RBB - RBB Bancorp Stock Price, Fair Value and News

18.85USD+0.37 (+2.00%)Market Closed

Market Summary

USD18.85+0.37

Market Closed

2.00%

RBB Stock Price

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RBB RSI Chart

RBB Valuation

Market Cap

351.0M

Price/Earnings (Trailing)

8.27

Price/Sales (Trailing)

1.59

EV/EBITDA

2.62

Price/Free Cashflow

6.93

RBB Price/Sales (Trailing)

RBB Profitability

EBT Margin

27.24%

Return on Equity

8.31%

Return on Assets

1.05%

Free Cashflow Yield

14.43%

RBB Fundamentals

RBB Revenue

Revenue (TTM)

221.1M

Rev. Growth (Yr)

4.14%

Rev. Growth (Qtr)

-1.32%

RBB Earnings

Earnings (TTM)

42.5M

Earnings Growth (Yr)

-31.33%

Earnings Growth (Qtr)

42.49%

Breaking Down RBB Revenue

Last 7 days

5.1%

Last 30 days

6.8%

Last 90 days

7.7%

Trailing 12 Months

101.9%

How does RBB drawdown profile look like?

RBB Financial Health

Debt/Equity

0.23

Debt/Cashflow

0.43

RBB Investor Care

Dividend Yield

3.4%

Dividend/Share (TTM)

0.64

Buy Backs (1Y)

0.77%

Diluted EPS (TTM)

2.25

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	195.2M	209.8M	219.0M	221.1M
2022	151.1M	157.5M	166.8M	181.0M
2021	140.6M	142.5M	144.5M	147.1M
2020	138.5M	136.7M	137.2M	139.1M
2019	119.1M	132.8M	143.0M	141.7M
2018	77.5M	82.3M	88.4M	102.1M
2017	70.8M	69.7M	69.3M	74.1M
2016	0	51.1M	59.6M	68.2M
2015	0	0	0	42.5M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of RBB Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 15, 2024	kao james	bought	11,475	16.68	688	-
Mar 14, 2024	kao james	bought	273,473	16.88	16,201	-
Mar 13, 2024	kao james	bought	33,960	16.98	2,000	-
Mar 06, 2024	kao james	bought	38,844	16.97	2,289	-
Mar 04, 2024	kao james	bought	33,960	16.98	2,000	-
Mar 01, 2024	kao james	bought	42,569	16.96	2,510	-
Feb 29, 2024	kao james	bought	33,960	16.98	2,000	-
Feb 28, 2024	kao james	bought	50,040	16.68	3,000	-
Feb 27, 2024	kao james	bought	67,800	16.95	4,000	-
Feb 13, 2024	kao james	bought	102,360	17.06	6,000	-

Which funds bought or sold RBB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 07, 2024	NEW YORK STATE COMMON RETIREMENT FUND	unchanged	-	-9,000	161,000	-%
May 07, 2024	Empowered Funds, LLC	added	116	861,609	1,686,380	0.01%
May 07, 2024	SUSQUEHANNA INTERNATIONAL GROUP, LLP	new	-	446,540	446,540	-%
May 06, 2024	SG Americas Securities, LLC	reduced	-37.72	-73,000	104,000	-%
May 06, 2024	JOHN G ULLMAN & ASSOCIATES INC	reduced	-2.06	-68,017	856,375	0.13%
May 06, 2024	LSV ASSET MANAGEMENT	unchanged	-	-318,000	5,561,000	0.01%
May 03, 2024	Glassman Wealth Services	sold off	-100	-2,875	-	-%
May 03, 2024	Catalina Capital Group, LLC	added	1.45	-22,839	542,173	0.22%
May 02, 2024	NISA INVESTMENT ADVISORS, LLC	unchanged	-	-42.00	720	-%
May 01, 2024	BNP PARIBAS FINANCIAL MARKETS	added	89.59	65,620	148,330	-%

Are Funds Buying or Selling RBB?

