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CINF

110.41USD-0.71(-0.64%)Market Closed

Cincinnati Financial Corp

Market Summary

USD110.41-0.71Market Closed
-0.64%

CINF Alerts

CINF Stock Price

RSI Chart

Valuation

Market Cap

16.3B

Price/Earnings

30.1

Price/Sales

2.28

Price/Cashflow

8.97

MarketCap/EBT

25.94

Price/Sales

Profitability

EBT Margin

8.81%

Return on Equity

5.14%

Return on Assets

1.86%

Fundamentals

Revenue

Revenue (TTM)

6.8B

Revenue Y/Y

-21.12%

Revenue Q/Q

71.71%

Earnings

Earnings (TTM)

-29.0M

Earnings Y/Y

-373.2%

Earnings Q/Q

48.27%

Price Action

52 Week Range

88.66142.38
(Low)(High)

Last 7 days

0.5%

Last 30 days

11.5%

Last 90 days

14.0%

Trailing 12 Months

-4.6%

Financial Health

Debt/Equity

0.07

Debt/Cashflow

2.31

Investor Care

Dividend Yield

1.77%

Buy Backs (1Y)

2.46%

Diluted EPS (TTM)

-0.37

Peers (Alternatives to Cincinnati Financial)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
75.8B
49.3B
3.74% 40.21%
88.97
1.57
5.65% -78.95%
43.2B
57.2B
9.55% 18.35%
3.4
0.76
26.96% 201.88%
42.6B
36.3B
3.97% 29.03%
12.71
1.18
6.01% -7.78%
34.2B
50.8B
6.09% 20.91%
35.26
0.68
4.61% -107.01%
23.3B
22.2B
4.79% 14.32%
11.93
1.05
1.19% -10.03%
12.7B
11.8B
4.13% 29.32%
16.3
1.08
5.22% -41.47%
12.2B
6.9B
2.20% 16.52%
11.87
1.84
-7.39% -58.10%
11.4B
11.7B
0.57% 29.95%
32.11
0.97
8.99% -61.35%
MID-CAP
6.8B
6.1B
16.50% 15.76%
-7.36
1.15
9.56% -1967.02%
3.5B
789.0M
11.68% -5.74%
-4.09
4.2
-80.45% -142.39%
2.2B
298.6M
-27.74% -14.00%
46.77
7.21
53.72% 302.27%
SMALL-CAP
1.6B
1.4B
-3.70% 2.77%
27.25
1.18
1.22% -62.42%
1.2B
1.1B
-8.11% -14.68%
30.02
1.01
8.08% -85.91%
935.9M
795.3M
1.84% -4.37%
-12.94
1.19
4.68% 58.15%

Financials for Cincinnati Financial

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue-5.3%6,7667,1438,6189,6309,001
Earnings Before Taxes-121.3%-134.006292,5423,6703,140
Net Income-105.4%-29.005422,0532,9462,525
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets-3.4%28,19929,19230,25031,38729,907
    Cash Equivalents-1.4%1,0831,0989871,1391,085
  Net PPE1.5%204201203205209
Liabilities0.7%18,76818,63918,15818,28218,066
  Long Term Debt0%789789789789789
Shareholder's Equity-10.6%9,43110,55312,09213,10511,841
  Retained Earnings-4.7%10,79711,32412,24112,62511,257
  Additional Paid-In Capital1.0%1,3671,3541,3561,344-
Accumulated Depreciation1.6%317312309303299
* denotes actual numbers (not divided by Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations3.6%1,8841,8191,8251,9811,890
  Share Based Compensation2.8%3736353332
Cashflow From Investing5.0%-812.00-855.00-1,066.00-1,057.00-1,039.00
Cashflow From Financing-23.6%-1,074.00-869.00-719.00-685.00-680.00
  Dividend Payments2.3%408399395390
  Buy Backs61.2%50331216114445

Risks

What is the probability of a big loss on CINF?

30.4%


Probability that Cincinnati Financial stock will be more than 20% underwater in next one year

26.1%


Probability that Cincinnati Financial stock will be more than 30% underwater in next one year.

19.2%


Probability that Cincinnati Financial stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does CINF drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Cincinnati Financial was unfortunately bought at previous high price.

Returns

Cumulative Returns on CINF

14.0%


10-Year Cumulative Returns

11.6%


7-Year Cumulative Returns

10.9%


5-Year Cumulative Returns

4.3%


3-Year Cumulative Returns

What are the long-term rolling returns for CINF?

FIve years rolling returns for Cincinnati Financial.

