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CFR

CFR - Cullen-Frost Bankers Inc Stock Price, Fair Value and News

95.05USD-0.76 (-0.79%)Delayed

Market Summary

CFR
USD95.05-0.76
Delayed
-0.79%

CFR Stock Price

View Fullscreen

CFR RSI Chart

CFR Valuation

Market Cap

6.1B

Price/Earnings (Trailing)

10.98

Price/Sales (Trailing)

2.69

EV/EBITDA

-1.03

Price/Free Cashflow

9.42

CFR Price/Sales (Trailing)

CFR Profitability

EBT Margin

29.24%

Return on Equity

15.28%

Return on Assets

1.12%

Free Cashflow Yield

10.61%

CFR Fundamentals

CFR Revenue

Revenue (TTM)

2.3B

Rev. Growth (Yr)

9.4%

Rev. Growth (Qtr)

1.11%

CFR Earnings

Earnings (TTM)

556.0M

Earnings Growth (Yr)

-23.62%

Earnings Growth (Qtr)

32.31%

Breaking Down CFR Revenue

Last 7 days

-5.6%

Last 30 days

-11.5%

Last 90 days

-10.3%

Trailing 12 Months

-16.1%

How does CFR drawdown profile look like?

CFR Financial Health

CFR Investor Care

Dividend Yield

3.82%

Dividend/Share (TTM)

3.63

Buy Backs (1Y)

0.22%

Diluted EPS (TTM)

8.47

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20242.3B000
20231.8B2.0B2.1B2.2B
20221.0B1.1B1.2B1.5B
20211.0B1.0B1.0B1.0B
20201.1B1.1B1.1B1.0B
20191.1B1.1B1.1B1.1B
2018924.5M963.2M1.0B1.1B
2017807.6M833.4M863.5M892.9M
2016757.7M765.2M772.6M788.4M
2015722.1M734.7M743.2M749.5M
2014647.4M661.8M682.5M701.5M
2013633.5M636.7M639.4M642.5M
2012626.3M626.0M629.3M631.6M
2011618.8M619.6M618.7M623.0M
2010621.1M619.2M619.4M617.3M
20090658.1M640.6M623.0M
2008000675.7M
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Tracking the Latest Insider Buys and Sells of Cullen-Frost Bankers Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
May 30, 2024
green phillip d
gifted
-
-
-15,179
chairman and ceo
May 30, 2024
green phillip d
gifted
-
-
3,448
chairman and ceo
May 29, 2024
green phillip d
gifted
-
-
-9,381
chairman and ceo
May 29, 2024
green phillip d
gifted
-
-
5,817
chairman and ceo
Mar 14, 2024
berman bobby
sold
-138,403
105
-1,312
gevp research & strategy
Mar 12, 2024
green phillip d
gifted
-
-
-3,281
chairman and ceo
Mar 05, 2024
severyn carol jean
acquired
-
-
2,159
gevp and chief risk officer
Mar 05, 2024
stead jimmy
acquired
-
-
2,375
gevp chief consumer banking
Mar 05, 2024
bracher paul
acquired
-
-
4,232
president of cfr
Mar 05, 2024
salinas jerry
acquired
-
-
4,189
gevp and cfo

1–10 of 50

Which funds bought or sold CFR recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Jun 11, 2024
EverSource Wealth Advisors, LLC
added
9.54
2,707
52,731
-%
Jun 06, 2024
WESTWOOD HOLDINGS GROUP INC
added
16.4
8,383,000
48,728,000
0.38%
May 29, 2024
Pathway Financial Advisers, LLC
new
-
22,157
22,157
0.01%
May 28, 2024
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
unchanged
-
85,000
2,355,000
0.02%
May 24, 2024
Cetera Investment Advisers
new
-
758,881
758,881
-%
May 21, 2024
Atria Investments, Inc
added
17.62
339,545
1,881,670
0.03%
May 21, 2024
LRI Investments, LLC
new
-
14,184
14,184
-%
May 17, 2024
Lummis Asset Management, LP
unchanged
-
1,619
44,690
0.06%
May 16, 2024
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-5.21
-114,734
6,838,060
0.01%
May 16, 2024
JANE STREET GROUP, LLC
reduced
-56.25
-2,516,330
2,092,110
-%

1–10 of 44

Are Funds Buying or Selling CFR?

