Market Summary
USD107.44-2.08
Market Closed-1.90%
CINF Stock Price
CINF RSI Chart
CINF Valuation
CINF Price/Sales (Trailing)
CINF Profitability
CINF Fundamentals
CINF Revenue
CINF Earnings
Price Action
52 Week Range
87.47129.75
(Low)(High)
Last 7 days
3.6%
Last 30 days
5.5%
Last 90 days
12.4%
Trailing 12 Months
14.4%
CINF Financial Health
CINF Investor Care
Historical Charts for Stock Metrics
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Net sales
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Latest Insider Trading transactions for CINF
Filter Transactions| Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
|---|---|---|---|---|---|---|
2023-09-12 | Benacci Nancy Cunningham | bought | 106,570 | 106 | 1,000 | - |
2023-08-23 | Love Lisa Anne | gifted | - | - | -100 | evp/clo & corp secy |
2023-08-21 | Love Lisa Anne | sold (taxes) | -320,373 | 103 | -3,093 | evp/clo & corp secy |
2023-08-21 | Love Lisa Anne | acquired | 219,398 | 46.81 | 4,687 | evp/clo & corp secy |
2023-08-16 | Sewell Michael J | gifted | - | - | 309 | cfo, evp & treasurer |
2023-08-16 | Sewell Michael J | gifted | - | - | -1,236 | cfo, evp & treasurer |
2023-08-03 | Sewell Michael J | acquired | 369,097 | 46.81 | 7,885 | cfo, evp & treasurer |
2023-08-03 | Sewell Michael J | sold (taxes) | -578,548 | 108 | -5,319 | cfo, evp & treasurer |
2023-06-01 | Aaron Thomas J | bought | 48,583 | 97.1678 | 500 | - |
2023-05-25 | Debbink Dirk J | bought | 98,390 | 98.39 | 1,000 | - |
Which funds bought or sold CINF recently?
View All Details| Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
|---|---|---|---|---|---|---|
2023-09-12 | Farther Finance Advisors, LLC | reduced | -12.88 | -3,603 | 11,192 | -% |
2023-09-07 | ST GERMAIN D J CO INC | new | - | 43,989 | 43,989 | -% |
2023-08-28 | DT Investment Partners, LLC | unchanged | - | 93.00 | 3,253 | -% |
2023-08-24 | Alberta Investment Management Corp | unchanged | - | -54,612 | 360,084 | -% |
2023-08-23 | CTC Alternative Strategies, Ltd. | new | - | 282,228 | 282,228 | 0.35% |
2023-08-23 | Rehmann Capital Advisory Group | added | 1.67 | -40,949 | 308,351 | 0.03% |
2023-08-23 | Stonebridge Capital Advisors LLC | unchanged | - | -620 | 4,087 | -% |
2023-08-22 | COMERICA BANK | new | - | - | - | -% |
2023-08-22 | Old North State Trust, LLC | sold off | -100 | -1,000 | - | -% |
2023-08-22 | US Asset Management LLC | unchanged | - | -54,000 | 362,000 | 0.38% |
Latest Funds Activity
Calls
Puts
Net Call Options
No. of Funds
Schedule 13G FIlings of Cincinnati Financial
| Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
|---|---|---|---|---|---|
| Feb 14, 2023 | aristotle capital management, llc | 5.78% | 9,082,339 | SC 13G/A | |
| Feb 09, 2023 | vanguard group inc | 12.35% | 19,410,493 | SC 13G/A | |
| Feb 08, 2023 | state street corp | 6.07% | 9,548,725 | SC 13G/A | |
| Feb 07, 2023 | blackrock inc. | 7.6% | 12,025,853 | SC 13G/A | |
