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Ally Financial Inc Stock Research

ALLY

27.61USD-0.78(-2.75%)Market Closed
Watchlist

Market Summary

USD27.61-0.78
Market Closed
-2.75%

ALLY Alerts

  • Big jump in Revenue (Y/Y)

ALLY Stock Price

ALLY RSI Chart

ALLY Valuation

Market Cap

8.3B

Price/Earnings (Trailing)

6.81

Price/Sales (Trailing)

0.66

EV/EBITDA

2.3

Price/Free Cashflow

1.44

ALLY Price/Sales (Trailing)

ALLY Profitability

EBT Margin

16.25%

Return on Equity

10.3%

Return on Assets

0.7%

Free Cashflow Yield

69.5%

ALLY Fundamentals

ALLY Revenue

Revenue (TTM)

12.6B

Revenue Y/Y

40.98%

Revenue Q/Q

5.11%

ALLY Earnings

Earnings (TTM)

1.2B

Earnings Y/Y

-31.74%

Earnings Q/Q

3.13%

Price Action

52 Week Range

21.5935.78
(Low)(High)

Last 7 days

-2.6%

Last 30 days

1.7%

Last 90 days

2.7%

Trailing 12 Months

-13.2%

ALLY Financial Health

Debt/Equity

1.53

Debt/Cashflow

0.29

ALLY Investor Care

Dividend Yield

4.35%

Dividend/Share (TTM)

1.2

Buy Backs (1Y)

3.45%

Diluted EPS (TTM)

3.68

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales

Latest Insider Trading transactions for ALLY

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-08-01
GIBBONS THOMAS P
acquired
-
-
4,728
-
2023-07-21
Hutchinson Russell E.
acquired
2,500,030
28.7
87,109
chief financial officer
2023-07-06
Reilly David
acquired
-
-
1,204
-
2023-07-06
Goldman Melissa
acquired
-
-
1,204
-
2023-07-06
Clark Mayree C
acquired
-
-
602
-
2023-05-15
BACON KENNETH J
acquired
145,002
25.56
5,673
-
2023-05-15
Clark Mayree C
acquired
145,002
25.56
5,673
-
2023-05-15
Steib Michael F
acquired
145,002
25.56
5,673
-
2023-05-15
MAGNER MARJORIE
acquired
145,002
25.56
5,673
-
2023-05-15
Fennebresque Kim S
acquired
145,002
25.56
5,673
-

1–10 of 50

Which funds bought or sold ALLY recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-09-12
Farther Finance Advisors, LLC
added
11.08
3,706
24,633
-%
2023-08-25
Yarbrough Capital, LLC
unchanged
-
253,972
4,513,020
0.26%
2023-08-23
WOLVERINE TRADING, LLC
new
-
581,257
581,257
-%
2023-08-22
COMERICA BANK
new
-
42,000
42,000
-%
2023-08-21
BOKF, NA
reduced
-22.47
-9,211
42,406
-%
2023-08-21
Principal Street Partners, LLC
reduced
-4.26
70,199
4,916,920
1.17%
2023-08-21
OSAIC HOLDINGS, INC.
reduced
-28.24
-292,509
918,416
-%
2023-08-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-10.00
-577,082
11,868,900
0.02%
2023-08-17
Coppell Advisory Solutions LLC
new
-
5,109
5,109
-%
2023-08-16
Sparta 24 Ltd.
sold off
-100
-5,545,760
-
-%

1–10 of 43

Latest Funds Activity

Are funds buying ALLY calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own ALLY
No. of Funds

