Last 7 days
-1.0%
Last 30 days
-1.3%
Last 90 days
-25.4%
Trailing 12 Months
-5.5%
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
2023-09-05 | Lonowski Kathy | acquired | - | - | 1,235 | - |
2023-08-14 | Owen John B | acquired | - | - | 4,871 | interim ceo and president |
2023-08-14 | SHEPHERD MICHAEL | acquired | - | - | 1,243 | - |
2023-08-14 | HOCHSCHILD ROGER C | back to issuer | - | - | -21,286 | ceo and president |
2023-08-01 | ROEMER MICHAEL E | sold (taxes) | -21,697 | 104 | -207 | evp, chief risk officer |
2023-07-18 | Strle Jason | acquired | - | - | 6,574 | evp, chief information officer |
2023-07-03 | Toney Keith E | acquired | - | - | 4,235 | evp, data & analytics |
2023-07-03 | Hanson Jason P. | acquired | - | - | 5,928 | evp, pres. - payment services |
2023-06-14 | O'Leary-Gill Daniela | acquired | - | - | 1,331 | - |
2023-05-11 | MAHERAS THOMAS G | acquired | - | - | 1,774 | - |
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
2023-09-21 | Baystate Wealth Management LLC | unchanged | - | 1,463 | 9,183 | -% |
2023-09-20 | BARCLAYS PLC | added | 15.67 | 67,520,000 | 251,283,000 | 0.16% |
2023-09-12 | Farther Finance Advisors, LLC | added | 5.49 | 6,670 | 33,653 | 0.01% |
2023-09-12 | DCM Advisors, LLC | unchanged | - | 40,739 | 264,315 | 0.11% |
2023-09-07 | ST GERMAIN D J CO INC | new | - | 90,792 | 90,792 | -% |
2023-09-05 | Covenant Partners, LLC | unchanged | - | 147,322 | 955,833 | 0.34% |
2023-09-05 | Delos Wealth Advisors, LLC | unchanged | - | 198 | 1,286 | -% |
2023-08-30 | Western Wealth Management, LLC | added | 0.48 | 42,947 | 271,493 | 0.02% |
2023-08-25 | STRATEGY ASSET MANAGERS LLC | added | 5.54 | 165,216 | 832,089 | 0.18% |
2023-08-25 | Brown Shipley& Co Ltd | added | 49.11 | 191,134 | 441,693 | 0.18% |
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Feb 13, 2023 | capital international investors | 0.6% | 1,702,348 | SC 13G/A | |
Feb 13, 2023 | capital world investors | 6.9% | 18,921,908 | SC 13G | |
Feb 09, 2023 | vanguard group inc | 13.12% | 35,852,497 | SC 13G/A | |
Jan 31, 2023 | blackrock inc. | 7.4% | 20,286,218 | SC 13G/A | |
Feb 11, 2022 | capital international investors | 7.1% | 20,806,433 | SC 13G | |
Feb 09, 2022 | fmr llc | - | 0 | SC 13G/A | |
Feb 09, 2022 | vanguard group inc | 12.17% | 35,657,299 | SC 13G/A | |
Feb 03, 2022 | blackrock inc. | 7.0% | 20,610,036 | SC 13G/A | |
Feb 16, 2021 | capital world investors | 2.8% | 8,434,930 | SC 13G/A | |
Feb 10, 2021 | vanguard group inc | 10.92% | 33,470,438 | SC 13G/A |
Date Filed | Form Type | Document | |
---|---|---|---|
Sep 11, 2023 | 8-K | Current Report | |
Sep 07, 2023 | 3 | Insider Trading | |
Sep 07, 2023 | 4 | Insider Trading | |