Are funds buying RBB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own RBB

No. of Funds

Unveiling RBB Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 07, 2024	fj capital management llc	8.91%	1,691,616	SC 13G/A
Jan 29, 2024	blackrock inc.	6.6%	1,259,309	SC 13G/A
Feb 08, 2023	fj capital management llc	8.61%	1,632,100	SC 13G/A
Feb 03, 2023	blackrock inc.	5.4%	1,027,835	SC 13G
May 09, 2022	blackrock inc.	5.0%	964,030	SC 13G
Feb 03, 2022	blackrock inc.	5.2%	1,008,760	SC 13G/A
Aug 17, 2021	fj capital management llc	5.02%	970,980	SC 13G
Feb 01, 2021	blackrock inc.	5.9%	1,172,220	SC 13G/A
Feb 13, 2020	fj capital management llc	0%	0	SC 13G/A
Feb 07, 2020	blackrock inc.	5.5%	1,099,965	SC 13G

Recent SEC filings of RBB Bancorp

View All Filings

Date Filed	Form Type	Document
May 06, 2024	4/A	Insider Trading
Apr 24, 2024	4	Insider Trading
Apr 22, 2024	8-K	Current Report
Apr 08, 2024	ARS	ARS
Apr 08, 2024	DEF 14A	DEF 14A
Mar 29, 2024	8-K	Current Report
Mar 27, 2024	4	Insider Trading
Mar 22, 2024	4	Insider Trading
Mar 22, 2024	4/A	Insider Trading
Mar 22, 2024	4	Insider Trading

Peers (Alternatives to RBB Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	561.8B	174.7B	-1.43%	43.42%	11.16	3.22	53.11%	19.83%
BAC	294.9B	127.4B	0.56%	36.33%	11.78	2.14	56.12%	-12.56%
WFC	213.5B	85.8B	5.95%	58.87%	11.37	2.49	35.02%	26.14%
C	119.7B	125.0B	1.65%	34.89%	14.97	0.96	37.85%	-
CFG	16.4B	10.4B	2.86%	37.97%	11.43	1.57	26.22%	-33.87%
KEY	14.2B	8.1B	-2.78%	54.53%	16.2	1.74	32.15%	-50.93%
MID-CAP
CMA	7.1B	4.2B	-0.20%	48.47%	10.28	1.68	34.68%	-45.96%
ZION	6.5B	4.1B	2.65%	80.71%	10.36	1.6	32.93%	-30.73%
ABCB	3.4B	1.3B	4.29%	69.14%	12.73	2.68	43.24%	-22.35%
ASB	3.4B	1.8B	4.48%	49.83%	21	1.66	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.5M	152.4M	-4.27%	48.11%	40.28	2.63	16.94%	-73.84%
AROW	395.9M	162.6M	1.49%	18.80%	13.17	2.44	25.39%	-38.37%
ACNB	275.0M	96.6M	-9.35%	14.97%	8.68	2.85	11.02%	-11.37%
ASRV	42.4M	60.9M	6.93%	-11.15%	-12.66	0.7	24.06%	-144.92%

