Last 7 days
-2.7%
Last 30 days
-15.6%
Last 90 days
-7.6%
Trailing 12 Months
-15.7%
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
PGR | 82.1B | 49.6B | -1.45% | 23.08% | 113.76 | 1.65 | 4.00% | -78.47% |
MET | 42.3B | 69.9B | -23.30% | -20.83% | 16.68 | 0.61 | -1.66% | -61.26% |
AFL | 39.6B | 19.5B | -8.02% | -0.58% | 9.42 | 2.03 | -11.78% | -2.87% |
TRV | 38.3B | 36.9B | -11.40% | -9.04% | 13.47 | 1.04 | 5.94% | -22.39% |
PFG | 17.4B | 17.5B | -18.79% | 0.52% | 3.62 | 1 | 22.64% | 181.28% |
MID-CAP | ||||||||
RGA | 10.0B | 16.3B | -13.53% | 18.41% | 37 | 0.61 | -2.40% | 0.97% |
UNM | 7.6B | 12.0B | -9.63% | 24.94% | 5.75 | 0.63 | -0.19% | 59.45% |
AIZ | 6.0B | 10.2B | -13.09% | -37.50% | 21.54 | 0.58 | 0.05% | -79.62% |
CNO | 2.4B | 3.6B | -15.59% | -15.74% | 6.09 | 0.68 | -13.23% | -10.02% |
GNW | 2.4B | 7.5B | -20.83% | 27.35% | 3.86 | 0.31 | -4.15% | -32.63% |
TRUP | 1.6B | 905.2M | -29.71% | -58.57% | -35.21 | 1.74 | 29.50% | -25.73% |
SMALL-CAP | ||||||||
HMN | 1.4B | 1.4B | -10.42% | -18.96% | -523.07 | 0.98 | 3.97% | -101.82% |
PLMR | 1.3B | 327.1M | -8.98% | -16.27% | 25.76 | 4.11 | 39.88% | 13.79% |
JRVR | 776.0M | 813.7M | -6.42% | -3.67% | 25.05 | 0.95 | 5.28% | 117.92% |
Income Statement (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Revenue | -2.8% | 3,577 | 3,678 | 3,741 | 3,959 | 4,122 |
EBITDA | -10.8% | 1,000 | 1,121 | 1,069 | 942 | - |
EBITDA Margin | -8.3% | 0.28* | 0.30* | 0.50* | 0.24* | - |
Earnings Before Taxes | -15.2% | 517 | 610 | 601 | 527 | 568 |
EBT Margin | -12.8% | 0.14* | 0.17* | 0.28* | 0.13* | - |
Interest Expenses | 21.5% | 137 | 113 | 99.00 | 95.00 | 95.00 |
Net Income | -15.4% | 397 | 469 | 464 | 406 | 441 |
Net Income Margin | -13.0% | 0.11* | 0.13* | 0.22* | 0.10* | - |
Free Cahsflow | 9.2% | 495 | 454 | 527 | 565 | - |
Balance Sheet | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Assets | 0.9% | 33,339 | 33,037 | 33,836 | 35,468 | 36,204 |
Cash Equivalents | 16.5% | 645 | 554 | 619 | 594 | 732 |
Liabilities | 0.6% | 31,938 | 31,739 | 31,624 | 31,777 | 30,945 |
Shareholder's Equity | 7.9% | 1,401 | 1,298 | 2,212 | 3,691 | 5,260 |
Retained Earnings | 1.9% | 1,459 | 1,432 | 1,343 | 1,224 | 1,127 |
Additional Paid-In Capital | 0.2% | 2,034 | 2,031 | 2,033 | 2,086 | 2,184 |
Shares Outstanding | 0.0% | 114 | 114 | 115 | 117 | 120 |
Cashflow (Last 12 Months) | (In Millions) | |||||
---|---|---|---|---|---|---|
Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
Cashflow From Operations | 9.2% | 495 | 454 | 527 | 565 | 598 |
Cashflow From Investing | 22.5% | -1,781 | -2,298 | -2,206 | -2,202 | -1,526 |
Cashflow From Financing | -24.4% | 1,199 | 1,586 | 1,584 | 1,492 | 668 |
Dividend Payments | 0.5% | 65.00 | 65.00 | 65.00 | 66.00 | 66.00 |
Buy Backs | -32.1% | 190 | 280 | 385 | 412 | 408 |
70%
52.7%
20.4%
Y-axis is the maximum loss one would have experienced if CNO Financial Group was unfortunately bought at previous high price.
8.2%
4.4%
2.1%
25.4%
FIve years rolling returns for CNO Financial Group.