Sep 05, 2023 | 8-K | Current Report | |
Aug 16, 2023 | 3 | Insider Trading | |
Aug 16, 2023 | 4 | Insider Trading | |
Aug 16, 2023 | 4 | Insider Trading | |
Aug 16, 2023 | 4 | Insider Trading | |
Aug 14, 2023 | 8-K | Current Report | |
Aug 14, 2023 | 8-K | Current Report |
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
AXP | 112.8B | 45.6B | -3.22% | 9.66% | 15.16 | 2.47 | 15.43% | -2.20% |
COF | 37.3B | 37.3B | -2.94% | 4.99% | 5.58 | 1 | 36.81% | 21.78% |
DFS | 27.5B | 15.6B | -1.32% | -5.53% | 6.66 | 1.94 | 40.78% | -13.21% |
MID-CAP | ||||||||
ALLY | 8.1B | 12.6B | 3.05% | -9.56% | 6.58 | 0.64 | 37.06% | -51.02% |
CACC | 6.0B | 1.9B | -5.68% | 1.56% | 17.93 | 3.25 | 0.25% | -57.46% |
OMF | 4.8B | 4.5B | -0.88% | 31.23% | 7.34 | 1.07 | 0.52% | -38.79% |
FCFS | 4.5B | 2.9B | 10.11% | 26.94% | 16.54 | 1.59 | 32.86% | 31.13% |
NNI | 3.4B | 1.1B | -2.93% | 13.13% | 17.78 | 3.01 | 4.56% | -58.41% |
SLM | 3.2B | 2.4B | -3.78% | -3.17% | 8.6 | 1.36 | 29.49% | -55.68% |
SMALL-CAP | ||||||||
ENVA | 1.5B | 1.9B | -4.07% | 59.03% | 7.4 | 0.78 | 30.29% | -1.66% |
WRLD | 785.2M | 598.0M | -4.40% | 30.77% | 19.84 | 1.31 | -2.53% | 33.78% |
ATLC | 441.4M | 1.1B | -11.33% | 18.25% | 4.09 | 0.4 | 19.31% | -38.71% |
RM | 262.7M | 532.3M | -5.38% | -7.67% | 9.67 | 0.49 | 12.15% | -66.77% |
TREE | 185.7M | 822.9M | -23.09% | -44.73% | -1.19 | 0.23 | -25.25% | -733.09% |
7.6%
8.6%
4.6%
19.3%
76.2%
20.4%
20%
Y-axis is the maximum loss one would have experienced if Discover Financial Services was unfortunately bought at previous high price.
Income Statement (Last 12 Months) | (In Millions) | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 | 2018Q2 |
Revenue | 9.7% | 15,580 | 14,205 | 12,864 | 11,750 | 11,067 | 10,741 | 10,651 | 10,669 | 10,676 | 10,759 | 11,095 | 11,374 | 11,733 | 12,038 | 11,993 | 11,861 | 11,602 | 11,261 | 10,893 | 10,542 | 10,237 |
EBITDA | -100.0% | - | 17,124 | 16,821 | - | 15,810 | 16,269 | 16,581 | 16,129 | 15,546 | 12,832 | 10,743 | 10,699 | 10,871 | 12,461 | 13,376 | 13,227 | - | - | - | - | - |
EBITDA Margin | -100.0% | - | 1.21* | 1.31* | - | 1.73* | 1.51* | 1.56* | 1.51* | 1.46* | 1.19* | 0.97* | 0.94* | 0.93* | 1.04* | 1.12* | 1.12* | - | - | - | - | - |
Interest Expenses | 4.9% | 12,219 | 11,652 | 10,999 | 10,415 | 9,977 | 9,666 | 9,517 | 9,411 | 9,271 | 9,162 | 9,230 | 9,277 | 9,414 | 9,556 | 9,463 | 9,341 | 9,162 | 8,959 | 8,754 | 8,572 | 8,399 |
Earnings Before Taxes | -5.1% | 5,098 | 5,370 | 5,742 | 5,738 | 5,822 | 6,603 | 7,064 | 6,718 | 6,275 | 3,592 | 1,435 | 1,344 | 1,379 | 2,827 | 3,835 | 3,808 | 3,781 | 3,671 | 3,597 | 3,599 | 3,535 |
EBT Margin | -100.0% | - | 0.38* | 0.45* | 0.49* | 0.64* | 0.61* | 0.66* | 0.63* | 0.59* | 0.33* | 0.13* | 0.12* | 0.12* | 0.23* | 0.32* | - | - | - | - | - | - |
