SASR Stock Price, Sandy Spring Bancorp Inc Quote, Chart

Market Summary

USD21.50+0.13

Market Closed

0.61%

SASR Stock Price

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SASR RSI Chart

SASR Valuation

Market Cap

966.2M

Price/Earnings (Trailing)

7.87

Price/Sales (Trailing)

1.52

EV/EBITDA

0.78

Price/Free Cashflow

7.8

SASR Price/Sales (Trailing)

SASR Profitability

EBT Margin

25.75%

Return on Equity

7.74%

Return on Assets

0.88%

Free Cashflow Yield

12.82%

SASR Fundamentals

SASR Revenue

Revenue (TTM)

637.5M

Rev. Growth (Yr)

13.98%

Rev. Growth (Qtr)

1.97%

SASR Earnings

Earnings (TTM)

122.8M

Earnings Growth (Yr)

-23.19%

Earnings Growth (Qtr)

25.81%

Breaking Down SASR Revenue

Last 7 days

3.6%

Last 30 days

-5.4%

Last 90 days

-16.6%

Trailing 12 Months

-4.0%

How does SASR drawdown profile look like?

SASR Financial Health

Debt/Equity

0.89

Debt/Cashflow

0.11

SASR Investor Care

Dividend Yield

6.33%

Dividend/Share (TTM)

1.36

Shares Dilution (1Y)

0.60%

Diluted EPS (TTM)

2.73

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	541.0M	585.2M	617.2M	637.5M
2022	442.1M	441.1M	460.4M	495.7M
2021	454.0M	453.9M	452.0M	450.3M
2020	343.5M	371.3M	397.2M	423.6M
2019	336.8M	345.4M	348.1M	347.9M
2018	218.5M	254.4M	289.2M	324.1M
2017	174.9M	175.8M	182.5M	189.0M
2016	162.0M	170.7M	173.3M	170.6M
2015	116.1M	118.4M	121.6M	152.4M
2014	125.7M	127.2M	131.2M	120.2M
2013	124.7M	125.6M	128.0M	125.7M
2012	103.6M	105.1M	109.0M	115.6M
2011	113.2M	102.5M	91.9M	111.2M
2010	0	142.1M	128.9M	115.8M
2009	0	0	0	155.2M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Sandy Spring Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 01, 2024	pulford susan lynne	sold (taxes)	-17,616	23.18	-760	evp, consumer banking
Apr 01, 2024	o'brien joseph j jr	sold (taxes)	-34,746	23.18	-1,499	executive vice president
Apr 01, 2024	sadowski john d	sold (taxes)	-17,500	23.18	-755	evp, chief information officer
Apr 01, 2024	caceres r louis	sold (taxes)	-27,839	23.18	-1,201	evp, chief wealth officer
Apr 01, 2024	mantua philip j	sold (taxes)	-28,465	23.18	-1,228	evp, chief financial officer
Apr 01, 2024	fernandes gary john	sold (taxes)	-21,812	23.18	-941	evp, chief human resources off
Apr 01, 2024	schrider daniel j	sold (taxes)	-84,444	23.18	-3,643	president & ceo
Apr 01, 2024	mcdowell ronda m	sold (taxes)	-19,633	23.18	-847	evp, chief operations officer
Apr 01, 2024	kaslow aaron michael	sold (taxes)	-22,345	23.18	-964	evp, gen'l counsel & secretary
Apr 01, 2024	cook kenneth c	sold (taxes)	-6,838	23.18	-295	-