Are funds buying CFR calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own CFR
No. of Funds

Unveiling Cullen-Frost Bankers Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
aristotle capital management, llc
9.75%
6,242,873
SC 13G/A
Feb 13, 2024
vanguard group inc
10.01%
6,412,843
SC 13G/A
Feb 01, 2024
cullen/frost bankers, inc.
8%
3,695,340
SC 13G/A
Jan 24, 2024
state street corp
6.26%
4,006,644
SC 13G/A
Jan 24, 2024
blackrock inc.
9.1%
5,851,996
SC 13G/A
Mar 10, 2023
vanguard group inc
10.03%
6,452,297
SC 13G/A
Feb 14, 2023
aristotle capital management, llc
10.72%
6,895,043
SC 13G/A
Feb 09, 2023
cullen/frost bankers, inc.
5.6%
3,595,098
SC 13G/A
Feb 09, 2023
vanguard group inc
9.95%
6,394,885
SC 13G/A
Feb 03, 2023
state street corp
6.04%
3,884,614
SC 13G/A

Recent SEC filings of Cullen-Frost Bankers Inc

View All Filings
Date Filed Form Type Document
May 30, 2024
4
Insider Trading
May 14, 2024
144
Notice of Insider Sale Intent
May 10, 2024
13F-HR
Fund Holdings Report
Apr 30, 2024
S-8
Employee Benefits Plan
Apr 26, 2024
4
Insider Trading
Apr 26, 2024
4
Insider Trading
Apr 26, 2024
4
Insider Trading
Apr 26, 2024
4
Insider Trading
Apr 26, 2024
4
Insider Trading
Apr 26, 2024
4
Insider Trading

Peers (Alternatives to Cullen-Frost Bankers Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
563.6B
180.9B
-4.12% 35.43%
11.19
3.12
60.42% 19.83%
306.9B
137.9B
0.85% 33.61%
12.26
2.23
56.12% -12.56%
200.2B
88.5B
-7.89% 35.55%
10.67
2.26
42.28% 26.14%
113.4B
140.1B
-7.63% 22.20%
14.18
0.81
54.53% -
15.5B
10.4B
-7.55% 23.00%
10.83
1.49
26.22% -33.87%
12.6B
8.1B
-14.26% 32.44%
14.4
1.55
32.15% -50.93%
MID-CAP
6.2B
4.2B
-15.15% 9.19%
8.93
1.46
34.68% -45.96%
6.0B
4.1B
-9.65% 40.61%
9.57
1.47
32.93% -30.73%
3.2B
1.3B
-6.81% 31.96%
11.42
2.46
30.60% -12.99%
3.0B
2.0B
-10.99% 15.87%
18.77
1.48
47.11% -59.32%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
45.65% -13.98%
404.4M
173.1M
-1.50% 10.85%
13.86
2.34
26.54% -34.86%
362.3M
176.1M
-7.15% 0.05%
36.44
2.06
35.14% -73.84%
265.3M
98.7M
-8.08% -6.70%
9.01
2.69
6.27% -22.90%
42.9M
62.5M
-8.76% -9.42%
-14.5
0.69
18.83% -145.18%

Cullen-Frost Bankers Inc News

Latest updates
Defense World6 hours ago
Seeking Alpha08 Jun 202404:02 pm
PR Newswire25 Apr 202407:00 am

