AMNB - American National Bankshares Inc Stock Price, Fair Value and News

47.76USD Delayed

Market Summary

USD47.76

Delayed

AMNB Stock Price

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AMNB RSI Chart

AMNB Valuation

Market Cap

497.6M

Price/Earnings (Trailing)

19.02

Price/Sales (Trailing)

4.14

EV/EBITDA

4.15

Price/Free Cashflow

28.93

AMNB Price/Sales (Trailing)

AMNB Profitability

EBT Margin

28.59%

Return on Equity

7.62%

Return on Assets

0.85%

Free Cashflow Yield

3.46%

AMNB Fundamentals

AMNB Revenue

Revenue (TTM)

120.2M

Rev. Growth (Yr)

133.59%

Rev. Growth (Qtr)

1.21%

AMNB Earnings

Earnings (TTM)

26.2M

Earnings Growth (Yr)

1.44%

Earnings Growth (Qtr)

-29.6%

Breaking Down AMNB Revenue

Last 7 days

0.8%

Last 30 days

6.7%

Last 90 days

-2.0%

Trailing 12 Months

49.8%

How does AMNB drawdown profile look like?

AMNB Financial Health

Debt/Equity

0.03

Debt/Cashflow

1.86

AMNB Investor Care

Dividend Yield

2.51%

Dividend/Share (TTM)

1.2

Buy Backs (1Y)

1.94%

Diluted EPS (TTM)

2.46

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	89.4M	96.3M	102.3M	120.2M
2022	93.0M	92.4M	93.2M	82.5M
2021	96.2M	96.0M	96.1M	95.8M
2020	98.6M	96.7M	95.9M	95.8M
2019	70.2M	78.4M	86.2M	92.9M
2018	65.0M	66.4M	67.4M	68.8M
2017	56.7M	58.5M	60.7M	63.0M
2016	55.5M	55.4M	56.0M	56.2M
2015	49.3M	51.4M	53.1M	55.2M
2014	51.5M	49.9M	48.7M	47.5M
2013	55.9M	54.3M	53.9M	53.0M
2012	55.9M	62.2M	61.0M	57.8M
2011	35.5M	35.1M	40.9M	49.2M
2010	0	37.4M	36.6M	35.9M
2009	0	0	0	38.1M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of American National Bankshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 01, 2024	love john h	back to issuer	-	-	-33,727	-
Apr 01, 2024	pleasant dan miller	back to issuer	-	-	-35,901	-
Apr 01, 2024	barker rick j	back to issuer	-	-	-10,430	-
Apr 01, 2024	jung alexander	back to issuer	-	-	-5,644	evp
Apr 01, 2024	joyce rhonda p	back to issuer	-	-	-16,773	evp
Apr 01, 2024	farrell william j ii	back to issuer	-	-	-2,600	-
Apr 01, 2024	agee nancy h	back to issuer	-	-	-23,269	-
Apr 01, 2024	duggins james nathan iii	back to issuer	-	-	-3,009	-
Apr 01, 2024	ronda penn	back to issuer	-	-	-16,226	-
Apr 01, 2024	farrar jeffrey w	back to issuer	-	-	-9,887	-

Which funds bought or sold AMNB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	AMALGAMATED BANK	sold off	-100	-45,000	-	-%
Apr 23, 2024	Global Retirement Partners, LLC	added	0.65	592	14,838	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	56,201	253,451	-%
Apr 22, 2024	Raymond James Financial Services Advisors, Inc.	reduced	-4.73	-47,081	658,302	-%
Apr 19, 2024	AMERICAN NATIONAL BANK & TRUST CO /VA/	new	-	5,896,640	5,896,640	1.39%
Apr 18, 2024	Diversified Trust Co	unchanged	-	-5,637	271,945	0.01%
Apr 16, 2024	Arlington Partners LLC	sold off	-100	-448,939	-	-%
Apr 16, 2024	Atlantic Union Bankshares Corp	unchanged	-	-6,456	311,443	0.03%
Apr 10, 2024	Trust Co of the South	new	-	883,273	883,273	0.20%
Apr 05, 2024	GAMMA Investing LLC	unchanged	-	118	2,292	-%

Are Funds Buying or Selling AMNB?

