Market Summary
USD50.19+2.55
Delayed5.35%
AIG Stock Price
AIG RSI Chart
AIG Valuation
AIG Price/Sales (Trailing)
AIG Profitability
AIG Fundamentals
AIG Revenue
AIG Earnings
Price Action
52 Week Range
46.6365.33
(Low)(High)
Last 7 days
-16.4%
Last 30 days
-22.6%
Last 90 days
-22.9%
Trailing 12 Months
-17.1%
AIG Financial Health
AIG Investor Care
Peers (Alternatives to American International Group)
View All Peers In Detail| Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|
| LARGE-CAP | ||||||||
PGR | 83.5B | 49.6B | -3.33% | 25.86% | 115.74 | 1.68 | 4.00% | -78.47% |
TRV | 40.0B | 36.9B | -11.25% | -6.12% | 14.06 | 1.08 | 5.94% | -22.39% |
AIG | 38.3B | 56.4B | -22.60% | -17.13% | 3.73 | 0.68 | 8.41% | 9.46% |
ALL | 29.5B | 51.4B | -18.97% | -12.44% | -20.82 | 0.57 | 1.63% | -195.35% |
RE | 24.8B | 12.1B | -11.42% | 23.49% | 41.48 | 2.05 | 1.63% | -56.71% |
HIG | 23.3B | 22.4B | -16.76% | -3.54% | 11.93 | 1.05 | -0.13% | -23.26% |
Y | 11.4B | 6.8B | 0.57% | 29.95% | 32.11 | 0.97 | -36.57% | -61.35% |
AFG | 10.2B | 7.0B | -13.98% | -9.38% | 11.39 | 1.45 | 7.45% | -54.99% |
| MID-CAP | ||||||||
RNR | 8.6B | 6.3B | -14.12% | 28.23% | -8.11 | 1.36 | 21.94% | -2542.77% |
ESGR | 4.0B | - | -8.96% | -17.12% | -4.13 | 4.2 | -80.45% | -283.49% |
| SMALL-CAP | ||||||||
HMN | 1.4B | 1.4B | -7.46% | -16.42% | -543.45 | 1.02 | 3.97% | -101.82% |
PLMR | 1.4B | 327.1M | 6.70% | -11.03% | 26.51 | 4.23 | 39.88% | 13.79% |
PRA | 1.0B | 1.1B | -7.52% | -28.26% | -2.5K | 0.91 | -1.58% | -100.28% |
JRVR | 812.7M | 813.7M | -5.54% | 1.51% | 26.24 | 1 | 5.28% | 117.92% |
Financials for American International Group
| Income Statement (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Revenue | -4.2% | 56,437 | 58,938 | 57,171 | 53,411 | 52,057 |
| S&GA Expenses | 5.2% | 9,195 | 8,741 | 8,888 | 8,883 | 8,790 |
| EBITDA | -19.4% | 20,255 | 25,120 | 23,495 | 19,089 | - |
| EBITDA Margin | -15.8% | 0.36* | 0.43* | 0.41* | 0.36* | - |
| Earnings Before Taxes | -25.0% | 14,282 | 19,051 | 17,380 | 13,206 | 12,099 |
| EBT Margin | -21.7% | 0.25* | 0.32* | 0.30* | 0.25* | - |
| Interest Expenses | 1.5% | 1,125 | 1,108 | 1,154 | 1,226 | 1,305 |
| Net Income | -25.3% | 10,276 | 13,751 | 12,709 | 9,772 | 9,388 |
| Net Income Margin | -22.0% | 0.18* | 0.23* | 0.22* | 0.18* | - |
| Free Cahsflow | -7.2% | 4,207 | 4,533 | 4,100 | 5,696 | - |
| Balance Sheet | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Assets | 0.7% | 526,634 | 522,932 | 538,938 | 573,513 | 596,112 |
| Cash Equivalents | -11.2% | 2,216 | 2,496 | 2,728 | 2,729 | 2,427 |
| Liabilities | 0.5% | 484,399 | 481,931 | 492,114 | 515,410 | 527,200 |
| . Short Term Borrowings | -0.1% | 1,500 | 1,502 | - | - | - |
| Long Term Debt | -4.8% | 1,782 | 1,871 | - | - | - |
| Shareholder's Equity | 2.5% | 40,002 | 39,023 | 46,824 | 58,103 | 65,956 |
| Retained Earnings | 0.1% | 33,032 | 33,009 | 30,550 | 27,764 | 23,785 |
| Additional Paid-In Capital | 0.0% | 80,284 | 80,301 | 81,679 | 81,620 | 81,851 |
| Shares Outstanding | -3.5% | 763 | 791 | 816 | - | - |
| Minority Interest | 12.9% | 2,233 | 1,978 | 1,480 | 2,159 | 2,956 |
| Cashflow (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Cashflow From Operations | -7.2% | 4,207 | 4,533 | 4,100 | 5,696 | 6,279 |
| Share Based Compensation | 3.6% | 288 | 278 | - | - | - |
| Cashflow From Investing | -38.3% | -3,626 | -2,621 | 899 | -3,932 | -3,280 |
| Cashflow From Financing | 73.4% | -676 | -2,546 | -5,228 | -2,216 | -3,735 |
| Dividend Payments | -2.8% | 982 | 1,010 | 1,039 | 1,065 | 1,083 |
| Buy Backs | -2.6% | 5,200 | 5,339 | 5,105 | 3,624 | 2,592 |
Risks for AIG
What is the probability of a big loss on AIG?
