Grufity logoGrufity logo
StocksFundsScreenerSectorsWatchlists
AFL

AFL - Aflac Inc Stock Price, Fair Value and News

83.73USD-0.55 (-0.65%)Market Closed

Market Summary

AFL
USD83.73-0.55
Market Closed
-0.65%

AFL Alerts

  • 1 major insider sales recently.

AFL Stock Price

View Fullscreen

AFL RSI Chart

AFL Valuation

Market Cap

48.3B

Price/Earnings (Trailing)

10.37

Price/Sales (Trailing)

2.58

EV/EBITDA

9.42

Price/Free Cashflow

15.15

AFL Price/Sales (Trailing)

AFL Profitability

EBT Margin

28.14%

Return on Equity

21.19%

Return on Assets

3.68%

Free Cashflow Yield

6.6%

AFL Fundamentals

AFL Revenue

Revenue (TTM)

18.7B

Rev. Growth (Yr)

-4.33%

Rev. Growth (Qtr)

-23.7%

AFL Earnings

Earnings (TTM)

4.7B

Earnings Growth (Yr)

36.73%

Earnings Growth (Qtr)

-82.92%

Breaking Down AFL Revenue

Last 7 days

3.4%

Last 30 days

-1.4%

Last 90 days

-1.8%

Trailing 12 Months

28.1%

How does AFL drawdown profile look like?

AFL Financial Health

Debt/Equity

0.33

Debt/Cashflow

0.43

AFL Investor Care

Dividend Yield

1.76%

Dividend/Share (TTM)

1.47

Buy Backs (1Y)

5.75%

Diluted EPS (TTM)

7.75

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202318.8B18.6B18.9B18.7B
202220.9B20.6B20.1B19.1B
202122.9B23.0B22.6B21.6B
202021.8B21.7B21.8B22.1B
201921.9B21.9B21.8B22.3B
201821.8B22.0B22.1B21.8B
201722.4B22.4B22.2B21.7B
201621.1B21.2B21.9B22.6B
201522.3B21.8B21.1B20.9B
201423.4B23.2B23.0B22.7B
201325.3B25.5B24.5B23.9B
201223.3B24.1B25.0B25.4B
201120.8B20.9B21.5B22.2B
201018.5B19.2B20.0B20.7B
200917.1B17.1B17.9B18.3B
2008015.8B16.2B16.6B
200700015.4B
Get all data in R, Python etc through our Historical Stock Data APIs
GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed S&P 500 Index

Grufity's Fair Value model takes all the S&P 500 stocks and divides them into separate buckets based on their attractiveness. The 'Very Cheap' bucket of S&P 500 has greatly outperformed S&P 500 Index. Conversely, S&P500 stocks considered 'Very Expensive' by the model underperformed the S&P500 index in the past three years. Grufity Fair Value is available for 2300+ stocks, including 90% of S&P 500 stocks. Grufity's Fair Value Model separates high-return stocks from low-return stocks.

PurpleZone


Returns of $10,000 invested in:

Very Cheap Stocks: $17,289
S&P 500 Index: $12,922
Very Expensive Stocks: $11,022

Grufity's Fair Value model does a great job in separating High Performing Stocks from Low Performing ones in the S&P 500 list.

S&P 500 Index
Very Expensive Stocks
Very Cheap Stocks
Try For Just $1.99

Tracking the Latest Insider Buys and Sells of Aflac Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 25, 2024
dyslin bradley eugene
sold (taxes)
-455,260
84.81
-5,368
executive vice president
Mar 20, 2024
kenny thomas j
sold
-423,105
84.621
-5,000
-
Mar 14, 2024
riggieri albert
sold
-666,760
83.345
-8,000
svp, global cro
Feb 22, 2024
collins arthur reginald
sold
-239,199
79.7329
-3,000
-
Feb 21, 2024
amos daniel p
gifted
-
-
-112,800
chairman of the board, ceo
Feb 16, 2024
lake charles d ii
sold
-2,577,820
79.91
-32,259
chairman & rep. director, alij
Feb 16, 2024
koide masatoshi
sold
-2,436,700
79.91
-30,493
pres. and rep. director, alij
Feb 15, 2024
riggieri albert
sold (taxes)
-651,891
78.23
-8,333
svp, global cro
Feb 15, 2024
miller virgil raynard
acquired
-
-
9,004
president, aflac u.s.
Feb 15, 2024
broden max
sold (taxes)
-1,848,730
78.23
-23,632
evp, chief financial officer

