ALLY - Ally Financial Inc Stock Price, Fair Value and News

39.14USD-0.62 (-1.56%)Market Closed

Market Summary

USD39.14-0.62

Market Closed

-1.56%

ALLY Stock Price

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ALLY RSI Chart

ALLY Valuation

Market Cap

11.9B

Price/Earnings (Trailing)

11.66

Price/Sales (Trailing)

0.85

EV/EBITDA

2.44

Price/Free Cashflow

2.55

ALLY Price/Sales (Trailing)

ALLY Profitability

EBT Margin

7.76%

Return on Equity

7.41%

Return on Assets

0.52%

Free Cashflow Yield

39.19%

ALLY Fundamentals

ALLY Revenue

Revenue (TTM)

14.0B

Rev. Growth (Yr)

16.91%

Rev. Growth (Qtr)

0.78%

ALLY Earnings

Earnings (TTM)

1.0B

Earnings Growth (Yr)

-72.66%

Earnings Growth (Qtr)

-74.32%

Breaking Down ALLY Revenue

Last 7 days

1.1%

Last 30 days

-0.1%

Last 90 days

4.0%

Trailing 12 Months

53.2%

How does ALLY drawdown profile look like?

ALLY Financial Health

Debt/Equity

1.28

Debt/Cashflow

0.27

ALLY Investor Care

Dividend Yield

3.07%

Dividend/Share (TTM)

1.2

Shares Dilution (1Y)

1.05%

Diluted EPS (TTM)

2.98

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	11.6B	12.6B	13.4B	14.0B
2022	8.9B	9.2B	9.8B	10.6B
2021	8.5B	8.5B	8.5B	8.7B
2020	9.8B	9.5B	9.1B	8.8B
2019	9.7B	9.9B	10.1B	9.9B
2018	5.3B	6.1B	6.3B	8.8B
2017	8.2B	7.6B	7.7B	5.8B
2016	6.8B	6.8B	7.6B	8.3B
2015	5.6B	6.4B	6.5B	6.8B
2014	4.4B	4.6B	4.7B	4.7B
2013	5.0B	4.9B	4.1B	4.3B
2012	5.3B	4.0B	4.6B	4.5B
2011	4.6B	5.3B	6.0B	6.7B
2010	0	9.8B	6.8B	3.9B
2009	0	0	0	12.8B

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Ally Financial Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 04, 2024	gibbons thomas p	acquired	-	-	801	-
Apr 04, 2024	reilly david	acquired	-	-	801	-
Feb 05, 2024	wilson isvara m.	sold (taxes)	-56,467	37.62	-1,501	acting general counsel
Feb 05, 2024	morais diane e.	sold (taxes)	-444,029	37.62	-11,803	president, ally bank
Feb 05, 2024	schugel jason e.	sold (taxes)	-210,446	37.62	-5,594	chief risk officer
Feb 05, 2024	debrunner david j	sold (taxes)	-180,802	37.62	-4,806	vp, cao, controller
Feb 05, 2024	timmerman douglas r.	sold (taxes)	-488,420	37.62	-12,983	interim ceo
Jan 26, 2024	morais diane e.	acquired	1,098,770	37.62	29,207	president, ally bank
Jan 26, 2024	schugel jason e.	acquired	528,787	37.62	14,056	chief risk officer
Jan 26, 2024	timmerman douglas r.	acquired	1,158,770	37.62	30,802	president, dfs

Which funds bought or sold ALLY recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 24, 2024	WESPAC Advisors, LLC	new	-	441,497	441,497	0.26%
Apr 24, 2024	Assenagon Asset Management S.A.	reduced	-33.47	-8,074,600	27,543,500	0.06%
Apr 24, 2024	Greylin Investment Management, Inc	reduced	-10.33	461,081	11,366,700	1.82%
Apr 24, 2024	Cambridge Investment Research Advisors, Inc.	reduced	-1.27	119,000	921,000	-%
Apr 24, 2024	V-Square Quantitative Management LLC	added	4.29	25,922	148,072	0.02%
Apr 24, 2024	West Branch Capital LLC	sold off	-100	-6,984	-	-%
Apr 24, 2024	Simplicity Wealth,LLC	new	-	233,680	233,680	0.01%
Apr 24, 2024	Robeco Institutional Asset Management B.V.	reduced	-11.69	1,596,480	61,914,300	0.14%
Apr 24, 2024	DekaBank Deutsche Girozentrale	reduced	-1.55	297,000	2,712,000	-%
Apr 24, 2024	Spire Wealth Management	reduced	-8.83	6,094	157,124	-%

Are Funds Buying or Selling ALLY?