Schedule 13G FIlings of Ally Financial

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2023
berkshire hathaway inc
9.98%
29,800,000
SC 13G
Feb 14, 2023
harris associates l p
8.7%
25,997,686
SC 13G/A
Feb 09, 2023
vanguard group inc
10.53%
31,445,082
SC 13G/A
Jan 31, 2023
blackrock inc.
7.5%
22,366,239
SC 13G/A
Feb 11, 2022
harris associates l p
7.2%
24,828,869
SC 13G/A
Feb 09, 2022
vanguard group inc
10.35%
35,851,312
SC 13G/A
Feb 01, 2022
blackrock inc.
8.6%
29,683,700
SC 13G/A
May 10, 2021
vanguard group inc
10.24%
37,970,139
SC 13G/A
Feb 16, 2021
harris associates l p
7.6%
28,239,762
SC 13G/A
Feb 10, 2021
vanguard group inc
9.25%
34,599,362
SC 13G/A

Recent SEC filings of Ally Financial

View All Filings
Date Filed Form Type Document
Sep 18, 2023
424B2
Prospectus Filed
Sep 18, 2023
424B2
Prospectus Filed
Sep 11, 2023
424B2
Prospectus Filed
Sep 11, 2023
424B2
Prospectus Filed
Sep 06, 2023
424B2
Prospectus Filed
Aug 28, 2023
424B2
Prospectus Filed
Aug 21, 2023
424B2
Prospectus Filed
Aug 21, 2023
424B2
Prospectus Filed
Aug 14, 2023
424B2
Prospectus Filed
Aug 11, 2023
13F-HR
Fund Holdings Report

Peers (Alternatives to Ally Financial)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
115.7B
45.6B
-2.27% 2.83%
15.55
2.54
15.43% -2.20%
27.5B
15.6B
-2.90% -10.61%
6.66
1.94
40.78% -13.21%
13.4B
18.6B
-2.28% 2.29%
5.49
0.72
16.17% -33.60%
MID-CAP
8.3B
12.6B
1.69% -13.23%
6.81
0.66
37.06% -51.02%
6.2B
1.9B
-0.10% 2.55%
18.5
3.36
0.25% -57.46%
4.9B
4.5B
2.41% 23.56%
7.55
1.1
0.52% -38.79%
3.4B
1.1B
-0.45% 11.85%
17.88
3.03
4.56% -58.41%
3.3B
2.4B
-1.26% -7.47%
8.84
1.4
29.49% -55.68%
SMALL-CAP
1.5B
1.9B
-3.75% 46.94%
7.42
0.78
30.29% -1.66%
1.1B
1.2B
0.64% -4.37%
335.48
0.94
-27.61% -99.16%
804.1M
598.0M
-2.53% 18.77%
20.32
1.34
-2.53% 33.78%
721.8M
1.5B
-10.10% -31.83%
15.3
0.49
2.42% -6.49%
696.7M
742.9M
-0.93% -47.97%
3.87
0.94
21.30% 1459.12%
204.0M
822.9M
-16.90% -48.24%
-1.31
0.25
-25.25% -733.09%

Ally Financial News

Best Stocks
Insight Into DnB Asset Management AS's Reduction of Holdings in ....
Best Stocks,
5 hours ago
Barchart
The New York Times
Zacks Investment Research
Clayton County Register
Putnam Investments Reduces Stake in Ally Financial.
Clayton County Register,
2 days ago
Investor's Business Daily
Ally Financial Earns Relative Strength Rating Upgrade.
Investor's Business Daily,
3 days ago

Returns for ALLY

Cumulative Returns on ALLY

7.6%


7-Year Cumulative Returns

2.4%


5-Year Cumulative Returns

4.5%


3-Year Cumulative Returns

Risks for ALLY

What is the probability of a big loss on ALLY?

71.9%


Probability that Ally Financial stock will be more than 20% underwater in next one year

46.1%


Probability that Ally Financial stock will be more than 30% underwater in next one year.

33.9%


Probability that Ally Financial stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does ALLY drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Ally Financial was unfortunately bought at previous high price.

