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RPAY

8.83USD-0.17(-1.89%)Market Closed

Repay Holdings Corporation

Market Summary

USD8.83-0.17Market Closed
-1.89%

RPAY Alerts

RPAY Stock Price

RSI Chart

Valuation

Market Cap

549.4M

Price/Earnings

-65.73

Price/Sales

2.13

Price/Cashflow

8.65

MarketCap/EBT

-20.41

Price/Sales

Profitability

EBT Margin

-10.42%

Return on Equity

-0.93%

Return on Assets

-0.51%

Fundamentals

Revenue

Revenue (TTM)

268.8M

Revenue Y/Y

17.06%

Revenue Q/Q

6.11%

Earnings

Earnings (TTM)

3.8M

Earnings Y/Y

193.28%

Earnings Q/Q

62.0K%

Price Action

52 Week Range

19.71
(Low)(High)

Last 7 days

6.5%

Last 30 days

53.6%

Last 90 days

-6.1%

Trailing 12 Months

-46.8%

Financial Health

Current Ratio

1.51

Debt/Equity

0.5

Debt/Cashflow

0.14

Investor Care

Shares Dilution (1Y)

11.43%

Diluted EPS (TTM)

-0.01

Peers (Alternatives to Repay Holdings Corporation)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
319.9B
21.6B
12.58% 12.93%
32.98
14.79
21.63% 34.86%
182.1B
59.6B
10.16% -16.72%
27.47
3.06
24.28% 14.71%
100.8B
16.9B
13.67% 17.78%
34.19
6.11
9.86% 12.25%
51.6B
14.5B
-6.81% -29.01%
61.01
3.59
7.14% 307.39%
35.6B
16.3B
24.78% -64.52%
-72.87
2.19
2.24% -185.26%
MID-CAP
7.2B
2.2B
9.36% 32.59%
55.43
3.22
27.25% 192.65%
6.9B
15.4B
2.49% -5.50%
12.68
0.43
-8.73% 94.10%
5.4B
4.7B
10.74% -12.30%
6.04
1.1
-7.70% 1.95%
2.6B
725.5M
-2.29% 8.02%
30.71
3.83
50.90% 903.77%
SMALL-CAP
1.0B
519.5M
-13.68% 42.56%
19.29
2.02
20.45% 32.46%
930.7M
273.2M
-4.68% -68.88%
-46.52
3.41
90.70% -113.26%
549.4M
268.8M
53.57% -46.78%
-65.73
2.13
35.40% 108.62%
399.7M
630.1M
6.23% -16.70%
29.61
0.67
32.12% -50.43%
15.8M
1.1B
-16.88% -84.90%
-0.07
0.01
-6.90% -81.81%

Financials for Repay Holdings Corporation

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue4.0%269258239219198
  S&GA Expenses1.7%141138129120108
Earnings Before Taxes53.7%-12.45-26.92-46.08-86.73-63.84
Net Income144.9%4-8.36-20.64-50.08-43.54
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets-0.1%1,6401,6411,6681,6861,645
  Current Assets6.7%11410611296157
    Cash Equivalents5.3%64606550116
  Net PPE4.2%55443
  Goodwill0%828828824824752
Liabilities-0.9%705711741773723
  Current Liabilities5.9%7571839263
  Long Term Debt0.2%451450449448429
    LT Debt, Non Current0.2%451450449448429
Shareholder's Equity0.6%899894889874882
  Retained Earnings2.8%-206.51-212.35-212.36-226.02-210.26
  Additional Paid-In Capital0.5%1,1131,1071,1011,1001,092
Accumulated Depreciation15.0%44332
Shares Outstanding0.3%89898382-
Minority Interest-1.6%3636383941
* denotes actual numbers (not divided by Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations16.9%7464625353
  Share Based Compensation-1.5%2021202221
Cashflow From Investing-1.6%-129.58-127.47-399.70-397.34-387.42
Cashflow From Financing69.3%538314279
  Buy Backs-13.7%3344

Risks

What is the probability of a big loss on RPAY?