| Feb 14, 2022 | select equity group, l.p. | 1.94% | 3,131,880 | SC 13G/A | |
| Feb 14, 2022 | aristotle capital management, llc | 6.04% | 9,732,247 | SC 13G/A | |
| Feb 10, 2022 | state street corp | 5.45% | 8,787,811 | SC 13G/A | |
| Feb 09, 2022 | vanguard group inc | 11.07% | 17,833,459 | SC 13G/A | |
| Feb 01, 2022 | blackrock inc. | 6.9% | 11,137,445 | SC 13G/A | |
| Feb 12, 2021 | select equity group, l.p. | 5.66% | 9,110,578 | SC 13G |
Recent SEC filings of Cincinnati Financial
View All Filings| Date Filed | Form Type | Document | |
|---|---|---|---|
| Sep 14, 2023 | 4 | Insider Trading | |
| Aug 25, 2023 | 8-K/A | Current Report | |
| Aug 25, 2023 | 8-K | Current Report | |
| Aug 23, 2023 | 4 | Insider Trading | |
| Aug 18, 2023 | 4 | Insider Trading | |
| Aug 14, 2023 | 8-K | Current Report | |
| Aug 08, 2023 | 13F-HR | Fund Holdings Report | |
| Aug 07, 2023 | 4 | Insider Trading | |
| Jul 27, 2023 | 8-K | Current Report | |
| Jul 27, 2023 | 10-Q | Quarterly Report |
Peers (Alternatives to Cincinnati Financial)
View All Peers In Detail| Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|
| LARGE-CAP | ||||||||
PGR | 83.5B | 55.3B | 7.95% | 14.06% | 47.86 | 1.51 | 11.39% | 104.72% |
AIG | 44.5B | 50.4B | 7.84% | 18.06% | 9.88 | 0.88 | -9.25% | -63.51% |
TRV | 38.6B | 38.7B | 4.54% | 6.04% | 17.28 | 1 | 8.33% | -37.32% |
ALL | 29.8B | 54.6B | 8.41% | -11.08% | -11.15 | 0.55 | 9.14% | -383.17% |
RE | 25.2B | 13.3B | 0.67% | 24.34% | 20.79 | 1.9 | 12.64% | 55.58% |
AFG | 9.6B | 7.5B | 0.02% | -5.61% | 11.28 | 1.28 | 12.86% | -17.26% |
HIG | - | 23.6B | 3.56% | 13.84% | - | - | 5.78% | -4.19% |
| MID-CAP | ||||||||
RNR | 10.5B | 7.4B | 15.58% | 43.63% | 25.42 | 1.41 | 62.27% | 144.80% |
ESGR | 3.9B | 1.3B | -1.00% | 25.57% | 14.29 | 3.05 | 41.34% | 137.60% |
| SMALL-CAP | ||||||||
PLMR | 1.3B | 348.9M | 3.93% | -38.51% | 22.87 | 3.8 | 16.85% | 25.90% |
HMN | 1.2B | 1.4B | 3.21% | -21.40% | -111.97 | 0.86 | 3.44% | -114.81% |
PRA | 1.0B | 1.1B | 7.76% | -11.80% | 108.04 | 0.88 | -2.53% | -76.30% |
JRVR | 559.0M | 901.0M | -0.73% | -39.67% | 12.05 | 0.62 | 14.76% | 164.17% |
Cincinnati Financial News
Returns for CINF
Cumulative Returns on CINF
12.0%
10-Year Cumulative Returns
8.1%
7-Year Cumulative Returns
9.2%
5-Year Cumulative Returns
14.3%
3-Year Cumulative Returns
Risks for CINF
What is the probability of a big loss on CINF?
46.5%
Probability that Cincinnati Financial stock will be more than 20% underwater in next one year
33.5%
Probability that Cincinnati Financial stock will be more than 30% underwater in next one year.
19.2%
Probability that Cincinnati Financial stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.
How does CINF drawdown profile look like?
Y-axis is the maximum loss one would have experienced if Cincinnati Financial was unfortunately bought at previous high price.
