SMBC - Southern Missouri Bancorp Inc Stock Price, Fair Value and News

40.24USD+0.13 (+0.32%)Market Closed

Market Summary

USD40.24+0.13

Market Closed

0.32%

SMBC Alerts

1 major insider sales recently.

SMBC Stock Price

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SMBC RSI Chart

SMBC Valuation

Market Cap

453.7M

Price/Earnings (Trailing)

10.47

Price/Sales (Trailing)

2.04

Price/Free Cashflow

7.91

SMBC Price/Sales (Trailing)

SMBC Profitability

Return on Equity

9.21%

Return on Assets

0.93%

Free Cashflow Yield

12.64%

SMBC Fundamentals

SMBC Revenue

Revenue (TTM)

222.3M

Rev. Growth (Yr)

58.49%

Rev. Growth (Qtr)

5.97%

SMBC Earnings

Earnings (TTM)

43.3M

Earnings Growth (Yr)

4.54%

Earnings Growth (Qtr)

-7.28%

Breaking Down SMBC Revenue

Last 7 days

-0.6%

Last 30 days

-3.8%

Last 90 days

-16.2%

Trailing 12 Months

13.1%

How does SMBC drawdown profile look like?

SMBC Financial Health

SMBC Investor Care

Dividend Yield

2.1%

Dividend/Share (TTM)

0.84

Shares Dilution (1Y)

0.43%

Diluted EPS (TTM)

3.82

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	153.7M	176.4M	199.5M	222.3M
2022	112.8M	116.9M	123.0M	133.8M
2021	109.2M	109.5M	111.4M	111.6M
2020	105.8M	107.1M	107.1M	108.3M
2019	92.4M	97.5M	102.4M	104.8M
2018	0	77.2M	82.3M	87.3M
2017	59.4M	61.5M	64.8M	68.9M
2016	55.9M	56.3M	57.5M	58.3M
2015	52.2M	55.3M	56.1M	55.9M
2014	38.7M	40.5M	44.5M	48.6M
2013	36.4M	36.3M	36.1M	37.1M
2012	39.8M	39.0M	38.1M	37.4M
2011	33.2M	35.0M	38.0M	40.4M
2010	0	27.5M	29.4M	31.3M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Southern Missouri Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 14, 2024	schalk sammy a	sold	-382,235	42.0639	-9,087	-
Mar 13, 2024	schalk sammy a	sold	-40,372	44.22	-913	-
Feb 14, 2024	hensley todd e.	acquired	175,500	17.55	10,000	-
Feb 08, 2024	young william e	acquired	-	-	500	-
Feb 08, 2024	funke matthew t	acquired	-	-	1,000	president/chief admin officer
Feb 08, 2024	steffens greg a	acquired	-	-	750	chairman/ceo
Feb 08, 2024	chkautovich stefan	acquired	-	-	750	chief financial officer
Feb 08, 2024	jones daniel lee	acquired	-	-	500	-
Feb 08, 2024	hensley todd e.	acquired	-	-	500	-
Feb 08, 2024	brooks rebecca j	acquired	-	-	500	-

Which funds bought or sold SMBC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 11, 2024	BTC Capital Management, Inc.	new	-	801,424	801,424	0.07%
Apr 05, 2024	LOS ANGELES CAPITAL MANAGEMENT LLC	reduced	-10.15	-100,553	279,744	-%
Apr 05, 2024	GAMMA Investing LLC	unchanged	-	6.00	2,666	-%
Apr 05, 2024	CWM, LLC	new	-	4,000	4,000	-%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	unchanged	-	14,700	53,390	-%
Mar 11, 2024	VANGUARD GROUP INC	added	4.08	9,325,260	30,699,100	-%
Mar 01, 2024	GOLDMAN SACHS GROUP INC	added	106	1,218,610	1,875,910	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	added	10.21	86,262	251,894	-%
Feb 15, 2024	MERCER GLOBAL ADVISORS INC /ADV	sold off	-100	-3,570,000	-	-%
Feb 15, 2024	Legal & General Group Plc	added	28.59	190,736	436,997	-%

Are Funds Buying or Selling SMBC?

Are funds buying SMBC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own SMBC

No. of Funds

SMBC Alerts

1 major insider sales recently.

