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AFL

72.34USD+0.43(+0.60%)Market Closed

Aflac Inc

Market Summary

USD72.34+0.43Market Closed
0.60%

AFL Alerts

AFL Stock Price

RSI Chart

Valuation

Market Cap

40.9B

Price/Earnings

9.42

Price/Sales

1.92

Price/Cashflow

9.11

MarketCap/EBT

7.69

Price/Sales

Profitability

EBT Margin

24.93%

Return on Equity

16.47%

Return on Assets

3.21%

Fundamentals

Revenue

Revenue (TTM)

21.3B

Revenue Y/Y

-2.95%

Revenue Q/Q

2.43%

Earnings

Earnings (TTM)

4.3B

Earnings Y/Y

25.61%

Earnings Q/Q

34.5%

Price Action

52 Week Range

51.4372.70
(Low)(High)

Last 7 days

-0.2%

Last 30 days

9.1%

Last 90 days

22.5%

Trailing 12 Months

34.3%

Financial Health

Investor Care

Dividend Yield

2.25%

Dividend/Share (TTM)

1.46

Buy Backs (1Y)

5.79%

Diluted EPS (TTM)

6.63

Peers (Alternatives to Aflac)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
75.8B
49.3B
3.74% 40.21%
88.97
1.57
5.65% -78.95%
58.3B
68.3B
5.25% 33.46%
16.25
0.85
-1.74% -22.45%
42.6B
36.3B
3.97% 29.03%
12.71
1.18
6.01% -7.78%
40.9B
21.3B
9.11% 34.34%
9.42
1.92
-7.24% -25.13%
21.9B
18.5B
6.21% 34.04%
5.14
1.27
32.46% 209.27%
MID-CAP
10.0B
16.2B
1.32% 47.37%
37
0.61
-1.22% -3.04%
9.2B
12.0B
-4.52% 93.47%
8.29
0.77
-10.10% 49.31%
7.2B
10.2B
-1.40% -14.51%
5.95
0.7
3.01% 154.43%
2.5B
3.7B
8.44% 1.87%
5.43
0.67
-10.81% 7.37%
2.4B
7.6B
8.21% 29.47%
2.94
0.31
-11.94% -27.43%
2.2B
298.6M
-27.74% -14.00%
46.77
7.21
53.72% 302.27%
2.0B
853.5M
21.62% -54.64%
-56.18
2.55
31.86% -32.63%
SMALL-CAP
1.6B
1.4B
-3.70% 2.77%
27.25
1.18
1.22% -62.42%
935.9M
795.3M
1.84% -4.37%
-12.94
1.19
4.68% 58.15%

Financials for Aflac

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q22022Q12021Q42021Q32021Q2
Revenue-0.8%21,34521,50922,10622,58323,011
Operating Expenses-4.5%5,8206,0946,2086,138
  S&GA Expenses-2.3%3,4613,5433,5443,6203,598
Earnings Before Taxes6.6%5,3224,9945,3225,3055,345
Net Income7.0%4,3474,0644,3254,2385,806
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q22022Q12021Q42021Q32021Q2
Assets-7.8%135,629147,046157,542160,597161,492
    Cash Equivalents21.0%5,1734,2755,0516,2085,469
  Net PPE-4.8%512538538542563
  Goodwill-268----
Liabilities-7.0%109,242117,519124,289127,045127,757
Shareholder's Equity-10.6%26,38729,52733,25333,55233,735
  Retained Earnings2.7%43,54742,41341,38140,83040,162
  Additional Paid-In Capital1.1%2,5892,5602,5292,4912,465
Accumulated Depreciation-663----
Shares Outstanding-1.4%641650669678-
Float-35,893----
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q22022Q12021Q42021Q32021Q2
Cashflow From Operations-9.1%4,4934,9455,0515,5385,685
Cashflow From Investing44.4%-1,456.00-2,619.00-2,378.00-2,279.00-3,338.00
Cashflow From Financing-7.9%-3,242.00-3,006.00-2,739.00-2,581.00-2,408.00
  Dividend Payments4.2%923886855836811
  Buy Backs7.0%2,3012,1512,3012,1762,050

Risks

What is the probability of a big loss on AFL?

