Last 7 days
-2.6%
Last 30 days
1.7%
Last 90 days
2.7%
Trailing 12 Months
-13.2%
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
2023-08-01 | GIBBONS THOMAS P | acquired | - | - | 4,728 | - |
2023-07-21 | Hutchinson Russell E. | acquired | 2,500,030 | 28.7 | 87,109 | chief financial officer |
2023-07-06 | Reilly David | acquired | - | - | 1,204 | - |
2023-07-06 | Goldman Melissa | acquired | - | - | 1,204 | - |
2023-07-06 | Clark Mayree C | acquired | - | - | 602 | - |
2023-05-15 | BACON KENNETH J | acquired | 145,002 | 25.56 | 5,673 | - |
2023-05-15 | Clark Mayree C | acquired | 145,002 | 25.56 | 5,673 | - |
2023-05-15 | Steib Michael F | acquired | 145,002 | 25.56 | 5,673 | - |
2023-05-15 | MAGNER MARJORIE | acquired | 145,002 | 25.56 | 5,673 | - |
2023-05-15 | Fennebresque Kim S | acquired | 145,002 | 25.56 | 5,673 | - |
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
2023-09-12 | Farther Finance Advisors, LLC | added | 11.08 | 3,706 | 24,633 | -% |
2023-08-25 | Yarbrough Capital, LLC | unchanged | - | 253,972 | 4,513,020 | 0.26% |
2023-08-23 | WOLVERINE TRADING, LLC | new | - | 581,257 | 581,257 | -% |
2023-08-22 | COMERICA BANK | new | - | 42,000 | 42,000 | -% |
2023-08-21 | BOKF, NA | reduced | -22.47 | -9,211 | 42,406 | -% |
2023-08-21 | Principal Street Partners, LLC | reduced | -4.26 | 70,199 | 4,916,920 | 1.17% |
2023-08-21 | OSAIC HOLDINGS, INC. | reduced | -28.24 | -292,509 | 918,416 | -% |
2023-08-21 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -10.00 | -577,082 | 11,868,900 | 0.02% |
2023-08-17 | Coppell Advisory Solutions LLC | new | - | 5,109 | 5,109 | -% |
2023-08-16 | Sparta 24 Ltd. | sold off | -100 | -5,545,760 | - | -% |
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Feb 14, 2023 | berkshire hathaway inc | 9.98% | 29,800,000 | SC 13G | |
Feb 14, 2023 | harris associates l p | 8.7% | 25,997,686 | SC 13G/A | |
Feb 09, 2023 | vanguard group inc | 10.53% | 31,445,082 | SC 13G/A | |
Jan 31, 2023 | blackrock inc. | 7.5% | 22,366,239 | SC 13G/A | |
Feb 11, 2022 | harris associates l p | 7.2% | 24,828,869 | SC 13G/A | |
Feb 09, 2022 | vanguard group inc | 10.35% | 35,851,312 | SC 13G/A | |
Feb 01, 2022 | blackrock inc. | 8.6% | 29,683,700 | SC 13G/A | |
May 10, 2021 | vanguard group inc | 10.24% | 37,970,139 | SC 13G/A | |
Feb 16, 2021 | harris associates l p | 7.6% | 28,239,762 | SC 13G/A | |
Feb 10, 2021 | vanguard group inc | 9.25% | 34,599,362 | SC 13G/A |
Date Filed | Form Type | Document | |
---|---|---|---|
Sep 18, 2023 | 424B2 | Prospectus Filed | |
Sep 18, 2023 | 424B2 | Prospectus Filed | |
Sep 11, 2023 | 424B2 | Prospectus Filed | |
Sep 11, 2023 | 424B2 | Prospectus Filed | |
Sep 06, 2023 | 424B2 | Prospectus Filed | |
Aug 28, 2023 | 424B2 | Prospectus Filed | |
Aug 21, 2023 | 424B2 | Prospectus Filed | |
Aug 21, 2023 | 424B2 | Prospectus Filed | |