RBB Bancorp News

Latest updates

RBB Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-1.3%	55.00	56.00	57.00	54.00	53.00	46.00	42.00	40.00	38.00	37.00	36.00	36.00	36.00	35.00	34.00	34.00	34.00	35.00	36.00	37.00	35.00
EBITDA Margin	-11.6%	0.81*	0.92*	1.08*	1.22*	1.34*	1.41*	1.43*	1.43*	1.41*	1.36*	1.28*	1.20*	1.11*	-	-	-	-	-	-	-	-
Interest Expenses	-7.0%	26.00	28.00	32.00	34.00	39.00	39.00	37.00	34.00	33.00	32.00	30.00	29.00	29.00	27.00	25.00	24.00	23.00	24.00	24.00	26.00	26.00
Income Taxes	39.8%	5.00	4.00	5.00	5.00	8.00	6.00	7.00	6.00	7.00	6.00	6.00	6.00	5.00	4.00	3.00	3.00	4.00	4.00	4.00	4.00	4.00
Earnings Before Taxes	41.5%	17.00	12.00	16.00	16.00	25.00	23.00	22.00	21.00	22.00	21.00	19.00	18.00	16.00	12.00	9.00	10.00	15.00	12.00	15.00	14.00	14.00
EBT Margin	-12.8%	0.27*	0.31*	0.38*	0.44*	0.50*	0.53*	0.55*	0.56*	0.55*	0.51*	0.46*	0.39*	0.34*	-	-	-	-	-	-	-	-
Net Income	42.5%	12.00	8.00	11.00	11.00	18.00	17.00	15.00	15.00	16.00	15.00	13.00	12.00	11.00	9.00	7.00	7.00	11.00	8.00	10.00	10.00	9.00
Net Income Margin	-12.4%	0.19*	0.22*	0.27*	0.31*	0.36*	0.37*	0.39*	0.39*	0.39*	0.36*	0.32*	0.27*	0.24*	-	-	-	-	-	-	-	-
Free Cashflow	-135.0%	-8.85	25.00	18.00	16.00	22.00	26.00	12.00	32.00	32.00	37.00	23.00	109	41.00	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-1.8%	4,026	4,100	4,100	4,110	3,919	3,900	4,000	4,014	4,228	3,802	3,891	3,700	3,350	3,360	3,136	3,129	2,789	2,820	2,802	2,978	2,974
Cash Equivalents	-	-	-	-	-	84.00	174	325	350	694	377	604	420	195	179	152	361	182	183	206	250	148
Net PPE	-1.7%	26.00	26.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	24.00	24.00	24.00	17.00	17.00	17.00	17.00	17.00
Goodwill	0%	71.00	71.00	72.00	71.00	71.00	72.00	72.00	72.00	2.00	69.00	69.00	69.00	69.00	69.00	69.00	70.00	11.00	58.00	58.00	58.00	58.00
Liabilities	-1.5%	3,515	3,567	3,575	3,615	3,434	3,433	3,505	3,549	3,762	3,346	3,448	3,229	2,922	2,938	2,722	2,721	2,381	2,421	2,408	2,593	2,599
Long Term Debt	-31.5%	119	174	174	174	174	173	173	173	173	173	173	173	104	104	104	104	104	104	104	104	104
Shareholder's Equity	1.7%	511	503	500	495	485	470	462	463	467	456	442	436	428	421	414	408	408	399	394	385	375
Retained Earnings	3.2%	255	247	242	234	226	213	200	191	181	169	157	148	138	129	121	116	112	103	98.00	90.00	82.00
Additional Paid-In Capital	1.2%	4.00	4.00	3.00	3.00	3.00	3.00	4.00	4.00	5.00	4.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	6.00	6.00	6.00	6.00
Shares Outstanding	-2.0%	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	20.00	19.00	20.00	-	-	-	-	-	-	-	-	-
Minority Interest	0%	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Float	-	-	-	207	-	-	-	325	-	-	-	379	-	-	-	250	-	-	-	329	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-134.9%	-8,812	25,278	18,008	16,818	22,524	25,793	12,339	33,156	32,414	37,434	23,081	109,246	44,383	10,030	-8,099	78,200	209,487	11,770	143,427	111,784	59,317
Share Based Compensation	-1.4%	141	143	150	316	168	274	149	257	216	268	315	287	193	166	166	161	146	147	165	231	238
Cashflow From Investing	83.5%	153,459	83,627	46,349	-40,126	-107,527	-96,429	14,586	-70,801	-128,596	-160,873	-80,686	-134,026	-7,426	-197,373	-200,457	-40,750	-170,923	-42,443	-1,898	-4,089	-71,342
Cashflow From Financing	-80.3%	-44,065	-24,439	-48,735	170,463	-5,628	-79,921	-51,956	-306,960	413,627	-103,287	241,328	250,056	-20,933	214,129	-567	141,754	-39,877	8,106	-185,965	-5,301	-11,843
Dividend Payments	0.3%	3,047	3,039	3,039	3,038	2,662	2,663	2,687	2,724	2,544	2,516	2,540	2,347	1,785	1,184	1,184	2,414	2,003	2,016	2,007	2,007	1,519
Buy Backs	-	6,803	-	-	-	1,016	1,978	11,094	5,734	1,822	1,120	5,281	2,277	2,597	-	-	5,254	-	3,190	-	-	-

