TCBI - Texas Capital Bancshares Inc Stock Price, Fair Value and News

60.12USD-0.04 (-0.07%)Market Closed

Market Summary

USD60.12-0.04

Market Closed

-0.07%

TCBI Stock Price

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TCBI RSI Chart

TCBI Valuation

Market Cap

2.8B

Price/Earnings (Trailing)

15.75

Price/Sales (Trailing)

1.67

EV/EBITDA

0.28

Price/Free Cashflow

6.68

TCBI Price/Sales (Trailing)

TCBI Profitability

EBT Margin

13.89%

Return on Equity

5.57%

Return on Assets

0.61%

Free Cashflow Yield

14.96%

TCBI Fundamentals

TCBI Revenue

Revenue (TTM)

1.7B

Rev. Growth (Yr)

8.36%

Rev. Growth (Qtr)

0.07%

TCBI Earnings

Earnings (TTM)

176.6M

Earnings Growth (Yr)

-32.38%

Earnings Growth (Qtr)

29.74%

Breaking Down TCBI Revenue

Last 7 days

8.4%

Last 30 days

1.2%

Last 90 days

-4.4%

Trailing 12 Months

17.7%

How does TCBI drawdown profile look like?

TCBI Financial Health

Debt/Equity

0.27

Debt/Cashflow

0.52

TCBI Investor Care

Buy Backs (1Y)

1.70%

Diluted EPS (TTM)

3.31

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	1.7B	0	0	0
2023	1.3B	1.5B	1.6B	1.6B
2022	862.0M	887.4M	992.8M	1.1B
2021	958.7M	927.0M	902.0M	876.6M
2020	1.3B	1.2B	1.1B	1.0B
2019	1.2B	1.3B	1.3B	1.4B
2018	949.2M	1.0B	1.1B	1.2B
2017	727.6M	763.3M	818.5M	879.3M
2016	621.9M	640.9M	669.6M	703.4M
2015	538.8M	567.4M	586.0M	603.0M
2014	457.1M	474.6M	494.7M	514.5M
2013	409.5M	421.2M	434.4M	444.6M
2012	344.6M	364.9M	383.7M	398.5M
2011	285.6M	293.4M	304.1M	321.6M
2010	252.3M	261.5M	270.6M	279.8M
2009	0	0	0	243.2M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Texas Capital Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 27, 2024	long thomas e	bought	117,560	58.78	2,000	-
Feb 26, 2024	holmes rob c	sold (taxes)	-932,269	58.06	-16,057	president and ceo
Feb 26, 2024	storms timothy j	acquired	-	-	6,587	chief risk officer
Feb 26, 2024	scurlock john matthew	acquired	-	-	377	chief financial officer
Feb 26, 2024	scurlock john matthew	sold (taxes)	-5,341	58.06	-92.00	chief financial officer
Feb 26, 2024	storms timothy j	sold (taxes)	-93,302	58.06	-1,607	chief risk officer
Feb 26, 2024	detrich ellen	sold (taxes)	-5,341	58.06	-92.00	controller
Feb 26, 2024	holmes rob c	acquired	-	-	42,140	president and ceo
Feb 26, 2024	detrich ellen	acquired	-	-	377	controller
Feb 16, 2024	holmes rob c	acquired	-	-	691	president and ceo

Which funds bought or sold TCBI recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	Gradient Investments LLC	unchanged	-	-13.00	246	-%
Apr 23, 2024	Global Retirement Partners, LLC	unchanged	-	-49.00	3,078	-%
Apr 23, 2024	NEW MEXICO EDUCATIONAL RETIREMENT BOARD	unchanged	-	-31,000	609,000	0.02%
Apr 23, 2024	FIFTH THIRD BANCORP	reduced	-19.75	-4,783	15,511	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-10.26	-260,000	1,524,000	0.01%
Apr 23, 2024	Louisiana State Employees Retirement System	added	0.74	-35,425	837,080	0.02%
Apr 22, 2024	Raymond James Financial Services Advisors, Inc.	reduced	-0.08	-11,131	218,564	-%
Apr 22, 2024	MetLife Investment Management, LLC	reduced	-1.52	247,348	3,317,390	0.02%
Apr 22, 2024	RAYMOND JAMES & ASSOCIATES	reduced	-37.43	-229,779	338,771	-%
Apr 19, 2024	State of Alaska, Department of Revenue	unchanged	-	-16,000	319,000	-%

Are Funds Buying or Selling TCBI?

