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UPST

UPST - Upstart Holdings, Inc. Stock Price, Fair Value and News

$43.17-2.03 (-4.49%)
Market Closed

65/100

UPST

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

65/100

UPST

STOCK SCORE

High Scoring Large Cap stocks have outperformed low scoring stocks by 90% over last 10 years

Price Targets

Target 1Y

$54.48

Target 3M

$47.42

Target 6M

$49.68

UPST Stock Valuation Analysis

Valuation

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UPST Price Action

Last 7 days

-6.3%

Last 30 days

-7.3%

Last 90 days

-4.0%

Trailing 12 Months

-35.1%

UPST RSI Chart

UPST Stock Valuation Analysis

Valuation

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UPST Valuation

Market Cap

4.2B

Price/Earnings (Trailing)

130.39

Price/Sales (Trailing)

4.35

Price/Free Cashflow

-11.43

UPST Price/Sales (Trailing)

The Good, Bad and Ugly

Growth

Profitability

Size

Dilution Risk

Balance Sheet

Momentum

Funds Popularity

Insider Trading

Price Targets

Target 1Y

$54.48

Target 3M

$47.42

Target 6M

$49.68

UPST Fundamentals

UPST Revenue

Revenue (TTM)

965.7M

Rev. Growth (Yr)

70.9%

Rev. Growth (Qtr)

7.7%

UPST Earnings

Earnings (TTM)

32.2M

Earnings Growth (Yr)

570.63%

Earnings Growth (Qtr)

467.24%

UPST Profitability

Return on Equity

4.33%

Return on Assets

1.11%

Free Cashflow Yield

-8.75%

UPST Investor Care

Shares Dilution (1Y)

6.64%

Diluted EPS (TTM)

0.24

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2025721.0M850.7M965.7M0
2024571.1M555.0M570.4M635.5M
2023710.4M595.8M563.2M560.4M
2022999.1M1.1B1.0B907.3M
2021280.8M450.7M595.8M801.3M
2020180.3M196.4M212.5M228.6M
2019000164.2M
Get all data in R, Python etc through our Historical Stock Data APIs

About Upstart Holdings, Inc.

UPST
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank and credit union partners. The company was founded in 2012 and is headquartered in San Mateo, California.
 CEO
 WEBSITEupstart.com
 SECTORFinancial Services
 INDUSTRYCredit Services
 EMPLOYEES1875

Upstart Holdings, Inc. Frequently Asked Questions

UPST is the stock ticker symbol of Upstart Holdings, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

As of Wed Jan 28 2026, market cap of Upstart Holdings, Inc. is 4.2 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

You can check UPST's fair value in chart for subscribers.

The fair value guage provides a quick view whether UPST is over valued or under valued. Whether Upstart Holdings, Inc. is cheap or expensive depends on the assumptions which impact Upstart Holdings, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for UPST.

As of Wed Jan 28 2026, UPST's PE ratio (Price to Earnings) is 130.39 and Price to Sales (PS) ratio is 4.35. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. UPST PE ratio will change depending on the future growth rate expectations of investors.