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DFS

DFS - Discover Financial Services Stock Price, Fair Value and News

119.60USD-1.71 (-1.41%)Market Closed

Market Summary

DFS
USD119.60-1.71
Market Closed
-1.41%

DFS Stock Price

View Fullscreen

DFS RSI Chart

DFS Valuation

Market Cap

30.0B

Price/Earnings (Trailing)

10.14

Price/Sales (Trailing)

1.68

EV/EBITDA

2.28

Price/Free Cashflow

3.63

DFS Price/Sales (Trailing)

DFS Profitability

EBT Margin

21.69%

Return on Equity

19.93%

Return on Assets

1.95%

Free Cashflow Yield

27.56%

DFS Fundamentals

DFS Revenue

Revenue (TTM)

17.8B

Rev. Growth (Yr)

26.24%

Rev. Growth (Qtr)

5.6%

DFS Earnings

Earnings (TTM)

3.0B

Earnings Growth (Yr)

-63.45%

Earnings Growth (Qtr)

-45.39%

Breaking Down DFS Revenue

Last 7 days

-4.6%

Last 30 days

-0.5%

Last 90 days

10.0%

Trailing 12 Months

16.5%

How does DFS drawdown profile look like?

DFS Financial Health

Debt/Equity

1.39

Debt/Cashflow

0.42

DFS Investor Care

Dividend Yield

2.26%

Dividend/Share (TTM)

2.7

Buy Backs (1Y)

4.34%

Diluted EPS (TTM)

11.26

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202314.2B15.6B16.8B17.8B
202210.7B11.1B11.8B12.9B
202110.8B10.7B10.7B10.7B
202012.0B11.7B11.4B11.1B
201911.3B11.6B11.9B12.0B
20189.9B10.2B10.5B10.9B
20178.8B9.1B9.3B9.6B
20168.1B8.2B8.4B8.6B
20157.7B7.8B7.9B7.9B
20147.2B7.3B7.5B7.6B
20136.9B6.9B7.0B7.1B
20126.4B6.6B6.6B6.8B
20116.1B6.2B6.2B6.3B
20103.9B4.6B5.3B6.1B
20092.8B2.9B3.0B3.1B
2008003.0B2.7B
20070003.4B
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Tracking the Latest Insider Buys and Sells of Discover Financial Services

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Apr 12, 2024
rhodes michael george
back to issuer
-
-
-110,611
ceo and president
Apr 01, 2024
shepherd michael
acquired
-
-
44,443
interim ceo & president
Mar 20, 2024
blair carolyn d
acquired
-
-
11,629
evp, chief hr officer
Feb 22, 2024
mehlman hope
acquired
-
-
19,125
evp, clo, gc & corp. sec.
Feb 22, 2024
greene john
acquired
-
-
38,375
evp, chief financial officer
Feb 22, 2024
toney keith e
acquired
-
-
19,713
evp, pres.-credit & dec. mgmt.
Feb 22, 2024
roemer michael e
acquired
-
-
13,576
evp, chief risk officer
Feb 22, 2024
hanson jason p.
acquired
-
-
17,649
evp, pres. - payment services
Feb 22, 2024
rhodes michael george
acquired
-
-
63,355
ceo and president
Feb 22, 2024
capozzi daniel peter
acquired
-
-
26,609
evp, pres. - consumer banking

1–10 of 50

Which funds bought or sold DFS recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Apr 15, 2024
CX Institutional
added
5.02
50,342
274,243
0.01%
Apr 15, 2024
FIRST CITIZENS BANK & TRUST CO
sold off
-100
-215,695
-
-%
Apr 15, 2024
Galvin, Gaustad & Stein, LLC
reduced
-1.88
151,418
1,200,000
0.11%
Apr 15, 2024
Brookstone Capital Management
sold off
-100
-241,735
-
-%
Apr 15, 2024
ASPIRIANT, LLC
new
-
213,960
213,960
0.01%
Apr 15, 2024
Sound Income Strategies, LLC
reduced
-11.86
607
22,450
-%
Apr 15, 2024
JANICZEK WEALTH MANAGEMENT, LLC
added
20.00
225
787
-%
Apr 15, 2024
WEST PACES ADVISORS INC.
added
110
24,564
41,424
0.01%
Apr 15, 2024
CFM WEALTH PARTNERS LLC
reduced
-15.32
-2,848
227,572
0.05%
Apr 15, 2024
WEALTH ENHANCEMENT ADVISORY SERVICES, LLC
reduced
-3.24
935,878
8,219,650
0.02%

1–10 of 48

Are Funds Buying or Selling DFS?

