Last 7 days
-0.6%
Last 30 days
-8.5%
Last 90 days
8.7%
Trailing 12 Months
-14.5%
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
AXP | 118.7B | 43.0B | -8.54% | -14.53% | 15.8 | 2.76 | 24.07% | -6.77% |
COF | 34.5B | 31.2B | -16.71% | -31.90% | 4.69 | 1.1 | 21.22% | -40.60% |
DFS | 25.4B | 12.9B | -15.27% | -15.60% | 5.78 | 1.97 | 20.78% | -19.40% |
SYF | 12.3B | 16.9B | -20.90% | -21.47% | 4.07 | 0.73 | 10.86% | -28.55% |
MID-CAP | ||||||||
ALLY | 7.2B | 10.6B | -19.43% | -44.41% | 4.23 | 0.68 | 22.77% | -43.99% |
CACC | 5.2B | 1.8B | -11.10% | -23.00% | 9.66 | 2.82 | -1.27% | -44.09% |
OMF | 4.2B | 4.4B | -20.69% | -20.94% | 4.73 | 0.94 | 1.63% | -33.18% |
SLM | 2.8B | 2.0B | -21.57% | -37.97% | 6.16 | 1.39 | 14.34% | -60.20% |
NAVI | 2.1B | 3.2B | -16.14% | -10.49% | 3.29 | 0.66 | 21.71% | -10.04% |
SMALL-CAP | ||||||||
GDOT | 832.5M | 1.4B | -9.24% | -41.78% | 12.96 | 0.57 | 1.14% | 35.24% |
LC | 723.5M | 712.4M | -29.12% | -58.09% | 2.5 | 1.02 | 17.60% | 1459.12% |
CPSS | 188.4M | 329.7M | -14.36% | -19.73% | 2.19 | 0.57 | 23.11% | 80.93% |
MFIN | 176.2M | 185.1M | -1.43% | -15.13% | 3.31 | 0.95 | 21.52% | 23.68% |
CURO | 62.7M | 1.0B | -58.56% | -87.69% | -2.24 | 0.06 | 29.84% | -130.18% |
ELVT | 58.4M | 112.9M | 3.31% | -43.33% | -0.86 | 0.52 | -70.13% | -1140.00% |
Income Statement (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Revenue | 3.3% | 42,967 | 41,586 | 39,542 | 36,932 | 34,630 |
EBITDA | 1.0% | 21,106 | 20,892 | 20,328 | 20,198 | - |
EBITDA Margin | -2.2% | 0.49* | 0.50* | 0.51* | 0.55* | - |
Earnings Before Taxes | -4.3% | 9,585 | 10,020 | 10,011 | 10,408 | 10,689 |
EBT Margin | -7.4% | 0.22* | 0.24* | 0.25* | 0.28* | - |
Interest Expenses | 7.0% | 9,895 | 9,245 | 8,661 | 8,119 | 7,750 |
Net Income | -1.9% | 7,514 | 7,661 | 7,608 | 7,924 | 8,060 |
Net Income Margin | -5.1% | 0.17* | 0.18* | 0.19* | 0.21* | - |
Free Cahsflow | 21.3% | 19,224 | 15,842 | 15,479 | 14,567 | - |
Balance Sheet | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Assets | 6.1% | 228,000 | 214,915 | 205,000 | 195,862 | 189,000 |
Cash Equivalents | 8.8% | 33,914 | 31,182 | 26,277 | 27,678 | 22,028 |
Net PPE | 2.4% | 5,215 | 5,095 | 5,093 | 5,046 | 4,988 |
Liabilities | 6.6% | 203,643 | 190,975 | 182,063 | 173,479 | 166,371 |
. Short Term Borrowings | -11.0% | 1,348 | 1,515 | 1,984 | 2,122 | 2,243 |
Long Term Debt | 0.4% | 42,573 | 42,393 | 40,495 | 38,337 | 38,675 |
Shareholder's Equity | 3.2% | 24,711 | 23,940 | 23,235 | 22,383 | 22,177 |
Retained Earnings | 3.8% | 16,279 | 15,685 | 14,751 | 13,754 | 13,474 |
Additional Paid-In Capital | 0.1% | 11,493 | 11,482 | 11,476 | 11,451 | 11,495 |
Accumulated Depreciation | 3.5% | 9,850 | 9,519 | 9,191 | 8,907 | 8,602 |
Shares Outstanding | -0.5% | 743 | 747 | 751 | 755 | 761 |
Cashflow (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Cashflow From Operations | 19.4% | 21,079 | 17,655 | 17,319 | 16,245 | 14,645 |
Share Based Compensation | 5.3% | 375 | 356 | 345 | 354 | 330 |
Cashflow From Investing | 1.6% | -33,689 | -34,237 | -27,930 | -18,080 | -10,529 |
Cashflow From Financing | 27.0% | 24,509 | 19,298 | 5,701 | -10,861 | -14,933 |
Dividend Payments | 3.1% | 1,565 | 1,518 | 1,477 | 1,430 | 1,448 |
Buy Backs | -40.0% | 3,502 | 5,833 | 8,516 | 8,709 | 7,652 |
37.7%
26.9%
18.5%
Y-axis is the maximum loss one would have experienced if American Express was unfortunately bought at previous high price.
