Market Summary
USD164.91+1.05
Market Closed0.64%
TRV Stock Price
TRV RSI Chart
TRV Valuation
TRV Price/Sales (Trailing)
TRV Profitability
TRV Fundamentals
TRV Revenue
TRV Earnings
Price Action
52 Week Range
148.13193.49
(Low)(High)
Last 7 days
-4.2%
Last 30 days
-11.4%
Last 90 days
-13.0%
Trailing 12 Months
-9.0%
TRV Financial Health
TRV Investor Care
Peers (Alternatives to Travelers Companies)
View All Peers In Detail| Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|
| LARGE-CAP | ||||||||
PGR | 82.1B | 49.6B | -1.45% | 23.08% | 113.76 | 1.65 | 4.00% | -78.47% |
TRV | 38.3B | 36.9B | -11.40% | -9.04% | 13.47 | 1.04 | 5.94% | -22.39% |
AIG | 36.1B | 56.4B | -21.96% | -24.58% | 3.52 | 0.64 | 8.41% | 9.46% |
ALL | 27.8B | 51.4B | -20.78% | -23.42% | -19.61 | 0.54 | 1.63% | -195.35% |
RE | 24.1B | 12.1B | -9.20% | 18.91% | 40.37 | 2 | 1.63% | -56.71% |
HIG | 23.3B | 22.4B | -14.30% | -7.21% | 11.93 | 1.05 | -0.13% | -23.26% |
Y | 11.4B | 6.8B | 0.57% | 29.95% | 32.11 | 0.97 | -36.57% | -61.35% |
AFG | 10.1B | 7.0B | -10.40% | -12.63% | 11.2 | 1.43 | 7.45% | -54.99% |
| MID-CAP | ||||||||
RNR | 8.4B | 6.3B | -7.80% | 26.66% | -7.88 | 1.32 | 21.94% | -2542.77% |
ESGR | 4.0B | - | -7.41% | -13.46% | -4.15 | 4.2 | -80.45% | -283.49% |
| SMALL-CAP | ||||||||
HMN | 1.4B | 1.4B | -10.42% | -18.96% | -523.07 | 0.98 | 3.97% | -101.82% |
PLMR | 1.3B | 327.1M | -8.98% | -16.27% | 25.76 | 4.11 | 39.88% | 13.79% |
PRA | 961.6M | 1.1B | -8.24% | -30.70% | -2.4K | 0.87 | -1.58% | -100.28% |
JRVR | 776.0M | 813.7M | -6.42% | -3.67% | 25.05 | 0.95 | 5.28% | 117.92% |
Financials for Travelers Companies
| Income Statement (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Revenue | 1.7% | 36,884 | 36,259 | 35,761 | 35,312 | 34,816 |
| S&GA Expenses | 1.1% | 4,810 | 4,760 | 4,754 | 4,705 | 4,677 |
| EBITDA | -13.1% | 4,531 | 5,215 | 5,489 | 5,963 | - |
| EBITDA Margin | -14.6% | 0.12* | 0.14* | 0.17* | 0.17* | - |
| Earnings Before Taxes | -16.5% | 3,354 | 4,017 | 4,275 | 4,749 | 4,458 |
| EBT Margin | -17.9% | 0.09* | 0.11* | 0.13* | 0.13* | - |
| Interest Expenses | 0% | 351 | 351 | 350 | 345 | 340 |
| Net Income | -15.3% | 2,842 | 3,356 | 3,564 | 3,947 | 3,662 |
| Net Income Margin | -16.8% | 0.08* | 0.09* | 0.11* | 0.11* | - |
| Free Cahsflow | -5.2% | 6,465 | 6,817 | 6,876 | 7,350 | - |
| Balance Sheet | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Assets | 1.2% | 115,717 | 114,317 | 116,587 | 118,592 | 120,466 |
| Cash Equivalents | 3.4% | 799 | 773 | 710 | 752 | 761 |
| Goodwill | 0.8% | 3,952 | 3,922 | 3,967 | 4,001 | 4,008 |
| Liabilities | -0.3% | 94,157 | 94,411 | 93,713 | 93,061 | 91,579 |
| Shareholder's Equity | 8.3% | 21,560 | 19,906 | 22,874 | 25,531 | 28,887 |
| Retained Earnings | 1.4% | 43,516 | 42,917 | 42,684 | 42,359 | 41,555 |
| Shares Outstanding | -0.9% | 232 | 234 | 237 | 240 | 241 |
| Cashflow (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Cashflow From Operations | -5.2% | 6,465 | 6,817 | 6,876 | 7,350 | 7,274 |
| Cashflow From Investing | 2.6% | -3,728 | -3,828 | -3,778 | -5,079 | -5,196 |
| Cashflow From Financing | 10.7% | -2,669 | -2,989 | -3,049 | -2,173 | -2,037 |
| Dividend Payments | 0.6% | 875 | 870 | 869 | 868 | 869 |
| Buy Backs | -13.0% | 2,000 | 2,300 | 2,400 | 2,300 | 2,156 |
Risks for TRV
What is the probability of a big loss on TRV?
