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UNH

536.16USD-0.75(-0.14%)Market Closed

UnitedHealth Group Inc

Market Summary

USD536.16-0.75Market Closed
-0.14%

UNH Alerts

UNH Stock Price

RSI Chart

Valuation

Market Cap

515.6B

Price/Earnings

28.25

Price/Sales

1.68

Price/Cashflow

22.43

MarketCap/EBT

21.86

Price/Sales

Profitability

EBT Margin

7.69%

Return on Equity

23.95%

Return on Assets

7.93%

Fundamentals

Revenue

Revenue (TTM)

315.1B

Revenue Y/Y

11.83%

Revenue Q/Q

0.7%

Earnings

Earnings (TTM)

19.4B

Earnings Y/Y

28.78%

Earnings Q/Q

3.79%

Price Action

52 Week Range

558.10
(Low)(High)

Last 7 days

-0.3%

Last 30 days

-1.3%

Last 90 days

4.2%

Trailing 12 Months

21.8%

Financial Health

Current Ratio

0.77

Investor Care

Dividend Yield

1.08%

Dividend/Share (TTM)

5.6

Buy Backs (1Y)

0.80%

Diluted EPS (TTM)

20.42

Peers (Alternatives to UnitedHealth Group)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
515.6B
315.1B
-1.34% 21.77%
28.25
1.68
12.82% 25.96%
99.1B
179.5B
1.98% 67.77%
17.89
0.55
7.61% -32.36%
70.2B
91.5B
-2.29% 30.39%
22.34
0.79
12.84% 5.01%
48.9B
141.6B
0.86% 20.12%
24.29
0.35
16.31% 173.64%
MID-CAP
6.5B
795.1M
-14.60% 15.68%
-103.91
8.12
7.32% -8695.99%
5.5B
5.5B
1.72% 10.13%
11.91
1.05
68.51% 117.01%
5.2B
2.3B
-2.62% 40.74%
54.18
2.25
7.63% -28.34%
2.8B
669.9M
-2.16% -21.53%
42.62
4.21
16.37% 20.70%
2.6B
6.4B
11.92% 1.93%
13.33
0.4
0.12% 24.84%
SMALL-CAP
1.7B
928.7M
4.41% 26.82%
38.16
1.87
11.11% 9.39%
1.6B
500.7M
0.59% 17.88%
18.77
3.24
-11.66% 1451.89%
1.1B
1.4B
13.21% -28.42%
47.05
0.81
6.94% -77.50%
849.9M
2.8B
-20.85% -44.15%
-9.25
0.32
-6.67% -377.23%

Financials for UnitedHealth Group

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue2.8%315,118306,561297,550287,597279,321
  S&GA Expenses2.1%46,04545,10743,75742,57942,821
Earnings Before Taxes7.0%25,23823,58222,48522,31020,316
Net Income6.4%19,43018,25417,45017,28515,426
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets5.6%243,064230,172221,238212,206213,045
  Current Assets21.3%82,93768,35669,02961,75861,610
    Cash Equivalents57.8%38,84524,61225,48221,37521,085
  Net PPE0.5%9,4699,4219,1838,9698,730
  Goodwill-0.3%83,90484,15977,54875,79575,435
Liabilities7.4%160,143149,045143,591135,727138,413
  Current Liabilities13.8%100,93588,69888,17078,29279,575
    LT Debt, Current-3,620----
    LT Debt, Non Current-0.8%45,43845,79940,79642,38343,345
Shareholder's Equity2.4%78,06476,20576,12875,04573,259
  Retained Earnings4.0%83,72280,54078,78277,13475,124
  Additional Paid-In CapitalNaN%-----
Accumulated Depreciation-5,992----
Shares Outstanding0%935935939941942
Minority Interest1.0%3,4183,3853,3623,2852,981
* denotes actual numbers (not divided by Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations47.7%33,95722,98821,65722,34325,226
  Share Based Compensation0.7%884878843800743
Cashflow From Investing7.7%-12,391.00-13,423.00-10,338.00-10,372.00-16,266.00
Cashflow From Financing20.5%-3,793.00-4,774.00-5,938.00-7,455.00-5,424.00
  Dividend Payments-5,280
  Buy Backs-0.7%7,0507,1005,8505,0005,659

Risks

What is the probability of a big loss on UNH?

