TBNK - Territorial Bancorp Inc Stock Price, Fair Value and News

7.27USD-0.04 (-0.55%)Market Closed

Market Summary

USD7.27-0.04

Market Closed

-0.55%

TBNK Stock Price

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TBNK RSI Chart

TBNK Valuation

Market Cap

64.5M

Price/Earnings (Trailing)

12.84

Price/Sales (Trailing)

0.93

EV/EBITDA

-1.23

Price/Free Cashflow

8.52

TBNK Price/Sales (Trailing)

TBNK Profitability

EBT Margin

9.90%

Return on Equity

Return on Assets

0.22%

Free Cashflow Yield

11.74%

TBNK Fundamentals

TBNK Revenue

Revenue (TTM)

69.1M

Rev. Growth (Yr)

9.04%

Rev. Growth (Qtr)

1.77%

TBNK Earnings

Earnings (TTM)

5.0M

Earnings Growth (Yr)

-90.3%

Earnings Growth (Qtr)

-62.05%

Breaking Down TBNK Revenue

Last 7 days

4.4%

Last 30 days

-12.7%

Last 90 days

-34.6%

Trailing 12 Months

-58.1%

How does TBNK drawdown profile look like?

TBNK Financial Health

TBNK Investor Care

Dividend Yield

10.12%

Dividend/Share (TTM)

0.74

Buy Backs (1Y)

2.69%

Diluted EPS (TTM)

0.57

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	64.5M	66.4M	67.6M	69.1M
2022	60.2M	60.8M	61.6M	62.7M
2021	66.3M	63.0M	61.2M	60.3M
2020	75.4M	74.3M	72.5M	69.8M
2019	73.8M	74.7M	75.4M	75.6M
2018	69.8M	71.2M	72.3M	73.3M
2017	66.5M	66.7M	67.2M	68.3M
2016	64.2M	65.1M	65.8M	66.1M
2015	60.2M	61.0M	62.0M	63.1M
2014	57.0M	58.0M	58.9M	59.6M
2013	58.4M	56.7M	56.0M	56.2M
2012	63.0M	62.8M	61.8M	60.1M
2011	61.0M	61.5M	61.9M	62.7M
2010	0	61.4M	61.3M	61.1M
2009	0	0	0	61.5M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Territorial Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 05, 2024	kitagawa allan s	sold (taxes)	-8,352	7.77	-1,075	chairman, president and ceo
Apr 05, 2024	hirata vernon	sold (taxes)	-2,999	7.77	-386	vice chairman & co-coo
Apr 05, 2024	nakatsuka ralph y	sold (taxes)	-3,752	7.77	-483	vice chairman & co-coo
Apr 04, 2024	hirata vernon	sold (taxes)	-3,406	7.85	-434	vice chairman & co-coo
Apr 04, 2024	nakatsuka ralph y	sold (taxes)	-4,074	7.85	-519	vice chairman & co-coo
Apr 04, 2024	kitagawa allan s	sold (taxes)	-8,124	7.85	-1,035	chairman, president and ceo
Apr 03, 2024	hirata vernon	sold (taxes)	-4,189	7.83	-535	vice chairman & co-coo
Apr 03, 2024	kitagawa allan s	sold (taxes)	-11,666	7.83	-1,490	chairman, president and ceo
Apr 03, 2024	nakatsuka ralph y	sold (taxes)	-4,690	7.83	-599	vice chairman & co-coo
Apr 05, 2023	kitagawa allan s	sold (taxes)	-21,136	19.68	-1,074	chairman, president and ceo

Which funds bought or sold TBNK recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 22, 2024	CKW FINANCIAL GROUP	unchanged	-	-	2,000	-%
Apr 19, 2024	Cutler Group LLC / CA	sold off	-100	-1,000	-	-%
Mar 11, 2024	VANGUARD GROUP INC	added	1.43	807,566	4,115,210	-%
Feb 15, 2024	BARCLAYS PLC	unchanged	-	28,000	150,000	-%
Feb 14, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	unchanged	-	126,910	686,918	0.01%
Feb 14, 2024	ALLIANCEBERNSTEIN L.P.	added	5.17	1,193,450	5,307,720	-%
Feb 14, 2024	CITADEL ADVISORS LLC	reduced	-59.24	-109,676	109,638	-%
Feb 14, 2024	Royal Bank of Canada	reduced	-62.74	-8,000	6,000	-%
Feb 14, 2024	MALTESE CAPITAL MANAGEMENT LLC	sold off	-100	-727,200	-	-%
Feb 14, 2024	Fourthstone LLC	added	135	1,946,660	2,975,820	0.60%

Are Funds Buying or Selling TBNK?