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RBB Income Statement

2023-12-31

Consolidated Statements of Income - USD ($)	12 Months Ended
Consolidated Statements of Income - USD ($)	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest and dividend income:
Interest and fees on loans	$ 194,264,000	$ 171,099,000	$ 141,569,000
Interest on interest-earning deposits	10,746,000	1,353,000	552,000
Interest on investment securities	14,028,000	6,084,000	3,379,000
Dividend income on FHLB stock	1,125,000	938,000	869,000
Interest on federal funds sold and other	985,000	1,496,000	694,000
Total interest and dividend income	221,148,000	180,970,000	147,063,000
Interest expense:
Interest on savings deposits, NOW and money market accounts	12,205,000	5,561,000	2,786,000
Interest on time deposits	76,837,000	13,338,000	9,170,000
Interest on subordinated debentures and long-term debt	9,951,000	9,645,000	8,999,000
Interest on other borrowed funds	2,869,000	2,872,000	1,765,000
Total interest expense	101,862,000	31,416,000	22,720,000
Net interest income before provision for credit losses	119,286,000	149,554,000	124,343,000
Provision for credit losses	3,362,000	4,935,000	3,959,000
Net interest income after provision for credit losses	115,924,000	144,619,000	120,384,000
Noninterest income:
Service charges and fees	4,172,000	4,145,000	4,524,000
Loan servicing fees, net of amortization	2,576,000	2,209,000	684,000
Increase in cash surrender value of BOLI	1,409,000	1,322,000	1,067,000
Gain on sale of loans	374,000	1,895,000	9,991,000
Gain on sale of fixed assets	32,000	757,000	0
Other income	6,455,000	924,000	2,479,000
Total noninterest income	15,018,000	11,252,000	18,745,000
Noninterest expense:
Salaries and employee benefits	37,795,000	35,488,000	33,568,000
Occupancy and equipment expenses	9,629,000	9,092,000	8,691,000
Data processing	5,326,000	5,060,000	4,474,000
Legal and professional	8,198,000	5,383,000	3,773,000
Office expenses	1,512,000	1,438,000	1,197,000
Marketing and business promotion	1,132,000	1,578,000	1,157,000
Insurance and regulatory assessments	3,165,000	1,850,000	1,561,000
Core deposit premium amortization	923,000	1,086,000	1,121,000
Other expenses	3,016,000	3,551,000	2,650,000
Total noninterest expense	70,696,000	64,526,000	58,192,000
Net income before income taxes	60,246,000	91,345,000	80,937,000
Income tax expense	17,781,000	27,018,000	24,031,000
Net income	$ 42,465,000	$ 64,327,000	$ 56,906,000
Net income per share
Basic (in dollars per share)	$ 2.24	$ 3.37	$ 2.92
Diluted (in dollars per share)	$ 2.24	$ 3.33	$ 2.86
Weighted-average common shares outstanding
Basic (in shares)	18,965,346	19,099,509	19,423,549
Diluted (in shares)	18,985,233	19,332,639	19,834,306

RBB Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($)
$ in Thousands

Dec. 31, 2023

Dec. 31, 2022

Assets

Cash and due from banks

$ 431,373

$ 83,548

Interest-earning deposits in other financial institutions

600

Securities:

Available for sale

318,961

256,830

Held to maturity (fair value of $5,097 and $5,563 at December 31, 2023 and December 31, 2022)