Aug 14, 2023 | 424B2 | Prospectus Filed | |
Aug 11, 2023 | 13F-HR | Fund Holdings Report |
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
AXP | 115.7B | 45.6B | -2.27% | 2.83% | 15.55 | 2.54 | 15.43% | -2.20% |
DFS | 27.5B | 15.6B | -2.90% | -10.61% | 6.66 | 1.94 | 40.78% | -13.21% |
SYF | 13.4B | 18.6B | -2.28% | 2.29% | 5.49 | 0.72 | 16.17% | -33.60% |
MID-CAP | ||||||||
ALLY | 8.3B | 12.6B | 1.69% | -13.23% | 6.81 | 0.66 | 37.06% | -51.02% |
CACC | 6.2B | 1.9B | -0.10% | 2.55% | 18.5 | 3.36 | 0.25% | -57.46% |
OMF | 4.9B | 4.5B | 2.41% | 23.56% | 7.55 | 1.1 | 0.52% | -38.79% |
NNI | 3.4B | 1.1B | -0.45% | 11.85% | 17.88 | 3.03 | 4.56% | -58.41% |
SLM | 3.3B | 2.4B | -1.26% | -7.47% | 8.84 | 1.4 | 29.49% | -55.68% |
SMALL-CAP | ||||||||
ENVA | 1.5B | 1.9B | -3.75% | 46.94% | 7.42 | 0.78 | 30.29% | -1.66% |
ECPG | 1.1B | 1.2B | 0.64% | -4.37% | 335.48 | 0.94 | -27.61% | -99.16% |
WRLD | 804.1M | 598.0M | -2.53% | 18.77% | 20.32 | 1.34 | -2.53% | 33.78% |
GDOT | 721.8M | 1.5B | -10.10% | -31.83% | 15.3 | 0.49 | 2.42% | -6.49% |
LC | 696.7M | 742.9M | -0.93% | -47.97% | 3.87 | 0.94 | 21.30% | 1459.12% |
TREE | 204.0M | 822.9M | -16.90% | -48.24% | -1.31 | 0.25 | -25.25% | -733.09% |
7.6%
2.4%
4.5%
71.9%
46.1%
33.9%
Y-axis is the maximum loss one would have experienced if Ally Financial was unfortunately bought at previous high price.
Income Statement (Last 12 Months) | (In Millions) | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 | 2018Q2 |
Revenue | 8.7% | 12,600 | 11,596 | 10,621 | 9,777 | 9,193 | 8,870 | 8,651 | 8,519 | 8,487 | 8,538 | 8,797 | 9,116 | 9,462 | 9,775 | 9,857 | 9,823 | 9,628 | 9,369 | 9,052 | 7,598 | 6,764 |
EBITDA | -100.0% | - | 7,103 | 6,526 | 6,213 | 6,300 | 6,679 | 7,030 | 7,277 | 7,394 | 7,212 | 6,207 | 6,246 | 6,440 | 6,787 | 7,765 | - | - | - | - | - | - |
EBITDA Margin | -100.0% | - | 0.61* | 0.61* | 0.64* | 0.69* | 0.75* | 0.81* | 0.85* | 0.87* | 0.84* | 0.71* | 0.69* | 0.68* | 0.69* | 0.79* | - | - | - | - | - | - |
Interest Expenses | 31.0% | 5,128 | 3,914 | 2,857 | 2,087 | 1,727 | 1,758 | 1,914 | 2,143 | 2,469 | 2,843 | 3,243 | 3,623 | 3,922 | 4,145 | 4,243 | 4,247 | 4,120 | 3,898 | 3,637 | 3,349 | 3,142 |
Earnings Before Taxes | -12.3% | 1,653 | 1,884 | 2,342 | 2,796 | 3,286 | 3,694 | 3,855 | 3,812 | 3,537 | 2,832 | 1,414 | 1,045 | 913 | 1,070 | 1,967 | 1,848 | 1,813 | 1,780 | 1,622 | 1,664 | 1,594 |
EBT Margin | -100.0% | - | 0.16* | 0.22* | 0.29* | 0.36* | 0.42* | 0.45* | 0.45* | 0.42* | 0.33* | 0.16* | 0.11* | 0.10* | 0.11* | 0.20* | - | - | - | - | - | - |
Net Income | -11.1% | 1,225 | 1,378 | 1,714 | 2,088 | 2,501 | 2,919 | 3,060 | 3,095 | 2,859 | 2,200 | 1,085 | 776 | 681 | 1,022 | 1,715 | 1,627 | 1,620 | 1,387 | 1,263 | 1,154 | 1,062 |
Net Income Margin | -100.0% | - | 0.12* | 0.16* | 0.21* | 0.27* | 0.33* | 0.35* | 0.36* | 0.34* | 0.26* | 0.12* | 0.09* | 0.07* | 0.10* | 0.17* | - | - | - | - | - | - |
