WU - The Western Union Co Stock Price, Fair Value and News

13.30USD-0.29 (-2.13%)Market Closed

Market Summary

USD13.30-0.29

Market Closed

-2.13%

WU Stock Price

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WU RSI Chart

WU Valuation

Market Cap

4.4B

Price/Earnings (Trailing)

7.17

Price/Sales (Trailing)

1.01

EV/EBITDA

6.65

Price/Free Cashflow

6.2

WU Price/Sales (Trailing)

WU Profitability

EBT Margin

16.82%

Return on Equity

155.04%

Return on Assets

7.66%

Free Cashflow Yield

16.12%

WU Fundamentals

WU Revenue

Revenue (TTM)

4.4B

Rev. Growth (Yr)

1.18%

Rev. Growth (Qtr)

-0.3%

WU Earnings

Earnings (TTM)

616.9M

Earnings Growth (Yr)

-5.99%

Earnings Growth (Qtr)

12.36%

Breaking Down WU Revenue

Last 7 days

2.9%

Last 30 days

-2.7%

Last 90 days

6.7%

Trailing 12 Months

24.9%

How does WU drawdown profile look like?

WU Financial Health

Debt/Equity

6.38

Debt/Cashflow

0.29

WU Investor Care

Dividend Yield

7.22%

Dividend/Share (TTM)

0.94

Buy Backs (1Y)

9.29%

Diluted EPS (TTM)

1.69

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	4.4B	0	0	0
2023	4.4B	4.4B	4.4B	4.4B
2022	5.0B	4.9B	4.7B	4.5B
2021	4.9B	5.0B	5.1B	5.1B
2020	5.1B	4.9B	4.9B	4.8B
2019	5.5B	5.5B	5.4B	5.3B
2018	5.6B	5.6B	5.6B	5.6B
2017	5.4B	5.4B	5.5B	5.5B
2016	5.5B	5.5B	5.4B	5.4B
2015	5.6B	5.6B	5.5B	5.5B
2014	5.6B	5.6B	5.6B	5.6B
2013	5.6B	5.6B	5.5B	5.5B
2012	5.6B	5.7B	5.7B	5.7B
2011	5.2B	5.3B	5.4B	5.5B
2010	5.1B	5.1B	5.1B	5.2B
2009	5.2B	5.1B	5.1B	5.1B
2008	5.0B	5.1B	5.2B	5.3B
2007	0	0	0	4.9B

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of The Western Union Co

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 18, 2024	walker andrew d	sold (taxes)	-26,183	12.93	-2,025	chief operations officer
Feb 26, 2024	garcia estebarena rodrigo	acquired	-	-	17,188	president of north america
Feb 26, 2024	murphy timothy p.	acquired	-	-	15,625	-
Feb 26, 2024	sun angela	acquired	-	-	15,625	-
Feb 26, 2024	adams benjamin carlton	acquired	-	-	24,844	chief legal officer
Feb 26, 2024	murphy timothy p.	bought	128,499	12.8499	10,000	-
Feb 26, 2024	siegmund jan	acquired	-	-	15,625	-
Feb 26, 2024	axelrod cherie	acquired	-	-	18,125	chief enterprise risk officer
Feb 26, 2024	deering suzette	acquired	-	-	15,625	-
Feb 26, 2024	mcgranahan devin	acquired	-	-	148,438	ceo & president

Which funds bought or sold WU recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 24, 2024	Essex Financial Services, Inc.	added	7.75	104,931	502,833	0.05%
Apr 24, 2024	Newbridge Financial Services Group, Inc.	new	-	40,598	40,598	0.02%
Apr 24, 2024	RITHOLTZ WEALTH MANAGEMENT	reduced	-0.82	20,414	145,503	-%
Apr 24, 2024	Robeco Institutional Asset Management B.V.	reduced	-58.29	-9,744,340	9,331,890	0.02%
Apr 24, 2024	DekaBank Deutsche Girozentrale	reduced	-12.02	28,000	2,547,000	-%
Apr 24, 2024	West Branch Capital LLC	unchanged	-	569	3,859	-%
Apr 24, 2024	Cambridge Investment Research Advisors, Inc.	reduced	-63.19	-895,000	681,000	-%
Apr 24, 2024	Spire Wealth Management	added	51.27	1,434	3,342	-%
Apr 24, 2024	EDMP, INC.	unchanged	-	37,686	255,750	0.21%
Apr 24, 2024	BROWN ADVISORY INC	added	0.04	405,477	2,744,780	-%

Are Funds Buying or Selling WU?

