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CFG

CFG - Citizens Financial Group Inc Stock Price, Fair Value and News

32.41USD-0.59 (-1.79%)Delayed

Market Summary

CFG
USD32.41-0.59
Delayed
-1.79%

CFG Stock Price

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CFG RSI Chart

CFG Valuation

Market Cap

14.9B

Price/Earnings (Trailing)

9.25

Price/Sales (Trailing)

1.46

EV/EBITDA

1.91

Price/Free Cashflow

5.02

CFG Price/Sales (Trailing)

CFG Profitability

EBT Margin

19.89%

Return on Equity

6.61%

Return on Assets

0.72%

Free Cashflow Yield

19.91%

CFG Fundamentals

CFG Revenue

Revenue (TTM)

10.2B

Rev. Growth (Yr)

18.83%

Rev. Growth (Qtr)

3.12%

CFG Earnings

Earnings (TTM)

1.6B

Earnings Growth (Yr)

-71.06%

Earnings Growth (Qtr)

-56.05%

Breaking Down CFG Revenue

Last 7 days

-7.4%

Last 30 days

-3.2%

Last 90 days

2.1%

Trailing 12 Months

6.9%

How does CFG drawdown profile look like?

CFG Financial Health

Debt/Equity

0.55

Debt/Cashflow

0.22

CFG Investor Care

Dividend Yield

2.82%

Dividend/Share (TTM)

0.89

Buy Backs (1Y)

5.24%

Diluted EPS (TTM)

3.13

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20238.2B9.2B9.8B10.2B
20224.8B5.3B6.0B7.1B
20215.1B5.0B4.9B4.9B
20206.1B5.9B5.6B5.4B
20196.0B6.2B6.2B6.2B
20185.1B5.3B5.5B5.8B
20174.4B4.6B4.8B4.9B
20163.9B4.0B4.1B4.3B
20153.7B3.7B3.8B3.9B
20143.5B3.6B3.6B3.7B
2013003.7B3.5B
20120003.8B
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Tracking the Latest Insider Buys and Sells of Citizens Financial Group Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 05, 2024
read craig jack
sold
-151,198
33.54
-4,508
controller
Mar 01, 2024
stein richard l.
acquired
-
-
28,453
chief risk officer
Mar 01, 2024
coughlin brendan
sold (taxes)
-459,142
31.39
-14,627
head of consumer banking
Mar 01, 2024
johnson elizabeth s.
sold (taxes)
-269,577
31.39
-8,588
chief experience officer
Mar 01, 2024
read craig jack
sold (taxes)
-65,165
31.39
-2,076
controller
Mar 01, 2024
mccree donald h iii
acquired
-
-
30,429
head of commercial banking
Mar 01, 2024
van saun bruce
sold (taxes)
-2,489,010
31.39
-79,293
chairman and ceo
Mar 01, 2024
ruttledge michael
acquired
-
-
18,238
chief information officer
Mar 01, 2024
van saun bruce
acquired
-
-
72,927
chairman and ceo
Mar 01, 2024
klane polly n.
acquired
-
-
14,128
general counsel

1–10 of 50

Which funds bought or sold CFG recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Apr 15, 2024
RICHELIEU GESTION SA
sold off
-100
-2,264,000
-
-%
Apr 15, 2024
THOMPSON INVESTMENT MANAGEMENT, INC.
reduced
-1.78
366,661
5,215,980
0.79%
Apr 15, 2024
Cedrus LLC
reduced
-16.82
-35,416
362,065
0.20%
Apr 15, 2024
GoalVest Advisory LLC
reduced
-30.19
-4,137
13,427
-%
Apr 15, 2024
KINGSWOOD WEALTH ADVISORS, LLC
added
10.03
88,936
522,900
0.06%
Apr 15, 2024
OLD NATIONAL BANCORP /IN/
added
30.9
123,975
410,039
0.01%
Apr 15, 2024
WEALTH ENHANCEMENT ADVISORY SERVICES, LLC
reduced
-0.21
227,159
2,677,180
0.01%
Apr 15, 2024
EXCHANGE TRADED CONCEPTS, LLC
new
-
7,984
7,984
-%
Apr 15, 2024
Brookstone Capital Management
added
1.32
26,413
267,639
-%
Apr 15, 2024
WEST PACES ADVISORS INC.
unchanged
-
750
8,637
-%

1–10 of 48

Are Funds Buying or Selling CFG?

