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Travelers Companies Inc Stock Research

TRV

164.91USD+1.05(+0.64%)Market Closed

Market Summary

USD164.91+1.05
Market Closed
0.64%

TRV Alerts

TRV Stock Price

TRV RSI Chart

TRV Valuation

Market Cap

38.3B

Price/Earnings (Trailing)

13.47

Price/Sales (Trailing)

1.04

EV/EBITDA

8.27

Price/Free Cashflow

5.92

TRV Price/Sales (Trailing)

TRV Profitability

EBT Margin

9.09%

Return on Equity

13.18%

Return on Assets

2.46%

Free Cashflow Yield

16.89%

TRV Fundamentals

TRV Revenue

Revenue (TTM)

36.9B

Revenue Y/Y

6.94%

Revenue Q/Q

3.58%

TRV Earnings

Earnings (TTM)

2.8B

Earnings Y/Y

-38.56%

Earnings Q/Q

80.4%

Price Action

52 Week Range

148.13193.49
(Low)(High)

Last 7 days

-4.2%

Last 30 days

-11.4%

Last 90 days

-13.0%

Trailing 12 Months

-9.0%

TRV Financial Health

TRV Investor Care

Dividend Yield

2.22%

Dividend/Share (TTM)

3.65

Buy Backs (1Y)

3.77%

Diluted EPS (TTM)

11.77

Peers (Alternatives to Travelers Companies)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
82.1B
49.6B
-1.45% 23.08%
113.76
1.65
4.00% -78.47%
38.3B
36.9B
-11.40% -9.04%
13.47
1.04
5.94% -22.39%
36.1B
56.4B
-21.96% -24.58%
3.52
0.64
8.41% 9.46%
27.8B
51.4B
-20.78% -23.42%
-19.61
0.54
1.63% -195.35%
24.1B
12.1B
-9.20% 18.91%
40.37
2
1.63% -56.71%
23.3B
22.4B
-14.30% -7.21%
11.93
1.05
-0.13% -23.26%
11.4B
6.8B
0.57% 29.95%
32.11
0.97
-36.57% -61.35%
10.1B
7.0B
-10.40% -12.63%
11.2
1.43
7.45% -54.99%
MID-CAP
8.4B
6.3B
-7.80% 26.66%
-7.88
1.32
21.94% -2542.77%
4.0B
-
-7.41% -13.46%
-4.15
4.2
-80.45% -283.49%
SMALL-CAP
1.4B
1.4B
-10.42% -18.96%
-523.07
0.98
3.97% -101.82%
1.3B
327.1M
-8.98% -16.27%
25.76
4.11
39.88% 13.79%
961.6M
1.1B
-8.24% -30.70%
-2.4K
0.87
-1.58% -100.28%
776.0M
813.7M
-6.42% -3.67%
25.05
0.95
5.28% 117.92%

Financials for Travelers Companies

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue1.7%36,88436,25935,76135,31234,816
  S&GA Expenses1.1%4,8104,7604,7544,7054,677
EBITDA-13.1%4,5315,2155,4895,963-
EBITDA Margin-14.6%0.12*0.14*0.17*0.17*-
Earnings Before Taxes-16.5%3,3544,0174,2754,7494,458
EBT Margin-17.9%0.09*0.11*0.13*0.13*-
Interest Expenses0%351351350345340
Net Income-15.3%2,8423,3563,5643,9473,662
Net Income Margin-16.8%0.08*0.09*0.11*0.11*-
Free Cahsflow-5.2%6,4656,8176,8767,350-
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets1.2%115,717114,317116,587118,592120,466
    Cash Equivalents3.4%799773710752761
  Goodwill0.8%3,9523,9223,9674,0014,008
Liabilities-0.3%94,15794,41193,71393,06191,579
Shareholder's Equity8.3%21,56019,90622,87425,53128,887
  Retained Earnings1.4%43,51642,91742,68442,35941,555
Shares Outstanding-0.9%232234237240241
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations-5.2%6,4656,8176,8767,3507,274
Cashflow From Investing2.6%-3,728-3,828-3,778-5,079-5,196
Cashflow From Financing10.7%-2,669-2,989-3,049-2,173-2,037
  Dividend Payments0.6%875870869868869
  Buy Backs-13.0%2,0002,3002,4002,3002,156

Risks for TRV

What is the probability of a big loss on TRV?

