UNB RSI Chart
Last 7 days
-1.9%
Last 30 days
-1.3%
Last 90 days
-0.3%
Trailing 12 Months
34.8%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 47.3M | 50.7M | 54.0M | 57.1M |
2022 | 39.5M | 40.0M | 41.6M | 43.9M |
2021 | 37.3M | 38.0M | 38.6M | 39.3M |
2020 | 36.2M | 36.5M | 36.7M | 36.8M |
2019 | 33.2M | 34.2M | 35.2M | 35.9M |
2018 | 29.7M | 30.6M | 31.3M | 32.2M |
2017 | 27.2M | 27.6M | 28.3M | 29.0M |
2016 | 25.5M | 25.9M | 26.3M | 26.8M |
2015 | 24.9M | 24.9M | 25.1M | 25.1M |
2014 | 24.7M | 24.8M | 24.8M | 24.9M |
2013 | 24.8M | 24.7M | 24.5M | 24.5M |
2012 | 24.4M | 24.8M | 25.1M | 25.0M |
2011 | 23.1M | 23.3M | 23.5M | 23.7M |
2010 | 0 | 0 | 0 | 22.9M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Feb 29, 2024 | gould jonathan jay | acquired | - | - | 2,226 | - |
Feb 29, 2024 | hale karyn j | acquired | - | - | 2,252 | chief financial officer |
Feb 29, 2024 | schoenig vincent w | acquired | - | - | 1,862 | - |
Feb 29, 2024 | hogan patricia n | acquired | - | - | 1,862 | - |
Feb 29, 2024 | jacques lura l | acquired | - | - | 490 | - |
Feb 29, 2024 | silverman david scott | acquired | - | - | 4,980 | president & ceo |
Feb 29, 2024 | kendall stephen h | acquired | - | - | 1,862 | - |
Feb 29, 2024 | locklin carrie r | acquired | - | - | 693 | - |
Feb 22, 2024 | parent mary k | bought | 3,114 | 31.145 | 100 | - |
Feb 01, 2024 | kendall stephen h | acquired | 1,581 | 30.44 | 51.9495 | - |
Which funds bought or sold UNB recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Mar 11, 2024 | VANGUARD GROUP INC | added | 0.12 | 1,331,260 | 4,432,240 | -% |
Mar 08, 2024 | TRUST CO OF VERMONT | reduced | -93.56 | -551,131 | 55,783 | -% |
Feb 29, 2024 | Scarborough Advisors, LLC | new | - | 6,798 | 6,798 | -% |
Feb 15, 2024 | BARCLAYS PLC | new | - | 7,000 | 7,000 | -% |
Feb 14, 2024 | Spears Abacus Advisors LLC | reduced | -2.22 | 401,897 | 1,417,260 | 0.11% |
Feb 14, 2024 | Royal Bank of Canada | added | 235 | 2,000 | 2,000 | -% |
Feb 14, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | unchanged | - | 135,218 | 502,354 | 0.01% |
Feb 14, 2024 | BNP PARIBAS FINANCIAL MARKETS | unchanged | - | 284 | 950 | -% |
Feb 14, 2024 | LPL Financial LLC | added | 13.95 | 366,127 | 950,295 | -% |
Date Filed | Form Type | Document | |
---|---|---|---|
Peers (Alternatives to Union Bankshares Inc-Morrisville VT)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 574.7B | 171.1B | 11.6 | 3.36 | ||||
BAC | 297.7B | 130.3B | 11.23 | 2.29 | ||||
WFC | 206.2B | 85.7B | 10.77 | 2.41 | ||||
C | 120.0B | 133.3B | 13 | 0.9 | ||||
CFG | 16.4B | 10.2B | 10.23 | 1.61 | ||||
KEY | 14.6B | 7.9B | 15.11 | 1.84 | ||||
MID-CAP | ||||||||
CMA | 7.2B | 4.2B | 8.16 | 1.72 | ||||
ZION | 6.4B | 3.9B | 9.4 | 1.62 | ||||
ABCB | 3.3B | 1.3B | 12.35 | 2.6 | ||||
ASB | 3.2B | 2.0B | 17.55 | 1.64 | ||||
SMALL-CAP | ||||||||
AMNB | 509.4M | 120.2M | 19.47 | 4.24 | ||||
ALRS | 428.7M | 164.9M | 36.65 | 2.6 | ||||
AROW | 411.8M | 162.6M | 13.69 | 2.53 | ||||
ACNB | 313.8M | 96.6M | 9.9 | 3.25 | ||||
ASRV | 46.8M | 60.9M | -13.99 | 0.77 |
Union Bankshares Inc-Morrisville VT News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 3.8% | 15.00 | 15.00 | 14.00 | 13.00 | 12.00 | 11.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
EBITDA Margin | -5.4% | 1.00* | 1.06* | 1.16* | 1.24* | 1.31* | 1.36* | 1.38* | 1.38* | 1.38* | 1.37* | 1.37* | 1.35* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -100.0% | - | 9.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 9.00 | 9.00 | 9.00 | 9.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 7.00 | 7.00 |
Income Taxes | 45.3% | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.18 |
