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SFST

Southern First Bancshares Inc

SFST

31.40USD+0.40 (+1.29%)Delayed as of 07 Dec 2023, 02:27 pm
Watchlist

Market Summary

USD31.40+0.40
Delayedas of 07 Dec 2023, 02:27 pm
1.29%

SFST Stock Price

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SFST RSI Chart

SFST Valuation

Market Cap

250.7M

Price/Earnings (Trailing)

17

Price/Sales (Trailing)

1.39

EV/EBITDA

0.92

Price/Free Cashflow

11.23

SFST Price/Sales (Trailing)

SFST Profitability

EBT Margin

20.45%

Return on Equity

7.97%

Return on Assets

0.61%

Free Cashflow Yield

8.9%

SFST Fundamentals

SFST Revenue

Revenue Y/Y

53.38%

Revenue Q/Q

11.15%

SFST Earnings

Earnings (TTM)

14.8M

Earnings Y/Y

-51.29%

Earnings Q/Q

66.72%

Price Action

52 Week Range

20.7548.10
(Low)(High)

Last 7 days

4.6%

Last 30 days

9.3%

Last 90 days

10.9%

Trailing 12 Months

-35.0%

How does SFST drawdown profile look like?

SFST Financial Health

SFST Investor Care

Shares Dilution (1Y)

1.46%

Diluted EPS (TTM)

1.84

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20230000
20220000
202170.2M69.0M00
202094.9M95.8M95.2M71.3M
201981.1M85.6M89.8M92.7M
201864.4M68.0M71.9M76.7M
201752.8M55.2M58.3M61.2M
201647.6M48.7M49.9M51.2M
201541.4M42.9M44.4M46.0M
201436.7M37.6M38.8M39.9M
201334.9M35.3M35.6M36.1M
201235.1M34.7M34.7M34.7M
201135.3M35.2M35.1M35.1M
201036.0M35.9M35.7M35.5M
200900036.2M

Latest Insider Trading transactions for SFST

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Nov 22, 2023
ellison david g
bought
5,850
29.25
200
-
Oct 31, 2023
ellison david g
bought
5,400
27.00
200
-
Oct 26, 2023
ellison david g
bought
5,442
27.21
200
-
Oct 25, 2023
ellison david g
bought
6,372
25.49
250
-
Sep 19, 2023
ellison david g
bought
4,044
26.96
150
-
Aug 09, 2023
ellison david g
bought
4,402
29.348
150
-
Aug 02, 2023
ellison david g
bought
2,942
29.42
100
-
Aug 01, 2023
locke anna t
bought
39,520
30.4
1,300
-
Jul 28, 2023
borrmann david andrew
bought
56,050
29.5
1,900
chief financial officer
Jun 23, 2023
ellison david g
bought
2,500
25.00
100
-

1–10 of 50

Which funds bought or sold SFST recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Nov 24, 2023
DEUTSCHE BANK AG\
added
40.51
60,422
174,544
-%
Nov 21, 2023
COMERICA BANK
new
-
1,805
1,805
-%
Nov 17, 2023
JACOBS LEVY EQUITY MANAGEMENT, INC
reduced
-25.18
-166,344
730,101
-%
Nov 15, 2023
CAPTRUST FINANCIAL ADVISORS
reduced
-0.29
159,051
2,023,220
0.01%
Nov 15, 2023
MORGAN STANLEY
reduced
-2.68
75,496
1,347,940
-%
Nov 15, 2023
GSA CAPITAL PARTNERS LLP
new
-
520,000
520,000
0.04%
Nov 15, 2023
PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO
unchanged
-
8,000
97,000
-%
Nov 14, 2023
TWO SIGMA ADVISERS, LP
reduced
-48.63
-278,211
352,914
-%
Nov 14, 2023
TWO SIGMA INVESTMENTS, LP
sold off
-100
-402,608
-
-%
Nov 14, 2023
Nuveen Asset Management, LLC
unchanged
-
29,948
368,404
-%

