TMP - Tompkins Financial Corp Stock Price, Fair Value and News

46.62USD-0.03 (-0.06%)Market Closed

Market Summary

USD46.62-0.03

Market Closed

-0.06%

TMP Stock Price

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TMP RSI Chart

TMP Valuation

Market Cap

671.6M

Price/Earnings (Trailing)

70.66

Price/Sales (Trailing)

2.26

EV/EBITDA

2.67

Price/Free Cashflow

8.17

TMP Price/Sales (Trailing)

TMP Profitability

EBT Margin

4.08%

Return on Equity

1.42%

Return on Assets

0.12%

Free Cashflow Yield

12.25%

TMP Fundamentals

TMP Revenue

Revenue (TTM)

297.4M

Rev. Growth (Yr)

19.64%

Rev. Growth (Qtr)

7.05%

TMP Earnings

Earnings (TTM)

9.5M

Earnings Growth (Yr)

-23.25%

Earnings Growth (Qtr)

144.98%

Breaking Down TMP Revenue

Last 7 days

6.9%

Last 30 days

-2.3%

Last 90 days

-15.8%

Trailing 12 Months

-22.4%

How does TMP drawdown profile look like?

TMP Financial Health

TMP Investor Care

Dividend Yield

5.15%

Dividend/Share (TTM)

2.4

Buy Backs (1Y)

0.79%

Diluted EPS (TTM)

0.65

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	261.4M	272.3M	284.1M	297.4M
2022	240.7M	241.9M	244.4M	251.3M
2021	250.9M	247.3M	244.1M	241.3M
2020	259.6M	257.0M	255.5M	254.3M
2019	256.4M	260.3M	262.1M	261.4M
2018	233.3M	239.1M	245.3M	251.6M
2017	207.1M	213.0M	219.7M	226.8M
2016	191.8M	195.8M	199.4M	202.7M
2015	185.4M	186.0M	186.9M	188.7M
2014	186.0M	185.9M	186.1M	184.5M
2013	169.7M	182.1M	185.6M	185.1M
2012	135.9M	134.9M	143.5M	158.4M
2011	141.7M	139.8M	138.4M	137.1M
2010	0	145.9M	145.0M	144.1M
2009	0	0	0	146.8M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Tompkins Financial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 04, 2024	weber alfred j	acquired	13,475	47.45	284	-
Apr 04, 2024	johnson patricia a	acquired	15,662	47.75	328	-
Apr 04, 2024	rochon thomas r.	acquired	22,681	47.45	478	-
Feb 20, 2024	rahilly ita m	bought	100,000	50.463	1,981	-
Jan 30, 2024	spain michael h	acquired	-	-	1,444	-
Jan 30, 2024	battaglia paul j.	acquired	-	-	1,354	-
Jan 30, 2024	weber alfred j	acquired	-	-	645	-
Jan 30, 2024	johnson patricia a	acquired	-	-	345	-
Jan 30, 2024	rochon thomas r.	acquired	-	-	2,323	-
Jan 29, 2024	rochon thomas r.	acquired	-	-	385	-

Which funds bought or sold TMP recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	Global Retirement Partners, LLC	unchanged	-	-1,803	50,642	-%
Apr 23, 2024	Louisiana State Employees Retirement System	unchanged	-	-61,628	311,798	0.01%
Apr 23, 2024	Cornell Pochily Investment Advisors, Inc.	reduced	-0.5	-1,153,470	5,661,950	2.25%
Apr 23, 2024	AMALGAMATED BANK	reduced	-15.43	-86,000	207,000	-%
Apr 23, 2024	FIFTH THIRD BANCORP	new	-	1,509	1,509	-%
Apr 23, 2024	WASHINGTON TRUST Co	unchanged	-	-153,175	774,969	0.03%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	80,085	429,139	-%
Apr 22, 2024	Boston Trust Walden Corp	sold off	-100	-9,768,220	-	-%
Apr 19, 2024	State of Alaska, Department of Revenue	reduced	-0.6	-78,000	384,000	-%
Apr 19, 2024	VALLEY NATIONAL ADVISERS INC	unchanged	-	-3,000	11,000	-%

Are Funds Buying or Selling TMP?