Are funds buying ALLY calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ALLY

No. of Funds

Unveiling Ally Financial Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	harris associates l p	7.78%	23,475,675	SC 13G/A
Feb 14, 2024	berkshire hathaway inc	9.6%	2.9e+07	SC 13G/A
Feb 13, 2024	vanguard group inc	9.30%	28,060,601	SC 13G/A
Jan 24, 2024	blackrock inc.	9.5%	28,541,822	SC 13G/A
Feb 14, 2023	harris associates l p	8.7%	25,997,686	SC 13G/A
Feb 14, 2023	berkshire hathaway inc	9.98%	29,800,000	SC 13G
Feb 09, 2023	vanguard group inc	10.53%	31,445,082	SC 13G/A
Jan 31, 2023	blackrock inc.	7.5%	22,366,239	SC 13G/A
Feb 11, 2022	harris associates l p	7.2%	24,828,869	SC 13G/A
Feb 09, 2022	vanguard group inc	10.35%	35,851,312	SC 13G/A

Recent SEC filings of Ally Financial Inc

View All Filings

Date Filed	Form Type	Document
Apr 22, 2024	424B2	Prospectus Filed
Apr 18, 2024	8-K	Current Report
Apr 08, 2024	4	Insider Trading
Apr 08, 2024	4	Insider Trading
Apr 08, 2024	424B2	Prospectus Filed
Apr 05, 2024	ARS	ARS
Apr 05, 2024	DEF 14A	DEF 14A
Apr 02, 2024	424B2	Prospectus Filed
Mar 27, 2024	8-K	Current Report
Mar 22, 2024	11-K	Employee Benefit Details

Peers (Alternatives to Ally Financial Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	436.3B	25.1B	-3.06%	26.02%	38.97	17.38	12.87%	12.74%
AXP	166.1B	62.0B	5.56%	52.16%	18.47	2.68	11.96%	24.39%
PYPL	68.7B	29.8B	-3.85%	-11.05%	16.18	2.31	8.19%	75.53%
COF	55.5B	41.9B	3.63%	54.56%	11.24	1.32	34.26%	32.87%
DFS	31.5B	17.8B	0.16%	24.15%	10.65	1.76	38.72%	-32.51%
ALLY	11.9B	14.0B	-0.10%	53.24%	11.66	0.85	31.42%	-40.49%
MID-CAP
CACC	6.3B	1.9B	-6.48%	8.74%	22.16	3.33	3.79%	-46.60%
FCFS	5.2B	3.2B	-7.51%	20.19%	23.56	1.64	15.50%	-13.49%
WU	4.4B	4.4B	-2.71%	24.88%	7.17	1.01	0.29%	-19.79%
NNI	3.5B	1.1B	1.79%	0.52%	38.52	3.18	8.54%	-77.53%
SMALL-CAP
ENVA	1.7B	2.2B	2.03%	49.83%	9.62	0.74	22.40%	-16.16%
ATLC	388.1M	1.2B	-7.33%	-2.28%	3.77	0.34	10.41%	-24.15%
CPSS	181.3M	352.0M	17.53%	-12.36%	4	0.52	6.77%	-47.27%
AIHS	8.1M	7.3M	-9.57%	-2.52%	-2.11	1.11	-51.06%	-195.09%
CURO	3.7M	853.2M	-40.00%	-95.05%	-0.01	0	-15.13%	-1364.54%