1–10 of 50

Latest Funds Activity

Are funds buying SFST calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own SFST
No. of Funds

Schedule 13G FIlings of Southern First Bancshares Inc

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Aug 08, 2023
blackrock inc.
10.0%
806,965
SC 13G/A
Mar 24, 2023
fj capital management llc
5.69%
458,226
SC 13G
Feb 14, 2023
t. rowe price investment management, inc.
10.0%
799,080
SC 13G
Feb 14, 2023
price t rowe associates inc /md/
0.0%
1,242
SC 13G/A
Feb 08, 2023
fj capital management llc
3.60%
287,539
SC 13G/A
Feb 07, 2023
banc funds co llc
2.3%
186,493
SC 13G/A
Jan 25, 2023
blackrock inc.
8.7%
699,622
SC 13G
Feb 16, 2022
manulife financial corp
5.06%
-
SC 13G/A
Feb 14, 2022
price t rowe associates inc /md/
8.2%
653,401
SC 13G/A
Feb 11, 2022
fj capital management llc
7.59%
600,284
SC 13G/A

Recent SEC filings of Southern First Bancshares Inc

View All Filings
Date Filed Form Type Document
Nov 24, 2023
4
Insider Trading
Nov 01, 2023
4
Insider Trading
Oct 31, 2023
10-Q
Quarterly Report
Oct 26, 2023
4
Insider Trading
Oct 25, 2023
4
Insider Trading
Oct 19, 2023
8-K
Current Report
Sep 20, 2023
4
Insider Trading

Peers (Alternatives to Southern First Bancshares Inc)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
460.4B
154.1B
8.54% 18.84%
8.98
2.99
24.85% 38.27%
242.0B
142.1B
7.80% -6.85%
7.93
1.7
104.30% 11.29%
162.3B
94.4B
7.57% 2.47%
8.84
1.72
34.62% 12.81%
93.0B
119.9B
13.84% 7.45%
6.85
0.78
86.46% -
13.4B
9.8B
11.26% -26.88%
6.47
1.37
62.73% 6.26%
12.0B
7.6B
15.08% -23.56%
9.27
1.59
57.10% -39.78%
MID-CAP
5.5B
3.7B
8.69% -20.57%
6.57
1.47
53.61% 0.24%
5.1B
4.0B
10.80% -25.48%
3.95
1.61
76.30% 16.42%
3.2B
1.2B
10.93% -8.81%
11.08
2.59
53.00% -17.58%
2.9B
1.9B
8.83% -18.01%
7.49
1.49
57.80% 14.45%
SMALL-CAP
458.1M
154.1M
12.86% -22.38%
13.3
2.97
26.24% -26.76%
456.2M
115.7M
2.14% 14.76%
15.15
3.94
24.10% -20.09%
373.3M
155.7M
5.38% -18.45%
9.99
2.4
47.34% -10.62%
341.0M
96.3M
14.42% 6.23%
9.02
3.54
19.08% 25.77%
52.3M
58.7M
16.92% -24.00%
17.9
0.89
25.03% -65.02%

Southern First Bancshares Inc News

Latest updates
PR Newswire26 Oct 202307:00 am42 days ago
Defense World25 Oct 202306:19 am43 days ago
PR Newswire19 Oct 202307:00 am49 days ago
PR Newswire25 Jul 202307:00 am4 months ago
Fortune04 Apr 202307:00 am8 months ago
PR Newswire03 Apr 202307:00 am8 months ago
PR Newswire25 Aug 202207:00 am15 months ago
PR Newswire23 Aug 202207:00 am15 months ago
PR Newswire21 Jun 202207:00 am17 months ago
Zacks Investment Research17 Dec 202108:00 am24 months ago
GroundBreak Carolinas11 Sep 202007:00 am3 years ago
Upstate Business Journal22 Aug 201607:00 am7 years ago