Are funds buying CFG calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own CFG
No. of Funds

Unveiling Citizens Financial Group Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
11.62%
54,154,656
SC 13G/A
Feb 09, 2024
capital international investors
7.8%
36,401,022
SC 13G
Jan 30, 2024
state street corp
6.09%
28,380,838
SC 13G/A
Jan 23, 2024
blackrock inc.
12.0%
55,804,551
SC 13G/A
Feb 13, 2023
capital international investors
4.7%
23,354,432
SC 13G/A
Feb 13, 2023
blackrock inc.
11.2%
55,050,924
SC 13G/A
Feb 09, 2023
vanguard group inc
11.81%
58,172,255
SC 13G/A
Feb 06, 2023
state street corp
5.16%
25,425,186
SC 13G/A
Jan 20, 2023
blackrock inc.
11.2%
55,050,924
SC 13G/A
Dec 07, 2022
blackrock inc.
10.6%
52,078,566
SC 13G/A

Recent SEC filings of Citizens Financial Group Inc

View All Filings
Date Filed Form Type Document
Mar 11, 2024
ARS
ARS
Mar 11, 2024
DEF 14A
DEF 14A
Mar 11, 2024
DEFA14A
DEFA14A
Mar 06, 2024
4
Insider Trading
Mar 05, 2024
144
Notice of Insider Sale Intent
Mar 04, 2024
4
Insider Trading
Mar 04, 2024
4/A
Insider Trading
Mar 04, 2024
4
Insider Trading
Mar 04, 2024
4
Insider Trading
Mar 04, 2024
4
Insider Trading

Peers (Alternatives to Citizens Financial Group Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
520.7B
171.1B
-5.00% 29.29%
10.51
3.04
60.72% 31.52%
273.1B
130.3B
-2.03% 14.22%
10.3
2.1
79.51% -3.68%
201.8B
85.7B
-1.91% 36.59%
10.54
2.36
41.49% 39.96%
109.0B
133.3B
-1.04% 14.73%
11.81
0.82
79.09% -
14.9B
10.2B
-3.22% 6.89%
9.25
1.46
44.53% -22.43%
13.3B
7.9B
-1.73% 15.60%
13.74
1.68
46.47% -49.56%
MID-CAP
6.6B
4.2B
1.07% 11.08%
7.52
1.59
56.25% -23.46%
5.9B
3.9B
-0.70% 27.74%
8.61
1.48
45.91% -25.03%
3.1B
1.3B
-2.61% 28.18%
11.39
2.39
43.24% -22.35%
3.0B
2.0B
-1.73% 8.03%
16.43
1.54
70.97% -50.03%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
25.23% -24.02%
394.8M
164.9M
-5.30% 27.06%
33.75
2.39
42.66% -70.76%
362.8M
162.6M
-7.63% -5.80%
12.06
2.23
25.39% -38.37%
270.6M
96.6M
-10.52% 3.61%
8.54
2.8
11.02% -11.37%
41.7M
60.9M
-6.90% -21.61%
-12.45
0.68
24.06% -144.92%

