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ATLC

ATLC - Atlanticus Holdings Corp Stock Price, Fair Value and News

34.12USD+0.42 (+1.25%)Market Closed
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Market Summary

USD34.12+0.42
Market Closed
1.25%

ATLC Stock Price

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ATLC RSI Chart

ATLC Valuation

Market Cap

497.7M

Price/Earnings (Trailing)

4.95

Price/Sales (Trailing)

0.45

EV/EBITDA

0.61

Price/Free Cashflow

1.17

ATLC Price/Sales (Trailing)

ATLC Profitability

EBT Margin

11.44%

Return on Equity

26.68%

Return on Assets

3.87%

Free Cashflow Yield

85.82%

ATLC Fundamentals

ATLC Revenue

Revenue (TTM)

1.1B

Rev. Growth (Yr)

6.1%

Rev. Growth (Qtr)

1.4%

ATLC Earnings

Earnings (TTM)

100.5M

Earnings Growth (Yr)

-22.51%

Earnings Growth (Qtr)

0.6%

Breaking Down ATLC Revenue

Last 7 days

3.0%

Last 30 days

-6.1%

Last 90 days

8.2%

Trailing 12 Months

1.6%

How does ATLC drawdown profile look like?

ATLC Financial Health

ATLC Investor Care

Shares Dilution (1Y)

0.98%

Diluted EPS (TTM)

4.12

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20231.1B1.1B1.1B0
2022833.2M921.1M995.1M1.0B
2021567.6M614.0M673.5M748.1M
2020545.2M625.8M699.7M563.4M
2019175.9M193.3M221.9M455.2M
2018124.5M135.6M148.5M161.2M
201796.3M101.5M106.4M114.7M
2016101.9M94.3M90.0M88.6M
2015108.7M111.0M114.3M117.0M
201495.8M112.4M121.2M112.5M
201356.7M52.3M48.3M70.5M
2012145.3M120.4M105.7M94.6M
2011292.0M246.2M200.4M154.6M
2010000337.7M

Tracking the Latest Insider Buys and Sells of Atlanticus Holdings Corp

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Jan 30, 2024
hudson deal w
sold
-19,885
36.09
-551
-
Jan 30, 2024
hudson deal w
gifted
-
-
-546
-
Jan 02, 2024
jones joann g
acquired
-
-
2,000
-
Jan 02, 2024
hudson deal w
acquired
-
-
2,000
-
Jan 02, 2024
mattingly mack f
acquired
-
-
2,000
-
Jan 02, 2024
harrod denise m
acquired
-
-
2,000
-
Jan 02, 2024
james dennis h jr
acquired
-
-
2,000
-
Sep 07, 2023
howard jeffrey a.
acquired
1,500,000
6.00
250,000
president & ceo
Sep 07, 2023
howard jeffrey a.
sold (taxes)
-4,518,100
32.62
-138,507
president & ceo
Sep 05, 2023
howard jeffrey a.
acquired
1,500,000
6.00
250,000
president & ceo

1–10 of 50

Which funds bought or sold ATLC recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Feb 16, 2024
PRICE T ROWE ASSOCIATES INC /MD/
new
-
204,000
204,000
-%
Feb 16, 2024
GSA CAPITAL PARTNERS LLP
added
51.23
344,000
715,000
0.06%
Feb 15, 2024
Legal & General Group Plc
unchanged
-
53,655
248,185
-%
Feb 15, 2024
BARCLAYS PLC
added
254
242,000
310,000
-%
Feb 14, 2024
TWO SIGMA INVESTMENTS, LP
new
-
240,643
240,643
-%
Feb 14, 2024
BRIDGEWAY CAPITAL MANAGEMENT, LLC
added
7.94
165,784
605,340
0.01%
Feb 14, 2024
LAZARD ASSET MANAGEMENT LLC
reduced
-69.98
-68,000
41,000
-%
Feb 14, 2024
MILLENNIUM MANAGEMENT LLC
sold off
-100
-853,924
-
-%
Feb 14, 2024
Nuveen Asset Management, LLC
added
25.31
182,691
487,822
-%
Feb 14, 2024
MetLife Investment Management, LLC
unchanged
-
20,916
96,752
-%

1–10 of 48

Are Funds Buying or Selling ATLC?

