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American Express Co Stock Research

AXP

159.78USD-2.98(-1.83%)Market Closed

Market Summary

USD159.78-2.98
Market Closed
-1.83%

AXP Alerts

AXP Stock Price

AXP RSI Chart

AXP Valuation

Market Cap

118.7B

Price/Earnings (Trailing)

15.8

Price/Sales (Trailing)

2.76

EV/EBITDA

6.04

Price/Free Cashflow

6.18

AXP Price/Sales (Trailing)

AXP Profitability

EBT Margin

22.31%

Return on Equity

30.41%

Return on Assets

3.3%

Free Cashflow Yield

16.19%

AXP Fundamentals

AXP Revenue

Revenue (TTM)

43.0B

Revenue Y/Y

13.76%

Revenue Q/Q

4.01%

AXP Earnings

Earnings (TTM)

7.5B

Earnings Y/Y

-8.55%

Earnings Q/Q

-16.34%

Price Action

52 Week Range

130.65192.00
(Low)(High)

Last 7 days

-0.6%

Last 30 days

-8.5%

Last 90 days

8.7%

Trailing 12 Months

-14.5%

AXP Financial Health

Debt/Equity

1.72

Debt/Cashflow

0.5

AXP Investor Care

Dividend Yield

1.3%

Dividend/Share (TTM)

2.08

Buy Backs (1Y)

2.37%

Diluted EPS (TTM)

9.85

Peers (Alternatives to American Express)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
118.7B
43.0B
-8.54% -14.53%
15.8
2.76
24.07% -6.77%
34.5B
31.2B
-16.71% -31.90%
4.69
1.1
21.22% -40.60%
25.4B
12.9B
-15.27% -15.60%
5.78
1.97
20.78% -19.40%
12.3B
16.9B
-20.90% -21.47%
4.07
0.73
10.86% -28.55%
MID-CAP
7.2B
10.6B
-19.43% -44.41%
4.23
0.68
22.77% -43.99%
5.2B
1.8B
-11.10% -23.00%
9.66
2.82
-1.27% -44.09%
4.2B
4.4B
-20.69% -20.94%
4.73
0.94
1.63% -33.18%
2.8B
2.0B
-21.57% -37.97%
6.16
1.39
14.34% -60.20%
2.1B
3.2B
-16.14% -10.49%
3.29
0.66
21.71% -10.04%
SMALL-CAP
832.5M
1.4B
-9.24% -41.78%
12.96
0.57
1.14% 35.24%
723.5M
712.4M
-29.12% -58.09%
2.5
1.02
17.60% 1459.12%
188.4M
329.7M
-14.36% -19.73%
2.19
0.57
23.11% 80.93%
176.2M
185.1M
-1.43% -15.13%
3.31
0.95
21.52% 23.68%
62.7M
1.0B
-58.56% -87.69%
-2.24
0.06
29.84% -130.18%
58.4M
112.9M
3.31% -43.33%
-0.86
0.52
-70.13% -1140.00%

Financials for American Express

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue3.3%42,96741,58639,54236,93234,630
EBITDA1.0%21,10620,89220,32820,198-
EBITDA Margin-2.2%0.49*0.50*0.51*0.55*-
Earnings Before Taxes-4.3%9,58510,02010,01110,40810,689
EBT Margin-7.4%0.22*0.24*0.25*0.28*-
Interest Expenses7.0%9,8959,2458,6618,1197,750
Net Income-1.9%7,5147,6617,6087,9248,060
Net Income Margin-5.1%0.17*0.18*0.19*0.21*-
Free Cahsflow21.3%19,22415,84215,47914,567-
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets6.1%228,000214,915205,000195,862189,000
    Cash Equivalents8.8%33,91431,18226,27727,67822,028
  Net PPE2.4%5,2155,0955,0935,0464,988
Liabilities6.6%203,643190,975182,063173,479166,371
.    Short Term Borrowings-11.0%1,3481,5151,9842,1222,243
  Long Term Debt0.4%42,57342,39340,49538,33738,675
Shareholder's Equity3.2%24,71123,94023,23522,38322,177
  Retained Earnings3.8%16,27915,68514,75113,75413,474
  Additional Paid-In Capital0.1%11,49311,48211,47611,45111,495
Accumulated Depreciation3.5%9,8509,5199,1918,9078,602
Shares Outstanding-0.5%743747751755761
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations19.4%21,07917,65517,31916,24514,645
  Share Based Compensation5.3%375356345354330
Cashflow From Investing1.6%-33,689-34,237-27,930-18,080-10,529
Cashflow From Financing27.0%24,50919,2985,701-10,861-14,933
  Dividend Payments3.1%1,5651,5181,4771,4301,448
  Buy Backs-40.0%3,5025,8338,5168,7097,652

Risks for AXP

What is the probability of a big loss on AXP?

37.7%


Probability that American Express stock will be more than 20% underwater in next one year

26.9%


Probability that American Express stock will be more than 30% underwater in next one year.