20.8%


Probability that Aflac stock will be more than 20% underwater in next one year

19.6%


Probability that Aflac stock will be more than 30% underwater in next one year.

18.5%


Probability that Aflac stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does AFL drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Aflac was unfortunately bought at previous high price.

Returns

Cumulative Returns on AFL

13.4%


10-Year Cumulative Returns

15.2%


7-Year Cumulative Returns

13.3%


5-Year Cumulative Returns

14.8%


3-Year Cumulative Returns

What are the long-term rolling returns for AFL?

FIve years rolling returns for Aflac.

Which funds bought or sold AFL recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-23
FSB PREMIER WEALTH MANAGEMENT, INC.
UNCHANGED
-
10,000
604,000
0.35%
2022-11-23
Eagle Bay Advisors LLC
REDUCED
-2.56
-55
41,000
0.03%
2022-11-23
Gould Capital, LLC
ADDED
0.91
62,000
2,576,000
2.23%
2022-11-23
Toroso Investments, LLC
ADDED
11.25
50,000
436,000
0.02%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
3,086,000
3,086,000
0.04%
2022-11-22
B. Riley Wealth Advisors, Inc.
ADDED
16.28
42,000
274,000
0.01%
2022-11-22
IHT Wealth Management, LLC
NEW
-
439,000
439,000
0.03%
2022-11-22
CVA Family Office, LLC
REDUCED
-9.6
-9,000
106,000
0.03%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
REDUCED
-2.19
-378,000
57,791,000
0.10%
2022-11-21
Parallax Volatility Advisers, L.P.
REDUCED
-74.12
-3,158,000
1,126,000
-%

1–10 of 45

Latest Funds Activity

Are funds buying AFL calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own AFL

Aflac News

MarketWatch

Lincoln National Corp. stock outperforms market on strong trading day.16 hours ago

AFL Fair Value

Recent SEC filings of Aflac

View All Filings
Date Filed Form Type Document
Nov 22, 2022
4
Insider Trading
Nov 21, 2022
4
Insider Trading
Nov 18, 2022
4
Insider Trading
Nov 18, 2022
4
Insider Trading
Nov 15, 2022
4
Insider Trading
Nov 02, 2022
10-Q
Quarterly Report
Nov 02, 2022
13F-HR
Fund Holdings Report
Oct 31, 2022
8-K
Current Report
Oct 25, 2022
8-K
Current Report
Oct 05, 2022
4
Insider Trading

Latest Insider Trading transactions for AFL

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-18
TILLMAN AUDREY B
ACQUIRED
344,025
24.75
13,900
Executive Vice President
2022-11-18
TILLMAN AUDREY B
SOLD
-1,585,870
70.7978
-22,400
Executive Vice President
2022-11-17
LAKE CHARLES D II
SOLD
-989,241
70.01
-14,130
Chairman & Rep. Director, ALIJ
2022-11-16
KIRSCH ERIC M
SOLD
-2,013,420
70.8952
-28,400
Executive Vice President
2022-11-16
Fukuzawa Toshihiko
SOLD
-98,896
70.64
-1,400
-
2022-11-11
Crawford Frederick John
SOLD FOR TAXES
-761,630
70.3
-10,834
President & COO
2022-08-15
Daniels James Todd
SOLD
-1,085,050
64.03
-16,946
EVP, CFO Aflac Japan
2022-08-15
Daniels James Todd
ACQUIRED
617,920
29.0594
21,264
EVP, CFO Aflac Japan
2022-08-05
WHITE TERESA L
SOLD
-592,440
59.244
-10,000
President, Aflac U.S.
2022-08-05
TILLMAN AUDREY B
GIFTED
-
-
-19
Executive Vice President

1–10 of 50

Daniel P. Amos
12400
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.

