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DFS

105.40USD-1.13(-1.06%)Market Closed

Discover Financial Services

Market Summary

USD105.40-1.13Market Closed
-1.06%

DFS Alerts

DFS Stock Price

RSI Chart

Valuation

Market Cap

28.9B

Price/Earnings

6.52

Price/Sales

2.46

Price/Cashflow

4.58

MarketCap/EBT

5.02

Price/Sales

Profitability

EBT Margin

48.93%

Return on Equity

30.98%

Return on Assets

3.63%

Fundamentals

Revenue

Revenue (TTM)

11.8B

Revenue Y/Y

25.54%

Revenue Q/Q

15.16%

Earnings

Earnings (TTM)

4.4B

Earnings Y/Y

-7.79%

Earnings Q/Q

-9.45%

Price Action

52 Week Range

87.03128.09
(Low)(High)

Last 7 days

-3.1%

Last 30 days

4.9%

Last 90 days

6.5%

Trailing 12 Months

-2.2%

Financial Health

Debt/Equity

1.41

Debt/Cashflow

0.31

Investor Care

Dividend Yield

2.08%

Dividend/Share (TTM)

2.2

Buy Backs (1Y)

6.77%

Diluted EPS (TTM)

15.39

Peers (Alternatives to Discover Financial Services)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
112.4B
41.6B
9.23% 1.28%
14.67
2.7
29.77% -1.52%
41.1B
28.9B
-4.79% -30.44%
4.13
1.51
14.14% -31.75%
28.9B
11.8B
4.91% -2.23%
6.52
2.46
10.13% -14.57%
MID-CAP
8.7B
9.2B
-2.03% -42.81%
3.49
0.95
8.32% -12.52%
6.1B
1.8B
8.43% -26.27%
7.72
3.3
-0.20% -30.97%
4.7B
4.4B
5.46% -16.46%
4.88
1.06
2.14% -31.84%
4.5B
2.5B
-1.17% 50.22%
25.3
2.03
56.13% 58.11%
4.4B
1.9B
5.91% -6.24%
5.17
2.3
6.03% -38.64%
3.4B
1.3B
12.14% 11.10%
7.4
2.84
1.58% 2.76%
SMALL-CAP
1.2B
1.6B
6.00% 3.46%
5.7
0.72
45.60% -53.19%
486.1M
623.7M
-2.92% -65.50%
16.57
0.8
14.50% -82.26%
426.3M
995.1M
7.13% -53.49%
2.42
0.46
47.76% 4.52%
320.5M
494.7M
3.19% -44.67%
3.92
0.68
21.74% -15.37%
318.5M
1.0B
10.92% -77.36%
12.95
0.29
-2.01% -1102.19%

Financials for Discover Financial Services

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Revenue6.2%11,75011,06710,74110,65110,669
Earnings Before Taxes-1.4%5,7495,8336,6037,0646,718
Net Income-1.9%4,4264,5115,0985,4495,181
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Assets6.4%121,886114,600107,412110,242108,544
    Cash Equivalents-12.5%10,00411,4399,6258,75012,716
  Net PPE3.2%1,015984984983987
  Goodwill0%255255255255255
Liabilities6.7%107,600100,83693,97996,83495,281
  Long Term Debt11.0%20,17718,18517,13218,47718,516
Shareholder's Equity3.8%14,28613,76413,43313,40813,263
  Retained Earnings3.0%27,58526,77625,83324,76623,846
  Additional Paid-In Capital0.6%4,4444,4174,3904,3694,345
Float-35,541----
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q32022Q22022Q12021Q42021Q3
Cashflow From Operations0.0%6,3076,3096,2456,0196,310
Cashflow From Investing-59.6%-16,014.00-10,034.00-5,487.00407,127
Cashflow From Financing853.3%8,829-1,172.00-11,789.00-8,316.00-10,778.00
  Buy Backs-19.2%2,5303,1333,0852,2601,492

Risks

What is the probability of a big loss on DFS?

59.6%


Probability that Discover Financial Services stock will be more than 20% underwater in next one year

20.4%


Probability that Discover Financial Services stock will be more than 30% underwater in next one year.

20%


Probability that Discover Financial Services stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does DFS drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Discover Financial Services was unfortunately bought at previous high price.

Returns

Cumulative Returns on DFS

12.2%


10-Year Cumulative Returns

11.8%


7-Year Cumulative Returns

10.6%


5-Year Cumulative Returns

10.8%


3-Year Cumulative Returns

What are the long-term rolling returns for DFS?

FIve years rolling returns for Discover Financial Services.