Are funds buying TBNK calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own TBNK

No. of Funds

Unveiling Territorial Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	alliancebernstein l.p.	5.4%	476,029	SC 13G
Feb 13, 2024	territorial bancorp inc.	9.8%	864,603	SC 13G/A
Feb 13, 2024	renaissance technologies llc	5.22%	460,693	SC 13G/A
Feb 14, 2023	territorial bancorp inc.	9.64%	877,072	SC 13G/A
Feb 13, 2023	renaissance technologies llc	5.65%	512,173	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	6.2%	565,348	SC 13G/A
Feb 11, 2022	renaissance technologies llc	6.68%	624,109	SC 13G/A
Feb 08, 2022	territorial bancorp inc.	9.47%	883,400	SC 13G/A
Feb 08, 2022	dimensional fund advisors lp	6.0%	563,801	SC 13G/A
Jul 12, 2021	blackrock inc.	0.8%	73,039	SC 13G/A

Recent SEC filings of Territorial Bancorp Inc

View All Filings

Date Filed	Form Type	Document
Apr 16, 2024	DEF 14A	DEF 14A
Apr 16, 2024	ARS	ARS
Apr 08, 2024	4	Insider Trading
Apr 08, 2024	4	Insider Trading
Apr 08, 2024	4	Insider Trading
Apr 04, 2024	4	Insider Trading
Apr 04, 2024	4	Insider Trading
Apr 04, 2024	4	Insider Trading
Mar 15, 2024	10-K	Annual Report
Mar 07, 2024	8-K	Current Report

Peers (Alternatives to Territorial Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	545.8B	171.1B	-3.62%	34.84%	11.02	3.19	60.72%	31.52%
BAC	297.2B	130.3B	1.89%	26.38%	11.21	2.28	79.51%	-3.68%
WFC	218.6B	85.7B	6.97%	48.18%	11.42	2.55	41.49%	39.96%
C	116.5B	133.3B	0.23%	24.33%	12.63	0.87	79.09%	-
CFG	15.9B	10.2B	-1.71%	19.97%	9.86	1.55	44.53%	-22.43%
KEY	13.7B	7.9B	-2.66%	26.23%	14.13	1.72	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.86%	20.31%	7.91	1.67	56.25%	-23.46%
ZION	6.1B	3.9B	1.70%	40.85%	9.01	1.55	45.91%	-25.03%
ABCB	3.2B	1.3B	-0.47%	37.64%	12	2.52	43.24%	-22.35%
ASB	3.2B	2.0B	2.04%	17.26%	17.33	1.62	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	417.3M	164.9M	-1.17%	36.24%	35.68	2.53	42.66%	-70.76%
AROW	380.7M	162.6M	-5.72%	1.96%	12.66	2.34	25.39%	-38.37%
ACNB	295.6M	96.6M	-1.80%	12.20%	9.33	3.06	11.02%	-11.37%
ASRV	44.4M	60.9M	-3.30%	-12.00%	-13.27	0.73	24.06%	-144.92%

