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AXP

156.75USD-0.75(-0.48%)Delayed

American Express Co

Market Summary

USD156.75-0.75Delayed
-0.48%

AXP Alerts

AXP Stock Price

RSI Chart

Valuation

Market Cap

112.4B

Price/Earnings

14.67

Price/Sales

2.7

Price/Cashflow

6.37

MarketCap/EBT

11.22

Price/Sales

Profitability

EBT Margin

24.09%

Return on Equity

32%

Return on Assets

3.56%

Fundamentals

Revenue

Revenue (TTM)

41.6B

Revenue Y/Y

22.88%

Revenue Q/Q

-0.52%

Earnings

Earnings (TTM)

7.7B

Earnings Y/Y

2.9%

Earnings Q/Q

-4.33%

Price Action

52 Week Range

130.65197.49
(Low)(High)

Last 7 days

1.7%

Last 30 days

9.2%

Last 90 days

5.1%

Trailing 12 Months

1.3%

Financial Health

Debt/Equity

1.77

Debt/Cashflow

0.42

Investor Care

Dividend Yield

1.32%

Dividend/Share (TTM)

1.99

Buy Backs (1Y)

3.95%

Diluted EPS (TTM)

9.97

Peers (Alternatives to American Express)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
112.4B
41.6B
9.23% 1.28%
14.67
2.7
29.77% -1.52%
41.1B
28.9B
-4.79% -30.44%
4.13
1.51
14.14% -31.75%
28.9B
11.8B
4.91% -2.23%
6.52
2.46
10.13% -14.57%
16.6B
16.5B
1.03% -20.76%
5.1
1.01
8.41% -21.56%
MID-CAP
8.7B
9.2B
-2.03% -42.81%
3.49
0.95
8.32% -12.52%
6.1B
1.8B
8.43% -26.27%
7.72
3.3
-0.20% -30.97%
4.7B
4.4B
5.46% -16.46%
4.88
1.06
2.14% -31.84%
4.4B
1.9B
5.91% -6.24%
5.17
2.3
6.03% -38.64%
2.2B
2.8B
16.06% -14.62%
4.16
0.78
3.28% -42.06%
SMALL-CAP
1.1B
764.0M
3.67% -67.58%
62.99
1.46
52.02% 109.91%
1.0B
1.4B
7.99% -42.03%
20.72
0.73
3.70% 40.66%
204.8M
1.0B
-20.61% -75.85%
-2.14
0.2
33.81% -164.81%
184.0M
174.9M
1.58% -10.43%
3.14
1.05
17.96% 3714.40%
130.2M
315.9M
40.10% 3.63%
1.65
0.44
21.83% 177.67%
31.7M
497.0M
74.29% -40.78%
-0.5
0.07
31.54% -1140.00%

Financials for American Express

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue5.2%41,58639,54236,93234,63032,047
Earnings Before Taxes0.1%10,02010,01110,40810,68910,241
Net Income0.7%7,6617,6087,9248,0607,779
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets4.9%215,000205,000195,862189,000184,000
    Cash Equivalents18.7%31,18226,27727,67822,02827,916
  Net PPE0.0%5,0955,0935,0464,9884,960
Liabilities4.9%190,975182,063173,479166,371159,835
.    Short Term Borrowings-23.6%1,5151,9842,1222,2432,253
  Long Term Debt4.7%42,39340,49538,33738,67534,483
Shareholder's Equity3.0%23,94023,23522,38322,17724,426
  Retained Earnings6.3%15,68514,75113,75413,47414,832
  Additional Paid-In Capital0.1%11,48211,47611,45111,49512,401
Accumulated Depreciation3.6%9,5199,1918,9078,6028,371
Shares Outstanding-0.5%747751755761778
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations1.9%17,65517,31916,24514,64513,137
  Share Based Compensation3.2%356345354330330
Cashflow From Investing-22.6%-34,237.00-27,930.00-18,080.00-10,529.00-4,764.00
Cashflow From Financing238.5%19,2985,701-10,861.00-14,933.00-15,984.00
  Dividend Payments2.8%1,5181,4771,4301,4481,452
  Buy Backs-48.4%3,8167,3937,6516,241

Risks

What is the probability of a big loss on AXP?

31.5%


Probability that American Express stock will be more than 20% underwater in next one year

23.1%


Probability that American Express stock will be more than 30% underwater in next one year.

18.5%


Probability that American Express stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does AXP drawdown profile look like?

