VERY RSI Chart
Last 7 days
-4.7%
Last 30 days
1.4%
Last 90 days
2.5%
Trailing 12 Months
62.0%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 169.0M | 171.0M | 175.0M | 0 |
2022 | 173.9M | 172.6M | 170.4M | 163.9M |
2021 | 153.8M | 161.1M | 166.5M | 176.6M |
2020 | 138.4M | 139.0M | 140.9M | 147.8M |
2019 | 126.8M | 129.6M | 132.5M | 135.3M |
2018 | 0 | 0 | 0 | 124.0M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Sep 01, 2020 | dong calvin | acquired | 3,501 | 7.73 | 453 | - |
Aug 07, 2019 | hohmann james e | bought | 6,255,320 | 10.00 | 625,532 | ceo and president |
Aug 07, 2019 | hemmings richard a | bought | 1,935,000 | 10.00 | 193,500 | - |
Aug 07, 2019 | harkensee james c | bought | 3,277,820 | 10.00 | 327,782 | executive vice president |
Aug 07, 2019 | kim chris s | bought | 2,152,220 | 10.00 | 215,222 | see remarks |
Aug 07, 2019 | zimmerman laura r | bought | 1,201,040 | 10.00 | 120,104 | see remarks |
Aug 07, 2019 | schacht james w | bought | 51,240 | 10.00 | 5,124 | - |
Aug 07, 2019 | buchanan john e | bought | 707,030 | 10.00 | 70,703 | see remarks |
Aug 07, 2019 | campbell christopher | bought | 1,025,210 | 10.00 | 102,521 | executive vice president |
Aug 07, 2019 | members mutual holding co | sold | - | - | -1.00 | - |
Which funds bought or sold VERY recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Mar 11, 2024 | VANGUARD GROUP INC | unchanged | - | 157,446 | 333,048 | -% |
Feb 14, 2024 | Royal Bank of Canada | added | 88.24 | 1,000 | 1,000 | -% |
Feb 14, 2024 | RBF Capital, LLC | unchanged | - | 386,545 | 817,664 | 0.05% |
Feb 14, 2024 | Skandinaviska Enskilda Banken AB (publ) | new | - | 207,355 | 207,355 | -% |
Feb 14, 2024 | PenderFund Capital Management Ltd. | new | - | 1,036,760 | 1,036,760 | 0.34% |
Feb 14, 2024 | BANK OF AMERICA CORP /DE/ | new | - | 15,330 | 15,330 | -% |
Feb 13, 2024 | GEODE CAPITAL MANAGEMENT, LLC | reduced | -21.88 | 82,680 | 218,545 | -% |
Feb 13, 2024 | BlackRock Inc. | added | 41.93 | 62,158 | 98,898 | -% |
Feb 13, 2024 | Tower Research Capital LLC (TRC) | reduced | -65.79 | -19,972 | 36,916 | -% |
Peers (Alternatives to Vericity Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
AJG | 53.7B | 10.1B | 55.38 | 5.33 | ||||
AIG | 53.3B | 46.8B | 14.64 | 1.14 | ||||
TRV | 52.4B | 41.4B | 17.54 | 1.27 | ||||
AFL | 49.4B | 18.7B | 10.61 | 2.64 | ||||
ARGO | 34.5B | - | -164.03 | 28.02 | ||||
ACGL | 34.2B | 13.6B | 7.7 | 2.51 | ||||
AFG | 11.4B | 7.8B | 13.43 | 1.46 | ||||
MID-CAP | ||||||||
UNM | 10.3B | 12.4B | 8.01 | 0.83 | ||||
AIZ | 9.7B | 11.1B | 15.15 | 0.87 | ||||
LNC | 5.4B | 11.6B | -7.24 | 0.47 | ||||
AEL | 4.5B | 2.8B | 21.2 | 1.57 | ||||
SMALL-CAP | ||||||||
BRP | 1.7B | 1.2B | -19.19 | 1.42 | ||||
AMSF | 950.8M | 306.9M | 15.31 | 3.1 | ||||
AMBC | 685.6M | 269.0M | 152.36 | 2.55 | ||||
AAME | 57.1M | 185.3M | 18.41 | 0.31 |
Vericity Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 |
Revenue | -2.4% | 43,661,000 | 44,737,000 | 44,622,000 | 41,975,000 | 39,694,000 | 42,731,000 | 39,512,000 | 48,438,000 | 41,937,000 | 43,968,000 | 42,237,000 | 38,327,000 | 36,535,000 | 36,657,000 | 36,313,000 | 31,437,000 | 34,617,000 | 36,054,000 | 33,193,000 | 32,338,000 | 31,483,000 |
Operating Expenses | 4.0% | 26,755,000 | 25,716,000 | 25,769,000 | 24,895,500 | 23,133,000 | 24,573,000 | 25,154,000 | 24,098,000 | 24,537,000 | 22,748,000 | 23,330,000 | 19,711,500 | 18,466,000 | 18,657,000 | 23,529,000 | 16,167,500 | 23,574,000 | 18,377,000 | 18,907,000 | - | 18,232,000 |
EBITDA Margin | -35.9% | -0.06 | -0.04 | -0.07 | -0.10 | -0.07 | -0.07 | -0.06 | -0.07 | -0.09 | -0.08 | -0.13 | -0.16 | -0.14 | - | - | - | - | - | - | - | - |