Free Cashflow | -100.0% | - | 6,038 | 6,247 | 6,033 | 5,892 | 4,513 | 4,042 | 4,218 | 4,199 | 4,095 | 3,739 | 3,521 | 3,368 | 3,783 | 4,050 | - | - | - | - | - | - |
Balance Sheet | (In Millions) | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 | 2018Q2 |
Assets | 0.5% | 197,241 | 196,165 | 191,826 | 188,640 | 185,703 | 184,297 | 182,114 | 179,184 | 180,470 | 181,879 | 182,165 | 185,270 | 184,061 | 182,527 | 180,644 | 181,485 | 180,448 | 180,117 | 178,869 | 173,101 | 171,345 |
Cash Equivalents | 2.0% | 9,972 | 9,780 | 5,571 | 5,004 | 4,167 | 3,932 | 5,670 | 10,915 | 13,664 | 15,778 | 16,574 | 19,939 | 19,131 | 6,161 | 4,380 | 3,617 | 3,563 | 3,957 | 5,626 | 3,772 | 3,924 |
Liabilities | 0.5% | 183,709 | 182,787 | 178,967 | 176,206 | 171,719 | 168,884 | 165,064 | 161,895 | 162,940 | 167,254 | 167,462 | 171,144 | 170,235 | 169,008 | 166,228 | 167,035 | 166,132 | 166,418 | 165,601 | 160,016 | 158,206 |
Short Term Borrowings | 51.2% | 2,200 | 1,455 | 2,399 | 7,200 | 7,775 | 3,950 | - | - | - | - | 2,136 | 3,032 | 3,689 | 9,493 | 5,531 | 5,335 | 6,519 | 6,115 | 9,987 | 7,338 | 7,108 |
Long Term Debt | -1.7% | 20,141 | 20,480 | 17,762 | 16,628 | 16,984 | 15,885 | 17,029 | 14,946 | 16,896 | 20,503 | 22,006 | 25,704 | 29,176 | 31,066 | 34,027 | 35,730 | 37,466 | 41,490 | 44,193 | 45,542 | 47,328 |
Shareholder's Equity | 1.2% | 13,532 | 13,378 | 12,859 | 12,434 | 13,984 | 15,413 | 17,050 | 17,289 | 17,530 | 14,625 | 14,703 | 14,126 | 13,826 | 13,519 | 14,416 | 14,450 | 14,316 | 13,699 | 13,268 | 13,085 | 13,139 |
Retained Earnings | 112.4% | 23.00 | -185 | -384 | -544 | -721 | -1,076 | -1,599 | -2,136 | -2,726 | -3,555 | -4,278 | -4,893 | -5,296 | -5,465 | -4,057 | -4,368 | -4,682 | -5,195 | -5,489 | -5,716 | -6,026 |
Shares Outstanding | 0.4% | 302 | 301 | 299 | 300 | 313 | 327 | 338 | 350 | 363 | 372 | 375 | 374 | 374 | 373 | 374 | 384 | 393 | 400 | 405 | 417 | 426 |
Cashflow (Last 12 Months) | (In Millions) | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 | 2018Q2 |
Cashflow From Operations | -4.0% | 5,795 | 6,038 | 6,247 | 6,033 | 5,892 | 4,513 | 4,042 | 4,218 | 4,199 | 4,095 | 3,739 | 3,521 | 3,368 | 3,783 | 4,050 | 3,939 | 3,985 | 4,134 | 4,150 | 4,050 | 4,018 |
Cashflow From Investing | 13.8% | -10,308 | -11,960 | -17,263 | -23,431 | -20,442 | -17,235 | -11,098 | -4,153 | -2,969 | 9,204 | 8,427 | 10,384 | 10,043 | -2,053 | -3,769 | -8,811 | -10,899 | -12,148 | -14,509 | -13,411 | -11,057 |
Cashflow From Financing | -12.7% | 10,395 | 11,911 | 11,575 | 11,590 | 4,868 | 306 | -3,848 | -9,152 | -6,758 | -3,343 | 25.00 | 2,346 | 2,286 | 434 | -1,530 | 4,537 | 6,244 | 7,982 | 10,721 | 8,192 | 6,127 |
Dividend Payments | -2.1% | 368 | 376 | 384 | 385 | 383 | 355 | 324 | 309 | 289 | 290 | 289 | 284 | 278 | 275 | 273 | 269 | 266 | 254 | 242 | 233 | 224 |