Y-axis is the maximum loss one would have experienced if American Express was unfortunately bought at previous high price.

Returns

Cumulative Returns on AXP

12.5%


10-Year Cumulative Returns

13.7%


7-Year Cumulative Returns

11.5%


5-Year Cumulative Returns

11.9%


3-Year Cumulative Returns

What are the long-term rolling returns for AXP?

FIve years rolling returns for American Express.

Which funds bought or sold AXP recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-23
Eagle Bay Advisors LLC
ADDED
79.28
103,577
242,000
0.15%
2022-11-23
Invst, LLC
ADDED
3.63
-172,000
1,232,000
0.21%
2022-11-23
Toroso Investments, LLC
REDUCED
-71.22
-2,762,000
1,074,000
0.04%
2022-11-22
IHT Wealth Management, LLC
ADDED
16.61
192,000
1,618,000
0.12%
2022-11-22
B. Riley Wealth Advisors, Inc.
ADDED
17.9
449,000
3,491,000
0.10%
2022-11-22
CVA Family Office, LLC
ADDED
31.89
37,000
165,000
0.04%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
37,035,000
37,035,000
0.43%
2022-11-21
Bray Capital Advisors
UNCHANGED
-
-
15,000
-%
2022-11-21
ST GERMAIN D J CO INC
UNCHANGED
-
-
5,689,000
0.38%
2022-11-21
Integrated Investment Consultants, LLC
REDUCED
-5.45
-29,000
335,000
0.13%

1–10 of 42

Latest Funds Activity

Are funds buying AXP calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own AXP

American Express News

The Motley Fool

73% of Warren Buffett's Portfolio Is in These 5 Stocks as 2022 Winds Down.9 hours ago

AXP Fair Value

American Express fair value in different scenarios

The table shows the Fair Value estimates for American Express for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

107.99

-31.11%

153.47

-2.09%

229.66

46.51%

315.78

101.45%

379.45

142.07%

Current Inflation

100.62

-35.81%

137.68

-12.17%

200.99

28.22%

273.70

74.61%

326.45

108.26%

Very High Inflation

91.28

-41.77%

118.74

-24.25%

167.70

6.99%

225.30

43.73%

266.03

69.72%

Historical American Express Fair Value Estimates


Recent SEC filings of American Express

View All Filings
Date Filed Form Type Document
Nov 15, 2022
8-K
Current Report
Nov 10, 2022
4
Insider Trading
Nov 07, 2022
8-K
Current Report
Nov 02, 2022
8-K
Current Report
Nov 01, 2022
424B2
Prospectus Filed
Oct 31, 2022
424B2
Prospectus Filed
Oct 31, 2022
FWP
Prospectus Filed
Oct 21, 2022
10-Q
Quarterly Report
Oct 21, 2022
8-K
Current Report
Oct 17, 2022
8-K
Current Report

Latest Insider Trading transactions for AXP

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-08
Clayton Walter Joseph III
BOUGHT
149,270
149.27
1,000
-
2022-06-03
Leonsis Theodore
SOLD
-667,355
166.63
-4,005
-
2022-04-28
Squeri Stephen J
SOLD
-8,590,630
178.377
-48,160
Chairman and CEO
2022-02-14
Lieberman Quinn Jessica
SOLD
-345,316
191.417
-1,804
EVP - Controller
2022-02-09
Williams Anre D
ACQUIRED
13,425,900
95.9619
139,909
Group Pres., Enterprise Serv.
2022-02-09
Williams Anre D
SOLD
-27,536,700
196.819
-139,909
Group Pres., Enterprise Serv.
2022-02-08
Seeger Laureen
SOLD
-2,602,060
191.638
-13,578
Chief Legal Officer
2022-02-08
Joabar Raymond
SOLD
-1,502,820
192.67
-7,800
Grp. Pres., GMNS
2022-02-04
Marrs Anna
SOLD
-1,236,500
184.552
-6,700
Group Pres., GCS and CFR
2022-02-03
Pickett Denise
SOLD
-1,287,680
183.955
-7,000
Pres., GSG and TLS

1–10 of 50

Stephen J. Squeri
64000
American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