Unveiling Southern Missouri Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	5.07%	574,997	SC 13G
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Feb 08, 2024	fj capital management llc	5.37%	608,264	SC 13G/A
Jan 29, 2024	blackrock inc.	6.2%	706,660	SC 13G
Mar 08, 2023	blackrock inc.	4.8%	542,161	SC 13G/A
Feb 23, 2023	fj capital management llc	5.27%	595,835	SC 13G
Feb 09, 2023	fmr llc	-	0	SC 13G/A
Feb 01, 2023	blackrock inc.	6.4%	594,333	SC 13G/A
Feb 11, 2022	fj capital management llc	3.95%	351,304	SC 13G/A
Feb 09, 2022	fmr llc	-	0	SC 13G

Recent SEC filings of Southern Missouri Bancorp Inc

View All Filings

Date Filed	Form Type	Document
Mar 21, 2024	144	Notice of Insider Sale Intent
Mar 21, 2024	S-8	Employee Benefits Plan
Mar 15, 2024	4	Insider Trading
Mar 04, 2024	8-K	Current Report
Feb 28, 2024	8-K	Current Report
Feb 16, 2024	4	Insider Trading
Feb 13, 2024	SC 13G	Major Ownership Report
Feb 12, 2024	4	Insider Trading
Feb 12, 2024	4	Insider Trading
Feb 12, 2024	4	Insider Trading

Peers (Alternatives to Southern Missouri Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	518.6B	171.1B	-6.55%	27.33%	10.47	3.03	60.72%	31.52%
BAC	277.4B	130.3B	-2.17%	15.28%	10.46	2.13	79.51%	-3.68%
WFC	204.6B	85.7B	-1.00%	36.59%	10.69	2.39	41.49%	39.96%
C	111.2B	133.3B	-0.80%	16.13%	12.05	0.83	79.09%	-
CFG	15.1B	10.2B	-1.99%	8.44%	9.42	1.48	44.53%	-22.43%
KEY	13.5B	7.9B	-0.07%	19.35%	13.94	1.7	46.47%	-49.56%
MID-CAP
CMA	6.6B	4.2B	0.48%	11.63%	7.49	1.58	56.25%	-23.46%
ZION	5.8B	3.9B	-0.96%	29.19%	8.57	1.48	45.91%	-25.03%
ABCB	3.1B	1.3B	-3.03%	32.01%	11.42	2.4	43.24%	-22.35%
ASB	3.0B	2.0B	-0.45%	11.20%	16.48	1.54	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	393.2M	164.9M	-3.99%	28.14%	33.62	2.38	42.66%	-70.76%
AROW	359.4M	162.6M	-8.71%	-4.36%	11.95	2.21	25.39%	-38.37%
ACNB	267.1M	96.6M	-9.56%	1.15%	8.43	2.76	11.02%	-11.37%
ASRV	44.4M	60.9M	1.17%	-15.64%	-13.27	0.73	24.06%	-144.92%

Southern Missouri Bancorp Inc News

Latest updates

Southern Missouri Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	6.0%	62.00	58.00	54.00	48.00	39.00	35.00	32.00	28.00	28.00	29.00	28.00	27.00	28.00	27.00	27.00	26.00	27.00	27.00	26.00	25.00	24.00
Interest Expenses	-2.6%	34.00	35.00	36.00	34.00	28.00	29.00	28.00	25.00	25.00	26.00	24.00	23.00	24.00	22.00	22.00	19.00	19.00	20.00	19.00	19.00	18.00
Income Taxes	-9.0%	3.00	3.00	4.00	1.00	3.00	2.00	4.00	2.00	3.00	3.00	4.00	3.00	3.00	3.00	2.00	1.00	2.00	2.00	2.00	2.00	2.00
Net Income	-7.3%	12.00	13.00	16.00	2.00	12.00	10.00	13.00	9.00	12.00	13.00	14.00	11.00	12.00	10.00	7.00	5.00	8.00	8.00	8.00	7.00	7.00
Net Income Margin	-9.1%	0.19*	0.21*	0.22*	0.24*	0.33*	0.36*	0.40*	0.42*	0.45*	0.45*	-	-	-	-	-	-	-	-	-	-	-
Free Cashflow	21.8%	16.00	13.00	21.00	8.00	20.00	7.00	21.00	16.00	15.00	11.00	-	-	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	3.9%	4,644	4,470	4,360	4,293	3,451	3,445	3,215	3,264	2,919	2,739	2,701	2,732	2,623	2,541	2,542	2,427	2,312	2,251	2,214	2,210	2,206
Cash Equivalents	145.3%	216	88.00	54.00	115	53.00	48.00	87.00	249	185	111	124	237	150	42.00	54.00	56.00	41.00	31.00	35.00	0.00	38.00
Net PPE	-0.2%	95.00	95.00	92.00	92.00	67.00	71.00	71.00	72.00	65.00	65.00	64.00	64.00	64.00	64.00	65.00	0.00	65.00	65.00	63.00	0.00	62.00
Goodwill	0%	51.00	51.00	51.00	51.00	27.00	27.00	27.00	28.00	15.00	14.00	14.00	14.00	14.00	14.00	14.00	0.00	14.00	14.00	14.00	-	-
Liabilities	3.9%	4,173	4,016	3,914	3,856	3,114	3,118	2,894	2,939	2,617	2,445	2,417	2,384	2,350	2,317	2,284	-	-	-	-	-	-
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	2,459	2,355	2,281	2,284	2.00	2,063	2,009	1,976	2.00	1,982
Shareholder's Equity	3.6%	470	454	446	437	337	326	321	325	302	293	283	273	268	260	258	250	249	242	238	0.00	224
Additional Paid-In Capital	0.0%	219	219	218	218	119	119	119	119	96.00	96.00	96.00	96.00	95.00	95.00	95.00	0.00	95.00	95.00	95.00	0.00	94.00
Float	-	-	-	-	-	357	-	-	-	402	-	-	-	242	-	-	-	298	-	-	-	274