18.5%


Probability that American Express stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does AXP drawdown profile look like?

Y-axis is the maximum loss one would have experienced if American Express was unfortunately bought at previous high price.

Drawdowns

Returns for AXP

Cumulative Returns on AXP

10.6%


10-Year Cumulative Returns

16.6%


7-Year Cumulative Returns

13.6%


5-Year Cumulative Returns

25.5%


3-Year Cumulative Returns

What are the long-term rolling returns for AXP?

FIve years rolling returns for American Express.

Annualized Returns

Which funds bought or sold AXP recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-15
B. Riley Wealth Advisors, Inc.
added
4.91
518,262
4,009,260
0.11%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
added
5.86
10,937,300
79,582,300
0.09%
2023-03-10
MATHER GROUP, LLC.
reduced
-4.73
69,740
1,685,740
0.03%
2023-03-08
Capital Asset Advisory Services LLC
reduced
-1.44
17,696
232,696
0.02%
2023-03-06
Rockefeller Capital Management L.P.
added
137
47,616,000
77,375,000
0.39%
2023-03-06
BIRMINGHAM CAPITAL MANAGEMENT CO INC/AL
added
0.8
369,069
3,919,070
1.49%
2023-03-03
TIAA, FSB
reduced
-3.66
290,060
5,558,060
0.02%
2023-03-02
LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA
new
-
923,587
923,587
0.01%
2023-03-02
OLIVER LAGORE VANVALIN INVESTMENT GROUP
added
106
7,741
13,741
0.01%
2023-03-01
Lakewood Asset Management LLC
new
-
37,000
37,000
0.03%

1–10 of 48

Latest Funds Activity

Are funds buying AXP calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own AXP
No. of Funds

American Express News

Seeking Alpha

A Sharp Rally Is Being Masked By A Minor Bank Crisis ....

Seeking Alpha,
2 hours ago

InvestorPlace

Nasdaq

Investor's Business Daily

Nasdaq

Dow Movers: AXP, PG.

Nasdaq,
2 days ago

Schedule 13G FIlings of American Express

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 09, 2023
vanguard group inc
6.33%
47,283,954
SC 13G/A
Feb 06, 2023
blackrock inc.
6.1%
45,475,040
SC 13G/A
Feb 09, 2022
vanguard group inc
6.02%
46,602,078
SC 13G/A
Feb 07, 2022
blackrock inc.
5.9%
45,902,704
SC 13G/A
Feb 04, 2022
wellington management group llp
3.68%
28,542,129
SC 13G/A
Feb 10, 2021
vanguard group inc
5.84%
46,991,849
SC 13G/A
Feb 04, 2021
wellington management group llp
5.17%
41,650,506
SC 13G
Jan 29, 2021
blackrock inc.
5.8%
46,448,671
SC 13G/A
Feb 12, 2020
vanguard group inc
6.04%
49,438,168
SC 13G/A
Feb 05, 2020
blackrock inc.
5.3%
42,967,159
SC 13G/A

AXP Fair Value

American Express fair value in different scenarios

The table shows the Fair Value estimates for American Express for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

114.20

-28.53%

170.29

6.58%

233.06

45.86%

294.38

84.24%

343.76

115.15%
Current Inflation

105.13

-34.20%

153.49

-3.94%

206.27

29.10%

257.42

61.11%

298.46

86.79%
Very High Inflation

93.83

-41.28%

133.18

-16.65%

174.64

9.30%

214.47

34.23%

246.28

54.14%

Historical American Express Fair Value Estimates


Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of American Express

View All Filings
Date Filed Form Type Document
Mar 17, 2023
ARS
ARS
Mar 17, 2023
DEF 14A
DEF 14A
Mar 17, 2023
DEFA14A
DEFA14A
Mar 15, 2023
8-K
Current Report
Mar 10, 2023
4
Insider Trading
Mar 08, 2023
8-K
Current Report
Mar 06, 2023
4
Insider Trading
Mar 06, 2023
4
Insider Trading
Feb 21, 2023
4
Insider Trading
Feb 16, 2023
4
Insider Trading

Latest Insider Trading transactions for AXP

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-03-08
Grosfield Howard
sold
-952,187
174
-5,456
president, u.s. consumer serv
2023-03-03
Buckminster Douglas E.
gifted
-
-
-1,500
vice chairman
2023-03-02
Herena Monique
sold
-2,635,280
173
-15,217
chief colleague experience off
2023-02-17
Lieberman Quinn Jessica
sold
-994,664
175
-5,656
evp - controller
2023-02-17
Lieberman Quinn Jessica
acquired
196,290
65.43
3,000
evp - controller
2023-02-14
Pickett Denise
sold
-5,186,220
180
-28,688
pres., gsg and tls
2023-02-14
Pickett Denise
acquired
1,684,820
100
16,688
pres., gsg and tls
2023-02-14
Marrs Anna
sold
-7,837,010
179
-43,661
group pres., gcs and cfr
2023-02-14
Marrs Anna
acquired
4,078,260
131
30,971
group pres., gcs and cfr
2023-02-14
Joabar Raymond
sold
-1,369,980
180
-7,600
grp. pres., gmns

