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AFBI

AFBI - Affinity Bancshares, Inc. Stock Price, Fair Value and News

16.70USD+0.20 (+1.21%)Market Closed
Watchlist

Market Summary

USD16.70+0.20
Market Closed
1.21%

AFBI Alerts

  • ALLIANCEBERNSTEIN L.P. reported owning 7.5% of AFBI [2024-02-14]
  • ALLIANCEBERNSTEIN L.P. reported owning 7.5% of AFBI [2024-02-14]
  • 1 major insider buys recently.

AFBI Stock Price

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AFBI RSI Chart

AFBI Valuation

Market Cap

106.7M

Price/Earnings (Trailing)

16.08

Price/Sales (Trailing)

2.63

EV/EBITDA

1.2

Price/Free Cashflow

23.19

AFBI Price/Sales (Trailing)

AFBI Profitability

EBT Margin

21.37%

Return on Equity

5.6%

Return on Assets

0.78%

Free Cashflow Yield

4.31%

AFBI Fundamentals

AFBI Revenue

Revenue (TTM)

40.6M

Rev. Growth (Yr)

34.05%

Rev. Growth (Qtr)

1.48%

AFBI Earnings

Earnings (TTM)

6.6M

Earnings Growth (Yr)

-12.79%

Earnings Growth (Qtr)

2.08%

Breaking Down AFBI Revenue

Last 7 days

-2.3%

Last 30 days

4.8%

Last 90 days

15.0%

Trailing 12 Months

5.2%

How does AFBI drawdown profile look like?

AFBI Financial Health

AFBI Investor Care

Buy Backs (1Y)

3.71%

Diluted EPS (TTM)

1.01

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202334.6M37.8M40.6M0
202230.5M29.9M30.5M32.1M
202133.2M34.1M33.1M32.5M
202018.9M22.8M26.7M30.6M
201912.4M13.3M14.1M15.0M
201800011.6M

Tracking the Latest Insider Buys and Sells of Affinity Bancshares, Inc.

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Nov 20, 2023
roberts howard g
bought
5,792
14.48
400
-
Nov 16, 2023
ginn marshall l.
acquired
-
-
1,000
-
Nov 16, 2023
fortson william d. jr.
acquired
-
-
1,000
-
Nov 16, 2023
richardson bob w.
acquired
-
-
1,000
-
Nov 16, 2023
stone edward p.
acquired
-
-
1,000
-
Nov 16, 2023
pajot brandi c
acquired
-
-
5,000
svp - chief financial officer
Nov 16, 2023
nelson clark
acquired
-
-
7,000
evp and cco
Nov 16, 2023
roberts howard g
acquired
-
-
1,000
-
Nov 16, 2023
galazka elizabeth
acquired
-
-
3,000
evp-lending
Nov 16, 2023
reich robin s
acquired
-
-
1,000
-

1–10 of 50

Which funds bought or sold AFBI recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Feb 15, 2024
Farther Finance Advisors, LLC
reduced
-10.39
-7,616
227,205
0.02%
Feb 14, 2024
ALLIANCEBERNSTEIN L.P.
added
2.8
759,452
7,664,580
-%
Feb 14, 2024
BANK OF AMERICA CORP /DE/
sold off
-100
-2,085
-
-%
Feb 14, 2024
Fourthstone LLC
unchanged
-
17,907
242,345
0.05%
Feb 14, 2024
SUSQUEHANNA INTERNATIONAL GROUP, LLP
reduced
-24.00
-43,854
169,149
-%
Feb 14, 2024
RAFFLES ASSOCIATES LP
unchanged
-
296,841
4,017,410
5.08%
Feb 14, 2024
BRIDGEWAY CAPITAL MANAGEMENT, LLC
unchanged
-
21,578
502,898
0.01%
Feb 14, 2024
MALTESE CAPITAL MANAGEMENT LLC
unchanged
-
9,440
127,760
0.04%
Feb 14, 2024
VANGUARD GROUP INC
added
0.36
71,323
924,056
-%

1–10 of 24

Are Funds Buying or Selling AFBI?