Which funds bought or sold DFS recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-29
Bridgefront Capital, LLC
NEW
-
237,000
237,000
0.24%
2022-11-23
Toroso Investments, LLC
ADDED
16.71
47,000
438,000
0.02%
2022-11-23
Eagle Bay Advisors LLC
REDUCED
-7.82
-1,930
15,000
0.01%
2022-11-22
IHT Wealth Management, LLC
NEW
-
203,000
203,000
0.01%
2022-11-22
CVA Family Office, LLC
ADDED
113.73
26,000
50,000
0.01%
2022-11-22
B. Riley Wealth Advisors, Inc.
ADDED
50.97
165,000
530,000
0.02%
2022-11-22
SMITH CHAS P & ASSOCIATES PA CPAS
ADDED
2.67
-407,000
30,782,000
2.61%
2022-11-22
TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY
NEW
-
2,412,000
2,412,000
0.03%
2022-11-21
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
REDUCED
-6.08
-4,443,000
41,293,000
0.07%
2022-11-21
FourThought Financial, LLC
REDUCED
-1.14
-22,000
418,000
0.06%

1–10 of 44

Latest Funds Activity

Are funds buying DFS calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own DFS

Discover Financial Services News

MarketBeat

Discover Financial Services (NYSE:DFS) Short Interest Update.7 hours ago

DFS Fair Value

Recent SEC filings of Discover Financial Services

View All Filings
Date Filed Form Type Document
Nov 29, 2022
8-K
Current Report
Nov 22, 2022
424B5
Prospectus Filed
Nov 21, 2022
FWP
Prospectus Filed
Nov 21, 2022
424B5
Prospectus Filed
Nov 16, 2022
8-K
Current Report
Nov 14, 2022
8-K
Current Report
Oct 27, 2022
10-Q
Quarterly Report
Oct 24, 2022
8-K
Current Report
Sep 12, 2022
8-K
Current Report

Latest Insider Trading transactions for DFS

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-11-30
Glassman Cynthia A
GIFTED
-
-
-925
-
2022-08-01
ROEMER MICHAEL E
SOLD (Taxes)
-21,159.5
102.22
-207
EVP, Chief Risk Officer
2022-08-01
Greene John
SOLD (Taxes)
-179,089
102.22
-1,752
EVP, Chief Financial Officer
2022-08-01
Walcott Wanjiku Juanita
SOLD (Taxes)
-1,191,780
102.22
-11,659
EVP, Chief Legal Officer & GC
2022-06-06
Owen John B
ACQUIRED
-
-
1,404
-
2022-05-19
Thierer Mark
ACQUIRED
-
-
1,634
-
2022-05-19
MAHERAS THOMAS G
ACQUIRED
-
-
1,634
-
2022-05-19
Eazor Joseph F
ACQUIRED
-
-
1,634
-
2022-05-19
Wong Jennifer L.
ACQUIRED
-
-
1,634
-
2022-05-19
Glassman Cynthia A
ACQUIRED
-
-
1,634
-

1–10 of 50

Roger C. Hochschild
16700
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

DFS Income Statement

2022-09-30
Condensed Consolidated Statements of Income - USD ($)
$ in Millions
3 Months Ended9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Interest income    
Credit card loans$ 2,783$ 2,193$ 7,475$ 6,452
Other loans4764331,3431,301
Investment securities3545104142
Other interest income6338614
Total interest income3,3572,6749,0087,909
Interest expense    
Deposits345156658519
Short-term borrowings1020
Long-term borrowings168113416356
Total interest expense5142691,076875
Net interest income2,8432,4057,9327,034
Provision for credit losses7731851,476(45)
Net interest income after provision for credit losses2,0702,2206,4567,079
Other income    
Discount and interchange revenue, net3462991,056879
Protection products revenue4243128129
Loan fee income168121450333
Transaction processing revenue6558183167
Unrealized (losses) gains on equity investments(37)(167)(394)562
Realized gains on equity investments3301860
Other income19186447
Total other income6363721,6732,117
Other expense    
Employee compensation and benefits5514831,5661,487
Marketing and business development276210722539
Information processing and communications124121370375
Professional fees241198607567
Premises and equipment22237069
Other expense174155406456
Total other expense1,3881,1903,7413,493
Income before income taxes1,3181,4024,3885,703
Income tax expense3123111,0291,321
Net income1,0061,0913,3594,382
Net income allocated to common stockholders$ 967$ 1,055$ 3,277$ 4,289
Basic earnings per common share$ 3.54$ 3.54$ 11.74$ 14.17
Diluted earnings per common share$ 3.54$ 3.54$ 11.73$ 14.16