Last 7 days
7.2%
Last 30 days
14.5%
Last 90 days
18.5%
Trailing 12 Months
1.3%
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 2.2B | 2.4B | 2.5B | 0 |
2022 | 1.8B | 1.8B | 1.9B | 2.0B |
2021 | 1.9B | 1.8B | 1.8B | 1.8B |
2020 | 2.3B | 2.3B | 2.1B | 2.0B |
2019 | 2.1B | 2.2B | 2.3B | 2.3B |
2018 | 1.5B | 1.7B | 1.8B | 1.9B |
2017 | 1.2B | 1.2B | 1.3B | 1.4B |
2016 | 879.2M | 936.0M | 999.6M | 1.1B |
2015 | 713.8M | 746.7M | 787.4M | 831.1M |
2014 | 574.8M | 611.5M | 642.0M | 674.3M |
2013 | 813.2M | 1.1B | 1.5B | 1.8B |
2012 | 477.0M | 481.8M | 486.5M | 491.3M |
2011 | 4.4B | 3.1B | 1.8B | 472.3M |
2010 | 0 | 0 | 0 | 5.8B |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Oct 30, 2023 | graham peter m | acquired | - | - | 64,589 | evp & chief financial officer |
Sep 20, 2023 | lavelle mark l | acquired | - | - | 1,857 | - |
Sep 20, 2023 | manvitz ted | acquired | - | - | 1,725 | - |
Sep 20, 2023 | blackley richard scott | acquired | - | - | 1,680 | - |
Jul 31, 2023 | jafarieh nicolas | sold | -120,864 | 16.1152 | -7,500 | evp -legal, govt, comm officer |
Jun 21, 2023 | manvitz ted | acquired | - | - | 9,081 | - |
Jun 21, 2023 | ramsey samuel theron | acquired | - | - | 7,589 | - |
Jun 21, 2023 | wolberg kirsten o. | acquired | - | - | 7,589 | - |
Jun 21, 2023 | schneck-last vivian c. | acquired | - | - | 7,589 | - |
Jun 21, 2023 | matheson james d. | acquired | - | - | 7,589 | - |
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Dec 06, 2023 | CITIGROUP INC | reduced | -35.6 | -663,491 | 770,826 | -% |
Nov 24, 2023 | DEUTSCHE BANK AG\ | reduced | -85.93 | -2,258,300 | 300,348 | -% |
Nov 22, 2023 | Graham Capital Management, L.P. | sold off | -100 | -313,229 | - | -% |
Nov 21, 2023 | Walleye Capital LLC | reduced | -15.99 | -4,399,630 | 10,321,800 | 0.03% |
Nov 21, 2023 | COMERICA BANK | reduced | -65.42 | 2,592,740 | 2,605,740 | 0.01% |
Nov 21, 2023 | Walleye Trading LLC | reduced | -66.25 | -511,191 | 200,459 | -% |
Nov 17, 2023 | OLD NATIONAL BANCORP /IN/ | reduced | -4.41 | -113,247 | 446,789 | 0.01% |
Nov 17, 2023 | JACOBS LEVY EQUITY MANAGEMENT, INC | reduced | -9.01 | -14,683,800 | 46,332,000 | 0.27% |
Nov 16, 2023 | Creative Planning | reduced | -38.1 | -208,845 | 223,177 | -% |
Nov 15, 2023 | Edgestream Partners, L.P. | added | 116 | 138,041 | 308,357 | 0.03% |
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Jun 05, 2023 | impactive capital lp | 8.3% | 2e+07 | SC 13D/A | |
Feb 13, 2023 | ubs asset management americas inc | 6.62% | 16,562,446 | SC 13G | |
Feb 09, 2023 | vanguard group inc | 12.64% | 31,617,580 | SC 13G/A | |
Feb 08, 2023 | massachusetts financial services co /ma/ | 7.0% | 17,456,866 | SC 13G/A | |
Jan 30, 2023 | barclays plc | 14.17% | 355,801 | SC 13G | |
Jan 25, 2023 | blackrock inc. | 8.8% | 22,052,246 | SC 13G | |
Aug 01, 2022 | impactive capital lp | 9.0% | 22,593,389 | SC 13D/A | |
May 03, 2022 | impactive capital lp | 6.8% | 18,430,839 | SC 13D/A | |
