RVSB - Riverview Bancorp Inc Stock Price, Fair Value and News

4.20USD+0.27 (+6.87%)Market Closed

Market Summary

USD4.20+0.27

Market Closed

6.87%

RVSB Alerts

3 major insider buys recently.

RVSB Stock Price

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RVSB RSI Chart

RVSB Valuation

Market Cap

88.7M

Price/Earnings (Trailing)

9.09

Price/Sales (Trailing)

1.58

EV/EBITDA

0.9

Price/Free Cashflow

4.62

RVSB Price/Sales (Trailing)

RVSB Profitability

EBT Margin

22.68%

Return on Equity

6.15%

Return on Assets

0.61%

Free Cashflow Yield

21.66%

RVSB Fundamentals

RVSB Revenue

Revenue (TTM)

56.2M

Rev. Growth (Yr)

-1.18%

Rev. Growth (Qtr)

1.69%

RVSB Earnings

Earnings (TTM)

9.8M

Earnings Growth (Yr)

-72.29%

Earnings Growth (Qtr)

-41.26%

Breaking Down RVSB Revenue

Last 7 days

-5.6%

Last 30 days

-7.9%

Last 90 days

-20.6%

Trailing 12 Months

-7.1%

How does RVSB drawdown profile look like?

RVSB Financial Health

RVSB Investor Care

Dividend Yield

5.71%

Dividend/Share (TTM)

0.24

Buy Backs (1Y)

1.79%

Diluted EPS (TTM)

0.46

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	55.7M	56.4M	56.4M	56.2M
2022	49.8M	51.1M	52.2M	54.1M
2021	48.3M	48.0M	49.0M	49.3M
2020	50.5M	50.2M	49.2M	48.8M
2019	49.9M	50.1M	50.6M	51.0M
2018	45.0M	46.2M	47.3M	48.3M
2017	35.6M	38.4M	41.2M	43.6M
2016	30.9M	31.6M	32.6M	33.6M
2015	28.6M	29.3M	29.7M	30.4M
2014	26.8M	26.8M	27.3M	27.8M
2013	32.9M	30.5M	28.6M	27.2M
2012	39.5M	38.3M	37.0M	35.3M
2011	43.2M	42.3M	41.5M	40.6M
2010	46.3M	45.5M	44.7M	44.0M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Riverview Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 02, 2024	wills bessie ross	bought	15,760	3.94	4,000	-
May 01, 2024	benke robert	bought	19,150	3.83	5,000	evp/cco
May 01, 2024	carlson bradley	bought	3,750	3.75	1,000	-
Apr 30, 2024	cox daniel d	bought	5,070	3.9	1,300	acting president/ceo and coo
Apr 30, 2024	eby patricia	bought	18,750	3.75	5,000	-
Apr 30, 2024	eby patricia	bought	7,500	3.75	2,000	-
Feb 29, 2024	carlson bradley	bought	4,798	4.7	1,021	-
Feb 23, 2024	carlson bradley	bought	4,800	4.8	1,000	-

Which funds bought or sold RVSB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%
Apr 24, 2024	First Pacific Financial	unchanged	-	-19,790	55,602	0.02%
Apr 24, 2024	Cambridge Investment Research Advisors, Inc.	added	31.15	-3,000	103,000	-%
Apr 22, 2024	Johnson Bixby & Associates, LLC	reduced	-41.21	-145,138	111,080	0.02%
Apr 19, 2024	CALDWELL SUTTER CAPITAL, INC.	unchanged	-	-31,080	87,320	0.04%
Apr 18, 2024	Capital Advisors, Ltd. LLC	unchanged	-	-1,000	-	-%
Apr 05, 2024	CWM, LLC	sold off	-100	-3,000	-	-%
Mar 11, 2024	VANGUARD GROUP INC	added	0.44	774,590	5,735,190	-%
Mar 01, 2024	GOLDMAN SACHS GROUP INC	added	100	272,276	480,832	-%
Feb 23, 2024	MENDON CAPITAL ADVISORS CORP	new	-	215,956	215,956	0.09%

Are Funds Buying or Selling RVSB?

Are funds buying RVSB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own RVSB

No. of Funds

RVSB Alerts

3 major insider buys recently.

