SFBC RSI Chart
Last 7 days
-1.0%
Last 30 days
-3.7%
Last 90 days
-0.4%
Trailing 12 Months
5.1%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 43.8M | 47.2M | 49.1M | 50.6M |
2022 | 34.1M | 34.7M | 36.3M | 39.8M |
2021 | 34.3M | 34.0M | 34.6M | 33.9M |
2020 | 34.4M | 34.8M | 34.7M | 34.9M |
2019 | 34.5M | 34.7M | 35.0M | 34.6M |
2018 | 28.3M | 29.9M | 31.1M | 33.2M |
2017 | 25.6M | 26.0M | 26.9M | 27.4M |
2016 | 23.1M | 23.9M | 24.4M | 25.1M |
2015 | 21.5M | 21.7M | 21.9M | 22.5M |
2014 | 20.2M | 20.5M | 21.0M | 21.4M |
2013 | 18.2M | 18.5M | 19.0M | 19.6M |
2012 | 18.4M | 18.3M | 18.3M | 18.2M |
2011 | 0 | 0 | 0 | 18.5M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Feb 01, 2024 | stilwell joseph | bought | 50,817 | 39.00 | 1,303 | - |
Jan 26, 2024 | sweeney james e | sold | - | - | -250 | - |
Jan 26, 2024 | ochs wes | acquired | - | - | 945 | evp and cfo |
Jan 26, 2024 | carney robert f | acquired | - | - | 250 | - |
Jan 26, 2024 | mallon jennifer l | acquired | - | - | 250 | svp, chief accounting officer |
Jan 26, 2024 | stewart laura lee | acquired | - | - | 243 | president and ceo |
Jan 26, 2024 | myers tyler k | acquired | - | - | 250 | - |
Jan 26, 2024 | haddad david s jr | sold | - | - | -250 | - |
Jan 26, 2024 | sexton heidi | acquired | - | - | 945 | executive vice president/coo |
Jan 26, 2024 | riojas rogelio | acquired | - | - | 250 | - |
Which funds bought or sold SFBC recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Apr 25, 2024 | Financial Insights, Inc. | unchanged | - | 30,246 | 728,229 | 0.20% |
Apr 23, 2024 | GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | reduced | -2.36 | 4,675 | 254,353 | 0.43% |
Apr 22, 2024 | Pacific Sage Partners, LLC | unchanged | - | 6,284 | 215,753 | 0.06% |
Apr 08, 2024 | BEESE FULMER INVESTMENT MANAGEMENT, INC. | unchanged | - | 12,964 | 445,084 | 0.04% |
Mar 11, 2024 | VANGUARD GROUP INC | added | 5.25 | 106,325 | 1,070,360 | -% |
Feb 14, 2024 | Royal Bank of Canada | new | - | 1,000 | 1,000 | -% |
Feb 14, 2024 | STATE STREET CORP | sold off | -100 | -355,212 | - | -% |
Feb 14, 2024 | BANK OF AMERICA CORP /DE/ | sold off | -100 | -592 | - | -% |
Feb 14, 2024 | FJ Capital Management LLC | unchanged | - | 413,255 | 7,939,390 | 0.80% |
Feb 14, 2024 | Empowered Funds, LLC | added | 8.87 | 61,688 | 459,615 | 0.01% |
Unveiling Sound Financial Bancorp Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Sound Financial Bancorp Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 556.7B | 171.1B | 11.24 | 3.25 | ||||
BAC | 295.6B | 130.3B | 11.15 | 2.27 | ||||
WFC | 213.9B | 85.7B | 11.18 | 2.5 | ||||
C | 119.0B | 133.3B | 12.9 | 0.89 | ||||
CFG | 16.0B | 10.2B | 9.98 | 1.57 | ||||
KEY | 13.8B | 7.9B | 14.22 | 1.74 | ||||
MID-CAP | ||||||||
CMA | 6.9B | 4.2B | 9.93 | 1.63 | ||||
ZION | 6.1B | 3.9B | 9 | 1.55 | ||||
