ECPG Stock Price, Encore Capital Group Inc Quote, Chart

Market Summary

USD43.05+0.57

Market Closed

1.34%

ECPG Stock Price

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ECPG RSI Chart

ECPG Valuation

Market Cap

1.0B

Price/Earnings (Trailing)

-4.91

Price/Sales (Trailing)

0.83

EV/EBITDA

65.88

Price/Free Cashflow

7.91

ECPG Price/Sales (Trailing)

ECPG Profitability

EBT Margin

-14.74%

Return on Equity

-22.05%

Return on Assets

-4.46%

Free Cashflow Yield

12.65%

ECPG Fundamentals

ECPG Revenue

Revenue (TTM)

1.2B

ECPG Earnings

Earnings (TTM)

-206.5M

Breaking Down ECPG Revenue

Last 7 days

4.8%

Last 30 days

-8.9%

Last 90 days

-17.2%

Trailing 12 Months

-18.5%

How does ECPG drawdown profile look like?

ECPG Financial Health

Debt/Equity

3.54

Debt/Cashflow

0.05

ECPG Investor Care

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	1.2B	1.2B	1.2B	1.2B
2022	1.7B	1.6B	1.5B	1.4B
2021	1.6B	1.6B	1.6B	1.6B
2020	1.3B	1.4B	1.5B	1.5B
2019	1.4B	1.4B	1.4B	1.4B
2018	1.2B	1.3B	1.3B	1.4B
2017	1.0B	1.0B	1.1B	1.2B
2016	1.1B	1.1B	1.0B	1.0B
2015	1.1B	1.1B	1.1B	1.1B
2014	882.5M	995.6M	1.0B	1.1B
2013	575.0M	589.8M	680.2M	773.4M
2012	469.8M	500.0M	529.3M	556.8M
2011	382.3M	397.1M	415.0M	448.7M
2010	0	332.4M	348.3M	364.3M
2009	0	0	0	316.4M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Encore Capital Group Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 09, 2024	asch andrew eric	sold (taxes)	-129,638	50.15	-2,585	svp, general counsel
Mar 09, 2024	masih ashish	acquired	-	-	56,079	president and ceo
Mar 09, 2024	bell ryan b	acquired	-	-	16,546	president, mcm
Mar 09, 2024	yung john	acquired	-	-	13,054	president, intl. and cabot
Mar 09, 2024	clark jonathan c	acquired	-	-	21,942	evp, cfo & treasurer
Mar 09, 2024	clark jonathan c	sold (taxes)	-504,810	50.15	-10,066	evp, cfo & treasurer
Mar 09, 2024	yung john	sold (taxes)	-230,991	50.15	-4,606	president, intl. and cabot
Mar 09, 2024	bell ryan b	sold (taxes)	-363,387	50.15	-7,246	president, mcm
Mar 09, 2024	asch andrew eric	acquired	-	-	4,985	svp, general counsel
Mar 09, 2024	masih ashish	sold (taxes)	-1,271,000	50.15	-25,344	president and ceo

Which funds bought or sold ECPG recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	WEDGE CAPITAL MANAGEMENT L L P/NC	added	26.36	70,077	586,864	0.01%
Apr 23, 2024	Louisiana State Employees Retirement System	reduced	-0.85	-65,213	533,637	0.01%
Apr 23, 2024	Gradient Investments LLC	unchanged	-	-26.00	228	-%
Apr 23, 2024	FIFTH THIRD BANCORP	unchanged	-	-159	1,414	-%
Apr 23, 2024	Global Retirement Partners, LLC	unchanged	-	-188	2,326	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-19.45	-124,000	326,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	36,230	614,938	-%
Apr 19, 2024	State of Alaska, Department of Revenue	reduced	-0.98	-81,000	653,000	0.01%
Apr 19, 2024	Maryland State Retirement & Pension System	reduced	-1.99	-82,658	356,330	0.01%
Apr 18, 2024	FARMERS & MERCHANTS INVESTMENTS INC	unchanged	-	-88.00	775	-%

Are Funds Buying or Selling ECPG?