Which funds bought or sold SASR recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Lindbrook Capital, LLC	reduced	-37.47	-10,374	11,799	-%
Apr 25, 2024	Zurcher Kantonalbank (Zurich Cantonalbank)	unchanged	-	-38,603	220,395	-%
Apr 25, 2024	Allworth Financial LP	reduced	-0.96	-3,130	16,783	-%
Apr 25, 2024	TRITONPOINT WEALTH, LLC	added	0.12	-	545,718	0.06%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-6.76	-2,289,590	8,794,540	-%
Apr 25, 2024	GRACE & WHITE INC /NY	reduced	-1.09	-356,807	1,897,170	0.34%
Apr 24, 2024	Spire Wealth Management	unchanged	-	-16,255	154,425	-%
Apr 24, 2024	Cambridge Investment Research Advisors, Inc.	added	34.6	35,000	276,000	-%
Apr 24, 2024	BROWN ADVISORY INC	unchanged	-	-390,628	2,230,240	-%
Apr 24, 2024	Carmichael Hill & Associates, Inc.	added	7.42	-24,757	263,633	0.10%

Are Funds Buying or Selling SASR?

Are funds buying SASR calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own SASR

No. of Funds

Unveiling Sandy Spring Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	t. rowe price investment management, inc.	6.0%	2,687,784	SC 13G
Feb 13, 2024	vanguard group inc	5.96%	2,673,548	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	5.0%	2,240,530	SC 13G/A
Jan 24, 2024	blackrock inc.	9.97%	4,480,226	SC 13G/A
Feb 14, 2023	price t rowe associates inc /md/	0.2%	87,808	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	5.6%	2,508,246	SC 13G/A
Feb 09, 2023	vanguard group inc	6.36%	2,839,370	SC 13G/A
Jan 24, 2023	blackrock inc.	9.9%	4,411,976	SC 13G
Feb 14, 2022	price t rowe associates inc /md/	6.3%	2,910,314	SC 13G/A
Feb 10, 2022	vanguard group inc	5.44%	2,480,515	SC 13G/A

Recent SEC filings of Sandy Spring Bancorp Inc

View All Filings

Date Filed	Form Type	Document
Apr 23, 2024	8-K	Current Report
Apr 10, 2024	DEF 14A	DEF 14A
Apr 10, 2024	DEFA14A	DEFA14A
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading

Peers (Alternatives to Sandy Spring Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.27	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	378.6M	162.6M	-8.08%	4.96%	12.59	2.33	25.39%	-38.37%
ACNB	280.5M	96.6M	-10.60%	4.96%	8.85	2.9	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.95%	-12.04%	-13.48	0.74	24.06%	-144.92%

