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Discover Financial Services Stock Research

DFS

87.57USD+0.38(+0.44%)Market Closed
Watchlist

Market Summary

USD87.57+0.38
Market Closed
0.44%

DFS Alerts

  • Big jump in Revenue (Y/Y)

DFS Stock Price

DFS RSI Chart

DFS Valuation

Market Cap

27.5B

Price/Earnings (Trailing)

6.66

Price/Sales (Trailing)

1.94

EV/EBITDA

2.07

Price/Free Cashflow

3.96

DFS Price/Sales (Trailing)

DFS Profitability

EBT Margin

37.96%

Return on Equity

28.82%

Return on Assets

3.1%

Free Cashflow Yield

25.23%

DFS Fundamentals

DFS Revenue

Revenue (TTM)

15.6B

Revenue Y/Y

47.17%

Revenue Q/Q

5.22%

DFS Earnings

Earnings (TTM)

3.9B

Earnings Y/Y

-18.31%

Earnings Q/Q

-6.92%

Price Action

52 Week Range

86.39122.50
(Low)(High)

Last 7 days

-1.0%

Last 30 days

-1.3%

Last 90 days

-25.4%

Trailing 12 Months

-5.5%

DFS Financial Health

Debt/Equity

1.27

Debt/Cashflow

0.4

DFS Investor Care

Dividend Yield

2.85%

Dividend/Share (TTM)

2.5

Diluted EPS (TTM)

14.4

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales

Latest Insider Trading transactions for DFS

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-09-05
Lonowski Kathy
acquired
-
-
1,235
-
2023-08-14
Owen John B
acquired
-
-
4,871
interim ceo and president
2023-08-14
SHEPHERD MICHAEL
acquired
-
-
1,243
-
2023-08-14
HOCHSCHILD ROGER C
back to issuer
-
-
-21,286
ceo and president
2023-08-01
ROEMER MICHAEL E
sold (taxes)
-21,697
104
-207
evp, chief risk officer
2023-07-18
Strle Jason
acquired
-
-
6,574
evp, chief information officer
2023-07-03
Toney Keith E
acquired
-
-
4,235
evp, data & analytics
2023-07-03
Hanson Jason P.
acquired
-
-
5,928
evp, pres. - payment services
2023-06-14
O'Leary-Gill Daniela
acquired
-
-
1,331
-
2023-05-11
MAHERAS THOMAS G
acquired
-
-
1,774
-

1–10 of 50

Which funds bought or sold DFS recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-09-21
Baystate Wealth Management LLC
unchanged
-
1,463
9,183
-%
2023-09-20
BARCLAYS PLC
added
15.67
67,520,000
251,283,000
0.16%
2023-09-12
Farther Finance Advisors, LLC
added
5.49
6,670
33,653
0.01%
2023-09-12
DCM Advisors, LLC
unchanged
-
40,739
264,315
0.11%
2023-09-07
ST GERMAIN D J CO INC
new
-
90,792
90,792
-%
2023-09-05
Covenant Partners, LLC
unchanged
-
147,322
955,833
0.34%
2023-09-05
Delos Wealth Advisors, LLC
unchanged
-
198
1,286
-%
2023-08-30
Western Wealth Management, LLC
added
0.48
42,947
271,493
0.02%
2023-08-25
STRATEGY ASSET MANAGERS LLC
added
5.54
165,216
832,089
0.18%
2023-08-25
Brown Shipley& Co Ltd
added
49.11
191,134
441,693
0.18%

1–10 of 47

Latest Funds Activity

Are funds buying DFS calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own DFS
No. of Funds

Schedule 13G FIlings of Discover Financial Services

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2023
capital international investors
0.6%
1,702,348
SC 13G/A
Feb 13, 2023
capital world investors
6.9%
18,921,908
SC 13G
Feb 09, 2023
vanguard group inc
13.12%
35,852,497
SC 13G/A
Jan 31, 2023
blackrock inc.
7.4%
20,286,218
SC 13G/A
Feb 11, 2022
capital international investors
7.1%
20,806,433
SC 13G
Feb 09, 2022
fmr llc
-
0
SC 13G/A
Feb 09, 2022
vanguard group inc
12.17%
35,657,299
SC 13G/A
Feb 03, 2022
blackrock inc.
7.0%
20,610,036
SC 13G/A
Feb 16, 2021
capital world investors
2.8%
8,434,930
SC 13G/A
Feb 10, 2021
vanguard group inc
10.92%
33,470,438
SC 13G/A