Ally Financial Inc News

Latest updates

Ally Financial Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	0.8%	3,623	3,595	3,454	3,286	3,099	2,761	2,450	2,311	2,255	2,177	2,127	2,092	2,123	2,145	2,178	2,351	2,442	2,491	2,491	2,433	2,695
EBITDA Margin	-0.1%	0.66*	0.66*	0.64*	0.61*	0.61*	0.64*	0.69*	0.75*	0.81*	0.85*	0.87*	0.84*	-	-	-	-	-	-	-	-	-
Interest Expenses	3.1%	1,908	1,850	1,681	1,458	1,185	804	467	401	415	444	498	557	644	770	872	957	1,024	1,069	1,095	1,055	1,028
Income Taxes	80.9%	-13.00	-68.00	74.00	68.00	167	117	152	191	241	195	143	211	169	156	95.00	-92.00	106	119	-90.00	111	79.00
Earnings Before Taxes	-71.9%	64.00	228	403	388	445	417	634	846	899	907	1,042	1,007	856	632	337	-411	487	500	494	486	368
EBT Margin	-28.8%	0.08*	0.11*	0.13*	0.16*	0.22*	0.29*	0.36*	0.42*	0.45*	0.45*	0.42*	0.33*	-	-	-	-	-	-	-	-	-
Net Income	-74.3%	76.00	296	329	319	278	299	482	655	652	712	900	796	687	476	241	-319	378	381	582	374	290
Net Income Margin	-19.7%	0.07*	0.09*	0.10*	0.12*	0.16*	0.21*	0.27*	0.33*	0.35*	0.36*	0.34*	0.26*	-	-	-	-	-	-	-	-	-
Free Cashflow	-101.0%	-17.00	1,660	1,588	1,432	1,173	1,602	1,831	1,641	959	1,461	452	1,170	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.4%	196,392	195,704	197,241	196,165	191,826	188,640	185,703	184,297	182,114	179,184	180,470	181,879	182,165	185,270	184,061	182,527	180,644	181,485	180,448	180,117	178,869
Cash Equivalents	-18.4%	6,945	8,515	9,972	9,780	5,571	5,004	4,167	3,932	5,670	10,915	13,664	15,778	16,574	19,939	19,131	6,161	4,380	3,617	3,563	3,957	5,626
Liabilities	-0.1%	182,626	182,879	183,709	182,787	178,967	176,206	171,719	168,884	165,064	161,895	162,940	167,254	167,462	171,144	170,235	169,008	166,228	167,035	166,132	166,418	165,601
Short Term Borrowings	36.8%	3,297	2,410	2,194	1,455	2,399	7,200	7,775	3,950	-	-	-	-	2,136	3,032	3,689	9,493	5,531	5,335	6,519	6,115	9,987
Long Term Debt	-12.6%	17,570	20,096	20,141	20,480	17,762	16,628	16,984	15,885	17,029	14,946	16,896	20,503	22,006	25,704	29,176	31,066	34,027	35,730	37,466	41,490	44,193
Shareholder's Equity	7.3%	13,766	12,825	13,532	13,378	12,859	12,434	13,984	15,413	17,050	17,289	17,530	14,625	14,703	14,126	13,826	13,519	14,416	14,450	14,316	13,699	13,268
Retained Earnings	-21.8%	154	197	23.00	-185	-384	-544	-721	-1,076	-1,599	-2,136	-2,726	-3,555	-4,278	-4,893	-5,296	-5,465	-4,057	-4,368	-4,682	-5,195	-5,489
Shares Outstanding	0.3%	302	302	302	301	299	300	313	327	338	350	363	-	-	-	-	-	-	-	-	-	-
Float	-	-	-	8,100	-	-	-	10,500	-	-	-	18,100	-	-	-	7,400	-	-	-	12,200	-	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-101.0%	-17.00	1,660	1,588	1,432	1,173	1,602	1,831	1,641	959	1,461	452	1,170	1,135	1,442	348	814	917	1,289	763	1,081	806
Cashflow From Investing	-77.1%	-3,073	-1,735	-2,098	-382	-3,355	-4,473	-3,750	-5,685	-9,523	-1,484	-543	452	-2,578	-300	11,630	-325	-621	-641	-466	-2,041	-5,663
Cashflow From Financing	197.6%	1,408	-1,442	550	3,323	2,680	3,842	2,066	2,987	2,695	-2,880	-2,496	-1,167	-2,609	-486	919	2,201	-288	-546	-933	237	5,779
Dividend Payments	1.1%	91.00	90.00	91.00	96.00	86.00	95.00	99.00	104	87.00	93.00	71.00	73.00	72.00	73.00	72.00	72.00	67.00	67.00	69.00	70.00	63.00
Buy Backs	-	4.00	-	2.00	27.00	51.00	415	600	584	594	679	502	219	1.00	1.00	-	104	299	300	229	211	309

ALLY Income Statement

2023-12-31

Consolidated Statement of Income - USD ($)
shares in Thousands, $ in Millions

12 Months Ended

Dec. 31, 2023

Dec. 31, 2022

Dec. 31, 2021

Financing revenue and other interest income

Interest and fees on finance receivables and loans

$ 11,020

$ 8,099

$ 6,468

Interest on loans held-for-sale

Interest and dividends on investment securities and other earning assets

1,022

841

600

Interest on cash and cash equivalents

332

Operating leases

1,550

1,596

1,550

Total financing revenue and other interest income

13,958

10,621

8,651

Interest expense

Interest on deposits

5,819

1,987

1,045

Interest on short-term borrowings

107

Interest on long-term debt

1,001

763

860

Interest on other

Total interest expense

6,897

2,857

1,914

Net depreciation expense on operating lease assets

860

914

570

Net financing revenue and other interest income

6,201

6,850

6,167

Other revenue

Insurance premiums and service revenue earned

1,271

1,151

1,117

Gain on mortgage and automotive loans, net

Loss on extinguishment of debt

(136)

Other gain (loss) on investments, net

144

(120)

285

Other income, net of losses

582

495

686

Total other revenue

2,013

1,578

2,039

Total net revenue

8,214

8,428

8,206

Provision for credit losses

1,968

1,399

241

Noninterest expense

Compensation and benefits expense

1,901

1,900

1,643

Insurance losses and loss adjustment expenses

422

280

261

Goodwill impairment

149

Other operating expenses

2,691

2,507

2,206

Total noninterest expense

5,163

4,687

4,110

Income (loss) from continuing operations before income tax expense

1,083

2,342

3,855

Income tax expense from continuing operations

627

790

Net income from continuing operations

^[1]

