Last 7 days
-7.8%
Last 30 days
-21.3%
Last 90 days
-24.0%
Trailing 12 Months
-29.3%
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 369.9B | 128.7B | -9.85% | -8.96% | 9.82 | 2.87 | 5.79% | -22.05% |
BAC | 217.0B | 95.0B | -20.85% | -35.83% | 7.88 | 2.29 | 6.55% | -13.92% |
WFC | 137.5B | 54.0B | -21.26% | -28.08% | 10.43 | 2.55 | 36.10% | -38.82% |
USB | 52.4B | 17.9B | -26.59% | -35.86% | 8.99 | 2.92 | 33.05% | -26.85% |
PNC | 50.9B | 21.1B | -20.57% | -33.97% | 8.33 | 2.41 | 9.94% | 6.78% |
FHN | 9.0B | 2.7B | -32.58% | -27.06% | 9.98 | 3.35 | 24.33% | -9.91% |
MID-CAP | ||||||||
BOKF | 6.5B | 1.4B | -17.57% | -11.29% | 12.44 | 4.65 | 17.98% | -15.83% |
CFR | 6.4B | 1.5B | -21.33% | -29.27% | 11.11 | 4.36 | 46.29% | 30.71% |
ZION | 4.2B | 2.7B | -42.72% | -57.89% | 4.63 | 1.55 | 19.32% | -19.66% |
PNFP | 4.1B | 1.4B | -26.94% | -42.41% | 7.4 | 3.02 | 33.23% | 6.34% |
SMALL-CAP | ||||||||
PRK | 2.0B | 378.2M | -3.47% | -4.03% | 13.45 | 5.28 | 19.24% | -3.63% |
TRMK | 1.5B | 541.8M | -14.93% | -16.80% | 21.46 | 2.85 | 22.45% | -51.22% |
WABC | 1.2B | 221.8M | -17.39% | -21.75% | 10.21 | 5.62 | 27.86% | 41.07% |
HOPE | 1.2B | 716.1M | -20.51% | -35.13% | 5.6 | 1.71 | 26.40% | 6.70% |
Income Statement (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Revenue | 21.2% | 1,476 | 1,218 | 1,062 | 1,018 | 1,009 |
EBITDA | 15.1% | 2,031 | 1,765 | 1,579 | 1,540 | - |
EBITDA Margin | -5.0% | 1.38* | 1.45* | 2.17* | 1.51* | - |
Earnings Before Taxes | 19.4% | 669 | 560 | 484 | 477 | 490 |
EBT Margin | -1.4% | 0.45* | 0.46* | 0.66* | 0.47* | - |
Interest Expenses | 13.9% | 1,291 | 1,134 | 1,024 | 993 | 985 |
Net Income | 18.4% | 579 | 489 | 427 | 426 | 443 |
Net Income Margin | -2.2% | 0.39* | 0.40* | 0.59* | 0.42* | - |
Free Cahsflow | 12.5% | 620 | 551 | 529 | 696 | - |
Balance Sheet | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Assets | -0.1% | 52,892 | 52,946 | 51,785 | 51,296 | 50,878 |
Cash Equivalents | -11.8% | 12,028 | 13,633 | 13,659 | 14,457 | 16,583 |
Net PPE | 3.2% | 1,103 | 1,069 | 1,046 | 1,046 | 1,050 |
Goodwill | 0% | 655 | 655 | 655 | 655 | 655 |
Liabilities | -0.8% | 49,755 | 50,133 | 48,438 | 47,520 | 46,439 |
Shareholder's Equity | 11.5% | 3,137 | 2,812 | 3,347 | 3,776 | 4,440 |
Retained Earnings | 4.1% | 3,310 | 3,180 | 3,070 | 3,003 | 2,957 |
Additional Paid-In Capital | 1.1% | 1,030 | 1,019 | 1,015 | 1,012 | 1,010 |
Cashflow (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Cashflow From Operations | 13.7% | 723 | 636 | 595 | 761 | 648 |
Share Based Compensation | 33.7% | 18.00 | 14.00 | 13.00 | 12.00 | 13.00 |
Cashflow From Investing | 16.3% | -8,277 | -9,889 | -8,259 | -5,382 | -2,525 |
Cashflow From Financing | -54.8% | 3,000 | 6,632 | 6,139 | 7,276 | 8,171 |
Dividend Payments | 4.1% | 210 | 202 | 193 | 191 | 189 |
Buy Backs | 24.8% | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
54.2%
20.4%
18.5%
Y-axis is the maximum loss one would have experienced if Cullen-Frost Bankers was unfortunately bought at previous high price.
7.6%
11.1%
2.1%
25.7%
FIve years rolling returns for Cullen-Frost Bankers.