Are funds buying AMNB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own AMNB

No. of Funds

Unveiling American National Bankshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 08, 2024	fj capital management llc	0%	0	SC 13G/A
Jan 26, 2024	blackrock inc.	7.4%	786,336	SC 13G/A
May 10, 2023	fj capital management llc	3.82%	406,573	SC 13G
Feb 01, 2023	blackrock inc.	7.0%	740,744	SC 13G/A
Feb 01, 2022	blackrock inc.	6.9%	747,724	SC 13G/A
Jan 29, 2021	blackrock inc.	7.3%	799,945	SC 13G/A
Feb 05, 2020	blackrock inc.	6.9%	760,581	SC 13G/A

Recent SEC filings of American National Bankshares Inc

View All Filings

Date Filed	Form Type	Document
Apr 11, 2024	15-12G	15-12G
Apr 04, 2024	EFFECT	EFFECT
Apr 04, 2024	EFFECT	EFFECT
Apr 04, 2024	EFFECT	EFFECT
Apr 04, 2024	EFFECT	EFFECT
Apr 04, 2024	EFFECT	EFFECT
Apr 04, 2024	EFFECT	EFFECT
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	POS AM	POS AM
Apr 01, 2024	4	Insider Trading

Peers (Alternatives to American National Bankshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.1B	171.1B	-0.89%	40.25%	11.22	3.25	60.72%	31.52%
BAC	301.8B	130.3B	3.99%	32.91%	11.38	2.32	79.51%	-3.68%
WFC	216.8B	85.7B	6.82%	49.45%	11.33	2.53	41.49%	39.96%
C	119.4B	133.3B	2.49%	30.42%	12.94	0.9	79.09%	-
CFG	16.3B	10.2B	0.65%	23.03%	10.13	1.6	44.53%	-22.43%
KEY	13.9B	7.9B	-1.71%	42.46%	14.42	1.76	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.67%	30.02%	7.96	1.68	56.25%	-23.46%
ZION	6.2B	3.9B	2.80%	57.76%	9.19	1.58	45.91%	-25.03%
ABCB	3.3B	1.3B	2.99%	50.41%	12.38	2.6	43.24%	-22.35%
ASB	3.2B	2.0B	3.49%	25.83%	17.62	1.65	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	414.5M	164.9M	-2.10%	42.66%	35.44	2.51	42.66%	-70.76%
AROW	380.2M	162.6M	-5.51%	7.64%	12.64	2.34	25.39%	-38.37%
ACNB	289.0M	96.6M	-4.81%	8.26%	9.12	2.99	11.02%	-11.37%
ASRV	47.3M	60.9M	2.22%	-5.80%	-14.14	0.78	24.06%	-144.92%