Are funds buying TCBI calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own TCBI

No. of Funds

Unveiling Texas Capital Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	t. rowe price investment management, inc.	5.7%	2,754,089	SC 13G
Feb 14, 2024	alliancebernstein l.p.	4.5%	2,181,932	SC 13G/A
Feb 13, 2024	vanguard group inc	10.18%	4,888,236	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	6.8%	3,265,086	SC 13G/A
Jan 25, 2024	state street corp	5.92%	2,844,869	SC 13G/A
Jan 23, 2024	blackrock inc.	12.5%	5,998,709	SC 13G/A
Feb 14, 2023	t. rowe price investment management, inc.	7.3%	3,633,859	SC 13G
Feb 14, 2023	alliancebernstein l.p.	5.0%	2,517,210	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	6.4%	3,197,594	SC 13G
Feb 10, 2023	vanguard group inc	10.20%	4,977,806	SC 13G/A

Recent SEC filings of Texas Capital Bancshares Inc

View All Filings

Date Filed	Form Type	Document
Apr 18, 2024	10-Q	Quarterly Report
Apr 18, 2024	8-K	Current Report
Mar 07, 2024	ARS	ARS
Mar 07, 2024	DEF 14A	DEF 14A
Mar 07, 2024	DEFA14A	DEFA14A
Feb 28, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading

Peers (Alternatives to Texas Capital Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.1B	171.1B	-2.31%	36.49%	11.22	3.25	60.72%	31.52%
BAC	301.8B	130.3B	3.56%	28.93%	11.38	2.32	79.51%	-3.68%
WFC	216.8B	85.7B	6.72%	47.09%	11.33	2.53	41.49%	39.96%
C	119.7B	133.3B	3.01%	27.78%	12.98	0.9	79.09%	-
CFG	16.0B	10.2B	-0.51%	22.27%	9.98	1.57	44.53%	-22.43%
KEY	13.8B	7.9B	-2.00%	32.35%	14.22	1.74	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.92%	23.45%	7.92	1.67	56.25%	-23.46%
ZION	6.2B	3.9B	2.71%	47.68%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	1.85%	41.72%	12.28	2.58	43.24%	-22.35%
ASB	3.2B	2.0B	3.40%	20.85%	17.57	1.64	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	414.1M	164.9M	-1.69%	36.50%	35.41	2.51	42.66%	-70.76%
AROW	383.2M	162.6M	-4.81%	4.19%	12.74	2.36	25.39%	-38.37%
ACNB	291.3M	96.6M	-3.52%	8.70%	9.19	3.01	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.56%	-9.83%	-13.48	0.74	24.06%	-144.92%