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
2023-03-13 | Claro Advisors LLC | added | 35.23 | 164,869 | 462,869 | 0.15% |
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | reduced | -3.43 | -43,184 | 1,804,820 | -% |
2023-03-10 | BAILLIE GIFFORD & CO | reduced | -2.55 | -684,373 | 46,318,600 | 0.05% |
2023-03-06 | Rockefeller Capital Management L.P. | added | 237 | 805,000 | 1,136,000 | 0.01% |
2023-03-02 | OLIVER LAGORE VANVALIN INVESTMENT GROUP | reduced | -0.5 | 819 | 79,819 | 0.04% |
2023-02-28 | Voya Investment Management LLC | added | 1,157 | 11,633,000 | 12,626,000 | 0.02% |
2023-02-22 | TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY | added | 11.51 | 709,000 | 6,254,000 | 0.07% |
2023-02-21 | NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO | added | 3.19 | 21,792 | 522,792 | -% |
2023-02-21 | MACQUARIE GROUP LTD | sold off | -100 | -240,000 | - | -% |
2023-02-21 | NORTHWESTERN MUTUAL INVESTMENT MANAGEMENT COMPANY, LLC | reduced | -35.74 | -428,351 | 795,649 | 0.02% |
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Mar 10, 2023 | vanguard group inc | 10.03% | 6,452,297 | SC 13G/A | |
Feb 14, 2023 | aristotle capital management, llc | 10.72% | 6,895,043 | SC 13G/A | |
Feb 09, 2023 | cullen/frost bankers, inc. | 5.6% | 3,595,098 | SC 13G/A | |
Feb 09, 2023 | vanguard group inc | 9.95% | 6,394,885 | SC 13G/A | |
Feb 03, 2023 | state street corp | 6.04% | 3,884,614 | SC 13G/A | |
Jan 25, 2023 | blackrock inc. | 8.9% | 5,721,235 | SC 13G/A | |
Feb 14, 2022 | cullen/frost bankers, inc. | 6.4% | 4,066,201 | SC 13G/A | |
Feb 14, 2022 | aristotle capital management, llc | 11.56% | 7,362,853 | SC 13G/A | |
Feb 10, 2022 | state street corp | 6.48% | 4,130,140 | SC 13G/A | |
Feb 09, 2022 | vanguard group inc | 9.23% | 5,882,321 | SC 13G/A |
Date Filed | Form Type | Document | |
---|---|---|---|
Mar 15, 2023 | 4 | Insider Trading | |
Mar 15, 2023 | 4 | Insider Trading | |
Mar 14, 2023 | 4 | Insider Trading | |
Mar 13, 2023 | 4 | Insider Trading | |
Mar 13, 2023 | 4 | Insider Trading | |
Mar 10, 2023 | ARS | ARS | |
Mar 10, 2023 | DEF 14A | DEF 14A | |
Mar 10, 2023 | DEFA14A | DEFA14A | |
Mar 10, 2023 | SC 13G/A | Major Ownership Report | |
Mar 09, 2023 | 4 | Insider Trading |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
2023-03-15 | Wolfshohl Candace K | bought | 75,795 | 108 | 700 | gevp culture/peopledevelopment |
2023-03-13 | Avery Chris | bought | 540,425 | 108 | 5,000 | - |
2023-03-13 | John Howard Willome | bought | 214,000 | 107 | 2,000 | - |
2023-03-13 | GREEN PHILLIP D | bought | 1,012,620 | 106 | 9,500 | chairman and ceo |
2023-03-13 | Severyn Carol Jean | bought | 160,950 | 107 | 1,500 | gevp and chief risk officer |
2023-03-07 | Berman Bobby | acquired | - | - | 1,327 | gevp research & strategy |
2023-03-07 | Salinas Jerry | acquired | - | - | 2,573 | gevp and cfo |
2023-03-07 | Severyn Carol Jean | acquired | - | - | 1,327 | gevp and chief risk officer |
2023-03-07 | Salinas Jerry | sold (taxes) | -79,952 | 127 | -626 | gevp and cfo |
2023-03-07 | GREEN PHILLIP D | sold (taxes) | -600,029 | 127 | -4,698 | chairman and ceo |
Consolidated Statements of Income - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | ||
---|---|---|---|---|
Sep. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021 | |
Interest income: | ||||
Loans, including fees | $ 205,932 | $ 168,779 | $ 522,588 | $ 518,957 |
Securities: | ||||
Taxable | 68,311 | 20,736 | 167,734 | 61,366 |
Tax-exempt | 59,450 | 56,882 | 173,394 | 169,656 |
Interest-bearing deposits | 74,257 | 5,830 | 106,971 | 11,877 |
Federal funds sold | 316 | 2 | 428 | 13 |
Resell agreements | 64 | 6 | 78 | 11 |
Total interest income | 408,330 | 252,235 | 971,193 | 761,880 |
Interest expense: | ||||
Deposits | 42,682 | 3,677 | 62,187 | 10,693 |
Federal funds purchased | 249 | 9 | 336 | 24 |
Repurchase agreements | 7,529 | 632 | 9,837 | 1,597 |
Junior subordinated deferrable interest debentures | 1,159 | 631 | 2,515 | 1,915 |
Subordinated notes | 1,164 | 1,164 | 3,492 | 3,492 |
Total interest expense | 52,783 | 6,113 | 78,367 | 17,721 |