10.6%
16.6%
13.6%
25.5%
FIve years rolling returns for American Express.
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
2023-03-15 | B. Riley Wealth Advisors, Inc. | added | 4.91 | 518,262 | 4,009,260 | 0.11% |
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | added | 5.86 | 10,937,300 | 79,582,300 | 0.09% |
2023-03-10 | MATHER GROUP, LLC. | reduced | -4.73 | 69,740 | 1,685,740 | 0.03% |
2023-03-08 | Capital Asset Advisory Services LLC | reduced | -1.44 | 17,696 | 232,696 | 0.02% |
2023-03-06 | Rockefeller Capital Management L.P. | added | 137 | 47,616,000 | 77,375,000 | 0.39% |
2023-03-06 | BIRMINGHAM CAPITAL MANAGEMENT CO INC/AL | added | 0.8 | 369,069 | 3,919,070 | 1.49% |
2023-03-03 | TIAA, FSB | reduced | -3.66 | 290,060 | 5,558,060 | 0.02% |
2023-03-02 | LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA | new | - | 923,587 | 923,587 | 0.01% |
2023-03-02 | OLIVER LAGORE VANVALIN INVESTMENT GROUP | added | 106 | 7,741 | 13,741 | 0.01% |
2023-03-01 | Lakewood Asset Management LLC | new | - | 37,000 | 37,000 | 0.03% |
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Feb 09, 2023 | vanguard group inc | 6.33% | 47,283,954 | SC 13G/A | |
Feb 06, 2023 | blackrock inc. | 6.1% | 45,475,040 | SC 13G/A | |
Feb 09, 2022 | vanguard group inc | 6.02% | 46,602,078 | SC 13G/A | |
Feb 07, 2022 | blackrock inc. | 5.9% | 45,902,704 | SC 13G/A | |
Feb 04, 2022 | wellington management group llp | 3.68% | 28,542,129 | SC 13G/A | |
Feb 10, 2021 | vanguard group inc | 5.84% | 46,991,849 | SC 13G/A | |
Feb 04, 2021 | wellington management group llp | 5.17% | 41,650,506 | SC 13G | |
Jan 29, 2021 | blackrock inc. | 5.8% | 46,448,671 | SC 13G/A | |
Feb 12, 2020 | vanguard group inc | 6.04% | 49,438,168 | SC 13G/A | |
Feb 05, 2020 | blackrock inc. | 5.3% | 42,967,159 | SC 13G/A |
Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
---|---|---|---|---|---|
Very Low Inflation | 114.20 -28.53% | 170.29 6.58% | 233.06 45.86% | 294.38 84.24% | 343.76 115.15% |
Current Inflation | 105.13 -34.20% | 153.49 -3.94% | 206.27 29.10% | 257.42 61.11% | 298.46 86.79% |
Very High Inflation | 93.83 -41.28% | 133.18 -16.65% | 174.64 9.30% | 214.47 34.23% | 246.28 54.14% |
Date Filed | Form Type | Document | |
---|---|---|---|
Mar 17, 2023 | ARS | ARS | |
Mar 17, 2023 | DEF 14A | DEF 14A | |
Mar 17, 2023 | DEFA14A | DEFA14A | |
Mar 15, 2023 | 8-K | Current Report | |
Mar 10, 2023 | 4 | Insider Trading | |
Mar 08, 2023 | 8-K | Current Report | |
Mar 06, 2023 | 4 | Insider Trading | |
Mar 06, 2023 | 4 | Insider Trading | |
Feb 21, 2023 | 4 | Insider Trading | |
Feb 16, 2023 | 4 | Insider Trading |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
2023-03-08 | Grosfield Howard | sold | -952,187 | 174 | -5,456 | president, u.s. consumer serv |
2023-03-03 | Buckminster Douglas E. | gifted | - | - | -1,500 | vice chairman |
2023-03-02 | Herena Monique | sold | -2,635,280 | 173 | -15,217 | chief colleague experience off |