Drawdowns

Financials for Ally Financial

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Revenue8.7%12,60011,59610,6219,7779,1938,8708,6518,5198,4878,5388,7979,1169,4629,7759,8579,8239,6289,3699,0527,5986,764
EBITDA-100.0%-7,1036,5266,2136,3006,6797,0307,2777,3947,2126,2076,2466,4406,7877,765------
EBITDA Margin-100.0%-0.61*0.61*0.64*0.69*0.75*0.81*0.85*0.87*0.84*0.71*0.69*0.68*0.69*0.79*------
Interest Expenses31.0%5,1283,9142,8572,0871,7271,7581,9142,1432,4692,8433,2433,6233,9224,1454,2434,2474,1203,8983,6373,3493,142
Earnings Before Taxes-12.3%1,6531,8842,3422,7963,2863,6943,8553,8123,5372,8321,4141,0459131,0701,9671,8481,8131,7801,6221,6641,594
EBT Margin-100.0%-0.16*0.22*0.29*0.36*0.42*0.45*0.45*0.42*0.33*0.16*0.11*0.10*0.11*0.20*------
Net Income-11.1%1,2251,3781,7142,0882,5012,9193,0603,0952,8592,2001,0857766811,0221,7151,6271,6201,3871,2631,1541,062
Net Income Margin-100.0%-0.12*0.16*0.21*0.27*0.33*0.35*0.36*0.34*0.26*0.12*0.09*0.07*0.10*0.17*------
Free Cashflow-100.0%-6,0386,2476,0335,8924,5134,0424,2184,1994,0953,7393,5213,3683,7834,050------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Assets0.5%197,241196,165191,826188,640185,703184,297182,114179,184180,470181,879182,165185,270184,061182,527180,644181,485180,448180,117178,869173,101171,345
    Cash Equivalents2.0%9,9729,7805,5715,0044,1673,9325,67010,91513,66415,77816,57419,93919,1316,1614,3803,6173,5633,9575,6263,7723,924
Liabilities0.5%183,709182,787178,967176,206171,719168,884165,064161,895162,940167,254167,462171,144170,235169,008166,228167,035166,132166,418165,601160,016158,206
  Short Term Borrowings51.2%2,2001,4552,3997,2007,7753,950----2,1363,0323,6899,4935,5315,3356,5196,1159,9877,3387,108
  Long Term Debt-1.7%20,14120,48017,76216,62816,98415,88517,02914,94616,89620,50322,00625,70429,17631,06634,02735,73037,46641,49044,19345,54247,328
Shareholder's Equity1.2%13,53213,37812,85912,43413,98415,41317,05017,28917,53014,62514,70314,12613,82613,51914,41614,45014,31613,69913,26813,08513,139
  Retained Earnings112.4%23.00-185-384-544-721-1,076-1,599-2,136-2,726-3,555-4,278-4,893-5,296-5,465-4,057-4,368-4,682-5,195-5,489-5,716-6,026
Shares Outstanding0.4%302301299300313327338350363372375374374373374384393400405417426
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Cashflow From Operations-4.0%5,7956,0386,2476,0335,8924,5134,0424,2184,1994,0953,7393,5213,3683,7834,0503,9393,9854,1344,1504,0504,018
Cashflow From Investing13.8%-10,308-11,960-17,263-23,431-20,442-17,235-11,098-4,153-2,9699,2048,42710,38410,043-2,053-3,769-8,811-10,899-12,148-14,509-13,411-11,057
Cashflow From Financing-12.7%10,39511,91111,57511,5904,868306-3,848-9,152-6,758-3,34325.002,3462,286434-1,5304,5376,2447,98210,7218,1926,127
  Dividend Payments-2.1%368376384385383355324309289290289284278275273269266254242233224
  Buy Backs-54.7%4951,0931,6502,1932,4572,3591,9941,4017232211064047039321,0391,049999965939820760

