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Cincinnati Financial Corp Stock Research

CINF

112.08USD+1.72(+1.56%)Market Closed

Market Summary

USD112.08+1.72
Market Closed
1.56%

CINF Stock Price

CINF RSI Chart

CINF Valuation

Market Cap

16.3B

Price/Earnings (Trailing)

30.1

Price/Sales (Trailing)

2.28

EV/EBITDA

20.42

Price/Free Cashflow

9.04

CINF Price/Sales (Trailing)

CINF Profitability

EBT Margin

-10.57%

Return on Equity

-4.61%

Return on Assets

-1.63%

Free Cashflow Yield

11.06%

CINF Fundamentals

CINF Revenue

Revenue (TTM)

6.6B

Revenue Y/Y

-6.29%

Revenue Q/Q

121.16%

CINF Earnings

Earnings (TTM)

-486.0M

Earnings Y/Y

-31.09%

Earnings Q/Q

342.34%

Price Action

52 Week Range

87.47139.50
(Low)(High)

Last 7 days

5.1%

Last 30 days

-5.9%

Last 90 days

10.2%

Trailing 12 Months

-15.4%

CINF Financial Health

Debt/Equity

0.07

Debt/Cashflow

2.6

CINF Investor Care

Diluted EPS (TTM)

-3.06

Peers (Alternatives to Cincinnati Financial)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
83.6B
49.6B
0.58% 25.50%
115.9
1.69
4.00% -78.47%
39.8B
36.9B
-6.38% -4.19%
14
1.08
5.94% -22.39%
38.4B
56.4B
-16.83% -17.84%
3.74
0.68
8.41% 9.46%
29.1B
51.4B
-13.17% -17.86%
-20.58
0.57
1.63% -195.35%
25.0B
12.1B
-8.40% 20.85%
41.92
2.08
1.63% -56.71%
23.3B
22.4B
-9.63% -2.44%
11.93
1.05
-0.13% -23.26%
11.4B
6.8B
0.57% 29.95%
32.11
0.97
-36.57% -61.35%
10.4B
7.0B
-11.01% -6.05%
11.53
1.47
7.45% -54.99%
MID-CAP
8.8B
6.3B
-7.76% 26.39%
-8.25
1.38
21.94% -2542.77%
4.1B
-
-3.51% -11.24%
-4.26
4.2
-80.45% -283.49%
SMALL-CAP
1.4B
1.4B
-8.37% -19.24%
-533.1
1
3.97% -101.82%
1.4B
327.1M
-9.06% -13.74%
26.48
4.22
39.88% 13.79%
997.7M
1.1B
-5.28% -31.25%
-2.5K
0.9
-1.58% -100.28%
773.8M
813.7M
-16.83% -16.53%
24.98
0.95
5.28% 117.92%

Financials for Cincinnati Financial

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue-3.1%6,5576,7667,1438,6189,630
EBITDA-2240.0%-53525.007842,694-
EBITDA Margin-2308.2%-0.08*0.00*0.11*0.31*-
Earnings Before Taxes-417.2%-693-1346292,5423,670
EBT Margin-433.6%-0.11*-0.02*0.09*0.29*-
Interest Expenses-1.9%53.0054.0053.0053.0053.00
Net Income-1575.9%-486-29.005422,0532,946
Net Income Margin-1629.3%-0.07*0.00*0.08*0.24*-
Free Cahsflow9.0%2,0371,8691,8051,811-
Balance Sheet
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets5.5%29,73628,19929,19230,25031,387
    Cash Equivalents16.7%1,2641,0831,0989871,139
  Net PPE-1.0%202204201203205
Liabilities2.3%19,20518,76818,63918,15818,282
  Long Term Debt-6.4%789843841841789
Shareholder's Equity11.7%10,5319,43110,55312,09213,105
  Retained Earnings8.4%11,70210,79711,32412,24112,625
  Additional Paid-In Capital0.9%1,3921,3791,3671,3541,356
Accumulated Depreciation1.6%322317312309303
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations8.9%2,0521,8841,8191,8251,981
  Share Based Compensation2.8%37.0036.0035.0033.00-
Cashflow From Investing-14.9%-933-812-855-1,066-1,057
Cashflow From Financing7.4%-994-1,074-869-719-685
  Dividend Payments1.7%423416408399395
  Buy Backs-18.5%410503312161144

Risks for CINF

What is the probability of a big loss on CINF?

