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CBU

CBU - Community Bank System Inc Stock Price, Fair Value and News

44.31USD+1.09 (+2.52%)Market Closed

Market Summary

CBU
USD44.31+1.09
Market Closed
2.52%

CBU Alerts

  • Big jump in Earnings (Y/Y)

CBU Stock Price

View Fullscreen

CBU RSI Chart

CBU Valuation

Market Cap

2.3B

Price/Earnings (Trailing)

14

Price/Sales (Trailing)

4.12

EV/EBITDA

3.03

Price/Free Cashflow

10.93

CBU Price/Sales (Trailing)

CBU Profitability

EBT Margin

37.72%

Return on Equity

10.08%

Return on Assets

1.05%

Free Cashflow Yield

9.15%

CBU Fundamentals

CBU Revenue

Revenue (TTM)

568.2M

Rev. Growth (Yr)

21.27%

Rev. Growth (Qtr)

4.33%

CBU Earnings

Earnings (TTM)

167.0M

Earnings Growth (Yr)

604.93%

Earnings Growth (Qtr)

21.26%

Breaking Down CBU Revenue

Last 7 days

-1.6%

Last 30 days

-6.0%

Last 90 days

1.5%

Trailing 12 Months

-14.1%

How does CBU drawdown profile look like?

CBU Financial Health

CBU Investor Care

Dividend Yield

4.04%

Dividend/Share (TTM)

1.79

Buy Backs (1Y)

1.78%

Diluted EPS (TTM)

3.1

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2024568.2M000
2023471.9M497.4M519.0M541.4M
2022387.5M398.3M418.5M443.7M
2021389.9M388.1M386.3M387.4M
2020390.0M392.9M391.7M389.3M
2019367.0M370.4M378.1M385.7M
2018347.9M357.5M359.9M362.7M
2017285.4M295.7M312.9M329.5M
2016266.9M274.2M280.2M285.2M
2015255.4M255.2M256.2M259.6M
2014259.5M259.4M257.6M256.2M
2013281.8M275.4M270.1M264.2M
2012278.2M278.9M279.9M281.4M
2011247.5M254.7M262.6M271.0M
20100248.6M248.4M248.3M
2009000248.8M
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Tracking the Latest Insider Buys and Sells of Community Bank System Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Jun 04, 2024
karaivanov dimitar
sold (taxes)
-87,326
44.76
-1,951
president & ceo
Apr 30, 2024
sutaris joseph e
acquired
153,150
43.22
3,543
evp & chief financial officer
Apr 12, 2024
steele sally a
acquired
-
-
1,464
-
Mar 19, 2024
gillan-myer maureen a
acquired
-
-
1,391
evp, chief human resources off
Mar 19, 2024
karaivanov dimitar
acquired
-
-
5,332
president & ceo
Mar 19, 2024
abdo michael n
acquired
-
-
1,325
evp and general counsel
Mar 19, 2024
levy jeffrey m
acquired
-
-
1,650
svp & chief banking officer
Mar 19, 2024
sutaris joseph e
acquired
-
-
1,933
evp & chief financial officer
Mar 15, 2024
parente john
acquired
52,328
43.65
1,198
-
Mar 15, 2024
stickels eric
acquired
18,847
43.65
431
-

1–10 of 50

Which funds bought or sold CBU recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Jun 11, 2024
EverSource Wealth Advisors, LLC
added
115
2,381
5,403
-%
May 28, 2024
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
unchanged
-
-70,000
822,000
0.01%
May 24, 2024
Cetera Investment Advisers
new
-
490,147
490,147
-%
May 16, 2024
Tidal Investments LLC
added
239
563,666
828,854
0.01%
May 16, 2024
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-5.39
-376,385
2,564,130
-%
May 16, 2024
JANE STREET GROUP, LLC
reduced
-78.49
-2,826,020
698,644
-%
May 16, 2024
COMERICA BANK
reduced
-8.83
-220,848
1,162,530
-%
May 15, 2024
Point72 Asia (Singapore) Pte. Ltd.
added
1,088
199,136
219,146
0.06%
May 15, 2024
Aquatic Capital Management LLC
new
-
240,150
240,150
0.01%
May 15, 2024
GOLDMAN SACHS GROUP INC
reduced
-19.5
-10,947,900
31,488,500
0.01%

1–10 of 49

Are Funds Buying or Selling CBU?