Drawdowns
Financials for Cincinnati Financial
Income Statement (Last 12 Months)(In Millions)
| Income Statement (Last 12 Months) | (In Millions) | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 | 2018Q2 | 2018Q1 |
| Revenue | 23.5% | 9,368 | 7,583 | 6,557 | 6,769 | 7,146 | 8,621 | 9,630 | 9,001 | 9,443 | 9,862 | 10,180 | 9,457 | 8,755 | 7,924 | 6,482 | 6,697 | 6,342 | 5,407 | 6,108 | 5,605 | 5,433 |
| EBITDA | 100.0% | - | -11.00 | -640 | 25.00 | 784 | 2,694 | 3,816 | 3,281 | 3,708 | 3,979 | 1,634 | 1,097 | 776 | 2,597 | - | - | - | - | - | - | - |
| EBITDA Margin | 100.0% | - | 0.00* | -0.10* | 0.00* | 0.11* | 0.31* | 0.40* | 0.36* | 0.39* | 0.40* | 0.16* | 0.12* | 0.09* | 0.33* | - | - | - | - | - | - | - |
| Interest Expenses | 0% | 54.00 | 54.00 | 53.00 | 54.00 | 53.00 | 53.00 | 53.00 | 53.00 | 53.00 | 54.00 | 54.00 | 53.00 | 54.00 | 53.00 | 53.00 | 53.00 | 53.00 | 53.00 | 54.00 | 53.00 | 53.00 |
| Earnings Before Taxes | 2232.5% | 1,642 | -77.00 | -693 | -137 | 626 | 2,551 | 3,670 | 3,140 | 3,570 | 3,843 | 1,499 | 964 | 644 | 2,472 | 1,110 | 1,434 | 1,168 | 251 | 1,029 | 540 | 404 |
| EBT Margin | 100.0% | - | -0.01* | -0.11* | -0.02* | 0.09* | 0.29* | 0.38* | 0.35* | 0.38* | 0.39* | 0.15* | 0.10* | 0.07* | 0.31* | - | - | - | - | - | - | - |
| Net Income | 67600.0% | 1,354 | 2.00 | -486 | -32.00 | 539 | 2,060 | 2,946 | 2,525 | 2,856 | 3,062 | 1,216 | 793 | 557 | 1,997 | 919 | 1,224 | 1,013 | 287 | 1,381 | 930 | 813 |
| Net Income Margin | -100.0% | - | 0.00* | -0.07* | 0.00* | 0.08* | 0.24* | 0.31* | 0.28* | 0.30* | 0.31* | 0.12* | 0.08* | 0.06* | 0.25* | - | - | - | - | - | - | - |
| Free Cashflow | -100.0% | - | 2,089 | 2,037 | 1,869 | 1,805 | 1,811 | 1,966 | 1,874 | 1,775 | 1,657 | 1,471 | 1,429 | 1,325 | 1,184 | - | - | - | - | - | - | - |
Balance Sheet(In Millions)
| Balance Sheet | (In Millions) | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 | 2018Q2 |
| Assets | 2.9% | 31,352 | 30,474 | 29,732 | 28,199 | 29,192 | 30,250 | 31,387 | 29,907 | 29,677 | 28,313 | 27,542 | 26,370 | 25,450 | 23,367 | 25,408 | 24,742 | 24,337 | 23,352 | 21,935 | 22,480 | 21,760 |
| Cash Equivalents | -21.7% | 748 | 955 | 1,264 | 1,083 | 1,098 | 987 | 1,139 | 1,085 | 1,003 | 947 | 900 | 914 | 706 | 486 | 767 | 787 | 803 | 802 | 784 | 616 | 521 |
| Net PPE | -0.5% | 198 | 199 | 202 | 204 | 201 | 203 | 205 | 209 | 213 | 213 | 213 | 211 | 209 | 208 | 207 | 207 | 207 | 202 | 195 | 191 | 188 |
| Liabilities | 3.0% | 20,322 | 19,733 | 19,170 | 18,768 | 18,639 | 18,158 | 18,282 | 18,066 | 17,819 | 17,175 | 16,753 | 16,625 | 16,192 | 15,325 | 15,544 | 15,371 | 15,206 | 14,722 | 14,102 | 14,146 | 13,844 |
| Long Term Debt | -0.4% | 842 | 845 | 841 | 843 | 841 | 841 | 789 | 845 | 848 | 848 | 788 | 844 | 845 | 846 | 788 | 847 | 847 | 845 | 788 | 830 | 828 |