59.6%
Probability that American International Group stock will be more than 20% underwater in next one year
38.5%
Probability that American International Group stock will be more than 30% underwater in next one year.
22.3%
Probability that American International Group stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.
How does AIG drawdown profile look like?
Y-axis is the maximum loss one would have experienced if American International Group was unfortunately bought at previous high price.
Drawdowns
Returns for AIG
Cumulative Returns on AIG
4.2%
10-Year Cumulative Returns
1.0%
7-Year Cumulative Returns
21.6%
3-Year Cumulative Returns
What are the long-term rolling returns for AIG?
FIve years rolling returns for American International Group.
Annualized Returns
Which funds bought or sold AIG recently?
View All Details| Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
|---|---|---|---|---|---|---|
2023-03-15 | B. Riley Wealth Advisors, Inc. | reduced | -13.61 | 76,702 | 597,702 | 0.02% |
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | added | 7.26 | 6,450,640 | 21,499,600 | 0.02% |
2023-03-10 | MATHER GROUP, LLC. | added | 9.11 | 160,734 | 516,734 | 0.01% |
2023-03-06 | Rockefeller Capital Management L.P. | added | 0.32 | 1,600,000 | 6,356,000 | 0.03% |
2023-03-02 | LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA | new | - | 9,486 | 9,486 | -% |
2023-03-02 | OLIVER LAGORE VANVALIN INVESTMENT GROUP | reduced | -5.95 | 1,992 | 9,992 | 0.01% |
2023-03-01 | Lakewood Asset Management LLC | new | - | 910,000 | 910,000 | 0.74% |
2023-02-28 | Voya Investment Management LLC | added | 15.56 | 11,755,500 | 33,559,500 | 0.05% |
2023-02-27 | Parallax Volatility Advisers, L.P. | new | - | 3,198,300 | 3,198,300 | -% |
2023-02-24 | SRS Capital Advisors, Inc. | unchanged | - | 1,245 | 3,245 | -% |
Latest Funds Activity
Calls
Puts
Net Call Options
No. of Funds
American International Group News
Schedule 13G FIlings of American International Group
| Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
|---|---|---|---|---|---|
| Feb 14, 2023 | price t rowe associates inc /md/ | 4.4% | 32,884,193 | SC 13G/A | |
| Feb 13, 2023 | capital research global investors | 5.6% | 41,329,361 | SC 13G | |
| Feb 09, 2023 | vanguard group inc | 10.25% | 76,173,119 | SC 13G/A | |
| Feb 03, 2023 | blackrock inc. | 8.5% | 63,474,041 | SC 13G/A | |
| Jun 09, 2022 | vanguard group inc | 10.21% | 80,883,510 | SC 13G/A | |
| Feb 14, 2022 | price t rowe associates inc /md/ | 9.2% | 76,999,222 | SC 13G/A | |
| Feb 09, 2022 | vanguard group inc | 9.59% | 79,591,144 | SC 13G/A | |
| Feb 03, 2022 | blackrock inc. | 8.9% | 74,043,375 | SC 13G/A | |
| Feb 16, 2021 | price t rowe associates inc /md/ | 7.4% | 64,038,129 | SC 13G/A | |
| Feb 10, 2021 | vanguard group inc | 9.32% | 80,337,158 | SC 13G/A |
AIG Fair Value
American International Group fair value in different scenarios
The table shows the Fair Value estimates for American International Group for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
| Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
|---|---|---|---|---|---|
| Very Low Inflation | - - | - - | - - | - - | - - |
| Current Inflation | 47.54 -5.28% | 72.30 44.05% | 95.31 89.90% | 122.03 143.14% | 144.21 187.33% |
| Very High Inflation | - - | - - | - - | - - | - - |