Buy Backs | -54.7% | 495 | 1,093 | 1,650 | 2,193 | 2,457 | 2,359 | 1,994 | 1,401 | 723 | 221 | 106 | 404 | 703 | 932 | 1,039 | 1,049 | 999 | 965 | 939 | 820 | 760 |
Condensed Consolidated Statement of Comprehensive Income (unaudited) - USD ($) shares in Thousands, $ in Millions | 3 Months Ended | 6 Months Ended | |||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022 | ||||||||
Financing revenue and other interest income | |||||||||||
Interest and fees on finance receivables and loans | $ 2,721 | $ 1,842 | $ 5,296 | $ 3,556 | |||||||
Interest on loans held-for-sale | 7 | 4 | 22 | 8 | |||||||
Interest and dividends on investment securities and other earning assets | 247 | 203 | 485 | 391 | |||||||
Interest on cash and cash equivalents | 87 | 5 | 143 | 7 | |||||||
Operating leases | 392 | 396 | 794 | 799 | |||||||
Total financing revenue and other interest income | 3,454 | 2,450 | 6,740 | 4,761 | |||||||
Interest expense | |||||||||||
Interest on deposits | 1,418 | 263 | 2,635 | 474 | |||||||
Interest on short-term borrowings | 11 | 19 | 23 | 24 | |||||||
Interest on long-term debt | 252 | 184 | 479 | 369 | |||||||
Interest on other | 0 | 1 | 2 | 1 | |||||||
Total interest expense | 1,681 | 467 | 3,139 | 868 | |||||||
Net depreciation expense on operating lease assets | 200 | 219 | 426 | 436 | |||||||
Net financing revenue and other interest income | 1,573 | 1,764 | 3,175 | 3,457 | |||||||
Other revenue | |||||||||||
Insurance premiums and service revenue earned | 310 | 280 | 616 | 560 | |||||||
Gain on mortgage and automotive loans, net | 5 | 4 | 9 | 18 | |||||||
Other gain (loss) on investments, net | 26 | (124) | 100 | (119) | |||||||
Other income, net of losses | 165 | 152 | 279 | 295 | |||||||
Total other revenue | 506 | 312 | 1,004 | 754 | |||||||
Total net revenue | 2,079 | 2,076 | 4,179 | 4,211 | |||||||
Provision for credit losses | 427 | 304 | 873 | 471 | |||||||
Noninterest expense | |||||||||||
Compensation and benefits expense | 448 | 437 | 985 | 930 | |||||||
Insurance losses and loss adjustment expenses | 134 | 89 | 222 | 147 | |||||||
Other operating expenses | 667 | 612 | 1,308 | 1,183 | |||||||
Total noninterest expense | 1,249 | 1,138 | 2,515 | 2,260 | |||||||
Income from continuing operations before income tax expense | 403 | 634 | 791 | 1,480 | |||||||
Income tax expense from continuing operations | 74 | 152 | 142 | 343 | |||||||
Net income from continuing operations | 329 | [1] | 482 | 649 | [1] | 1,137 | [1] | ||||
Loss from discontinued operations, net of tax | 0 | 0 | (1) | 0 | |||||||
Net income | 329 | 482 | 648 | 1,137 | |||||||
Other comprehensive (loss) income, net of tax | (87) | (1,218) | 196 | (2,851) | |||||||
Comprehensive income (loss) | 242 | (736) | 844 | (1,714) | |||||||
Net income from continuing operations attributable to common stockholders | [1] | 301 | 454 | 593 | 1,081 | ||||||