Are funds buying AFBI calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own AFBI
No. of Funds

Unveiling Affinity Bancshares, Inc.'s Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
alliancebernstein l.p.
7.5%
479,936
SC 13G/A
Feb 14, 2024
alliancebernstein l.p.
7.5%
479,936
SC 13G/A
Feb 12, 2024
lehman kenneth r
12.7%
817,322
SC 13G
Jan 25, 2024
affinity bancshares, inc.
8.6%
551,483
SC 13G/A
Feb 14, 2023
alliancebernstein l.p.
6.3%
420,116
SC 13G
Feb 13, 2023
alliancebernstein l.p.
6.3%
420,116
SC 13G
Jan 31, 2023
affinity bancshares, inc.
8.43%
556,607
SC 13G/A
Feb 11, 2022
affinity bancshares, inc.
8.12%
558,253
SC 13G
Feb 08, 2022
lehman kenneth r
11.1%
759,633
SC 13G/A
Feb 08, 2022
lehman kenneth r
11.1%
759,633
SC 13G/A

Recent SEC filings of Affinity Bancshares, Inc.

View All Filings
Date Filed Form Type Document
Feb 14, 2024
SC 13G/A
Major Ownership Report
Feb 14, 2024
SC 13G/A
Major Ownership Report
Feb 12, 2024
SC 13G
Major Ownership Report
Feb 01, 2024
8-K
Current Report
Jan 25, 2024
SC 13G/A
Major Ownership Report
Jan 22, 2024
5
Insider Trading
Nov 22, 2023
4
Insider Trading

Peers (Alternatives to Affinity Bancshares, Inc.)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
544.2B
171.1B
5.90% 26.94%
10.98
3.18
20.20% 31.52%
271.3B
130.3B
3.93% -3.57%
10.23
2.08
37.19% -3.68%
198.6B
85.7B
9.51% 9.26%
10.38
2.32
6.67% 45.21%
106.7B
133.3B
4.24% 9.46%
11.57
0.8
76.88% -
14.4B
10.2B
-0.25% -26.81%
8.94
1.41
44.53% -22.43%
13.3B
7.9B
-0.92% -26.80%
13.75
1.68
46.47% -49.56%
MID-CAP
6.5B
4.2B
-6.97% -31.81%
5.46
1.57
56.25% 16.42%
5.8B
3.9B
-3.49% -22.00%
8.59
1.48
45.91% -25.03%
3.2B
1.3B
-6.58% -2.15%
11.88
2.5
43.24% -22.35%
3.1B
2.0B
-0.43% -11.81%
17.19
1.61
57.95% -50.03%
SMALL-CAP
479.6M
115.7M
-3.25% 30.73%
15.92
4.14
24.10% -20.09%
431.3M
156.0M
8.55% 14.87%
11.54
2.76
42.01% -10.62%
409.0M
154.1M
-6.13% -21.03%
11.88
2.65
26.24% -26.76%
299.8M
96.3M
-14.53% -2.37%
7.93
3.11
19.08% 25.77%
46.6M
58.7M
-7.62% -26.88%
15.96
0.79
25.03% -65.02%

Affinity Bancshares, Inc. News

Latest updates
Stock Traders Daily.com25 Feb 202404:12 am
Stock Traders Daily.com14 Feb 202410:30 am
Yahoo Finance14 Feb 202408:00 am

