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C

47.24USD-0.54(-1.13%)Delayed

Citigroup Inc

Market Summary

USD47.24-0.54Delayed
-1.13%

C Alerts

C Stock Price

RSI Chart

Valuation

Market Cap

89.6B

Price/Earnings

5.37

Price/Sales

1.71

Price/Cashflow

2.6

MarketCap/EBT

4.25

Price/Sales

Profitability

EBT Margin

40.09%

Return on Equity

8.38%

Fundamentals

Revenue

Revenue (TTM)

52.5B

Revenue Y/Y

12.38%

Revenue Q/Q

2.36%

Earnings

Earnings (TTM)

16.7B

Earnings Y/Y

-26.58%

Earnings Q/Q

5.6%

Price Action

52 Week Range

39.5566.96
(Low)(High)

Last 7 days

-2.2%

Last 30 days

4.9%

Last 90 days

-2.2%

Trailing 12 Months

-23.0%

Financial Health

Debt/Equity

1.29

Debt/Cashflow

0.13

Investor Care

Dividend Yield

4.42%

Dividend/Share (TTM)

2.04

Buy Backs (1Y)

5.59%

Diluted EPS (TTM)

7.82

Peers (Alternatives to Citigroup)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
2.4T
394.3B
2.09% -9.22%
23.61
5.98
7.79% 5.41%
1.8T
203.1B
16.19% -21.88%
25.2
8.66
15.22% 2.81%
1.3T
282.1B
15.80% -29.87%
18.7
4.44
17.94% -5.14%
960.3B
502.2B
2.18% -45.23%
84.81
1.91
9.66% -56.89%
MID-CAP
2.5B
8.6B
2.72% -42.67%
-5.69
0.31
76.30% -20.89%
SMALL-CAP
1.9B
628.4M
27.93% -51.99%
-4.08
3.1
64.35% -18.14%
1.9B
1.6B
8.77% 21.76%
12.45
1.23
81.91% 208.48%
1.5B
-
32.82% -58.59%
-0.54
1.95
-4.11% -144.36%
1.4B
40.0M
-13.64% -71.15%
-1.84
34.64
34.91% -55.12%
1.0B
247.8M
11.54% -12.57%
-17.78
4.46
23.41% -194.70%
1.0B
412.4M
14.61% -28.22%
-153.63
2.47
51.09% -102.33%
988.1M
439.7M
-3.05% -78.77%
-2.97
2.13
-5.64% -199.38%
861.5M
1.2B
6.13% -46.00%
2.31
0.73
7.66% 583.60%
551.2M
2.2M
-7.04% -70.05%
-1.55
343.43
-72.60% -50.32%

Financials for Citigroup

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q22022Q12021Q42021Q32021Q2
Revenue4.3%52,49850,33450,47554,24554,393
Earnings Before Taxes-6.1%21,04922,42627,46928,96027,052
Net Income-9.0%16,67018,31621,95223,08821,590
Balance Sheet
Description(%) Q/Q2019Q42019Q22019Q12018Q42018Q3
Assets-1.9%1,951,158,000,0001,988,000,000,0001,958,413,000,0001,917,000,000,0001,925,000,000,000
Liabilities-1.8%1,757,212,000,0001,790,116,000,0001,761,398,000,0001,720,309,000,0001,727,302,000,000
Float-158,000,000,000----
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q22022Q12021Q42021Q32021Q2
Cashflow From Operations40.4%34,41724,50761,24960,81822,150
Cashflow From Investing24.0%-90,095.00-118,494.00-124,905.00-124,181.00-81,734.00
Cashflow From Financing1.7%43,10342,37117,27265,42950,486
  Dividend Payments-1.5%5,0495,1285,1985,2875,336
  Buy Backs-28.3%6,4208,9537,6017,4484,381

Risks

What is the probability of a big loss on C?

70.8%


Probability that Citigroup stock will be more than 20% underwater in next one year

50.4%


Probability that Citigroup stock will be more than 30% underwater in next one year.

19.6%


Probability that Citigroup stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does C drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Citigroup was unfortunately bought at previous high price.

Returns

Cumulative Returns on C

5.2%


10-Year Cumulative Returns

0.4%


7-Year Cumulative Returns

-6.0%


5-Year Cumulative Returns

-10.4%


3-Year Cumulative Returns

What are the long-term rolling returns for C?