1–10 of 50

Which funds bought or sold AFL recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Apr 24, 2024
Assenagon Asset Management S.A.
added
24.84
2,336,850
10,145,400
 0.02%
Apr 24, 2024
Carmichael Hill & Associates, Inc.
unchanged
-
3,088
78,906
 0.03%
Apr 24, 2024
Verity & Verity, LLC
reduced
-4.82
2,187
233,322
 0.03%
Apr 24, 2024
Financial Freedom, LLC
unchanged
-
319
7,069
 -%
Apr 24, 2024
Willis Investment Counsel
reduced
-21.22
-5,596,080
25,468,100
 1.75%
Apr 24, 2024
Newbridge Financial Services Group, Inc.
reduced
-12.2
-1,696
18,571
 0.01%
Apr 24, 2024
Family Legacy, Inc.
unchanged
-
8,400
214,650
 0.08%
Apr 24, 2024
NBT BANK N A /NY
reduced
-2.57
2,929
211,902
 0.02%
Apr 24, 2024
BROWN ADVISORY INC
added
1.25
113,574
2,228,550
 -%
Apr 24, 2024
First Pacific Financial
added
37.74
1,895
6,268
 -%

1–10 of 50

Are Funds Buying or Selling AFL?

Are funds buying AFL calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own AFL
No. of Funds

AFL Alerts

Unveiling Aflac Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
8.97%
52,438,841
SC 13G/A
Jan 26, 2024
blackrock inc.
7.2%
42,164,887
SC 13G/A
Feb 09, 2023
vanguard group inc
8.83%
54,915,312
SC 13G/A
Feb 01, 2023
state street corp
4.79%
29,753,330
SC 13G/A
Feb 01, 2023
blackrock inc.
6.8%
42,212,595
SC 13G/A
Feb 10, 2022
state street corp
5.08%
33,636,123
SC 13G/A
Feb 09, 2022
vanguard group inc
8.36%
55,327,773
SC 13G/A
Feb 01, 2022
blackrock inc.
6.9%
45,494,623
SC 13G/A
Feb 12, 2021
state street corp
4.86%
34,135,472
SC 13G/A
Feb 10, 2021
vanguard group inc
8.53%
59,888,649
SC 13G/A

Recent SEC filings of Aflac Inc

View All Filings
Date Filed Form Type Document
Mar 27, 2024
4
Insider Trading
Mar 25, 2024
144
Notice of Insider Sale Intent
Mar 25, 2024
144
Notice of Insider Sale Intent
Mar 22, 2024
4
Insider Trading
Mar 21, 2024
8-K
Current Report
Mar 21, 2024
ARS
ARS
Mar 21, 2024
DEF 14A
DEF 14A
Mar 21, 2024
DEFA14A
DEFA14A
Mar 20, 2024
144
Notice of Insider Sale Intent
Mar 15, 2024
4
Insider Trading