Earnings Before Taxes | - | - | - | - | - | - | - | - | - | - | - | 4.00 | 3.00 | 5.00 | 5.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | -0.61 |
EBT Margin | -5.4% | 0.29* | 0.31* | 0.33* | 0.35* | 0.38* | 0.40* | 0.41* | 0.42* | 0.42* | 0.43* | 0.43* | 0.43* | - | - | - | - | - | - | - | - | - |
Net Income | 20.4% | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 4.00 | 3.00 | 2.00 | 3.00 | 4.00 | 3.00 | 3.00 | 4.00 | 4.00 | 3.00 | 2.00 | 3.00 | 3.00 | 3.00 | 3.00 | -0.44 |
Net Income Margin | -8.6% | 0.20* | 0.22* | 0.25* | 0.28* | 0.29* | 0.30* | 0.32* | 0.32* | 0.34* | 0.35* | 0.36* | 0.36* | - | - | - | - | - | - | - | - | - |
Free Cashflow | 834.0% | 2.00 | -0.30 | 3.00 | 2.00 | 6.00 | 6.00 | 1.00 | 15.00 | 2.00 | 29.00 | -0.17 | -5.08 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 5.2% | 1,469 | 1,396 | 1,335 | 1,362 | 1,336 | 1,300 | 1,192 | 1,234 | 1,205 | 1,158 | 1,066 | 1,104 | 1,094 | 1,009 | 917 | 883 | 873 | 845 | 774 | 813 | 805 |
Cash Equivalents | 264.1% | 78.00 | 21.00 | 36.00 | 22.00 | 38.00 | 32.00 | 25.00 | 51.00 | 66.00 | 120 | 61.00 | 57.00 | 123 | 64.00 | 37.00 | 42.00 | 51.00 | 30.00 | - | - | 37.00 |
Net PPE | 2.0% | 21.00 | 20.00 | 20.00 | 20.00 | 20.00 | 21.00 | 21.00 | 21.00 | 22.00 | 22.00 | 22.00 | 20.00 | 20.00 | 20.00 | 20.00 | 21.00 | 21.00 | 23.00 | 21.00 | 19.00 | 16.00 |
Goodwill | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | - | - | - | 2.00 |
Liabilities | 4.2% | 1,403 | 1,346 | 1,276 | 1,301 | 1,281 | 1,251 | 1,132 | 1,164 | 1,121 | 1,075 | 984 | 1,024 | 1,013 | 931 | 841 | 809 | 801 | 774 | 705 | 747 | 741 |
Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | 7.00 | 7.00 | 7.00 | 9.00 | 9.00 | 62.00 | 47.00 | 47.00 | 42.00 | 38.00 | 28.00 |
Shareholder's Equity | 33.6% | 66.00 | 49.00 | 59.00 | 61.00 | 55.00 | 50.00 | 60.00 | 69.00 | 84.00 | 84.00 | 82.00 | 80.00 | 81.00 | 78.00 | 76.00 | 74.00 | 72.00 | 71.00 | 69.00 | 67.00 | 64.00 |
Retained Earnings | 1.6% | 89.00 | 88.00 | 87.00 | 86.00 | 85.00 | 83.00 | 81.00 | 79.00 | 78.00 | 76.00 | 74.00 | 72.00 | 71.00 | 69.00 | 66.00 | 65.00 | 64.00 | 63.00 | 61.00 | 60.00 | 59.00 |
Additional Paid-In Capital | 0.5% | 3.00 | 3.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Shares Outstanding | -100.0% | - | 5.00 | 5.00 | 5.00 | - | 4.00 | 4.00 | 4.00 | - | 4.00 | 4.00 | 4.00 | - | 4.00 | - | - | - | - | - | - | - |
Float | - | - | - | - | - | - | - | 105 | - | - | - | 143 | - | - | - | 74.00 | - | - | - | 145 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | 638.4% | 3,035 | 411 | 3,661 | 2,084 | 6,310 | 6,375 | 1,578 | 14,768 | 1,892 | 29,916 | 2,158 | -4,776 | 4,620 | 15,372 | -20,137 | -6,917 | 10,252 | -767 | 1,113 | 1,046 | 6,908 |
Share Based Compensation | -80.0% | 26.00 | 130 | 105 | 113 | 87.00 | 123 | 133 | 103 | 25.00 | 91.00 | 91.00 | 92.00 | 27.00 | 58.00 | 75.00 | 76.00 | 21.00 | 54.00 | 47.00 | 43.00 | -3.00 |
Cashflow From Investing | 95.9% | -3,392 | -81,975 | 38,777 | -35,662 | -29,508 | -116,329 | 5,669 | -67,415 | -102,042 | -58,581 | 44,236 | -73,621 | -26,795 | -76,686 | -14,292 | -8,136 | -14,943 | -62,378 | 42,337 | -13,945 | -6,961 |
Cashflow From Financing | -15.5% | 56,693 | 67,091 | -28,454 | 17,512 | 28,942 | 116,799 | -32,753 | 37,527 | 45,991 | 87,515 | -41,669 | 12,132 | 80,469 | 89,163 | 29,345 | 5,631 | 25,925 | 67,356 | -44,353 | 2,202 | 23,442 |
Dividend Payments | -0.1% | 1,622 | 1,623 | 1,623 | 1,623 | 1,576 | 1,574 | 1,573 | 1,573 | 1,480 | 1,479 | 1,479 | 1,479 | 1,432 | 1,432 | 1,431 | 1,432 | 1,373 | 1,378 | 1,377 | 1,373 | 1,332 |
Buy Backs | -72.7% | 15.00 | 55.00 | - | 60.00 | - | - | 4.00 | 75.00 | - | - | - | 2.00 | - | - | - | - | - | - | - | 13.00 | 104 |
