VABK - Virginia National Bankshares Corp Stock Price, Fair Value and News

26.00USD-0.61 (-2.29%)Delayed

Market Summary

USD26.00-0.61

Delayed

-2.29%

VABK Stock Price

View Fullscreen

VABK RSI Chart

VABK Valuation

Market Cap

140.2M

Price/Earnings (Trailing)

7.28

Price/Sales (Trailing)

EV/EBITDA

1.82

Price/Free Cashflow

11.01

VABK Price/Sales (Trailing)

VABK Profitability

EBT Margin

33.25%

Return on Equity

12.59%

Return on Assets

1.17%

Free Cashflow Yield

9.09%

VABK Fundamentals

VABK Revenue

Revenue (TTM)

70.0M

Rev. Growth (Yr)

11.05%

Rev. Growth (Qtr)

VABK Earnings

Earnings (TTM)

19.3M

Earnings Growth (Yr)

-55.11%

Earnings Growth (Qtr)

-31.91%

Breaking Down VABK Revenue

Last 7 days

-10.4%

Last 30 days

-12.8%

Last 90 days

-23.1%

Trailing 12 Months

-27.5%

How does VABK drawdown profile look like?

VABK Financial Health

VABK Investor Care

Dividend Yield

5.08%

Dividend/Share (TTM)

1.32

Shares Dilution (1Y)

0.97%

Diluted EPS (TTM)

3.58

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	60.8M	65.9M	68.2M	70.0M
2022	53.9M	53.0M	53.8M	56.7M
2021	27.3M	35.0M	42.3M	48.3M
2020	26.3M	26.3M	26.5M	27.2M
2019	26.0M	26.2M	26.1M	26.2M
2018	23.4M	24.1M	25.0M	25.7M
2017	20.1M	0	21.4M	22.6M
2016	0	0	18.0M	18.8M
2015	15.9M	16.3M	16.8M	17.3M
2014	15.5M	15.4M	15.4M	15.4M
2013	0	0	0	15.4M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Virginia National Bankshares Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 27, 2024	houston linda m	acquired	-	-	1,496	-
Mar 27, 2024	carter kevin t	acquired	-	-	1,496	-
Mar 27, 2024	keyser jay b	acquired	-	-	1,496	-
Mar 27, 2024	adams john buchanan jr	acquired	-	-	1,496	-
Mar 27, 2024	craig hunter e	acquired	-	-	1,496	-
Mar 27, 2024	rust glenn w	acquired	-	-	10,816	president and ceo
Mar 27, 2024	frostick randolph d	acquired	-	-	1,496	-
Mar 27, 2024	wells gregory l	acquired	-	-	1,496	-
Mar 27, 2024	dittmar william d jr.	acquired	-	-	2,496	-
Mar 27, 2024	strange sterling t iii	acquired	-	-	1,496	-

Which funds bought or sold VABK recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 05, 2024	GAMMA Investing LLC	sold off	-100	-1,122	-	-%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	unchanged	-	11,686	99,702	-%
Mar 11, 2024	VANGUARD GROUP INC	added	0.54	1,224,020	10,037,800	-%
Mar 01, 2024	GOLDMAN SACHS GROUP INC	new	-	3,422,390	3,422,390	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	reduced	-0.42	9,159	80,724	-%
Feb 15, 2024	Fayez Sarofim & Co	unchanged	-	-2,139	292,833	-%
Feb 15, 2024	Legal & General Group Plc	unchanged	-	1,974	15,601	-%
Feb 15, 2024	BARCLAYS PLC	added	618	196,000	223,000	-%
Feb 14, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	reduced	-9.16	11,517	408,950	0.01%
Feb 14, 2024	Ameritas Investment Partners, Inc.	unchanged	-	1,571	13,408	-%

Are Funds Buying or Selling VABK?