FIve years rolling returns for Citigroup.

Which funds bought or sold C recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-29
Bridgefront Capital, LLC
SOLD OFF
-100
-282,000
-
-%
2022-11-23
Toroso Investments, LLC
ADDED
0.77
-205,000
2,146,000
0.09%
2022-11-23
Eagle Bay Advisors LLC
ADDED
0.34
-10,005
98,000
0.06%
2022-11-22
CONTINENTAL INVESTORS SERVICES, INC.
NEW
-
291,000
291,000
0.01%
2022-11-22
CVA Family Office, LLC
ADDED
220.25
219,000
334,000
0.09%
2022-11-22
B. Riley Wealth Advisors, Inc.
ADDED
50.1
756,000
2,860,000
0.09%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
7,680,000
7,680,000
0.09%
2022-11-22
IHT Wealth Management, LLC
ADDED
117.03
241,000
490,000
0.04%
2022-11-21
Parallax Volatility Advisers, L.P.
NEW
-
3,375,000
3,375,000
-%
2022-11-21
Sunbelt Securities, Inc.
ADDED
50.12
407,000
1,538,000
0.32%

1–10 of 42

Latest Funds Activity

Are funds buying C calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own C

Citigroup News

Seeking Alpha

Citigroup Stock: Cheap But The Market Remains Unconvinced (NYSE:C).5 hours ago

C Fair Value

Citigroup fair value in different scenarios

The table shows the Fair Value estimates for Citigroup for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

56.51

19.62%

87.49

85.20%

123.63

161.71%

157.46

233.32%

181.70

284.63%

Current Inflation

53.41

13.06%

79.98

69.31%

110.78

134.50%

139.99

196.34%

160.45

239.65%

Very High Inflation

49.42

4.61%

70.77

49.81%

95.47

102.10%

119.33

152.60%

135.53

186.90%

Historical Citigroup Fair Value Estimates


Recent SEC filings of Citigroup

View All Filings
Date Filed Form Type Document
Nov 30, 2022
424B2
Prospectus Filed
Nov 30, 2022
424B2
Prospectus Filed
Nov 30, 2022
424B2
Prospectus Filed
Nov 30, 2022
424B2
Prospectus Filed
Nov 30, 2022
424B2
Prospectus Filed
Nov 30, 2022
424B2
Prospectus Filed
Nov 30, 2022
424B2
Prospectus Filed
Nov 30, 2022
424B2
Prospectus Filed
Nov 30, 2022
424B2
Prospectus Filed
Nov 30, 2022
424B2
Prospectus Filed

Latest Insider Trading transactions for C

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-20
Fraser Jane Nind
SOLD FOR TAXES
-565,332
48.66
-11,618
Chief Executive Officer
2022-10-27
Whitaker Michael
GIFTED
-
-
15,000
Head of Enterprise O&T
2022-10-27
Whitaker Michael
GIFTED
-
-
-15,000
Head of Enterprise O&T
2022-10-20
Selvakesari Anand
SOLD FOR TAXES
-190,897
43.34
-4,404.64
CEO, Personal Bkg & Wealth Mgt
2022-07-01
Turley James S
ACQUIRED
10,991.6
50.039
219.66
-
2022-07-01
Dailey Grace E
ACQUIRED
2,401.93
50.039
48.0012
-
2022-07-01
Turley James S
ACQUIRED
2,401.93
50.039
48.0012
-
2022-07-01
COSTELLO ELLEN
ACQUIRED
84,657.6
50.039
1,691.83
-
2022-07-01
HENNES DUNCAN P
ACQUIRED
10,991.6
50.039
219.66
-
2022-07-01
IRELAND SUSAN LESLIE
ACQUIRED
3,837.23
50.039
76.6848
-

1–10 of 50

Jane N. Fraser
65535
Citigroup Inc., a diversified financial services holding company, provides various financial products and services to consumers, corporations, governments, and institutions in North America, Latin America, Asia, Europe, the Middle East, and Africa. The company operates in two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, Citi-branded cards, and Citi retail services. It also provides various banking, credit card, lending, and investment services through a network of local branches, offices, and electronic delivery systems. The ICG segment offers wholesale banking products and services, including fixed income and equity sales and trading, foreign exchange, prime brokerage, derivative, equity and fixed income research, corporate lending, investment banking and advisory, private banking, cash management, trade finance, and securities services to corporate, institutional, public sector, and high-net-worth clients. As of December 31, 2020, it operated 2,303 branches primarily in the United States, Mexico, and Asia. Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.