Are funds buying WU calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own WU

No. of Funds

Unveiling The Western Union Co's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	11.22%	40,886,633	SC 13G/A
Feb 09, 2024	capital research global investors	5.3%	19,136,796	SC 13G
Feb 09, 2024	jupiter asset management ltd	4.99%	18,195,576	SC 13G
Jan 24, 2024	blackrock inc.	10.0%	36,599,601	SC 13G/A
Dec 15, 2023	jupiter asset management ltd	4.96%	18,078,220	SC 13G
Apr 06, 2023	blackrock inc.	11.1%	41,404,413	SC 13G/A
Feb 13, 2023	capital research global investors	4.9%	19,108,481	SC 13G/A
Feb 09, 2023	vanguard group inc	12.26%	47,330,106	SC 13G/A
Jan 24, 2023	blackrock inc.	16.7%	64,651,878	SC 13G/A
Feb 11, 2022	capital research global investors	5.5%	22,206,325	SC 13G/A

Recent SEC filings of The Western Union Co

View All Filings

Date Filed	Form Type	Document
Apr 24, 2024	10-Q	Quarterly Report
Apr 24, 2024	4	Insider Trading
Apr 24, 2024	8-K	Current Report
Apr 09, 2024	DEFA14A	DEFA14A
Apr 02, 2024	ARS	ARS
Apr 02, 2024	DEF 14A	DEF 14A
Apr 02, 2024	DEFA14A	DEFA14A
Feb 28, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading
Feb 28, 2024	4	Insider Trading

Peers (Alternatives to The Western Union Co)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	436.3B	25.1B	-3.06%	26.02%	38.97	17.38	12.87%	12.74%
AXP	166.1B	62.0B	5.56%	52.16%	18.47	2.68	11.96%	24.39%
PYPL	68.7B	29.8B	-3.85%	-11.05%	16.18	2.31	8.19%	75.53%
COF	55.5B	41.9B	3.63%	54.56%	11.24	1.32	34.26%	32.87%
DFS	31.5B	17.8B	0.16%	24.15%	10.65	1.76	38.72%	-32.51%
ALLY	11.9B	14.0B	-0.10%	53.24%	11.66	0.85	31.42%	-40.49%
MID-CAP
CACC	6.3B	1.9B	-6.48%	8.74%	22.16	3.33	3.79%	-46.60%
FCFS	5.2B	3.2B	-7.51%	20.19%	23.56	1.64	15.50%	-13.49%
WU	4.4B	4.4B	-2.71%	24.88%	7.17	1.01	0.29%	-19.79%
NNI	3.5B	1.1B	1.79%	0.52%	38.52	3.18	8.54%	-77.53%
SMALL-CAP
ENVA	1.7B	2.2B	2.03%	49.83%	9.62	0.74	22.40%	-16.16%
ATLC	388.1M	1.2B	-7.33%	-2.28%	3.77	0.34	10.41%	-24.15%
CPSS	181.3M	352.0M	17.53%	-12.36%	4	0.52	6.77%	-47.27%
AIHS	8.1M	7.3M	-9.57%	-2.52%	-2.11	1.11	-51.06%	-195.09%
CURO	3.7M	853.2M	-40.00%	-95.05%	-0.01	0	-15.13%	-1364.54%