22.3%
Probability that Travelers Companies stock will be more than 20% underwater in next one year
18.5%
Probability that Travelers Companies stock will be more than 30% underwater in next one year.
8.8%
Probability that Travelers Companies stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.
How does TRV drawdown profile look like?
Y-axis is the maximum loss one would have experienced if Travelers Companies was unfortunately bought at previous high price.
Drawdowns
Returns for TRV
Cumulative Returns on TRV
9.5%
10-Year Cumulative Returns
7.6%
7-Year Cumulative Returns
6.5%
5-Year Cumulative Returns
23.3%
3-Year Cumulative Returns
What are the long-term rolling returns for TRV?
FIve years rolling returns for Travelers Companies.
Annualized Returns
Which funds bought or sold TRV recently?
View All Details| Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
|---|---|---|---|---|---|---|
2023-03-15 | B. Riley Wealth Advisors, Inc. | added | 4.9 | 479,262 | 2,169,260 | 0.06% |
2023-03-13 | Claro Advisors LLC | new | - | 309,744 | 309,744 | 0.10% |
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | added | 6.61 | 10,004,900 | 42,834,900 | 0.05% |
2023-03-06 | Rockefeller Capital Management L.P. | added | 9.07 | 2,731,000 | 10,888,000 | 0.06% |
2023-03-03 | TIAA, FSB | reduced | -5.54 | 1,142,420 | 8,473,420 | 0.03% |
2023-03-02 | OLIVER LAGORE VANVALIN INVESTMENT GROUP | reduced | -4.19 | 5,311 | 34,311 | 0.02% |
2023-03-02 | LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA | new | - | 158,055 | 158,055 | -% |
2023-02-28 | Voya Investment Management LLC | reduced | -4.73 | 4,264,210 | 29,974,200 | 0.04% |
2023-02-28 | Trust Investment Advisors | new | - | 218,238 | 218,238 | 0.21% |
2023-02-27 | ST GERMAIN D J CO INC | new | - | 18,749 | 18,749 | 0.01% |
Latest Funds Activity
Calls
Puts
Net Call Options
No. of Funds
Travelers Companies News
Schedule 13G FIlings of Travelers Companies
| Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
|---|---|---|---|---|---|
| Feb 09, 2023 | fmr llc | - | 0 | SC 13G/A | |
| Feb 09, 2023 | vanguard group inc | 9.33% | 21,874,602 | SC 13G/A | |
| Feb 07, 2023 | state street corp | 7.14% | 16,729,087 | SC 13G/A | |
| Feb 03, 2023 | blackrock inc. | 8.6% | 20,139,588 | SC 13G/A | |
| Feb 14, 2022 | state street corp | 7.05% | 17,333,262 | SC 13G/A | |
| Feb 11, 2022 | capital international investors | 3.5% | 8,696,305 | SC 13G/A | |
| Feb 10, 2022 | vanguard group inc | 8.76% | 21,544,414 | SC 13G/A | |
| Feb 09, 2022 | fmr llc | - | 0 | SC 13G/A | |
| Feb 01, 2022 | blackrock inc. | 8.0% | 19,784,069 | SC 13G/A | |
| Feb 16, 2021 | capital international investors | 6.0% | 15,160,534 | SC 13G |
TRV Fair Value
Travelers Companies fair value in different scenarios
The table shows the Fair Value estimates for Travelers Companies for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
| Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
|---|---|---|---|---|---|
| Very Low Inflation | 163.84 -0.65% | 247.95 50.35% | 313.77 90.27% | 392.90 138.25% | 466.12 182.65% |
| Current Inflation | 152.04 -7.80% | 224.09 35.89% | 278.48 68.87% | 344.20 108.72% | 404.93 145.55% |
| Very High Inflation | 137.31 -16.74% | 195.38 18.48% | 237.02 43.73% | 287.89 74.57% | 334.83 103.04% |
Historical Travelers Companies Fair Value Estimates
Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price
Recent SEC filings of Travelers Companies
View All Filings| Date Filed | Form Type | Document | |
|---|---|---|---|
| Feb 24, 2023 | 4 | Insider Trading | |
| Feb 24, 2023 | 4 | Insider Trading | |
| Feb 24, 2023 | 4 | Insider Trading | |
| Feb 23, 2023 | 4 | Insider Trading | |
| Feb 23, 2023 | 4 | Insider Trading | |
| Feb 23, 2023 | 4 | Insider Trading | |
| Feb 23, 2023 | 4 | Insider Trading | |
| Feb 23, 2023 | 4 | Insider Trading | |
| Feb 23, 2023 | 4 | Insider Trading | |
| Feb 23, 2023 | 4 | Insider Trading |
Latest Insider Trading transactions for TRV
Filter Transactions| Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
|---|---|---|---|---|---|---|
2023-02-23 | Toczydlowski Gregory C | sold | -998,216 | 184 | -5,419 | evp & president, business ins. |