C Income Statement

2022-09-30
CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($)
shares in Millions, $ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Revenues    
Interest revenue$ 19,919$ 12,650$ 48,700$ 37,647
Interest expense7,3561,95913,3025,972
Net interest income12,56310,69135,39831,675
Commissions and fees2,1393,3997,15910,443
Principal transactions2,6252,23311,7408,450
Administration and other fiduciary fees9151,0072,9042,990
Realized gains (losses) on sales of investments, net5211774655
Impairment losses on investments:    
Impairment losses on investments and other assets(91)(30)(277)(112)
Provision for credit losses on AFS debt securities[1]5(1)7(1)
Net impairment losses recognized in earnings(86)(31)(270)(113)
Other revenue30031327767
Total non-interest revenues5,9456,75621,93423,192
Total revenues, net of interest expense18,50817,44757,33254,867
Provisions for credit losses and for benefits and claims    
Provision for credit losses on loans1,328(188)2,972(2,793)
Provision for credit losses on held-to-maturity (HTM) debt securities10(10)28(17)
Provision for credit losses on other assets73(3)763
Policyholder benefits and claims25227489
Provision for credit losses on unfunded lending commitments(71)(13)244(595)
Total provisions for credit losses and for benefits and claims[2]1,365(192)3,394(3,313)
Operating expenses    
Compensation and benefits6,7456,05820,03718,041
Premises and equipment5575601,7191,694
Technology/communication2,1451,9976,2295,744
Advertising and marketing4074021,1321,012
Other operating2,8952,7609,1908,170
Total operating expenses12,74911,77738,30734,661
Income from continuing operations before income taxes4,3945,86215,63123,519
Provision for income taxes8791,1933,0024,680
Income from continuing operations3,5154,66912,62918,839
Discontinued operations    
Income (loss) from discontinued operations(6)(1)(270)7
Benefit for income taxes00(41)0
Income (loss) from discontinued operations, net of taxes(6)(1)(229)7
Net income before attribution to noncontrolling interests3,5094,66812,40018,846
Noncontrolling interests30246867
Citigroup’s net income$ 3,479$ 4,644$ 12,332$ 18,779
Basic earnings per share    
Income from continuing operations (in dollars per share)[3]$ 1.64$ 2.17$ 5.99$ 8.70
Income from discontinued operations, net of taxes (in dollars per share)[3]00(0.12)0
Net income (in dollars per share)[3]$ 1.64$ 2.17$ 5.87$ 8.70
Weighted average common shares outstanding (in shares)1,936.82,009.31,950.02,049.3
Diluted earnings per share    
Income from continuing operations (in dollars per share)[3]$ 1.63$ 2.15$ 5.95$ 8.64
Income (loss) from discontinued operations, net of taxes (in dollars per share)[3]00(0.12)0
Net income (in dollars per share)[3]$ 1.63$ 2.15$ 5.84$ 8.65
Adjusted weighted average diluted common shares outstanding (in shares)1,955.12,026.21,967.12,065.3
[1]In accordance with ASC 326, which requires the provision for credit losses on AFS securities to be included in revenue.
[2]This total excludes the provision for credit losses on AFS securities, which is disclosed separately above.
[3]Due to rounding, earnings per share on continuing operations and discontinued operations may not sum to earnings per share on net income.