Are funds buying TMP calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own TMP

No. of Funds

Unveiling Tompkins Financial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	9.78%	1,403,911	SC 13G/A
Feb 12, 2024	principal financial group inc	5.29%	766,558	SC 13G/A
Feb 02, 2024	tompkins financial corp	8.20%	1,181,017	SC 13G/A
Jan 25, 2024	state street corp	9.47%	1,359,208	SC 13G/A
Jan 23, 2024	blackrock inc.	14.6%	2,100,481	SC 13G/A
Feb 10, 2023	tompkins financial corp	8.16%	1,184,570	SC 13G/A
Feb 10, 2023	state street corp	8.95%	1,296,721	SC 13G/A
Feb 09, 2023	vanguard group inc	9.77%	1,415,614	SC 13G/A
Feb 06, 2023	principal financial group inc	5.31%	774,389	SC 13G/A
Jan 23, 2023	blackrock inc.	14.6%	2,120,570	SC 13G/A

Recent SEC filings of Tompkins Financial Corp

View All Filings

Date Filed	Form Type	Document
Apr 08, 2024	13F-HR	Fund Holdings Report
Apr 08, 2024	4	Insider Trading
Apr 05, 2024	4	Insider Trading
Apr 05, 2024	4	Insider Trading
Apr 04, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 03, 2024	4	Insider Trading
Apr 02, 2024	ARS	ARS

Peers (Alternatives to Tompkins Financial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.1B	171.1B	-2.31%	36.49%	11.22	3.25	60.72%	31.52%
BAC	301.8B	130.3B	3.56%	28.93%	11.38	2.32	79.51%	-3.68%
WFC	216.8B	85.7B	6.72%	47.09%	11.33	2.53	41.49%	39.96%
C	119.4B	133.3B	3.01%	27.78%	12.94	0.9	79.09%	-
CFG	16.3B	10.2B	-0.51%	22.27%	10.13	1.6	44.53%	-22.43%
KEY	13.9B	7.9B	-2.00%	32.35%	14.42	1.76	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.92%	23.45%	7.96	1.68	56.25%	-23.46%
ZION	6.2B	3.9B	2.71%	47.68%	9.19	1.58	45.91%	-25.03%
ABCB	3.3B	1.3B	1.85%	41.72%	12.38	2.6	43.24%	-22.35%
ASB	3.2B	2.0B	3.40%	20.85%	17.62	1.65	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	414.5M	164.9M	-1.69%	36.50%	35.44	2.51	42.66%	-70.76%
AROW	380.2M	162.6M	-4.81%	4.19%	12.64	2.34	25.39%	-38.37%
ACNB	284.2M	96.6M	-3.52%	8.70%	8.97	2.94	11.02%	-11.37%
ASRV	47.3M	60.9M	-2.56%	-9.83%	-14.14	0.78	24.06%	-144.92%