Recent SEC filings of Discover Financial Services

View All Filings
Date Filed Form Type Document
Sep 11, 2023
8-K
Current Report
Sep 07, 2023
3
Insider Trading
Sep 07, 2023
4
Insider Trading
Sep 05, 2023
8-K
Current Report
Aug 16, 2023
3
Insider Trading
Aug 16, 2023
4
Insider Trading
Aug 16, 2023
4
Insider Trading
Aug 16, 2023
4
Insider Trading
Aug 14, 2023
8-K
Current Report
Aug 14, 2023
8-K
Current Report

Peers (Alternatives to Discover Financial Services)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
112.8B
45.6B
-3.22% 9.66%
15.16
2.47
15.43% -2.20%
37.3B
37.3B
-2.94% 4.99%
5.58
1
36.81% 21.78%
27.5B
15.6B
-1.32% -5.53%
6.66
1.94
40.78% -13.21%
MID-CAP
8.1B
12.6B
3.05% -9.56%
6.58
0.64
37.06% -51.02%
6.0B
1.9B
-5.68% 1.56%
17.93
3.25
0.25% -57.46%
4.8B
4.5B
-0.88% 31.23%
7.34
1.07
0.52% -38.79%
4.5B
2.9B
10.11% 26.94%
16.54
1.59
32.86% 31.13%
3.4B
1.1B
-2.93% 13.13%
17.78
3.01
4.56% -58.41%
3.2B
2.4B
-3.78% -3.17%
8.6
1.36
29.49% -55.68%
SMALL-CAP
1.5B
1.9B
-4.07% 59.03%
7.4
0.78
30.29% -1.66%
785.2M
598.0M
-4.40% 30.77%
19.84
1.31
-2.53% 33.78%
441.4M
1.1B
-11.33% 18.25%
4.09
0.4
19.31% -38.71%
262.7M
532.3M
-5.38% -7.67%
9.67
0.49
12.15% -66.77%
185.7M
822.9M
-23.09% -44.73%
-1.19
0.23
-25.25% -733.09%

Discover Financial Services News

MarketBeat
Ritholtz Wealth Management Raises Holdings in Discover Financial ....
MarketBeat,
2 hours ago
GlobeNewswire
GuruFocus.com

Returns for DFS

Cumulative Returns on DFS

7.6%


10-Year Cumulative Returns

8.6%


7-Year Cumulative Returns

4.6%


5-Year Cumulative Returns

19.3%


3-Year Cumulative Returns

Risks for DFS

What is the probability of a big loss on DFS?

76.2%


Probability that Discover Financial Services stock will be more than 20% underwater in next one year

20.4%


Probability that Discover Financial Services stock will be more than 30% underwater in next one year.

20%


Probability that Discover Financial Services stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does DFS drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Discover Financial Services was unfortunately bought at previous high price.