2023-02-17 | Lieberman Quinn Jessica | sold | -994,664 | 175 | -5,656 | evp - controller |
2023-02-17 | Lieberman Quinn Jessica | acquired | 196,290 | 65.43 | 3,000 | evp - controller |
2023-02-14 | Pickett Denise | sold | -5,186,220 | 180 | -28,688 | pres., gsg and tls |
2023-02-14 | Pickett Denise | acquired | 1,684,820 | 100 | 16,688 | pres., gsg and tls |
2023-02-14 | Marrs Anna | sold | -7,837,010 | 179 | -43,661 | group pres., gcs and cfr |
2023-02-14 | Marrs Anna | acquired | 4,078,260 | 131 | 30,971 | group pres., gcs and cfr |
2023-02-14 | Joabar Raymond | sold | -1,369,980 | 180 | -7,600 | grp. pres., gmns |
Consolidated Statements of Income - USD ($) shares in Millions, $ in Millions | 3 Months Ended | 9 Months Ended | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021 | |||||||||
Non-interest revenues | ||||||||||||
Non-interest revenues | $ 10,978 | $ 8,934 | $ 31,549 | $ 24,593 | ||||||||
Interest income | ||||||||||||
Interest on loans | 3,164 | 2,256 | 8,344 | 6,494 | ||||||||
Interest and dividends on investment securities | 27 | 18 | 62 | 66 | ||||||||
Deposits with banks and other | 183 | 27 | 287 | 73 | ||||||||
Total interest income | 3,374 | 2,301 | 8,693 | 6,633 | ||||||||
Interest expense | ||||||||||||
Deposits | 440 | 109 | 749 | 356 | ||||||||
Long-term debt and other | 356 | 198 | 807 | 635 | ||||||||
Total interest expense | 796 | 307 | 1,556 | 991 | ||||||||
Net interest income | 2,578 | 1,994 | 7,137 | 5,642 | ||||||||
Total revenues net of interest expense | 13,556 | 10,928 | 38,686 | 30,235 | ||||||||
Provisions for credit losses | ||||||||||||
Total provisions for credit losses | 778 | (191) | 1,155 | (1,472) | ||||||||
Total revenues net of interest expense after provisions for credit losses | 12,778 | 11,119 | 37,531 | 31,707 | ||||||||
Expenses | ||||||||||||
Card Member rewards | 3,571 | 3,020 | 10,273 | 7,975 | ||||||||
Business development | 1,194 | 943 | 3,641 | 2,634 | ||||||||
Card Member services | 774 | 579 | 2,078 | 1,328 | ||||||||
Marketing | 1,458 | 1,412 | 4,184 | 3,706 | ||||||||
Salaries and employee benefits | 1,748 | 1,497 | 5,218 | 4,586 | ||||||||
Other, net | 1,574 | 1,218 | 4,423 | 3,095 | ||||||||
Total expenses | 10,319 | 8,669 | 29,817 | 23,324 | ||||||||
Pretax income | 2,459 | 2,450 | 7,714 | 8,383 | ||||||||
Income tax provision | 580 | 624 | 1,772 | 2,042 | ||||||||
Net income | $ 1,879 | $ 1,826 | $ 5,942 | $ 6,341 | ||||||||
Earnings per Common Share | ||||||||||||
Basic (in dollars per share) | $ 2.47 | [1] | $ 2.27 | [1] | $ 7.78 | [2] | $ 7.84 | [2] | ||||
Diluted (in dollars per share) | $ 2.47 | [1] | $ 2.27 | [1] | $ 7.77 | [2] | $ 7.82 | [2] | ||||
Average common shares outstanding for earnings per common share: | ||||||||||||
Basic (in shares) | 748 | 786 | 752 | 796 | ||||||||
Diluted (in shares) | 749 | 787 | 753 | 797 | ||||||||
Card Member Receivables | ||||||||||||
Provisions for credit losses | ||||||||||||