Affinity Bancshares, Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue1.5%11,02410,8639,7288,9788,2247,6537,2797,3667,6228,2179,2488,0098,6717,2556,698-----
EBITDA Margin-9.5%0.93*1.03*1.14*1.23*1.24*1.23*1.24*1.23*1.25*1.21*1.13*0.97*0.52*0.61*0.74*-----
Interest Expenses3.1%6,9016,6936,8987,3377,5267,1417,7516,6646,8617,4108,3416,9577,2515,7075,227-----
Income Taxes1.0%502497527513581552547442575725596469575291-543-----
Earnings Before Taxes1.8%2,1252,0872,2492,2122,4422,3352,3381,7602,3803,0432,7281,9062,4451,370-1,841-----
EBT Margin-10.2%0.21*0.24*0.27*0.29*0.29*0.29*0.31*0.31*0.30*0.30*0.25*0.13*0.01*0.01*0.02*-----
Net Income2.1%1,6231,5901,7221,6991,8611,7831,7911,3181,8052,3182,1321,4381,8701,079-1,298-----
Net Income Margin-10.1%0.16*0.18*0.20*0.22*0.22*0.22*0.24*0.23*0.23*0.23*0.20*0.10*0.01*0.02*0.02*-----
Free Cashflow-24.4%1,6622,1971,851-1,1102,1001,6573,528-1,5553263,7748,4761,5852,306-9.00-2,962-----
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets-2.4%855877932791776767760788790787797851718585452319311303295287
    Cash Equivalents-25.8%62.0083.0013726.0041.0055.0070.00112131116101178---48.00----
  Net PPE-4.4%4.004.004.004.004.004.004.004.007.007.008.009.00---9.00---1.00
Liabilities-2.9%737759814674661651644667670669682770638506374242246250253257
Shareholder's Equity0.5%11811811811711511511612112011811581.0079.0077.0076.0077.00---76.00
  Retained Earnings2.4%70.0068.0067.0065.0064.0062.0060.0058.0057.0055.0053.0051.00---48.00----9.81
  Additional Paid-In Capital-0.1%61.0061.0063.0063.0063.0063.0064.0068.0068.0068.0068.0034.00---33.00----
Shares Outstanding-0.4%6.006.007.007.007.007.007.007.007.007.007.007.00--------
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations-25.9%1,7292,3341,999-6462,3521,9553,908-1,3026713,8168,6661,8402,36524.00-2,858-----
Cashflow From Investing-389.1%-795275-29,213-26,305-26,573-23,751-17,093-17,40511,18523,722-27,12533,4345,093-115,598-33,312-----
Cashflow From Financing60.6%-22,324-56,601137,77612,7699,3287,297-28,693-4273,338-13,220-58,396-36,592-22,311261,68936,362-----
  Buy Backs-81.8%3281,8048674165148373,942-------------

AFBI Income Statement

2023-09-30
Consolidated Statements of Income (unaudited) - USD ($)
3 Months Ended9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Interest income:    
Loans, including fees$ 9,113,000$ 7,734,000$ 26,131,000$ 22,013,000
Investment securities1,022,000301,0002,957,000857,000
Interest-earning deposits889,000189,0002,527,000286,000
Total interest income11,024,0008,224,00031,615,00023,156,000
Interest expense:    
Deposits3,915,000625,00010,015,0001,612,000
FHLB advances and other borrowings208,00073,0001,109,000(874,000)
Total interest expense4,123,000698,00011,124,000738,000
Net interest income before provision for credit losses6,901,0007,526,00020,491,00022,418,000
Provision for credit losses 187,0007,000654,000
Net interest income after provision for credit losses6,901,0007,339,00020,484,00021,764,000
Noninterest income:    
Service charges on deposit accounts426,000420,0001,222,0001,205,000
Other204,000173,000638,000631,000
Total noninterest income630,000593,0001,860,0001,836,000
Noninterest expenses:    
Salaries and employee benefits3,007,0003,187,0009,047,0009,219,000
Occupancy637,000675,0001,919,0001,798,000
Advertising59,000128,000238,000326,000
Data processing525,000486,0001,504,0001,476,000
FHLB prepayment penalties   647,000
Other1,178,0001,014,0003,176,0003,019,000
Total noninterest expenses5,406,0005,490,00015,884,00016,485,000
Income before income taxes2,125,0002,442,0006,460,0007,115,000
Income tax expense502,000581,0001,525,0001,680,000
Net income$ 1,623,000$ 1,861,000$ 4,935,000$ 5,435,000
Weighted average common shares outstanding    
Basic6,417,7546,652,8116,500,5626,683,052
Diluted6,493,1146,752,1526,575,9236,782,393
Basic earnings per share$ 0.25$ 0.28$ 0.76$ 0.81
Diluted earnings per share$ 0.25$ 0.27$ 0.75$ 0.8