Interest Expenses | 14.2% | 684,000 | 599,000 | 492,000 | 717,000 | 201,000 | 405,000 | 325,000 | 347,000 | 365,000 | 378,000 | 406,000 | 414,000 | 381,000 | 335,000 | 303,000 | 195,000 | 357,000 | 238,000 | 208,000 | - | - |
Income Taxes | -311.3% | -1,612,000 | 763,000 | 26,000 | -1,322,500 | -591,000 | 223,000 | -418,000 | 546,500 | -248,000 | 264,000 | -941,000 | -344,500 | -56,000 | -716,000 | -1,158,000 | -565,000 | -591,000 | -30,000 | 314,000 | - | -1,051,000 |
Earnings Before Taxes | -449.6% | -9,587,000 | 2,742,000 | -1,855,000 | -8,686,500 | -5,676,000 | -2,126,000 | -6,080,000 | -3,294,000 | -5,835,000 | -899,000 | -7,007,000 | -6,766,500 | -3,312,000 | -7,488,000 | -9,736,000 | -2,517,500 | -9,129,000 | -2,628,000 | -5,921,000 | - | -3,916,000 |
EBT Margin | -26.1% | -0.10 | -0.08 | -0.11 | -0.14 | -0.10 | -0.10 | -0.09 | -0.10 | -0.12 | -0.11 | -0.16 | -0.18 | -0.16 | - | - | - | - | - | - | - | - |
Net Income | -503.0% | -7,975,000 | 1,979,000 | -1,881,000 | -7,364,000 | -5,085,000 | -2,349,000 | -5,662,000 | -3,840,500 | -5,587,000 | -1,163,000 | -6,066,000 | -6,422,000 | -3,256,000 | -6,772,000 | -8,578,000 | -1,952,500 | -8,538,000 | -2,598,000 | -6,235,000 | - | -2,865,000 |
Net Income Margin | -20.6% | -0.09 | -0.07 | -0.10 | -0.12 | -0.10 | -0.10 | -0.09 | -0.09 | -0.12 | -0.10 | -0.15 | -0.17 | -0.15 | - | - | - | - | - | - | - | - |
Free Cashflow | 4.0% | 3,686,000 | 3,545,000 | -5,354,000 | -276,000 | 2,005,000 | -3,535,000 | -5,564,000 | -2,059,000 | 9,024,000 | 5,793,000 | -13,552,000 | 3,191,000 | -3,324,000 | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||
Description | (%) Q/Q | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2018Q4 |
Assets | 0.4% | 796 | 793 | 791 | 770 | 767 | 764 | 781 | 788 | 787 | 775 | 759 | 769 | 752 | 745 | 713 | 722 | 807 | 674 | 655 |
Cash Equivalents | 15.3% | 8.00 | 7.00 | 5.00 | 10.00 | 13.00 | 22.00 | 14.00 | 22.00 | 21.00 | 20.00 | 13.00 | 36.00 | 40.00 | 57.00 | 53.00 | 38.00 | 80.00 | 14.00 | 21.00 |
Liabilities | 2.9% | 697 | 678 | 675 | 659 | 649 | 629 | 629 | 615 | 609 | 590 | 579 | 574 | 553 | 545 | 516 | 509 | 498 | 492 | 483 |
Short Term Borrowings | 6.4% | 9.00 | 9.00 | 8.00 | 7.00 | 6.00 | 6.00 | 4.00 | 4.00 | 4.00 | 4.00 | 5.00 | 6.00 | 6.00 | 5.00 | 4.00 | 4.00 | 4.00 | 4.00 | 3.00 |
Long Term Debt | 8.1% | 37.00 | 35.00 | 32.00 | 30.00 | 28.00 | 27.00 | 22.00 | 22.00 | 23.00 | 23.00 | 24.00 | 25.00 | 22.00 | 20.00 | 18.00 | 17.00 | 15.00 | 14.00 | 10.00 |
Shareholder's Equity | -13.9% | 99.00 | 115 | 40.00 | 111 | 119 | 114 | 0.00 | 122 | 178 | 40.00 | 133 | 139 | 199 | 200 | 197 | 164 | 309 | 181 | 0.00 |
Retained Earnings | -7.9% | 94.00 | 102 | 100 | 102 | 109 | 114 | 116 | 122 | 126 | 132 | 133 | 139 | 145 | 148 | 155 | 164 | 166 | 174 | 175 |
Additional Paid-In Capital | 0% | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 40.00 | 133 | - | - |
Shares Outstanding | 0% | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | 15.00 | - | - | - | - | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 |
Cashflow From Operations | 4.0% | 3,686 | 3,545 | -5,354 | -276 | 2,005 | -3,535 | -5,564 | -2,059 | 9,024 | 5,793 | -13,552 | 3,191 | -3,324 | 5,522 | -86.00 | 3,947 | 212 | 4,283 | -11,232 | - | - |
Cashflow From Investing | -14.7% | -3,591 | -3,130 | 2,238 | -2,638 | -11,210 | 5,906 | -824 | 6,413 | -5,737 | 3,796 | -5,747 | -7,829 | -14,738 | -2,564 | 16,377 | 47,808 | -74,697 | -3,026 | 4,300 | - | - |
Cashflow From Financing | 2.0% | 919 | 901 | -1,365 | -13.00 | 208 | 5,346 | -2,028 | -2,667 | -2,437 | -2,605 | -4,065 | 628 | 1,350 | 800 | -927 | -93,502 | 139,820 | -335 | -720 | - | - |
Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022 | |||||||||
Revenues | ||||||||||||
Net insurance premiums | $ 23,434 | $ 24,468 | $ 71,515 | $ 73,474 | ||||||||
Net investment income | 4,010 | 4,126 | 12,846 | 11,390 | ||||||||
Net (losses) gains on investments | (883) | [1] | (1,570) | [1] | (1,759) | [2] | 89 | [2] | ||||
Earned commissions | 15,354 | 11,267 | 45,535 | 32,792 | ||||||||
Insurance lead sales | 1,026 | 1,259 | 3,052 | 3,773 | ||||||||
Other income | 720 | 144 | 1,831 | 419 | ||||||||
Total revenues | 43,661 | 39,694 | 133,020 | 121,937 | ||||||||
Benefits and expenses | ||||||||||||
Life, annuity, and health claim benefits | 22,583 | 17,505 | 51,567 | 47,622 | ||||||||
Interest credited to policyholder account balances | 627 | 646 | 2,000 | 2,100 | ||||||||
Operating costs and expenses | 26,755 | 23,133 | 78,239 | 72,859 | ||||||||
Amortization of deferred policy acquisition costs | 3,283 | 4,086 | 9,913 | 13,237 | ||||||||
Total benefits and expenses | 53,248 | 45,370 | 141,719 | 135,818 | ||||||||
Income (loss) before income tax | (9,587) | (5,676) | (8,699) | (13,881) | ||||||||
Income tax expense (benefit) | (1,612) | (591) | (822) | (785) | ||||||||
Net income (loss) | $ (7,975) | $ (5,085) | $ (7,877) | $ (13,096) | ||||||||
Weighted average shares outstanding, basic | 14,875,000 | 14,875,000 | 14,875,000 | 14,875,000 | ||||||||
Weighted average shares outstanding,diluted | 14,875,000 | 14,875,000 | 14,875,000 | 14,875,000 | ||||||||
Basic earnings per share | $ (0.54) | $ (0.34) | $ (0.53) | $ (0.88) | ||||||||
Diluted earnings per share | $ (0.54) | $ (0.34) | $ (0.53) | $ (0.88) | ||||||||
|
Interim Condensed Consolidated Balance Sheets - USD ($) $ in Thousands | Sep. 30, 2023 | Dec. 31, 2022 |
---|---|---|
Investments: | ||
Fixed maturities - available-for-sale - at fair value (amortized cost; $334,600 and $331,946, net of allowances for credit losses of $0 and $0) | $ 295,524 | $ 298,138 |
Mortgage loans (net of allowances for credit losses of $285 and $83) | 42,005 | 45,270 |
Policyholder loans | 7,062 | 6,699 |
Other invested assets | 2,803 | 3,693 |
Total investments | 347,394 | 353,800 |
Cash, cash equivalents and restricted cash | 7,625 | 9,776 |
Accrued investment income | 4,064 | 3,006 |
Reinsurance recoverables (net of allowances for credit losses of $126 and $126) | 230,585 | 214,862 |
Deferred policy acquisition costs | 88,171 | 90,189 |
Commissions and agent balances (net of allowances for credit losses of $337 and $338) | 50,415 | 34,766 |
Intangible assets | 1,635 | 1,635 |
Deferred income tax assets, net | 32,003 | 28,437 |
Other assets | 34,293 | 33,607 |
Total assets | 796,185 | 770,078 |
Liabilities | ||
Future policy benefits and claims | 490,506 | 453,763 |
Policyholder account balances | 72,245 | 77,443 |
Other policyholder liabilities | 41,012 | 47,486 |
Policy dividend obligations | 9,544 | 9,515 |
Reinsurance liabilities and payables | 6,959 | 6,246 |
Long-term debt | 37,311 | 30,213 |
Short-term debt | 9,172 | 6,976 |
Other liabilities | 30,113 | 27,093 |
Total liabilities | 696,862 | 658,735 |
Commitments and Contingencies (Note 6) | ||
Shareholders' Equity | ||
Common stock, $.001 par value, 30,000,000 shares authorized, 14,875,000 shares, issued and outstanding | 15 | 15 |
Additional paid-in capital | 39,840 | 39,840 |
Retained earnings | 93,596 | 101,660 |
Accumulated other comprehensive (loss) income | (34,128) | (30,172) |
Total shareholders' equity | 99,323 | 111,343 |
Total liabilities and shareholders' equity | $ 796,185 | $ 770,078 |