Total provisions for credit losses | $ 165 | $ (12) | $ 383 | $ (147) | ||||||||
Card Member Loans | ||||||||||||
Provisions for credit losses | ||||||||||||
Total provisions for credit losses | 596 | (177) | 757 | (1,146) | ||||||||
Other | ||||||||||||
Provisions for credit losses | ||||||||||||
Total provisions for credit losses | 17 | (2) | 15 | (179) | ||||||||
Discount revenue | ||||||||||||
Non-interest revenues | ||||||||||||
Non-interest revenues | 7,848 | 6,369 | 22,556 | 17,414 | ||||||||
Net card fees | ||||||||||||
Non-interest revenues | ||||||||||||
Non-interest revenues | 1,541 | 1,312 | 4,445 | 3,851 | ||||||||
Service fees and other revenue | ||||||||||||
Non-interest revenues | ||||||||||||
Non-interest revenues | 1,169 | 839 | 3,340 | 2,182 | ||||||||
Processed revenue | ||||||||||||
Non-interest revenues | ||||||||||||
Non-interest revenues | $ 420 | $ 414 | $ 1,208 | $ 1,146 | ||||||||
|
Consolidated Balance Sheets - USD ($) $ in Millions | Sep. 30, 2022 | Dec. 31, 2021 |
---|---|---|
Cash and cash equivalents | ||
Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2022, $4; 2021, $11) | $ 3,012 | $ 1,292 |
Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2022, $293; 2021, $463) | 27,167 | 20,548 |
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2022, $903; 2021, $32) | 1,003 | 188 |
Total cash and cash equivalents | 31,182 | 22,028 |
Investment securities | 4,539 | 2,591 |
Premises and equipment, less accumulated depreciation and amortization: 2022, $9,519; 2021, $8,602 | 5,095 | 4,988 |
Other assets, less reserves for credit losses: 2022, $22; 2021, $25 | 18,467 | 17,244 |
Total assets | 214,915 | 188,548 |
Liabilities | ||
Customer deposits | 103,463 | 84,382 |
Accounts payable | 11,021 | 10,574 |
Short-term borrowings | 1,515 | 2,243 |
Long-term debt (includes debt issued by consolidated variable interest entities: 2022, $12,444; 2021, $13,803) | 42,393 | 38,675 |
Other liabilities | 32,583 | 30,497 |
Total liabilities | 190,975 | 166,371 |
Contingencies (Note 7) | ||
Shareholders’ Equity | ||
Preferred shares, $1.662/3 par value, authorized 20 million shares; issued and outstanding 1,600 shares as of September 30, 2022 and December 31, 2021 | 0 | 0 |
Common shares, $0.20 par value, authorized 3.6 billion shares; issued and outstanding 747 million shares as of September 30, 2022 and 761 million shares as of December 31, 2021 | 150 | 153 |
Additional paid-in capital | 11,482 | 11,495 |
Retained earnings | 15,685 | 13,474 |
Accumulated other comprehensive income (loss) | (3,377) | (2,945) |
Total shareholders’ equity | 23,940 | 22,177 |
Total liabilities and shareholders’ equity | 214,915 | 188,548 |
Card Member Receivables | ||
Cash and cash equivalents | ||
Financing receivables, net | 55,116 | 53,581 |
Card Member Loans | ||
Cash and cash equivalents | ||
Financing receivables, net | 95,719 | 85,257 |
Other Loans | ||
Cash and cash equivalents | ||
Financing receivables, net | $ 4,797 | $ 2,859 |