1,022

1,715

3,065

Loss from discontinued operations, net of tax

(2)

(1)

(5)

Net income

1,020

1,714

3,060

Net income from continuing operations attributable to common stockholders

^[1]

912

1,605

3,008

Loss from discontinued operations, net of tax

^[1]

(2)

(1)

(5)

Net income attributable to common stockholders

^[1]

$ 910

$ 1,604

$ 3,003

Basic weighted-average common shares outstanding (in shares)

^[1],[2]

303,751

316,690

362,583

Diluted weighted-average common shares outstanding (in shares)

^[1],[2]

305,135

318,629

365,180

Basic earnings per common share

Net income from continuing operations (in dollars per share)

^[1]

$ 3.00

$ 5.07

$ 8.30

Loss from discontinued operations, net of tax (in dollars per share)

^[1]

(0.01)

Net income (in dollars per share)

^[1]

3.00

5.06

8.28

Diluted earnings per common share

Net income from continuing operations (in dollars per share)

^[1]

2.99

5.04

8.24

Loss from discontinued operations, net of tax (in dollars per share)

^[1]

(0.01)

Net income (in dollars per share)

^[1]

2.98

5.03

8.22

Cash dividends declared per common share (in dollars per share)

^[1]

$ 1.20

$ 0.88

[1]	Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.
[2]	Includes shares related to share-based compensation that vested but were not yet issued.

ALLY Balance Sheet

2023-12-31

Consolidated Balance Sheet - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Cash and cash equivalents
Noninterest-bearing	$ 638	$ 542
Interest-bearing	6,307	5,029
Total cash and cash equivalents	6,945	5,571
Equity securities	810	681
Available-for-sale securities (amortized cost of $28,416 and $34,863)	24,415	29,541
Held-to-maturity securities (fair value of $4,729 and $884)	4,680	1,062
Loans held-for-sale, net	400	654
Finance receivables and loans, net
Finance receivables and loans, net of unearned income	139,439	135,748
Allowance for loan losses	(3,587)	(3,711)
Total finance receivables and loans, net	135,852	132,037
Investment in operating leases, net	9,171	10,444
Premiums receivable and other insurance assets	2,749	2,698
Other assets	9,395	9,138
Assets of operations held-for-sale	1,975	0
Total assets	196,392	191,826
Deposit liabilities
Noninterest-bearing	139	185
Interest-bearing	154,527	152,112
Total deposit liabilities	154,666	152,297
Short-term borrowings	3,297	2,399
Long-term debt	17,570	17,762
Interest payable	858	408
Unearned insurance premiums and service revenue	3,492	3,453
Accrued expenses and other liabilities	2,726	2,648
Liabilities of operations held-for-sale	17	0
Total liabilities	182,626	178,967
Commitments and contingencies (refer to Note 28 and Note 29)
Equity
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 511,861,447 and 507,682,838; and outstanding 302,459,258 and 299,324,357)	21,975	21,816
Preferred stock	2,324	2,324
Retained earnings (accumulated deficit)	154	(384)
Accumulated other comprehensive loss	(3,816)	(4,059)
Treasury stock, at cost (209,402,189 and 208,358,481 shares)	(6,871)	(6,838)
Total equity	13,766	12,859
Total liabilities and equity	$ 196,392	$ 191,826

About Ally Financial Inc

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

CEO	Mr. Jeffrey J. Brown
WEBSITE	ally.com
INDUSTRY	Credit Services
EMPLOYEES	11600

Ally Financial Inc Frequently Asked Questions

What is the ticker symbol for Ally Financial Inc? What does ALLY stand for in stocks?

ALLY is the stock ticker symbol of Ally Financial Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Ally Financial Inc (ALLY)?

As of Thu Apr 25 2024, market cap of Ally Financial Inc is 11.9 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ALLY stock?

You can check ALLY's fair value in chart for subscribers.

What is the fair value of ALLY stock?

You can check ALLY's fair value in chart for subscribers. The fair value of Ally Financial Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Ally Financial Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ALLY so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Ally Financial Inc a good stock to buy?

The fair value guage provides a quick view whether ALLY is over valued or under valued. Whether Ally Financial Inc is cheap or expensive depends on the assumptions which impact Ally Financial Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ALLY.

What is Ally Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Apr 25 2024, ALLY's PE ratio (Price to Earnings) is 11.66 and Price to Sales (PS) ratio is 0.85. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ALLY PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Ally Financial Inc's stock?

In the past 10 years, Ally Financial Inc has provided 0.066 (multiply by 100 for percentage) rate of return.