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Charles Schwab Corp Stock Research

SCHW

53.26USD+0.37(+0.70%)Market Closed

Market Summary

USD53.26+0.37
Market Closed
0.70%

SCHW Alerts

SCHW Stock Price

SCHW RSI Chart

SCHW Valuation

Market Cap

100.5B

Price/Earnings (Trailing)

13.99

Price/Sales (Trailing)

4.84

EV/EBITDA

4.04

Price/Free Cashflow

92.54

SCHW Price/Sales (Trailing)

SCHW Profitability

EBT Margin

45.22%

Return on Equity

19.62%

Return on Assets

1.3%

Free Cashflow Yield

1.08%

SCHW Fundamentals

SCHW Revenue

Revenue (TTM)

20.8B

Revenue Y/Y

16.76%

Revenue Q/Q

-0.05%

SCHW Earnings

Earnings (TTM)

7.2B

Earnings Y/Y

24.56%

Earnings Q/Q

-2.57%

Price Action

52 Week Range

45.0092.33
(Low)(High)

Last 7 days

-8.0%

Last 30 days

-33.4%

Last 90 days

-34.9%

Trailing 12 Months

-40.9%

SCHW Financial Health

Debt/Equity

0.57

Debt/Cashflow

0.1

SCHW Investor Care

Dividend Yield

1.58%

Dividend/Share (TTM)

0.84

Buy Backs (1Y)

0.05%

Diluted EPS (TTM)

3.5

Peers (Alternatives to Charles Schwab)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
GS
104.7B
39.7B
 -13.39% -5.14%
9.3
2.64
 -24.93% -47.95%
SCHW
100.5B
20.8B
 -33.43% -40.90%
13.99
4.84
 12.11% 22.68%
BLK
96.6B
17.9B
 -6.19% -12.03%
18.65
5.4
 -7.75% -12.25%
RJF
19.2B
11.5B
 -18.65% -16.28%
12.18
1.66
 10.02% 2.28%
MKTX
14.5B
718.3M
 9.83% 10.05%
58.08
20.23
 2.77% -2.97%
MID-CAP
IBKR
7.8B
2.7B
 -10.58% 16.00%
4.26
2.92
 95.77% 12.59%
SEIC
7.4B
2.0B
 -8.39% -8.44%
15.46
3.69
 3.79% -13.01%
SF
6.2B
4.6B
 -14.56% -20.26%
9.32
1.34
 -3.98% -19.72%
SNEX
2.0B
64.7B
 -3.72% 25.59%
8.24
0.03
 35.87% 74.73%
SMALL-CAP
PIPR
1.9B
1.4B
 -10.70% 5.37%
16.72
1.29
 -29.71% -60.26%
VIRT
1.8B
2.4B
 -10.24% -52.58%
6.67
0.75
 -15.89% -44.42%
COWN
1.1B
1.5B
 0.39% 32.10%
14.3
0.71
 -27.22% -74.14%
AC
810.8M
10.3M
 2.36% -10.12%
-15.26
78.78
 -29.47% -152.67%
OPY
420.2M
1.1B
 -14.10% -10.79%
12.99
0.38
 -20.31% -79.65%
GHL
151.7M
258.5M
 -24.16% -46.76%
46.35
0.59
 -18.61% -92.26%

Financials for Charles Schwab

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue4.0%20,76219,97319,04318,47718,520
EBITDA7.9%20,07018,60817,04615,89415,743
EBITDA Margin3.8%0.97*0.93*0.90*0.86*0.85*
Earnings Before Taxes6.5%9,3888,8138,1477,5927,713
EBT Margin2.5%0.45*0.44*0.43*0.41*0.42*
Interest Expenses9.1%10,6829,7958,8998,3028,030
Net Income5.7%7,1836,7956,3015,7735,855
Net Income Margin1.7%0.35*0.34*0.33*0.31*0.32*
Free Cahsflow-87.5%1,0868,7211,5368,8871,202
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets-4.5%551,772577,563637,557680,950667,270
    Cash Equivalents-13.5%40,19546,48664,55091,12662,975
  Net PPE0.5%3,6873,6703,4993,442-
  Goodwill0%11,95111,95111,95111,95211,952
Liabilities-4.7%515,164540,522593,044632,852611,009
.    Short Term Borrowings3310.0%17,0505001,3504,2344,900
  Long Term Debt-0.1%20,82820,84421,11221,87318,914
Shareholder's Equity-1.2%36,60837,04144,51348,09856,261
  Retained Earnings4.8%31,06629,65128,17426,89525,992
  Additional Paid-In Capital0.4%27,07526,97526,91826,82626,741
Shares Outstanding-0.5%1,8871,8961,894--
Cashflow (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations-79.0%2,0579,8032,5649,9132,118
  Share Based Compensation11.6%366328301298254
Cashflow From Investing2804.5%32,048-1,185-45,896-66,147-75,663
Cashflow From Financing-1878.8%-68,723-3,47372,428100,15396,323
  Dividend Payments4.9%2,1102,0121,9421,8861,822
  Buy BacksInfinity%3,3950.000.00--