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | added | 110 | 1,156,940 | 1,846,940 | -% |
2023-03-06 | Rockefeller Capital Management L.P. | reduced | -47.21 | -7,000 | 12,000 | -% |
2023-02-28 | Voya Investment Management LLC | reduced | -4.17 | 605,013 | 3,375,010 | -% |
2023-02-22 | TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY | unchanged | - | 98,000 | 464,000 | -% |
2023-02-21 | NORTHWESTERN MUTUAL INVESTMENT MANAGEMENT COMPANY, LLC | reduced | -35.92 | -55,064 | 241,936 | 0.01% |
2023-02-21 | MACQUARIE GROUP LTD | reduced | -2.00 | 592,000 | 3,295,000 | -% |
2023-02-17 | TRUIST FINANCIAL CORP | new | - | 932,636 | 932,636 | -% |
2023-02-16 | MAVERICK CAPITAL LTD | added | 26.2 | 118,045 | 313,045 | 0.01% |
2023-02-15 | MetLife Investment Management, LLC | reduced | -1.11 | 605,344 | 2,958,340 | 0.02% |
2023-02-15 | HOWE & RUSLING INC | sold off | -100 | -4,000 | - | -% |
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Feb 14, 2023 | fuller & thaler asset management, inc. | 6.37% | 7,289,612 | SC 13G/A | |
Feb 09, 2023 | blackrock inc. | 13.3% | 15,179,705 | SC 13G/A | |
Feb 09, 2023 | vanguard group inc | 12.13% | 13,871,812 | SC 13G/A | |
Jan 26, 2023 | blackrock inc. | 13.3% | 15,179,705 | SC 13G/A | |
Jan 23, 2023 | pzena investment management llc | 6.66% | 7,627,617 | SC 13G/A | |
Jan 20, 2023 | blackrock inc. | 13.3% | 15,179,705 | SC 13G/A | |
Feb 09, 2022 | vanguard group inc | 11.08% | 13,660,551 | SC 13G/A | |
Feb 08, 2022 | fuller & thaler asset management, inc. | 5.68% | 6,999,775 | SC 13G | |
Feb 08, 2022 | dimensional fund advisors lp | 4.8% | 5,967,483 | SC 13G/A | |
Jan 31, 2022 | blackrock inc. | 11.9% | 14,614,072 | SC 13G/A |
Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
---|---|---|---|---|---|
Very Low Inflation | - - | 3.90 -81.53% | 10.49 -50.33% | 19.61 -7.15% | 30.28 43.37% |
Current Inflation | 0.13 -99.38% | 2.74 -87.03% | 8.77 -58.48% | 16.16 -23.48% | 25.22 19.41% |
Very High Inflation | - - | 1.25 -94.08% | 6.58 -68.84% | 12.00 -43.18% | 19.21 -9.04% |
Date Filed | Form Type | Document | |
---|---|---|---|
Mar 06, 2023 | 4 | Insider Trading | |
Mar 01, 2023 | 4 | Insider Trading | |
Feb 28, 2023 | 4 | Insider Trading | |
Feb 28, 2023 | 8-K | Current Report | |
Feb 24, 2023 | 10-K | Annual Report | |
Feb 23, 2023 | 8-K | Current Report | |
Feb 21, 2023 | 4 | Insider Trading | |
Feb 17, 2023 | 4 | Insider Trading | |
Feb 17, 2023 | 4/A | Insider Trading | |
Feb 16, 2023 | 4 | Insider Trading |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
2023-03-06 | Zimpfer Matthew J. | sold | -85,516 | 25.8514 | -3,308 | evp and general counsel |
2023-03-01 | Goldberg Scott L. | sold | -59,039 | 25.6804 | -2,299 | president, consumer division |
2023-02-27 | Zimpfer Matthew J. | sold | -109,000 | 26.0268 | -4,188 | evp and general counsel |
2023-02-21 | Zimpfer Matthew J. | sold | -90,865 | 25.0593 | -3,626 | evp and general counsel |
2023-02-16 | Byers Michael B | sold (taxes) | -15,142 | 25.45 | -595 | president, worksite |
2023-02-14 | Zimpfer Matthew J. | acquired | 478,159 | 25.57 | 18,700 | evp and general counsel |
2023-02-14 | Mead Michael E. | sold (taxes) | -93,867 | 25.57 | -3,671 | chief information officer |
2023-02-14 | TARASI ROCCO F III | sold (taxes) | -185,587 | 25.57 | -7,258 | chief marketing officer |
2023-02-14 | TARASI ROCCO F III | acquired | 613,680 | 25.57 | 24,000 | chief marketing officer |
2023-02-14 | DeToro Karen | sold (taxes) | -185,408 | 25.57 | -7,251 | chief actuary |
CONSOLIDATED STATEMENT OF OPERATIONS - USD ($) shares in Thousands, $ in Millions | 12 Months Ended | ||
---|---|---|---|
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020 | |
Revenues: | |||
Insurance policy income | $ 2,499.8 | $ 2,523.4 | $ 2,511.3 |
