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Cincinnati Financial Corp Stock Research

CINF

107.44USD-2.08(-1.90%)Market Closed
Watchlist

Market Summary

USD107.44-2.08
Market Closed
-1.90%

CINF Alerts

  • 1 major insider buys recently.
  • Big jump in Revenue (Y/Y)
  • Big jump in Earnings (Y/Y)

CINF Stock Price

CINF RSI Chart

CINF Valuation

CINF Price/Sales (Trailing)

CINF Profitability

EBT Margin

-0.86%

Return on Equity

0.11%

Return on Assets

0.04%

CINF Fundamentals

CINF Revenue

Revenue (TTM)

9.4B

Revenue Y/Y

217.68%

Revenue Q/Q

16.24%

CINF Earnings

Earnings (TTM)

1.4B

Earnings Y/Y

165.28%

Earnings Q/Q

137.33%

Price Action

52 Week Range

87.47129.75
(Low)(High)

Last 7 days

3.6%

Last 30 days

5.5%

Last 90 days

12.4%

Trailing 12 Months

14.4%

CINF Financial Health

Debt/Equity

0.08

Debt/Cashflow

2.49

CINF Investor Care

Diluted EPS (TTM)

8.51

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales

Latest Insider Trading transactions for CINF

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-09-12
Benacci Nancy Cunningham
bought
106,570
106
1,000
-
2023-08-23
Love Lisa Anne
gifted
-
-
-100
evp/clo & corp secy
2023-08-21
Love Lisa Anne
sold (taxes)
-320,373
103
-3,093
evp/clo & corp secy
2023-08-21
Love Lisa Anne
acquired
219,398
46.81
4,687
evp/clo & corp secy
2023-08-16
Sewell Michael J
gifted
-
-
309
cfo, evp & treasurer
2023-08-16
Sewell Michael J
gifted
-
-
-1,236
cfo, evp & treasurer
2023-08-03
Sewell Michael J
acquired
369,097
46.81
7,885
cfo, evp & treasurer
2023-08-03
Sewell Michael J
sold (taxes)
-578,548
108
-5,319
cfo, evp & treasurer
2023-06-01
Aaron Thomas J
bought
48,583
97.1678
500
-
2023-05-25
Debbink Dirk J
bought
98,390
98.39
1,000
-

1–10 of 50

Which funds bought or sold CINF recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-09-12
Farther Finance Advisors, LLC
reduced
-12.88
-3,603
11,192
-%
2023-09-07
ST GERMAIN D J CO INC
new
-
43,989
43,989
-%
2023-08-28
DT Investment Partners, LLC
unchanged
-
93.00
3,253
-%
2023-08-24
Alberta Investment Management Corp
unchanged
-
-54,612
360,084
-%
2023-08-23
CTC Alternative Strategies, Ltd.
new
-
282,228
282,228
0.35%
2023-08-23
Rehmann Capital Advisory Group
added
1.67
-40,949
308,351
0.03%
2023-08-23
Stonebridge Capital Advisors LLC
unchanged
-
-620
4,087
-%
2023-08-22
COMERICA BANK
new
-
-
-
-%
2023-08-22
Old North State Trust, LLC
sold off
-100
-1,000
-
-%
2023-08-22
US Asset Management LLC
unchanged
-
-54,000
362,000
0.38%

1–10 of 47

Latest Funds Activity

Are funds buying CINF calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own CINF
No. of Funds

Schedule 13G FIlings of Cincinnati Financial

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2023
aristotle capital management, llc
5.78%
9,082,339
SC 13G/A
Feb 09, 2023
vanguard group inc
12.35%
19,410,493
SC 13G/A
Feb 08, 2023
state street corp
6.07%
9,548,725
SC 13G/A
Feb 07, 2023
blackrock inc.
7.6%
12,025,853
SC 13G/A
Feb 14, 2022
select equity group, l.p.
1.94%
3,131,880
SC 13G/A
Feb 14, 2022
aristotle capital management, llc
6.04%
9,732,247
SC 13G/A
Feb 10, 2022
state street corp
5.45%
8,787,811
SC 13G/A
Feb 09, 2022
vanguard group inc
11.07%
17,833,459
SC 13G/A
Feb 01, 2022
blackrock inc.
6.9%
11,137,445
SC 13G/A
Feb 12, 2021
select equity group, l.p.
5.66%
9,110,578
SC 13G