Tompkins Financial Corp News

Latest updates

Tompkins Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	7.0%	81.00	75.00	72.00	69.00	68.00	64.00	61.00	59.00	61.00	61.00	60.00	60.00	63.00	64.00	63.00	63.00	65.00	66.00	66.00	65.00	65.00
EBITDA Margin	-8.9%	0.75*	0.82*	1.14*	1.27*	1.35*	1.40*	1.40*	1.40*	1.40*	1.41*	1.41*	1.39*	-	-	-	-	-	-	-	-	-
Interest Expenses	2.6%	52.00	51.00	52.00	54.00	57.00	58.00	58.00	57.00	58.00	56.00	55.00	55.00	58.00	58.00	56.00	53.00	53.00	53.00	52.00	52.00	53.00
Income Taxes	137.5%	3.00	-8.30	2.00	6.00	4.00	7.00	6.00	7.00	5.00	7.00	6.00	7.00	6.00	6.00	6.00	2.00	5.00	5.00	5.00	6.00	5.00
Earnings Before Taxes	143.6%	18.00	-41.63	10.00	25.00	24.00	28.00	27.00	30.00	25.00	28.00	29.00	32.00	30.00	31.00	27.00	10.00	26.00	26.00	24.00	27.00	24.00
EBT Margin	-35.8%	0.04*	0.06*	0.32*	0.40*	0.44*	0.45*	0.46*	0.47*	0.47*	0.49*	0.50*	0.48*	-	-	-	-	-	-	-	-	-
Net Income	145.0%	15.00	-33.35	8.00	19.00	20.00	21.00	21.00	23.00	19.00	21.00	23.00	26.00	24.00	24.00	21.00	8.00	21.00	20.00	19.00	21.00	19.00
Net Income Margin	-35.4%	0.03*	0.05*	0.25*	0.31*	0.34*	0.35*	0.35*	0.36*	0.37*	0.38*	0.39*	0.38*	-	-	-	-	-	-	-	-	-
Free Cashflow	-25.2%	17.00	23.00	20.00	21.00	19.00	29.00	23.00	24.00	28.00	40.00	19.00	29.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.7%	7,820	7,691	7,626	7,644	7,671	7,780	7,842	7,891	7,820	8,113	7,988	8,095	7,622	7,795	7,582	6,743	6,726	6,628	6,654	6,739	6,758
Cash Equivalents	-43.3%	80.00	140	82.00	71.00	78.00	104	80.00	175	63.00	333	291	518	388	375	479	115	138	127	81.00	71.00	80.00
Net PPE	-1.2%	80.00	81.00	81.00	82.00	82.00	83.00	84.00	84.00	85.00	86.00	87.00	88.00	89.00	89.00	90.00	94.00	94.00	95.00	96.00	97.00	97.00
Goodwill	0%	93.00	93.00	93.00	93.00	93.00	93.00	92.00	92.00	92.00	92.00	92.00	92.00	92.00	92.00	92.00	92.00	92.00	92.00	0.00	92.00	92.00
Liabilities	1.0%	7,150	7,079	6,990	6,995	7,053	7,207	7,218	7,234	7,091	7,391	7,260	7,385	6,904	7,081	6,884	6,061	6,063	5,968	5,997	6,091	6,138
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4.00	-	-	-	4.00
Shareholder's Equity	9.4%	669	611	636	650	616	573	624	657	729	722	728	710	718	714	698	683	2.00	660	658	647	621
Retained Earnings	1.3%	502	495	537	537	527	516	503	490	475	464	451	436	418	402	386	372	370	357	345	333	319
Additional Paid-In Capital	0.2%	297	297	298	303	303	303	303	306	313	316	328	333	334	337	335	334	339	342	355	367	367
Minority Interest	-6.2%	1.00	2.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00
Float	-	-	-	758	-	-	-	846	-	-	-	932	-	-	-	781	-	-	-	1,000	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-25.2%	18,931	25,323	21,991	22,758	21,017	30,806	27,599	23,918	29,823	40,861	20,237	30,256	40,071	18,231	18,942	24,143	27,406	28,200	29,571	16,438	39,675
Share Based Compensation	46.2%	1,155	790	1,110	1,045	1,281	1,089	1,028	945	1,300	1,411	1,259	1,175	1,361	1,078	1,114	1,180	1,226	997	1,027	985	966
Cashflow From Investing	-268.3%	-146,934	-39,891	11,443	29,081	107,101	24,017	-91,671	-47,891	4,074	-103,356	-102,843	-381,169	171,826	-312,198	-464,909	-38,438	-86,568	68,221	104,384	47,949	-43,172
Cashflow From Financing	-8.0%	67,329	73,170	-22,357	-59,139	-153,893	-31,603	-30,611	135,941	-304,277	104,968	-144,805	480,876	-198,174	189,580	809,830	-8,424	69,717	-50,007	-123,516	-74,202	-29,276
Dividend Payments	-1.7%	8,471	8,618	8,711	8,712	8,691	8,240	8,299	8,335	8,355	7,963	8,048	8,049	8,063	7,757	7,750	7,789	7,768	7,554	7,658	7,657	7,636
Buy Backs	-99.0%	23.00	2,325	6,378	-	-	1,302	3,758	10,370	2,596	13,194	6,475	1,508	3,794	-	-	5,620	2,875	14,708	12,284	-	1,242