31.9%


Probability that UnitedHealth Group stock will be more than 20% underwater in next one year

18.5%


Probability that UnitedHealth Group stock will be more than 30% underwater in next one year.

0%


Probability that UnitedHealth Group stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does UNH drawdown profile look like?

Y-axis is the maximum loss one would have experienced if UnitedHealth Group was unfortunately bought at previous high price.

Returns

Cumulative Returns on UNH

27.9%


10-Year Cumulative Returns

26.0%


7-Year Cumulative Returns

20.5%


5-Year Cumulative Returns

26.5%


3-Year Cumulative Returns

What are the long-term rolling returns for UNH?

FIve years rolling returns for UnitedHealth Group.

Which funds bought or sold UNH recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-23
CLIENT 1ST ADVISORY GROUP, LLC
ADDED
12.73
45,000
465,000
0.29%
2022-11-23
FSB PREMIER WEALTH MANAGEMENT, INC.
ADDED
1.5
-2,000
921,000
0.54%
2022-11-23
Eagle Bay Advisors LLC
REDUCED
-1.88
-31,056
897,000
0.55%
2022-11-23
Toroso Investments, LLC
ADDED
5.32
343,000
9,965,000
0.41%
2022-11-23
Invst, LLC
ADDED
46.63
150,000
565,000
0.10%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
152,551,000
152,551,000
1.79%
2022-11-22
Gibson Wealth Advisors LLC
-
-
-
51,000
0.06%
2022-11-22
CONTINENTAL INVESTORS SERVICES, INC.
NEW
-
505,000
505,000
0.02%
2022-11-22
IHT Wealth Management, LLC
-
-
2,039,000
3,998,000
0.30%
2022-11-22
SMITH CHAS P & ASSOCIATES PA CPAS
-
-
-81,000
47,960,000
4.07%

1–10 of 45

Latest Funds Activity

Are funds buying UNH calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own UNH

UnitedHealth Group News

Investor's Business Daily

Dow Jones Stocks: Chevron Leads 5 Blue Chips Near Buy Points | Investor's Business Daily.32 hours ago

UNH Fair Value

Recent SEC filings of UnitedHealth Group

View All Filings
Date Filed Form Type Document
Nov 28, 2022
8-K
Current Report
Nov 22, 2022
8-K
Current Report
Nov 07, 2022
4
Insider Trading
Nov 02, 2022
10-Q
Quarterly Report
Oct 28, 2022
8-K
Current Report
Oct 26, 2022
FWP
Prospectus Filed
Oct 26, 2022
424B5
Prospectus Filed
Oct 25, 2022
424B5
Prospectus Filed
Oct 14, 2022
8-K
Current Report
Oct 04, 2022
4
Insider Trading

Latest Insider Trading transactions for UNH

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-04
WITTY ANDREW
SOLD FOR TAXES
-202,890
538.17
-377
CEO, UHG
2022-09-20
REX JOHN F
ACQUIRED
-
-
59.48
EVP Chief Financial Officer
2022-09-20
FLYNN TIMOTHY PATRICK
ACQUIRED
-
-
22
-
2022-09-20
McSweeney Erin
ACQUIRED
-
-
25.658
EVP Chief People Officer
2022-09-20
HEMSLEY STEPHEN J
ACQUIRED
-
-
23.491
-
2022-09-20
GARCIA PAUL R
ACQUIRED
-
-
1
-
2022-09-20
MCNABB FREDERICK WILLIAM III
ACQUIRED
-
-
16
-
2022-09-20
ROOS THOMAS E
ACQUIRED
-
-
22.275
Chief Accounting Officer
2022-09-20
McMahon Dirk C
ACQUIRED
-
-
58.295
Pres. & COO, UHG & CEO, UHC

1–10 of 50

Sir Andrew Philip Witty
65535
UnitedHealth Group Incorporated operates as a diversified health care company in the United States. It operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; health care coverage and well-being services to individuals age 50 and older addressing their needs for preventive and acute health care services, as well as services dealing with chronic disease and other specialized issues for older individuals; Medicaid plans, children's health insurance and health care programs; health and dental benefits; and hospital and clinical services. The OptumHealth segment provides access to networks of care provider specialists, health management services, care delivery, consumer engagement, and financial services. This segment serves individuals directly through care delivery systems, employers, payers, and government entities. The OptumInsight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, governments, life sciences companies, and other organizations. The OptumRx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and compounding pharmacy, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease/drug therapy management. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota.