AXP Income Statement

2022-09-30
Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Non-interest revenues    
Non-interest revenues$ 10,978$ 8,934$ 31,549$ 24,593
Interest income    
Interest on loans3,1642,2568,3446,494
Interest and dividends on investment securities27186266
Deposits with banks and other1832728773
Total interest income3,3742,3018,6936,633
Interest expense    
Deposits440109749356
Long-term debt and other356198807635
Total interest expense7963071,556991
Net interest income2,5781,9947,1375,642
Total revenues net of interest expense13,55610,92838,68630,235
Provisions for credit losses    
Total provisions for credit losses778(191)1,155(1,472)
Total revenues net of interest expense after provisions for credit losses12,77811,11937,53131,707
Expenses    
Card Member rewards3,5713,02010,2737,975
Business development1,1949433,6412,634
Card Member services7745792,0781,328
Marketing1,4581,4124,1843,706
Salaries and employee benefits1,7481,4975,2184,586
Other, net1,5741,2184,4233,095
Total expenses10,3198,66929,81723,324
Pretax income2,4592,4507,7148,383
Income tax provision5806241,7722,042
Net income$ 1,879$ 1,826$ 5,942$ 6,341
Earnings per Common Share    
Basic (in dollars per share)$ 2.47[1]$ 2.27[1]$ 7.78[2]$ 7.84[2]
Diluted (in dollars per share)$ 2.47[1]$ 2.27[1]$ 7.77[2]$ 7.82[2]
Average common shares outstanding for earnings per common share:    
Basic (in shares)748786752796
Diluted (in shares)749787753797
Card Member Receivables    
Provisions for credit losses    
Total provisions for credit losses$ 165$ (12)$ 383$ (147)
Card Member Loans    
Provisions for credit losses    
Total provisions for credit losses596(177)757(1,146)
Other    
Provisions for credit losses    
Total provisions for credit losses17(2)15(179)
Discount revenue    
Non-interest revenues    
Non-interest revenues7,8486,36922,55617,414
Net card fees    
Non-interest revenues    
Non-interest revenues1,5411,3124,4453,851
Service fees and other revenue    
Non-interest revenues    
Non-interest revenues1,1698393,3402,182
Processed revenue    
Non-interest revenues    
Non-interest revenues$ 420$ 414$ 1,208$ 1,146
[1]Represents net income less (i) earnings allocated to participating share awards of $14 million for both the three months ended September 30, 2022 and 2021, (ii) dividends on preferred shares of $14 million and $20 million for the three months ended September 30, 2022 and 2021, respectively, and (iii) an equity-related adjustment of $9 million related to the redemption of preferred shares for the three months ended September 30, 2021.
[2]Represents net income less (i) earnings allocated to participating share awards of $45 million for both the nine months ended September 30, 2022 and 2021, (ii) dividends on preferred shares of $43 million and $49 million for the nine months ended September 30, 2022 and 2021, respectively, and (iii) an equity-related adjustment of $9 million related to the redemption of preferred shares for the nine months ended September 30, 2021.

AXP Balance Sheet

2022-09-30
Consolidated Balance Sheets - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Cash and cash equivalents  
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2022, $4; 2021, $11)$ 3,012$ 1,292
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2022, $293; 2021, $463)27,16720,548
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2022, $903; 2021, $32)1,003188
Total cash and cash equivalents31,18222,028
Investment securities4,5392,591
Premises and equipment, less accumulated depreciation and amortization: 2022, $9,519; 2021, $8,6025,0954,988
Other assets, less reserves for credit losses: 2022, $22; 2021, $2518,46717,244
Total assets214,915188,548
Liabilities  
Customer deposits103,46384,382
Accounts payable11,02110,574
Short-term borrowings1,5152,243
Long-term debt (includes debt issued by consolidated variable interest entities: 2022, $12,444; 2021, $13,803)42,39338,675
Other liabilities32,58330,497
Total liabilities190,975166,371
Contingencies (Note 7)
Shareholders’ Equity  
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of September 30, 2022 and December 31, 202100
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 747 million shares as of September 30, 2022 and 761 million shares as of December 31, 2021150153
Additional paid-in capital11,48211,495
Retained earnings15,68513,474
Accumulated other comprehensive income (loss)(3,377)(2,945)
Total shareholders’ equity23,94022,177
Total liabilities and shareholders’ equity214,915188,548
Card Member Receivables  
Cash and cash equivalents  
Financing receivables, net55,11653,581
Card Member Loans  
Cash and cash equivalents  
Financing receivables, net95,71985,257
Other Loans  
Cash and cash equivalents  
Financing receivables, net$ 4,797$ 2,859