Historical American International Group Fair Value Estimates
Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price
Recent SEC filings of American International Group
View All Filings| Date Filed | Form Type | Document | |
|---|---|---|---|
| Mar 13, 2023 | 8-K | Current Report | |
| Mar 02, 2023 | 4 | Insider Trading | |
| Mar 02, 2023 | 4 | Insider Trading | |
| Mar 02, 2023 | 4 | Insider Trading | |
| Mar 02, 2023 | 4 | Insider Trading | |
| Mar 02, 2023 | 4 | Insider Trading | |
| Mar 02, 2023 | 4 | Insider Trading | |
| Mar 02, 2023 | 4 | Insider Trading | |
| Mar 02, 2023 | 4 | Insider Trading | |
| Mar 02, 2023 | 4 | Insider Trading |
Latest Insider Trading transactions for AIG
Filter Transactions| Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
|---|---|---|---|---|---|---|
2023-02-28 | Glazer Rose Marie E. | sold (taxes) | -51,149 | 61.11 | -837 | evp & chief hr officer |
2023-02-28 | McElroy David | sold (taxes) | -639,455 | 61.11 | -10,464 | evp & ceo general insurance |
2023-02-28 | Carbone Kathleen | sold (taxes) | -47,482 | 61.11 | -777 | vp & chief accounting officer |
2023-02-28 | Hunter Constance | sold (taxes) | -42,960 | 61.11 | -703 | evp, head of strategy & esg |
2023-02-28 | Fato Luciana | sold (taxes) | -4,640,570 | 61.11 | -75,938 | evp, gc, comms & govt affairs |
2023-02-28 | Mouri Naohiro | sold (taxes) | -836,901 | 61.11 | -13,695 | evp and chief auditor |
2023-02-28 | Wade Claude E. | sold (taxes) | -62,148 | 61.11 | -1,017 | evp, hd of ops & chief dig off |
2023-02-28 | FITZSIMONS SHANE | sold (taxes) | -248,045 | 61.11 | -4,059 | evp & chief financial officer |
2023-02-28 | Hogan Kevin T. | sold (taxes) | -3,427,230 | 61.11 | -56,083 | ceo, corebridge financial, inc |
2023-02-28 | Repko John P | sold (taxes) | -1,473,300 | 61.11 | -24,109 | evp and chief info. officer |
American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment provides general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products; commercial, industrial, and energy-related property insurance; and aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance. It also provides professional liability insurance products for a range of businesses and risks, including directors and officers, mergers and acquisitions, fidelity, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions insurance. In addition, this segment offers personal auto and property insurance, such as auto, homeowners, umbrella, yacht, fine art, and collections; voluntary and sponsor-paid personal accident; supplemental health products; extended warranty insurance products; and travel insurance products. Its Life and Retirement segment offers variable annuities, index and fixed annuities, and retail mutual funds; and financial planning and advisory services; record-keeping, plan administrative, and compliance services; and term life and universal life insurance. It also provides stable value wrap products, and structured settlement and pension risk transfer annuities; and corporate- and bank-owned life insurance and guaranteed investment contracts. This segment sells its products through independent marketing organizations, independent insurance agents, financial advisors, direct marketing, banks, and broker-dealers. The company was founded in 1919 and is headquartered in New York, New York.
