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UNM

41.98USD+0.39(+0.94%)Market Closed

Unum Group

Market Summary

USD41.98+0.39Market Closed
0.94%

UNM Alerts

UNM Stock Price

RSI Chart

Valuation

Market Cap

9.2B

Price/Earnings

8.29

Price/Sales

0.77

Price/Cashflow

5.45

MarketCap/EBT

6.79

Price/Sales

Profitability

EBT Margin

11.33%

Return on Equity

11.46%

Return on Assets

1.76%

Fundamentals

Revenue

Revenue (TTM)

12.0B

Revenue Y/Y

-0.26%

Revenue Q/Q

-2.6%

Earnings

Earnings (TTM)

1.2B

Earnings Y/Y

24.98%

Earnings Q/Q

10.88%

Price Action

52 Week Range

46.64
(Low)(High)

Last 7 days

0.6%

Last 30 days

-7.0%

Last 90 days

11.2%

Trailing 12 Months

84.6%

Financial Health

Debt/Equity

0.35

Debt/Cashflow

0.49

Investor Care

Dividend Yield

2.6%

Dividend/Share (TTM)

1.23

Buy Backs (1Y)

2.70%

Diluted EPS (TTM)

5.9

Peers (Alternatives to Unum Group)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
75.8B
49.3B
3.44% 37.45%
88.97
1.57
5.65% -78.95%
58.3B
68.3B
2.27% 29.89%
16.25
0.85
-1.74% -22.45%
42.6B
36.3B
2.97% 26.92%
12.71
1.18
6.01% -7.78%
40.9B
21.3B
6.44% 30.90%
9.42
1.92
-7.24% -25.13%
21.9B
18.5B
-0.10% 30.73%
5.14
1.27
32.46% 209.27%
MID-CAP
10.0B
16.2B
2.77% 44.55%
37
0.61
-1.22% -3.04%
9.2B
12.0B
-7.00% 84.56%
8.29
0.77
-10.10% 49.31%
7.2B
10.2B
7.26% -14.91%
5.95
0.7
3.01% 154.43%
2.5B
3.7B
4.28% -3.05%
5.43
0.67
-10.81% 7.37%
2.4B
7.6B
9.65% 26.58%
2.94
0.31
-11.94% -27.43%
2.2B
298.6M
-21.70% -21.17%
46.77
7.21
53.72% 302.27%
2.0B
853.5M
13.03% -54.04%
-56.18
2.55
31.86% -32.63%
SMALL-CAP
1.6B
1.4B
-4.18% -1.53%
27.25
1.18
1.22% -62.42%
935.9M
795.3M
2.09% -8.23%
-12.94
1.19
4.68% 58.15%

Financials for Unum Group

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue-0.1%11,96411,97211,92412,01413,308
Earnings Before Taxes7.8%1,4621,3571,1761,063996
Net Income7.4%1,1941,112925824800
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets-3.6%60,86763,12166,47270,11670,598
    Cash Equivalents-5.4%14315110775122
  Net PPE-1.1%442448455463463
  Goodwill-0.9%344348351352352
Liabilities-2.3%52,20753,41655,84958,69959,480
  Long Term Debt-0.4%3,4293,4433,4433,4423,441
    LT Debt, Non Current-3,442----
Shareholder's Equity-10.8%8,6609,70510,62311,41611,118
  Retained Earnings2.8%12,69812,35412,04411,85311,755
  Additional Paid-In Capital0.6%2,4322,4172,3962,4082,399
Accumulated Depreciation-1,260----
* denotes actual numbers (not divided by Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations-14.2%1,4501,6901,8751,388190
  Share Based Compensation-35
Cashflow From Investing16.5%-1,126.00-1,348.20-2,121.60-1,340.60-83.40
Cashflow From Financing3.5%-302.40-313.40-208.90-168.90-88.50
  Dividend Payments2.0%250245243239236
  Buy Backs29.8%186143100500
* denotes actual numbers (not divided by Millions)

Risks

What is the probability of a big loss on UNM?

74.2%


Probability that Unum Group stock will be more than 20% underwater in next one year

58.1%


Probability that Unum Group stock will be more than 30% underwater in next one year.

27.7%


Probability that Unum Group stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does UNM drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Unum Group was unfortunately bought at previous high price.

Returns

Cumulative Returns on UNM

10.5%


10-Year Cumulative Returns

5.9%


7-Year Cumulative Returns

-2.0%


5-Year Cumulative Returns

18.4%


3-Year Cumulative Returns

What are the long-term rolling returns for UNM?

FIve years rolling returns for Unum Group.

Which funds bought or sold UNM recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-23
Toroso Investments, LLC
NEW
-
234,000
234,000
0.01%
2022-11-23
Eagle Bay Advisors LLC
UNCHANGED
-
558
1,000
-%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
1,209,000
1,209,000
0.01%
2022-11-22
CVA Family Office, LLC
-
-
3,000
30,000
0.01%
2022-11-22
Coombe, Bender & Co LLC
-
-
63,000
595,000
0.53%
2022-11-22
B. Riley Wealth Advisors, Inc.
NEW
-
423,000
423,000
0.01%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
-
-
955,000
9,921,000
0.02%
2022-11-21
FourThought Financial, LLC
-
-
32,000
196,000
0.03%
2022-11-17
CENTRAL TRUST Co
SOLD OFF
-100
-1,000
-
-%
2022-11-17
M&T Bank Corp
-
-
545,000
889,000
-%