Citizens Financial Group Inc News

Latest updates
Seeking Alpha45 minutes ago
Houston Chronicle 5 hours ago

Citizens Financial Group Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue3.1%2,6762,5952,5312,4022,2521,9691,6261,2131,2021,2221,2111,2161,2491,2801,3501,4781,5011,5381,5801,5701,542
EBITDA Margin-12.4%0.86*0.98*1.09*1.20*1.31*1.43*1.51*1.61*1.67*1.63*1.54*1.39*---------
Interest Expenses-2.2%1,4881,5221,5881,6431,6951,6651,5051,1471,1261,1451,1241,1171,1291,1371,1601,1601,1431,1451,1661,1601,172
Income Taxes-86.6%16.0011913415317517711411615415118317011561.0054.0011.0091.0011512712792.00
Earnings Before Taxes-62.7%20554961266482881347853668468183178157137530745.00541564580566557
EBT Margin-26.7%0.20*0.27*0.32*0.34*0.38*0.42*0.45*0.56*0.61*0.58*0.52*0.40*---------
Net Income-56.0%18943047851165363636442053053064861145631425334.00450449453439465
Net Income Margin-25.6%0.16*0.21*0.25*0.26*0.29*0.32*0.35*0.44*0.48*0.46*0.41*0.32*---------
Free Cashflow-33.5%6701,0081251,1581,4413,000-1,8761,5541,1051,280580-690---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets-1.5%221,964225,270223,066222,256226,733224,684226,712192,097188,409187,007185,104187,217183,349179,228179,874176,719165,733164,362162,749161,342160,518
    Cash Equivalents-24.5%11,62815,40011,5677,97410,5478,1606,5149,9369,15813,71612,64114,66012,7339,2167,4464,0583,3863,8423,0352,4364,074
  Net PPE1.9%895878876866844827885793768732735743759747751746761747740746791
  Goodwill0%8,1888,1888,1888,1778,1738,1608,0818877,1167,0657,0507,0507,0507,0507,0507,0507,0447,0447,0407,0406,923
Liabilities-2.4%197,622202,392199,481198,055203,043201,538202,384170,023164,989163,584161,905164,564160,676156,759157,456154,769143,532142,511140,732139,811139,701
  Short Term Borrowings117.7%5052321,0991,0183.002633,76325.0074.008.0062.0070.002432522551,059274----
  Long Term Debt-22.4%13,46717,35414,10018,85515,88716,28614,4405,8946,9326,9476,9578,3168,3469,1099,20216,43714,04712,80611,53811,72515,925
Shareholder's Equity6.4%24,34222,87823,58524,20123,69023,14624,32822,07423,42023,42323,19922,65322,67322,46922,41821,95022,20121,85122,01721,53120,817
  Retained Earnings-0.4%9,8169,8569,6559,4169,1598,7488,3468,2097,9787,6487,3146,8666,4456,1896,0686,0116.006,2295,9595,6725,385
  Additional Paid-In Capital0.1%22,25022,23122,20722,18322,14222,12122,10019,02119,00518,98118,96418,94518,94018,92218,90818,90118,89118,87618,86018,84718,815
Shares Outstanding0.0%466466475484492470491422426426426426---------
Float---12,304---17,591---19,475---10,733---16,146--
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations-33.5%6701,0081251,1581,4413,000-1,8761,5541,1051,280580-690866658-86.00-1,327727393105472560
  Share Based Compensation-22.2%14.0018.0022.0033.0016.0016.0019.0033.0012.0012.0013.0022.0014.0011.002.0021.00-3.0012.0012.0020.001.00
Cashflow From Investing-41.1%2253823,1491,492-158883-9,448-3,914-7,499-1,284-631-1,072-6372,1001,169-8,768-2,089-498183-1,471-2,014
Cashflow From Financing-291.0%-4,6672,443319-5,2231,104-2,2377,9023,1381,8361,079-1,9683,6893,288-9882,30510,767906912311-6391,537
  Dividend Payments0%199199205205210209195165168167168167168168168168158162148149-
  Buy Backs-100.0%-243259404151-2.00-200--95.00---270400500120200300

CFG Income Statement

2023-12-31
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
INTEREST INCOME:   
Interest and fees on loans and leases$ 8,489$ 5,968$ 4,253
Interest and fees on loans held for sale736782
Interest and fees on other loans held for sale295713
Investment securities1,162840487
Interest-bearing deposits in banks45112816
Total interest income10,2047,0604,851
INTEREST EXPENSE:   
Deposits3,145651160
Short-term borrowed funds43231
Long-term borrowed funds775374178
Total interest expense3,9631,048339
Net interest income6,2416,0124,512
Provision (benefit) for credit losses687474(411)
Net interest income after provision (benefit) for credit losses5,5545,5384,923
NONINTEREST INCOME:   
Service charges and fees410420409
Capital markets fees319368428
Card fees296273250
Trust and investment services fees259249239
Mortgage banking fees242261434
Foreign exchange and derivative products183188120
Letter of credit and loan fees168159156
Securities gains, net28910
Other income788289
Total noninterest income1,9832,0092,135
NONINTEREST EXPENSE:   
Salaries and employee benefits2,5992,5492,132
Equipment and software756648610
Outside services687700595
Occupancy492410333
Other operating expense973585411
Total noninterest expense5,5074,8924,081
Income before income tax expense2,0302,6552,977
Income tax expense422582658
NET INCOME1,6082,0732,319
Net income available to common stockholders$ 1,491$ 1,960$ 2,206
Weighted-average common shares outstanding:   
Basic (in shares)475,089,384475,959,815425,669,451
Diluted (in shares)476,693,148477,803,142427,435,818
Per common share information:   
Basic earnings (in dollars per share)$ 3.14$ 4.12$ 5.18
Diluted earnings (in dollars per share)$ 3.13$ 4.10$ 5.16