Texas Capital Bancshares Inc News

Latest updates

Texas Capital Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	0.1%	417	417	426	402	385	371	322	242	209	220	217	217	223	245	242	249	304	338	355	347	326
EBITDA Margin	-4.7%	0.70*	0.74*	0.94*	0.99*	1.06*	1.18*	1.14*	1.23*	1.31*	1.37*	1.34*	1.34*	-	-	-	-	-	-	-	-	-
Interest Expenses	0.1%	215	215	232	232	235	248	239	206	184	194	191	189	195	213	205	207	226	248	252	244	236
Income Taxes	65.4%	9.00	5.00	19.00	21.00	12.00	61.00	14.00	11.00	13.00	24.00	14.00	24.00	23.00	23.00	15.00	-7.61	-4.63	17.00	24.00	21.00	22.00
Earnings Before Taxes	37.2%	35.00	25.00	81.00	89.00	51.00	278	55.00	45.00	53.00	89.00	57.00	97.00	95.00	83.00	72.00	-41.92	-21.32	81.00	112	99.00	104
EBT Margin	-8.2%	0.14*	0.15*	0.32*	0.32*	0.33*	0.38*	0.24*	0.28*	0.34*	0.39*	0.37*	0.37*	-	-	-	-	-	-	-	-	-
Net Income	29.7%	26.00	20.00	62.00	69.00	39.00	217	41.00	34.00	40.00	65.00	43.00	73.00	72.00	60.00	57.00	-34.32	-16.69	64.00	88.00	78.00	82.00
Net Income Margin	-8.4%	0.11*	0.12*	0.24*	0.25*	0.25*	0.29*	0.18*	0.21*	0.26*	0.29*	0.28*	0.28*	-	-	-	-	-	-	-	-	-
Free Cashflow	-58.8%	76.00	184	88.00	69.00	17.00	-66.94	66.00	67.00	70.00	109	107	240	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	2.9%	29,181	28,356	29,628	28,977	28,597	28,415	30,409	32,339	31,085	34,732	36,404	35,229	40,054	37,726	38,433	36,613	35,879	32,548	33,526	29,970	28,383
Cash Equivalents	2.3%	3,316	3,243	4,193	2,847	3,650	5,012	3,640	4,275	5,372	7,947	8,535	6,971	11,428	9,206	10,647	9,717	9,661	4,426	5,209	3,645	2,331
Net PPE	54.2%	50.00	32.00	31.00	26.00	25.00	26.00	27.00	29.00	24.00	21.00	21.00	22.00	23.00	25.00	27.00	29.00	30.00	31.00	33.00	28.00	24.00
Liabilities	3.4%	26,010	25,157	26,551	25,895	25,517	25,359	27,523	29,332	27,995	31,522	33,257	32,114	36,895	34,855	35,632	33,878	33,076	29,747	30,769	27,302	25,801
Long Term Debt	0.1%	860	859	858	858	932	931	931	917	929	929	928	927	665	396	-	-	-	-	-	-	-
Shareholder's Equity	-0.9%	3,171	3,199	3,078	3,082	3,080	3,055	2,886	3,007	3,090	3,210	3,148	3,115	3,159	2,871	2,800	2,735	2,773	2,801	2,736	2,647	2,561
Retained Earnings	0.9%	2,457	2,435	2,420	2,362	2,298	2,264	2,051	2,013	1,984	1,948	1,887	1,848	1,781	1,713	1,655	1,601	1,637	1,664	1,602	1,516	1,441
Additional Paid-In Capital	-0.1%	1,045	1,046	1,039	1,035	1,032	1,026	1,020	1,015	1,011	1,009	1,001	992	984	992	988	983	980	978	975	972	969
Float	-	-	-	-	2,447	-	-	-	2,611	-	-	-	3,191	-	-	-	1,547	-	-	-	3,070	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-48.9%	95,820	187,667	95,412	72,458	18,203	-66,130	67,564	73,614	72,922	111,002	107,670	240,212	198,431	470,039	-82,930	467,016	1,785,744	189,407	-1,455,503	861,743	164,164
Share Based Compensation	36.5%	8,534	6,252	4,441	5,069	8,438	5,441	5,379	5,024	5,588	8,134	8,388	8,436	6,368	5,377	5,035	3,660	3,369	4,631	4,028	4,457	4,488
Cashflow From Investing	-354.4%	-809,960	318,414	643,924	-1,182,040	-1,535,776	3,649,756	1,193,481	-2,400,773	866,103	1,009,771	297,684	253,133	-327,802	-1,148,490	-768,426	-1,162,408	144,007	62,058	-423,882	-1,004,334	-909,998
Cashflow From Financing	154.1%	787,432	-1,456,007	605,995	307,322	155,018	-2,211,613	-1,896,154	1,230,982	-3,514,151	-1,709,165	1,158,498	-4,950,257	2,351,102	-761,955	1,781,558	751,401	3,305,241	-1,035,152	3,444,078	1,455,876	-2,939
Buy Backs	-29.6%	31,523	44,806	-	-	60,218	65,279	-	50,023	-	-	-	-	-	-	-	-	-	-	-	-	-