Peers (Alternatives to Aflac Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
ARGO
1.0T
1.3B
 -3.06% 3135.69%
-4.8K
757.88
 -10.27% -34.69%
AJG
51.4B
10.1B
 -3.73% 15.38%
52.97
5.1
 17.79% -12.97%
AIG
50.8B
46.8B
 -3.59% 46.84%
13.95
1.09
 -14.05% -64.38%
TRV
49.0B
42.9B
 -5.07% 21.11%
15.6
1.14
 13.52% 12.15%
AFL
48.3B
18.7B
 -1.44% 28.05%
10.37
2.58
 -2.30% 5.45%
ACGL
34.8B
13.6B
 2.73% 28.73%
7.84
2.55
 41.83% 201.02%
AFG
10.8B
7.8B
 -3.96% 7.46%
12.64
1.38
 11.18% -5.12%
MID-CAP
UNM
9.8B
12.4B
 -3.37% 28.53%
7.66
0.79
 3.35% -8.77%
AIZ
9.0B
11.1B
 -5.30% 48.91%
14.04
0.81
 9.21% 132.28%
LNC
4.7B
11.6B
 -8.21% 36.54%
-6.31
0.41
 -38.09% -155.38%
AEL
4.5B
2.8B
 0.20% 51.26%
21.2
1.57
 100.59% -89.04%
SMALL-CAP
BRP
1.6B
1.2B
 -5.99% 10.80%
-17.79
1.32
 24.25% -115.79%
AMSF
876.6M
306.9M
 -7.25% -13.91%
14.11
2.86
 4.11% 11.70%
AMBC
649.5M
269.0M
 -3.49% -7.11%
144.32
2.41
 -46.68% -99.14%
AAME
38.8M
186.8M
 -30.91% -14.51%
-226.69
0.21
 -0.56% -111.21%

Aflac Inc News

Latest updates
GuruFocus.com • 10 hours ago
Aflac (AFL) Revenue per Share : $31.43 (TTM As of Dec. 2023)
MarketWatch • 12 hours ago
AFLAC Inc. stock underperforms Thursday when compared to competitors
MarketBeat • 45 hours ago
abrdn plc Raises Stock Holdings in Aflac Incorporated (NYSE:AFL)
MarketWatch • 23 Apr 2024 • 08:53 pm
AFLAC Inc. stock rises Tuesday, still underperforms market
MarketBeat • 23 Apr 2024 • 06:13 pm
Yousif Capital Management LLC Lowers Stock Position in Aflac Incorporated (NYSE:AFL)
Yahoo Movies UK • 22 Apr 2024 • 02:35 pm
Are Finance Stocks Lagging Aflac (AFL) This Year?
Seeking Alpha • 08 Apr 2024 • 07:00 am
Aflac Stock: Growing Cancer Cases Will Lead To Higher Revenues (NYSE:AFL)
Yahoo Finance • 22 Mar 2024 • 07:00 am
Director Thomas Kenny Sells 5,000 Shares of Aflac Inc (AFL)
Simply Wall St • 18 Mar 2024 • 07:00 am
Are Strong Financial Prospects The Force That Is Driving The Momentum In Aflac Incorporated's NYSE:AFL) Stock?
InvestorsObserver • 11 Mar 2024 • 07:00 am
Do Analysts Expect Aflac Inc (AFL) Stock to Rise After It Has Gained 5.69% in a Month?

