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TransUnion Stock Research

TRU

73.64USD-3.06(-3.99%)Market Closed
Watchlist

Market Summary

USD73.64-3.06
Market Closed
-3.99%

TRU Alerts

  • 1 major insider sales recently.
  • Big fall in earnings (Y/Y)

TRU Stock Price

TRU RSI Chart

TRU Valuation

Market Cap

14.8B

Price/Earnings (Trailing)

59.88

Price/Sales (Trailing)

3.91

EV/EBITDA

13.07

Price/Free Cashflow

38.55

TRU Price/Sales (Trailing)

TRU Profitability

EBT Margin

10.27%

Return on Equity

7.17%

Return on Assets

2.62%

Free Cashflow Yield

2.59%

TRU Fundamentals

TRU Revenue

Revenue (TTM)

3.8B

Revenue Y/Y

2.08%

Revenue Q/Q

2.95%

TRU Earnings

Earnings (TTM)

247.6M

Earnings Y/Y

-43.62%

Earnings Q/Q

2.47%

Price Action

52 Week Range

82.75
(Low)(High)

Last 7 days

-4.4%

Last 30 days

-0.3%

Last 90 days

3.3%

Trailing 12 Months

17.3%

TRU Financial Health

Current Ratio

1.57

TRU Investor Care

Shares Dilution (1Y)

0.42%

Diluted EPS (TTM)

1.21

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales

Latest Insider Trading transactions for TRU

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-09-01
Martin Timothy J
sold (taxes)
-98,816
81.13
-1,218
evp - global solutions
2023-09-01
CHAOUKI STEVEN M
sold
-104,791
82.06
-1,277
president, us markets & ci
2023-08-28
Williams Jennifer A.
sold
-18,729
79.36
-236
svp, chief accounting officer
2023-08-25
Cello Todd M
sold (taxes)
-148,580
78.99
-1,881
evp & cfo
2023-08-25
Williams Jennifer A.
sold (taxes)
-7,820
78.99
-99.00
svp, chief accounting officer
2023-08-25
RUSSELL HEATHER J
sold (taxes)
-75,830
78.99
-960
evp, chief legal officer
2023-08-25
Achanta Venkat
sold (taxes)
-64,297
78.99
-814
evp, chief tech, data & analy.
2023-08-25
Muigai Susan W.
sold (taxes)
-41,864
78.99
-530
evp, chro
2023-08-25
MAULDIN RICHARD DANE
sold (taxes)
-52,686
78.99
-667
evp - operations
2023-08-25
Cartwright Christopher A
sold (taxes)
-531,366
78.99
-6,727
president and ceo

1–10 of 50

Which funds bought or sold TRU recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-09-12
Farther Finance Advisors, LLC
added
427
16,505
19,426
-%
2023-09-05
Delos Wealth Advisors, LLC
unchanged
-
48.00
235
-%
2023-08-24
Alberta Investment Management Corp
unchanged
-
69,617
336,819
-%
2023-08-23
CTC Alternative Strategies, Ltd.
new
-
266,322
266,322
0.33%
2023-08-22
COMERICA BANK
new
-
64,000
64,000
0.01%
2023-08-21
OSAIC HOLDINGS, INC.
added
9.62
433,929
1,570,530
-%
2023-08-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-2.79
4,578,570
24,898,000
0.04%
2023-08-21
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
reduced
-7.29
355,000
2,462,000
0.02%
2023-08-21
BOKF, NA
sold off
-100
-192,634
-
-%
2023-08-17
Orion Portfolio Solutions, LLC
reduced
-3.37
81,955
457,842
-%

1–10 of 46

Latest Funds Activity

Are funds buying TRU calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own TRU
No. of Funds