C Balance Sheet

2022-09-30
CONSOLIDATED BALANCE SHEET - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Assets  
Cash and due from banks (including segregated cash and other deposits)$ 26,502$ 27,515
Deposits with banks, net of allowance273,105234,518
Securities borrowed and purchased under agreements to resell (including $229,019 and $216,466 as of September 30, 2022 and December 31, 2021, respectively, at fair value), net of allowance349,214327,288
Brokerage receivables, net of allowance79,69654,340
Trading account assets (including $132,928 and $133,828 pledged to creditors as of September 30, 2022 and December 31, 2021, respectively)358,260331,945
Investments:  
Available-for-sale debt securities (including $7,504 and $9,226 pledged to creditors as of September 30, 2022 and December 31, 2021, respectively), net of allowance232,143288,522
Held-to-maturity debt securities (fair value of which is $239,807 and $216,038 as of September 30, 2022 and December 31, 2021, respectively) (includes $— and $1,460 pledged to creditors as of September 30, 2022 and December 31, 2021, respectively), net of allowance267,864216,963
Equity securities (including $850 and $1,032 at fair value as of September 30, 2022 and December 31, 2021, respectively)8,0097,337
Total investments508,016512,822
Loans:  
Loans, net of unearned income645,960667,767
Allowance for credit losses on loans (ACLL)(16,309)(16,455)
Total loans, net629,651651,312
Goodwill19,32621,299
Intangible assets (including MSRs of $647 and $404 as of September 30, 2022 and December 31, 2021, respectively, at fair value)4,4854,495
Other assets (including $9,947 and $12,342 as of September 30, 2022 and December 31, 2021, respectively, at fair value), net of allowance132,809125,879
Total assets2,381,0642,291,413
Liabilities  
Non-interest-bearing deposits in U.S. offices135,514158,552
Interest-bearing deposits in U.S. offices (including $911 and $879 as of September 30, 2022 and December 31, 2021, respectively, at fair value)570,920543,283
Non-interest-bearing deposits in offices outside the U.S.98,90497,270
Interest-bearing deposits in offices outside the U.S. (including $1,529 and $787 as of September 30, 2022 and December 31, 2021, respectively, at fair value)501,148518,125
Total deposits1,306,4861,317,230
Securities loaned and sold under agreements to repurchase (including $73,107 and $56,694 as of September 30, 2022 and December 31, 2021, respectively, at fair value)203,429191,285
Brokerage payables (including $3,213 and $3,575 as of September 30, 2022 and December 31, 2021, respectively, at fair value)87,84161,430
Trading account liabilities196,479161,529
Short-term borrowings (including $6,569 and $7,358 as of September 30, 2022 and December 31, 2021, respectively, at fair value)47,36827,973
Long-term debt (including $91,825 and $82,609 as of September 30, 2022 and December 31, 2021, respectively, at fair value)253,068254,374
Other liabilities87,27674,920
Total liabilities2,181,9472,088,741
Stockholders’ equity  
Preferred stock ($1.00 par value; authorized shares: 30 million), issued shares: as of September 30, 2022—759,800 and as of December 31, 2021—759,800, at aggregate liquidation value18,99518,995
Common stock ($0.01 par value; authorized shares: 6 billion), issued shares: as of September 30, 2022—3,099,669,424 and as of December 31, 2021—3,099,651,8353131
Additional paid-in capital108,347108,003
Retained earnings193,462184,948
Treasury stock, at cost(73,977)(71,240)
Accumulated other comprehensive income (loss) (AOCI)(48,298)(38,765)
Total Citigroup stockholders’ equity198,560201,972
Noncontrolling interests557700
Total equity199,117202,672
Total liabilities and equity2,381,0642,291,413
Consolidated VIEs  
Assets  
Cash and due from banks (including segregated cash and other deposits)63260
Trading account assets (including $132,928 and $133,828 pledged to creditors as of September 30, 2022 and December 31, 2021, respectively)8,27410,038
Investments:  
Total investments616844
Loans:  
Loans, net of unearned income50,14848,989
Allowance for credit losses on loans (ACLL)(2,446)(2,668)
Total loans, net47,70246,321
Other assets (including $9,947 and $12,342 as of September 30, 2022 and December 31, 2021, respectively, at fair value), net of allowance711,174
Total assets56,72658,637
Liabilities  
Short-term borrowings (including $6,569 and $7,358 as of September 30, 2022 and December 31, 2021, respectively, at fair value)10,0738,376
Long-term debt (including $91,825 and $82,609 as of September 30, 2022 and December 31, 2021, respectively, at fair value)10,43812,579
Other liabilities266694
Total liabilities20,77721,649
Consumer  
Loans:  
Loans, net of unearned income357,583376,534
Allowance for credit losses on loans (ACLL)(13,361)(14,040)
Consumer | Consolidated VIEs  
Loans:  
Loans, net of unearned income34,33334,677
Corporate  
Loans:  
Loans, net of unearned income288,377291,233
Allowance for credit losses on loans (ACLL)(2,948)(2,415)
Corporate | Consolidated VIEs  
Loans:  
Loans, net of unearned income$ 15,815$ 14,312