Loss from discontinued operations, net of tax | [1] | 0 | 0 | (1) | 0 | ||||||
Net income attributable to common stockholders | [1] | $ 301 | $ 454 | $ 592 | $ 1,081 | ||||||
Basic weighted-average common shares outstanding (in shares) | [1],[2] | 303,684 | 322,057 | 303,173 | 328,830 | ||||||
Diluted weighted-average common shares outstanding (in shares) | [1],[2] | 304,646 | 324,027 | 304,050 | 330,882 | ||||||
Basic earnings per common share | |||||||||||
Net income from continuing operations (in dollars per share) | [1] | $ 0.99 | $ 1.41 | $ 1.96 | $ 3.29 | ||||||
Net income (in dollars per share) | [1] | 0.99 | 1.41 | 1.95 | 3.29 | ||||||
Diluted earnings per common share | |||||||||||
Net income from continuing operations (in dollars per share) | [1] | 0.99 | 1.40 | 1.95 | 3.27 | ||||||
Net income (in dollars per share) | [1] | 0.99 | 1.40 | 1.95 | 3.27 | ||||||
Cash dividends declared per common share (in dollars per share) | [1] | $ 0.30 | $ 0.30 | $ 0.60 | $ 0.60 | ||||||
|
Condensed Consolidated Balance Sheet (unaudited) - USD ($) $ in Millions | Jun. 30, 2023 | Dec. 31, 2022 |
---|---|---|
Cash and cash equivalents | ||
Noninterest-bearing | $ 536 | $ 542 |
Interest-bearing | 9,436 | 5,029 |
Total cash and cash equivalents | 9,972 | 5,571 |
Equity securities | 759 | 681 |
Available-for-sale securities (amortized cost of $33,809 and $34,863) | 28,664 | 29,541 |
Held-to-maturity securities (fair value of $850 and $884) | 1,030 | 1,062 |
Loans held-for-sale, net | 297 | 654 |
Finance receivables and loans, net | ||
Finance receivables and loans, net of unearned income | 138,449 | 135,748 |
Allowance for loan losses | (3,781) | (3,711) |
Total finance receivables and loans, net | 134,668 | 132,037 |
Investment in operating leases, net | 9,930 | 10,444 |
Premiums receivable and other insurance assets | 2,768 | 2,698 |
Other assets | 9,153 | 9,138 |
Total assets | 197,241 | 191,826 |
Deposit liabilities | ||
Noninterest-bearing | 160 | 185 |
Interest-bearing | 154,150 | 152,112 |
Total deposit liabilities | 154,310 | 152,297 |
Short-term borrowings | 2,194 | 2,399 |
Long-term debt | 20,141 | 17,762 |
Interest payable | 955 | 408 |
Unearned insurance premiums and service revenue | 3,478 | 3,453 |
Accrued expenses and other liabilities | 2,631 | 2,648 |
Total liabilities | 183,709 | 178,967 |
Contingencies (refer to Note 23) | ||
Equity | ||
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 510,870,696 and 507,682,838; and outstanding 301,618,768 and 299,324,357) | 21,915 | 21,816 |
Preferred stock | 2,324 | 2,324 |
Retained earnings (accumulated deficit) | 23 | (384) |
Accumulated other comprehensive loss | (3,863) | (4,059) |
Treasury stock, at cost (209,251,928 and 208,358,481 shares) | (6,867) | (6,838) |
Total equity | 13,532 | 12,859 |
Total liabilities and equity | $ 197,241 | $ 191,826 |