1–10 of 44

Latest Funds Activity

Are funds buying UNM calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own UNM

Unum Group News

InvestorsObserver

Is Unum Group (UNM) a Winner in the Insurance - Life Industry?.19 hours ago

UNM Fair Value

Recent SEC filings of Unum Group

View All Filings
Date Filed Form Type Document
Nov 22, 2022
4
Insider Trading
Nov 08, 2022
4
Insider Trading
Nov 02, 2022
10-Q
Quarterly Report
Nov 01, 2022
8-K
Current Report
Sep 08, 2022
4
Insider Trading
Aug 26, 2022
4
Insider Trading
Aug 26, 2022
4
Insider Trading

Latest Insider Trading transactions for UNM

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-18
Bhasin Puneet
SOLD
-440,047
41.03
-10,725
EVP, Chief Info & Digital Off.
2022-11-04
Pyne Christopher W
SOLD
-243,092
45.017
-5,400
EVP, Group Benefits
2022-09-06
O HANLEY RONALD P
GIFTED
-
-
-12,500
-
2022-08-25
McKenney Richard P
SOLD
-1,605,390
40.1348
-40,000
President and CEO
2022-08-25
IGLESIAS LISA G
SOLD
-800,000
40
-20,000
EVP, General Counsel
2022-05-26
Echevarria Joseph
ACQUIRED
-
-
8,479
-
2022-05-26
Shammo Francis
ACQUIRED
-
-
4,448
-
2022-05-26
Egan Cynthia
ACQUIRED
-
-
4,448
-
2022-05-26
O HANLEY RONALD P
ACQUIRED
-
-
7,645
-
2022-05-26
Bunting Theodore H JR
ACQUIRED
-
-
4,448
-

1–10 of 50

Richard P. McKenney
10300
Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.

UNM Income Statement

2022-09-30
CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Revenue    
Premium Income$ 2,391.7$ 2,353.7$ 7,212.3$ 7,106.4
Net Investment Income511.6550.21,597.81,662.4
Net Investment Gain (Loss)(4.4)(0.1)(22.3)85.4
Other Income63.065.9197.5180.5
Total Revenue2,961.92,969.78,985.39,034.7
Benefits and Expenses    
Benefits and Change in Reserves for Future Benefits1,579.31,753.95,181.35,659.2
Commissions271.5258.3819.1777.9
Interest and Debt Expense47.044.7141.3134.4
Cost Related to Early Retirement of Debt4.20.04.267.3
Deferral of Acquisition Costs(139.4)(128.6)(419.1)(388.9)
Amortization of Deferred Acquisition Costs150.8138.4449.5440.8
Compensation Expense285.9241.6794.1725.9
Other Expenses247.3251.5744.4746.8
Total Benefits and Expenses2,446.62,559.87,714.88,163.4
Income Before Income Tax515.3409.91,270.5871.3
Income Tax    
Current156.946.5383.8164.4
Deferred(52.3)34.8(147.9)42.4
Total Income Tax104.681.3235.9206.8
Net Income$ 410.7$ 328.6$ 1,034.6$ 664.5
Net Income Per Common Share    
Basic$ 2.05$ 1.61$ 5.14$ 3.25
Assuming Dilution$ 2.04$ 1.60$ 5.11$ 3.24

UNM Balance Sheet

2022-09-30
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Investments  
Fixed Maturity Securities - at fair value (amortized cost of $37,721.4; $37,386.7; allowance for credit losses of $4.6; $—)$ 34,148.2$ 43,336.0
Mortgage Loans (net of allowance for credit losses of $8.7; $8.3)2,476.42,560.4
Policy Loans3,640.83,662.9
Other Long-term Investments1,430.41,203.0
Short-term Investments1,183.21,388.0
Total Investments42,879.052,150.3
Other Assets  
Cash and Bank Deposits143.375.0
Accounts and Premiums Receivable (net of allowance for credit losses of $31.4; $34.2)1,475.41,519.9
Reinsurance Recoverable (net of allowance for credit losses of $2.3; $2.3)10,289.710,919.3
Accrued Investment Income717.2602.7
Deferred Acquisition Costs2,254.62,207.9
Goodwill344.4352.2
Property and Equipment442.4462.7
Deferred Income Tax523.10.0
Other Assets1,797.61,825.6
Total Assets60,866.770,115.6
Liabilities  
Policy and Contract Benefits1,771.41,907.7
Reserves for Future Policy and Contract Benefits42,108.748,007.5
Unearned Premiums394.0347.5
Other Policyholders' Funds1,756.01,790.9
Income Tax Payable212.2159.1
Deferred Income Tax6.5458.4
Long-term Debt3,429.23,442.2
Other Liabilities2,529.22,585.9
Total Liabilities52,207.258,699.2
Commitments and Contingent Liabilities - Note 11
Stockholders' Equity  
Common Stock, $0.10 par; authorized: 725,000,000 shares; issued: 308,132,633 and 307,334,853 shares30.830.7
Additional Paid-in Capital2,432.32,408.1
Accumulated Other Comprehensive Income (Loss)(3,134.7)354.1
Retained Earnings12,698.311,853.2
Treasury Stock - at cost: 109,064,105 and 104,820,670 shares(3,367.2)(3,229.7)
Total Stockholders' Equity8,659.511,416.4
Total Liabilities and Stockholders' Equity$ 60,866.7$ 70,115.6