Are funds buying ATLC calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own ATLC
No. of Funds

Unveiling Atlanticus Holdings Corp's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Sep 15, 2023
howard jeffrey a.
4.2%
608,700
SC 13D/A
Dec 09, 2022
hanna david g
45.3%
8,362,171
SC 13D/A
Nov 16, 2022
hanna frank j iii
23.1%
4,263,432
SC 13D/A
Nov 16, 2022
hanna david g
45.3%
8,362,171
SC 13D/A
Feb 16, 2022
hanna david g
46.2%
8,625,269
SC 13D/A
Feb 03, 2022
jpmorgan chase & co
0.03%
5,500
SC 13G/A
Feb 12, 2021
jpmorgan chase & co
5.1%
815,933
SC 13G
Apr 03, 2020
mccamey william
5.1%
839,049
SC 13D
Apr 03, 2020
aristeia capital llc
0%
0
SC 13G/A
Feb 21, 2020
hanna david g
43.6%
9,098,072
SC 13D/A

Recent SEC filings of Atlanticus Holdings Corp

View All Filings
Date Filed Form Type Document
Feb 14, 2024
5
Insider Trading
Feb 14, 2024
5
Insider Trading
Feb 14, 2024
8-K
Current Report
Feb 02, 2024
8-K
Current Report
Feb 01, 2024
4
Insider Trading
Jan 31, 2024
CERT
CERT
Jan 30, 2024
8-A12B
8-A12B
Jan 30, 2024
8-K
Current Report
Jan 26, 2024
424B5
Prospectus Filed
Jan 25, 2024
FWP
Prospectus Filed

Peers (Alternatives to Atlanticus Holdings Corp)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
446.3B
25.1B
9.10% 27.61%
40.84
17.78
12.87% 11.70%
154.9B
60.5B
16.77% 18.58%
18.5
2.56
14.48% 11.45%
62.5B
29.8B
-3.05% -26.81%
14.73
2.1
8.19% 75.53%
51.2B
40.0B
7.46% 18.93%
5.6
1.28
38.19% 333.11%
30.0B
16.8B
0.88% -3.39%
8.29
1.78
43.26% -18.18%
10.9B
14.0B
8.93% 10.57%
10.65
0.78
31.42% -40.49%
MID-CAP
6.8B
1.9B
7.09% 20.96%
23.63
3.55
3.79% -46.60%
5.4B
3.2B
7.50% 32.67%
24.44
1.7
15.50% -13.49%
4.5B
4.4B
4.92% -8.97%
7.16
1.03
-2.65% -31.25%
3.4B
1.5B
8.24% -5.31%
25.64
2.3
35.53% -74.30%
SMALL-CAP
1.8B
2.0B
8.50% 18.52%
9.36
0.89
25.20% -6.81%
497.7M
1.1B
-6.09% 1.64%
4.95
0.45
12.14% -37.78%
185.6M
343.1M
8.36% -12.13%
3.55
0.54
8.54% -42.42%
10.3M
853.2M
-69.74% -94.56%
-0.03
0.01
-15.13% -1364.54%
6.9M
7.3M
83.72% -16.84%
-1.9
0.94
-51.11% -187.28%