Recent SEC filings of Cincinnati Financial

View All Filings
Date Filed Form Type Document
Sep 14, 2023
4
Insider Trading
Aug 25, 2023
8-K/A
Current Report
Aug 25, 2023
8-K
Current Report
Aug 23, 2023
4
Insider Trading
Aug 18, 2023
4
Insider Trading
Aug 14, 2023
8-K
Current Report
Aug 08, 2023
13F-HR
Fund Holdings Report
Aug 07, 2023
4
Insider Trading
Jul 27, 2023
8-K
Current Report
Jul 27, 2023
10-Q
Quarterly Report

Peers (Alternatives to Cincinnati Financial)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
83.5B
55.3B
7.95% 14.06%
47.86
1.51
11.39% 104.72%
44.5B
50.4B
7.84% 18.06%
9.88
0.88
-9.25% -63.51%
38.6B
38.7B
4.54% 6.04%
17.28
1
8.33% -37.32%
29.8B
54.6B
8.41% -11.08%
-11.15
0.55
9.14% -383.17%
25.2B
13.3B
0.67% 24.34%
20.79
1.9
12.64% 55.58%
9.6B
7.5B
0.02% -5.61%
11.28
1.28
12.86% -17.26%
-
23.6B
3.56% 13.84%
-
-
5.78% -4.19%
MID-CAP
10.5B
7.4B
15.58% 43.63%
25.42
1.41
62.27% 144.80%
3.9B
1.3B
-1.00% 25.57%
14.29
3.05
41.34% 137.60%
SMALL-CAP
1.3B
348.9M
3.93% -38.51%
22.87
3.8
16.85% 25.90%
1.2B
1.4B
3.21% -21.40%
-111.97
0.86
3.44% -114.81%
1.0B
1.1B
7.76% -11.80%
108.04
0.88
-2.53% -76.30%
559.0M
901.0M
-0.73% -39.67%
12.05
0.62
14.76% 164.17%

Cincinnati Financial News

MarketWatch
Cincinnati Financial Corp. stock underperforms Thursday when compared to competitors.
MarketWatch,
2 hours ago

Returns for CINF

Cumulative Returns on CINF

12.0%


10-Year Cumulative Returns

8.1%


7-Year Cumulative Returns

9.2%


5-Year Cumulative Returns

14.3%


3-Year Cumulative Returns

Risks for CINF

What is the probability of a big loss on CINF?

46.5%


Probability that Cincinnati Financial stock will be more than 20% underwater in next one year

33.5%


Probability that Cincinnati Financial stock will be more than 30% underwater in next one year.

19.2%


Probability that Cincinnati Financial stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does CINF drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Cincinnati Financial was unfortunately bought at previous high price.

Drawdowns

Financials for Cincinnati Financial

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22019Q42019Q32019Q22019Q12018Q42018Q32018Q22018Q1
Revenue23.5%9,3687,5836,5576,7697,1468,6219,6309,0019,4439,86210,1809,4578,7557,9246,4826,6976,3425,4076,1085,6055,433
EBITDA100.0%--11.00-64025.007842,6943,8163,2813,7083,9791,6341,0977762,597-------
EBITDA Margin100.0%-0.00*-0.10*0.00*0.11*0.31*0.40*0.36*0.39*0.40*0.16*0.12*0.09*0.33*-------
Interest Expenses0%54.0054.0053.0054.0053.0053.0053.0053.0053.0054.0054.0053.0054.0053.0053.0053.0053.0053.0054.0053.0053.00
Earnings Before Taxes2232.5%1,642-77.00-693-1376262,5513,6703,1403,5703,8431,4999646442,4721,1101,4341,1682511,029540404
EBT Margin100.0%--0.01*-0.11*-0.02*0.09*0.29*0.38*0.35*0.38*0.39*0.15*0.10*0.07*0.31*-------
Net Income67600.0%1,3542.00-486-32.005392,0602,9462,5252,8563,0621,2167935571,9979191,2241,0132871,381930813
Net Income Margin-100.0%-0.00*-0.07*0.00*0.08*0.24*0.31*0.28*0.30*0.31*0.12*0.08*0.06*0.25*-------
Free Cashflow-100.0%-2,0892,0371,8691,8051,8111,9661,8741,7751,6571,4711,4291,3251,184-------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Assets2.9%31,35230,47429,73228,19929,19230,25031,38729,90729,67728,31327,54226,37025,45023,36725,40824,74224,33723,35221,93522,48021,760
    Cash Equivalents-21.7%7489551,2641,0831,0989871,1391,0851,003947900914706486767787803802784616521
  Net PPE-0.5%198199202204201203205209213213213211209208207207207202195191188
Liabilities3.0%20,32219,73319,17018,76818,63918,15818,28218,06617,81917,17516,75316,62516,19215,32515,54415,37115,20614,72214,10214,14613,844
  Long Term Debt-0.4%842845841843841841789845848848788844845846788847847845788830828
Shareholder's Equity2.7%11,03010,74110,5629,43110,50511,91213,10511,84111,85811,13810,7899,7459,2588,0429,8649,3719,1318,6307,8338,3347,916
  Retained Earnings3.5%12,23511,81811,71110,79711,32412,24112,62511,25711,20510,60310,0859,1328,7457,9329,2578,7228,5668,2297,6258,1647,696
  Additional Paid-In Capital0.9%1,4101,3981,3921,3791,3671,3541,3561,3441,3341,3221,3281,3181,3091,3001,3061,2951,2861,2771,2811,2731,266
Accumulated Depreciation0.9%329326322317312309303299293290285283280281276269267265265259264
Shares Outstanding--------------198198198198198198198198
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Cashflow From Operations0.9%2,1222,1042,0521,8841,8191,8251,9811,8901,7941,6781,4911,4471,3461,1751,2081,2351,1931,2271,1811,1321,071
  Share Based Compensation----37.0036.0035.0033.0032.0032.0031.0031.0031.0030.0030.0030.0029.0028.0028.0028.0029.0028.00
Cashflow From Investing-35.0%-1,529-1,133-933-812-855-1,066-1,057-1,039-844-577-560-565-705-759-679-597-402-453-451-479-490
Cashflow From Financing6.0%-943-1,003-994-1,074-869-719-685-680-653-640-798-755-738-732-546-467-509-576-603-711-666
  Dividend Payments1.9%438430423416408399395390385380375370365360355350345341336412408
  Buy Backs-28.2%28039041050331216114445.0033.0033.0026131832332367.005.00-110125147147