Cullen-Frost Bankers Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue1.1%586579561542535505408307256247252263247249251255266278286288281
EBITDA Margin-4.6%1.01*1.06*1.15*1.22*1.30*1.38*1.45*1.49*1.51*1.53*1.51*1.49*---------
Interest Expenses0.5%390388385385400398356288249241246257241242243246245251253253246
Income Taxes42.5%26.0018.0031.0032.0033.0029.0028.0021.0013.0010.0013.0015.008.009.0010.00-1.313.0014.0014.0015.0014.00
Earnings Before Taxes33.9%16212118719421122019714011211112113312497.0010592.0058.00117125126130
EBT Margin-9.0%0.29*0.32*0.38*0.41*0.44*0.45*0.46*0.46*0.47*0.49*0.47*0.45*---------
Net Income32.3%13610315616217819117011999.0010110811811688.0095.0093.0055.00104112112116
Net Income Margin-9.1%0.25*0.27*0.32*0.35*0.37*0.39*0.40*0.40*0.42*0.44*0.43*0.41*---------
Free Cashflow464.4%450-123206116122136217-53.4132067.00195114---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets-2.6%49,50550,84548,74748,59751,24652,89252,94651,78551,29650,87847,86046,69844,04742,39140,10139,37834,14734,02733,09831,81931,665
    Cash Equivalents-2.6%8,4658,6877,6187,1079,30212,02813,63313,65914,45716,58316,25415,18411,80210,289---3,788---
  Net PPE1.8%1,2111,1901,1671,1541,1311,1031,0691,0461,0461,0501,0231,0321,0411,0461,0551,0441,0361,012988915750
  Goodwill----655655655655655655655655655655655655655655655655655655
Liabilities-2.7%45,86747,12945,74745,21047,77849,75550,13348,43847,52046,43943,48842,32439,77938,09836,01635,36930,32130,11629,21728,07828,071
Shareholder's Equity-2.1%3,6383,7163,0003,3873,4683,1372,8123,3473,7764,4404,3724,3744,2684,2934,0854,0093,8273,9123,8813,7393,592
  Retained Earnings1.9%3,7273,6583,6273,5333,4293,3103,1803,0703,0032,9572,9202,8632,7972,7512,7252,6792,6362,6682,6182,5582,495
  Additional Paid-In Capital0.4%1,0601,0561,0441,0411,0361,0301,0191,0151,0121,0101,0051,0031,000997991989986983978975971
Float----6,700---7,200---6,800---4,500---5,600-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations688.5%488,434-83,001238,688154,812168,346182,670244,858-37,771332,82595,680204,023128,825219,76549,145268,138-41,968248,92848,894293,281145,783146,132
  Share Based Compensation-68.7%3,73811,9443,1114,7934,7429,6193,1733,4182,1124,9971,9853,2452,5265,6912,4433,2722,5125,2532,6754,3643,654
Cashflow From Investing654.4%620,501-111,925-112,193-69,345-649,288-1,727,930-1,577,503-1,712,197-3,259,700-3,339,81251,9941,164,832-402,029936,582-489,430-2,469,196390,997-178,573-252,252-170,460-785,465
Cashflow From Financing-205.3%-1,331,6941,264,119384,252-2,279,905-2,245,416-59,3061,306,758951,470800,9583,573,161813,5592,088,4691,695,6802,127,446797,4044,915,147-232,5211,009,959921,462-311,367-1,034,992
  Dividend Payments0.1%59,80459,77159,50956,40756,63656,50356,31948,51548,44348,27648,11446,27246,12445,82244,95744,87144,93444,87444,70444,82642,602
  Buy Backs-6.8%2,0732,22411,37227,9511,1733,395--9962,52254.00-1,2881,78527.00-13,9731,08417,19050,000519
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CFR Income Statement

2024-03-31
Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest income:  
Loans, including fees$ 330,540$ 269,715
Securities:  
Taxable98,06297,775
Tax-exempt55,25966,634
Interest-bearing deposits100,36199,245
Federal funds sold80758
Resell agreements1,1981,068
Total interest income585,500535,195
Interest expense:  
Deposits155,63497,989
Federal funds purchased444583
Repurchase agreements35,94833,651
Junior subordinated deferrable interest debentures2,2591,988
Subordinated notes1,1641,164
Total interest expense195,449135,375
Net interest income390,051399,820
Credit loss expense13,6509,104
Net interest income after credit loss expense376,401390,716
Non-interest income:  
Trust and investment management fees39,08536,144
Service charges on deposit accounts24,79521,879
Insurance commissions and fees18,29618,952
Interchange and card transaction fees4,4744,889
Other charges, commissions, and fees12,06011,704
Net gain (loss) on securities transactions021
Other12,66711,676
Total non-interest income111,377105,265
Non-interest expense:  
Salaries and wages148,000130,345
Employee benefits35,97033,922
Net occupancy31,77830,349
Technology, furniture, and equipment34,99532,481
Deposit insurance14,7246,245
Other60,75051,800
Total non-interest expense326,217285,142
Income before income taxes161,561210,839
Income taxes25,87133,186
Net income135,690177,653
Preferred stock dividends1,6691,669
Net income available to common shareholders$ 134,021$ 175,984
Earnings per common share:  
Basic$ 2.06$ 2.71
Diluted$ 2.06$ 2.70