Are funds buying DFS calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own DFS
No. of Funds

Unveiling Discover Financial Services's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
12.93%
32,330,796
SC 13G/A
Feb 09, 2024
capital world investors
8.3%
20,666,552
SC 13G/A
Jan 26, 2024
blackrock inc.
7.5%
18,704,528
SC 13G/A
Feb 13, 2023
capital world investors
6.9%
18,921,908
SC 13G
Feb 13, 2023
capital international investors
0.6%
1,702,348
SC 13G/A
Feb 09, 2023
vanguard group inc
13.12%
35,852,497
SC 13G/A
Jan 31, 2023
blackrock inc.
7.4%
20,286,218
SC 13G/A
Feb 11, 2022
capital international investors
7.1%
20,806,433
SC 13G
Feb 09, 2022
fmr llc
-
0
SC 13G/A
Feb 09, 2022
vanguard group inc
12.17%
35,657,299
SC 13G/A

Recent SEC filings of Discover Financial Services

View All Filings
Date Filed Form Type Document
Apr 16, 2024
4
Insider Trading
Apr 03, 2024
4
Insider Trading
Apr 02, 2024
DEFA14A
DEFA14A
Mar 27, 2024
8-K
Current Report
Mar 22, 2024
3
Insider Trading
Mar 22, 2024
4
Insider Trading
Mar 21, 2024
425
Prospectus Filed
Mar 15, 2024
ARS
ARS
Mar 15, 2024
DEF 14A
DEF 14A
Mar 15, 2024
DEFA14A
DEFA14A

Peers (Alternatives to Discover Financial Services)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
434.1B
25.1B
-3.36% 23.36%
38.77
17.3
12.87% 12.74%
158.0B
60.5B
-0.06% 33.36%
18.87
2.61
14.48% 11.45%
68.0B
29.8B
0.94% -17.96%
16.01
2.28
8.19% 75.53%
51.9B
41.9B
0.63% 39.44%
10.51
1.24
34.26% 32.87%
30.0B
17.8B
-0.53% 16.50%
10.14
1.68
38.72% -32.51%
10.9B
14.0B
-4.44% 32.71%
10.71
0.78
31.42% -40.49%
MID-CAP
6.6B
1.9B
-1.87% 11.23%
23.17
3.49
3.79% -46.60%
5.9B
3.2B
9.71% 34.62%
26.78
1.86
15.50% -13.49%
4.3B
4.4B
-5.79% 13.29%
6.94
1
-2.65% -31.25%
3.5B
1.1B
6.08% 1.40%
38.11
3.14
8.54% -77.53%
SMALL-CAP
1.6B
2.1B
-2.01% 26.08%
9.42
0.78
21.98% -15.57%
385.5M
1.2B
-12.39% -8.66%
3.75
0.33
10.41% -24.15%
184.3M
352.0M
8.05% -5.22%
4.06
0.52
6.77% -47.27%
7.2M
7.3M
-25.74% -15.73%
-1.86
0.98
-51.06% -195.09%
2.9M
853.2M
-40.00% -94.94%
-0.01
0
-15.13% -1364.54%