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	19.3%	16,950	14,205	22,657	10,807	21,499	7,060	21,468	16,310	15,361	14,203	19,157	12,703	13,994	5,908	11,931	10,704	12,457	5,209	38,571	-16,909	9,968
Cashflow From Investing	46.8%	-39,179	-73,680	-139,686	198,840	-5,413	-267,146	-131,916	-36,193	-82,494	-53,325	-85,519	-23,653	22,989	-15,735	-122,610	-57,038	-54,859	-37,853	-112,906	105,065	-41,898
Cashflow From Financing	60.5%	150,389	93,689	56,451	-148,242	-10,669	221,012	-51,327	83,965	140,233	26,932	-46,942	98,326	70,662	-2,543	108,819	61,396	52,022	28,667	83,405	-100,207	48,184
Dividend Payments	0%	2,380	2,380	2,380	2,376	1,938	1,938	1,857	1,778	1,777	1,782	1,427	1,441	1,361	1,369	-	-	-	-	-	-	-
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

SMBC Income Statement

2023-12-31

CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)	3 Months Ended		6 Months Ended
CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2023	Dec. 31, 2022
Interest Income
Loans	$ 55,137,000	$ 36,993,000	$ 108,111,000	$ 70,173,000
Investment securities	1,776,000	778,000	3,489,000	1,443,000
Mortgage-backed securities	3,485,000	1,013,000	6,857,000	2,003,000
Other interest-earning assets	1,178,000	67,000	1,227,000	228,000
Total interest income	61,576,000	38,851,000	119,684,000	73,847,000
Interest Expense
Deposits	25,571,000	8,594,000	46,011,000	14,356,000
Advances from FHLB	1,079,000	1,657,000	2,918,000	2,095,000
Subordinated debt	440,000	349,000	874,000	638,000
Total interest expense	27,090,000	10,600,000	49,803,000	17,089,000
Net Interest Income	34,486,000	28,251,000	69,881,000	56,758,000
Provision for Credit Losses	900,000	1,138,000	1,800,000	6,194,000
Net Interest Income After Provision for Credit Losses	33,586,000	27,113,000	68,081,000	50,564,000
Noninterest Income
Deposit account charges and related fees	1,784,000	1,713,000	3,574,000	3,489,000
Bank card interchange income	1,329,000	1,079,000	2,673,000	2,097,000
Loan late charges	146,000	119,000	259,000	241,000
Loan servicing fees	285,000	257,000	515,000	569,000
Other loan fees	644,000	612,000	1,001,000	1,494,000
Net realized gains on sale of loans	304,000	127,000	517,000	419,000
Net realized losses on sale of AFS securities	(682,000)		(682,000)
Earnings on bank owned life insurance	472,000	319,000	931,000	637,000
Insurance brokerage commissions	310,000	293,000	573,000	550,000
Wealth management	668,000	430,000	1,463,000	778,000
Other income	380,000	507,000	668,000	696,000
Total noninterest income	5,640,000	5,456,000	11,492,000	10,970,000
Noninterest Expense
Compensation and benefits	12,961,000	9,793,000	25,610,000	19,545,000
Occupancy and equipment, net	3,478,000	2,442,000	6,992,000	4,890,000
Data processing expense	2,382,000	1,430,000	4,690,000	2,875,000
Telecommunications expense	465,000	347,000	996,000	677,000
Deposit insurance premiums	598,000	263,000	1,147,000	478,000
Legal and professional fees	387,000	852,000	803,000	1,263,000
Advertising	392,000	216,000	857,000	665,000
Postage and office supplies	283,000	235,000	586,000	448,000
Intangibles amortization	1,018,000	402,000	2,035,000	803,000
Foreclosed property expenses (gains)	44,000	35,000	36,000	(6,000)
Other operating expense	1,852,000	1,623,000	3,816,000	2,919,000
Total noninterest expense	23,860,000	17,638,000	47,568,000	34,557,000
Income Before Income Taxes	15,366,000	14,931,000	32,005,000	26,977,000
Income Taxes	3,173,000	3,267,000	6,660,000	5,710,000
Net Income	$ 12,193,000	$ 11,664,000	$ 25,345,000	$ 21,267,000
Basic earnings per share	$ 1.08	$ 1.26	$ 2.24	$ 2.30
Diluted earnings per share	1.07	1.26	2.23	2.30
Dividends paid	$ 0.21	$ 0.21	$ 0.42	$ 0.42