Unveiling Riverview Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	fourthstone llc	8.16%	1,722,463	SC 13G
Feb 13, 2024	manulife financial corp	5.02%	-	SC 13G
Feb 09, 2024	dimensional fund advisors lp	6.9%	1,454,830	SC 13G/A
Jan 26, 2024	blackrock inc.	7.8%	1,651,285	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	7.6%	1,642,921	SC 13G/A
Jan 31, 2023	blackrock inc.	7.7%	1,664,136	SC 13G/A
Feb 08, 2022	dimensional fund advisors lp	7.6%	1,678,129	SC 13G/A
Feb 01, 2022	blackrock inc.	7.5%	1,672,953	SC 13G/A
Feb 16, 2021	dimensional fund advisors lp	8.1%	1,798,771	SC 13G/A
Feb 11, 2021	banc funds co llc	2.3%	209,967	SC 13G

Recent SEC filings of Riverview Bancorp Inc

View All Filings

Date Filed	Form Type	Document
May 02, 2024	4	Insider Trading
May 02, 2024	4	Insider Trading
May 02, 2024	4	Insider Trading
May 02, 2024	4	Insider Trading
May 01, 2024	4	Insider Trading
May 01, 2024	8-K	Current Report
Mar 01, 2024	4	Insider Trading
Feb 27, 2024	4	Insider Trading
Feb 23, 2024	4	Insider Trading
Feb 23, 2024	4	Insider Trading

Peers (Alternatives to Riverview Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	547.1B	174.7B	-3.92%	42.05%	10.87	3.13	53.11%	19.83%
BAC	291.2B	127.4B	-0.53%	37.98%	11.64	2.29	44.27%	-12.56%
WFC	208.9B	85.8B	4.90%	63.21%	11.13	2.44	35.02%	26.14%
C	117.3B	125.0B	-0.29%	36.99%	14.68	0.94	37.85%	-
CFG	16.2B	10.2B	1.35%	42.41%	10.1	1.59	44.53%	-22.43%
KEY	14.1B	8.1B	-2.10%	67.08%	16.1	1.73	32.15%	-50.93%
MID-CAP
CMA	7.0B	4.2B	-1.32%	70.01%	10.12	1.66	34.68%	-45.96%
ZION	6.5B	3.9B	2.66%	119.02%	9.51	1.64	45.91%	-25.03%
ABCB	3.4B	1.3B	6.52%	67.99%	12.78	2.69	43.24%	-22.35%
ASB	3.3B	1.8B	5.32%	45.11%	20.6	1.8	32.64%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	395.3M	152.4M	-5.17%	46.88%	39.76	2.59	16.94%	-73.84%
AROW	391.6M	162.6M	-0.59%	18.78%	13.02	2.41	25.39%	-38.37%
ACNB	282.2M	96.6M	-4.87%	20.96%	8.91	2.92	11.02%	-11.37%
ASRV	41.8M	60.9M	-2.01%	-14.98%	-12.5	0.69	24.06%	-144.92%