ALLY Income Statement

2023-06-30
Condensed Consolidated Statement of Comprehensive Income (unaudited) - USD ($)
shares in Thousands, $ in Millions
3 Months Ended6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Financing revenue and other interest income    
Interest and fees on finance receivables and loans$ 2,721$ 1,842$ 5,296$ 3,556
Interest on loans held-for-sale74228
Interest and dividends on investment securities and other earning assets247203485391
Interest on cash and cash equivalents8751437
Operating leases392396794799
Total financing revenue and other interest income3,4542,4506,7404,761
Interest expense    
Interest on deposits1,4182632,635474
Interest on short-term borrowings11192324
Interest on long-term debt252184479369
Interest on other0121
Total interest expense1,6814673,139868
Net depreciation expense on operating lease assets200219426436
Net financing revenue and other interest income1,5731,7643,1753,457
Other revenue    
Insurance premiums and service revenue earned310280616560
Gain on mortgage and automotive loans, net54918
Other gain (loss) on investments, net26(124)100(119)
Other income, net of losses165152279295
Total other revenue5063121,004754
Total net revenue2,0792,0764,1794,211
Provision for credit losses427304873471
Noninterest expense    
Compensation and benefits expense448437985930
Insurance losses and loss adjustment expenses13489222147
Other operating expenses6676121,3081,183
Total noninterest expense1,2491,1382,5152,260
Income from continuing operations before income tax expense4036347911,480
Income tax expense from continuing operations74152142343
Net income from continuing operations329[1]482649[1]1,137[1]
Loss from discontinued operations, net of tax00(1)0
Net income3294826481,137
Other comprehensive (loss) income, net of tax(87)(1,218)196(2,851)
Comprehensive income (loss)242(736)844(1,714)
Net income from continuing operations attributable to common stockholders[1]3014545931,081
Loss from discontinued operations, net of tax[1]00(1)0
Net income attributable to common stockholders[1]$ 301$ 454$ 592$ 1,081
Basic weighted-average common shares outstanding (in shares)[1],[2]303,684322,057303,173328,830
Diluted weighted-average common shares outstanding (in shares)[1],[2]304,646324,027304,050330,882
Basic earnings per common share    
Net income from continuing operations (in dollars per share)[1]$ 0.99$ 1.41$ 1.96$ 3.29
Net income (in dollars per share)[1]0.991.411.953.29
Diluted earnings per common share    
Net income from continuing operations (in dollars per share)[1]0.991.401.953.27
Net income (in dollars per share)[1]0.991.401.953.27
Cash dividends declared per common share (in dollars per share)[1]$ 0.30$ 0.30$ 0.60$ 0.60
[1]Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.
[2]Includes shares related to share-based compensation that vested but were not yet issued.

ALLY Balance Sheet

2023-06-30
Condensed Consolidated Balance Sheet (unaudited) - USD ($)
$ in Millions
Jun. 30, 2023
Dec. 31, 2022
Cash and cash equivalents  
Noninterest-bearing$ 536$ 542
Interest-bearing9,4365,029
Total cash and cash equivalents9,9725,571
Equity securities759681
Available-for-sale securities (amortized cost of $33,809 and $34,863)28,66429,541
Held-to-maturity securities (fair value of $850 and $884)1,0301,062
Loans held-for-sale, net297654
Finance receivables and loans, net  
Finance receivables and loans, net of unearned income138,449135,748
Allowance for loan losses(3,781)(3,711)
Total finance receivables and loans, net134,668132,037
Investment in operating leases, net9,93010,444
Premiums receivable and other insurance assets2,7682,698
Other assets9,1539,138
Total assets197,241191,826
Deposit liabilities  
Noninterest-bearing160185
Interest-bearing154,150152,112
Total deposit liabilities154,310152,297
Short-term borrowings2,1942,399
Long-term debt20,14117,762
Interest payable955408
Unearned insurance premiums and service revenue3,4783,453
Accrued expenses and other liabilities2,6312,648
Total liabilities183,709178,967
Contingencies (refer to Note 23)
Equity  
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 510,870,696 and 507,682,838; and outstanding 301,618,768 and 299,324,357)21,91521,816
Preferred stock2,3242,324
Retained earnings (accumulated deficit)23(384)
Accumulated other comprehensive loss(3,863)(4,059)
Treasury stock, at cost (209,251,928 and 208,358,481 shares)(6,867)(6,838)
Total equity13,53212,859
Total liabilities and equity$ 197,241$ 191,826
Jeffrey J. Brown
10500
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.