CINF - Cincinnati Financial Corp Stock Price, Fair Value and News

118.39USD-1.53 (-1.28%)Market Closed

Market Summary

USD118.39-1.53

Market Closed

-1.28%

CINF Stock Price

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CINF RSI Chart

CINF Valuation

Market Cap

18.8B

Price/Earnings (Trailing)

7.92

Price/Sales (Trailing)

1.76

EV/EBITDA

6.1

Price/Free Cashflow

8.81

CINF Price/Sales (Trailing)

CINF Profitability

EBT Margin

27.65%

Return on Equity

18.75%

Return on Assets

7.04%

Free Cashflow Yield

11.36%

CINF Fundamentals

CINF Revenue

Revenue (TTM)

10.7B

Rev. Growth (Yr)

30.97%

Rev. Growth (Qtr)

-12.54%

CINF Earnings

Earnings (TTM)

2.4B

Earnings Growth (Yr)

235.56%

Earnings Growth (Qtr)

-36.18%

Breaking Down CINF Revenue

Last 7 days

0.7%

Last 30 days

-1.6%

Last 90 days

5.5%

Trailing 12 Months

16.3%

How does CINF drawdown profile look like?

CINF Financial Health

Debt/Equity

0.07

Debt/Cashflow

2.54

CINF Investor Care

Dividend Yield

2.5%

Dividend/Share (TTM)

Buy Backs (1Y)

0.37%

Diluted EPS (TTM)

15.02

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	10.7B	0	0	0
2023	7.6B	9.4B	9.8B	10.0B
2022	8.6B	7.1B	6.8B	6.6B
2021	9.9B	9.4B	9.0B	9.6B
2020	7.8B	7.7B	7.6B	7.5B
2019	6.3B	6.7B	6.5B	7.9B
2018	5.4B	5.6B	6.1B	5.4B
2017	5.6B	5.6B	5.6B	5.7B
2016	5.2B	5.3B	5.4B	5.4B
2015	5.0B	5.1B	5.1B	5.1B
2014	4.6B	4.7B	4.9B	4.9B
2013	4.2B	4.3B	4.4B	4.5B
2012	3.9B	3.9B	4.0B	4.1B
2011	3.8B	3.9B	3.8B	3.8B
2010	3.9B	3.9B	4.0B	3.8B
2009	0	3.9B	3.9B	3.9B
2008	0	0	0	3.8B

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

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Tracking the Latest Insider Buys and Sells of Cincinnati Financial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 12, 2024	soloria steven anthony	sold (taxes)	-70,020	117	-594	evp, chief investment officer
Mar 12, 2024	soloria steven anthony	acquired	59,158	71.19	831	evp, chief investment officer
Mar 08, 2024	doyle donald j jr	gifted	-36,388	113	-321	sr vice president - subsidiary
Mar 01, 2024	love lisa anne	acquired	-	-	1,332	evp/clo & corp secy
Mar 01, 2024	sewell michael j	acquired	-	-	2,101	cfo, evp & treasurer
Mar 01, 2024	van den heuvel will h	sold (taxes)	-40,809	113	-360	sr. vice president-subsidiary
Mar 01, 2024	doyle donald j jr	acquired	-	-	1,298	sr vice president - subsidiary
Mar 01, 2024	delaney angela ossello	acquired	-	-	1,142	senior vice president- sub
Mar 01, 2024	brown roger a	acquired	-	-	885	sr vp, coo - subsidiary
Mar 01, 2024	doyle donald j jr	sold (taxes)	-43,190	113	-381	sr vice president - subsidiary