Risks for SCHW

What is the probability of a big loss on SCHW?

72.3%

Probability that Charles Schwab stock will be more than 20% underwater in next one year

47.3%

Probability that Charles Schwab stock will be more than 30% underwater in next one year.

0%

Probability that Charles Schwab stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does SCHW drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Charles Schwab was unfortunately bought at previous high price.

Drawdowns

Returns for SCHW

Cumulative Returns on SCHW

12.9%

10-Year Cumulative Returns

10.8%

7-Year Cumulative Returns

2.0%

5-Year Cumulative Returns

21.6%

3-Year Cumulative Returns

What are the long-term rolling returns for SCHW?

FIve years rolling returns for Charles Schwab.

Annualized Returns

Which funds bought or sold SCHW recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-15
B. Riley Wealth Advisors, Inc.
added
16.32
1,331,260
5,057,260
 0.14%
2023-03-13
Claro Advisors LLC
added
27.6
326,480
804,480
 0.26%
2023-03-10
MATHER GROUP, LLC.
added
7.75
65,463
327,463
 0.01%
2023-03-10
BAILLIE GIFFORD & CO
reduced
-5.37
59,709,100
679,753,000
 0.71%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
reduced
-7.8
9,206,300
144,418,000
 0.16%
2023-03-08
SHEETS SMITH WEALTH MANAGEMENT
unchanged
-
302,805
2,212,800
 0.35%
2023-03-07
Great Lakes Retirement, Inc.
new
-
806,058
806,058
 0.21%
2023-03-06
Rockefeller Capital Management L.P.
added
306
41,064,000
52,126,000
 0.26%
2023-03-06
NORTH STAR ASSET MANAGEMENT INC
added
0.53
4,046,030
28,625,000
 1.78%
2023-03-06
BIRMINGHAM CAPITAL MANAGEMENT CO INC/AL
reduced
-1.00
231,742
1,806,740
 0.69%

1–10 of 45

Latest Funds Activity

Are funds buying SCHW calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own SCHW
No. of Funds

SCHW Alerts

Charles Schwab News

Seeking Alpha

XLF: Insiders Are Buying Up From The Panic Sellers (NYSEARCA ....

Seeking Alpha,
34 minutes ago

Seeking Alpha

A Sharp Rally Is Being Masked By A Minor Bank Crisis ....

Seeking Alpha,
9 hours ago

Seeking Alpha

Seeking Alpha's CashFlow Hunter predicted SIVB's implosion ....

Seeking Alpha,
19 hours ago

MarketBeat

The Charles Schwab Co. (NYSE:SCHW) Given Consensus ....

MarketBeat,
21 hours ago

MarketBeat

Kovitz Investment Group Partners LLC Has $152.42 Million Position ....

MarketBeat,
22 hours ago

Seeking Alpha

PacWest: Transparency Created Kind Of Stability Investors Needed ....

Seeking Alpha,
22 hours ago

Seeking Alpha

Charles Schwab Is The First Bank I Have Bought In Years (NYSE ....

Seeking Alpha,
25 hours ago

Benzinga

(SCHW) - Analyzing Charles Schwab's Short Interest - Charles ....

Benzinga,
2 days ago

MarketWatch

Deutsche Bank, First Republic weigh on bank stocks.

MarketWatch,
2 days ago

MarketBeat

Marshall & Sullivan Inc. WA Sells 3736 Shares of The Charles ....

MarketBeat,
2 days ago

Morningstar

Bank ETFs stabilize but are still down on the week, Activision ....