Financials for Southern First Bancshares Inc

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Revenue11.2%47.0043.0038.0035.0031.0027.0024.0024.0023.0023.0023.00-23.0024.0024.0024.0024.0023.0022.0021.0020.00
EBITDA Margin---0.85*--1.51*1.58*1.62*1.56*1.38*1.27*1.12*1.05*1.08*1.08*1.13*1.13*----
Interest Expenses2.8%19.0019.0020.0024.0025.0025.0023.0023.0022.0021.0021.0021.0021.0020.0018.0018.0017.0017.0016.0016.0016.00
Income Taxes49.4%1.001.001.002.003.002.002.004.004.003.003.003.001.001.001.002.002.002.002.002.002.00
Earnings Before Taxes62.5%5.003.004.007.0011.0010.0010.0016.0018.0013.0013.0011.003.006.004.009.0010.009.008.007.007.00
EBT Margin---0.20*--0.54*0.61*0.65*0.61*0.44*0.36*0.25*0.23*0.30*0.33*0.38*0.38*----
Net Income66.7%4.002.003.005.008.007.008.0012.0014.0010.0010.009.002.005.003.007.007.007.006.006.006.00
Net Income Margin---0.16*--0.42*0.47*0.50*0.47*0.34*0.28*0.19*0.18*0.23*0.26*0.30*0.29*----
Free Cashflow---1.0013.0018.003.002.0018.0010.0015.008.0020.00-6.394.00-4.6819.00-----
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Assets0.4%4,0204,0023,9383,6923,4403,2883,0732,9262,7842,6502,5802,4832,4792,4822,3722,2672,2022,1162,0141,9011,858
    Cash Equivalents-25.7%152205-17116118214916712915415510116323814112813511711773.0090.00
  Net PPE-1.3%96.0097.0098.0099.0010097.0095.0092.0078.0069.0062.0060.0061.0061.0059.0058.0055.0048.0047.0032.0033.00
Liabilities0.4%3,7163,7013,6393,3973,1523,0052,7942,6482,5192,3992,3402,2542,2612,2662,1622,0612,0031,9261,8331,7271,691
Shareholder's Equity0.8%304302299295288283279278266252240228219216210206198190181174167
  Retained Earnings2.1%20119719519218717817116615414012911911010810410194.0086.0079.0073.0067.00
  Additional Paid-In Capital0.7%122121121119118118117114114113111109108108108106105104104103102
Shares Outstanding0.4%8.008.008.008.008.008.008.008.008.008.008.008.008.008.008.008.008.007.007.007.007.00
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Cashflow From Operations345.1%16,142-6,5861,23713,46722,4656,5067,86728,26515,96323,27210,56923,878-5,3395,638-3,55819,405-1,035-12,96512,9047,3595,724
  Share Based Compensation9.7%519473483525514495492443426382396361317385334438435424401394391
Cashflow From Investing35.3%-78,885-121,961-142,833-250,722-185,330-185,744-170,787-120,713-163,528-77,904-48,482-73,179-62,593-6,537-88,461-88,370-49,554-83,767-53,892-64,720-86,659
Cashflow From Financing-83.6%10,06561,412242,927247,523141,381212,112144,927131,124122,30153,08492,571-12,927-7,55998,193105,31562,25868,32896,21085,42140,24361,573