Are funds buying VABK calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own VABK

No. of Funds

Unveiling Virginia National Bankshares Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	5.44%	291,965	SC 13G
Feb 02, 2024	blackrock inc.	5.4%	289,756	SC 13G

Recent SEC filings of Virginia National Bankshares Corp

View All Filings

Date Filed	Form Type	Document
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading

Peers (Alternatives to Virginia National Bankshares Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	526.7B	171.1B	-4.45%	41.76%	10.63	3.08	60.72%	31.52%
BAC	281.8B	130.3B	-0.78%	25.35%	10.63	2.16	79.51%	-3.68%
WFC	202.2B	85.7B	-2.27%	42.49%	10.56	2.36	41.49%	39.96%
C	114.1B	133.3B	3.31%	26.15%	12.36	0.86	79.09%	-
CFG	15.2B	10.2B	-3.38%	12.15%	9.45	1.49	44.53%	-22.43%
KEY	13.7B	7.9B	-2.08%	18.96%	14.12	1.72	46.47%	-49.56%
MID-CAP
CMA	6.8B	4.2B	-0.89%	15.18%	7.7	1.63	56.25%	-23.46%
ZION	6.0B	3.9B	-0.93%	30.63%	8.87	1.53	45.91%	-25.03%
ABCB	3.1B	1.3B	-1.93%	31.98%	11.59	2.44	43.24%	-22.35%
ASB	3.1B	2.0B	-1.88%	11.78%	16.77	1.57	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	25.23%	-24.02%
ALRS	395.5M	164.9M	-9.61%	26.68%	33.82	2.4	42.66%	-70.76%
AROW	362.7M	162.6M	-11.01%	-6.09%	12.06	2.23	25.39%	-38.37%
ACNB	276.9M	96.6M	-6.73%	6.51%	8.74	2.87	11.02%	-11.37%
ASRV	41.0M	60.9M	-4.40%	-25.08%	-12.25	0.67	24.06%	-144.92%

Virginia National Bankshares Corp News

Latest updates

Virginia National Bankshares Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	5.0%	18.00	17.00	18.00	16.00	16.00	15.00	13.00	12.00	13.00	14.00	14.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	6.00	7.00
EBITDA Margin	-8.4%	1.10*	1.20*	1.33*	1.42*	1.47*	1.44*	1.39*	1.25*	1.20*	1.18*	1.17*	1.31*	1.29*	-	-	-	-	-	-	-	-
Interest Expenses	-100.0%	-	11.00	14.00	13.00	15.00	14.00	12.00	11.00	12.00	14.00	13.00	6.00	7.00	6.00	6.00	5.00	5.00	5.00	5.00	6.00	6.00
Income Taxes	-23.7%	1.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	1.00	0.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00
Earnings Before Taxes	-30.7%	4.00	5.00	7.00	7.00	9.00	7.00	7.00	6.00	6.00	4.00	0.00	2.00	3.00	2.00	3.00	2.00	2.00	2.00	3.00	2.00	2.00
EBT Margin	-19.4%	0.33*	0.41*	0.45*	0.49*	0.50*	0.48*	0.43*	0.30*	0.25*	0.22*	0.22*	0.37*	0.37*	-	-	-	-	-	-	-	-
Net Income	-31.9%	3.00	5.00	6.00	6.00	7.00	6.00	6.00	5.00	5.00	3.00	0.00	2.00	3.00	2.00	2.00	1.00	1.00	2.00	2.00	1.00	2.00
Net Income Margin	-18.9%	0.28*	0.34*	0.37*	0.40*	0.41*	0.40*	0.36*	0.25*	0.21*	0.18*	0.18*	0.30*	0.29*	-	-	-	-	-	-	-	-
Free Cashflow	1277.3%	3.00	0.00	3.00	6.00	5.00	8.00	0.00	9.00	6.00	2.00	1.00	3.00	3.00	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	5.3%	1,646	1,563	1,584	1,572	1,623	1,734	1,745	1,935	1,972	1,912	1,847	918	848	821	800	717	703	661	634	636	645
Cash Equivalents	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	25.00	15.00	19.00
Net PPE	-0.6%	16.00	16.00	18.00	18.00	18.00	19.00	19.00	25.00	25.00	25.00	25.00	5.00	5.00	5.00	6.00	6.00	6.00	6.00	7.00	7.00	7.00
Goodwill	-0.4%	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	9.00	9.00	8.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Liabilities	4.6%	1,493	1,427	1,442	1,430	1,490	1,608	1,611	1,789	1,810	1,752	1,689	838	766	741	720	641	627	585	559	563	574
Short Term Borrowings	54.7%	67.00	43.00	60.00	19.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shareholder's Equity	12.8%	153	136	142	141	133	126	134	146	162	160	159	80.00	83.00	80.00	79.00	76.00	76.00	76.00	74.00	73.00	71.00
Retained Earnings	1.9%	74.00	72.00	70.00	66.00	63.00	58.00	54.00	50.00	46.00	43.00	41.00	43.00	42.00	40.00	39.00	38.00	37.00	37.00	36.00	39.00	39.00
Additional Paid-In Capital	0.2%	106	106	106	105	105	105	105	105	105	104	104	33.00	32.00	32.00	32.00	32.00	32.00	32.00	32.00	28.00	27.00
Shares Outstanding	0%	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	4.00	4.00	3.00	3.00	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	-	-	149	-	-	-	184	-	-	-	54.00	-	-	-	83.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	452.9%	3,207	580	3,519	6,598	5,234	7,785	280	9,386	5,966	2,633	1,280	3,186	2,597	1,724	2,041	2,891	4,748	54.00	1,831	2,713	2,862
Cashflow From Investing	-1337.2%	-57,198	4,623	-18,846	51,654	9,761	-74,552	-88,187	-14,219	19,920	45,292	212,144	-15,168	-5,002	-44,444	-76,983	-3,519	-54,475	-22,109	12,806	9,012	-8,825
Cashflow From Financing	482.0%	63,991	-16,752	9,985	-63,107	-119,944	-3,815	-177,034	-23,399	57,424	63,626	6,059	71,783	25,428	19,505	78,255	13,117	40,957	25,116	-4,447	-15,995	16,075