Schedule 13G FIlings of TransUnion

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Sep 11, 2023
t. rowe price investment management, inc.
7.0%
13,529,169
SC 13G/A
May 05, 2023
blackrock inc.
4.9%
9,519,445
SC 13G/A
Feb 14, 2023
t. rowe price investment management, inc.
12.0%
23,101,403
SC 13G/A
Feb 14, 2023
price t rowe associates inc /md/
6.6%
12,668,211
SC 13G/A
Feb 09, 2023
blackrock inc.
4.98%
9,607,042
SC 13G/A
Feb 09, 2023
vanguard group inc
9.14%
17,617,884
SC 13G/A
Feb 06, 2023
wellington management group llp
3.79%
7,304,746
SC 13G/A
Feb 01, 2023
blackrock inc.
5.0%
9,649,909
SC 13G/A
Feb 14, 2022
price t rowe associates inc /md/
12.4%
23,842,639
SC 13G/A
Feb 04, 2022
wellington management group llp
5.45%
10,436,242
SC 13G

Recent SEC filings of TransUnion

View All Filings
Date Filed Form Type Document
Sep 11, 2023
SC 13G/A
Major Ownership Report
Sep 05, 2023
4
Insider Trading
Sep 05, 2023
4
Insider Trading
Sep 01, 2023
144
Notice of Insider Sale Intent
Aug 29, 2023
4
Insider Trading
Aug 29, 2023
4
Insider Trading
Aug 29, 2023
4
Insider Trading
Aug 29, 2023
4
Insider Trading
Aug 29, 2023
4
Insider Trading
Aug 29, 2023
4
Insider Trading

Peers (Alternatives to TransUnion)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
35.7B
2.3B
6.00% 35.10%
70.91
15.52
2.52% -51.89%
23.8B
5.1B
1.38% 9.50%
45.46
4.71
-1.83% -30.04%
14.8B
3.8B
-0.28% 17.29%
59.88
3.91
11.54% -80.59%
MID-CAP
8.0B
6.9B
-0.99% -2.43%
14.69
1.15
-3.41% -20.61%
7.0B
4.9B
11.33% 51.88%
20.63
1.42
2.58% -10.08%
3.9B
4.6B
0.76% -13.69%
16.39
0.85
5.68% -45.36%
3.7B
19.2B
-3.37% 7.07%
12.31
0.19
-7.34% -28.30%
2.7B
1.5B
1.03% 18.97%
23.29
1.79
18.15% 14.33%
1.1B
1.7B
-3.65% -2.65%
17.62
0.68
-0.85% -26.15%
SMALL-CAP
1.7B
649.6M
-10.65% -17.66%
-60.32
2.61
15.33% 65.00%
611.6M
1.1B
-3.87% 13.56%
13.07
0.57
5.24% 6.74%
511.8M
1.0B
-5.57% -3.41%
8.33
0.51
-11.09% -22.81%
441.4M
2.1B
-4.94% -29.92%
27.37
0.21
-10.58% -78.02%

TransUnion News

Nasdaq
Here's What to Expect From Accenture's (ACN) Q4 Results.
Nasdaq,
5 hours ago
InvestorsObserver
Marketscreener.com

Returns for TRU

Cumulative Returns on TRU

66.3%


10-Year Cumulative Returns

12.8%


7-Year Cumulative Returns

1.0%


5-Year Cumulative Returns

-2.9%


3-Year Cumulative Returns

Risks for TRU

What is the probability of a big loss on TRU?

70.4%


Probability that TransUnion stock will be more than 20% underwater in next one year

46.1%


Probability that TransUnion stock will be more than 30% underwater in next one year.

35.4%


Probability that TransUnion stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does TRU drawdown profile look like?

Y-axis is the maximum loss one would have experienced if TransUnion was unfortunately bought at previous high price.