ABCB | 3.3B | 1.3B | 12.44 | 2.61 | ||||
ASB | 3.3B | 2.0B | 17.83 | 1.67 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
ALRS | 395.5M | 164.9M | 33.82 | 2.4 | ||||
AROW | 377.4M | 162.6M | 12.55 | 2.32 | ||||
ACNB | 274.3M | 96.6M | 8.66 | 2.84 | ||||
ASRV | 42.0M | 60.9M | -12.56 | 0.69 |
Sound Financial Bancorp Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 5.1% | 13,337 | 12,686 | 12,412 | 12,174 | 11,820 | 10,776 | 8,986 | 8,213 | 8,358 | 9,102 | 8,415 | 7,999 | 9,074 | 8,508 | 8,708 | 8,646 | 8,870 | 8,576 | 8,340 | 8,773 | 9,329 |
S&GA Expenses | -5.4% | 1,538 | 1,625 | 1,491 | 1,441 | 1,536 | 1,610 | 1,436 | 1,299 | 1,732 | 1,466 | 1,361 | 1,206 | 1,352 | 1,390 | 1,326 | 1,394 | 1,424 | 1,397 | 1,450 | 1,634 | 1,680 |
EBITDA Margin | -11.5% | 0.86* | 0.97* | 1.08* | 1.12* | 1.18* | 1.20* | 1.23* | 1.24* | 1.24* | 1.27* | 1.23* | 1.20* | 1.14* | - | - | - | - | - | - | - | - |
Interest Expenses | -7.4% | 7,567 | 8,168 | 8,744 | 9,371 | 9,688 | 9,597 | 8,392 | 7,618 | 7,715 | 8,317 | 7,351 | 6,536 | 7,202 | 6,660 | 6,896 | 6,728 | 6,845 | 6,646 | 6,462 | 6,989 | 7,627 |
Income Taxes | -51.9% | 142 | 295 | 577 | 547 | 539 | 666 | 409 | 458 | 408 | 663 | 574 | 627 | 1,002 | 588 | 541 | 260 | 430 | 395 | 468 | 358 | 326 |
Earnings Before Taxes | -7.6% | 1,353 | 1,464 | 3,469 | 2,715 | 3,461 | 3,212 | 2,023 | 2,181 | 2,270 | 3,255 | 2,825 | 3,078 | 4,495 | 2,923 | 2,669 | 1,241 | 2,300 | 1,943 | 2,285 | 1,802 | 1,968 |
EBT Margin | -21.4% | 0.18* | 0.23* | 0.27* | 0.26* | 0.27* | 0.27* | 0.28* | 0.31* | 0.34* | 0.39* | 0.39* | 0.38* | 0.32* | - | - | - | - | - | - | - | - |
Net Income | 3.6% | 1,211 | 1,169 | 2,892 | 2,168 | 2,922 | 2,546 | 1,614 | 1,723 | 1,862 | 2,592 | 2,251 | 2,451 | 3,494 | 2,335 | 2,128 | 981 | 1,870 | 1,548 | 1,817 | 1,444 | 1,642 |
Net Income Margin | -21.1% | 0.15* | 0.19* | 0.22* | 0.21* | 0.22* | 0.21* | 0.22* | 0.25* | 0.27* | 0.31* | 0.31* | 0.30* | 0.26* | - | - | - | - | - | - | - | - |
Free Cashflow | -34.4% | 1,903 | 2,900 | -288 | 1,927 | 4,419 | -116 | 2,533 | 2,820 | 6,974 | -2,279 | 6,402 | 7,751 | 9,092 | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | -3.4% | 995 | 1,030 | 1,011 | 1,004 | 976 | 982 | 937 | 959 | 920 | 928 | 923 | 937 | 861 | 867 | 872 | 738 | 720 | 715 | 686 | 698 | 717 |
Cash Equivalents | -51.2% | 50.00 | 102 | 100 | 82.00 | 58.00 | 76.00 | 80.00 | 197 | 184 | 207 | 237 | 270 | 194 | 116 | 131 | 62.00 | 56.00 | 59.00 | 80.00 | 73.00 | 62.00 |
Net PPE | 0.7% | 5.00 | 5.00 | 5.00 | 5.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 |
Liabilities | -3.8% | 895 | 930 | 911 | 906 | 879 | 887 | 844 | 865 | 826 | 836 | 834 | 849 | 776 | 785 | 791 | 659 | 642 | 639 | 611 | 625 | 645 |
Shareholder's Equity | 0.4% | 101 | 100 | 100 | 99.00 | 98.00 | 95.00 | 93.00 | 94.00 | 93.00 | 92.00 | 90.00 | 88.00 | 85.00 | 82.00 | 80.00 | 78.00 | 78.00 | 76.00 | 75.00 | 73.00 | 72.00 |