Territorial Bancorp Inc News

Latest updates

Territorial Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	1.8%	18.00	17.00	17.00	17.00	16.00	16.00	15.00	15.00	15.00	15.00	15.00	15.00	16.00	17.00	18.00	19.00	19.00	19.00	19.00	19.00	19.00
EBITDA Margin	-15.5%	0.73*	0.87*	1.01*	1.14*	1.25*	1.38*	1.39*	1.39*	1.23*	1.16*	1.14*	1.11*	-	-	-	-	-	-	-	-	-
Interest Expenses	-6.2%	9.00	10.00	11.00	12.00	13.00	14.00	14.00	14.00	19.00	14.00	13.00	4.00	14.00	14.00	15.00	15.00	14.00	15.00	15.00	15.00	15.00
Income Taxes	-81.8%	0.00	0.00	1.00	1.00	1.00	1.00	2.00	1.00	1.00	2.00	2.00	3.00	2.00	2.00	2.00	2.00	1.00	2.00	1.00	2.00	2.00
Earnings Before Taxes	-67.5%	0.00	1.00	2.00	3.00	5.00	5.00	6.00	6.00	6.00	6.00	6.00	7.00	7.00	6.00	6.00	6.00	6.00	7.00	6.00	8.00	6.00
EBT Margin	-39.0%	0.10*	0.16*	0.23*	0.29*	0.34*	0.37*	0.38*	0.38*	0.39*	0.42*	0.41*	0.39*	-	-	-	-	-	-	-	-	-
Net Income	-62.0%	0.00	1.00	1.00	2.00	3.00	4.00	4.00	5.00	4.00	4.00	4.00	5.00	6.00	4.00	4.00	4.00	5.00	5.00	5.00	7.00	5.00
Net Income Margin	-39.5%	0.07*	0.12*	0.17*	0.21*	0.26*	0.27*	0.28*	0.28*	0.29*	0.31*	0.30*	0.29*	-	-	-	-	-	-	-	-	-
Free Cashflow	291.9%	3.00	-1.34	8.00	-1.70	4.00	4.00	9.00	-3.81	4.00	2.00	5.00	1.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.2%	2,237	2,211	2,219	2,213	2,170	2,165	2,180	2,128	2,131	2,117	2,132	2,140	2,111	2,106	2,089	2,110	2,086	2,086	2,088	2,064	2,069
Cash Equivalents	42.1%	127	89.00	88.00	85.00	41.00	36.00	71.00	66.00	100	101	118	118	364	237	126	96.00	45.00	29.00	42.00	24.00	47.00
Net PPE	-2.2%	7.00	7.00	7.00	7.00	8.00	6.00	4.00	4.00	4.00	4.00	4.00	5.00	5.00	5.00	4.00	4.00	4.00	4.00	5.00	5.00	5.00
Liabilities	1.2%	1,986	1,962	1,969	1,959	1,913	1,908	1,924	1,870	1,874	1,865	1,881	1,888	1,862	1,860	1,845	1,866	1,842	1,840	1,846	1,825	1,834
Shareholder's Equity	0.9%	251	249	251	254	257	257	256	258	256	252	251	252	249	247	244	244	244	246	242	239	235
Retained Earnings	0.0%	212	212	213	213	215	215	213	211	208	207	205	203	200	198	195	193	191	193	189	187	183
Additional Paid-In Capital	0.1%	48.00	48.00	48.00	51.00	52.00	52.00	52.00	56.00	57.00	57.00	59.00	61.00	61.00	61.00	-60.61	63.00	65.00	65.00	64.00	64.00	65.00
Shares Outstanding	0%	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	99.00	-	-	-	172	-	-	-	223	-	-	-	205	-	-	-	270	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	370.7%	2,666	-985	8,157	-1,581	5,298	5,983	9,059	-3,674	3,742	2,498	4,923	1,361	8,821	1,948	8,937	1,283	10,589	1,640	6,621	3,477	11,316
Share Based Compensation	-1.1%	87.00	88.00	44.00	-42.00	224	-18.00	140	134	110	36.00	92.00	113	96.00	157	209	157	77.00	123	285	86.00	85.00
Cashflow From Investing	47.2%	13,743	9,334	-4,648	-1,555	-1,463	-20,418	-52,478	-20,893	-18,729	-913	-285,046	21,676	122,173	94,051	53,165	28,892	12,677	-8,853	-6,083	-3,778	-20,423
Cashflow From Financing	406.8%	21,128	-6,887	-709	47,443	432	-19,899	48,255	-9,508	13,460	-17,777	-	11,121	-4,949	15,307	-31,656	20,765	-7,870	-4,905	17,323	-23,095	32,069
Dividend Payments	-78.5%	424	1,968	1,987	2,033	2,893	2,019	2,046	2,113	2,952	2,066	-	5,206	2,043	2,087	2,130	2,140	6,709	2,938	2,028	2,014	3,828
Buy Backs	-100.5%	-1.00	221	2,540	1,345	953	141	3,765	1,135	-831	1,981	2,567	2,567	-	-360	3,528	2,193	-1,054	321	1,789	1,596	475

TBNK Income Statement

2023-12-31

Consolidated Statements of Income - USD ($)	12 Months Ended
Consolidated Statements of Income - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Interest income:
Loans	$ 47,043,000	$ 45,318,000
Investment securities	17,918,000	16,211,000
Other investments	4,127,000	1,173,000
Total interest income	69,088,000	62,702,000
Interest expense:
Deposits	19,484,000	4,925,000
Advances from the Federal Home Loan Bank	6,636,000	2,107,000
Securities sold under agreements to repurchase	183,000	183,000
Advances from the Federal Reserve Bank	154,000
Total interest expense	26,457,000	7,215,000
Net interest income	42,631,000	55,487,000
Reversal of provision for credit losses	(3,000)	(576,000)
Reversal of provision for credit losses		(576,000)
Net interest income after reversal of provision for credit losses	42,634,000	56,063,000
Noninterest income:
Service and other fees	1,327,000	1,416,000
Income on bank-owned life insurance	855,000	792,000
Net gain (loss) on sale of loans	10,000	(3,000)
Other	279,000	2,004,000
Total noninterest income	2,471,000	4,209,000
Noninterest expense:
Salaries and employee benefits	20,832,000	22,259,000
Occupancy	6,910,000	6,708,000
Equipment	5,156,000	5,006,000
Federal deposit insurance premiums	982,000	573,000
Other general and administrative expenses	4,388,000	4,252,000
Total noninterest expense	38,268,000	38,798,000
Income before income taxes	6,837,000	21,474,000
Income taxes	1,810,000	5,318,000
Net income	$ 5,027,000	$ 16,156,000
Basic earnings per share (in dollars per share)	$ 0.58	$ 1.81
Diluted earnings per share (in dollars per share)	0.57	1.80
Cash dividends declared per common share (in dollars per share)	$ 0.74	$ 1.02
Basic weighted-average shares outstanding (in shares)	8,636,495	8,865,946
Diluted weighted-average shares outstanding (in shares)	8,684,092	8,920,714
Service and Other Fees
Noninterest income:
Service and other fees	$ 1,327,000	$ 1,416,000