VABK Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Interest and dividend income:
Loans, including fees	$ 56,053	$ 44,231
Federal funds sold	207	1,088
Other interest bearing deposits	501	1,467
Investment securities:
Taxable	11,554	8,416
Tax exempt	1,308	1,249
Dividends	367	280
Total interest and dividend income	69,990	56,731
Interest expense:
Demand deposits	346	230
Money market and savings deposits	9,673	2,097
Certificates and other time deposits	8,617	657
Borrowings	1,934	200
Federal funds purchased	138
Junior subordinated debt	313
Total interest expense	21,021	3,184
Net interest income	48,969	53,547
Provision for credit losses	734	106
Net interest income after provision for credit losses	48,235	53,441
Noninterest income:
Wealth management fees	1,976	2,440
Advisory and brokerage income		770
Deposit account fees	1,593	1,799
Debit/credit card and ATM fees	2,268	2,794
Bank owned life insurance income	1,764	963
Resolution of commercial dispute		2,400
Gains on sale of assets, net	112	1,043
Gain on termination of interest swap	460
Gain on sale of business line		404
Losses on sales of AFS, net	(206)
Other	1,134	1,048
Total noninterest income	9,101	13,661
Noninterest expense:
Salaries and employee benefits	15,900	17,260
Net occupancy	4,017	4,526
Equipment	762	897
Bank franchise tax	1,220	1,216
Computer software	778	1,136
Data processing	2,799	2,727
FDIC deposit insurance assessment	710	511
Marketing, advertising and promotion	1,098	1,224
Plastics expense	177	394
Professional fees	674	1,357
Core deposit intangible amortization	1,493	1,684
Impairment on assets held for sale		242
Other	4,435	5,382
Total noninterest expense	34,063	38,556
Income before income taxes	23,273	28,546
Provision for income taxes	4,010	5,108
Net income	$ 19,263	$ 23,438
Net income per common share, basic	$ 3.6	$ 4.4
Net income per common share, diluted	$ 3.58	$ 4.38