Net Income | -4.9% | 3,908 | 4,110 | 4,392 | 4,418 | 4,503 | 5,098 | 5,449 | 5,181 | 4,861 | 2,795 | 1,141 | 1,050 | 1,049 | 2,170 | 2,957 | 2,936 | 2,886 | 2,802 | 2,742 | 2,442 | 2,324 |
Net Income Margin | -100.0% | - | 0.29* | 0.34* | 0.38* | 0.49* | 0.47* | 0.51* | 0.49* | 0.46* | 0.26* | 0.10* | 0.09* | 0.09* | 0.18* | 0.25* | - | - | - | - | - | - |
Free Cashflow | -100.0% | - | 6,936 | 6,904 | 6,081 | 6,113 | 6,041 | 5,825 | 6,109 | 5,780 | 5,781 | 5,935 | 5,749 | 5,264 | 5,280 | 5,912 | - | - | - | - | - | - |
Balance Sheet | (In Millions) | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 | 2018Q2 |
Assets | 3.7% | 138,082 | 133,141 | 131,706 | 121,886 | 114,600 | 107,412 | 110,242 | 108,544 | 110,985 | 113,871 | 112,889 | 124,349 | 113,792 | 112,657 | 113,996 | 110,786 | 110,707 | 110,720 | 109,553 | 105,842 | 102,751 |
Cash Equivalents | -15.1% | 8,605 | 10,130 | 8,856 | 10,004 | 11,439 | 9,625 | 11,332 | 12,716 | 15,445 | 20,348 | 13,564 | 9,513 | 15,138 | 10,028 | 6,964 | 6,075 | 10,313 | 15,169 | 15,145 | 16,019 | 15,289 |
Net PPE | 2.1% | 1,053 | 1,031 | 1,003 | 1,015 | 984 | 984 | 983 | 987 | 986 | 1,021 | 1,027 | 1,121 | 1,115 | 1,070 | 1,057 | 1,028 | 1,008 | 980 | 936 | 896 | 874 |
Goodwill | 0% | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 | 255 |
Liabilities | 4.3% | 124,226 | 119,081 | 117,362 | 107,600 | 100,836 | 93,979 | 96,834 | 95,281 | 97,814 | 101,717 | 102,005 | 114,097 | 104,149 | 102,992 | 102,137 | 99,069 | 99,214 | 99,461 | 98,423 | 94,826 | 91,862 |
Long Term Debt | 11.6% | 20,276 | 18,163 | 20,108 | 20,177 | 18,185 | 17,132 | 18,477 | 18,516 | 19,350 | 21,011 | 21,241 | 21,841 | 23,194 | 26,098 | 25,701 | 24,454 | 25,163 | 26,276 | 27,228 | 26,998 | 26,252 |
Shareholder's Equity | -1.5% | 13,856 | 14,060 | 14,344 | 14,286 | 13,519 | 13,196 | 13,180 | 13,263 | 13,171 | 12,154 | 10,884 | 10,252 | 9,643 | 9,665 | 11,859 | 11,717 | 11,493 | 11,259 | 11,130 | 11,016 | 10,889 |
Retained Earnings | 2.5% | 29,761 | 29,037 | 28,207 | 27,585 | 26,776 | 25,833 | 24,766 | 23,846 | 22,936 | 21,373 | 19,955 | 19,292 | 18,673 | 19,175 | 21,290 | 20,720 | 20,107 | 19,484 | 18,906 | 18,354 | 17,787 |
Additional Paid-In Capital | 0.3% | 4,508 | 4,493 | 4,468 | 4,444 | 4,417 | 4,390 | 4,369 | 4,345 | 4,319 | 4,280 | 4,257 | 4,235 | 4,216 | 4,217 | 4,206 | 4,188 | 4,167 | 4,148 | 4,130 | 4,107 | 4,089 |
Cashflow (Last 12 Months) | (In Millions) | |||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 | 2018Q3 | 2018Q2 |
Cashflow From Operations | -1.5% | 7,092 | 7,197 | 7,140 | 6,307 | 6,309 | 6,245 | 6,019 | 6,310 | 5,985 | 6,024 | 6,196 | 6,027 | 5,550 | 5,541 | 6,196 | 5,493 | 6,280 | 6,288 | 5,191 | 6,054 | 6,000 |