22.3%


Probability that Travelers Companies stock will be more than 20% underwater in next one year

18.5%


Probability that Travelers Companies stock will be more than 30% underwater in next one year.

8.8%


Probability that Travelers Companies stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does TRV drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Travelers Companies was unfortunately bought at previous high price.

Drawdowns

Returns for TRV

Cumulative Returns on TRV

9.5%


10-Year Cumulative Returns

7.6%


7-Year Cumulative Returns

6.5%


5-Year Cumulative Returns

23.3%


3-Year Cumulative Returns

What are the long-term rolling returns for TRV?

FIve years rolling returns for Travelers Companies.

Annualized Returns

Which funds bought or sold TRV recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-15
B. Riley Wealth Advisors, Inc.
added
4.9
479,262
2,169,260
0.06%
2023-03-13
Claro Advisors LLC
new
-
309,744
309,744
0.10%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
added
6.61
10,004,900
42,834,900
0.05%
2023-03-06
Rockefeller Capital Management L.P.
added
9.07
2,731,000
10,888,000
0.06%
2023-03-03
TIAA, FSB
reduced
-5.54
1,142,420
8,473,420
0.03%
2023-03-02
OLIVER LAGORE VANVALIN INVESTMENT GROUP
reduced
-4.19
5,311
34,311
0.02%
2023-03-02
LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA
new
-
158,055
158,055
-%
2023-02-28
Voya Investment Management LLC
reduced
-4.73
4,264,210
29,974,200
0.04%
2023-02-28
Trust Investment Advisors
new
-
218,238
218,238
0.21%
2023-02-27
ST GERMAIN D J CO INC
new
-
18,749
18,749
0.01%

1–10 of 48

Latest Funds Activity

Are funds buying TRV calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own TRV
No. of Funds

Travelers Companies News

MarketBeat

Ridgewood Investments LLC Invests $209000 in The Travelers ....

MarketBeat,
14 hours ago

Investing.com Australia

Nasdaq

Dow Movers: TRV, CVX.

Nasdaq,
3 days ago

Nasdaq

Nasdaq

InvestorsObserver

Schedule 13G FIlings of Travelers Companies

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 09, 2023
fmr llc
-
0
SC 13G/A
Feb 09, 2023
vanguard group inc
9.33%
21,874,602
SC 13G/A
Feb 07, 2023
state street corp
7.14%
16,729,087
SC 13G/A
Feb 03, 2023
blackrock inc.
8.6%
20,139,588
SC 13G/A
Feb 14, 2022
state street corp
7.05%
17,333,262
SC 13G/A
Feb 11, 2022
capital international investors
3.5%
8,696,305
SC 13G/A
Feb 10, 2022
vanguard group inc
8.76%
21,544,414
SC 13G/A
Feb 09, 2022
fmr llc
-
0
SC 13G/A
Feb 01, 2022
blackrock inc.
8.0%
19,784,069
SC 13G/A
Feb 16, 2021
capital international investors
6.0%
15,160,534
SC 13G

TRV Fair Value

Travelers Companies fair value in different scenarios

The table shows the Fair Value estimates for Travelers Companies for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

163.84

-0.65%

247.95

50.35%

313.77

90.27%

392.90

138.25%

466.12

182.65%
Current Inflation

152.04

-7.80%

224.09

35.89%

278.48

68.87%

344.20

108.72%

404.93

145.55%
Very High Inflation

137.31

-16.74%

195.38

18.48%

237.02

43.73%

287.89

74.57%

334.83

103.04%

Historical Travelers Companies Fair Value Estimates


Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of Travelers Companies

View All Filings
Date Filed Form Type Document
Feb 24, 2023
4
Insider Trading
Feb 24, 2023
4
Insider Trading
Feb 24, 2023
4
Insider Trading
Feb 23, 2023
4
Insider Trading
Feb 23, 2023
4
Insider Trading
Feb 23, 2023
4
Insider Trading
Feb 23, 2023
4
Insider Trading
Feb 23, 2023
4
Insider Trading
Feb 23, 2023
4
Insider Trading
Feb 23, 2023
4
Insider Trading