Are funds buying ECPG calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ECPG

No. of Funds

Unveiling Encore Capital Group Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	broad run investment management, llc	4.8%	1,126,966	SC 13G/A
Feb 14, 2024	turtle creek asset management inc.	8.6%	2,034,598	SC 13G/A
Feb 13, 2024	vanguard group inc	10.86%	2,555,782	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	8.0%	1,892,525	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 22, 2024	blackrock inc.	16.8%	3,945,725	SC 13G/A
Feb 14, 2023	broad run investment management, llc	6.4%	1,507,693	SC 13G/A
Feb 14, 2023	turtle creek asset management inc.	6.4%	1,507,560	SC 13G/A
Feb 14, 2023	price t rowe associates inc /md/	0.7%	174,187	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	8.2%	1,921,366	SC 13G/A

Recent SEC filings of Encore Capital Group Inc

View All Filings

Date Filed	Form Type	Document
Mar 21, 2024	8-K	Current Report
Mar 15, 2024	8-K	Current Report
Mar 12, 2024	4	Insider Trading
Mar 12, 2024	4	Insider Trading
Mar 12, 2024	4	Insider Trading
Mar 12, 2024	4	Insider Trading
Mar 12, 2024	4	Insider Trading
Mar 08, 2024	144	Notice of Insider Sale Intent
Mar 04, 2024	4	Insider Trading
Feb 21, 2024	10-K	Annual Report

Peers (Alternatives to Encore Capital Group Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
GS	137.7B	68.5B	4.20%	23.24%	16.17	2.01	136.06%	-24.38%
CME	76.3B	5.6B	1.07%	15.80%	23.66	13.58	-0.62%	19.89%
ICE	75.9B	9.9B	-2.86%	22.61%	32.06	7.67	2.77%	63.76%
COIN	52.9B	3.1B	-7.48%	331.78%	557.66	17.02	-2.69%	103.61%
FDS	16.1B	2.2B	-6.21%	-0.60%	32.94	7.48	7.26%	9.28%
IBKR	12.1B	6.2B	5.73%	41.72%	4.32	1.95	131.94%	52.66%
MID-CAP
JEF	9.5B	8.2B	-1.63%	43.44%	36.03	1.15	17.04%	-76.58%
HLI	8.2B	1.8B	3.39%	38.25%	31.77	4.47	0.16%	-0.33%
EVR	7.1B	2.4B	2.08%	60.46%	27.85	2.91	-12.10%	-46.39%
FRHC	4.0B	1.4B	-5.81%	-14.57%	11.98	2.87	96.15%	398.80%
CLSK	3.9B	214.4M	6.10%	453.74%	-47.98	18.28	75.40%	19.03%
SMALL-CAP
DFIN	1.9B	797.2M	6.73%	46.72%	23.01	2.37	-4.37%	-19.80%
AMRK	873.5M	10.0B	34.31%	5.71%	7.91	0.09	24.24%	-27.96%
COHN	12.8M	83.0M	-9.03%	2.60%	-2.19	0.15	15.07%	81.87%
AAMC	7.9M	3.2M	-1.24%	-96.10%	-0.24	2.48	-44.67%	-104.26%