TBNK Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 126,659	$ 40,553
Investment securities available for sale, at fair value	20,171	20,821
Investment securities held to maturity, at amortized cost (fair value of $568,128 and $591,084 at December 31, 2023 and December 31, 2022, respectively)	685,728	717,773
Loans receivable	1,308,552	1,296,796
Loans receivable		1,296,796
Allowance for credit/loan losses	(5,121)	(2,032)
Allowance for credit/loan losses		(2,032)
Loans receivable, net of allowance for credit/loan losses	1,303,431
Loans receivable, net of allowance for credit/loan losses		1,294,764
Federal Home Loan Bank stock, at cost	12,192	8,197
Federal Reserve Bank stock, at cost	3,180	3,170
Accrued interest receivable	6,105	6,115
Premises and equipment, net	7,185	7,599
Right-of-use asset, net	12,371	14,498
Bank-owned life insurance	48,638	47,783
Income taxes receivable	344
Deferred income tax assets, net	2,457	1,643
Prepaid expenses and other assets	8,211	6,676
Total assets	2,236,672	2,169,592
Liabilities:
Deposits	1,636,604	1,716,152
Advances from the Federal Home Loan Bank	242,000	141,000
Advances from the Federal Reserve Bank	50,000
Securities sold under agreements to repurchase	10,000	10,000
Accounts payable and accrued expenses	23,334	24,180
Lease liability	17,297	15,295
Income taxes payable		838
Advance payments by borrowers for taxes and insurance	6,351	5,577
Total liabilities	1,985,586	1,913,042
Stockholders' Equity:
Common stock, $0.01 par value; authorized 100,000,000 shares; issued and outstanding 8,826,613 and 9,071,076 shares at December 31, 2023 and December 31, 2022, respectively	88	91
Additional paid-in capital	48,022	51,825
Unearned ESOP shares	(2,447)	(2,936)
Retained earnings	211,644	215,314
Accumulated other comprehensive loss	(6,221)	(7,744)
Total stockholders' equity	251,086	256,550
Total liabilities and stockholders' equity	$ 2,236,672	$ 2,169,592

About Territorial Bancorp Inc

Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that provides various financial services to individuals, families, and businesses in the State of Hawaii. It offers a range of deposit accounts, including passbook and statement savings, money market, commercial and regular checking, and Super NOW accounts, as well as certificates of deposit. It also provides various loan products, such as one-to four-family residential mortgage loans; home equity loans; consumer loans; and multi-family mortgage, commercial business, construction, commercial real estate, and other nonresidential real estate loans, as well as lines of credit and investment securities. In addition, the company is involved in the insurance agency activities. Further, it provides various non-deposit investments, which comprise annuities and mutual funds through a third-party broker-dealer. The company was founded in 1921 and is headquartered in Honolulu, Hawaii.

CEO	Mr. Allan S. Kitagawa
WEBSITE	territorialsavings.net
INDUSTRY	Banks Diversified
EMPLOYEES	253

Territorial Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Territorial Bancorp Inc? What does TBNK stand for in stocks?

TBNK is the stock ticker symbol of Territorial Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Territorial Bancorp Inc (TBNK)?

As of Mon Apr 22 2024, market cap of Territorial Bancorp Inc is 64.52 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of TBNK stock?

You can check TBNK's fair value in chart for subscribers.

What is the fair value of TBNK stock?

You can check TBNK's fair value in chart for subscribers. The fair value of Territorial Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Territorial Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for TBNK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Territorial Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether TBNK is over valued or under valued. Whether Territorial Bancorp Inc is cheap or expensive depends on the assumptions which impact Territorial Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for TBNK.

What is Territorial Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 22 2024, TBNK's PE ratio (Price to Earnings) is 12.84 and Price to Sales (PS) ratio is 0.93. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. TBNK PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Territorial Bancorp Inc's stock?

In the past 10 years, Territorial Bancorp Inc has provided -0.062 (multiply by 100 for percentage) rate of return.