Aflac Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue-23.7%3,7774,9505,1724,8003,9484,7045,3155,1734,8845,2375,5645,8695,9135,6655,4075,1625,6035,5365,5115,6575,126
Operating Expenses7.8%1,3861,2851,2491,3081,3561,2991,3331,3961,2861,5151,5381,531---------
  S&GA Expenses11.6%8767857287758367798028339598698818321,038847756779859769743719794
EBITDA Margin-3.6%0.29*0.30*0.28*0.27*0.27*0.28*0.26*0.24*0.25*0.25*0.24*0.23*---------
Interest Expenses-4.1%47.0049.0051.0048.0056.0059.0055.0056.0057.0057.0062.0062.0061.0063.0063.0055.0057.0057.0057.0058.0059.00
Income Taxes-91.1%21.00236191154342-452314247174225268310265-1,303265154276259292314197
Earnings Before Taxes-84.0%2891,8051,8251,3425381,3291,7081,2941,1191,1131,3731,6031,2161,1531,0707201,0581,0361,1091,242722
EBT Margin-3.6%0.28*0.29*0.27*0.26*0.25*0.27*0.25*0.23*0.24*0.23*0.23*0.22*---------
Net Income-82.9%2681,5691,6341,1881961,7811,3941,0479458881,1051,2939522,456805566782777817928526
Net Income Margin2.5%0.25*0.24*0.25*0.23*0.22*0.26*0.21*0.19*0.20*0.19*0.25*0.24*---------
Free Cashflow-34.4%8331,2703797081,0331,0765101,2608701,8539621,366---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets1.3%126,724125,111130,626134,966131,738128,100135,629147,046157,542160,597161,492158,157165,086160,955157,087151,616152,768154,137151,400145,679140,406
    Cash Equivalents-21.7%4,3065,5024,7203,8093,9434,7105,1734,2755,0516,2085,4694,9905,1415,5635,5284,1484,8964,2163,0193,8924,337
  Net PPE0%445445500528530488512538538542563578601584584586581562562559443
Liabilities2.2%104,739102,442110,187115,182111,598103,948109,242117,519124,289127,045127,757126,054131,527128,476127,667125,214123,809124,699123,159119,630116,944
  Long Term Debt5.8%7,3646,9617,0877,4207,4427,5187,4167,7687,9568,0668,1218,0887,8997,8257,7716,7586,5696,2336,2315,9005,778
Shareholder's Equity-3.0%21,98522,66920,43919,78420,14019,94619,55817,56017,03133,55233,73532,10333,55932,47929,42026,40228,95929,43828,24126,04923,462
  Retained Earnings-0.5%47,99348,25746,93745,55544,36744,89243,54742,41341,38140,83040,16239,27737,98437,46035,20434,59934,29133,71033,13032,51331,788
  Additional Paid-In Capital1.5%2,7712,7292,6972,6652,6412,6152,5892,5602,5292,4912,4652,4382,4102,3832,3582,3342,3132,2772,2472,2082,177
Shares Outstanding-0.8%596601606611635640645650674669678----------
Float---41,324---34,907---35,893---25,578---40,396--
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations-34.4%8331,2703797081,0331,0765101,2608701,8539621,3661,3572,0001,1871,4141,1921,9068131,5441,355
Cashflow From Investing-384.7%-1,4124961,628105-693-9301,293-1,210-1,207-332130-969-1,108-1,391-404-1,716-225-219-1,436-1,291-410
Cashflow From Financing20.7%-787-992-1,011-933-1,295-612-907-737-842-756-671-470-684-583598-446-284-451-292-686-103
  Dividend Payments-1.3%236239243248239242248250208217211219189192193195192190194195198
  Buy Backs0.1%701700700700600651650500625526500650500400188449470310357490378

AFL Income Statement

2023-12-31
Consolidated Statements of Earnings - USD ($)
shares in Thousands, $ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Revenues:   
Net earned premiums, principally supplemental health insurance[1]$ 14,123$ 14,901$ 17,095
Net investment income3,8113,6563,818
Net investment gains (losses)590363468
Other income (loss)177220173
Total revenues18,70119,14021,554
Benefits and expenses:   
Benefits and claims, excluding reserve remeasurement8,5949,10210,623
Reserve remeasurement (gains) losses(383)(215)(147)
Total benefits and claims, net8,2118,88710,476
Acquisition and operating expenses:   
Amortization of deferred policy acquisition costs816792835
Insurance commissions1,0521,1171,256
Insurance and other expenses[2]3,1653,2493,541
Interest expense195226238
Total acquisition and operating expenses5,2285,3845,870
Total benefits and expenses13,43914,27116,346
Earnings before income taxes5,2624,8695,208
Income Tax Expense:   
Current1,6631,1811,095
Deferred(1,060)(730)(118)
Income taxes603451977
Net earnings$ 4,659$ 4,418$ 4,231
Net earnings per share:   
Basic (in dollars per share)$ 7.81$ 6.96$ 6.28
Diluted (in dollars per share)$ 7.78$ 6.93$ 6.25
Weighted-average outstanding common shares used in computing earnings per share (In thousands):   
Basic (in shares)596,173634,816673,617
Diluted (in shares)598,745637,655676,729
Cash dividends per share$ 1.68$ 1.60$ 1.32
[1]Includes a gain (loss) of $20, $(42) and $(11) in 2023, 2022 and 2021, respectively, related to remeasurement of the deferred profit liability for limited-payment contracts.
[2]Includes expense of $48 in 2021 for the early extinguishment of debt.