Atlanticus Holdings Corp News

Latest updates
Yahoo Finance39 hours ago
Yahoo Finance31 Jan 202408:00 am

Atlanticus Holdings Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Revenue1.4%29529126126927827023021720418214514314413614127971.0055.0050.0046.0042.00
EBITDA Margin-1.7%0.21*0.21*0.22*0.23*0.26*0.29*0.32*0.37*0.36*0.38*0.38*0.31*---------
Interest Expenses16.8%28.0024.0024.0024.0022.0019.0017.0016.0012.0014.0012.0013.0013.0012.0014.0014.0013.0012.0011.0011.009.00
Income Taxes-5.8%7.007.008.006.007.009.00-7.1213.0011.0010.008.005.009.005.001.00-0.413.002.000.001.000.00
Earnings Before Taxes-0.8%32.0032.0034.0030.0039.0043.0038.0063.0058.0047.0052.0031.0048.0028.007.002.0016.007.006.0024.00-16.05
EBT Margin-7.0%0.11*0.12*0.14*0.14*0.18*0.22*0.25*0.29*0.28*0.29*0.28*0.20*---------
Net Income0.6%25.0025.0026.0024.0033.0034.0045.0050.0047.0037.0044.0027.0039.0023.005.002.0013.005.006.0023.00-16.09
Net Income Margin-8.2%0.09*0.10*0.11*0.13*0.16*0.19*0.21*0.24*0.23*0.24*0.23*0.17*---------
Free Cashflow8.1%11710810210093.0072.0081.0073.0015.0072.0053.0065.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Assets5.8%2,5972,4552,3752,3882,2522,1161,9221,9441,4831,4201,1991,2071,041944972936792710636583461
    Cash Equivalents3.8%35634339038535331637341016726620317814913917713543.0063.0010161.0029.00
  Net PPE-4.3%12.0013.0012.0010.007.007.007.007.001.002.002.002.003.003.003.003.003.003.003.004.003.00
Liabilities6.6%2,0821,9531,8911,9231,8061,6871,5091,5171,0811,064942991846784830847790719652605509
  Long Term Debt----------9.0014.0024.0024.0024.0024.0024.0024.0062.0062.0062.0062.00
Shareholder's Equity4.3%37736134532630628927328726221611877.0056.0021.003.000.002.00215215213213
  Retained Earnings9.9%28125623120418014811460.0010.00-36.72-73.59-117-144-183-206-211-214-227-232-238-261
  Additional Paid-In Capital-11.0%96.00108116122127142160228252254192195201205210213214215215213213
Shares Outstanding1.5%15.0014.0015.0014.0014.0015.0015.0015.0015.0017.0017.0016.00---------
Minority Interest-13.6%-2.23-1.96-1.68-1.37-1.18-0.98-0.75-0.50-0.74-0.87-0.82-0.77-0.73-0.68-0.63-0.57-0.51-0.46-0.40-0.34-0.28
Float------164---286---69.00---22.00---
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Cashflow From Operations8.1%116,863108,089101,698100,49093,03471,85780,74972,97014,87571,74152,78064,96063,81549,01234,94729,73030,5049,74429,98544,507-12,304
  Share Based Compensation-11.9%9081,0319319409301,1861,1119161,09268754540330328136843284028.00412615251
Cashflow From Investing-16.8%-219,598-187,981-53,430-156,341-170,333-251,480-102,631-181,135-134,054-157,670-2,163-111,658-113,463-22,719-44,735-143,864-148,265-118,374-23,186-59,257-30,745
Cashflow From Financing172.3%108,35139,786-46,951102,32797,695140,492-79,259400,015219176,151-66,057128,74448,453-51,14936,337178,37184,86787,88217,60096,58223,829
  Buy Backs214.6%9,3992,98829.0035.0010,86312,86165,21419,4255,1933042972,1904921125596671,59123821.006.00676

ATLC Income Statement

2022-12-31
Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Revenue:   
Consumer loans, including past due fees$ 786,235$ 518,783$ 410,616
Fees and related income on earning assets217,071194,466133,960
Other revenue42,79830,60615,431
Total operating revenue, net1,046,104743,855560,007
Other non-operating revenue8094,2013,403
Total revenue1,046,913748,056563,410
Interest expense(81,851)(54,127)(51,548)
Provision for losses on loans, interest and fees receivable recorded at amortized cost(1,252)(36,455)(142,719)
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value(577,069)(218,733)(108,548)
Net margin386,741438,741260,595
Operating expense:   
Salaries and benefits43,06334,02429,079
Card and loan servicing95,42875,39763,047
Marketing and solicitation62,40356,63535,012
Depreciation2,1751,4931,247
Other34,40022,18017,819
Total operating expense237,469189,729146,204
Loss on repurchase and redemption of convertible senior notes029,4390
Income before income taxes149,272219,573114,391
Income tax expense(14,660)(41,784)(20,474)
Net income134,612177,78993,917
Net loss attributable to noncontrolling interests985113203
Net income attributable to controlling interests135,597177,90294,120
Preferred dividends and discount accretion(25,076)(22,363)(17,070)
Net income attributable to common shareholders$ 110,521$ 155,539$ 77,050
Net income attributable to common shareholders per common share—basic (in dollars per share)$ 7.55$ 10.32$ 5.32
Net income attributable to common shareholders per common share—diluted (in dollars per share)$ 5.83$ 7.56$ 3.95