AFL Income Statement

2022-09-30
Consolidated Statements of Earnings - USD ($)
shares in Thousands, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Revenues:    
Net earned premiums, principally supplemental health insurance$ 3,651$ 4,372$ 11,679$ 13,406
Net investment income9209912,7602,908
Net investment gains (losses)199(171)885224
Other income (loss)5045168132
Total revenues4,8205,23715,49216,670
Benefits and expenses:    
Benefits and claims, net2,3402,6097,1257,996
Acquisition and operating expenses:    
Amortization of deferred policy acquisition costs268278858869
Insurance commissions267311846952
Insurance and other expenses[1]7838692,4122,582
Interest expense5957171181
Total acquisition and operating expenses1,3771,5154,2874,584
Total benefits and expenses3,7174,12411,41212,580
Earnings before income taxes1,1031,1134,0804,090
Income taxes(493)22564804
Net earnings$ 1,596$ 888$ 4,016$ 3,286
Net earnings per share:    
Basic (in dollars per share)$ 2.54$ 1.33$ 6.28$ 4.84
Diluted (in dollars per share)$ 2.53$ 1.32$ 6.25$ 4.82
Weighted-average outstanding common shares used in computing earnings per share (In thousands):    
Basic (in shares)629,350668,762639,862678,509
Diluted (in shares)631,946671,925642,597681,521
Cash dividends per share$ 0.40$ 0.33$ 1.20$ 0.99
[1]Includes expense of $48 in the nine-month period ended September 30, 2021 for the early extinguishment of debt.

AFL Balance Sheet

2022-09-30
Consolidated Balance Sheets - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Investments and Cash:  
Available for sale, fixed maturity securities$ 73,643$ 98,696
Held to maturity, fixed maturity securities17,466[1]22,000
Equity securities1,0641,603
Commercial mortgage and other loans13,45911,786
Other investments4,1863,842
Cash and cash equivalents4,7105,051
Total investments and cash114,528142,978
Receivables655693
Accrued investment income684737
Deferred policy acquisition costs8,1559,525
Property and equipment, at cost less accumulated depreciation488538
Other3,5903,071
Total assets128,100157,542
Policy Liabilities:  
Future policy benefits74,62990,588
Unpaid policy claims4,5164,836
Unearned premiums1,7632,576
Other policyholders’ funds5,6327,072
Total policy liabilities86,540105,072
Income taxes1,8884,339
Payables for return of cash collateral on loaned securities2,7212,162
Notes payable and lease obligations7,5187,956
Other5,2814,760
Total liabilities103,948124,289
Commitments and contingent liabilities (Note 13)
Shareholders’ equity:  
Common stock of $.10 par value. In thousands: authorized 1,900,000 shares in 2022 and 2021; issued 1,353,969 shares in 2022 and 1,352,739 shares in 2021135135
Additional paid-in capital2,6152,529
Retained earnings44,89241,381
Accumulated other comprehensive income (loss):  
Unrealized foreign currency translation gains (losses)(4,455)(2,013)
Unrealized gains (losses) on fixed maturity securities1,1319,602
Unrealized gains (losses) on derivatives(29)(30)
Pension liability adjustment(158)(166)
Treasury stock, at average cost(19,979)(18,185)
Total shareholders’ equity24,15233,253
Total liabilities and shareholders’ equity128,100157,542
Consolidated Entity Excluding Variable Interest Entities (VIE)  
Investments and Cash:  
Available for sale, fixed maturity securities70,02694,206
Variable Interest Entity, Consolidated  
Investments and Cash:  
Available for sale, fixed maturity securities3,6174,490
Commercial mortgage and other loans[2]10,7759,740
Other investments[2],[3]1,8151,535
Policy Liabilities:  
Total liabilities[2]$ 463$ 414
[1]Net of allowance for credit losses
[2]Net of allowance for credit losses
[3]Consists entirely of alternative investments in limited partnerships