AFBI Balance Sheet

2023-09-30
Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
Assets  
Cash and due from banks$ 5,441$ 2,928
Interest-earning deposits in other depository institutions56,06223,396
Cash and cash equivalents61,50326,324
Investment securities available-for-sale48,01246,200
Investment securities held-to-maturity (estimated fair value of $32,925, net of allowance for credit losses of $42 at September 30, 2023 and estimated fair value of $26,251 at December 31, 2022)34,18326,527
Other investments4,8851,082
Loans661,016646,234
Less allowance for credit losses(9,211)(9,325)
Net loans651,805636,909
Other real estate owned2,9012,901
Premises and equipment, net3,8724,257
Bank owned life insurance15,99115,724
Intangible assets18,41418,558
Other assets13,86512,801
Total assets855,431791,283
Liabilities:  
Non-interest-bearing checking170,654190,297
Interest-bearing checking92,17791,167
Money market accounts144,439148,097
Savings accounts79,446101,622
Certificates of deposit222,329125,989
Total deposits709,045657,172
Federal Home Loan Bank advances and other borrowings20,00010,025
Accrued interest payable and other liabilities7,9106,983
Total liabilities736,955674,180
Stockholders' equity:  
Common stock (par value $0.01 per share, 40,000,000 shares authorized; 6,404,961 issued and outstanding at September 30, 2023 and 6,605,384 issued and outstanding at December 31, 2022)6466
Preferred stock (10,000,000 shares authorized, no shares outstanding)
Additional paid in capital60,97863,130
Unearned ESOP shares(4,639)(4,795)
Retained earnings69,83265,357
Accumulated other comprehensive loss(7,759)(6,655)
Total stockholders' equity118,476117,103
Total liabilities and stockholders' equity$ 855,431$ 791,283
AFBI
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that engages in the provision of various banking products and services in Georgia. The company accepts various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. It also offers commercial real estate, commercial and industrial, one- to four-family residential real estate, construction and land, and consumer loans. In addition, the company invests in U.S. treasury securities; securities and obligations issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates a virtual bank under the name FitnessBank, which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.
 CEO
 WEBSITEmyaffinitybank.com
 EMPLOYEES89

Affinity Bancshares, Inc. Frequently Asked Questions


What is the ticker symbol for Affinity Bancshares, Inc.? What does AFBI stand for in stocks?

AFBI is the stock ticker symbol of Affinity Bancshares, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Affinity Bancshares, Inc. (AFBI)?

As of Thu Feb 29 2024, market cap of Affinity Bancshares, Inc. is 106.68 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of AFBI stock?

You can check AFBI's fair value in chart for subscribers.

What is the fair value of AFBI stock?

You can check AFBI's fair value in chart for subscribers. The fair value of Affinity Bancshares, Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Affinity Bancshares, Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for AFBI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Affinity Bancshares, Inc. a good stock to buy?

The fair value guage provides a quick view whether AFBI is over valued or under valued. Whether Affinity Bancshares, Inc. is cheap or expensive depends on the assumptions which impact Affinity Bancshares, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for AFBI.

What is Affinity Bancshares, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Feb 29 2024, AFBI's PE ratio (Price to Earnings) is 16.08 and Price to Sales (PS) ratio is 2.63. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. AFBI PE ratio will change depending on the future growth rate expectations of investors.