36.9%


Probability that Cincinnati Financial stock will be more than 20% underwater in next one year

32.7%


Probability that Cincinnati Financial stock will be more than 30% underwater in next one year.

19.2%


Probability that Cincinnati Financial stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does CINF drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Cincinnati Financial was unfortunately bought at previous high price.

Drawdowns

Returns for CINF

Cumulative Returns on CINF

12.4%


10-Year Cumulative Returns

10.8%


7-Year Cumulative Returns

11.4%


5-Year Cumulative Returns

17.1%


3-Year Cumulative Returns

What are the long-term rolling returns for CINF?

FIve years rolling returns for Cincinnati Financial.

Annualized Returns

Which funds bought or sold CINF recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-27
Neo Ivy Capital Management
new
-
60,000
60,000
0.04%
2023-03-23
ETF MANAGERS GROUP, LLC
added
4.74
89,667
542,667
0.03%
2023-03-23
MetLife Investment Management, LLC
reduced
-2.91
415,129
4,194,710
0.03%
2023-03-17
American Portfolios Advisors
unchanged
-
-1,824
5,553
-%
2023-03-15
B. Riley Wealth Advisors, Inc.
reduced
-5.15
41,735
512,735
0.01%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
reduced
-8.9
485,281
12,230,300
0.01%
2023-03-10
MATHER GROUP, LLC.
added
124
358,821
587,821
0.01%
2023-03-06
Aldebaran Financial Inc.
reduced
-4.94
17,953
253,953
0.27%
2023-03-06
Rockefeller Capital Management L.P.
added
1.02
1,193,000
8,896,000
0.04%
2023-03-01
Regal Investment Advisors LLC
added
1.35
389,040
2,840,040
0.28%

1–10 of 49

Latest Funds Activity

Are funds buying CINF calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own CINF
No. of Funds

Cincinnati Financial News

Defense World

Cincinnati Financial Co. (NASDAQ:CINF) Shares Bought by Ronald ....

Defense World,
4 hours ago

InvestorPlace

Schedule 13G FIlings of Cincinnati Financial

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2023
aristotle capital management, llc
5.78%
9,082,339
SC 13G/A
Feb 09, 2023
vanguard group inc
12.35%
19,410,493
SC 13G/A
Feb 08, 2023
state street corp
6.07%
9,548,725
SC 13G/A
Feb 07, 2023
blackrock inc.
7.6%
12,025,853
SC 13G/A
Feb 14, 2022
select equity group, l.p.
1.94%
3,131,880
SC 13G/A
Feb 14, 2022
aristotle capital management, llc
6.04%
9,732,247
SC 13G/A
Feb 10, 2022
state street corp
5.45%
8,787,811
SC 13G/A
Feb 09, 2022
vanguard group inc
11.07%
17,833,459
SC 13G/A
Feb 01, 2022
blackrock inc.
6.9%
11,137,445
SC 13G/A
Feb 12, 2021
select equity group, l.p.
5.66%
9,110,578
SC 13G

CINF Fair Value

Recent SEC filings of Cincinnati Financial

View All Filings
Date Filed Form Type Document
Mar 24, 2023
8-K
Current Report
Mar 22, 2023
DEF 14A
DEF 14A
Mar 22, 2023
DEFA14A
DEFA14A
Mar 09, 2023
4
Insider Trading
Mar 08, 2023
4
Insider Trading
Mar 06, 2023
8-K
Current Report
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading

Latest Insider Trading transactions for CINF

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-03-07
SCHAMBOW MARC JON
sold (taxes)
-13,996
119
-117
srvp/chief claims officer-sub
2023-03-07
SCHAMBOW MARC JON
acquired
52,925
61.47
861
srvp/chief claims officer-sub
2023-03-06
Doyle Donald J Jr
gifted
-
-
-311
sr vice president - subsidiary
2023-03-01
KELLINGTON JOHN S
acquired
-
-
1,464
evp, chief info off. -sub
2023-03-01
Cracas Teresa C
acquired
-
-
1,339
evp, chief risk off. - sub
2023-03-01
Sewell Michael J
sold (taxes)
-74,507
119
-621
cfo, evp & treasurer
2023-03-01
Van Den Heuvel Will H
acquired
-
-
1,212
sr. vice president-subsidiary
2023-03-01
Hoffer Theresa A
sold (taxes)
-28,435
119
-237
sr vice president - subsidiary
2023-03-01
Love Lisa Anne
sold (taxes)
-49,791
119
-415
evp/clo & corp secy
2023-03-01
Brown Roger A
acquired
-
-
885
sr vp, coo - subsidiary

1–10 of 50

Steven J. Johnston
5170
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

CINF Income Statement

2022-12-31
Consolidated Statements Of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Revenues   
Earned premiums$ 7,219$ 6,482$ 5,980
Investment income, net of expenses781714670
Investment gains and losses, net(1,467)2,409865
Fee revenues141511
Other revenues101010
Total revenues6,5579,6307,536
Benefits and Expenses   
Insurance losses and contract holders' benefits5,0123,9364,134
Underwriting, acquisition and insurance expenses2,1621,9511,829
Interest expense535354
Other operating expenses232020
Total benefits and expenses7,2505,9606,037
Income from Continuing Operations before Income Taxes, Noncontrolling Interest, Total(693)3,6701,499
Provision (Benefit) for Income Taxes   
Current148247147
Deferred(355)477136
Total provision (benefit) for income taxes(207)724283
Net Income (Loss)$ (486)$ 2,946$ 1,216
Per Common Share   
Net income—basic (in usd per share)$ (3.06)$ 18.29$ 7.55
Net income—diluted (in usd per share)$ (3.06)$ 18.10$ 7.49

CINF Balance Sheet

2022-12-31
Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2022
Dec. 31, 2021
Investments  
Fixed maturities, at fair value (amortized cost: 2022—$12,979; 2021—$12,230)$ 12,132$ 13,022
Equity securities, at fair value (cost: 2022—$4,294; 2021—$4,121)9,84111,315
Other invested assets452329
Total investments22,42524,666
Cash and cash equivalents1,2641,139
Investment income receivable160144
Finance receivable9298
Premiums receivable2,3222,053
Reinsurance recoverable640570
Prepaid reinsurance premiums7978
Deferred policy acquisition costs1,014905
Land, building and equipment, net, for company use (accumulated depreciation: 2022—$322; 2021—$303)202205
Other assets646570
Separate accounts892959
Total assets29,73631,387
Insurance reserves  
Loss and loss expense reserves8,4007,305
Life policy and investment contract reserves3,0593,014
Unearned premiums3,6893,271
Other liabilities1,2291,092
Deferred income tax1,0451,744
Note payable5054
Long-term debt and lease obligations841843
Separate accounts892959
Total liabilities19,20518,282
Commitments and contingent liabilities (Note 16)
Shareholders' Equity  
Common stock, par value—$2 per share; (authorized: 2022 and 2021—500 million shares; issued: 2022 and 2021—198.3 million shares)397397
Paid-in capital1,3921,356
Retained earnings11,70212,625
Accumulated other comprehensive income(636)648
Treasury stock, at cost (2022—41.2 million shares and 2021—38.0 million shares)(2,324)(1,921)
Total shareholders' equity10,53113,105
Total liabilities and shareholders' equity$ 29,736$ 31,387