Latest Insider Trading transactions for TRV

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-02-23
Toczydlowski Gregory C
sold
-998,216
184
-5,419
evp & president, business ins.
2023-02-23
Klenk Jeffrey P.
sold
-394,730
185
-2,132
evp & pres., bond & spec. ins.
2023-02-23
Lefebvre Mojgan M
sold
-986,230
183
-5,374
evp & chief tech & ops officer
2023-02-22
HEYMAN WILLIAM H
acquired
-
-
7,993
vice chairman
2023-02-22
Kurtzman Diane
sold (taxes)
-101,157
185
-545
evp & chief hr officer
2023-02-22
RUSSELL DOUGLAS K
sold (taxes)
-118,976
185
-641
svp, corp contr & treasurer
2023-02-22
Klein Michael Frederick
acquired
-
-
9,326
evp & president, personal ins.
2023-02-22
Klenk Jeffrey P.
acquired
-
-
3,996
evp & pres., bond & spec. ins.
2023-02-22
Klenk Jeffrey P.
sold (taxes)
-345,977
185
-1,864
evp & pres., bond & spec. ins.
2023-02-22
Kurtzman Diane
acquired
-
-
1,065
evp & chief hr officer

1–10 of 50

Alan D. Schnitzer
30800
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United states and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

TRV Income Statement

2022-12-31
Consolidated Statement of Income - USD ($)
shares in Millions, $ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Revenues   
Premiums$ 33,763$ 30,855$ 29,044
Net investment income2,5623,0332,227
Fee income412402429
Net realized investment gains (losses)(204)1712
Other revenues351355279
Total revenues36,88434,81631,981
Claims and expenses   
Claims and claim adjustment expenses22,85420,29819,123
Amortization of deferred acquisition costs5,5155,0434,773
General and administrative expenses4,8104,6774,509
Interest expense351340339
Total claims and expenses33,53030,35828,744
Income before income taxes3,3544,4583,237
Income tax expense512796540
Net income$ 2,842$ 3,662$ 2,697
Net income per share   
Basic (in dollars per share)$ 11.91$ 14.63$ 10.56
Diluted (in dollars per share)$ 11.77$ 14.49$ 10.52
Weighted average number of common shares outstanding   
Basic (in shares)237.0248.5253.5
Diluted (in shares)239.7250.8254.6

TRV Balance Sheet

2022-12-31
Consolidated Balance Sheet - USD ($)
$ in Millions
Dec. 31, 2022
Dec. 31, 2021
Assets  
Fixed maturities, available for sale, at fair value (amortized cost $77,380 and $74,751; allowance for expected credit losses of $3 and $3)$ 71,160$ 77,810
Equity securities, at fair value (cost $747 and $749)807893
Real estate investments952979
Short-term securities3,4703,836
Other investments4,0653,857
Total investments80,45487,375
Cash799761
Investment income accrued650615
Premiums receivable (net of allowance for expected credit losses of $77 and $107)8,9228,085
Reinsurance recoverables (net of allowance for estimated uncollectible reinsurance of $132 and $141)8,0638,452
Ceded unearned premiums1,024902
Deferred acquisition costs2,8362,542
Deferred taxes1,8770
Contractholder receivables (net of allowance for expected credit losses of $17 and $21)3,5793,890
Goodwill3,9524,008
Other intangible assets287306
Other assets3,2743,530
Total assets115,717120,466
Liabilities  
Claims and claim adjustment expense reserves58,64956,907
Unearned premium reserves18,24016,469
Contractholder payables3,5963,911
Payables for reinsurance premiums419384
Deferred taxes0289
Debt7,2927,290
Other liabilities5,9616,329
Total liabilities94,15791,579
Shareholders’ equity  
Common stock (1,750.0 shares authorized; 232.1 and 241.2 shares issued and outstanding)24,56524,154
Retained earnings43,51641,555
Accumulated other comprehensive income (loss)(6,445)1,193
Treasury stock, at cost (553.5 and 541.5 shares)(40,076)(38,015)
Total shareholders’ equity21,56028,887
Total liabilities and shareholders’ equity$ 115,717$ 120,466