Which funds bought or sold CINF recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-29
Bridgefront Capital, LLC
NEW
-
493,000
493,000
0.50%
2022-11-23
Eagle Bay Advisors LLC
REDUCED
-14.94
-30,023
56,000
0.04%
2022-11-23
Toroso Investments, LLC
ADDED
17.49
-78,000
599,000
0.03%
2022-11-22
B. Riley Wealth Advisors, Inc.
ADDED
178.54
246,000
471,000
0.01%
2022-11-22
CVA Family Office, LLC
ADDED
266.67
3,000
5,000
-%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
1,339,000
1,339,000
0.02%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
REDUCED
-1.14
-7,833,000
22,791,000
0.04%
2022-11-21
17 CAPITAL PARTNERS, LLC
REDUCED
-1.17
-337,000
981,000
1.34%
2022-11-18
OLD REPUBLIC INTERNATIONAL CORP
UNCHANGED
-
-12,125,000
36,930,000
1.23%
2022-11-18
National Pension Service
ADDED
6.95
-4,920,000
23,304,000
0.05%

1–10 of 46

Latest Funds Activity

Are funds buying CINF calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own CINF

Cincinnati Financial News

Nasdaq

Allstate (ALL) Up 6.5% Since Last Earnings Report: Can It Continue?.2 days ago

Zacks Investment Research

CINF Fair Value

Recent SEC filings of Cincinnati Financial

View All Filings
Date Filed Form Type Document
Nov 18, 2022
8-K
Current Report
Nov 17, 2022
4
Insider Trading
Nov 15, 2022
8-K
Current Report
Nov 14, 2022
4
Insider Trading
Nov 08, 2022
4
Insider Trading
Nov 08, 2022
4
Insider Trading
Nov 08, 2022
4
Insider Trading
Nov 08, 2022
4
Insider Trading
Nov 08, 2022
13F-HR
Fund Holdings Report
Nov 08, 2022
4
Insider Trading

Latest Insider Trading transactions for CINF

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-15
Spray Stephen M
SOLD FOR TAXES
-219,279
107.86
-2,033
President
2022-11-15
Spray Stephen M
ACQUIRED
135,039
44.7
3,021
President
2022-11-04
Sewell Michael J
ACQUIRED
-
-
10
CFO, EVP & Treasurer
2022-11-04
Love Lisa Anne
ACQUIRED
-
-
10
EVP/CLO & Corp Secy
2022-11-04
Givler Sean Michael
ACQUIRED
-
-
10
Sr Vice President - Subsidiary
2022-11-04
Van Den Heuvel Will H
ACQUIRED
-
-
8
Sr. Vice President-Subsidiary
2022-11-04
Brown Roger A
ACQUIRED
-
-
10
Sr VP, COO - Subsidiary
2022-11-04
KELLINGTON JOHN S
ACQUIRED
-
-
10
EVP, Chief Info Off. -Sub
2022-11-04
Delaney Angela Ossello
ACQUIRED
-
-
10
Senior Vice President- Sub
2022-11-04
Spray Stephen M
ACQUIRED
-
-
10
President

1–10 of 50

Steven J. Johnston
5170
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

CINF Income Statement

2022-09-30
Condensed Consolidated Statements of Income - USD ($)
$ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Revenues    
Earned premiums$ 1,882$ 1,669$ 5,345$ 4,806
Investment income, net of expenses193179573528
Investment gains and losses, net(674)(70)(2,494)954
Fee revenues541211
Other revenues2378
Total revenues1,4081,7853,4436,307
Benefits and Expenses    
Insurance losses and contract holders' benefits1,4181,0723,7662,990
Underwriting, acquisition and insurance expenses5515111,6041,440
Interest expense14134039
Other operating expenses451314
Total benefits and expenses1,9871,6015,4234,483
Income (Loss) Before Income Taxes(579)184(1,980)1,824
Provision (Benefit) for Income Taxes    
Current195590166
Deferred(180)(24)(571)182
Total provision (benefit) for income taxes(161)31(481)348
Net Income (Loss)$ (418)$ 153$ (1,499)$ 1,476
Per Common Share    
Net income (loss)—basic$ (2.64)$ 0.95$ (9.41)$ 9.16
Net income (loss)—diluted$ (2.64)$ 0.94$ (9.41)$ 9.07

CINF Balance Sheet

2022-09-30
Condensed Consolidated Balance Sheets - USD ($)
$ in Millions
Sep. 30, 2022
Dec. 31, 2021
Investments  
Fixed maturities, at fair value (amortized cost: 2022—$12,812; 2021—$12,230)$ 11,734$ 13,022
Equity securities, at fair value (cost: 2022—$4,292; 2021—$4,121)8,84011,315
Other invested assets414329
Total investments20,98824,666
Cash and cash equivalents1,0831,139
Investment income receivable152144
Finance receivable8798
Premiums receivable2,4032,053
Reinsurance Recoverable561570
Prepaid reinsurance premiums9178
Deferred policy acquisition costs1,036905
Land, building and equipment, net, for company use (accumulated depreciation: 2022—$317; 2021—$303)204205
Other assets706570
Separate accounts888959
Total assets28,19931,387
Insurance reserves  
Loss and loss expense reserves8,1137,305
Life policy and investment contract reserves3,0533,014
Unearned premiums3,7983,271
Other liabilities1,2491,092
Deferred income tax7801,744
Note payable4454
Long-term debt and lease obligations843843
Separate accounts888959
Total liabilities18,76818,282
Commitments and contingent liabilities (Note 12)
Shareholders' Equity  
Common stock, par value—$2 per share; (authorized: 2022 and 2021—500 million shares; issued: 2022 and 2021—198.3 million shares)397397
Paid-in capital1,3791,356
Retained earnings10,79712,625
Accumulated other comprehensive income(828)648
Treasury stock at cost (2022—41.2 million shares and 2021—38.0 million shares)(2,314)(1,921)
Total shareholders' equity9,43113,105
Total liabilities and shareholders' equity$ 28,199$ 31,387