CFR Balance Sheet

2024-03-31
Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Assets:  
Cash and due from banks$ 511,173$ 617,569
Interest-bearing deposits7,868,6947,985,057
Resell agreements84,65084,650
Total cash and cash equivalents8,464,5178,687,276
Securities held to maturity, net of allowance for credit losses of $310 at both March 31, 2024 and December 31, 20233,600,7293,619,428
Securities available for sale, at estimated fair value15,181,58316,578,371
Trading account securities39,64531,717
Loans, net of unearned discounts19,388,20618,824,251
Less: Allowance for credit losses on loans(250,297)(245,996)
Net loans19,137,90918,578,255
Premises and equipment, net1,210,8971,190,033
Accrued interest receivable and other assets1,870,1442,159,958
Total assets49,505,42450,845,038
Liabilities:  
Non-interest-bearing demand deposits13,754,98514,926,094
Interest-bearing deposits27,051,50126,994,474
Total deposits40,806,48641,920,568
Federal funds purchased41,20014,200
Repurchase agreements3,943,2074,127,188
Junior subordinated deferrable interest debentures, net of unamortized issuance costs123,141123,127
Subordinated notes, net of unamortized issuance costs99,53099,491
Accrued interest payable and other liabilities853,680844,017
Total liabilities45,867,24447,128,591
Shareholders’ Equity:  
Preferred stock, par value $0.01 per share; 10,000,000 shares authorized; 150,000 Series B shares ($1,000 liquidation preference) issued at March 31, 2024 and December 31, 2023145,452145,452
Common stock, par value $0.01 per share; 210,000,000 shares authorized; 64,404,582 shares issued at both March 31, 2024 and December 31, 2023644644
Additional paid-in capital1,059,5471,055,809
Retained earnings3,726,5593,657,688
Accumulated other comprehensive income (loss), net of tax(1,276,283)(1,119,219)
Treasury stock, at cost; 153,312 shares at March 31, 2024 and 219,295 at December 31, 2023(17,739)(23,927)
Total shareholders’ equity3,638,1803,716,447
Total liabilities and shareholders’ equity$ 49,505,424$ 50,845,038
CFR
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services, as well as originates commercial leasing services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds transmitting, and foreign exchange services. Further, it offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; and holds securities for investment purposes, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. The company serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
 CEO
 WEBSITEfrostbank.com
 INDUSTRYBanks Diversified
 EMPLOYEES4985

Cullen-Frost Bankers Inc Frequently Asked Questions


What is the ticker symbol for Cullen-Frost Bankers Inc? What does CFR stand for in stocks?

CFR is the stock ticker symbol of Cullen-Frost Bankers Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Cullen-Frost Bankers Inc (CFR)?

As of Fri Jun 14 2024, market cap of Cullen-Frost Bankers Inc is 6.11 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CFR stock?

You can check CFR's fair value in chart for subscribers.

What is the fair value of CFR stock?

You can check CFR's fair value in chart for subscribers. The fair value of Cullen-Frost Bankers Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Cullen-Frost Bankers Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CFR so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Cullen-Frost Bankers Inc a good stock to buy?

The fair value guage provides a quick view whether CFR is over valued or under valued. Whether Cullen-Frost Bankers Inc is cheap or expensive depends on the assumptions which impact Cullen-Frost Bankers Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CFR.

What is Cullen-Frost Bankers Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Jun 14 2024, CFR's PE ratio (Price to Earnings) is 10.98 and Price to Sales (PS) ratio is 2.69. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CFR PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Cullen-Frost Bankers Inc's stock?

In the past 10 years, Cullen-Frost Bankers Inc has provided 0.042 (multiply by 100 for percentage) rate of return.