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Unum Group Stock Research

UNM

49.96USD-0.01(-0.02%)Market Closed
Watchlist

Market Summary

USD49.96-0.01
Market Closed
-0.02%

UNM Alerts

  • 1 major insider sales recently.

UNM Stock Price

UNM RSI Chart

UNM Valuation

Market Cap

9.2B

Price/Earnings (Trailing)

6.51

Price/Sales (Trailing)

0.77

EV/EBITDA

6.68

Price/Free Cashflow

8.14

UNM Price/Sales (Trailing)

UNM Profitability

EBT Margin

14.70%

Return on Equity

15.34%

Return on Assets

2.27%

Free Cashflow Yield

12.28%

UNM Fundamentals

UNM Revenue

Revenue (TTM)

12.1B

Revenue Y/Y

2.39%

Revenue Q/Q

2.51%

UNM Earnings

Earnings (TTM)

1.4B

Earnings Y/Y

6.97%

Earnings Q/Q

9.66%

Price Action

52 Week Range

36.4851.15
(Low)(High)

Last 7 days

2.9%

Last 30 days

3.1%

Last 90 days

9.1%

Trailing 12 Months

25.7%

UNM Financial Health

Debt/Equity

0.37

Debt/Cashflow

0.36

UNM Investor Care

Dividend Yield

2.64%

Dividend/Share (TTM)

1.32

Diluted EPS (TTM)

7.21

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales

Latest Insider Trading transactions for UNM

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-08-15
Pyne Christopher W
sold
-183,844
49.025
-3,750
evp, group benefits
2023-08-03
Arnold Timothy Gerald
sold
-1,000,000
50.00
-20,000
evp, vb & president, colonial
2023-07-21
Lefebvre Mojgan M
acquired
-
-
2,142
-
2023-07-20
Lefebvre Mojgan M
acquired
-
-
3,009
-
2023-06-02
Arnold Timothy Gerald
sold
-450,000
45.00
-10,000
evp, vb & president, colonial
2023-05-31
Arnold Timothy Gerald
sold
-222,450
44.49
-5,000
evp, vb & president, colonial
2023-05-25
Keaney Timothy F
acquired
-
-
3,839
-
2023-05-25
LARSON GLORIA C
acquired
-
-
3,839
-
2023-05-25
DeVore Susan D.
acquired
-
-
3,839
-
2023-05-25
O HANLEY RONALD P
acquired
-
-
3,839
-

1–10 of 50

Which funds bought or sold UNM recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-09-21
Jefferies Group LLC
new
-
682,880
682,880
0.01%
2023-09-20
BARCLAYS PLC
added
38.95
6,193,000
15,361,000
0.01%
2023-09-12
Farther Finance Advisors, LLC
added
2.27
10,568
55,904
0.01%
2023-08-28
DT Investment Partners, LLC
unchanged
-
789
5,642
-%
2023-08-22
COMERICA BANK
sold off
-
-
-
-%
2023-08-22
VIRGINIA RETIREMENT SYSTEMS ET AL
added
54.54
14,410,000
31,100,400
0.30%
2023-08-22
Asset Dedication, LLC
unchanged
-
1,000
2,000
-%
2023-08-21
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
added
10.28
393,000
1,586,000
0.01%
2023-08-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-3.71
1,602,010
11,550,400
0.02%
2023-08-21
VisionPoint Advisory Group, LLC
new
-
382
382
-%

1–10 of 48

Latest Funds Activity

Are funds buying UNM calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own UNM
No. of Funds

Schedule 13G FIlings of Unum Group

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Apr 10, 2023
vanguard group inc
10.45%
20,610,264
SC 13G/A
Feb 14, 2023
norges bank
5.22%
10,393,936
SC 13G/A
Feb 09, 2023
fmr llc
-
0
SC 13G/A
Feb 09, 2023
vanguard group inc
9.76%
19,431,945
SC 13G/A
Jan 24, 2023
blackrock inc.
12.5%
24,773,115
SC 13G
Apr 06, 2022
norges bank
5.23%
10,594,006
SC 13G
Feb 10, 2022
vanguard group inc
10.68%
21,827,583
SC 13G/A
Feb 09, 2022
fmr llc
-
0
SC 13G/A
Jan 27, 2022
blackrock inc.
11.2%
22,845,078
SC 13G/A
Jan 25, 2022
blackrock inc.
11.2%
22,845,078
SC 13G/A

Recent SEC filings of Unum Group

View All Filings
Date Filed Form Type Document
Aug 17, 2023
4
Insider Trading
Aug 15, 2023
144
Notice of Insider Sale Intent
Aug 07, 2023
4
Insider Trading
Aug 03, 2023
144
Notice of Insider Sale Intent
Aug 02, 2023
10-Q
Quarterly Report
Aug 01, 2023
8-K
Current Report
Jul 24, 2023
4
Insider Trading
Jul 24, 2023
3
Insider Trading
Jul 20, 2023
8-K
Current Report