Drawdowns

Financials for Discover Financial Services

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Last 12 Months)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Revenue9.7%15,58014,20512,86411,75011,06710,74110,65110,66910,67610,75911,09511,37411,73312,03811,99311,86111,60211,26110,89310,54210,237
EBITDA-100.0%-17,12416,821-15,81016,26916,58116,12915,54612,83210,74310,69910,87112,46113,37613,227-----
EBITDA Margin-100.0%-1.21*1.31*-1.73*1.51*1.56*1.51*1.46*1.19*0.97*0.94*0.93*1.04*1.12*1.12*-----
Interest Expenses4.9%12,21911,65210,99910,4159,9779,6669,5179,4119,2719,1629,2309,2779,4149,5569,4639,3419,1628,9598,7548,5728,399
Earnings Before Taxes-5.1%5,0985,3705,7425,7385,8226,6037,0646,7186,2753,5921,4351,3441,3792,8273,8353,8083,7813,6713,5973,5993,535
EBT Margin-100.0%-0.38*0.45*0.49*0.64*0.61*0.66*0.63*0.59*0.33*0.13*0.12*0.12*0.23*0.32*------
Net Income-4.9%3,9084,1104,3924,4184,5035,0985,4495,1814,8612,7951,1411,0501,0492,1702,9572,9362,8862,8022,7422,4422,324
Net Income Margin-100.0%-0.29*0.34*0.38*0.49*0.47*0.51*0.49*0.46*0.26*0.10*0.09*0.09*0.18*0.25*------
Free Cashflow-100.0%-6,9366,9046,0816,1136,0415,8256,1095,7805,7815,9355,7495,2645,2805,912------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Assets3.7%138,082133,141131,706121,886114,600107,412110,242108,544110,985113,871112,889124,349113,792112,657113,996110,786110,707110,720109,553105,842102,751
    Cash Equivalents-15.1%8,60510,1308,85610,00411,4399,62511,33212,71615,44520,34813,5649,51315,13810,0286,9646,07510,31315,16915,14516,01915,289
  Net PPE2.1%1,0531,0311,0031,0159849849839879861,0211,0271,1211,1151,0701,0571,0281,008980936896874
  Goodwill0%255255255255255255255255255255255255255255255255255255255255255
Liabilities4.3%124,226119,081117,362107,600100,83693,97996,83495,28197,814101,717102,005114,097104,149102,992102,13799,06999,21499,46198,42394,82691,862
  Long Term Debt11.6%20,27618,16320,10820,17718,18517,13218,47718,51619,35021,01121,24121,84123,19426,09825,70124,45425,16326,27627,22826,99826,252
Shareholder's Equity-1.5%13,85614,06014,34414,28613,51913,19613,18013,26313,17112,15410,88410,2529,6439,66511,85911,71711,49311,25911,13011,01610,889
  Retained Earnings2.5%29,76129,03728,20727,58526,77625,83324,76623,84622,93621,37319,95519,29218,67319,17521,29020,72020,10719,48418,90618,35417,787
  Additional Paid-In Capital0.3%4,5084,4934,4684,4444,4174,3904,3694,3454,3194,2804,2574,2354,2164,2174,2064,1884,1674,1484,1304,1074,089
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q32018Q2
Cashflow From Operations-1.5%7,0927,1977,1406,3076,3096,2456,0196,3105,9856,0246,1966,0275,5505,5416,1965,4936,2806,2885,1916,0546,000
Cashflow From Investing-6.6%-29,337-27,527-25,637-16,014-10,034-5,48740.007,1273,0625,3051,514-5,237-5,692-11,109-15,274-18,033-15,039-13,263-10,579-9,052-8,933
Cashflow From Financing-6.9%19,41820,85016,0628,829-1,172-11,789-8,316-10,778-7,846-1,866-1,0853,1873,9561,5668972,0434,1935,0907,1465,0795,809
  Buy Backs3.8%2,7472,6472,3592,5303,1333,0852,2601,4926771243487441,1631,6241,7681,8321,8731,9682,0652,1552,251

DFS Income Statement

2023-06-30
Condensed Consolidated Statements of Income - USD ($)
$ in Millions
3 Months Ended6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Interest income    
Credit card loans$ 3,466 $ 6,787$ 4,692
Other loans606$ 4391,170867
Investment securities1063320769
Other interest income1121920323
Total interest income4,2902,9158,3675,651
Interest expense    
Deposits9051741,661313
Short-term borrowings0001
Long-term borrowings208131397248
Total interest expense1,1133052,058562
Net interest income3,1772,6106,3095,089
Provision for credit losses1,3055492,407703
Net interest income after provision for credit losses1,8722,0613,9024,386
Other income    
Discount and interchange revenue, net370379700688
Protection products revenue44428786
Loan fee income186142352282
Transaction processing revenue7261139118
Gains (losses) on equity investments1(42)(17)(204)
Other income28215045
Total other income7016031,3111,015
Other expense    
Employee compensation and benefits5885151,2131,015
Marketing and business development268254509446
Information processing and communications150121289246
Professional fees216189448366
Premises and equipment20244248
Other expense162120286232
Total other expense1,4041,2232,7872,353
Income before income taxes1,1691,4412,4263,048
Income tax expense268338557712
Net income9011,1031,8692,336
Net income allocated to common stockholders$ 895$ 1,097$ 1,826$ 2,293
Basic earnings per common share$ 3.54$ 3.93$ 7.09$ 8.13
Diluted earnings per common share$ 3.54$ 3.93$ 7.09$ 8.12
Roger C. Hochschild
16700
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.