CFG Balance Sheet

2023-12-31
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Dec. 31, 2023
Dec. 31, 2022
ASSETS:  
Cash and due from banks[1]$ 1,794$ 1,489
Interest-bearing cash and due from banks9,8349,058
Interest-bearing deposits in banks[1]405303
Debt securities available for sale, at fair value (including $110 and $270 pledged to creditors, respectively)[2]29,77724,007
Debt securities held to maturity (fair value of $8,350 and $9,042, respectively, and including $204 and $110 pledged to creditors, respectively)[2]9,1849,834
Loans held for sale, at fair value676774
Other loans held for sale103208
Loans and leases145,959156,662
Less: Allowance for loan and lease losses(2,098)(1,983)
Net loans and leases[1]143,861154,679
Derivative assets440842
Premises and equipment, net895844
Bank-owned life insurance3,2913,236
Goodwill8,1888,173
Other intangible assets[3]157197
Other assets[1]13,35913,089
TOTAL ASSETS221,964226,733
Deposits:  
Noninterest-bearing37,10749,283
Interest-bearing140,235131,441
Total deposits177,342180,724
Short-term borrowed funds5053
Derivative liabilities1,5621,909
Long-term borrowed funds[1]13,46715,887
Other liabilities[1]4,7464,520
TOTAL LIABILITIES197,622203,043
Commitments and Contingencies (refer to Note 19)
Preferred Stock:  
$25.00 par value,100,000,000 shares authorized; 2,050,000 shares issued and outstanding at December 31, 2023 and 20222,0142,014
Common stock:  
$0.01 par value, 1,000,000,000 shares authorized; 647,829,720 shares issued and 466,418,055 shares outstanding at December 31, 2023 and 645,220,018 shares issued and 492,282,158 shares outstanding at December 31, 202266
Additional paid-in capital22,25022,142
Retained earnings9,8169,159
Treasury stock, at cost, 181,411,665 and 152,937,860 shares at December 31, 2023 and 2022, respectively(5,986)(5,071)
Accumulated other comprehensive income (loss)(3,758)(4,560)
TOTAL STOCKHOLDERS’ EQUITY24,34223,690
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY$ 221,964$ 226,733
[1]Includes amounts in consolidated VIEs. See Note 11 for additional information.
[2]Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.
[3]Excludes MSRs, which are reported in Other assets.
CFG
Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
 CEO
 WEBSITEcitizensbank.com
 INDUSTRYBanks Diversified
 EMPLOYEES18468

Citizens Financial Group Inc Frequently Asked Questions


What is the ticker symbol for Citizens Financial Group Inc? What does CFG stand for in stocks?

CFG is the stock ticker symbol of Citizens Financial Group Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Citizens Financial Group Inc (CFG)?

As of Tue Apr 16 2024, market cap of Citizens Financial Group Inc is 14.87 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CFG stock?

You can check CFG's fair value in chart for subscribers.

What is the fair value of CFG stock?

You can check CFG's fair value in chart for subscribers. The fair value of Citizens Financial Group Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Citizens Financial Group Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CFG so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Citizens Financial Group Inc a good stock to buy?

The fair value guage provides a quick view whether CFG is over valued or under valued. Whether Citizens Financial Group Inc is cheap or expensive depends on the assumptions which impact Citizens Financial Group Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CFG.

What is Citizens Financial Group Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 16 2024, CFG's PE ratio (Price to Earnings) is 9.25 and Price to Sales (PS) ratio is 1.46. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CFG PE ratio will change depending on the future growth rate expectations of investors.