Mar 10, 2022 | impactive capital lp | 5.5% | 15,485,159 | SC 13D | |
Feb 14, 2022 | va partners i, llc | 4.9% | 14,501,031 | SC 13D/A |
Date Filed | Form Type | Document | |
---|---|---|---|
Nov 28, 2023 | 8-K | Current Report | |
Nov 16, 2023 | 8-K | Current Report | |
Nov 08, 2023 | 8-K | Current Report | |
Nov 08, 2023 | 8-K | Current Report | |
Nov 03, 2023 | 144 | Notice of Insider Sale Intent | |
Nov 02, 2023 | 144 | Notice of Insider Sale Intent | |
Nov 01, 2023 | 4 | Insider Trading | |
Oct 25, 2023 | 8-K | Current Report | |
Oct 25, 2023 | 10-Q | Quarterly Report | |
Sep 22, 2023 | 4 | Insider Trading |
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 387.7B | 24.4B | 5.72% | 17.32% | 35.47 | 15.91 | 12.62% | 11.70% |
AXP | 122.8B | 58.9B | 10.08% | 9.28% | 15.32 | 2.08 | 15.86% | 4.59% |
PYPL | 63.7B | 29.1B | 7.01% | -20.59% | 16.91 | 2.19 | 7.67% | 63.77% |
COF | 45.0B | 40.0B | 12.37% | 26.18% | 4.99 | 1.13 | 38.19% | 82.75% |
DFS | 27.5B | 16.8B | 22.47% | 0.90% | 6.66 | 1.94 | 43.26% | -18.18% |
MID-CAP | ||||||||
ALLY | 9.1B | 13.4B | 14.98% | 21.14% | 7.42 | 0.68 | 37.40% | -41.48% |
CACC | 5.8B | 1.9B | 9.73% | 1.33% | 18.12 | 3.1 | 1.78% | -48.92% |
FCFS | 4.5B | 3.0B | 4.48% | 25.64% | 16.54 | 1.59 | 22.88% | 13.30% |
WU | 4.4B | 4.4B | 1.79% | -14.09% | 5.86 | 1 | -5.82% | -9.83% |
NNI | 3.2B | 1.1B | -2.57% | -8.64% | 24.5 | 2.8 | -3.84% | -74.30% |
SMALL-CAP | ||||||||
ENVA | 1.4B | 2.0B | 14.91% | 18.78% | 7.47 | 0.71 | 25.20% | -6.81% |
ATLC | 469.3M | 1.1B | 0.72% | 17.24% | 4.67 | 0.42 | 12.14% | -37.78% |
CPSS | 202.5M | 343.1M | -0.21% | 18.10% | 3.87 | 0.59 | 8.54% | -42.42% |
CURO | 30.6M | 803.8M | -5.13% | -78.24% | -0.07 | 0.04 | -22.19% | -1364.54% |
AIHS | 3.1M | 7.4M | 56.00% | -58.51% | -0.86 | 0.42 | -49.97% | -169.52% |
Income Statement (Quarterly) | (In Millions) | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 |
Revenue | 2.9% | 652 | 634 | 638 | 584 | 520 | 463 | 465 | 458 | 448 | 435 | 436 | 480 | 482 | 485 | 575 | 600 | 590 | 574 | 566 | 538 | 498 |
Operating Expenses | - | - | - | - | - | - | - | - | 125 | 141 | 128 | 124 | 122 | 127 | 142 | 147 | 142 | 154 | 139 | 140 | 146 | 151 |
EBITDA Margin | -7.5% | 0.81* | 0.88* | 0.98* | 1.05* | 1.38* | 1.44* | 1.28* | 1.66* | 1.72* | 1.77* | 1.55* | 1.30* | 1.07* | 1.02* | 1.13* | 1.02* | 1.03* | 1.00* | 1.01* | 1.02* | - |
Interest Expenses | -0.5% | 385 | 387 | 405 | 381 | 370 | 363 | 375 | 367 | 358 | 339 | 331 | 367 | 365 | 349 | 400 | 419 | 405 | 397 | 402 | 383 | 357 |
Income Taxes | -87.7% | 11.00 | 91.00 | 37.00 | -19.49 | 30.00 | 114 | 37.00 | 104 | 19.00 | 53.00 | 204 | 127 | 55.00 | -30.66 | 121 | 35.00 | 41.00 | 34.00 | 56.00 | 44.00 | -53.67 |
Earnings Before Taxes | -88.6% | 41.00 | 357 | 156 | -96.53 | 105 | 456 | 166 | 410 | 92.00 | 193 | 845 | 560 | 226 | -115 | 484 | 176 | 169 | 184 | 214 | 192 | 50.00 |
EBT Margin | -16.9% | 0.18* | 0.22* | 0.28* | 0.31* | 0.60* | 0.62* | 0.48* | 0.87* | 0.94* | 1.00* | 0.80* | 0.57* | 0.36* | 0.32* | 0.43* | 0.32* | 0.33* | 0.29* | 0.29* | 0.29* | - |
