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UBFO

UBFO - United Security Bancshares-Fresno CA Stock Price, Fair Value and News

$10.41-0.08 (-0.76%)
Market Closed

43/100

UBFO

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

43/100

UBFO

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

Price Targets

Target 1Y

$9.38

Target 3M

$10.32

Target 6M

$10

UBFO Stock Valuation Analysis

Valuation

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UBFO Price Action

Last 7 days

-2.3%

Last 30 days

3.1%

Last 90 days

13.8%

Trailing 12 Months

7.9%

UBFO RSI Chart

UBFO Stock Valuation Analysis

Valuation

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UBFO Valuation

Market Cap

183.0M

Price/Earnings (Trailing)

16.09

Price/Sales (Trailing)

3

EV/EBITDA

1.77

Price/Free Cashflow

8.52

UBFO Price/Sales (Trailing)

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Risk

Balance Sheet

Momentum

Funds Popularity

Insider Trading

Price Targets

Target 1Y

$9.38

Target 3M

$10.32

Target 6M

$10

UBFO Fundamentals

UBFO Revenue

Revenue (TTM)

61.1M

Rev. Growth (Yr)

-0.82%

Rev. Growth (Qtr)

4.15%

UBFO Earnings

Earnings (TTM)

11.4M

Earnings Growth (Yr)

5.07%

Earnings Growth (Qtr)

85.48%

UBFO Profitability

EBT Margin

25.73%

Return on Equity

8.28%

Return on Assets

0.92%

Free Cashflow Yield

11.73%

UBFO Investor Care

Dividend Yield

2.31%

Dividend/Share (TTM)

0.24

Shares Dilution (1Y)

1.46%

Diluted EPS (TTM)

0.67

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202561.2M61.2M61.1M0
202460.7M60.6M61.0M60.8M
202353.8M57.9M59.7M60.4M
202239.2M40.8M44.4M49.3M
202133.9M35.1M36.9M37.8M
202040.4M38.3M36.0M34.9M
201938.2M40.1M41.0M41.3M
201834.1M34.4M35.4M36.6M
201730.2M31.3M32.1M32.9M
201627.8M28.0M28.8M29.5M
201525.7M26.3M26.8M27.4M
201423.1M23.5M24.2M25.0M
201324.3M23.5M23.2M23.0M
201227.5M26.9M26.1M25.1M
201131.4M30.2M29.1M27.9M
201000032.5M
Get all data in R, Python etc through our Historical Stock Data APIs

About United Security Bancshares-Fresno CA

UBFO
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, money order, and foreign draft services, as well as automated and interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.
 CEO
 WEBSITEunitedsecuritybank.com
 SECTORFinancial Services
 INDUSTRYBanks Regional
 EMPLOYEES117

United Security Bancshares-Fresno CA Frequently Asked Questions

UBFO is the stock ticker symbol of United Security Bancshares-Fresno CA. Every public company that trades on a stock exchange gets a ticker symbol.

As of Wed Jan 28 2026, market cap of United Security Bancshares-Fresno CA is 182.96 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

You can check UBFO's fair value in chart for subscribers.

The fair value guage provides a quick view whether UBFO is over valued or under valued. Whether United Security Bancshares-Fresno CA is cheap or expensive depends on the assumptions which impact United Security Bancshares-Fresno CA's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for UBFO.

As of Wed Jan 28 2026, UBFO's PE ratio (Price to Earnings) is 16.09 and Price to Sales (PS) ratio is 3. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. UBFO PE ratio will change depending on the future growth rate expectations of investors.

In the past 10 years, United Security Bancshares-Fresno CA has provided 0.077 (multiply by 100 for percentage) rate of return.