CINF Income Statement

2023-06-30
Condensed Consolidated Statements of Income - USD ($)
$ in Millions
3 Months Ended6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Revenues    
Earned premiums$ 1,943$ 1,773$ 3,861$ 3,466
Investment income, net of expenses220195430380
Investment gains and losses, net434(1,154)540(1,820)
Fee revenues63107
Other revenues2355
Total revenues2,6058204,8462,038
Benefits and Expenses    
Insurance losses and contract holders' benefits1,3401,3222,7382,354
Underwriting, acquisition and insurance expenses5795331,1351,053
Interest expense13132726
Other operating expenses75129
Total benefits and expenses1,9391,8733,9123,442
Income (Loss) Before Income Taxes666(1,053)934(1,404)
Provision (Benefit) for Income Taxes    
Current51306771
Deferred81(265)108(391)
Total provision (benefit) for income taxes132(235)175(320)
Net Income (Loss)$ 534$ (818)$ 759$ (1,084)
Per Common Share    
Net income (loss)—basic$ 3.40$ (5.12)$ 4.83$ (6.77)
Net income (loss)—diluted$ 3.38$ (5.12)$ 4.80$ (6.77)

CINF Balance Sheet

2023-06-30
Condensed Consolidated Balance Sheets - USD ($)
$ in Millions
Jun. 30, 2023
Dec. 31, 2022
Investments  
Fixed maturities, at fair value (amortized cost: 2023—$13,708; 2022—$12,979)$ 12,870$ 12,132
Equity securities, at fair value (cost: 2023—$4,382; 2022—$4,294)10,5029,841
Other invested assets507452
Total investments23,87922,425
Cash and cash equivalents7481,264
Investment income receivable163160
Finance receivable9892
Premiums receivable2,7492,322
Reinsurance recoverable694665
Prepaid reinsurance premiums9551
Deferred policy acquisition costs1,1091,013
Land, building and equipment, net, for company use (accumulated depreciation: 2023—$329; 2022—$322)198202
Other assets708646
Separate accounts911892
Total assets31,35229,732
Insurance reserves  
Loss and loss expense reserves8,8738,400
Life policy and investment contract reserves3,0383,015
Unearned premiums4,2223,689
Other liabilities1,2531,229
Deferred income tax1,1581,054
Note payable2550
Long-term debt and lease obligations842841
Separate accounts911892
Total liabilities20,32219,170
Commitments and contingent liabilities (Note 12)
Shareholders' Equity  
Common stock, par value—$2 per share; (authorized: 2023 and 2022—500 million shares; issued: 2023 and 2022—198.3 million shares)397397
Paid-in capital1,4101,392
Retained earnings12,23511,711
Accumulated other comprehensive income(626)(614)
Treasury stock at cost (2023—41.5 million shares and 2022—41.2 million shares)(2,386)(2,324)
Total shareholders' equity11,03010,562
Total liabilities and shareholders' equity$ 31,352$ 29,732
Steven J. Johnston
5170
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.