AIG Income Statement
2022-12-31Consolidated Statements of Income (Loss) - USD ($) $ in Millions | 12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020 | |
| Revenues: | |||
| Premiums | $ 31,857 | $ 31,259 | $ 28,523 |
| Policy fees | 2,972 | 3,051 | 2,917 |
| Total net investment income | 11,767 | 14,612 | 13,631 |
| Total net realized gains (losses) | 8,991 | 2,151 | (2,238) |
| Other income | 850 | 984 | 903 |
| Total revenues | 56,437 | 52,057 | 43,736 |
| Benefits, losses and expenses: | |||
| Policyholder benefits and losses incurred | 22,771 | 24,388 | 24,806 |
| Interest credited to policyholder account balances | 3,709 | 3,557 | 3,622 |
| Amortization of deferred policy acquisition costs | 4,970 | 4,573 | 4,211 |
| General operating and other expenses | 9,195 | 8,790 | 8,396 |
| Interest expense | 1,125 | 1,305 | 1,457 |
| Loss on extinguishment of debt | 303 | 389 | 12 |
| Net (gain) loss on divestitures and other | 82 | (3,044) | 8,525 |
| Total benefits, losses and expenses | 42,155 | 39,958 | 51,029 |
| Income (loss) from continuing operations before income tax expense (benefit) | 14,282 | 12,099 | (7,293) |
| Income tax expense (benefit): | |||
| Current | 517 | (45) | 217 |
| Deferred | 2,489 | 2,221 | (1,677) |
| Income tax expense (benefit) | 3,006 | 2,176 | (1,460) |
| Income (loss) from continuing operations | 11,276 | 9,923 | (5,833) |
| Income (loss) from discontinued operations, net of income tax expense | (1) | 0 | 4 |
| Net income (loss) | 11,275 | 9,923 | (5,829) |
| Less: | |||
| Net income from continuing operations attributable to noncontrolling interests | 999 | 535 | 115 |
| Net income (loss) attributable to AIG | 10,276 | 9,388 | (5,944) |
| Less: Dividends on preferred stock | 29 | 29 | 29 |
| Net income (loss) attributable to AIG common shareholders | $ 10,247 | $ 9,359 | $ (5,973) |
| Basic: | |||
| Income (loss) from continuing operations (in dollars per share) | $ 13.16 | $ 10.95 | $ (6.88) |
| Income from discontinued operations (in dollars per share) | 0 | 0 | 0 |
| Net income (loss) attributable to AIG common shareholders (in dollars per share) | 13.16 | 10.95 | (6.88) |
| Diluted: | |||
| Income (loss) from continuing operations (in dollars per share) | 13.01 | 10.82 | (6.88) |
| Income from discontinued operations (in dollars per share) | 0 | 0 | 0 |
| Net income attributable to AIG common shareholders (in dollars per share) | $ 13.01 | $ 10.82 | $ (6.88) |
| Weighted average shares outstanding: | |||
| Basic (in shares) | 778,621,118 | 854,320,449 | 869,309,458 |
| Diluted (in shares) | 787,941,750 | 864,884,879 | 869,309,458 |
| Excluding Fortitude Re Funds Withheld Assets | |||
| Revenues: | |||
| Total net investment income | $ 10,824 | $ 12,641 | $ 12,578 |
| Total net realized gains (losses) | 1,996 | 1,751 | (56) |
| Fortitude Re funds withheld assets | |||
| Revenues: | |||
| Total net investment income | 943 | 1,971 | 1,053 |
| Total net realized gains (losses) | (486) | 1,003 | 463 |
| Fortitude Re funds withheld embedded derivative | |||
| Revenues: | |||
| Total net realized gains (losses) | $ 7,481 | $ (603) | $ (2,645) |
AIG Balance Sheet
2022-12-31Consolidated Balance Sheets - USD ($) $ in Millions | Dec. 31, 2022 | Dec. 31, 2021 | ||
|---|---|---|---|---|
| Fixed maturity securities: | ||||
| Bonds available for sale, at fair value, net of allowance for credit losses of $186 in 2022 and $98 in 2021 (amortized cost: 2022 - $255,993; 2021 - $259,210) | [1] | $ 226,156 | $ 277,202 | |
| Other bond securities, at fair value (See Note 5) | [1] | 4,485 | 6,278 | |
| Equity securities, at fair value (See Note 5) | [1] | 575 | 739 | |