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands | 12 Months Ended | |
---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | |
Interest and dividend income | ||
Interest and fees on loans | $ 49,283 | $ 38,358 |
Interest on debt securities: | ||
Taxable | 4,577 | 4,217 |
Tax exempt | 1,956 | 913 |
Dividends | 263 | 28 |
Interest on federal funds sold and overnight deposits | 630 | 245 |
Interest on interest bearing deposits in banks | 401 | 187 |
Total interest and dividend income | 57,110 | 43,948 |
Interest expense | ||
Interest on deposits | 15,893 | 3,522 |
Interest on short-term borrowed funds | 1,406 | 433 |
Interest on long-term borrowed funds | 1,398 | 0 |
Interest on subordinated notes | 570 | 569 |
Total interest expense | 19,267 | 4,524 |
Net interest income | 37,843 | 39,424 |
Credit loss benefit, net | (499) | 0 |
Net interest income after credit loss benefit | 38,342 | 39,424 |
Noninterest income | ||
Wealth management income | 943 | 838 |
Service fees | 7,002 | 6,859 |
Net gains on sales of investment securities available-for-sale | 0 | 31 |
Net gains on sales of loans held for sale | 1,163 | 1,004 |
Net gains (losses) on other investments | 189 | (60) |
Other income | 607 | 781 |
Total noninterest income | 9,904 | 9,453 |
Noninterest expenses | ||
Salaries and wages | 14,247 | 14,083 |
Employee benefits | 5,365 | 5,030 |
Occupancy expense, net | 2,035 | 1,913 |
Equipment expense | 3,722 | 3,692 |
Other expenses | 10,000 | 8,912 |
Total noninterest expenses | 35,369 | 33,630 |
Income before provision for income taxes | 12,877 | 15,247 |
Provision for income taxes | 1,620 | 2,632 |
Net income | $ 11,257 | $ 12,615 |
Basic earnings per common share (in usd per share) | $ 2.50 | $ 2.81 |
Diluted earnings per common share (in usd per share) | 2.48 | 2.79 |
Dividends per common share (in usd per share) | $ 1.44 | $ 1.40 |
CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Dec. 31, 2023 | Dec. 31, 2022 |
---|---|---|
Assets | ||
Cash and due from banks | $ 4,429 | $ 4,504 |
Federal funds sold and overnight deposits | 73,237 | 33,381 |
Cash and cash equivalents | 77,666 | 37,885 |
Interest bearing deposits in banks | 14,690 | 16,428 |
Investment securities available-for-sale | 264,383 | 250,267 |
Other investments | 1,500 | 1,264 |
Total investments | 265,883 | 251,531 |
Loans held for sale | 3,070 | 1,178 |
Loans | 1,028,270 | 958,157 |
Allowance for credit losses on loans | (6,566) | (8,339) |
Net deferred loan costs | 1,752 | 1,336 |
Net loans | 1,023,456 | 951,154 |
Premises and equipment, net | 20,771 | 20,479 |
Company-owned life insurance | 18,965 | 18,518 |
Other assets | 44,378 | 39,316 |
Total assets | 1,468,879 | 1,336,489 |
Deposits | ||
Noninterest bearing | 250,992 | 286,145 |
Interest bearing | 765,689 | 762,722 |
Time | 288,922 | 153,045 |
Total deposits | 1,305,603 | 1,201,912 |
Borrowed funds | 65,696 | 50,000 |
Subordinated notes | 16,239 | 16,205 |
Accrued interest and other liabilities | 15,534 | 13,152 |
Total liabilities | 1,403,072 | 1,281,269 |
Commitments and Contingencies (Notes 9, 15, 16, 18, 19 and 22) | ||
Stockholders’ Equity | ||
Common stock, $2.00 par value; 7,500,000 shares authorized; 4,995,348 shares issued at December 31, 2023 and 4,982,523 shares issued at December 31, 2022 | 9,991 | 9,965 |
Additional-paid-in capital | 2,621 | 2,225 |
Retained earnings | 89,472 | 84,669 |
Treasury stock at cost; 476,500 shares at December 31, 2023 and 473,936 shares at December 31, 2022 | (4,322) | (4,220) |
Accumulated other comprehensive loss | (31,955) | (37,419) |
Total stockholders' equity | 65,807 | 55,220 |
Total liabilities and stockholders' equity | $ 1,468,879 | $ 1,336,489 |