Discover Financial Services News

Latest updates
Forbes2 hours ago

Discover Financial Services Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue5.6%4,8684,6104,2904,0773,8563,3572,9152,7362,7422,6742,5892,6462,7602,6812,6722,9823,0393,0402,9772,9372,907
EBITDA Margin-0.96*-1.12*1.21*1.31*1.38*1.44*1.52*1.56*1.52*1.47*1.19*---------
Interest Expenses4.4%3,4683,3223,1773,1323,0672,8432,6102,4792,4832,4052,2992,3302,3772,2652,1902,3982,4242,4022,3322,3052,302
Income Taxes-44.6%114205289289317314338376285311524486216188-93.00-17.00216224234204210
Earnings Before Taxes-47.3%4688881,2571,2571,3381,3271,4411,6181,3251,4022,2222,0791,015959-461-78.00924994987930897
EBT Margin-23.0%0.22*0.28*0.33*0.38*0.45*0.49*0.53*0.61*0.66*0.63*0.59*----------
Net Income-45.4%3736839319681,0211,0131,1031,2421,0401,0911,6981,593799771-368-61.00708770753726687
Net Income Margin-22.6%0.17*0.21*0.25*0.29*0.34*0.38*0.41*0.47*0.51*0.49*0.46*----------
Free Cashflow21.5%2,8082,3121,4251,7152,1171,5401,5641,6831,2941,5721,492----------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets5.6%151,522143,432138,082133,141131,706121,886114,600107,412110,242108,544110,985113,871112,889124,349113,792112,657113,996110,786110,707110,720109,553
    Cash Equivalents27.1%11,6859,1948,60510,1308,85610,00411,4399,6258,75012,71615,44520,34813,5899,51315,13810,0286,9646,07510,31315,16915,145
  Net PPE0.6%1,0911,0841,0531,0311,0031,0159849849839879861,0211,0271,1211,1151,0701,0571,0281,008980936
  Goodwill0%255255255255255255255255255255255255255255255255255255255255255
Liabilities5.8%136,694129,196124,226119,081117,362107,600100,83693,97996,83495,28197,814101,717102,005114,097104,149102,992102,13799,06999,21499,46198,423
  Short Term Borrowings-390---115----------------
  Long Term Debt5.7%20,58119,46720,27618,16320,10820,17718,18517,13218,47718,51619,35021,01121,24121,84123,19426,09825,70124,45425,16326,27627,228
Shareholder's Equity4.2%14,82814,23613,85614,06014,34414,04813,51913,19613,18013,26313,17112,15410,68310,2529,6439,66511,67411,71711,49311,25911,130
  Retained Earnings0.7%30,44830,23629,76129,03728,20727,58526,77625,83324,76623,84622,93621,37319,95519,29218,67319,17521,29020,72020,10719,48418,906
  Additional Paid-In Capital0.7%4,5534,5204,5084,4934,4684,4444,4174,3904,3694,3454,3194,2804,2574,2354,2164,2174,2064,1884,1674,1484,130
Float-29,098---82,498---35,541---15,308-----24,730--
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations20.4%2,8762,3891,5071,7912,1751,6191,6121,7341,3421,6211,5481,5081,6331,2961,5871,6801,4648191,5782,335761
Cashflow From Investing-16.9%-6,822-5,836-7,604-1,229-13,014-7,490-5,794661-3,391-1,510-1,2476,1883,696-5,5759962,397-3,055-6,030-4,421-1,768-5,814
Cashflow From Financing59.6%6,4414,0364,5787047,8666,2706,010-4,084633-3,731-4,607-611-1,829-7991,3731702,443-30.00-1,017-4993,589
  Buy Backs-75.0%1.004.007011,2326022126019447738155531195.00--343401419461487465

DFS Income Statement

2023-12-31
Consolidated Statements of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Interest income   
Credit card loans$ 14,438$ 10,632$ 8,717
Other loans2,5151,8701,734
Investment securities449179182
Other interest income44318318
Total interest income17,84512,86410,651
Interest expense   
Deposits3,8861,257661
Short-term borrowings520
Long-term borrowings855606473
Total interest expense4,7461,8651,134
Net interest income13,09910,9999,517
Provision for credit losses6,0182,359218
Net interest income after provision for credit losses7,0818,6409,299
Other income   
Discount and interchange revenue, net1,4471,3801,188
Protection products revenue172172165
Loan fee income763632464
Transaction processing revenue303249227
(Losses) gains on equity investments(9)(214)424
Other income857566
Total other income2,7612,2942,534
Other expense   
Employee compensation and benefits2,4342,1391,986
Marketing and business development1,1641,035810
Information processing and communications608513500
Professional fees1,041871797
Premises and equipment8911892
Other expense680540620
Total other expense6,0165,2164,805
Income before income taxes3,8265,7187,028
Income tax expense8861,3441,606
Net income2,9404,3745,422
Net income (loss) available to common stockholders, basic$ 2,859$ 4,286$ 5,323
Basic earnings per common share$ 11.27$ 15.45$ 17.75
Diluted earnings per common share$ 11.26$ 15.44$ 17.74
DFS
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.
 CEO
 WEBSITEdiscover.com
 INDUSTRYCredit Services
 EMPLOYEES20200

Discover Financial Services Frequently Asked Questions


What is the ticker symbol for Discover Financial Services? What does DFS stand for in stocks?

DFS is the stock ticker symbol of Discover Financial Services. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Discover Financial Services (DFS)?

As of Tue Apr 16 2024, market cap of Discover Financial Services is 29.97 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of DFS stock?

You can check DFS's fair value in chart for subscribers.

What is the fair value of DFS stock?

You can check DFS's fair value in chart for subscribers. The fair value of Discover Financial Services is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Discover Financial Services is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for DFS so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Discover Financial Services a good stock to buy?

The fair value guage provides a quick view whether DFS is over valued or under valued. Whether Discover Financial Services is cheap or expensive depends on the assumptions which impact Discover Financial Services's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for DFS.

What is Discover Financial Services's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 16 2024, DFS's PE ratio (Price to Earnings) is 10.14 and Price to Sales (PS) ratio is 1.68. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. DFS PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Discover Financial Services's stock?

In the past 10 years, Discover Financial Services has provided 0.098 (multiply by 100 for percentage) rate of return.