Sandy Spring Bancorp Inc News

Latest updates

Sandy Spring Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	2.0%	166	162	158	151	145	130	114	106	110	111	115	114	112	113	115	84.00	85.00	87.00	87.00	88.00	86.00
EBITDA Margin	-8.8%	0.85*	0.93*	1.05*	1.24*	1.33*	1.47*	1.59*	1.60*	1.67*	1.68*	1.62*	1.40*	-	-	-	-	-	-	-	-	-
Interest Expenses	-4.0%	82.00	85.00	90.00	97.00	107	113	106	101	105	107	108	105	100	97.00	102	64.00	66.00	67.00	66.00	67.00	66.00
Income Taxes	22.8%	8.00	7.00	9.00	17.00	12.00	12.00	18.00	14.00	15.00	19.00	18.00	25.00	18.00	14.00	-5.35	0.00	9.00	10.00	9.00	9.00	9.00
Earnings Before Taxes	25.1%	35.00	28.00	33.00	68.00	46.00	45.00	73.00	58.00	60.00	76.00	76.00	100	75.00	59.00	-19.69	10.00	37.00	39.00	37.00	40.00	34.00
EBT Margin	-9.4%	0.26*	0.28*	0.33*	0.43*	0.45*	0.51*	0.61*	0.61*	0.69*	0.72*	0.68*	0.47*	-	-	-	-	-	-	-	-	-
Net Income	25.8%	26.00	21.00	25.00	51.00	34.00	34.00	55.00	44.00	45.00	57.00	57.00	75.00	57.00	45.00	-14.34	10.00	28.00	29.00	28.00	30.00	26.00
Net Income Margin	-9.0%	0.19*	0.21*	0.25*	0.32*	0.34*	0.39*	0.46*	0.46*	0.52*	0.55*	0.52*	0.36*	-	-	-	-	-	-	-	-	-
Free Cashflow	-47.1%	27.00	50.00	19.00	28.00	42.00	66.00	32.00	62.00	58.00	73.00	46.00	26.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-0.8%	14,028	14,135	13,995	14,129	13,833	13,766	13,303	12,967	12,591	13,017	12,926	12,873	12,798	12,678	13,290	8,930	8,629	8,438	8,399	8,328	8,243
Cash Equivalents	-23.9%	546	718	430	496	192	259	221	553	420	1,115	630	229	297	225	835	261	146	210	232	134	101
Net PPE	-17.7%	59.00	72.00	71.00	69.00	60.00	65.00	63.00	61.00	60.00	58.00	56.00	55.00	58.00	59.00	59.00	58.00	59.00	59.00	60.00	61.00	62.00
Goodwill	0%	363	363	363	363	363	363	363	370	370	370	370	370	370	371	371	370	347	347	347	347	347
Liabilities	-1.2%	12,440	12,597	12,456	12,592	12,349	12,314	11,826	11,479	11,071	11,471	11,363	11,362	11,328	11,253	11,900	7,813	7,496	7,297	7,279	7,232	7,175
Long Term Debt	-	-	-	-	1,373	1,242	1,416	731	501	314	320	368	516	1,149	1,137	1,671	-	937	-	-	-	-
Shareholder's Equity	3.3%	1,588	1,538	1,539	1,537	1,484	1,452	1,477	1,489	1,520	1,546	1,562	1,512	1,470	1,425	1,390	1,116	1,133	1,140	1,119	1,096	1,068
Retained Earnings	1.2%	898	888	882	873	837	818	800	760	732	701	660	618	557	515	484	513	516	498	479	462	442
Additional Paid-In Capital	0.2%	742	741	738	736	734	732	730	753	751	800	851	850	847	845	844	563	587	609	608	607	607
Shares Outstanding	0.0%	45.00	45.00	45.00	45.00	45.00	45.00	45.00	45.00	45.00	46.00	47.00	47.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	984	-	-	-	1,700	-	-	-	2,000	-	-	-	1,100	-	-	-	1,210	-	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-42.0%	31.00	53.00	23.00	31.00	46.00	69.00	36.00	65.00	63.00	78.00	48.00	28.00	60.00	41.00	28.00	13.00	57.00	12.00	4.00	27.00	44.00
Share Based Compensation	-67.5%	1.00	3.00	3.00	1.00	2.00	2.00	3.00	1.00	2.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Cashflow From Investing	-136.3%	-41.66	115	72.00	34.00	-127	-482	-673	-335	-322	399	329	-96.37	-57.28	8.00	-993	-157	-291	-37.29	55.00	32.00	-194
Cashflow From Financing	-234.3%	-160	120	-160	238	15.00	451	306	403	-434	7.00	26.00	-0.03	70.00	-659	1,539	259	171	4.00	39.00	-27.26	174
Dividend Payments	0.0%	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	14.00	14.00	14.00	11.00	11.00	11.00	11.00	10.00	10.00
Buy Backs	-	-	-	-	-	-	-	25.00	-	53.00	54.00	-	-	-	-	-	26.00	24.00	-	-	-	-