American National Bankshares Inc News

Latest updates

American National Bankshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	1.2%	31.00	31.00	29.00	28.00	13.00	25.00	23.00	21.00	24.00	24.00	23.00	24.00	24.00	24.00	23.00	24.00	25.00	25.00	25.00	18.00	18.00
EBITDA Margin	-10.2%	0.99*	1.10*	1.23*	1.33*	1.39*	1.47*	1.49*	1.51*	1.52*	1.47*	1.41*	1.33*	-	-	-	-	-	-	-	-	-
Interest Expenses	-5.4%	20.00	21.00	21.00	23.00	54.00	24.00	21.00	20.00	23.00	23.00	22.00	22.00	22.00	21.00	20.00	20.00	20.00	21.00	21.00	15.00	15.00
Income Taxes	8.2%	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	3.00	3.00	3.00	3.00	2.00	2.00	1.00	2.00	1.00	2.00	-0.40	2.00	1.00
Earnings Before Taxes	-20.5%	6.00	8.00	9.00	12.00	5.00	12.00	10.00	11.00	14.00	13.00	14.00	14.00	11.00	9.00	7.00	10.00	9.00	11.00	-1.63	8.00	6.00
EBT Margin	-13.4%	0.29*	0.33*	0.39*	0.42*	0.45*	0.51*	0.53*	0.56*	0.58*	0.54*	0.50*	0.43*	-	-	-	-	-	-	-	-	-
Net Income	-29.6%	4.00	6.00	7.00	9.00	4.00	9.00	8.00	9.00	11.00	10.00	11.00	11.00	9.00	7.00	5.00	9.00	7.00	9.00	-1.23	6.00	5.00
Net Income Margin	-16.4%	0.22*	0.26*	0.31*	0.34*	0.36*	0.40*	0.42*	0.44*	0.45*	0.43*	0.40*	0.34*	-	-	-	-	-	-	-	-	-
Free Cashflow	-112.5%	-1.14	9.00	-0.65	10.00	16.00	15.00	1.00	15.00	13.00	13.00	10.00	13.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	0.0%	3,091	3,091	3,113	3,076	3,066	3,066	3,234	3,346	3,335	3,289	3,202	3,073	3,050	2,865	3,234	2,495	2,479	2,455	2,418	1,868	1,863
Cash Equivalents	-94.2%	4.00	75.00	113	103	4.00	95.00	342	487	11.00	514	542	417	18.00	270	252	110	11.00	143	55.00	71.00	64.00
Net PPE	-1.1%	32.00	32.00	32.00	32.00	33.00	35.00	-	35.00	34.00	37.00	37.00	39.00	40.00	40.00	35.00	40.00	40.00	39.00	39.00	27.00	27.00
Goodwill	0%	85.00	85.00	85.00	85.00	85.00	85.00	85.00	85.00	85.00	85.00	85.00	85.00	85.00	85.00	85.00	85.00	84.00	85.00	85.00	41.00	44.00
Liabilities	-0.6%	2,748	2,764	2,785	2,747	2,745	2,736	-	3,011	2,980	2,939	2,854	2,732	2,712	2,571	2,906	2,172	2,158	2,137	2,106	1,639	1,640
Short Term Borrowings	-	94.00	-	-	-	101	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shareholder's Equity	4.9%	343	327	328	329	321	313	327	335	355	350	348	342	338	332	327	323	320	317	312	229	223
Retained Earnings	0.4%	233	232	229	225	224	219	-	207	201	193	186	178	170	164	213	157	151	147	141	145	142
Additional Paid-In Capital	0.3%	143	142	142	142	142	142	-	145	148	148	151	154	155	154	143	154	158	160	161	79.00	78.00
Shares Outstanding	0.0%	11.00	11.00	11.00	11.00	11.00	10,694	10,721	-	11.00	11.00	11.00	11.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	321	-	-	-	321	-	-	-	321	-	-	-	259	-	-	-	402	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-111.6%	-1,135	9,826	332	9,943	16,050	16,353	672	14,866	13,235	13,453	10,752	13,655	-999	8,596	4,868	7,761	19,929	2,395	5,677	4,679	8,602
Cashflow From Investing	153.5%	11,187	-20,909	-26,600	20,802	-36,080	-87,045	-39,001	-65,454	-58,206	-114,568	-5,647	15,894	-39,000	-21,539	-225,212	18,303	-98,381	58,349	25,901	9,561	-61,469
Cashflow From Financing	30.3%	-18,601	-26,703	35,892	-655	2,442	-175,903	-107,166	26,788	39,138	77,279	119,882	13,331	138,348	31,609	362,379	3,924	15,417	26,959	-47,525	-7,634	47,079
Dividend Payments	0.1%	3,190	3,188	3,186	3,191	3,183	2,966	2,989	3,006	3,020	2,914	2,938	2,955	2,968	2,958	2,960	2,956	2,993	3,001	2,782	2,189	2,180
Buy Backs	-	-	-	370	674	120	2,059	1,931	3,395	667	3,313	3,237	1,594	-	-	-	4,981	2,008	1,138	-	-	-

AMNB Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest and Dividend Income:
Interest and fees on loans	$ 106,471	$ 82,568	$ 87,040
Interest and dividends on securities:
Taxable	10,358	10,065	7,309
Tax-exempt	139	407	385
Dividends	676	473	464
Other interest income	2,585	2,491	598
Total interest and dividend income	120,229	96,004	95,796
Interest Expense:
Interest on deposits	28,843	3,553	3,645
Interest on short-term borrowings	5,192	659	22
Interest on subordinated debt	0	0	203
Interest on junior subordinated debt	1,612	1,554	1,535
Total interest expense	35,647	5,766	5,405
Net Interest Income	84,582	90,238	90,391
Provision for (recovery of) credit losses	495	1,597	(2,825)
Net Interest Income after Provision for (Recovery of) Credit Losses	84,087	88,641	93,216
Noninterest Income:
Securities (losses) gains, net	(68)	0	35
Income from Small Business Investment Companies	932	1,409	1,972
Income from insurance investments	764	747	1,199
Losses on premises and equipment, net	(155)	(228)	(885)
Other	1,647	1,003	932
Total noninterest income	18,336	18,807	21,031
Noninterest Expense:
Salaries and employee benefits	36,356	36,382	32,342
Occupancy and equipment	6,219	6,075	6,032
FDIC assessment	1,404	903	864
Bank franchise tax	2,052	1,953	1,767
Amortization of intangible assets	1,069	1,260	1,464
Data processing	3,565	3,310	2,958
Software	1,829	1,505	1,368
Other real estate owned, net	(10)	3	131
Merger related expenses	2,577	0	0
Other	12,989	12,695	12,082
Total noninterest expense	68,050	64,086	59,008
Income Before Income Taxes	34,373	43,362	55,239
Income Taxes	8,214	8,934	11,713
Net Income	$ 26,159	$ 34,428	$ 43,526
Net Income Per Common Share:
Basic (in dollars per share)	$ 2.46	$ 3.23	$ 4
Diluted (in dollars per share)	$ 2.46	$ 3.23	$ 4
Weighted Average Common Shares Outstanding:
Basic (in shares)	10,627,709	10,672,314	10,873,817
Diluted (in shares)	10,628,559	10,674,613	10,877,231
Asset Management [Member]
Noninterest Income:
Noninterest Income	$ 6,751	$ 6,521	$ 6,019
Deposit Account [Member]
Noninterest Income:
Noninterest Income	2,216	2,676	2,611
Interchange Service [Member]
Noninterest Income:
Noninterest Income	4,775	4,107	4,152
Financial Service, Other [Member]
Noninterest Income:
Noninterest Income	650	906	801
Mortgage Banking [Member]
Noninterest Income:
Noninterest Income	$ 824	$ 1,666	$ 4,195