Retained Earnings | 0.3% | 74.00 | 73.00 | 73.00 | 71.00 | 71.00 | 68.00 | 66.00 | 66.00 | 65.00 | 64.00 | 62.00 | 60.00 | 58.00 | 55.00 | 53.00 | 51.00 | 51.00 | 50.00 | 49.00 | 47.00 | 46.00 |
Additional Paid-In Capital | -0.4% | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 27.00 | 27.00 | 27.00 | 27.00 | 27.00 | 26.00 | 26.00 | 26.00 | 26.00 | 26.00 |
Shares Outstanding | -0.7% | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | 50.00 | - | - | - | 55.00 | - | - | - | 72.00 | - | - | - | 57.00 | - | - | - | 74.00 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | -28.4% | 2,122 | 2,963 | -161 | 1,962 | 4,592 | -58.00 | 2,616 | 2,904 | 7,026 | -2,216 | 6,483 | 7,780 | 9,103 | -7,067 | 761 | -3,281 | 3,840 | 2,881 | 1,527 | 2,815 | 882 |
Share Based Compensation | -7.9% | 82.00 | 89.00 | 87.00 | 192 | 91.00 | 90.00 | 91.00 | 203 | 65.00 | 64.00 | 65.00 | 166 | 55.00 | 52.00 | 46.00 | 185 | 108 | 72.00 | 48.00 | 39.00 | 72.00 |
Cashflow From Investing | 4.1% | -19,147 | -19,963 | 15,744 | -2,958 | -14,338 | -46,840 | -96,334 | -26,277 | -20,534 | -30,572 | -26,949 | -54.00 | 77,515 | -1,282 | -64,035 | -7,702 | -9,030 | -50,734 | 19,191 | 34,787 | -2,396 |
Cashflow From Financing | -287.9% | -35,175 | 18,721 | 3,007 | 24,739 | -8,482 | 42,911 | -23,322 | 36,874 | -9,604 | 2,675 | -12,312 | 68,039 | -8,552 | -6,426 | 131,815 | 17,209 | 2,087 | 26,304 | -12,832 | -26,876 | 1,032 |
Dividend Payments | -0.2% | 488 | 489 | 494 | 442 | 440 | 439 | 443 | 709 | 445 | 445 | 447 | 702 | 389 | 389 | 391 | 903 | 359 | 359 | 359 | 357 | 356 |
Buy Backs | 223.7% | 738 | 228 | 1,162 | 9.00 | -45.50 | 91.00 | 1,574 | 160 | 122 | - | 30.00 | - | 73.00 | - | - | - | - | - | - | - | - |
Consolidated Statements of Income - USD ($) $ in Thousands | 12 Months Ended | |
---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | |
INTEREST INCOME | ||
Loans, including fees | $ 46,470 | $ 38,177 |
Interest and dividends on investments, cash and cash equivalents | 4,139 | 1,618 |
Total interest income | 50,609 | 39,795 |
INTEREST EXPENSE | ||
Deposits | 14,136 | 2,950 |
Borrowings | 1,951 | 878 |
Subordinated notes | 672 | 672 |
Total interest expense | 16,759 | 4,500 |
Net interest income | 33,850 | 35,295 |
(RELEASE OF) PROVISION FOR CREDIT LOSSES | (273) | 1,156 |
Net interest income after (release of) provision for credit losses | 34,123 | 34,139 |
NONINTEREST INCOME | ||
Service charges and fee income | 2,527 | 2,368 |
Earnings on BOLI | 1,179 | 219 |
Mortgage servicing income | 1,179 | 1,242 |
Fair value adjustment on MSRs | (219) | 207 |
Net gain on sale of loans | 340 | 546 |
Total noninterest income | 5,006 | 4,582 |
NONINTEREST EXPENSE | ||
Salaries and benefits | 17,135 | 16,415 |