Peers (Alternatives to Unum Group)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
83.8B
55.3B
9.87% 17.02%
48.05
1.51
11.39% 104.72%
48.8B
70.6B
4.36% 2.19%
21.92
0.69
4.01% -58.32%
45.8B
18.8B
4.29% 31.61%
9.96
2.44
-11.15% 5.38%
38.4B
38.7B
4.29% 8.00%
17.2
0.99
8.33% -37.32%
18.0B
14.1B
-1.83% -1.21%
11.1
1.28
-18.38% -62.12%
MID-CAP
9.2B
12.1B
3.12% 25.65%
6.51
0.77
1.23% 31.52%
7.7B
10.6B
4.73% -1.38%
22.26
0.73
3.62% -71.27%
2.8B
7.5B
4.23% 56.61%
5.14
0.37
-1.40% -38.58%
2.7B
3.9B
3.56% 27.17%
12.26
0.69
4.46% -65.00%
-
16.8B
8.51% 18.12%
-
-
3.86% 92.43%
1.1B
1.0B
-9.04% -53.82%
-18.57
1.12
25.60% -67.04%
SMALL-CAP
1.3B
348.9M
1.26% -38.66%
22.1
3.67
16.85% 25.90%
1.2B
1.4B
6.41% -18.68%
-113.69
0.88
3.44% -114.81%
586.9M
901.0M
5.12% -34.78%
12.65
0.65
14.76% 164.17%

Unum Group News

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Returns for UNM

Cumulative Returns on UNM

8.1%


10-Year Cumulative Returns

8.6%


7-Year Cumulative Returns

8.2%


5-Year Cumulative Returns

48.5%


3-Year Cumulative Returns

Risks for UNM

What is the probability of a big loss on UNM?

63.5%


Probability that Unum Group stock will be more than 20% underwater in next one year

48.9%


Probability that Unum Group stock will be more than 30% underwater in next one year.

27.7%


Probability that Unum Group stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does UNM drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Unum Group was unfortunately bought at previous high price.

Drawdowns

Financials for Unum Group

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Revenue0.6%12,11612,04311,99111,96111,96911,92212,01413,30813,33513,36313,16211,92311,88711,88211,99911,84511,81311,68711,59911,55711,448
EBITDA-100.0%-1,8781,7421,5761,4741,2971,1831,1141,0031,0751,0781,3301,3281,3421,492------
EBITDA Margin-100.0%-0.16*0.15*0.13*0.12*0.11*0.10*0.08*0.08*0.08*0.08*0.11*0.11*0.11*0.12*------
Earnings Before Taxes3.4%1,8261,7671,6311,4421,3371,1601,0639968869619641,2171,2171,2311,3821,3146376406286631,408
EBT Margin-100.0%-0.15*0.14*0.12*0.11*0.10*0.09*0.07*0.07*0.07*0.07*0.10*0.10*0.10*0.12*------
Net Income1.8%1,4421,4161,3141,1781,0969128248007027857939549659801,1001,0535275315235411,078
Net Income Margin-100.0%-0.12*0.11*0.10*0.09*0.08*0.07*0.06*0.05*0.06*0.06*0.08*0.08*0.08*0.09*------
Free Cashflow-100.0%-1,1341,3171,4431,5311,7741,27788.00-0.101054781,6211,4881,2831,591------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Assets-0.8%61,90462,42461,14960,86763,51067,76670,11670,59870,80869,25770,62669,61669,30565,33667,01366,95665,84463,92261,87662,25062,367
    Cash Equivalents-12.0%10812311914315110775.0012212356219710416633784.0077.0061.0062.0094.00214100
  Net PPE0.9%460456452442448455463463500501498509518541534568556548547521511
  Goodwill0.4%35034834834434835135235235335335335134934935234935035113.00346347
Liabilities-1.0%52,65953,17652,41452,20755,72260,87858,69959,48059,86058,68759,75558,72458,74455,53357,04857,32456,39154,86153,25453,73252,920
  Long Term Debt0.0%3,4293,4293,4283,4293,4433,4433,4423,4413,4413,3473,3463,3793,3932,9142,9273,0383,3412,9592,9712,9842,998
    LT Debt, Current0%2.002.002.00---------400400400------
Shareholder's Equity0.0%9,2469,2478,7358,6607,7886,88811,41611,11810,94810,57010,87110,89210,5619,8039,9659,6329,4539,0618,6228,5189,446
  Retained Earnings2.4%13,75813,43013,14112,69812,47412,16711,98911,75511,48811,36311,27011,19211,01910,81210,72910,49210,30910,0839,8639,67110,012
  Additional Paid-In Capital0.5%2,4452,4322,4412,4322,4172,3962,4082,3992,3872,3812,3762,3712,3642,3572,3482,3422,3362,3292,3222,3142,309
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Cashflow From Operations-11.7%1,0981,2441,4191,5421,6901,9071,38898.0099.0056.004691,6291,5161,3101,6071,7101,7831,7531,5371,3711,211
Cashflow From Investing11.1%-714-804-955-1,126-1,348-2,121-1,340-83.40316198-267-1,277-1,477-905-1,393-1,548-1,335-1,414-930-698-817
Cashflow From Financing-0.9%-426-423-418-394-313-240-1683.00-457-29.30-88.70-32466.00-128-223-298-486-585-589-528-411
  Dividend Payments1.8%266261254250245243239236233233232233234231229226223219216212207
  Buy Backs2.0%20520120018614310050.00----103200300400448351351356300401