| Shareholder's Equity | 2.7% | 11,030 | 10,741 | 10,562 | 9,431 | 10,505 | 11,912 | 13,105 | 11,841 | 11,858 | 11,138 | 10,789 | 9,745 | 9,258 | 8,042 | 9,864 | 9,371 | 9,131 | 8,630 | 7,833 | 8,334 | 7,916 |
| Retained Earnings | 3.5% | 12,235 | 11,818 | 11,711 | 10,797 | 11,324 | 12,241 | 12,625 | 11,257 | 11,205 | 10,603 | 10,085 | 9,132 | 8,745 | 7,932 | 9,257 | 8,722 | 8,566 | 8,229 | 7,625 | 8,164 | 7,696 |
| Additional Paid-In Capital | 0.9% | 1,410 | 1,398 | 1,392 | 1,379 | 1,367 | 1,354 | 1,356 | 1,344 | 1,334 | 1,322 | 1,328 | 1,318 | 1,309 | 1,300 | 1,306 | 1,295 | 1,286 | 1,277 | 1,281 | 1,273 | 1,266 |
| Accumulated Depreciation | 0.9% | 329 | 326 | 322 | 317 | 312 | 309 | 303 | 299 | 293 | 290 | 285 | 283 | 280 | 281 | 276 | 269 | 267 | 265 | 265 | 259 | 264 |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 198 | 198 | 198 | 198 | 198 | 198 | 198 | 198 |
Cashflow (Last 12 Months)(In Millions)
| Cashflow (Last 12 Months) | (In Millions) | |||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 | 2018Q2 |
| Cashflow From Operations | 0.9% | 2,122 | 2,104 | 2,052 | 1,884 | 1,819 | 1,825 | 1,981 | 1,890 | 1,794 | 1,678 | 1,491 | 1,447 | 1,346 | 1,175 | 1,208 | 1,235 | 1,193 | 1,227 | 1,181 | 1,132 | 1,071 |
| Share Based Compensation | - | - | - | - | 37.00 | 36.00 | 35.00 | 33.00 | 32.00 | 32.00 | 31.00 | 31.00 | 31.00 | 30.00 | 30.00 | 30.00 | 29.00 | 28.00 | 28.00 | 28.00 | 29.00 | 28.00 |
| Cashflow From Investing | -35.0% | -1,529 | -1,133 | -933 | -812 | -855 | -1,066 | -1,057 | -1,039 | -844 | -577 | -560 | -565 | -705 | -759 | -679 | -597 | -402 | -453 | -451 | -479 | -490 |
| Cashflow From Financing | 6.0% | -943 | -1,003 | -994 | -1,074 | -869 | -719 | -685 | -680 | -653 | -640 | -798 | -755 | -738 | -732 | -546 | -467 | -509 | -576 | -603 | -711 | -666 |
| Dividend Payments | 1.9% | 438 | 430 | 423 | 416 | 408 | 399 | 395 | 390 | 385 | 380 | 375 | 370 | 365 | 360 | 355 | 350 | 345 | 341 | 336 | 412 | 408 |
| Buy Backs | -28.2% | 280 | 390 | 410 | 503 | 312 | 161 | 144 | 45.00 | 33.00 | 33.00 | 261 | 318 | 323 | 323 | 67.00 | 5.00 | - | 110 | 125 | 147 | 147 |
CINF Income Statement
2023-06-30Condensed Consolidated Statements of Income - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||
|---|---|---|---|---|
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022 | |
| Revenues | ||||
| Earned premiums | $ 1,943 | $ 1,773 | $ 3,861 | $ 3,466 |
| Investment income, net of expenses | 220 | 195 | 430 | 380 |
| Investment gains and losses, net | 434 | (1,154) | 540 | (1,820) |
| Fee revenues | 6 | 3 | 10 | 7 |
| Other revenues | 2 | 3 | 5 | 5 |
| Total revenues | 2,605 | 820 | 4,846 | 2,038 |
| Benefits and Expenses | ||||