Are funds buying CBU calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own CBU
No. of Funds

Unveiling Community Bank System Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
12.36%
6,596,018
SC 13G/A
Feb 12, 2024
neuberger berman group llc
5.92%
3,157,798
SC 13G
Jan 24, 2024
state street corp
7.17%
3,829,764
SC 13G/A
Jan 23, 2024
blackrock inc.
14.2%
7,595,180
SC 13G/A
Feb 10, 2023
neuberger berman group llc
4.67%
2,508,375
SC 13G/A
Feb 09, 2023
vanguard group inc
12.38%
6,654,033
SC 13G/A
Feb 08, 2023
state street corp
9.71%
5,219,705
SC 13G/A
Jan 26, 2023
blackrock inc.
14.7%
7,881,728
SC 13G/A
Jan 20, 2023
blackrock inc.
14.7%
7,881,728
SC 13G/A
May 10, 2022
state street corp
10.34%
5,576,388
SC 13G/A

Recent SEC filings of Community Bank System Inc

View All Filings
Date Filed Form Type Document
Jun 05, 2024
4
Insider Trading
May 17, 2024
8-K
Current Report
May 16, 2024
8-K
Current Report
May 10, 2024
10-Q
Quarterly Report
May 02, 2024
4
Insider Trading
Apr 23, 2024
8-K
Current Report
Apr 16, 2024
4
Insider Trading
Mar 29, 2024
DEF 14A
DEF 14A
Mar 29, 2024
DEFA14A
DEFA14A
Mar 29, 2024
ARS
ARS

Peers (Alternatives to Community Bank System Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
557.0B
180.9B
-3.62% 34.86%
11.06
3.08
60.42% 19.83%
308.2B
137.9B
3.14% 34.05%
12.31
2.24
56.12% -12.56%
199.8B
88.5B
-6.46% 34.35%
10.64
2.26
42.28% 26.14%
114.6B
140.1B
-5.35% 23.25%
14.34
0.82
54.53% -
16.0B
10.4B
-2.17% 24.77%
11.18
1.54
26.22% -33.87%
12.9B
8.1B
-7.73% 31.01%
14.81
1.59
32.15% -50.93%
MID-CAP
6.4B
4.2B
-8.61% 13.20%
9.27
1.52
34.68% -45.96%
6.3B
4.1B
-3.44% 42.53%
9.96
1.54
32.93% -30.73%
3.4B
1.3B
-1.82% 34.94%
11.88
2.56
30.60% -12.99%
3.1B
2.0B
-7.59% 17.79%
19.19
1.51
47.11% -59.32%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
45.65% -13.98%
413.1M
173.1M
4.39% 12.61%
14.16
2.39
26.54% -34.86%
370.2M
176.1M
-8.86% 3.08%
37.24
2.1
35.14% -73.84%
271.4M
98.7M
-6.56% -9.61%
9.22
2.75
6.27% -22.90%
41.0M
62.5M
-10.49% -13.09%
-13.86
0.66
18.83% -145.18%

Community Bank System Inc News

Latest updates
Defense World10 Jun 202401:09 pm

Community Bank System Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue4.3%15314613813212612411610698.0099.0096.0095.0098.0098.0097.0097.0097.0010099.0094.0093.00
EBITDA Margin1.8%1.16*1.14*1.24*1.32*1.35*1.52*1.55*1.57*1.62*1.63*1.63*1.62*---------
Interest Expenses-2.0%10710910810911111211010395.0096.0093.0092.0094.0093.0093.0092.0090.0093.0091.0088.0087.00
Income Taxes20.6%12.0010.0012.0013.001.0015.0014.0011.0013.0013.0012.0014.0012.0012.0011.009.009.009.0010.0011.0010.00
Earnings Before Taxes21.1%53.0044.0056.0061.007.0067.0062.0051.0060.0057.0057.0062.0065.0059.0054.0044.0049.0052.0050.0056.0051.00
EBT Margin21.4%0.38*0.31*0.37*0.40*0.40*0.54*0.55*0.56*0.61*0.62*0.63*0.62*---------
Net Income21.3%41.0034.0044.0048.006.0053.0049.0040.0047.0044.0045.0048.0053.0046.0043.0035.0040.0043.0039.0045.0042.00
Net Income Margin20.6%0.29*0.24*0.29*0.31*0.31*0.42*0.43*0.44*0.47*0.49*0.50*0.49*---------
Free Cashflow93.3%77.0040.0058.0039.0073.0069.0040.0044.0049.0046.0060.0021.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets1.9%15,85915,55615,38615,10815,25615,83615,59515,48815,62615,55315,33114,80114,62013,93113,84513,44411,80911,41011,59710,74510,916
    Cash Equivalents77.2%3381914562231892102471981,0211,8752,3232,2062,1511,6461,8371,3205292051,014875508
  Net PPE-1.4%171173175158159161162169158161161161161166165167163165170155152
  Goodwill0.5%8508458458448438428458507997997992.00793794794793773----
Liabilities2.5%14,20213,85813,83113,49113,62214,28414,13313,82613,77413,45213,26112,74012,64911,82711,74711,3639,8329,5559,7578,9369,159
Shareholder's Equity-2.4%1,6571,6981,5551,6171,6341,5521,4611,6621,8522,1012,0702,0611,9712,1042,0992,0821,9771,8551,8401,8101,757
  Retained Earnings1.4%1,2061,1891,1791,1591,1351,1521,1241,0991,0821,0581,0381,016991960936915902883861843818
  Additional Paid-In Capital0.3%1,0641,0601,0571,0551,0531,0501,0481,0461,0441,0411,0391,0371,0341,0251,0221,019936927922918914
Float----2,476---3,353---4,023---3,000---3,341-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations78.7%79,89344,70664,85841,48277,37471,56444,12146,97751,93849,52264,94726,26761,81054,24629,88268,66126,69473,51639,06255,31534,609
  Share Based Compensation-7.1%2,3782,5602,5151,9222,2721,6911,8572,3041,8861,4981,5941,5681,6741,7711,4151,2811,9521,2871,2411,3661,391
Cashflow From Investing27.7%-214,676-296,865-123,229159,798596,072-253,816-282,666-341,389-1,261,114-663,966-432,595-19,232-414,982-320,541123,615-251,21249,418-708,616-65,105566,24350,424
Cashflow From Financing2324.5%282,202-12,686291,399-167,799-694,044144,757288,308-528,886355,038166,847484,38347,544858,71475,579363,144973,095248,194-173,912165,249-255,086211,497
  Dividend Payments-0.1%24,02824,05423,60623,73423,70823,70623,22823,21823,23523,22822,66122,60922,55322,53821,98421,34121,26821,22719,63319,57519,806
  Buy Backs685.5%34,5174,3945,1609,71310,96659.0057.0012,9063,5924,91761.0060.0068.0067.0065.0065.0074.0073.0068.0066.0079.00
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CBU Income Statement