Net interest income | 355,547 | 246,122 | 892,826 | 744,159 |
Credit loss expense | 0 | 0 | 0 | 63 |
Net interest income after credit loss expense | 355,547 | 246,122 | 892,826 | 744,096 |
Non-interest income: | ||||
Trust and investment management fees | 38,552 | 37,381 | 114,984 | 110,569 |
Service charges on deposit accounts | 22,960 | 21,216 | 69,570 | 61,058 |
Insurance commissions and fees | 13,152 | 11,748 | 41,536 | 39,834 |
Interchange and card transaction fees | 4,614 | 4,490 | 13,751 | 13,224 |
Other charges, commissions and fees | 11,095 | 9,785 | 30,609 | 26,729 |
Net gain (loss) on securities transactions | 0 | 0 | 0 | 0 |
Other | 9,448 | 8,569 | 28,688 | 26,258 |
Total non-interest income | 99,821 | 93,189 | 299,138 | 277,672 |
Non-interest expense: | ||||
Salaries and wages | 127,189 | 99,463 | 355,399 | 289,956 |
Employee benefits | 21,680 | 21,576 | 66,633 | 62,840 |
Net occupancy | 28,133 | 27,208 | 83,923 | 79,909 |
Technology, furniture and equipment | 30,781 | 28,494 | 89,859 | 84,508 |
Deposit insurance | 4,279 | 3,088 | 11,636 | 8,893 |
Intangible amortization | 103 | 157 | 380 | 544 |
Other | 45,733 | 38,017 | 135,147 | 116,749 |
Total non-interest expense | 257,898 | 218,003 | 742,977 | 643,399 |
Income before income taxes | 197,470 | 121,308 | 448,987 | 378,369 |
Income taxes | 27,710 | 13,333 | 61,011 | 36,311 |
Net income | 169,760 | 107,975 | 387,976 | 342,058 |
Preferred stock dividends | 1,668 | 1,668 | 5,006 | 5,488 |
Net income available to common shareholders | $ 168,092 | $ 106,307 | $ 382,970 | $ 336,570 |
Earnings per common share: | ||||
Basic | $ 2.60 | $ 1.66 | $ 5.92 | $ 5.25 |
Diluted | $ 2.59 | $ 1.65 | $ 5.90 | $ 5.22 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Sep. 30, 2022 | Dec. 31, 2021 |
---|---|---|
Assets: | ||
Cash and due from banks | $ 665,123 | $ 555,778 |
Interest-bearing deposits | 12,863,775 | 15,985,244 |
Federal funds sold | 91,650 | 34,075 |
Resell agreements | 12,150 | 7,903 |
Total cash and cash equivalents | 13,632,698 | 16,583,000 |
Securities held to maturity, net of allowance for credit losses of $158 at September 30, 2022 and $158 at December 31, 2021 | 2,174,084 | 1,749,179 |
Securities available for sale, at estimated fair value | 17,399,107 | 13,924,628 |
Trading account securities | 25,008 | 25,162 |
Loans, net of unearned discounts | 16,950,629 | 16,336,397 |
Less: Allowance for credit losses on loans | (234,315) | (248,666) |
Net loans | 16,716,314 | 16,087,731 |
Premises and equipment, net | 1,068,749 | 1,050,331 |
Goodwill | 654,952 | 654,952 |
Other intangible assets, net | 486 | 866 |
Cash surrender value of life insurance policies | 190,368 | 190,139 |
Accrued interest receivable and other assets | 1,083,803 | 612,502 |
Total assets | 52,945,569 | 50,878,490 |
Liabilities: | ||
Non-interest-bearing demand deposits | 18,565,820 | 18,423,018 |
Interest-bearing deposits | 27,994,366 | 24,272,678 |
Total deposits | 46,560,186 | 42,695,696 |
Federal funds purchased | 26,200 | 25,925 |
Repurchase agreements | 2,082,739 | 2,740,799 |
Junior Subordinated Notes | 123,055 | 123,011 |
Subordinated notes, net of unamortized issuance costs | 99,295 | 99,178 |
Accrued interest payable and other liabilities | 1,241,622 | 754,326 |
Total liabilities | 50,133,097 | 46,438,935 |
Shareholders’ Equity: | ||
Preferred stock, par value $0.01 per share; 10,000,000 shares authorized; 150,000 Series B shares ($1,000 liquidation preference) issued at September 30, 2022 and December 31, 2021 | 145,452 | 145,452 |
Common stock, par value $0.01 per share; 210,000,000 shares authorized; 64,236,306 shares issued at September 30, 2022 and December 31, 2021 | 642 | 642 |
Additional paid-in capital | 1,018,624 | 1,009,921 |
Retained earnings | 3,179,964 | 2,956,966 |
Accumulated other comprehensive income (loss), net of tax | (1,528,925) | 347,318 |
Treasury stock, at cost; 24,917 shares at September 30, 2022 and 250,070 shares at December 31, 2021 | (3,285) | (20,744) |
Total shareholders’ equity | 2,812,472 | 4,439,555 |
Total liabilities and shareholders’ equity | $ 52,945,569 | $ 50,878,490 |