Riverview Bancorp Inc News

Latest updates

Riverview Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	1.7%	14.00	14.00	14.00	14.00	14.00	14.00	13.00	12.00	13.00	13.00	12.00	12.00	12.00	12.00	12.00	12.00	13.00	13.00	13.00	13.00	12.00
EBITDA Margin	-13.8%	1.01*	1.17*	1.30*	1.40*	1.47*	1.51*	1.55*	1.59*	1.58*	1.53*	1.43*	1.27*	1.25*	-	-	-	-	-	-	-	-
Interest Expenses	-5.3%	9.00	10.00	10.00	12.00	14.00	13.00	13.00	12.00	12.00	12.00	11.00	11.00	12.00	11.00	11.00	11.00	11.00	12.00	11.00	12.00	12.00
Income Taxes	-45.9%	0.00	1.00	1.00	1.00	2.00	2.00	1.00	1.00	2.00	2.00	2.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	-42.3%	2.00	3.00	4.00	4.00	7.00	7.00	6.00	5.00	7.00	8.00	7.00	4.00	5.00	3.00	1.00	4.00	5.00	6.00	5.00	6.00	6.00
EBT Margin	-27.9%	0.23*	0.31*	0.38*	0.43*	0.46*	0.49*	0.53*	0.57*	0.55*	0.52*	0.42*	0.28*	0.26*	-	-	-	-	-	-	-	-
Net Income	-41.3%	1.00	2.00	3.00	3.00	5.00	5.00	5.00	4.00	6.00	6.00	6.00	3.00	4.00	3.00	0.00	3.00	4.00	5.00	4.00	4.00	4.00
Net Income Margin	-27.8%	0.17*	0.24*	0.29*	0.32*	0.36*	0.37*	0.41*	0.44*	0.43*	0.40*	0.33*	0.22*	0.20*	-	-	-	-	-	-	-	-
Free Cashflow	585.8%	10.00	1.00	8.00	-2.91	5.00	4.00	2.00	5.00	0.00	6.00	-0.31	7.00	7.00	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.4%	1,591	1,584	1,583	1,590	1,599	1,685	1,698	1,740	1,683	1,716	1,617	1,549	1,436	1,425	1,377	1,181	1,184	1,173	1,165	1,157	1,151
Cash Equivalents	21.7%	38.00	31.00	30.00	22.00	24.00	114	142	241	240	368	335	265	236	238	158	42.00	62.00	49.00	24.00	23.00	23.00
Net PPE	-1.9%	22.00	23.00	22.00	20.00	20.00	17.00	17.00	17.00	17.00	16.00	18.00	18.00	18.00	17.00	16.00	16.00	16.00	15.00	15.00	15.00	15.00
Goodwill	0%	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00
Liabilities	0.0%	1,432	1,432	1,429	1,434	1,447	1,538	1,543	1,583	1,520	1,557	1,460	1,398	1,284	1,276	1,230	1,032	1,038	1,030	1,027	1,024	1,023
Shareholder's Equity	4.2%	158	152	154	155	152	147	154	157	163	160	157	152	152	149	147	149	146	143	139	133	128
Retained Earnings	0.1%	121	121	119	118	116	112	108	105	102	98.00	93.00	88.00	86.00	83.00	81.00	82.00	80.00	77.00	74.00	70.00	67.00
Additional Paid-In Capital	0.0%	55.00	55.00	55.00	56.00	57.00	57.00	61.00	62.00	62.00	62.00	63.00	64.00	64.00	63.00	63.00	65.00	66.00	66.00	65.00	65.00	65.00
Shares Outstanding	-0.1%	21.00	21.00	21.00	21.00	22.00	22.00	22.00	22.00	22.00	22.00	22.00	22.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	-	137	-	-	-	161	-	-	-	93.00	-	-	-	168	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	585.8%	10,081	1,470	9,070	-1,417	6,201	5,026	3,765	6,469	1,750	7,060	1,184	8,061	8,563	2,005	5,538	-1,757	5,432	5,693	6,549	-509	7,441
Share Based Compensation	127.1%	19.00	-70.00	62.00	98.00	100	129	63.00	30.00	112	122	55.00	95.00	95.00	166	40.00	29.00	68.00	69.00	180	10.00	12.00
Cashflow From Investing	274.4%	5,463	-3,132	10,308	11,277	-2,988	-21,992	-62,542	-64,222	-95,126	-65,142	2,831	-86,870	-15,752	37,695	-85,320	-16,599	1,420	16,453	-2,152	-3,033	-5,329
Cashflow From Financing	-444.4%	-8,844	2,568	-11,475	-12,153	-93,059	-10,687	-40,811	59,320	-34,889	91,463	65,318	108,383	5,007	40,481	195,649	-1,799	6,383	2,630	-3,235	3,098	-5,798
Dividend Payments	0.6%	1,275	1,267	1,272	1,290	1,291	1,318	1,218	1,220	1,213	1,119	1,118	1,116	1,117	1,112	1,133	1,130	1,022	1,019	904	904	792
Buy Backs	-	-	-	577	1,841	81.00	3,505	1,279	216	-	1,231	493	-	-	-	1,447	-	-	-	-	-	-

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RVSB Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($)	3 Months Ended		9 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($)	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2023	Dec. 31, 2022
INTEREST AND DIVIDEND INCOME:
Interest and fees on loans receivable	$ 11,645,000	$ 11,531,000	$ 34,288,000	$ 33,496,000
Interest on investment securities - taxable	2,231,000	2,397,000	6,826,000	6,403,000
Interest on investment securities - nontaxable	65,000	66,000	196,000	197,000
Other interest and dividends	331,000	449,000	954,000	1,629,000
Total interest and dividend income	14,272,000	14,443,000	42,264,000	41,725,000
INTEREST EXPENSE:
Interest on deposits	2,059,000	289,000	5,264,000	897,000
Interest on borrowings	2,889,000	454,000	7,466,000	1,036,000
Total interest expense	4,948,000	743,000	12,730,000	1,933,000
Net interest income	9,324,000	13,700,000	29,534,000	39,792,000
Net interest income after provision for credit losses	9,324,000	13,700,000	29,534,000	39,792,000
NON-INTEREST INCOME:
BOLI	211,000	194,000	669,000	626,000
Other, net	46,000	130,000	288,000	235,000
Total non-interest income, net	3,056,000	2,963,000	9,748,000	9,223,000
NON-INTEREST EXPENSE:
Salaries and employee benefits	6,091,000	5,982,000	17,979,000	17,819,000
Occupancy and depreciation	1,698,000	1,536,000	4,930,000	4,600,000
Data processing	712,000	705,000	2,096,000	2,184,000
Amortization of CDI	27,000	29,000	81,000	87,000
Advertising and marketing	282,000	202,000	950,000	694,000
FDIC insurance premium	178,000	116,000	530,000	351,000
State and local taxes	355,000	225,000	814,000	634,000
Telecommunications	56,000	48,000	161,000	153,000
Professional fees	353,000	343,000	961,000	924,000
Other	799,000	662,000	2,116,000	1,975,000
Total non-interest expense	10,551,000	9,848,000	30,618,000	29,421,000
INCOME BEFORE INCOME TAXES	1,829,000	6,815,000	8,664,000	19,594,000
PROVISION FOR INCOME TAXES	377,000	1,575,000	1,897,000	4,508,000
NET INCOME	$ 1,452,000	$ 5,240,000	$ 6,767,000	$ 15,086,000
Earnings per common share:
Basic (in dollars per share)	$ 0.07	$ 0.24	$ 0.32	$ 0.69
Diluted (in dollars per share)	$ 0.07	$ 0.24	$ 0.32	$ 0.69
Weighted average number of common shares outstanding:
Basic (in shares)	21,113,464	21,504,903	21,146,888	21,717,959
Diluted (in shares)	21,113,464	21,513,617	21,148,679	21,726,552
Fees and service charges
NON-INTEREST INCOME:
Non-interest income	$ 1,533,000	$ 1,502,000	$ 4,871,000	$ 4,903,000
Asset management fees.
NON-INTEREST INCOME:
Non-interest income	$ 1,266,000	$ 1,137,000	$ 3,920,000	$ 3,459,000