Encore Capital Group Inc News

Latest updates

Encore Capital Group Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-10.4%	277	310	323	313	234	308	357	500	357	413	428	417	383	404	426	289	348	356	347	347	349
Operating Expenses	111.3%	495	234	235	242	236	227	238	235	233	246	253	249	258	261	206	242	235	248	233	236	233
S&GA Expenses	3.5%	37.00	36.00	35.00	38.00	40.00	37.00	35.00	34.00	35.00	36.00	35.00	32.00	35.00	53.00	29.00	32.00	38.00	38.00	33.00	40.00	35.00
EBITDA Margin	-78.1%	0.05*	0.24*	0.24*	0.26*	0.37*	0.42*	0.44*	0.44*	0.41*	0.38*	0.37*	-	-	-	-	-	-	-	-	-	-
Interest Expenses	7.8%	55.00	51.00	50.00	47.00	42.00	39.00	37.00	35.00	38.00	41.00	44.00	47.00	51.00	53.00	50.00	55.00	45.00	54.00	64.00	55.00	54.00
Income Taxes	-108.7%	-0.93	11.00	10.00	6.00	27.00	11.00	23.00	55.00	9.00	25.00	25.00	27.00	10.00	20.00	36.00	5.00	14.00	3.00	12.00	4.00	9.00
Earnings Before Taxes	-1003.8%	-271	30.00	36.00	25.00	-45.89	42.00	84.00	231	85.00	108	121	122	48.00	75.00	166	-6.02	57.00	42.00	49.00	53.00	55.00
EBT Margin	-481.7%	-0.15*	0.04*	0.05*	0.09*	0.22*	0.29*	0.31*	0.32*	0.27*	0.24*	0.22*	-	-	-	-	-	-	-	-	-	-
Net Income	-1500.1%	-270	19.00	26.00	19.00	-73.12	31.00	60.00	176	76.00	84.00	97.00	95.00	37.00	55.00	130	-10.45	43.00	39.00	37.00	49.00	47.00
Net Income Margin	-2150.9%	-0.17*	-0.01*	0.00*	0.03*	0.14*	0.23*	0.24*	0.25*	0.22*	0.19*	0.17*	-	-	-	-	-	-	-	-	-	-
Free Cashflow	-38.0%	29.00	46.00	22.00	31.00	40.00	47.00	39.00	47.00	82.00	49.00	73.00	-	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-2.7%	4,630	4,760	4,877	4,686	4,508	4,328	4,459	4,614	4,608	4,550	4,680	4,770	4,865	4,732	4,741	4,615	4,910	4,708	4,811	4,814	4,632
Cash Equivalents	9.4%	158	145	185	159	144	147	154	160	190	158	199	185	189	170	294	188	192	187	169	167	157
Net PPE	1.7%	104	102	107	110	114	104	110	116	120	121	120	125	127	120	118	119	120	117	118	117	116
Goodwill	-26.6%	606	826	852	834	821	770	824	877	898	896	915	912	907	867	838	839	884	832	866	883	868
Liabilities	3.7%	3,694	3,562	3,643	3,502	3,329	3,135	3,228	3,368	3,423	3,151	3,325	3,491	3,644	3,605	3,698	3,709	3,885	3,784	3,908	3,939	3,812
Long Term Debt	6.5%	3,318	3,114	3,203	3,082	2,899	2,690	2,793	2,934	2,997	2,796	2,999	3,152	3,282	3,252	3,354	3,404	3,513	3,429	3,530	3,593	3,491
Shareholder's Equity	-21.9%	937	1,199	1,234	1,184	1,180	1,193	1,232	1,246	1,185	1,399	1,354	1,279	1,220	1,127	1,042	906	1,025	924	903	875	820
Retained Earnings	-20.5%	1,049	1,320	1,301	1,274	1,278	1,358	1,350	1,310	1,239	1,353	1,269	1,173	1,056	1,018	964	833	888	845	806	769	720
Additional Paid-In Capital	36.3%	11.00	8.00	4.00	-	-	-	-	-	-	105	144	168	230	227	227	222	223	222	212	208	208
Shares Outstanding	0.1%	24.00	24.00	23.00	23.00	23.00	24.00	24.00	25.00	30.00	30.00	31.00	-	-	-	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	3.00	2.00	3.00	4.00	3.00	3.00	3.00	2.00	2.00	2.00
Float	-	-	-	1,121	-	-	-	1,361	-	-	-	1,423	-	-	-	1,059	-	-	-	1,038	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-31.4%	36,780	53,588	26,710	35,913	55,805	56,346	44,000	54,530	91,063	63,025	79,846	69,119	62,882	40,267	138,910	70,805	47,787	88,126	97,829	10,991	66,769
Share Based Compensation	-8.2%	2,837	3,092	3,873	4,052	3,171	3,191	5,119	3,921	5,427	3,847	5,651	3,405	3,371	3,884	4,778	4,527	3,145	4,005	3,581	1,826	2,528
Cashflow From Investing	-132.3%	-131,215	-56,480	-83,531	-130,715	-89,563	-75,779	-2,121	37,228	27,088	72,111	145,430	95,267	75,251	18,588	32,242	-43,255	-4,375	-82,270	-46,174	-69,514	-71,445
Cashflow From Financing	444.6%	109,428	-31,754	80,252	110,374	33,247	14,908	-37,584	-118,016	-91,019	-195,026	-209,537	-160,110	-135,309	-180,323	-65,806	-21,762	-51,083	3,735	-43,969	71,547	-38,550
Buy Backs	-	-	-	-	-	10,253	25,918	25,143	25,692	302,487	40,698	27,031	20,390	-	-	-	-	-	-	-	-	-