Which funds bought or sold CINF recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 24, 2024	BROWN ADVISORY INC	reduced	-1.85	333,647	2,208,240	-%
Apr 24, 2024	Cambridge Investment Research Advisors, Inc.	added	1.16	1,927,000	10,934,000	0.04%
Apr 24, 2024	Spire Wealth Management	added	3.48	16,308	121,811	-%
Apr 24, 2024	LEAVELL INVESTMENT MANAGEMENT, INC.	unchanged	-	195,000	1,175,000	0.07%
Apr 24, 2024	Dechtman Wealth Management, LLC	new	-	491,464	491,464	0.06%
Apr 24, 2024	HARVEY INVESTMENT CO LLC	unchanged	-	261,000	1,568,000	0.18%
Apr 24, 2024	PSI Advisors, LLC	unchanged	-	19,404	116,347	0.04%
Apr 24, 2024	Verity & Verity, LLC	reduced	-94.12	-6,730,860	323,039	0.04%
Apr 24, 2024	Alta Advisers Ltd	unchanged	-	12,426	74,502	0.04%
Apr 24, 2024	PATTON ALBERTSON MILLER GROUP, LLC	reduced	-3.9	195,028	1,467,070	0.22%

Are Funds Buying or Selling CINF?

Are funds buying CINF calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CINF

No. of Funds

Unveiling Cincinnati Financial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	12.22%	19,174,221	SC 13G/A
Jan 26, 2024	blackrock inc.	7.7%	12,157,797	SC 13G/A
Jan 25, 2024	state street corp	6.19%	9,711,032	SC 13G/A
Nov 14, 2023	aristotle capital management, llc	0.01%	15,860	SC 13G/A
Feb 14, 2023	aristotle capital management, llc	5.78%	9,082,339	SC 13G/A
Feb 09, 2023	vanguard group inc	12.35%	19,410,493	SC 13G/A
Feb 08, 2023	state street corp	6.07%	9,548,725	SC 13G/A
Feb 07, 2023	blackrock inc.	7.6%	12,025,853	SC 13G/A
Feb 14, 2022	select equity group, l.p.	1.94%	3,131,880	SC 13G/A
Feb 14, 2022	aristotle capital management, llc	6.04%	9,732,247	SC 13G/A

Recent SEC filings of Cincinnati Financial Corp

View All Filings

Date Filed	Form Type	Document
Apr 25, 2024	10-Q	Quarterly Report
Apr 25, 2024	8-K	Current Report
Mar 20, 2024	DEF 14A	DEF 14A
Mar 20, 2024	DEFA14A	DEFA14A
Mar 14, 2024	4	Insider Trading
Mar 12, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading

Cincinnati Financial Corp News

Latest updates

Cincinnati Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-12.5%	2,935	3,356	1,811	2,605	2,241	3,115	1,410	820	1,218	3,319	1,785	2,295	2,227	2,694	2,227	2,714	2,433	2,152	1,700	1,913	2,159
EBITDA Margin	19.8%	0.29*	0.24*	0.23*	0.19*	0.01*	-0.08*	0.01*	0.11*	0.32*	0.40*	0.36*	0.39*	-	-	-	-	-	-	-	-	-
Interest Expenses	-7.1%	13.00	14.00	13.00	13.00	14.00	13.00	14.00	13.00	13.00	14.00	13.00	13.00	13.00	14.00	13.00	14.00	13.00	13.00	14.00	13.00	13.00
Income Taxes	-35.5%	198	307	-49.00	132	43.00	274	-161	-235	-85.00	382	31.00	169	148	267	130	236	-350	155	46.00	102	172
Earnings Before Taxes	-36.0%	953	1,490	-148	666	268	1,287	-577	-1,053	-351	1,874	184	872	768	1,316	614	1,145	-1,576	781	294	530	867
EBT Margin	21.7%	0.28*	0.23*	0.21*	0.18*	-0.01*	-0.11*	-0.02*	0.09*	0.30*	0.38*	0.35*	0.38*	-	-	-	-	-	-	-	-	-
Net Income	-36.2%	755	1,183	-99.00	534	225	1,013	-416	-818	-266	1,492	153	703	620	1,049	484	909	-1,226	626	248	428	695
Net Income Margin	20.4%	0.22*	0.18*	0.17*	0.14*	0.00*	-0.07*	0.00*	0.08*	0.24*	0.31*	0.28*	0.30*	-	-	-	-	-	-	-	-	-
Free Cashflow	-39.2%	346	569	648	571	246	628	662	553	194	460	598	559	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	2.9%	33,727	32,769	30,915	31,352	30,474	29,732	28,199	29,192	30,250	31,387	29,907	29,677	28,313	27,542	26,370	25,450	23,367	25,408	24,742	24,337	23,352
Cash Equivalents	-31.8%	619	907	899	748	955	1,264	1,083	1,098	987	1,139	1,085	1,003	947	900	914	706	486	767	787	803	802
Net PPE	1.4%	211	208	199	198	199	202	204	201	203	205	209	213	213	213	211	209	208	207	207	207	202
Liabilities	1.9%	21,073	20,671	20,291	20,322	19,733	19,170	18,768	18,639	18,158	18,282	18,066	17,819	17,175	16,753	16,625	16,192	15,325	15,544	15,371	15,206	14,722
Long Term Debt	7.3%	848	790	844	842	845	789	843	841	841	789	845	848	848	788	844	845	846	788	847	847	845
Shareholder's Equity	4.6%	12,654	12,098	10,624	12,235	10,741	10,562	9,480	1,367	11,912	12,764	11,841	1,334	1,322	10,073	9,745	597	8,042	9,864	9,371	9,131	8,229
Retained Earnings	4.8%	13,712	13,084	12,018	12,235	11,818	11,711	10,797	11,324	12,241	12,625	11,257	11,205	10,603	10,085	9,132	8,745	7,932	9,257	8,722	8,566	8,229
Additional Paid-In Capital	0.6%	1,446	1,437	1,422	1,410	1,398	1,392	1,379	1,367	1,354	1,356	1,344	1,334	1,322	1,328	1,318	1,309	1,300	1,306	1,295	1,286	1,277
Accumulated Depreciation	-1.8%	331	337	333	329	326	322	317	312	309	303	299	293	290	285	283	280	281	276	269	267	265
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	198	198	198	198	-
Float	-	-	-	-	14,989	-	-	-	18,533	-	-	-	18,398	-	-	-	9,622	-	-	-	15,792	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-38.8%	353,000	577,000	650,000	575,000	250,000	631,000	666,000	557,000	198,000	463,000	601,000	563,000	354,000	372,000	505,000	447,000	167,000	328,000	404,000	276,000	200,000
Share Based Compensation	-	-	-	-	-	-	-	9,000	9,000	11,000	8,000	8,000	8,000	9,000	7,000	8,000	7,000	9,000	7,000	7,000	7,000	9,000
Cashflow From Investing	4.1%	-355,000	-370,000	-318,000	-558,000	-362,000	-287,000	-322,000	-162,000	-162,000	-166,000	-365,000	-373,000	-153,000	-148,000	-170,000	-106,000	-136,000	-153,000	-310,000	-160,000	-56,000
Cashflow From Financing	-43.7%	-286,000	-199,000	-181,000	-224,000	-197,000	-163,000	-359,000	-284,000	-188,000	-243,000	-154,000	-134,000	-154,000	-238,000	-127,000	-121,000	-312,000	-195,000	-110,000	-115,000	-126,000
Dividend Payments	-100.0%	-	116,000	115,000	117,000	106,000	107,000	108,000	109,000	99,000	100,000	100,000	100,000	95,000	95,000	95,000	95,000	90,000	90,000	90,000	90,000	85,000
Buy Backs	-	75,000	-	1,000	41,000	25,000	11,000	203,000	151,000	45,000	104,000	12,000	-	28,000	5,000	-	-	256,000	62,000	5,000	-	-