Drawdowns

Financials for TransUnion

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Revenue0.7%3,7953,7693,7443,5983,4033,1832,9602,8242,7312,5902,5312,5632,6022,6762,6562,5842,4982,3992,3172,2102,105
Operating Expenses1.4%3,1323,0883,0792,9972,8022,5642,3132,0722,0322,0152,0301,9991,9831,9751,9222,0001,9631,8901,8051,7071,597
  S&GA Expenses0.6%1,2071,1991,2321,2291,1681,061944833812814830832822817777784765740708674627
EBITDA-100.0%-1,1601,137-1,1081,045991--916863848834897887960923810788751729
EBITDA Margin-100.0%-0.31*0.30*-0.32*0.32*0.33*--0.34*0.32*0.31*0.31*0.33*0.33*0.37*0.37*0.34*0.34*0.34*0.35*
Interest Expenses8.2%27325323119916313711310510711412613915516617417917916013811492.00
Earnings Before Taxes---387---501--451390369342396375422389316344356381
EBT Margin-100.0%-0.10*0.10*-0.15*0.16*0.17*--0.17*0.15*0.14*0.13*0.15*0.14*0.16*0.16*0.13*0.15*0.16*0.18*
Net Income-18.3%2483032971,2411,2761,3081,387471460401343324313346347366321274277420442
Net Income Margin-100.0%-0.08*0.08*0.34*0.37*0.40*0.46*0.16*0.16*0.15*0.13*0.12*0.12*0.13*0.13*0.14*0.13*0.11*0.12*0.19*0.21*
Free Cashflow-100.0%-57.00-1.00-44.5064.00433584658574600582567667590588533429383376364374
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Assets0.5%11,62711,56311,66611,80411,87612,19712,6357,5087,3957,2887,3127,1987,0256,9337,1137,0227,1277,1767,0407,1417,110
  Current Assets2.6%1,4171,3811,4501,5391,4942,1682,6321,4511,2531,1231,4701,2171,065925888892870893842886854
    Cash Equivalents0.7%4424395855965221,2971,842709526433493554432306274236195201187227192
  Net PPE-6.8%195210218212218233248196209215220203203210219202215215220198203
  Goodwill0.5%5,5975,5705,5515,5135,5871685,5263,4253,4553,4553,2273,3133,2813,2783,1433,3133,3533,3543,2943,3393,392
Liabilities-0.9%7,1657,2327,3977,6507,7378,0558,6294,5274,4884,5254,6764,7964,7894,7694,7744,8935,0195,0995,0585,1775,196
  Current Liabilities6.5%9368789068909161,2091,357680602630670618582556571628576546549546537
    LT Debt, Non Current-1.8%5,3555,4555,5565,7795,8055,8326,2513,2533,2733,2933,3993,5613,5733,5863,5983,6463,8323,9523,9764,0584,071
Shareholder's Equity3.2%4,3624,2284,1704,0544,0394,0403,9082,8812,8052,6662,5402,3022,1392,0682,2452,0372,0111,9821,8901,8681,817
  Retained Earnings1.3%2,5122,4782,4472,4212,3622,2852,2551,2561,1601,051937850762708652583506419363275243
  Additional Paid-In Capital1.0%2,3452,3222,2902,2702,2402,2192,1892,1622,1342,1172,0882,0742,0562,0382,0222,0001,9761,9681,9471,9241,899
Accumulated Depreciation3.6%763737711685666654625622601582532521498471454431411388366352333
Shares Outstanding0.1%193193193193193192192192191191191190190189189188188187186185184
Minority Interest-2.9%10010310010010010298.0010010398.0096.0010097.0097.0094.0092.0097.0095.0093.0097.0097.00
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Cashflow From Operations94.0%705363297224313675808890789807788755855779777727626579556529524
  Share Based Compensation2.9%86.0084.0083.0082.0079.0073.0069.0064.0056.0056.0044.0048.0053.0043.0048.0051.0053.0058.0058.0047.0039.00
Cashflow From Investing68.4%-233-736-723-2,741-2,743-2,232-2,212-321-296-313-267-202-212-178-203-245-243-2,038-2,017-2,258-2,258
Cashflow From Financing-16.4%-552-474-8202,4302,4432,4272,762-418-412-379-296-223-386-476-486-466-3791,5131,5401,7091,788
  Dividend Payments2.6%82.0079.0078.0076.0074.0074.0070.0066.0062.0058.0058.0058.0057.0057.0057.0057.0056.0056.0042.0028.0014.00
  Buy Backs----------------------