ECPG Income Statement

2023-12-31

Consolidated Statements of Operations - USD ($) shares in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Revenues
Revenue from receivable portfolios	$ 1,204,437,000	$ 1,202,361,000	$ 1,287,730,000
Changes in recoveries	(82,530,000)	93,145,000	199,136,000
Total debt purchasing revenue	1,121,907,000	1,295,506,000	1,486,866,000
Servicing revenue	83,136,000	94,922,000	120,778,000
Other revenues	17,637,000	7,919,000	6,855,000
Total revenues	1,222,680,000	1,398,347,000	1,614,499,000
Operating expenses
Salaries and employee benefits	391,532,000	375,135,000	385,178,000
Cost of legal collections	224,252,000	217,944,000	254,280,000
General and administrative expenses	144,862,000	145,798,000	137,695,000
Other operating expenses	111,179,000	111,234,000	106,938,000
Collection agency commissions	35,657,000	35,568,000	47,057,000
Depreciation and amortization	41,737,000	46,419,000	50,079,000
Goodwill impairment	238,200,000	0	0
Impairment of intangible assets	18,726,000	4,075,000	0
Total operating expenses	1,206,145,000	936,173,000	981,227,000
Income from operations	16,535,000	462,174,000	633,272,000
Other expense
Interest expense	(201,877,000)	(153,308,000)	(169,647,000)
Loss on extinguishment of debt	0	0	(9,300,000)
Other income (expense)	5,078,000	2,123,000	(17,784,000)
Total other expense	(196,799,000)	(151,185,000)	(196,731,000)
(Loss) income before income taxes	(180,264,000)	310,989,000	436,541,000
Provision for income taxes	(26,228,000)	(116,425,000)	(85,340,000)
Net (loss) income	(206,492,000)	194,564,000	351,201,000
Net income attributable to noncontrolling interest	0	0	(419,000)
Net (loss) income attributable to Encore Capital Group, Inc. stockholders	$ (206,492,000)	$ 194,564,000	$ 350,782,000
(Loss) income per share attributable to Encore Capital Group, Inc.:
Basic (USD per share)	$ (8.72)	$ 8.06	$ 11.64
Diluted (USD per share)	$ (8.72)	$ 7.46	$ 11.26
Weighted average shares outstanding:
Basic (shares)	23,670	24,142	30,129
Diluted (shares)	23,670	26,092	31,153

About Encore Capital Group Inc

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

CEO	Mr. Ashish Masih
WEBSITE	encorecapital.com
INDUSTRY	Mortgage Finance
EMPLOYEES	6900

Encore Capital Group Inc Frequently Asked Questions

What is the ticker symbol for Encore Capital Group Inc? What does ECPG stand for in stocks?

ECPG is the stock ticker symbol of Encore Capital Group Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Encore Capital Group Inc (ECPG)?

As of Tue Apr 23 2024, market cap of Encore Capital Group Inc is 1 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ECPG stock?

You can check ECPG's fair value in chart for subscribers.

What is the fair value of ECPG stock?

You can check ECPG's fair value in chart for subscribers. The fair value of Encore Capital Group Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Encore Capital Group Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ECPG so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Encore Capital Group Inc a good stock to buy?

The fair value guage provides a quick view whether ECPG is over valued or under valued. Whether Encore Capital Group Inc is cheap or expensive depends on the assumptions which impact Encore Capital Group Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ECPG.

What is Encore Capital Group Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, ECPG's PE ratio (Price to Earnings) is -4.84 and Price to Sales (PS) ratio is 0.82. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ECPG PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Encore Capital Group Inc's stock?

In the past 10 years, Encore Capital Group Inc has provided -0.003 (multiply by 100 for percentage) rate of return.