Net Income | -88.9% | 29.00 | 265 | 119 | -80.51 | 75.00 | 342 | 129 | 305 | 72.00 | 139 | 640 | 431 | 169 | -87.69 | 359 | 137 | 124 | 146 | 154 | 143 | 100 |
Net Income Margin | -16.7% | 0.13* | 0.16* | 0.20* | 0.23* | 0.44* | 0.47* | 0.36* | 0.65* | 0.71* | 0.75* | 0.62* | 0.43* | 0.27* | 0.24* | 0.33* | 0.25* | 0.26* | 0.26* | 0.25* | 0.25* | - |
Free Cashflow | 11.5% | -59.35 | -67.03 | 9.00 | -0.87 | 3.00 | -60.29 | 63.00 | 46.00 | 85.00 | -225 | 46.00 | 26.00 | -147 | -206 | 144 | 62.00 | -14.36 | -79.76 | 17.00 | -10.34 | - |
Balance Sheet | (In Millions) | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 |
Assets | 5.6% | 29,273 | 27,708 | 29,454 | 28,811 | 29,139 | 27,499 | 29,052 | 29,222 | 28,791 | 28,925 | 30,628 | 30,770 | 30,642 | 30,412 | 31,761 | 32,686 | 31,160 | 29,585 | 27,614 | 26,638 | 25,691 |
Cash Equivalents | -8.5% | 3,548 | 3,876 | 3,716 | 4,616 | 4,847 | 3,650 | 3,263 | 4,545 | 2,718 | 4,497 | 6,207 | 4,455 | 4,351 | 4,989 | 7,293 | 5,721 | 3,852 | 3,999 | 2,156 | 2,682 | 1,839 |
Net PPE | -1.7% | 133 | 135 | 138 | 141 | 144 | 147 | 148 | 151 | 153 | 154 | 155 | 155 | 149 | 148 | 144 | 135 | 135 | 130 | 131 | 106 | 105 |
Liabilities | 6.1% | 27,474 | 25,902 | 27,627 | 27,084 | 27,157 | 25,522 | 27,008 | 27,072 | 26,660 | 26,622 | 28,020 | 28,208 | 28,442 | 28,395 | 29,640 | 29,375 | 27,977 | 26,488 | 24,566 | 23,666 | 22,851 |
Short Term Borrowings | - | - | - | - | - | - | - | - | - | 200 | 199 | - | - | - | - | - | 289 | 298 | - | - | - | - |
Long Term Debt | 5.8% | 5,516 | 5,214 | 5,514 | 5,235 | 5,522 | 5,219 | 5,552 | 5,931 | 5,220 | 4,989 | 4,919 | 5,189 | 4,948 | 4,450 | 4,708 | 4,354 | 4,602 | 4,863 | 4,476 | 4,284 | 4,532 |
Shareholder's Equity | -0.4% | 1,799 | 1,806 | 1,827 | 1,727 | 1,982 | 1,977 | 2,044 | 2,150 | 2,131 | 2,303 | 2,608 | 2,563 | 2,200 | 2,017 | 2,121 | 3,312 | 3,183 | 3,097 | 3,048 | 2,973 | 2,840 |
Retained Earnings | 0.0% | 3,486 | 3,486 | 3,250 | 3,164 | 3,271 | 3,226 | 2,914 | 2,817 | 2,543 | 2,481 | 2,351 | 1,722 | 1,303 | 1,133 | 1,244 | 1,851 | 1,726 | 1,601 | 1,481 | 1,340 | 1,197 |
Additional Paid-In Capital | 1.0% | 1,141 | 1,130 | 1,121 | 1,109 | 1,102 | 1,095 | 1,087 | 1,074 | 1,068 | 1,059 | 1,053 | 1,331 | 1,243 | 1,234 | 1,227 | 1,308 | 1,302 | 1,296 | 1,291 | 1,275 | 1,269 |
Shares Outstanding | -3.8% | 226 | 235 | 241 | - | 251 | 261 | 277 | - | 300 | 312 | 361 | - | 375 | 375 | 410 | - | 424 | 429 | 435 | - | 435 |
Cashflow (Quarterly) | (In Thousands) | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 |
Cashflow From Operations | 11.5% | -59,350 | -67,034 | 8,888 | -875 | 3,368 | -60,289 | 62,788 | 45,602 | 84,809 | -225,685 | 45,752 | 26,482 | -147,006 | -206,559 | 144,414 | 61,760 | -14,357 | -79,759 | 16,715 | -10,341 | -12,906 |
Share Based Compensation | 2.2% | 8,472 | 8,292 | 11,536 | 6,848 | 6,856 | 8,375 | 11,921 | 6,746 | 6,686 | 6,444 | 11,124 | 5,747 | 9,244 | 7,399 | 13,610 | 5,759 | 5,368 | 5,582 | 13,891 | 6,172 | 5,567 |