TRU Income Statement

2023-06-30
Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
3 Months Ended6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Income Statement [Abstract]    
Revenue$ 968.0$ 948.3$ 1,908.2$ 1,869.5
Operating expenses    
Cost of services (exclusive of depreciation and amortization below)365.5328.9728.2650.0
Selling, general and administrative314.0306.3616.7642.7
Depreciation and amortization130.1130.6259.8259.4
Total operating expenses809.6765.81,604.71,552.1
Operating income158.4182.5303.6317.4
Non-operating income and (expense)    
Interest expense(72.6)(51.9)(144.4)(102.1)
Interest income4.31.210.11.9
Earnings from equity method investments4.93.18.06.1
Other income and (expense), net(18.3)(6.4)(25.0)(18.2)
Total non-operating income and (expense)(81.7)(54.0)(151.4)(112.2)
Income from continuing operations before income taxes76.6128.5152.2205.2
Provision for income taxes(19.3)(29.2)(37.9)(53.5)
Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest57.399.3114.3151.7
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent0.2(0.3)0.20.0
Net income57.299.6114.1151.6
Less: net income attributable to the noncontrolling interests(3.3)(4.1)(7.6)(7.7)
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent54.195.3106.8143.9
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent(0.2)0.3(0.2)0.0
Net income$ 53.9$ 95.6$ 106.5$ 143.9
Earnings Per Share, Basic [Abstract]    
Income (Loss) from Continuing Operations, Per Basic Share$ 0.28$ 0.49$ 0.55$ 0.75
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Basic Share0000
Earnings Per Share, Basic0.280.500.550.75
Earnings Per Share, Diluted [Abstract]    
Income (Loss) from Continuing Operations, Per Diluted Share0.280.490.550.75
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Diluted Share0000
Earnings Per Share, Diluted$ 0.28$ 0.49$ 0.55$ 0.75
Earnings Per Share, Diluted [Abstract]    
Weighted Average Number of Shares Outstanding, Basic193.2192.5192.8192.3
Weighted Average Number of Shares Outstanding, Diluted194.0193.1194.0193.1

TRU Balance Sheet

2023-06-30
Consolidated Balance Sheets - USD ($)
$ in Millions
Jun. 30, 2023
Dec. 31, 2022
Current assets:  
Cash and cash equivalents$ 442.0$ 585.3
Trade accounts receivable, net of allowance of $12.0 and $11.0672.8602.2
Other current assets302.5262.7
Total current assets1,417.31,450.2
Property, plant and equipment, net of accumulated depreciation and amortization of $763.4 and $711.3195.2218.2
Goodwill5,597.35,551.4
Other intangibles, net of accumulated amortization of $2,496.0 and $2,268.63,610.13,675.5
Other assets806.6771.0
Total assets11,626.511,666.3
Current liabilities:  
Trade accounts payable320.6250.4
Short-term debt and current portion of long-term debt114.6114.6
Other current liabilities500.7540.5
Total current liabilities935.9905.5
Long-term debt5,354.55,555.5
Deferred taxes699.7762.0
Other liabilities174.4173.9
Total liabilities7,164.57,396.9
Stockholders’ equity:  
Common stock, $0.01 par value; 1.0 billion shares authorized at June 30, 2023 and December 31, 2022, 199.4 million and 198.7 million shares issued at June 30, 2023 and December 31, 2022, respectively, and 193.3 million shares and 192.7 million shares outstanding as of June 30, 2023 and December 31, 2022, respectively2.02.0
Additional paid-in capital2,345.32,290.3
Treasury stock at cost; 6.1 million and 6.0 million shares at June 30, 2023 and December 31, 2022, respectively(294.4)(284.5)
Retained earnings2,511.52,446.6
Accumulated other comprehensive loss(202.6)(284.5)
Total TransUnion stockholders’ equity4,361.84,169.9
Noncontrolling interests100.299.5
Total stockholders’ equity4,462.04,269.4
Total liabilities and stockholders’ equity$ 11,626.5$ 11,666.3
Christopher A. Cartwright
10200
TransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics to businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, insurance, tenant and employment, collections and services, technology, commerce and communication, public sector, media, and other markets. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; and consumer services, which help consumers to manage their personal finances and consumer credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, identity protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, India, and the Asia Pacific. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.