UNM Income Statement

2023-06-30
CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Millions
3 Months Ended6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Revenue    
Premium Income$ 2,509.1$ 2,416.0$ 4,968.4$ 4,817.4
Net Investment Income531.1559.01,039.91,086.2
Net Investment Gain (Loss)0.9(4.1)1.0(17.9)
Other Income71.168.7139.0134.5
Total Revenue3,112.23,039.66,148.36,020.2
Benefits and Expenses    
Policy Benefits1,837.91,865.73,720.03,848.7
Policy Benefits - Remeasurement Gain(84.3)(65.6)(230.0)(134.4)
Commissions286.1274.4580.0547.6
Interest and Debt Expense48.947.497.094.3
Deferred Policy Acquisition Cost(156.5)(137.9)(314.2)(279.7)
Amortization of Deferred Acquisition Costs113.7106.5229.6210.1
Compensation Expense294.4259.9569.4508.2
Other Expenses273.6250.0546.8490.5
Total Benefits and Expenses2,613.82,600.45,198.65,285.3
Income Before Income Tax498.4439.2949.7734.9
Income Tax    
Current128.6143.6194.2226.9
Deferred(23.1)(71.7)4.3(99.7)
Total Income Tax105.571.9198.5127.2
Net Income$ 392.9$ 367.3$ 751.2$ 607.7
Net Income Per Common Share    
Basic$ 1.99$ 1.83$ 3.80$ 3.01
Assuming Dilution$ 1.98$ 1.81$ 3.78$ 2.99

UNM Balance Sheet

2023-06-30
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Jun. 30, 2023
Dec. 31, 2022
Investments  
Fixed Maturity Securities - at fair value (amortized cost of $38,028.1; $37,825.2; allowance for credit losses of $—; $—)$ 35,374.1$ 34,840.8
Mortgage Loans (net of allowance for credit losses of $11.1; $9.3)2,372.82,435.4
Policy Loans3,493.33,601.2
Other Long-term Investments1,503.21,440.1
Short-term Investments1,652.81,394.8
Total Investments44,396.243,712.3
Other Assets  
Cash and Bank Deposits108.3119.2
Accounts and Premiums Receivable (net of allowance for credit losses of $28.7; $32.5)1,605.51,482.1
Reinsurance Recoverable (net of allowance for credit losses of $1.8; $1.7)9,383.19,608.0
Accrued Investment Income715.1615.0
Deferred Acquisition Costs2,647.22,560.0
Goodwill349.7347.6
Property and Equipment460.0451.7
Deferred Income Tax582.9586.0
Other Assets1,656.41,666.6
Total Assets61,904.461,148.5
Liabilities  
Future Policy Benefits38,945.338,577.1[1]
Policyholders' Account Balances5,692.45,740.2[1]
Unearned Premiums494.7365.5
Other Policyholders’ Funds1,701.51,750.4
Income Tax Payable179.1190.9
Deferred Income Tax23.925.2
Short-term debt2.02.0
Long-term Debt3,429.13,427.8
Other Liabilities2,190.52,334.4
Total Liabilities52,658.552,413.5
Commitments and Contingent Liabilities - Note 13
Stockholders' Equity  
Common Stock, $0.10 par; authorized: 725,000,000 shares; issued: 309,390,815 and 308,306,490 shares30.930.8
Additional Paid-in Capital2,444.92,441.0
Accumulated Other Comprehensive Loss(3,457.6)(3,448.3)
Retained Earnings13,758.113,141.3
Treasury Stock - at cost: 112,931,800 and 110,551,977 shares(3,530.4)(3,429.8)
Total Stockholders' Equity9,245.98,735.0
Total Liabilities and Stockholders' Equity$ 61,904.4$ 61,148.5
[1]1We previously reported policy and contract benefits and reserves for future policy and contract benefits liabilities in our consolidated balance sheet as of December 31, 2022 of $1,839.8 million and 42,330.2 million, respectively, resulting in total policyholder liabilities of $44,170.0 million. These balances were reclassified into new line items, future policy benefits and policyholders' account balances, which would have reported balances of $38,443.2 million and $5,726.8 million, respectively, as of December 31, 2022, resulting in total policyholder liabilities of $44,170.0 million under the historical accounting method.
Richard P. McKenney
10300
Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.