Cashflow From Investing | -176.0% | -1,695,271 | 2,231,084 | -1,471,052 | 63,191 | -343,795 | 2,346,863 | -988,867 | 1,422,781 | -1,605,298 | 396,828 | 2,390,362 | 334,436 | -464,127 | -1,041,201 | 2,118,222 | 278,544 | -1,541,809 | 150,228 | -1,193,677 | -39,602 | -1,626,279 |
Cashflow From Financing | 171.3% | 1,451,564 | -2,035,850 | 587,471 | -314,151 | 1,568,343 | -1,940,374 | -168,710 | 183,736 | -247,551 | -1,881,587 | -674,114 | -264,702 | 20,473 | -1,130,455 | -501,028 | 1,386,002 | 1,410,665 | 1,759,677 | 804,876 | 777,126 | 1,435,449 |
Dividend Payments | -1.7% | 24,879 | 25,303 | 26,635 | 26,742 | 27,643 | 28,083 | 30,493 | 31,358 | 8,934 | 9,264 | 10,906 | 11,254 | 11,253 | 11,249 | 12,595 | 12,629 | 12,661 | 12,804 | 13,020 | - | - |
Buy Backs | -100.0% | - | 255,326 | 4,005 | 157,590 | 10,109 | 376,176 | 169,322 | 616,612 | 94.00 | 578 | 550,790 | - | - | - | 558,167 | 9,604 | 37,477 | 60,120 | 60,000 | - | - |
CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) shares in Thousands, $ in Thousands | 3 Months Ended | 9 Months Ended | ||
---|---|---|---|---|
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022 | |
Interest income: | ||||
Loans | $ 581,080 | $ 483,327 | $ 1,732,206 | $ 1,387,411 |
Investments | 13,268 | 10,260 | 36,636 | 24,252 |
Cash and cash equivalents | 57,902 | 26,324 | 154,911 | 36,317 |
Total interest income | 652,250 | 519,911 | 1,923,753 | 1,447,980 |
Interest expense: | ||||
Deposits | 209,921 | 105,468 | 584,859 | 215,473 |
Interest expense on short-term borrowings | 3,576 | 3,054 | 9,893 | 8,902 |
Interest expense on long-term borrowings | 54,125 | 41,879 | 152,674 | 116,255 |
Total interest expense | 267,622 | 150,401 | 747,426 | 340,630 |
Net interest income | 384,628 | 369,510 | 1,176,327 | 1,107,350 |
Less: provisions for credit losses | 198,023 | 207,598 | 329,864 | 336,193 |
Net interest income after provisions for credit losses | 186,605 | 161,912 | 846,463 | 771,157 |
Non-interest income: | ||||
Gains (losses) on sales of loans, net | (5) | 74,978 | 124,740 | 324,856 |
Gains (losses) on securities, net | 1,490 | 891 | 1,988 | (2,021) |
Gains (losses) on derivatives and hedging activities, net | 0 | 0 | 0 | (5) |
Other income | 22,753 | 19,234 | 63,275 | 52,451 |
Total non-interest income | 24,238 | 95,103 | 190,003 | 375,281 |
Operating expenses: | ||||
Compensation and benefits | 83,577 | 65,003 | 249,459 | 202,995 |
FDIC assessment fees | 12,283 | 4,592 | 33,663 | 11,501 |
Other operating expenses | 71,542 | 80,369 | 192,983 | 199,204 |
Total operating expenses | 167,402 | 149,964 | 476,105 | 413,700 |
Acquired intangible assets amortization expense | 2,834 | 2,328 | 7,351 | 5,478 |
Total non-interest expenses | 170,236 | 152,292 | 483,456 | 419,178 |
Income before income tax expense | 40,607 | 104,723 | 553,010 | 727,260 |
Income tax expense | 11,242 | 29,551 | 140,062 | 181,203 |