ATLC Balance Sheet

2022-12-31
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
Assets  
Unrestricted cash and cash equivalents$ 384,984$ 409,660
Restricted cash and cash equivalents48,20896,968
Loans, interest and fees receivable:  
Loans, interest and fees receivable, at fair value1,817,9761,026,424
Loans, interest and fees receivable, gross105,267470,293
Allowances for uncollectible loans, interest and fees receivable (including $0 and $55.1 million associated with variable interest entities at December 31, 2022 and December 31, 2021, respectively)(1,643)(57,201)
Deferred revenue (including $0 and $8.2 million associated with variable interest entities at December 31, 2022 and December 31, 2021, respectively)(16,190)(29,281)
Net loans, interest and fees receivable1,905,4101,410,235
Property at cost, net of depreciation10,0137,335
Operating lease right-of-use assets11,7824,016
Prepaid expenses and other assets27,41715,649
Total assets2,387,8141,943,863
Liabilities  
Accounts payable and accrued expenses44,33242,287
Operating lease liabilities20,1124,842
Notes Payable, net held by VIEs1,653,3061,278,864
Senior notes, net144,385142,951
Income tax liability60,68947,770
Total liabilities1,922,8241,516,714
Commitments and contingencies (Note 11)
Shareholders' Equity  
Common stock, no par value, 150,000,000 shares authorized: 14,453,415 and 14,804,408 shares issued and outstanding at December 31, 2022 and December 31, 2021, respectively00
Paid-in capital121,996227,763
Retained earnings204,41560,236
Total shareholders’ equity326,411287,999
Noncontrolling interests(1,371)(500)
Total equity325,040287,499
Total liabilities, preferred stock and equity2,387,8141,943,863
Series A Preferred Stock [Member]  
Liabilities  
Series A preferred stock, 400,000 shares issued and outstanding at December 31, 2022 (liquidation preference - $40.0 million); 400,000 shares issued and outstanding at December 31, 2021 (Note 4) (1)[1]40,00040,000
Class B preferred units issued to noncontrolling interests (Note 4)[1]40,00040,000
Series B Preferred Stock [Member]  
Liabilities  
Series A preferred stock, 400,000 shares issued and outstanding at December 31, 2022 (liquidation preference - $40.0 million); 400,000 shares issued and outstanding at December 31, 2021 (Note 4) (1)99,95099,650
Class B preferred units issued to noncontrolling interests (Note 4)99,95099,650
Shareholders' Equity  
Series B preferred stock, no par value, 3,204,640 shares issued and outstanding at December 31, 2022 (liquidation preference - $80.1 million); 3,188,533 shares issued and outstanding at December 31, 2021 (1)[1]$ 0$ 0
[1]Both the Series A preferred stock and the Series B preferred stock have no par value and are part of the same aggregate 10,000,000 shares authorized.
ATLC
Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers and service providers. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.
 CEO
 WEBSITEwww.atlanticus.com
 EMPLOYEES355

Atlanticus Holdings Corp Frequently Asked Questions


What is the ticker symbol for Atlanticus Holdings Corp? What does ATLC stand for in stocks?

ATLC is the stock ticker symbol of Atlanticus Holdings Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Atlanticus Holdings Corp (ATLC)?

As of Thu Feb 22 2024, market cap of Atlanticus Holdings Corp is 497.73 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ATLC stock?

You can check ATLC's fair value in chart for subscribers.

What is the fair value of ATLC stock?

You can check ATLC's fair value in chart for subscribers. The fair value of Atlanticus Holdings Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Atlanticus Holdings Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ATLC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Atlanticus Holdings Corp a good stock to buy?

The fair value guage provides a quick view whether ATLC is over valued or under valued. Whether Atlanticus Holdings Corp is cheap or expensive depends on the assumptions which impact Atlanticus Holdings Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ATLC.

What is Atlanticus Holdings Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Feb 22 2024, ATLC's PE ratio (Price to Earnings) is 4.95 and Price to Sales (PS) ratio is 0.45. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ATLC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Atlanticus Holdings Corp's stock?

In the past 10 years, Atlanticus Holdings Corp has provided 0.281 (multiply by 100 for percentage) rate of return.