61.5%


Probability that Repay Holdings Corporation stock will be more than 20% underwater in next one year

46.3%


Probability that Repay Holdings Corporation stock will be more than 30% underwater in next one year.

19.1%


Probability that Repay Holdings Corporation stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does RPAY drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Repay Holdings Corporation was unfortunately bought at previous high price.

Returns

Cumulative Returns on RPAY

-14.5%


3-Year Cumulative Returns

Which funds bought or sold RPAY recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-29
Bridgefront Capital, LLC
NEW
-
125,000
125,000
0.13%
2022-11-22
Capital Impact Advisors, LLC
-
-
-325,000
200,000
0.20%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
385,000
385,000
-%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
-
-
-633,000
743,000
-%
2022-11-21
FourThought Financial, LLC
-
-
-15,000
18,000
-%
2022-11-16
CAPTRUST FINANCIAL ADVISORS
SOLD OFF
-100
-2,000
-
-%
2022-11-15
Neuberger Berman Group LLC
REDUCED
-0.16
-10,421,000
12,660,000
0.01%
2022-11-15
PUBLIC EMPLOYEES RETIREMENT ASSOCIATION OF COLORADO
UNCHANGED
-
-80,000
98,000
-%
2022-11-15
PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO
REDUCED
-26.92
-3,532,000
2,369,000
0.01%
2022-11-15
ALLIANCEBERNSTEIN L.P.
ADDED
0.04
-508,000
619,000
-%

1–10 of 48

Latest Funds Activity

Are funds buying RPAY calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own RPAY

Repay Holdings Corporation News

The Epoch Times

Bankman-Fried Criticizes New FTX CEO, Questions Why US Customer Funds Still Not Returned.4 hours ago

Fidelity International

StreetInsider.com

StreetInsider.com

StreetInsider.com

RPAY Fair Value

Recent SEC filings of Repay Holdings Corporation

View All Filings
Date Filed Form Type Document
Nov 18, 2022
4
Insider Trading
Nov 18, 2022
4
Insider Trading
Nov 18, 2022
4
Insider Trading
Nov 18, 2022
4
Insider Trading
Nov 18, 2022
4
Insider Trading
Nov 15, 2022
4
Insider Trading
Nov 14, 2022
4
Insider Trading
Nov 14, 2022
4
Insider Trading
Nov 14, 2022
4
Insider Trading
Nov 14, 2022
4
Insider Trading

Latest Insider Trading transactions for RPAY

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-12-02
Dempsey Tyler B
SOLD FOR TAXES
-60.32
7.54
-8
General Counsel
2022-12-02
Murphy Timothy John
SOLD FOR TAXES
-150.8
7.54
-20
Chief Financial Officer
2022-12-02
Morris John Andrew Sr.
SOLD FOR TAXES
-30.16
7.54
-4
Chief Executive Officer
2022-12-02
Guthrie David M
SOLD FOR TAXES
-30.16
7.54
-4
Chief Technology Officer
2022-12-02
Barnett Naomi
SOLD FOR TAXES
-7.54
7.54
-1
Executive Vice President
2022-11-30
Barnett Naomi
ACQUIRED
1,131
7.54
150
Executive Vice President
2022-11-30
Guthrie David M
ACQUIRED
7,540
7.54
1,000
Chief Technology Officer
2022-11-30
Dempsey Tyler B
ACQUIRED
7,540
7.54
1,000
General Counsel
2022-11-30
Morris John Andrew Sr.
ACQUIRED
7,540
7.54
1,000
Chief Executive Officer
2022-11-30
Murphy Timothy John
ACQUIRED
7,540
7.54
1,000
Chief Financial Officer