| Mortgage and other loans receivable | [1] | 49,605 | 46,048 | |
| Other invested assets | [1] | 15,953 | 15,668 | |
| Short-term investments | [1] | 12,376 | 13,357 | |
| Total investments | 309,150 | 359,292 | ||
| Cash | [1] | 2,043 | 2,198 | |
| Accrued investment income | [1] | 2,376 | 2,239 | |
| Premiums and other receivables, net of allowance for credit losses and disputes of $169 in 2022 and $185 in 2021 | 13,243 | 12,409 | ||
| Deferred income taxes | 15,144 | 11,714 | ||
| Deferred policy acquisition costs | 15,518 | 10,514 | ||
| Other assets | [1] | 12,714 | 14,351 | |
| Separate account assets, at fair value | 84,853 | 109,111 | ||
| Total assets | 526,634 | 596,112 | ||
| Liabilities: | ||||
| Liability for unpaid losses and loss adjustment expenses, including allowance for credit losses of $14 in 2022 and $14 in 2021 | 75,167 | 79,026 | ||
| Unearned premiums | 18,338 | 19,313 | ||
| Future policy benefits for life and accident and health insurance contracts | 59,223 | 59,950 | ||
| Policyholder contract deposits (portion measured at fair value: 2022 - $7,146; 2021 - $9,736) | 158,891 | 156,686 | ||
| Other policyholder funds | 3,909 | 3,476 | ||
| Fortitude Re funds withheld payable (portion measured at fair value: 2022 - $(2,235); 2021 - $5,922) | 30,383 | 40,771 | ||
| Other liabilities (portion measured at fair value: 2022 - $343; 2021 - $586) | [1] | 26,456 | 28,704 | |
| Separate account liabilities | 84,853 | 109,111 | ||
| Total liabilities | 484,399 | 527,200 | ||
| Contingencies, commitments and guarantees (See Note 15) | ||||
| AIG shareholders’ equity: | ||||
| Series A non-cumulative preferred stock and additional paid in capital, $5.00 par value; 100,000,000 shares authorized; shares issued: 2022 - 20,000 and 2021 - 20,000; liquidation preference $500 | 485 | 485 | ||
| Common stock, $2.50 par value; 5,000,000,000 shares authorized; shares issued: 2022 - 1,906,671,492 and 2021 - 1,906,671,492 | 4,766 | 4,766 | ||
| Treasury stock, at cost; 2022 - 1,172,543,436 shares; 2021 - 1,087,984,129 shares of common stock | (56,473) | (51,618) | ||
| Additional paid-in capital | 80,284 | 81,851 | ||
| Retained earnings | 33,032 | 23,785 | ||
| Accumulated other comprehensive income (loss) | (22,092) | 6,687 | ||
| Total AIG shareholders’ equity | 40,002 | 65,956 | ||
| Non-redeemable noncontrolling interests | 2,233 | 2,956 | ||
| Total equity | 42,235 | 68,912 | ||
| Total liabilities and equity | 526,634 | 596,112 | ||
| Recurring Basis | ||||
| Fixed maturity securities: | ||||
| Other invested assets | 12,042 | 10,504 | ||
| Short-term investments | 5,708 | 4,426 | ||
| Other assets | 621 | 957 | ||
| Liabilities: | ||||
| Policyholder contract deposits (portion measured at fair value: 2022 - $7,146; 2021 - $9,736) | 7,146 | 9,736 | ||
| Fortitude Re funds withheld payable | (2,235) | |||
| Fortitude Re funds withheld payable (portion measured at fair value: 2022 - $(2,235); 2021 - $5,922) | 5,922 | |||
| Consolidated Entities, Excluding Consolidated Investments | ||||
| Liabilities: | ||||
| Short-term and long-term debt | 21,299 | 23,741 | ||
| Consolidated Investments, Including Variable Interest Entities, Primarily Beneficiary | ||||
| Liabilities: | ||||
| Short-term and long-term debt | [1] | 5,880 | 6,422 | |
| Fortitude RE | ||||
| Fixed maturity securities: | ||||
| Reinsurance assets, net of allowance for credit losses and disputes | 32,159 | 33,365 | ||
| Excluding Fortitude | ||||
| Fixed maturity securities: | ||||
| Reinsurance assets, net of allowance for credit losses and disputes | $ 39,434 | $ 40,919 | ||
| ||||