Net income | 29,365 | 75,172 | 412,948 | 546,057 |
Preferred stock dividends | 4,642 | 2,531 | 12,979 | 5,563 |
Net income attributable to SLM Corporation common stock | $ 24,723 | $ 72,641 | $ 399,969 | $ 540,494 |
Basic earnings per common share (in dollars per share) | $ 0.11 | $ 0.29 | $ 1.71 | $ 2.05 |
Average common shares outstanding (in shares) | 226,120 | 251,266 | 234,170 | 263,098 |
Diluted earnings per common share (in dollars per share) | $ 0.11 | $ 0.29 | $ 1.69 | $ 2.03 |
Average common and common equivalent shares outstanding (in shares) | 228,800 | 253,716 | 236,593 | 266,065 |
Declared dividends per common share (in dollars per share) | $ 0.11 | $ 0.11 | $ 0.33 | $ 0.33 |
CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands | Sep. 30, 2023 | Dec. 31, 2022 |
---|---|---|
Assets | ||
Cash and cash equivalents | $ 3,548,225 | $ 4,616,117 |
Investments: | ||
Trading investments at fair value (cost of $42,196 and $47,554, respectively) | 52,561 | 55,903 |
Available-for-sale investments at fair value (cost of $2,524,634 and $2,554,332, respectively) | 2,315,978 | 2,342,089 |
Other investments | 94,068 | 94,716 |
Total investments | 2,462,607 | 2,492,708 |
Loans held for investment (net of allowance for losses of $1,416,048 and $1,357,075, respectively) | 20,899,181 | 19,626,868 |
Loans held for sale | 0 | 29,448 |
Restricted cash | 175,061 | 156,719 |
Other interest-earning assets | 11,087 | 11,162 |
Accrued interest receivable | 1,457,323 | 1,202,059 |
Premises and equipment, net | 132,622 | 140,728 |
Goodwill and acquired intangible assets, net | 127,723 | 118,273 |
Income taxes receivable, net | 409,658 | 380,058 |
Tax indemnification receivable | 2,945 | 2,816 |
Other assets | 46,787 | 34,073 |
Total assets | 29,273,219 | 28,811,029 |
Liabilities | ||
Deposits | 21,550,745 | 21,448,071 |
Long-term borrowings | 5,515,532 | 5,235,114 |
Other liabilities | 407,718 | 400,874 |
Total liabilities | 27,473,995 | 27,084,059 |
Commitments and contingencies | ||
Equity | ||
Preferred stock, par value $0.20 per share, 20 million shares authorized: Series B: 2.5 million and 2.5 million shares issued, respectively, at stated value of $100 per share | 251,070 | 251,070 |
Common stock, par value $0.20 per share, 1.125 billion shares authorized: 438.2 million and 435.1 million shares issued, respectively | 87,639 | 87,025 |
Additional paid-in capital | 1,140,599 | 1,109,072 |
Accumulated other comprehensive loss (net of tax benefit of ($32,548) and ($30,160), respectively) | (101,315) | (93,870) |
Retained earnings | 3,485,575 | 3,163,640 |
Total SLM Corporation stockholders’ equity before treasury stock | 4,863,568 | 4,516,937 |
Less: Common stock held in treasury at cost: 211.9 million and 194.4 million shares, respectively | (3,064,344) | (2,789,967) |
Total equity | 1,799,224 | 1,726,970 |
Total liabilities and equity | $ 29,273,219 | $ 28,811,029 |
CEO | Mr. Jonathan W. Witter |
---|---|
WEBSITE | www.salliemae.com |
EMPLOYEES | 1700 |