AFL Balance Sheet

2023-12-31
Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2023
Dec. 31, 2022
Investments and cash:  
Available for sale, fixed maturity securities$ 73,290$ 75,741
Held to maturity fixed maturity securities, net carrying amount17,819[1]19,056
Equity securities1,0881,091
Commercial mortgage and other loans12,52713,496
Other investments4,5304,070
Cash and cash equivalents4,3063,943
Total investments and cash113,560117,397
Receivables848647
Accrued investment income731745
Deferred policy acquisition costs9,1329,239
Property and equipment, at cost less accumulated depreciation445530
Other2,0083,180
Total assets126,724131,738
Policy liabilities:  
Future policy benefits83,71888,241
Unpaid policy claims261201
Unearned premiums1,4511,825
Other policyholders’ funds6,1696,643
Total policy liabilities91,59996,910
Income taxes154698
Payables for return of cash collateral on loaned securities1,5031,809
Notes payable and lease obligations7,3647,442
Other4,1194,739
Total liabilities104,739111,598
Commitments and contingent liabilities (Note 15)
Shareholders' equity:  
Common stock of $.10 par value. In thousands: authorized 1,900,000 shares in 2023 and 2022; issued 1,355,398 shares in 2023 and 1,354,079 shares in 2022136135
Additional paid-in capital2,7712,641
Retained earnings47,99344,367
Accumulated other comprehensive income (loss):  
Unrealized foreign currency translation gains (losses)(4,069)(3,564)
Unrealized gains (losses) on fixed maturity securities1,139(702)
Unrealized gains (losses) on derivatives(22)(27)
Effect of changes in discount rate assumptions(2,560)(2,100)
Pension liability adjustment(8)(36)
Treasury stock, at average cost(23,395)(20,574)
Total shareholders’ equity21,98520,140
Total liabilities and shareholders’ equity126,724131,738
Consolidated Entity Excluding Variable Interest Entities (VIE)  
Investments and cash:  
Available for sale, fixed maturity securities69,57871,936
Variable Interest Entity, Consolidated  
Investments and cash:  
Available for sale, fixed maturity securities3,7123,805
Commercial mortgage and other loans[2]10,15010,832
Other investments[2],[3]2,3811,909
Policy liabilities:  
Total liabilities[2]$ 507$ 390
[1]Net of allowance for credit losses
[2]Net of allowance for credit losses
[3]Consists entirely of alternative investments in limited partnerships

About Aflac Inc

AFL
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, work leave, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is headquartered in Columbus, Georgia.
 CEO
 WEBSITEaflac.com
 INDUSTRYInsurance Property & Casualty
 EMPLOYEES12882

Aflac Inc Frequently Asked Questions

What is the ticker symbol for Aflac Inc? What does AFL stand for in stocks?

AFL is the stock ticker symbol of Aflac Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Aflac Inc (AFL)?

As of Thu Apr 25 2024, market cap of Aflac Inc is 48.31 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of AFL stock?

You can check AFL's fair value in chart for subscribers.

What is the fair value of AFL stock?

You can check AFL's fair value in chart for subscribers. The fair value of Aflac Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Aflac Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for AFL so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Aflac Inc a good stock to buy?

The fair value guage provides a quick view whether AFL is over valued or under valued. Whether Aflac Inc is cheap or expensive depends on the assumptions which impact Aflac Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for AFL.

What is Aflac Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Apr 25 2024, AFL's PE ratio (Price to Earnings) is 10.37 and Price to Sales (PS) ratio is 2.58. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. AFL PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Aflac Inc's stock?

In the past 10 years, Aflac Inc has provided 0.129 (multiply by 100 for percentage) rate of return.