560,310)
Total stockholders' equity448,479419,024
Total liabilities and stockholders' equity$ 1,201,425$ 1,349,726
QTWO
Q2 Holdings, Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions, comprising Q2 Consumer Banking, Q2 Small Business and Commercial, Q2mobile Remote Deposit Capture, Q2 Sentinel, Q2 Patrol, Q2 SMART, Q2 Contextual Personal Financial Management, Q2 Goals, Q2 CardSwap, Q2 Gro, Q2 Innovation Studio, Q2 Biller Direct, ClickSWITCH, Sensibill, Centrix Dispute Tracking System, Centrix Payments I.Q. System, and Centrix Exact/Transaction Management System to monitor and optimize end-user acquisition, engagement and retention, customize and extend the platform, and enhance operational efficiencies. The company also provides lending solutions, which consists precisionlender solutions, a cloud-based platform, data-driven sales enablement, relationship pricing, and portfolio management solution includes precisionlender platform, treasury pricing, data studio, and Andi; and Q2 Cloud Lending solutions, a cloud-based digital lending platform and end-to-end lending solution that allows financial institutions, FinTechs, and Alt-FIs to automate and digitize their lending activities, supporting digital lending applications, scoring, underwriting, servicing, and collections for multiple assets classes comprising Q2 CL portal, originate, loan, marketplace, and collections. In addition, it offers Q2 Innovation Studio, an application program interface, or API, based and software development kit, or SDK, based open technology platform; and Helix, a cloud-based, real-time core processing BaaS platform. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.
 CEO
 WEBSITEq2.com
 INDUSTRYSoftware - Apps
 EMPLOYEES2242

Q2 Holdings Inc Frequently Asked Questions


What is the ticker symbol for Q2 Holdings Inc? What does QTWO stand for in stocks?

QTWO is the stock ticker symbol of Q2 Holdings Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Q2 Holdings Inc (QTWO)?

As of Wed Apr 17 2024, market cap of Q2 Holdings Inc is 2.96 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of QTWO stock?

You can check QTWO's fair value in chart for subscribers.

What is the fair value of QTWO stock?

You can check QTWO's fair value in chart for subscribers. The fair value of Q2 Holdings Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Q2 Holdings Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for QTWO so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Q2 Holdings Inc a good stock to buy?

The fair value guage provides a quick view whether QTWO is over valued or under valued. Whether Q2 Holdings Inc is cheap or expensive depends on the assumptions which impact Q2 Holdings Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for QTWO.

What is Q2 Holdings Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Apr 17 2024, QTWO's PE ratio (Price to Earnings) is -45.26 and Price to Sales (PS) ratio is 4.74. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. QTWO PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Q2 Holdings Inc's stock?

In the past 10 years, Q2 Holdings Inc has provided 0.144 (multiply by 100 for percentage) rate of return.