SMBC Balance Sheet

2023-12-31

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023
Assets
Cash and cash equivalents	$ 216,353	$ 53,979
Interest-bearing time deposits	737	1,242
Available for sale securities	417,406	417,554
Stock in FHLB of Des Moines	8,958	11,540
Stock in Federal Reserve Bank of St. Louis	9,065	9,061
Loans receivable, net of ACL of $50,084 and $47,820 at December 31, 2023 and June 30, 2023, respectively	3,681,806	3,571,078
Accrued interest receivable	24,491	18,871
Premises and equipment, net	94,519	92,397
Bank owned life insurance - cash surrender value	72,618	71,684
Goodwill	50,727	50,773
Other intangible assets, net	28,361	30,472
Prepaid expenses and other assets	38,461	31,560
Total assets	4,643,502	4,360,211
Liabilities and Stockholders' Equity
Deposits	3,994,898	3,725,540
Advances from FHLB	113,036	133,514
Accounts payable and other liabilities	31,518	27,271
Accrued interest payable	10,738	4,723
Subordinated debt	23,130	23,105
Total liabilities	4,173,320	3,914,153
Commitments and contingencies
Common stock, $.01 par value; 25,000,000 shares authorized; 11,925,087 and 11,919,087 shares issued at December 31, 2023 and June 30, 2023, respectively	119	119
Additional paid-in capital	218,675	218,260
Retained earnings	291,304	270,720
Treasury stock of 588,625 shares at December 31, 2023 and June 30, 2023, at cost	(21,116)	(21,116)
Accumulated other comprehensive loss	(18,800)	(21,925)
Total stockholders' equity	470,182	446,058
Total liabilities and stockholders' equity	$ 4,643,502	$ 4,360,211

About Southern Missouri Bancorp Inc

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. Additionally, the company offers interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposits, and retirement savings plans; and residential mortgage, commercial real estate, construction, commercial business loans, and consumer loans, including home equity, automobile, second mortgage, mobile home, and deposit-secured loans. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

CEO	Mr. Greg A. Steffens
WEBSITE	bankwithsouthern.com
INDUSTRY	Banks Diversified
EMPLOYEES	511

Southern Missouri Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Southern Missouri Bancorp Inc? What does SMBC stand for in stocks?

SMBC is the stock ticker symbol of Southern Missouri Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Southern Missouri Bancorp Inc (SMBC)?

As of Wed Apr 17 2024, market cap of Southern Missouri Bancorp Inc is 453.66 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of SMBC stock?

You can check SMBC's fair value in chart for subscribers.

What is the fair value of SMBC stock?

You can check SMBC's fair value in chart for subscribers. The fair value of Southern Missouri Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Southern Missouri Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for SMBC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Southern Missouri Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether SMBC is over valued or under valued. Whether Southern Missouri Bancorp Inc is cheap or expensive depends on the assumptions which impact Southern Missouri Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for SMBC.

What is Southern Missouri Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Apr 17 2024, SMBC's PE ratio (Price to Earnings) is 10.47 and Price to Sales (PS) ratio is 2.04. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. SMBC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Southern Missouri Bancorp Inc's stock?

In the past 10 years, Southern Missouri Bancorp Inc has provided 0.1 (multiply by 100 for percentage) rate of return.