AMNB Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 31,500	$ 32,207
Interest-bearing deposits in other banks	35,219	41,133
Securities available for sale, at fair value	521,519	608,062
Restricted stock, at cost	10,614	12,651
Loans held for sale	1,279	1,061
Loans, net of deferred fees and costs	2,288,320	2,186,449
Less allowance for credit losses	(25,273)	(19,555)
Net loans	2,263,047	2,166,894
Premises and equipment, net	31,809	32,900
Assets held-for-sale	1,131	1,382
Other real estate owned, net of valuation allowance	0	27
Goodwill	85,048	85,048
Core deposit intangibles, net	2,298	3,367
Bank owned life insurance	30,409	29,692
Other assets	76,844	51,478
Total assets	3,090,717	3,065,902
Liabilities:
Noninterest-bearing deposits	805,584	1,010,602
Interest-bearing deposits	1,800,929	1,585,726
Total deposits	2,606,513	2,596,328
Customer repurchase agreements	59,348	370
Other short-term borrowings	35,000	100,531
Junior subordinated debt	28,435	28,334
Other liabilities	18,253	19,165
Total liabilities	2,747,549	2,744,728
Commitments and contingencies
Shareholders' equity:
Preferred stock, $5 par value, 2,000,000 shares authorized, none outstanding	0	0
Common stock, $1 par value, 20,000,000 shares authorized, 10,633,409 shares outstanding at December 31, 2023 and 10,608,781 shares outstanding at December 31, 2022	10,551	10,538
Capital in excess of par value	142,834	141,948
Retained earnings	232,847	223,664
Accumulated other comprehensive loss, net	(43,064)	(54,976)
Total shareholders' equity	343,168	321,174
Total liabilities and shareholders' equity	$ 3,090,717	$ 3,065,902

About American National Bankshares Inc

American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services. The company operates through two segments, Community Banking and Wealth Management. It accepts deposit products, including checking, money market, savings, and consumer and commercial time deposits. The company's loan products comprise commercial and residential real estate loans, commercial loans to small and medium-sized businesses, construction and land development loans, home equity loans, mortgage loans, and consumer loans. It also offers wealth management services, including estate planning, trust account administration, and retail brokerage services; investment management services, such as purchasing equity, fixed income, and mutual fund investments for customer accounts; online and telephone banking services; and insurance services. The company was founded in 1909 and is based in Danville, Virginia.

CEO	Mr. Jeffrey Vernon Haley
WEBSITE	amnb.com
INDUSTRY	Banks Diversified
EMPLOYEES	365

American National Bankshares Inc Frequently Asked Questions

What is the ticker symbol for American National Bankshares Inc? What does AMNB stand for in stocks?

AMNB is the stock ticker symbol of American National Bankshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of American National Bankshares Inc (AMNB)?

As of Mon Apr 01 2024, market cap of American National Bankshares Inc is 497.64 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of AMNB stock?

You can check AMNB's fair value in chart for subscribers.

What is the fair value of AMNB stock?

You can check AMNB's fair value in chart for subscribers. The fair value of American National Bankshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of American National Bankshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for AMNB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is American National Bankshares Inc a good stock to buy?

The fair value guage provides a quick view whether AMNB is over valued or under valued. Whether American National Bankshares Inc is cheap or expensive depends on the assumptions which impact American National Bankshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for AMNB.

What is American National Bankshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 01 2024, AMNB's PE ratio (Price to Earnings) is 19.02 and Price to Sales (PS) ratio is 4.14. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. AMNB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on American National Bankshares Inc's stock?

In the past 10 years, American National Bankshares Inc has provided 0.102 (multiply by 100 for percentage) rate of return.