2024-03-31
CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest income:  
Interest and fees on loans$ 127,498$ 100,362
Interest and dividends on taxable investments21,90221,938
Interest and dividends on nontaxable investments3,2593,582
Total interest income152,659125,882
Interest expense:  
Interest on deposits36,7859,928
Interest on borrowings8,8844,924
Total interest expense45,66914,852
Net interest income106,990111,030
Provision for credit losses6,1483,500
Net interest income after provision for credit losses100,842107,530
Noninterest revenues:  
Deposit service fees14,25112,896
Mortgage banking345275
Other banking services3,6563,260
Employee benefit services31,69829,384
Insurance services11,10911,522
Wealth management services9,2108,245
Loss on sales of investment securities0(52,329)
Gain on debt extinguishment0242
Unrealized gain on equity securities160
Total noninterest revenues70,28513,495
Noninterest expenses:  
Salaries and employee benefits73,06371,487
Data processing and communications14,34813,129
Occupancy and equipment11,36211,024
Amortization of intangible assets3,5763,667
Legal and professional fees4,3415,201
Business development and marketing3,0452,901
Litigation accrual1190
Acquisition expenses3557
Other expenses8,1956,586
Total noninterest expenses118,084114,052
Income before income taxes53,0436,973
Income taxes12,1711,175
Net income$ 40,872$ 5,798
Basic earnings per share(in dollar per share)$ 0.77$ 0.11
Diluted earnings per share(in dollar per share)$ 0.76$ 0.11
CBU
Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and check credit lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management services; and employee benefit services, as well as operates as a full-service insurance agency that provides personal and commercial lines of insurance, and other risk management products and services. Further, it offers contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration and benefit consulting, fund administration, transfer agency, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting services; and act as an investor in residential and commercial real estate activities. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and insurance and advisory products, as well as master recordkeeping services. Community Bank System, Inc. was founded in 1866 and is headquartered in DeWitt, New York.
 CEO
 WEBSITEhttps://cbna.com
 INDUSTRYBanks Diversified
 EMPLOYEES2839

Community Bank System Inc Frequently Asked Questions


What is the ticker symbol for Community Bank System Inc? What does CBU stand for in stocks?

CBU is the stock ticker symbol of Community Bank System Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Community Bank System Inc (CBU)?

As of Wed Jun 12 2024, market cap of Community Bank System Inc is 2.34 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CBU stock?

You can check CBU's fair value in chart for subscribers.

What is the fair value of CBU stock?

You can check CBU's fair value in chart for subscribers. The fair value of Community Bank System Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Community Bank System Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CBU so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Community Bank System Inc a good stock to buy?

The fair value guage provides a quick view whether CBU is over valued or under valued. Whether Community Bank System Inc is cheap or expensive depends on the assumptions which impact Community Bank System Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CBU.

What is Community Bank System Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Jun 12 2024, CBU's PE ratio (Price to Earnings) is 14 and Price to Sales (PS) ratio is 4.12. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CBU PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Community Bank System Inc's stock?

In the past 10 years, Community Bank System Inc has provided 0.042 (multiply by 100 for percentage) rate of return.