Cashflow From Investing | -6.6% | -29,337 | -27,527 | -25,637 | -16,014 | -10,034 | -5,487 | 40.00 | 7,127 | 3,062 | 5,305 | 1,514 | -5,237 | -5,692 | -11,109 | -15,274 | -18,033 | -15,039 | -13,263 | -10,579 | -9,052 | -8,933 |
Cashflow From Financing | -6.9% | 19,418 | 20,850 | 16,062 | 8,829 | -1,172 | -11,789 | -8,316 | -10,778 | -7,846 | -1,866 | -1,085 | 3,187 | 3,956 | 1,566 | 897 | 2,043 | 4,193 | 5,090 | 7,146 | 5,079 | 5,809 |
Buy Backs | 3.8% | 2,747 | 2,647 | 2,359 | 2,530 | 3,133 | 3,085 | 2,260 | 1,492 | 677 | 124 | 348 | 744 | 1,163 | 1,624 | 1,768 | 1,832 | 1,873 | 1,968 | 2,065 | 2,155 | 2,251 |
Condensed Consolidated Statements of Income - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended | ||
---|---|---|---|---|
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022 | |
Interest income | ||||
Credit card loans | $ 3,466 | $ 6,787 | $ 4,692 | |
Other loans | 606 | $ 439 | 1,170 | 867 |
Investment securities | 106 | 33 | 207 | 69 |
Other interest income | 112 | 19 | 203 | 23 |
Total interest income | 4,290 | 2,915 | 8,367 | 5,651 |
Interest expense | ||||
Deposits | 905 | 174 | 1,661 | 313 |
Short-term borrowings | 0 | 0 | 0 | 1 |
Long-term borrowings | 208 | 131 | 397 | 248 |
Total interest expense | 1,113 | 305 | 2,058 | 562 |
Net interest income | 3,177 | 2,610 | 6,309 | 5,089 |
Provision for credit losses | 1,305 | 549 | 2,407 | 703 |
Net interest income after provision for credit losses | 1,872 | 2,061 | 3,902 | 4,386 |
Other income | ||||
Discount and interchange revenue, net | 370 | 379 | 700 | 688 |
Protection products revenue | 44 | 42 | 87 | 86 |
Loan fee income | 186 | 142 | 352 | 282 |
Transaction processing revenue | 72 | 61 | 139 | 118 |
Gains (losses) on equity investments | 1 | (42) | (17) | (204) |
Other income | 28 | 21 | 50 | 45 |
Total other income | 701 | 603 | 1,311 | 1,015 |
Other expense | ||||
Employee compensation and benefits | 588 | 515 | 1,213 | 1,015 |
Marketing and business development | 268 | 254 | 509 | 446 |
Information processing and communications | 150 | 121 | 289 | 246 |
Professional fees | 216 | 189 | 448 | 366 |
Premises and equipment | 20 | 24 | 42 | 48 |
Other expense | 162 | 120 | 286 | 232 |
Total other expense | 1,404 | 1,223 | 2,787 | 2,353 |
Income before income taxes | 1,169 | 1,441 | 2,426 | 3,048 |
Income tax expense | 268 | 338 | 557 | 712 |
Net income | 901 | 1,103 | 1,869 | 2,336 |
Net income allocated to common stockholders | $ 895 | $ 1,097 | $ 1,826 | $ 2,293 |
Basic earnings per common share | $ 3.54 | $ 3.93 | $ 7.09 | $ 8.13 |
Diluted earnings per common share | $ 3.54 | $ 3.93 | $ 7.09 | $ 8.12 |