1–10 of 50

John Morris
550
Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

RPAY Income Statement

2022-09-30
Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Income Statement [Abstract]    
Revenue$ 71,555,099$ 61,125,384$ 206,553,935$ 157,057,751
Operating expenses    
Costs of services (exclusive of depreciation and amortization shown separately below)16,633,88915,287,72049,930,27340,483,326
Selling, general and administrative36,031,64233,696,220107,379,44786,631,634
Depreciation and amortization24,661,80725,907,37482,441,72563,379,348
Change in fair value of contingent consideration(340,000)(1,550,000)(4,290,000)(101,214)
Total operating expenses76,987,33873,341,314235,461,445190,393,094
Loss from operations(5,432,239)(12,215,930)(28,907,510)(33,335,343)
Other income (expense)    
Interest expense(1,130,372)(763,614)(3,170,158)(2,763,592)
Loss on extinguishment of debt   (5,940,600)
Change in fair value of tax receivable liability11,410,7303,410,95555,480,76598,505
Other income53,61618,81670,44081,352
Other loss(3,601)(19,041)(153,835)(9,099,451)
Total other income (expense)10,330,3732,647,11652,227,212(17,623,786)
Income (loss) before income tax (expense) benefit4,898,134(9,568,814)23,319,702(50,959,129)
Income tax (expense) benefit473,9092,260,704(6,414,025)12,319,951
Net income (loss)5,372,043(7,308,110)16,905,677(38,639,178)
Less: Net loss attributable to non-controlling interests(473,160)(1,042,074)(2,602,482)(4,310,144)
Net income (loss) attributable to the Company$ 5,845,203$ (6,266,036)$ 19,508,159$ (34,329,034)
Income (loss) per Class A share attributable to the Company:    
Basic$ 0.07$ (0.07)$ 0.22$ (0.42)
Diluted$ 0.05$ (0.07)$ 0.18$ (0.42)
Weighted-average shares outstanding:    
Basic88,735,51888,273,19488,749,41781,595,128
Diluted110,114,05488,273,194110,789,64681,595,128

RPAY Balance Sheet

2022-09-30
Condensed Consolidated Balance Sheets - USD ($)
Sep. 30, 2022
Dec. 31, 2021
Assets  
Cash and cash equivalents$ 63,547,390$ 50,048,657
Accounts receivable34,485,00533,235,745
Prepaid expenses and other15,482,73812,427,032
Total current assets113,515,13395,711,434
Property, plant and equipment, net4,702,9883,801,199
Restricted cash23,178,23226,291,269
Intangible assets, net523,148,000577,693,902
Goodwill827,802,003824,081,632
Operating lease right-of-use assets, net10,774,83910,499,751
Deferred tax assets134,275,387145,259,883
Other assets2,499,9962,499,996
Total noncurrent assets1,526,381,4451,590,127,632
Total assets1,639,896,5781,685,839,066
Liabilities  
Accounts payable23,250,86720,082,651
Related party payable100,17517,394,125
Accrued expenses24,714,52126,819,083
Current operating lease liabilities2,306,6721,990,416
Current tax receivable agreement24,454,08824,495,556
Other current liabilities4,2441,565,931
Total current liabilities74,830,56792,347,762
Long-term debt450,607,659448,484,696
Noncurrent operating lease liabilities9,168,9049,090,867
Tax receivable agreement, net of current portion166,046,812221,332,863
Other liabilities4,335,9321,547,087
Total noncurrent liabilities630,159,307680,455,513
Total liabilities704,989,874772,803,275
Commitments and contingencies (Note 12)
Stockholders' equity  
Additional paid-in capital1,112,545,6521,100,012,082
Treasury stock, 680,548 and 0 shares as of September 30, 2022 and December 31, 2021, respectively(6,824,038) 
Accumulated other comprehensive loss(2,205)(2,205)
Accumulated deficit(206,507,727)(226,015,886)
Total Repay stockholders' equity899,220,522874,002,841
Non-controlling interests35,686,18239,032,950
Total equity934,906,704913,035,791
Total liabilities and equity1,639,896,5781,685,839,066
Class A Common Stock  
Stockholders' equity  
Common stock value$ 8,840$ 8,850