Operations | 6,095 | 5,881 |
Regulatory assessments | 688 | 452 |
Occupancy | 1,810 | 1,737 |
Data processing | 4,388 | 3,360 |
Net loss and expenses on OREO and repossessed assets | 13 | 0 |
Total noninterest expense | 30,129 | 27,845 |
Income before provision for income taxes | 9,000 | 10,876 |
Provision for income taxes | 1,561 | 2,072 |
Net income | $ 7,439 | $ 8,804 |
Earnings per common share: | ||
Basic (in dollars per share) | $ 2.88 | $ 3.39 |
Diluted (in dollars per share) | $ 2.86 | $ 3.35 |
Weighted average number of common shares outstanding: | ||
Basic (in shares) | 2,562,182 | 2,578,496 |
Diluted (in shares) | 2,581,702 | 2,613,414 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 |
---|---|---|
ASSETS | ||
Cash and cash equivalents | $ 49,690 | $ 57,836 |
Available-for-sale (“AFS”) securities, at fair value (amortized cost of $9,539 and $11,621 at December 31, 2023 and 2022, respectively) | 8,287 | 10,207 |
Held-to-maturity (“HTM”) securities, at amortized cost (fair value of $1,787 and $1,810 at December 31, 2023 and 2022, respectively) | 2,166 | 2,199 |
Loans held-for-sale | 603 | 0 |
Loans held-for-portfolio | 894,478 | 865,981 |
Allowance for credit losses (“ACL”) on loans | (8,760) | (7,599) |
Total loans held-for-portfolio, net | 885,718 | 858,382 |
Accrued interest receivable | 3,452 | 3,083 |
Bank-owned life insurance (“BOLI”), net | 21,860 | 21,314 |
Other real estate owned (“OREO”) and repossessed assets, net | 575 | 659 |
Mortgage servicing rights (“MSRs”), at fair value | 4,632 | 4,687 |
Federal Home Loan Bank ("FHLB") stock, at cost | 2,396 | 2,832 |
Premises and equipment, net | 5,240 | 5,513 |
Operating lease right of use assets, net | 4,496 | 5,102 |
Other assets | 6,106 | 4,537 |
Total assets | 995,221 | 976,351 |
Deposits | ||
Interest-bearing | 699,813 | 635,567 |
Noninterest-bearing demand | 126,726 | 173,196 |
Total deposits | 826,539 | 808,763 |
Borrowings | 40,000 | 43,000 |
Accrued interest payable | 817 | 395 |
Operating lease liabilities | 4,821 | 5,448 |
Other liabilities | 9,563 | 8,318 |
Advance payments from borrowers for taxes and insurance | 1,110 | 1,046 |
Subordinated notes, net | 11,717 | 11,676 |
Total liabilities | 894,567 | 878,646 |
COMMITMENTS AND CONTINGENCIES (Notes 12 and 18) | ||
STOCKHOLDERS' EQUITY | ||
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding | 0 | 0 |
Common stock, $0.01 par value, 40,000,000 shares authorized, 2,549,427 and 2,583,619 issued and outstanding at December 31, 2023 and 2022, respectively | 25 | 26 |
Additional paid-in capital | 27,990 | 28,004 |
Retained earnings | 73,627 | 70,792 |
Accumulated other comprehensive loss, net of tax | (988) | (1,117) |
Total stockholders' equity | 100,654 | 97,705 |
Total liabilities and stockholders' equity | $ 995,221 | $ 976,351 |