TMP Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
INTEREST AND DIVIDEND INCOME
Loans	$ 260,434	$ 217,607	$ 214,684
Due from banks	674	371	343
Available-for-sale debt securities	29,677	27,929	23,440
Held-to-maturity debt securities	4,876	4,771	2,075
Federal Home Loan Bank and other stock	1,697	646	776
Total Interest and Dividend Income	297,358	251,324	241,318
INTEREST EXPENSE
Time certificates of deposits of $250,000 or more	11,421	2,298	2,202
Other deposits	59,387	13,870	8,645
Federal funds purchased and securities sold under agreements to repurchase	58	60	64
Trust preferred debentures	0		2,233
Other borrowings	16,978	4,815	4,382
Total Interest Expense	87,844	21,043	17,526
Net Interest Income	209,514	230,281	223,792
Less: Provision for credit loss expense	4,339	2,789	(2,219)
Net Interest Income After Credit for Credit Loss Expense	205,175	227,492	226,011
NONINTEREST INCOME
Insurance commissions and fees	37,351	36,201	34,836
Wealth management fees	17,951	18,091	19,388
Service charges on deposit accounts	6,913	7,365	6,347
Card services income	11,488	11,024	10,826
Other income	6,511	5,925	7,203
Net (loss) gain on securities transactions	(69,973)	(634)	249
Total Noninterest Income	10,241	77,972	78,849
NONINTEREST EXPENSE
Salaries and wages	97,370	98,261	96,038
Other employee benefits	27,333	24,969	24,172
Net occupancy expense of premises	13,278	13,093	13,179
Furniture and fixture expense	8,663	8,058	8,328
Amortization of intangible assets	334	873	1,317
Other operating expense	56,314	50,497	47,253
Total Noninterest Expenses	203,292	195,751	190,287
Income Before Income Tax Expense	12,124	109,713	114,573
Income Tax Expense	2,495	24,557	25,182
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation	9,629	85,156	89,391
Less: Net Income Attributable to Noncontrolling Interests	124	126	127
Net Income Attributable to Tompkins Financial Corporation	$ 9,505	$ 85,030	$ 89,264
Basic Earnings Per Share (in dollars per share)	$ 0.66	$ 5.92	$ 6.08
Diluted Earnings Per Share (in dollars per share)	$ 0.66	$ 5.89	$ 6.05

About Tompkins Financial Corp

Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates in three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking and savings accounts, time deposits, and IRA products, as well as brokered, reciprocal, and municipal money market deposits. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer loans, such as personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and internet banking services; financial and tax planning services; property and casualty, medical, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. The company primarily serves individuals, corporate executives, small business owners, and high net worth individuals. It operates through a network of banking offices in New York and Pennsylvania. The company was founded in 1836 and is headquartered in Ithaca, New York.

CEO	Mr. Stephen S. Romaine
WEBSITE	tompkinsfinancial.com
INDUSTRY	Banks Diversified
EMPLOYEES	978

Tompkins Financial Corp Frequently Asked Questions

What is the ticker symbol for Tompkins Financial Corp? What does TMP stand for in stocks?

TMP is the stock ticker symbol of Tompkins Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Tompkins Financial Corp (TMP)?

As of Tue Apr 23 2024, market cap of Tompkins Financial Corp is 672.05 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of TMP stock?

You can check TMP's fair value in chart for subscribers.

What is the fair value of TMP stock?

You can check TMP's fair value in chart for subscribers. The fair value of Tompkins Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Tompkins Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for TMP so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Tompkins Financial Corp a good stock to buy?

The fair value guage provides a quick view whether TMP is over valued or under valued. Whether Tompkins Financial Corp is cheap or expensive depends on the assumptions which impact Tompkins Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for TMP.

What is Tompkins Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, TMP's PE ratio (Price to Earnings) is 70.7 and Price to Sales (PS) ratio is 2.26. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. TMP PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Tompkins Financial Corp's stock?

In the past 10 years, Tompkins Financial Corp has provided 0.023 (multiply by 100 for percentage) rate of return.