RVSB Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Mar. 31, 2023
ASSETS
Cash and cash equivalents (including interest earning deposits in other banks of $23,717 and $10,397)	$ 37,553	$ 22,044
Certificates of deposit held for investment		249
Investment securities:
Available for sale, at estimated fair value	196,461	211,499
Held to maturity, at amortized cost (estimated fair value of $200,475 and $210,214)	232,659	243,843
Loans receivable (net of allowance for credit losses of $15,361 and $15,309)	1,002,838
Loans receivable (net of allowance for credit losses of $15,361 and $15,309)		993,547
Prepaid expenses and other assets	14,486	15,950
Accrued interest receivable	5,248	4,790
Federal Home Loan Bank ("FHLB") stock , at cost	8,026	6,867
Premises and equipment, net	22,270	20,119
Financing lease right-of-use ("ROU") assets	1,221	1,278
Deferred income taxes, net	10,033	10,286
Goodwill	27,076	27,076
Core deposit intangible ("CDI"), net	298	379
Bank owned life insurance ("BOLI")	32,454	31,785
TOTAL ASSETS	1,590,623	1,589,712
LIABILITIES:
Deposits	1,218,892	1,265,217
Accrued expenses and other liabilities	26,740	15,730
Advance payments by borrowers for taxes and insurance	299	625
FHLB advances	157,054	123,754
Junior subordinated debentures	26,982	26,918
Finance lease liability	2,184	2,229
Total liabilities	1,432,151	1,434,473
COMMITMENTS AND CONTINGENCIES (See Note 13)
SHAREHOLDERS' EQUITY:
Serial preferred stock, $.01 par value; 250,000 shares authorized; issued and outstanding: none
Common stock, $.01 par value; 50,000,000 shares authorized September 30, 2023 - 21,125,889 shares issued and outstanding March 31, 2023 - 21,221,960 shares issued and outstanding	211	212
Additional paid-in capital	54,982	55,511
Retained earnings	120,734	117,826
Accumulated other comprehensive loss	(17,455)	(18,310)
Total shareholders' equity	158,472	155,239
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,590,623	$ 1,589,712

About Riverview Bancorp Inc

Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield, and Vancouver, Washington, as well as Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

CEO	Mr. Daniel D. Cox
WEBSITE	riverviewbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	229

Riverview Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Riverview Bancorp Inc? What does RVSB stand for in stocks?

RVSB is the stock ticker symbol of Riverview Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Riverview Bancorp Inc (RVSB)?

As of Fri May 03 2024, market cap of Riverview Bancorp Inc is 88.67 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of RVSB stock?

You can check RVSB's fair value in chart for subscribers.

What is the fair value of RVSB stock?

You can check RVSB's fair value in chart for subscribers. The fair value of Riverview Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Riverview Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for RVSB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Riverview Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether RVSB is over valued or under valued. Whether Riverview Bancorp Inc is cheap or expensive depends on the assumptions which impact Riverview Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for RVSB.

What is Riverview Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 03 2024, RVSB's PE ratio (Price to Earnings) is 9.09 and Price to Sales (PS) ratio is 1.58. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. RVSB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Riverview Bancorp Inc's stock?

In the past 10 years, Riverview Bancorp Inc has provided 0.03 (multiply by 100 for percentage) rate of return.