VABK Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 18,074	$ 20,993
Interest bearing deposits in other banks	10,316	19,098
Federal funds sold		45
Securities:
Available for sale, at fair value	420,595	538,186
Restricted securities, at cost	8,385	5,137
Total securities	428,980	543,323
Loans	1,092,665	936,415
Allowance for credit losses	(8,395)	(5,552)
Loans, net	1,084,270	930,863
Premises and equipment, net	16,195	17,808
Assets held for sale		965
Bank owned life insurance	38,904	38,552
Goodwill	7,768	7,768
Right of use asset, net	6,748	6,536
Deferred tax asset, net	15,382	17,315
Accrued interest receivable and other assets	14,287	13,507
Total assets	1,646,017	1,623,359
Demand deposits:
Noninterest bearing	372,857	495,649
Interest bearing	305,541	399,983
Money market and savings deposit accounts	412,119	467,600
Certificates of deposit and other time deposits	318,581	115,106
Total deposits	1,409,098	1,478,338
Federal funds purchased	3,462
Borrowings	66,500
Junior subordinated debt	3,459	3,413
Lease liability	6,504	6,173
Accrued interest payable and other liabilities	3,954	2,019
Total liabilities	1,492,977	1,489,943
Commitments and contingent liabilities
Shareholders' equity:
Preferred stock, $2.50 par value
Common stock, $2.50 par value	13,258	13,214
Capital surplus	106,045	105,344
Retained earnings	73,781	63,482
Accumulated other comprehensive (loss)	(40,044)	(48,624)
Total shareholders' equity	153,040	133,416
Total liabilities and shareholders' equity	$ 1,646,017	$ 1,623,359
Common stock, shares outstanding	5,365,982	5,337,271
Common stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares outstanding	0	0
Preferred stock, shares authorized	2,000,000	2,000,000
Core Deposit [Member]
Securities:
Intangible assets, net	$ 5,093	$ 6,586

About Virginia National Bankshares Corp

Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking services. The company operates through four segments: Bank, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial and industrial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. In addition, it provides automated teller machines, internet banking, treasury, and cash management services; merchant and debit card services; and wealth and investment advisory, brokerage, insurance, consulting, and related services. Further, the company offers investment management, corporate trustee, trust and estate administration, IRA administration, house investment management, and custody services. It serves individuals, businesses, and charitable organizations in the Charlottesville/Albemarle County, Fauquier County, Manassas, Prince William County, Richmond, and Winchester market areas in Virginia. Virginia National Bankshares Corporation was founded in 1998 and is headquartered in Charlottesville, Virginia.

CEO	Mr. Glenn Wilfred Rust
WEBSITE	vnb.com
INDUSTRY	Banks Diversified
EMPLOYEES	157

Virginia National Bankshares Corp Frequently Asked Questions

What is the ticker symbol for Virginia National Bankshares Corp? What does VABK stand for in stocks?

VABK is the stock ticker symbol of Virginia National Bankshares Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Virginia National Bankshares Corp (VABK)?

As of Fri Apr 12 2024, market cap of Virginia National Bankshares Corp is 140.15 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of VABK stock?

You can check VABK's fair value in chart for subscribers.

What is the fair value of VABK stock?

You can check VABK's fair value in chart for subscribers. The fair value of Virginia National Bankshares Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Virginia National Bankshares Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for VABK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Virginia National Bankshares Corp a good stock to buy?

The fair value guage provides a quick view whether VABK is over valued or under valued. Whether Virginia National Bankshares Corp is cheap or expensive depends on the assumptions which impact Virginia National Bankshares Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for VABK.

What is Virginia National Bankshares Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 12 2024, VABK's PE ratio (Price to Earnings) is 7.28 and Price to Sales (PS) ratio is 2. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. VABK PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Virginia National Bankshares Corp's stock?

In the past 10 years, Virginia National Bankshares Corp has provided 0.062 (multiply by 100 for percentage) rate of return.