Net investment income: | |||
General account assets | 1,179.0 | 1,140.2 | 1,079.0 |
Policyholder and other special-purpose portfolios | (163.1) | 280.5 | 143.5 |
Investment gains (losses): | |||
Realized investment gains (losses) | (17.9) | 21.3 | (18.4) |
Other investment gains (losses) | (117.5) | (2.2) | (17.8) |
Total investment gains (losses) | (135.4) | 19.1 | (36.2) |
Fee revenue and other income | 196.5 | 159.0 | 123.5 |
Total revenues | 3,576.8 | 4,122.2 | 3,821.1 |
Benefits and expenses: | |||
Insurance policy benefits | 1,658.3 | 2,190.7 | 2,157.9 |
Interest expense | 137.0 | 95.4 | 108.8 |
Amortization | 309.6 | 281.1 | 268.1 |
Other operating costs and expenses | 954.6 | 987.3 | 942.0 |
Total benefits and expenses | 3,059.5 | 3,554.5 | 3,476.8 |
Income before income taxes | 517.3 | 567.7 | 344.3 |
Income tax expense (benefit): | |||
Tax expense on period income | 120.5 | 126.7 | 76.5 |
Valuation allowance for deferred tax assets and other tax items | 0.0 | 0.0 | (34.0) |
Net income | $ 396.8 | $ 441.0 | $ 301.8 |
Basic: | |||
Weighted average shares outstanding (in shares) | 115,733 | 128,400 | 142,096 |
Net income (in USD per share) | $ 3.43 | $ 3.43 | $ 2.12 |
Diluted: | |||
Weighted average shares outstanding (in shares) | 117,717 | 131,126 | 143,164 |
Net income (in USD per share) | $ 3.37 | $ 3.36 | $ 2.11 |
CONSOLIDATED BALANCE SHEET - USD ($) $ in Millions | Dec. 31, 2022 | Dec. 31, 2021 |
---|---|---|
Investments: | ||
Fixed maturities, available for sale, at fair value (net of allowance for credit losses: 2022 - $56.0 and 2021 - $7.6; amortized cost: 2022 - $23,384.2 and 2021 - $21,867.6) | $ 20,353.4 | $ 24,805.4 |
Equity securities at fair value | 135.3 | 131.1 |
Mortgage loans (net of allowance for credit losses: 2022 - $8.0 and 2021 - $5.6) | 1,411.9 | 1,218.6 |
Policy loans | 121.6 | 120.2 |
Trading securities | 207.9 | 227.2 |
Investments held by variable interest entities (net of allowance for credit losses: 2022 - $5.5 and 2021 - $3.7; amortized cost: 2022 - $1,134.2 and 2021 - $1,206.8) | 1,077.6 | 1,199.6 |
Other invested assets | 1,034.7 | 1,224.0 |
Total investments | 24,342.4 | 28,926.1 |
Cash and cash equivalents - unrestricted | 575.7 | 632.1 |
Cash and cash equivalents held by variable interest entities | 69.2 | 99.6 |
Accrued investment income | 235.6 | 216.4 |
Present value of future profits | 212.2 | 222.6 |
Deferred acquisition costs | 1,913.4 | 1,112.0 |
Reinsurance receivables (net of allowance for credit losses: 2022 - $2.0 and 2021 - $3.0) | 4,241.7 | 4,354.3 |
Income tax assets, net | 1,165.5 | 118.3 |
Assets held in separate accounts | 2.7 | 3.9 |
Other assets | 580.8 | 519.1 |
Total assets | 33,339.2 | 36,204.4 |
Liabilities for insurance products: | ||
Policyholder account liabilities | 14,858.3 | 13,689.7 |
Future policy benefits | 11,809.1 | 11,670.7 |
Liability for policy and contract claims | 456.5 | 501.8 |
Unearned and advanced premiums | 235.0 | 246.7 |
Liabilities related to separate accounts | 2.7 | 3.9 |
Other liabilities | 693.9 | 830.9 |
Investment borrowings | 1,639.5 | 1,715.8 |
Borrowings related to variable interest entities | 1,104.6 | 1,147.9 |
Notes payable – direct corporate obligations | 1,138.8 | 1,137.3 |
Total liabilities | 31,938.4 | 30,944.7 |
Commitments and Contingencies | ||
Shareholders' equity: | ||
Common stock ($0.01 par value, 8,000,000,000 shares authorized, shares issued and outstanding: 2022 - 114,343,070 and 2021 - 120,377,152) | 1.1 | 1.2 |
Additional paid-in capital | 2,033.8 | 2,184.2 |
Accumulated other comprehensive income | (2,093.1) | 1,947.1 |
Retained earnings | 1,459.0 | 1,127.2 |
Total shareholders' equity | 1,400.8 | 5,259.7 |
Total liabilities and shareholders' equity | $ 33,339.2 | $ 36,204.4 |