Morningstar,
2 days ago

InvestorPlace

NIR Stock: 10 Things to Know as Near Intelligence Starts Trading.

InvestorPlace,
2 days ago

Benzinga

Thinking about buying stock in Bird Global, Block, Boxed, Charles ....

Benzinga,
2 days ago

InvestorPlace

SCHW Stock: CEO Says Charles Schwab Can Survive Bank Run.

InvestorPlace,
2 days ago

Barron's

Even if Depositors Flee, Charles Schwab Is Prepared, CEO Says.

Barron's,
2 days ago

Nasdaq

Guru Fundamental Report for SCHW - Peter Lynch.

Nasdaq,
2 days ago

Schedule 13G FIlings of Charles Schwab

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 27, 2023
schwab charles r.
6.1%
107,999,275
SC 13D/A
Feb 09, 2023
vanguard group inc
6.93%
125,888,270
SC 13G/A
Feb 07, 2023
blackrock inc.
5.9%
106,891,269
SC 13G/A
Feb 09, 2022
vanguard group inc
6.45%
116,756,598
SC 13G/A
Feb 01, 2022
blackrock inc.
5.8%
105,444,116
SC 13G/A
Feb 11, 2021
dodge & cox
4.7%
85,027,078
SC 13G/A
Feb 10, 2021
vanguard group inc
6.24%
112,096,245
SC 13G/A
Jan 29, 2021
blackrock inc.
5.5%
102,465,246
SC 13G
Nov 16, 2020
schwab charles r
7.3%
132,330,681
SC 13D/A
Oct 16, 2020
toronto dominion bank
9.87%
177,604,934
SC 13D

SCHW Fair Value

Charles Schwab fair value in different scenarios

The table shows the Fair Value estimates for Charles Schwab for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

-

-

-

-

-

-

-

-

-

-
Current Inflation

45.12

-15.28%

61.12

14.76%

92.32

73.34%

125.20

135.07%

201.30

277.96%
Very High Inflation

-

-

-

-

-

-

-

-

-

-

Historical Charles Schwab Fair Value Estimates

Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of Charles Schwab

View All Filings
Date Filed Form Type Document
Mar 20, 2023
4
Insider Trading
Mar 20, 2023
4
Insider Trading
Mar 17, 2023
4
Insider Trading
Mar 17, 2023
4/A
Insider Trading
Mar 16, 2023
4
Insider Trading
Mar 15, 2023
4
Insider Trading
Mar 14, 2023
4
Insider Trading
Mar 14, 2023
4
Insider Trading
Mar 14, 2023
4
Insider Trading
Mar 14, 2023
4
Insider Trading

Latest Insider Trading transactions for SCHW

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-03-17
Wurster Richard A
bought
108,773
54.3863
2,000
president
2023-03-17
MARTIN-FLICKINGER GERRI
bought
200,396
54.161
3,700
-
2023-03-17
Clark Bernard J.
bought
274,154
54.8308
5,000
md, head of adivsor services
2023-03-16
Goldfarb Mark A
bought
233,468
58.3669
4,000
-
2023-03-15
Ellis Stephen A
bought
2,003,320
58.2582
34,387
-
2023-03-14
Wurster Richard A
bought
286,396
57.2793
5,000
president
2023-03-14
Ricketts Todd M
bought
567,862
56.7862
10,000
-
2023-03-14
Bettinger Walter W
bought
2,965,500
59.31
50,000
co-chairman and ceo
2023-03-14
Crawford Peter B.
bought
289,780
57.9561
5,000
md and cfo
2023-03-14
Ellis Stephen A
bought
378,928
56.0793
6,757
-

1–10 of 50

About Charles Schwab

Walter W. Bettinger
www.aboutschwab.com
33400
The Charles Schwab Corporation, together with its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates in two segments, Investor Services and Advisor Services. The Investor Services segment provides retail brokerage, investment advisory, banking and trust, retirement plan, and other corporate brokerage services; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; and retail investor and mutual fund clearing services, as well as compliance solutions. The Advisor Services segment offers custodial, trading, banking, and support services; and retirement business and corporate brokerage retirement services. This segment provides brokerage accounts with equity and fixed income, margin lending, options, and futures and forex trading; cash management capabilities comprising third-party certificates of deposit; third-party and proprietary mutual funds; plus mutual fund trading and clearing services; and exchange-traded funds (ETFs), including proprietary and third-party ETFs. It also offers advice solutions, such as managed portfolios of proprietary and third-party mutual funds and ETFs, separately managed accounts, customized personal advice for tailored portfolios, and specialized planning and portfolio management. In addition, this segment provides banking products and services, including checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust services comprising trust custody services, personal trust reporting services, and administrative trustee services. As of December 31, 2021, the Company had approximately 400 domestic branch offices in 48 states and the District of Columbia, as well as locations in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. The Charles Schwab Corporation was incorporated in 1971 and is headquartered in Westlake, Texas.