TCBI Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME AND OTHER COMPREHENSIVE INCOME/(LOSS) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income
Interest and fees on loans	$ 330,879	$ 297,438
Investment securities	32,144	25,292
Interest bearing cash and cash equivalents	54,355	62,436
Total interest income	417,378	385,166
Interest expense
Deposits	175,600	120,094
Short-term borrowings	12,783	14,744
Long-term debt	13,986	14,983
Total interest expense	202,369	149,821
Net interest income	215,009	235,345
Provision for credit losses	19,000	28,000
Net interest income after provision for credit losses	196,009	207,345
Non-interest income
Service charges on deposit accounts	6,339	5,022
Wealth management and trust fee income	3,567	3,429
Brokered loan fees	1,911	1,895
Investment banking and advisory fees	18,424	14,564
Trading income	4,712	4,204
Other	6,366	8,289
Total non-interest income	41,319	37,403
Non-interest expense
Salaries and benefits	128,727	128,670
Occupancy expense	9,737	9,619
Marketing	6,036	9,044
Legal and professional	16,195	14,514
Communications and technology	21,114	17,523
Federal Deposit Insurance Corporation insurance assessment	8,421	2,170
Other	12,163	12,487
Total non-interest expense	202,393	194,027
Income before income taxes	34,935	50,721
Income tax expense	8,793	12,060
Net income	26,142	38,661
Preferred stock dividends	(4,313)	(4,313)
Net income available to common stockholders	21,829	34,348
Other comprehensive income/(loss)
Change in unrealized gain/(loss)	(42,343)	42,953
Amounts reclassified into net income	19,708	12,973
Other comprehensive income/(loss)	(22,635)	55,926
Income tax expense/(benefit)	(4,753)	11,745
Other comprehensive income/(loss), net of tax	(17,882)	44,181
Comprehensive income	$ 8,260	$ 82,842
Basic earnings per common share
Basic earnings per common share	$ 0.46	$ 0.71
Diluted earnings per common share
Diluted earnings per common share	$ 0.46	$ 0.70

TCBI Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 167,985	$ 200,493
Interest bearing cash and cash equivalents	3,148,157	3,042,357
Available-for-sale debt securities	3,491,510	3,225,892
Held-to-maturity debt securities	849,283	865,477
Equity securities	73,487	51,825
Investment securities	4,414,280	4,143,194
Loans held for sale	37,750	44,105
Loans held for investment, mortgage finance	4,153,313	3,978,328
Loans held for investment	16,677,691	16,362,230
Less: Allowance for credit losses on loans	263,962	249,973
Loans held for investment, net	20,567,042	20,090,585
Premises and equipment, net	49,899	32,366
Accrued interest receivable and other assets	793,976	801,670
Goodwill and intangibles, net	1,496	1,496
Total assets	29,180,585	28,356,266
Deposits [Abstract]
Non-interest bearing deposits	8,478,215	7,328,276
Interest bearing deposits	15,475,822	15,043,563
Total deposits	23,954,037	22,371,839
Accrued interest payable	32,352	33,234
Other liabilities	413,711	392,904
Short-term borrowings	750,000	1,500,000
Long-term debt	859,823	859,147
Total liabilities	26,009,923	25,157,124
Stockholders’ equity:
Preferred stock	300,000	300,000
Common stock	514	511
Additional paid-in capital	1,044,669	1,045,576
Retained earnings	2,457,222	2,435,393
Treasury stock - 4,434,405 and 3,905,067 shares at cost at March 31, 2024 and December 31, 2023, respectively	(251,857)	(220,334)
Accumulated other comprehensive loss, net of taxes	(379,886)	(362,004)
Total stockholders’ equity	3,170,662	3,199,142
Total liabilities and stockholders’ equity	$ 29,180,585	$ 28,356,266

About Texas Capital Bancshares Inc

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.

CEO	Mr. Robert C. Holmes
WEBSITE	texascapitalbank.com
INDUSTRY	Banks Diversified
EMPLOYEES	2198

Texas Capital Bancshares Inc Frequently Asked Questions

What is the ticker symbol for Texas Capital Bancshares Inc? What does TCBI stand for in stocks?

TCBI is the stock ticker symbol of Texas Capital Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Texas Capital Bancshares Inc (TCBI)?

As of Tue Apr 23 2024, market cap of Texas Capital Bancshares Inc is 2.78 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of TCBI stock?

You can check TCBI's fair value in chart for subscribers.

What is the fair value of TCBI stock?

You can check TCBI's fair value in chart for subscribers. The fair value of Texas Capital Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Texas Capital Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for TCBI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Texas Capital Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether TCBI is over valued or under valued. Whether Texas Capital Bancshares Inc is cheap or expensive depends on the assumptions which impact Texas Capital Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for TCBI.

What is Texas Capital Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, TCBI's PE ratio (Price to Earnings) is 15.75 and Price to Sales (PS) ratio is 1.67. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. TCBI PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Texas Capital Bancshares Inc's stock?

In the past 10 years, Texas Capital Bancshares Inc has provided 0.008 (multiply by 100 for percentage) rate of return.