UNH Income Statement

2022-09-30
Condensed Consolidated Statements of Operations - USD ($)
shares in Millions, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Revenues:    
Premiums$ 64,491$ 56,967$ 192,457$ 168,686
Investment and other income5135031,1751,511
Total revenues80,89472,337241,375213,854
Operating costs:    
Medical costs52,63547,302157,251138,752
Operating costs11,66310,72534,77331,307
Cost of products sold8,3067,80225,38923,034
Depreciation and amortization8287962,4182,332
Total operating costs73,43266,625219,831195,425
Earnings from operations7,4625,71221,54418,429
Interest expense(516)(422)(1,416)(1,229)
Earnings before income taxes6,9465,29020,12817,200
Provision for income taxes(1,562)(1,099)(4,397)(3,659)
Net earnings5,3844,19115,73113,541
Earnings attributable to noncontrolling interests(122)(105)(372)(327)
Net earnings attributable to UnitedHealth Group common shareholders$ 5,262$ 4,086$ 15,359$ 13,214
Earnings per share attributable to UnitedHealth Group common shareholders:    
Basic$ 5.63$ 4.33$ 16.37$ 14.00
Diluted$ 5.55$ 4.28$ 16.15$ 13.82
Basic weighted-average number of common shares outstanding935943938944
Dilutive effect of common share equivalents13121312
Diluted weighted-average number of common shares outstanding948955951956
Anti-dilutive shares excluded from the calculation of dilutive effect of common share equivalents3132
Products    
Revenue from Products and Services$ 9,190$ 8,703$ 28,026$ 25,476
Services    
Revenue from Products and Services$ 6,700$ 6,164$ 19,717$ 18,181

UNH Balance Sheet

2022-09-30
Condensed Consolidated Balance Sheets - USD ($)
shares in Millions, $ in Millions
Sep. 30, 2022
Dec. 31, 2021
Current assets:  
Cash and cash equivalents$ 38,845$ 21,375
Short-term investments3,6822,532
Accounts receivable, net17,04714,216
Other current receivables, net13,68413,866
Assets under management4,0224,449
Prepaid expenses and other current assets5,6575,320
Total current assets82,93761,758
Long-term investments41,55743,114
Property, equipment and capitalized software, net9,4698,969
Goodwill83,90475,795
Other intangible assets, net10,78510,044
Other assets14,41212,526
Total assets243,064212,206
Current liabilities:  
Medical costs payable29,06424,483
Accounts payable and accrued liabilities27,23224,643
Short-term borrowings and current maturities of long-term debt3,2293,620
Unearned revenues12,8472,571
Other current liabilities28,56322,975
Total current liabilities100,93578,292
Long-term debt, less current maturities45,43842,383
Deferred income taxes1,6593,265
Other liabilities12,11111,787
Total liabilities160,143135,727
Commitments and contingencies (Note 7)
Redeemable noncontrolling interests4,8571,434
Equity:  
Preferred stock, $0.001 par value - 10 shares authorized; no shares issued or outstanding00
Common stock, $0.01 par value - 3,000 shares authorized; 935 and 941 issued and outstanding1010
Retained earnings83,72277,134
Accumulated other comprehensive loss(9,086)(5,384)
Nonredeemable noncontrolling interests3,4183,285
Total equity78,06475,045
Total liabilities, redeemable noncontrolling interests and equity$ 243,064$ 212,206
Preferred stock, par value$ 0.001$ 0.001
Preferred stock, shares authorized1010
Preferred stock, shares issued00
Preferred stock, shares outstanding00
Common stock, par value$ 0.01$ 0.01
Common stock, shares authorized3,0003,000
Common stock, shares issued935941
Common stock, shares outstanding935941