2023-02-23 | Klenk Jeffrey P. | sold | -394,730 | 185 | -2,132 | evp & pres., bond & spec. ins. |
2023-02-23 | Lefebvre Mojgan M | sold | -986,230 | 183 | -5,374 | evp & chief tech & ops officer |
2023-02-22 | HEYMAN WILLIAM H | acquired | - | - | 7,993 | vice chairman |
2023-02-22 | Kurtzman Diane | sold (taxes) | -101,157 | 185 | -545 | evp & chief hr officer |
2023-02-22 | RUSSELL DOUGLAS K | sold (taxes) | -118,976 | 185 | -641 | svp, corp contr & treasurer |
2023-02-22 | Klein Michael Frederick | acquired | - | - | 9,326 | evp & president, personal ins. |
2023-02-22 | Klenk Jeffrey P. | acquired | - | - | 3,996 | evp & pres., bond & spec. ins. |
2023-02-22 | Klenk Jeffrey P. | sold (taxes) | -345,977 | 185 | -1,864 | evp & pres., bond & spec. ins. |
2023-02-22 | Kurtzman Diane | acquired | - | - | 1,065 | evp & chief hr officer |
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
TRV Income Statement
2022-12-31Consolidated Statement of Income - USD ($) shares in Millions, $ in Millions | 12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020 | |
| Revenues | |||
| Premiums | $ 33,763 | $ 30,855 | $ 29,044 |
| Net investment income | 2,562 | 3,033 | 2,227 |
| Fee income | 412 | 402 | 429 |
| Net realized investment gains (losses) | (204) | 171 | 2 |
| Other revenues | 351 | 355 | 279 |
| Total revenues | 36,884 | 34,816 | 31,981 |
| Claims and expenses | |||
| Claims and claim adjustment expenses | 22,854 | 20,298 | 19,123 |
| Amortization of deferred acquisition costs | 5,515 | 5,043 | 4,773 |
| General and administrative expenses | 4,810 | 4,677 | 4,509 |
| Interest expense | 351 | 340 | 339 |
| Total claims and expenses | 33,530 | 30,358 | 28,744 |
| Income before income taxes | 3,354 | 4,458 | 3,237 |
| Income tax expense | 512 | 796 | 540 |
| Net income | $ 2,842 | $ 3,662 | $ 2,697 |
| Net income per share | |||
| Basic (in dollars per share) | $ 11.91 | $ 14.63 | $ 10.56 |
| Diluted (in dollars per share) | $ 11.77 | $ 14.49 | $ 10.52 |
| Weighted average number of common shares outstanding | |||
| Basic (in shares) | 237.0 | 248.5 | 253.5 |
| Diluted (in shares) | 239.7 | 250.8 | 254.6 |
TRV Balance Sheet
2022-12-31Consolidated Balance Sheet - USD ($) $ in Millions | Dec. 31, 2022 | Dec. 31, 2021 |
|---|---|---|
| Assets | ||
| Fixed maturities, available for sale, at fair value (amortized cost $77,380 and $74,751; allowance for expected credit losses of $3 and $3) | $ 71,160 | $ 77,810 |
| Equity securities, at fair value (cost $747 and $749) | 807 | 893 |
| Real estate investments | 952 | 979 |
| Short-term securities | 3,470 | 3,836 |
| Other investments | 4,065 | 3,857 |
| Total investments | 80,454 | 87,375 |
| Cash | 799 | 761 |
| Investment income accrued | 650 | 615 |
| Premiums receivable (net of allowance for expected credit losses of $77 and $107) | 8,922 | 8,085 |
| Reinsurance recoverables (net of allowance for estimated uncollectible reinsurance of $132 and $141) | 8,063 | 8,452 |
| Ceded unearned premiums | 1,024 | 902 |
| Deferred acquisition costs | 2,836 | 2,542 |
| Deferred taxes | 1,877 | 0 |
| Contractholder receivables (net of allowance for expected credit losses of $17 and $21) | 3,579 | 3,890 |
| Goodwill | 3,952 | 4,008 |
| Other intangible assets | 287 | 306 |
| Other assets | 3,274 | 3,530 |
| Total assets | 115,717 | 120,466 |
| Liabilities | ||
| Claims and claim adjustment expense reserves | 58,649 | 56,907 |
| Unearned premium reserves | 18,240 | 16,469 |
| Contractholder payables | 3,596 | 3,911 |
| Payables for reinsurance premiums | 419 | 384 |
| Deferred taxes | 0 | 289 |
| Debt | 7,292 | 7,290 |
| Other liabilities | 5,961 | 6,329 |
| Total liabilities | 94,157 | 91,579 |
| Shareholders’ equity | ||
| Common stock (1,750.0 shares authorized; 232.1 and 241.2 shares issued and outstanding) | 24,565 | 24,154 |
| Retained earnings | 43,516 | 41,555 |
| Accumulated other comprehensive income (loss) | (6,445) | 1,193 |
| Treasury stock, at cost (553.5 and 541.5 shares) | (40,076) | (38,015) |
| Total shareholders’ equity | 21,560 | 28,887 |
| Total liabilities and shareholders’ equity | $ 115,717 | $ 120,466 |