SFST Income Statement

2023-09-30
CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
3 Months Ended9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Interest income    
Loans$ 43,542$ 29,752$ 121,380$ 80,294
Investment securities1,4705062,7881,428
Federal funds sold and interest-bearing deposits with banks2,4356764,295915
Total interest income47,44730,934128,46382,637
Interest expense    
Deposits25,1305,02164,2457,773
Borrowings2,9724595,6231,362
Total interest expense28,1025,48069,8689,135
Net interest income19,34525,45458,59573,502
Provision for credit losses(500)9502,2353,830
Net interest income after provision for credit losses19,84524,50456,36069,672
Noninterest income    
Mortgage banking income1,2081,2303,1673,907
Service fees on deposit accounts3563181,011949
ATM and debit card income5885421,6801,604
Income from bank owned life insurance3493151,018945
Loss on disposal of fixed assets(394)
Gain on sale of securities12
Other income249275653850
Total noninterest income2,7502,6807,5297,873
Noninterest expenses    
Compensation and benefits10,2319,84330,87429,214
Occupancy2,5622,4427,5376,439
Outside service and data processing costs1,7441,5295,0784,591
Insurance1,2435072,8291,134
Professional fees5045551,9141,848
Marketing293338994934
Other7258322,5732,360
Total noninterest expenses17,30216,04651,79946,520
Income before income tax expense5,29311,13812,09031,025
Income tax expense1,1952,7252,8317,402
Net income$ 4,098$ 8,413$ 9,259$ 23,623
Earnings per common share    
Basic$ 0.51$ 1.06$ 1.15$ 2.97
Diluted$ 0.51$ 1.04$ 1.15$ 2.93
Weighted average common shares outstanding    
Basic8,052,9267,972,1468,043,4107,954,025
Diluted8,072,4088,065,0878,077,8308,071,988

SFST Balance Sheet

2023-09-30
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
Cash and cash equivalents:  
Cash and due from banks$ 17,395$ 18,788
Federal funds sold127,714101,277
Interest-bearing deposits with banks7,28350,809
Total cash and cash equivalents152,392170,874
Investment securities:  
Investment securities available for sale144,03593,347
Other investments19,60010,833
Total investment securities163,635104,180
Mortgage loans held for sale7,1173,917
Loans3,553,6323,273,363
Less allowance for credit losses(41,131)(38,639)
Loans, net3,512,5013,234,724
Bank owned life insurance52,14051,122
Property and equipment, net95,74399,183
Deferred income taxes, net13,07812,522
Other assets23,35115,459
Total assets4,019,9573,691,981
LIABILITIES  
Deposits3,347,7713,133,864
FHLB advances and related debt275,000175,000
Subordinated debentures36,29536,214
Other liabilities56,99352,391
Total liabilities3,716,0593,397,469
SHAREHOLDERS’ EQUITY  
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 10,000,000 shares authorized, 8,088,638 and 8,011,045 shares issued and outstanding at September 30, 2023 and December 31, 2022, respectively8180
Nonvested restricted stock(4,065)(3,306)
Additional paid-in capital121,757119,027
Accumulated other comprehensive loss(15,255)(13,410)
Retained earnings201,380192,121
Total shareholders’ equity303,898294,512
Total liabilities and shareholders’ equity$ 4,019,957$ 3,691,981
SFST
Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. The company was incorporated in 1999 and is headquartered in Greenville, South Carolina.
 CEO
 WEBSITEwww.southernfirst.com
 EMPLOYEES293

Southern First Bancshares Inc Frequently Asked Questions


What is the ticker symbol for Southern First Bancshares Inc? What does SFST stand for in stocks?

SFST is the stock ticker symbol of Southern First Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Southern First Bancshares Inc (SFST)?

As of Wed Dec 06 2023, market cap of Southern First Bancshares Inc is 250.75 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of SFST stock?

You can check SFST's fair value in chart. The fair value of Southern First Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Southern First Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for SFST so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Southern First Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether SFST is over valued or under valued. Whether Southern First Bancshares Inc is cheap or expensive depends on the assumptions which impact Southern First Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for SFST.

What is Southern First Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Dec 06 2023, SFST's PE ratio (Price to Earnings) is 17 and Price to Sales (PS) ratio is 1.39. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. SFST PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Southern First Bancshares Inc's stock?

In the past 10 years, Southern First Bancshares Inc has provided 0.09 (multiply by 100 for percentage) rate of return.