CINF Income Statement

2023-12-31

Consolidated Statements Of Income - USD ($) $ in Millions	12 Months Ended
Consolidated Statements Of Income - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Revenues
Earned premiums	$ 7,958	$ 7,225	$ 6,478
Investment income, net of expenses	894	781	714
Investment gains and losses, net	1,127	(1,467)	2,409
Fee revenues	21	14	15
Other revenues	13	10	10
Total revenues	10,013	6,563	9,626
Benefits and Expenses
Insurance losses and contract holders' benefits	5,274	5,019	3,909
Underwriting, acquisition and insurance expenses	2,384	2,162	1,946
Interest expense	54	53	53
Other operating expenses	25	23	20
Total benefits and expenses	7,737	7,257	5,928
Income (Loss) Before Income Taxes	2,276	(694)	3,698
Provision (Benefit) for Income Taxes
Current	210	148	247
Deferred	223	(355)	483
Total provision (benefit) for income taxes	433	(207)	730
Net Income (Loss)	$ 1,843	$ (487)	$ 2,968
Per Common Share
Net income (loss)—basic	$ 11.74	$ (3.06)	$ 18.43
Net income (loss)—diluted	$ 11.66	$ (3.06)	$ 18.24

CINF Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2023	Dec. 31, 2022
Investments
Fixed maturities, at fair value (amortized cost: 2023—$14,361; 2022—$12,979)	$ 13,791	$ 12,132
Equity securities, at fair value (cost: 2023—$4,282; 2022—$4,294)	10,989	9,841
Other invested assets	577	452
Total investments	25,357	22,425
Cash and cash equivalents	907	1,264
Investment income receivable	192	160
Finance receivable	108	92
Premiums receivable	2,592	2,322
Reinsurance recoverable	651	665
Prepaid reinsurance premiums	55	51
Deferred policy acquisition costs	1,093	1,013
Land, building and equipment, net, for company use (accumulated depreciation: 2023—$337; 2022—$322)	208	202
Other assets	681	646
Separate accounts	925	892
Total assets	32,769	29,732
Insurance reserves
Loss and loss expense reserves	9,050	8,400
Life policy and investment contract reserves	3,068	3,015
Unearned premiums	4,119	3,689
Other liabilities	1,311	1,229
Deferred income tax	1,324	1,054
Note payable	25	50
Long-Term Debt and Lease Obligation	849	841
Separate accounts	925	892
Total liabilities	20,671	19,170
Commitments and contingent liabilities (Note 16)
Shareholders' Equity
Common stock, par value—$2 per share; (authorized: 2023 and 2022—500 million shares; issued: 2023 and 2022—198.3 million shares)	397	397
Paid-in capital	1,437	1,392
Retained earnings	13,084	11,711
Accumulated other comprehensive income	(435)	(614)
Treasury stock, at cost (2023—41.3 million shares and 2022—41.2 million shares)	(2,385)	(2,324)
Total shareholders' equity	12,098	10,562
Total liabilities and shareholders' equity	$ 32,769	$ 29,732

About Cincinnati Financial Corp

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. It also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

CEO	Mr. Steven Justus Johnston C.F.A., CERA, CFA, FCAS, MAAA
WEBSITE	cinfin.com
INDUSTRY	Insurance Property & Casualty
EMPLOYEES	5148

Cincinnati Financial Corp Frequently Asked Questions

What is the ticker symbol for Cincinnati Financial Corp? What does CINF stand for in stocks?

CINF is the stock ticker symbol of Cincinnati Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Cincinnati Financial Corp (CINF)?

As of Thu Apr 25 2024, market cap of Cincinnati Financial Corp is 18.55 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CINF stock?

You can check CINF's fair value in chart for subscribers.

What is the fair value of CINF stock?

You can check CINF's fair value in chart for subscribers. The fair value of Cincinnati Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Cincinnati Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CINF so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Cincinnati Financial Corp a good stock to buy?

The fair value guage provides a quick view whether CINF is over valued or under valued. Whether Cincinnati Financial Corp is cheap or expensive depends on the assumptions which impact Cincinnati Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CINF.

What is Cincinnati Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Apr 25 2024, CINF's PE ratio (Price to Earnings) is 10.06 and Price to Sales (PS) ratio is 1.85. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CINF PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Cincinnati Financial Corp's stock?

In the past 10 years, Cincinnati Financial Corp has provided 0.124 (multiply by 100 for percentage) rate of return.