SASR Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Interest and fees on loans	$ 579,960	$ 462,121	$ 423,152
Interest on loans held for sale	896	738	1,736
Interest on deposits with banks	22,435	2,672	725
Interest and dividend income on investment securities:
Taxable	26,992	20,519	16,118
Tax-advantaged	7,224	9,609	8,552
Interest on federal funds sold	17	8	1
Total interest income	637,524	495,667	450,284
Interest expense:
Interest on deposits	225,028	43,854	15,022
Interest on retail repurchase agreements and federal funds purchased	14,452	2,929	182
Interest on advances from FHLB	27,709	7,825	2,649
Interest on subordinated debt	15,785	14,055	7,913
Total interest expense	282,974	68,663	25,766
Net interest income	354,550	427,004	424,518
Provision/ (credit) for credit losses	(17,561)	34,372	(45,556)
Net interest income after provision/ (credit) for credit losses	372,111	392,632	470,074
Non-interest income:
Investment securities gains/ (losses)	0	(345)	212
Gain on disposal of assets	0	16,516	0
Insurance agency commissions	0	2,927	7,017
Income from bank owned life insurance	4,210	3,141	3,022
Other income	8,483	8,694	15,317
Total non-interest income	67,078	87,019	102,055
Non-interest expense:
Salaries and employee benefits	160,192	158,504	155,830
Occupancy expense of premises	18,778	19,255	22,405
Equipment expenses	15,675	14,779	12,883
Marketing	5,103	5,197	4,730
Outside data services	11,186	10,199	8,983
FDIC insurance	9,461	4,792	4,294
Amortization of intangible assets	5,223	5,814	6,600
Merger, acquisition and disposal expense	0	1,068	45
Professional fees and services	17,982	9,169	10,308
Other expenses	31,454	28,516	34,392
Total non-interest expense	275,054	257,293	260,470
Income before income tax expense	164,135	222,358	311,659
Income tax expense	41,291	56,059	76,552
Net income	$ 122,844	$ 166,299	$ 235,107
Net income per common share amounts:
Basic net income per common share (in dollars per share)	$ 2.74	$ 3.69	$ 5.00
Diluted net income per common share (in dollars per share)	2.73	3.68	4.98
Dividends declared per share (in dollars per share)	$ 1.36	$ 1.36	$ 1.28
Service charges on deposit accounts
Non-interest income:
Fees and commissions, mortgage banking and servicing	$ 10,447	$ 9,803	$ 8,241
Mortgage banking activities
Non-interest income:
Fees and commissions, mortgage banking and servicing	5,536	6,130	24,509
Wealth management income
Non-interest income:
Fees and commissions, mortgage banking and servicing	36,633	35,774	36,841
Bank card fees
Non-interest income:
Fees and commissions, mortgage banking and servicing	$ 1,769	$ 4,379	$ 6,896

About Sandy Spring Bancorp Inc

Sandy Spring Bancorp, Inc. operates as the bank holding company for Sandy Spring Bank that provides commercial and retail banking, mortgage, private banking, and trust services to individuals and businesses in Central Maryland, Northern Virginia, and Washington, D.C. It operates in two segments, Community Banking and Investment Management. The Community Banking segment offers financial products and services, including various loan and deposit products. Its loan products include commercial real estate loans, construction loans, and business loans; residential real estate loans; and consumer loans comprising home equity loans and lines, installment loans, and personal lines of credit. The Investment Management segment offers investment management and financial planning, including cash flow analysis, investment review, tax and retirement planning, insurance analysis, and estate planning to individuals, families, small businesses, and associations. The company also provides wealth management services. Sandy Spring Bancorp, Inc. was founded in 1868 and is headquartered in Olney, Maryland.

CEO	Mr. Daniel J. Schrider
WEBSITE	sandyspringbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	1134

Sandy Spring Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Sandy Spring Bancorp Inc? What does SASR stand for in stocks?

SASR is the stock ticker symbol of Sandy Spring Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Sandy Spring Bancorp Inc (SASR)?

As of Fri Apr 26 2024, market cap of Sandy Spring Bancorp Inc is 966.21 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of SASR stock?

You can check SASR's fair value in chart for subscribers.

What is the fair value of SASR stock?

You can check SASR's fair value in chart for subscribers. The fair value of Sandy Spring Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Sandy Spring Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for SASR so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Sandy Spring Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether SASR is over valued or under valued. Whether Sandy Spring Bancorp Inc is cheap or expensive depends on the assumptions which impact Sandy Spring Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for SASR.

What is Sandy Spring Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, SASR's PE ratio (Price to Earnings) is 7.87 and Price to Sales (PS) ratio is 1.52. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. SASR PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Sandy Spring Bancorp Inc's stock?

In the past 10 years, Sandy Spring Bancorp Inc has provided 0.018 (multiply by 100 for percentage) rate of return.