The Western Union Co News

Latest updates

The Western Union Co Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-0.3%	1,049	1,052	1,098	1,170	1,037	1,092	1,090	1,138	1,156	1,285	1,286	1,290	1,210	1,272	1,259	1,115	1,190	1,308	1,307	1,341	1,337
Costs and Expenses	-4.0%	857	893	887	927	832	940	858	874	918	968	968	1,035	977	1,045	973	893	957	1,081	1,110	1,082	1,086
S&GA Expenses	-8.9%	216	237	200	229	203	259	221	221	263	253	248	280	271	286	252	231	273	325	341	305	301
EBITDA Margin	-1.4%	0.20*	0.20*	0.22*	0.22*	0.22*	0.26*	0.24*	0.25*	0.25*	0.22*	0.22*	0.22*	-	-	-	-	-	-	-	-	-
Interest Expenses	-0.8%	26.00	26.00	27.00	27.00	25.00	26.00	25.00	25.00	25.00	26.00	26.00	26.00	28.00	28.00	28.00	29.00	33.00	38.00	36.00	39.00	40.00
Income Taxes	59.6%	27.00	17.00	33.00	40.00	29.00	-32.90	20.00	42.00	69.00	12.00	59.00	38.00	21.00	22.00	32.00	31.00	25.00	62.00	27.00	131	43.00
Earnings Before Taxes	18.0%	170	144	204	216	181	217	194	236	362	181	292	260	203	199	261	193	202	198	162	746	216
EBT Margin	-1.8%	0.17*	0.17*	0.19*	0.18*	0.19*	0.23*	0.21*	0.22*	0.22*	0.18*	0.19*	0.18*	-	-	-	-	-	-	-	-	-
Net Income	12.4%	143	127	171	176	152	249	174	194	293	169	233	223	182	177	229	162	177	135	135	615	173
Net Income Margin	-1.7%	0.14*	0.14*	0.17*	0.17*	0.18*	0.20*	0.18*	0.18*	0.18*	0.16*	0.16*	0.16*	-	-	-	-	-	-	-	-	-
Free Cashflow	-67.8%	83.00	258	250	122	131	48.00	210	102	190	348	328	165	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.8%	8,053	8,199	7,914	8,487	8,234	8,496	8,901	8,787	8,489	8,824	8,871	8,978	9,281	9,496	8,827	8,707	8,365	8,759	8,804	9,043	9,432
Cash Equivalents	-12.8%	1,107	1,269	1,138	1,586	1,229	1,286	1,176	1,202	1,296	1,208	1,003	1,061	1,503	2.00	1,264	1,194	1,089	4.00	1,398	1,218	880
Net PPE	-3.1%	89.00	91.00	91.00	96.00	103	110	112	116	123	129	132	141	145	150	156	168	174	236	212	224	229
Goodwill	0.7%	2,050	2,035	2,035	2,035	2,035	2,035	2,035	2,035	2,035	2,035	2,035	2,567	2,567	2,567	2,567	2,567	2,567	2,567	2,567	2,567	2,569
Liabilities	-0.8%	7,655	7,720	7,300	7,861	7,681	8,019	8,373	8,339	8,136	8,468	8,502	8,692	9,062	9,310	8,760	8,780	8,515	8,798	8,823	9,013	9,806
Long Term Debt	1.4%	2,540	2,505	2,309	2,813	2,463	2,617	2,611	2,695	2,535	3,008	2,853	2,997	3,231	3,067	3,037	3,086	3,070	3,229	3,248	3,080	3,370
Shareholder's Equity	-16.9%	398	479	614	627	553	478	528	448	353	356	369	286	219	187	67.00	-	-	-	-	30.00	-
Retained Earnings	-24.6%	-485	-389	-229	-210	-296	-353	-337	-412	-495	-537	-436	-498	-548	-543	-625	-760	-828	-675	-659	-569	-938
Additional Paid-In Capital	0.8%	1,041	1,032	1,023	1,014	1,004	996	983	973	961	941	928	920	904	885	875	861	855	841	819	801	771
Accumulated Depreciation	1.7%	446	439	449	450	523	513	635	649	645	650	644	673	666	660	657	644	639	617	649	699	669
Shares Outstanding	-3.1%	340	351	367	375	374	374	389	390	393	407	409	411	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	4,400	-	-	-	6,300	-	-	-	9,200	-	-	-	8,800	-	-	-	8,400	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-64.5%	94.00	265	255	127	137	59.00	216	107	200	359	337	174	176	292	238	235	112	249	263	163	240
Cashflow From Investing	90.2%	-6.30	-64.30	-11.40	-28.70	-36.40	159	74.00	-248	541	-0.60	90.00	-166	269	-304	-24.50	-53.00	9.00	-490	-30.00	704	-16.70
Cashflow From Financing	-439.0%	-333	-61.80	-225	-470	-139	-287	-102	5.00	-792	-385	-364	-211	-307	524	-143	-77.60	-489	-580	-52.00	-529	-322
Dividend Payments	-100.0%	-	83.00	87.00	91.00	88.00	89.00	91.00	93.00	92.00	93.00	95.00	97.00	97.00	93.00	93.00	93.00	92.00	84.00	84.00	86.00	87.00
Buy Backs	-23.8%	157	206	102	0.00	6.00	179	8.00	21.00	159	172	76.00	75.00	89.00	3.00	0.00	1.00	235	67.00	141	161	185