| Insurance losses and contract holders' benefits | 1,340 | 1,322 | 2,738 | 2,354 |
| Underwriting, acquisition and insurance expenses | 579 | 533 | 1,135 | 1,053 |
| Interest expense | 13 | 13 | 27 | 26 |
| Other operating expenses | 7 | 5 | 12 | 9 |
| Total benefits and expenses | 1,939 | 1,873 | 3,912 | 3,442 |
| Income (Loss) Before Income Taxes | 666 | (1,053) | 934 | (1,404) |
| Provision (Benefit) for Income Taxes | ||||
| Current | 51 | 30 | 67 | 71 |
| Deferred | 81 | (265) | 108 | (391) |
| Total provision (benefit) for income taxes | 132 | (235) | 175 | (320) |
| Net Income (Loss) | $ 534 | $ (818) | $ 759 | $ (1,084) |
| Per Common Share | ||||
| Net income (loss)—basic | $ 3.40 | $ (5.12) | $ 4.83 | $ (6.77) |
| Net income (loss)—diluted | $ 3.38 | $ (5.12) | $ 4.80 | $ (6.77) |
CINF Balance Sheet
2023-06-30Condensed Consolidated Balance Sheets - USD ($) $ in Millions | Jun. 30, 2023 | Dec. 31, 2022 |
|---|---|---|
| Investments | ||
| Fixed maturities, at fair value (amortized cost: 2023—$13,708; 2022—$12,979) | $ 12,870 | $ 12,132 |
| Equity securities, at fair value (cost: 2023—$4,382; 2022—$4,294) | 10,502 | 9,841 |
| Other invested assets | 507 | 452 |
| Total investments | 23,879 | 22,425 |
| Cash and cash equivalents | 748 | 1,264 |
| Investment income receivable | 163 | 160 |
| Finance receivable | 98 | 92 |
| Premiums receivable | 2,749 | 2,322 |
| Reinsurance recoverable | 694 | 665 |
| Prepaid reinsurance premiums | 95 | 51 |
| Deferred policy acquisition costs | 1,109 | 1,013 |
| Land, building and equipment, net, for company use (accumulated depreciation: 2023—$329; 2022—$322) | 198 | 202 |
| Other assets | 708 | 646 |
| Separate accounts | 911 | 892 |
| Total assets | 31,352 | 29,732 |
| Insurance reserves | ||
| Loss and loss expense reserves | 8,873 | 8,400 |
| Life policy and investment contract reserves | 3,038 | 3,015 |
| Unearned premiums | 4,222 | 3,689 |
| Other liabilities | 1,253 | 1,229 |
| Deferred income tax | 1,158 | 1,054 |
| Note payable | 25 | 50 |
| Long-term debt and lease obligations | 842 | 841 |
| Separate accounts | 911 | 892 |
| Total liabilities | 20,322 | 19,170 |
| Commitments and contingent liabilities (Note 12) | ||
| Shareholders' Equity | ||
| Common stock, par value—$2 per share; (authorized: 2023 and 2022—500 million shares; issued: 2023 and 2022—198.3 million shares) | 397 | 397 |
| Paid-in capital | 1,410 | 1,392 |
| Retained earnings | 12,235 | 11,711 |
| Accumulated other comprehensive income | (626) | (614) |
| Treasury stock at cost (2023—41.5 million shares and 2022—41.2 million shares) | (2,386) | (2,324) |
| Total shareholders' equity | 11,030 | 10,562 |
| Total liabilities and shareholders' equity | $ 31,352 | $ 29,732 |
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.