5,209

5,729

Mortgage loans held for sale

1,911

Loans held for investment

3,031,319

3,336,970

Unaccreted discount on acquired loans

(970)

(1,238)

Deferred loan costs, net

1,512

717

Total loans, net of deferred loan costs and unaccreted discounts on acquired loans

^[1]

3,031,861

3,336,449

Allowance for loan losses

(41,903)

(41,076)

Total loans held for investment, net

2,989,958

3,295,373

Premises and equipment, net

25,684

27,009

Federal Home Loan Bank (FHLB) stock

15,000

Net deferred tax assets

15,765

16,977

Cash surrender value of bank owned life insurance (BOLI)

58,719

57,310

Goodwill

71,498

Servicing assets

8,110

9,521

Core deposit intangibles

2,795

3,718

Right-of-use assets - operating leases

29,803

25,447

Accrued interest and other assets

50,639

50,498

Total assets

4,026,025

3,919,058

Deposits:

Noninterest-bearing demand

539,621

798,741

Savings, NOW and money market accounts

632,729

615,339

Time deposits $250,000 and under

1,190,821

837,369

Time deposits over $250,000

811,589

726,234

Total deposits

3,174,760

2,977,683

Reserve for unfunded commitments

640

1,157

FHLB advances

150,000

220,000

Long-term debt, net of issuance costs

119,147

173,585

Subordinated debentures (net of unamortized valuation reserve of $2,589 and $2,807 at December 31, 2023 and December 31, 2022)

14,938

14,720

Lease liabilities - operating leases

31,191

26,523

Accrued interest and other liabilities

24,089

20,827

Total liabilities

3,514,765

3,434,495

Commitments and contingencies - Note 13

Shareholders' equity:

Preferred Stock - 100,000,000 shares authorized, no par value; none outstanding

Common Stock - 100,000,000 shares authorized, no par value; 18,609,179 shares issued and outstanding at December 31, 2023 and 18,965,776 shares issues and outstanding at December 31, 2022

271,925

276,912

Additional paid-in capital

3,623

3,361

Retained earnings

255,152

225,883

Non-controlling interest

Accumulated other comprehensive loss, net

(19,512)

(21,665)

Total shareholders’ equity

511,260

484,563

Total liabilities and shareholders’ equity

$ 4,026,025

$ 3,919,058

[1]	net of discounts and deferred fees and costs

About RBB Bancorp

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts; commercial real estate loans; residential, commercial, and land acquisition and development construction loans; small business administration loans; and single-family residential mortgage loans. In addition, it provides international letters of credit, SWIFT, export advisory, trade finance discount, and foreign exchange services; and remote deposit, e-banking, and mobile banking services. The company serves individuals, businesses, municipalities, and other entities. It operates branches in the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; Honolulu, Hawaii, as well as in Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois and Edison, New Jersey. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.

CEO	Mr. David Richard Morris
WEBSITE	royalbusinessbankusa.com
INDUSTRY	Banks Diversified
EMPLOYEES	369

RBB Bancorp Frequently Asked Questions

What is the ticker symbol for RBB Bancorp? What does RBB stand for in stocks?

RBB is the stock ticker symbol of RBB Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of RBB Bancorp (RBB)?

As of Wed May 08 2024, market cap of RBB Bancorp is 350.09 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of RBB stock?

You can check RBB's fair value in chart for subscribers.

What is the fair value of RBB stock?

You can check RBB's fair value in chart for subscribers. The fair value of RBB Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of RBB Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for RBB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is RBB Bancorp a good stock to buy?

The fair value guage provides a quick view whether RBB is over valued or under valued. Whether RBB Bancorp is cheap or expensive depends on the assumptions which impact RBB Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for RBB.

What is RBB Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed May 08 2024, RBB's PE ratio (Price to Earnings) is 8.24 and Price to Sales (PS) ratio is 1.58. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. RBB PE ratio will change depending on the future growth rate expectations of investors.