WU Income Statement

2024-03-31

CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Millions, $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Income Statement [Abstract]
Revenues	$ 1,049.1	$ 1,036.9
Type of Revenue	us-gaap:ServiceMember	us-gaap:ServiceMember
Expenses:
Cost of services	$ 641.3	$ 629.5
Type of Cost of Service	us-gaap:ServiceMember	us-gaap:ServiceMember
Selling, general, and administrative	$ 215.7	$ 202.7
Total expenses	857.0	832.2
Operating income	192.1	204.7
Other income/(expense):
Interest income	3.1	3.2
Interest expense	(26.1)	(25.0)
Other income/(expense), net	0.9	(1.9)
Total other expense, net	(22.1)	(23.7)
Income before income taxes	170.0	181.0
Provision for income taxes	27.3	29.2
Net income	$ 142.7	$ 151.8
Earnings per share:
Basic (USD per share)	$ 0.41	$ 0.41
Diluted (USD per share)	$ 0.41	$ 0.4
Weighted-average shares outstanding:
Basic (shares)	344.4	374.4
Diluted (shares)	345.7	375.5

WU Balance Sheet

2024-03-31

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions

Mar. 31, 2024

Dec. 31, 2023

Assets

Cash and cash equivalents

$ 1,106.5

$ 1,268.6

Settlement assets

3,635.6

3,687.0

Property and equipment, net of accumulated depreciation of $446.1 and $438.8, respectively

88.6

91.4

Goodwill

2,049.5

2,034.6

Other intangible assets, net of accumulated amortization of $685.6 and $685.9, respectively

369.0

380.2

Other assets

804.0

737.0

Total assets

8,053.2

8,198.8

Liabilities:

Accounts payable and accrued liabilities

392.7

453.0

Settlement obligations

3,635.6

3,687.0

Income taxes payable

668.9

659.5

Deferred tax liability, net

149.4

147.6

Borrowings

^[1]

2,540.3

2,504.6

Other liabilities

268.4

268.1

Total liabilities

7,655.3

7,719.8

Commitments and contingencies (Note 6)

Stockholders' equity

Preferred stock, $1.00 par value; 10 shares authorized; no shares issued

Common stock, $0.01 par value; 2,000 shares authorized; 339.6 shares and 350.5 shares issued and outstanding as of March 31, 2024 and December 31, 2023, respectively

3.4

3.5

Capital surplus

1,040.6

1,031.9

Accumulated deficit

(485.0)

(389.1)

Accumulated other comprehensive loss

(161.1)

(167.3)

Total stockholders' equity

397.9

479.0

Total liabilities and stockholders' equity

$ 8,053.2

$ 8,198.8

[1]	As of March 31, 2024, the Company’s weighted-average effective rate on total borrowings was approximately 4.0%.

About The Western Union Co

The Western Union Company provides money movement and payment services worldwide. The company operates in two segments, Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Business Solutions segment provides payment and foreign exchange solutions, primarily cross-border and cross-currency transactions for small and medium size enterprises, other organizations, and individuals; and foreign currency forward and option contracts. It also offers bill payment services that facilitates payments from consumers to businesses and other organizations, as well as offers money order and other services. The company was founded in 1851 and is headquartered in Denver, Colorado.

CEO	Mr. Devin B. McGranahan
WEBSITE	westernunion.com
INDUSTRY	Credit Services
EMPLOYEES	8900

The Western Union Co Frequently Asked Questions

What is the ticker symbol for The Western Union Co? What does WU stand for in stocks?

WU is the stock ticker symbol of The Western Union Co. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of The Western Union Co (WU)?

As of Thu Apr 25 2024, market cap of The Western Union Co is 4.42 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of WU stock?

You can check WU's fair value in chart for subscribers.

What is the fair value of WU stock?

You can check WU's fair value in chart for subscribers. The fair value of The Western Union Co is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of The Western Union Co is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for WU so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is The Western Union Co a good stock to buy?

The fair value guage provides a quick view whether WU is over valued or under valued. Whether The Western Union Co is cheap or expensive depends on the assumptions which impact The Western Union Co's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for WU.

What is The Western Union Co's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Apr 25 2024, WU's PE ratio (Price to Earnings) is 7.17 and Price to Sales (PS) ratio is 1.01. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. WU PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on The Western Union Co's stock?

In the past 10 years, The Western Union Co has provided 0.015 (multiply by 100 for percentage) rate of return.