SCHW Income Statement

2022-12-31
Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Net Revenues   
Interest revenue$ 12,227$ 8,506$ 6,531
Interest expense(1,545)(476)(418)
Net interest revenue10,6828,0306,113
Other782749332
Total net revenues20,76218,52011,691
Expenses Excluding Interest   
Compensation and benefits5,9365,4503,954
Professional services1,032994843
Occupancy and equipment1,175976703
Advertising and market development419485326
Communications588587353
Depreciation and amortization652549414
Amortization of acquired intangible assets596615190
Regulatory fees and assessments262275163
Other714876445
Total expenses excluding interest11,37410,8077,391
Income before taxes on income9,3887,7134,300
Taxes on income2,2051,8581,001
Net Income7,1835,8553,299
Preferred stock dividends and other548495256
Net Income Available to Common Stockholders$ 6,635$ 5,360$ 3,043
Weighted-Average Common Shares Outstanding:   
Basic (in shares)1,8851,8871,429
Diluted (in shares)1,8941,8971,435
Earnings Per Common Shares Outstanding   
Basic (USD per share)[1]$ 3.52$ 2.84$ 2.13
Diluted (USD per share)[1]$ 3.50$ 2.83$ 2.12
Asset management and administration fees [Member]   
Net Revenues   
Revenues from contracts with customers[2]$ 4,216$ 4,274$ 3,475
Trading revenue [Member]   
Net Revenues   
Revenues from contracts with customers3,6734,1521,416
Bank deposit account fees [Member]   
Net Revenues   
Revenues from contracts with customers$ 1,409$ 1,315$ 355
[1]he Company has voting and nonvoting common stock outstanding. As the participation rights, including dividend and liquidation rights, are identical between the voting and nonvoting stock classes, basic and diluted earnings per share are the same for each class. See Notes 19 and 25 for additional information.
[2]Includes fee waivers of $57 million, $326 million, and $127 million for the years ended December 31, 2022, 2021, and 2020, respectively.

SCHW Balance Sheet

2022-12-31
Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2022
Dec. 31, 2021
Assets  
Cash and cash equivalents[1]$ 40,195$ 62,975
Cash and investments segregated and on deposit for regulatory purposes (including resale agreements of $12,159 and $13,096 at December 31, 2022 and 2021, respectively)42,98353,949
Receivables from brokerage clients — net66,59190,565
Available for sale securities147,871390,054
Held to maturity securities (including assets pledged of $4,522 at December 31, 2022)173,0740
Bank loans — net40,50534,636
Equipment, office facilities, and property — net3,7143,442
Goodwill11,95111,952
Acquired intangible assets — net8,7899,379
Other assets16,09910,318
Total assets551,772667,270
Liabilities and Stockholders’ Equity  
Bank deposits366,724443,778
Payables to brokerage clients97,438125,671
Accrued expenses and other liabilities13,12417,791
Short-term borrowings17,0504,855
Long-term debt20,82818,914
Total liabilities515,164611,009
Stockholders’ equity:  
Preferred stock — $.01 par value per share; aggregate liquidation preference of $9,850 and $10,100 at December 31, 2022 and 2021, respectively9,7069,954
Additional paid-in capital27,07526,741
Retained earnings31,06625,992
Treasury stock, at cost — 221,033,042 and 180,959,274 shares at December 31, 2022 and 2021, respectively(8,639)(5,338)
Accumulated other comprehensive income (loss)22,6211,109
Total stockholders’ equity36,60856,261
Total liabilities and stockholders’ equity551,772667,270
Common Stock [Member]  
Stockholders’ equity:  
Common stock2020
Nonvoting Common Stock [Member]  
Stockholders’ equity:  
Common stock$ 1$ 1
[1]For more information on the nature of restrictions on restricted cash and cash equivalents, see Note 23.