1–10 of 50

Stephen J. Squeri
64000
American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

AXP Income Statement

2022-09-30
Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Non-interest revenues    
Non-interest revenues$ 10,978$ 8,934$ 31,549$ 24,593
Interest income    
Interest on loans3,1642,2568,3446,494
Interest and dividends on investment securities27186266
Deposits with banks and other1832728773
Total interest income3,3742,3018,6936,633
Interest expense    
Deposits440109749356
Long-term debt and other356198807635
Total interest expense7963071,556991
Net interest income2,5781,9947,1375,642
Total revenues net of interest expense13,55610,92838,68630,235
Provisions for credit losses    
Total provisions for credit losses778(191)1,155(1,472)
Total revenues net of interest expense after provisions for credit losses12,77811,11937,53131,707
Expenses    
Card Member rewards3,5713,02010,2737,975
Business development1,1949433,6412,634
Card Member services7745792,0781,328
Marketing1,4581,4124,1843,706
Salaries and employee benefits1,7481,4975,2184,586
Other, net1,5741,2184,4233,095
Total expenses10,3198,66929,81723,324
Pretax income2,4592,4507,7148,383
Income tax provision5806241,7722,042
Net income$ 1,879$ 1,826$ 5,942$ 6,341
Earnings per Common Share    
Basic (in dollars per share)$ 2.47[1]$ 2.27[1]$ 7.78[2]$ 7.84[2]
Diluted (in dollars per share)$ 2.47[1]$ 2.27[1]$ 7.77[2]$ 7.82[2]
Average common shares outstanding for earnings per common share:    
Basic (in shares)748786752796
Diluted (in shares)749787753797
Card Member Receivables    
Provisions for credit losses    
Total provisions for credit losses$ 165$ (12)$ 383$ (147)
Card Member Loans    
Provisions for credit losses    
Total provisions for credit losses596(177)757(1,146)
Other    
Provisions for credit losses    
Total provisions for credit losses17(2)15(179)
Discount revenue    
Non-interest revenues    
Non-interest revenues7,8486,36922,55617,414
Net card fees    
Non-interest revenues    
Non-interest revenues1,5411,3124,4453,851
Service fees and other revenue    
Non-interest revenues    
Non-interest revenues1,1698393,3402,182
Processed revenue    
Non-interest revenues    
Non-interest revenues$ 420$ 414$ 1,208$ 1,146
[1]Represents net income less (i) earnings allocated to participating share awards of $14 million for both the three months ended September 30, 2022 and 2021, (ii) dividends on preferred shares of $14 million and $20 million for the three months ended September 30, 2022 and 2021, respectively, and (iii) an equity-related adjustment of $9 million related to the redemption of preferred shares for the three months ended September 30, 2021.
[2]Represents net income less (i) earnings allocated to participating share awards of $45 million for both the nine months ended September 30, 2022 and 2021, (ii) dividends on preferred shares of $43 million and $49 million for the nine months ended September 30, 2022 and 2021, respectively, and (iii) an equity-related adjustment of $9 million related to the redemption of preferred shares for the nine months ended September 30, 2021.

AXP Balance Sheet

2022-09-30
Consolidated Balance Sheets - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Cash and cash equivalents  
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2022, $4; 2021, $11)$ 3,012$ 1,292
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2022, $293; 2021, $463)27,16720,548
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2022, $903; 2021, $32)1,003188
Total cash and cash equivalents31,18222,028
Investment securities4,5392,591
Premises and equipment, less accumulated depreciation and amortization: 2022, $9,519; 2021, $8,6025,0954,988
Other assets, less reserves for credit losses: 2022, $22; 2021, $2518,46717,244
Total assets214,915188,548
Liabilities  
Customer deposits103,46384,382
Accounts payable11,02110,574
Short-term borrowings1,5152,243
Long-term debt (includes debt issued by consolidated variable interest entities: 2022, $12,444; 2021, $13,803)42,39338,675
Other liabilities32,58330,497
Total liabilities190,975166,371
Contingencies (Note 7)
Shareholders’ Equity  
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of September 30, 2022 and December 31, 202100
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 747 million shares as of September 30, 2022 and 761 million shares as of December 31, 2021150153
Additional paid-in capital11,48211,495
Retained earnings15,68513,474
Accumulated other comprehensive income (loss)(3,377)(2,945)
Total shareholders’ equity23,94022,177
Total liabilities and shareholders’ equity214,915188,548
Card Member Receivables  
Cash and cash equivalents  
Financing receivables, net55,11653,581
Card Member Loans  
Cash and cash equivalents  
Financing receivables, net95,71985,257
Other Loans  
Cash and cash equivalents  
Financing receivables, net$ 4,797$ 2,859