EFSC - Enterprise Financial Services Corp Stock Price, Fair Value and News

39.13USD-0.07 (-0.18%)Market Closed

Market Summary

USD39.13-0.07

Market Closed

-0.18%

EFSC Stock Price

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EFSC RSI Chart

EFSC Valuation

Market Cap

1.5B

Price/Earnings (Trailing)

7.57

Price/Sales (Trailing)

1.92

EV/EBITDA

1.28

Price/Free Cashflow

5.61

EFSC Price/Sales (Trailing)

EFSC Profitability

EBT Margin

32.23%

Return on Equity

11.31%

Return on Assets

1.34%

Free Cashflow Yield

17.82%

EFSC Fundamentals

EFSC Revenue

Revenue (TTM)

764.9M

Rev. Growth (Yr)

32.12%

Rev. Growth (Qtr)

3.07%

EFSC Earnings

Earnings (TTM)

194.1M

Earnings Growth (Yr)

-25.79%

Earnings Growth (Qtr)

-0.3%

Breaking Down EFSC Revenue

Last 7 days

3.1%

Last 30 days

1.1%

Last 90 days

-6.2%

Trailing 12 Months

-8.8%

How does EFSC drawdown profile look like?

EFSC Financial Health

EFSC Investor Care

Dividend Yield

2.55%

Dividend/Share (TTM)

Shares Dilution (1Y)

0.50%

Diluted EPS (TTM)

5.08

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	577.5M	649.4M	714.6M	764.9M
2022	404.9M	433.5M	466.0M	515.1M
2021	313.1M	327.3M	359.7M	383.2M
2020	314.2M	308.2M	297.9M	304.8M
2019	250.3M	271.6M	291.9M	305.1M
2018	214.0M	220.3M	228.6M	237.8M
2017	157.5M	172.0M	187.2M	202.5M
2016	136.1M	140.8M	144.9M	149.2M
2015	129.9M	129.9M	132.1M	132.8M
2014	145.4M	139.7M	133.8M	131.8M
2013	170.2M	168.2M	162.2M	153.3M
2012	149.5M	151.0M	159.6M	165.5M
2011	119.9M	131.9M	135.6M	142.8M
2010	0	117.8M	117.1M	116.4M
2009	0	0	0	118.5M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Enterprise Financial Services Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 14, 2024	huffman bridget	sold (taxes)	-4,289	38.3	-112	sevp, chief risk officer
Apr 14, 2024	dumlao troy	acquired	-	-	381	evp, chief accounting officer
Apr 14, 2024	dumlao troy	sold (taxes)	-4,366	38.3	-114	evp, chief accounting officer
Apr 14, 2024	huffman bridget	acquired	-	-	381	sevp, chief risk officer
Feb 25, 2024	huffman bridget	acquired	-	-	254	sevp, chief risk officer
Feb 25, 2024	dumlao troy	sold (taxes)	-3,878	40.83	-95.00	evp, chief accounting officer
Feb 25, 2024	dumlao troy	acquired	-	-	329	evp, chief accounting officer
Feb 25, 2024	huffman bridget	sold (taxes)	-3,307	40.83	-81.00	sevp, chief risk officer
Feb 24, 2024	iannacone nicole m	sold (taxes)	-57,243	40.83	-1,402	sevp, chief legal officer
Feb 24, 2024	keene s turner	acquired	-	-	4,989	sevp, chief financial officer

Which funds bought or sold EFSC recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	Busey Bank	unchanged	-	-24,131	239,304	0.01%
Apr 23, 2024	DUNCKER STREETT & CO INC	unchanged	-	-5,317	52,728	0.01%
Apr 23, 2024	AMALGAMATED BANK	reduced	-61.66	-92,000	49,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	136,414	851,877	0.01%
Apr 22, 2024	Oakworth Capital, Inc.	unchanged	-	-634	6,287	-%
Apr 19, 2024	Cornerstone Wealth Management, LLC	added	0.07	-54,938	549,016	0.04%
Apr 18, 2024	Allspring Global Investments Holdings, LLC	added	9.23	-1,393	177,653	-%
Apr 18, 2024	Integrated Investment Consultants, LLC	reduced	-5.31	-58,991	362,728	0.10%
Apr 18, 2024	SJS Investment Consulting Inc.	reduced	-25.00	-57.00	122	-%
Apr 18, 2024	Phocas Financial Corp.	unchanged	-	-10,207,800	10,218	0.04%

Are Funds Buying or Selling EFSC?

Are funds buying EFSC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own EFSC

No. of Funds

Unveiling Enterprise Financial Services Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	earnest partners llc	5.2%	1,940,420	SC 13G/A
Feb 13, 2024	vanguard group inc	5.34%	1,994,848	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	5.1%	1,912,355	SC 13G
Feb 08, 2024	wellington management group llp	6.14%	2,295,011	SC 13G
Jan 08, 2024	blackrock inc.	10.2%	3,802,269	SC 13G/A
Feb 14, 2023	earnest partners llc	6.3%	2,341,842	SC 13G/A
Feb 09, 2023	vanguard group inc	5.15%	1,916,579	SC 13G
Feb 01, 2023	blackrock inc.	6.9%	2,551,031	SC 13G/A
Feb 11, 2022	earnest partners llc	6.2%	2,386,947	SC 13G/A
Feb 01, 2022	blackrock inc.	6.5%	2,502,099	SC 13G/A

Recent SEC filings of Enterprise Financial Services Corp

View All Filings

Date Filed	Form Type	Document
Apr 22, 2024	8-K	Current Report
Apr 15, 2024	4	Insider Trading
Apr 15, 2024	4	Insider Trading
Mar 19, 2024	DEF 14A	DEF 14A
Mar 19, 2024	DEFA14A	DEFA14A
Mar 13, 2024	8-K	Current Report
Mar 01, 2024	4	Insider Trading
Mar 01, 2024	4	Insider Trading
Mar 01, 2024	4	Insider Trading
Mar 01, 2024	4	Insider Trading

Peers (Alternatives to Enterprise Financial Services Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	556.1B	171.1B	-2.31%	36.49%	11.22	3.25	60.72%	31.52%
BAC	301.8B	130.3B	3.56%	28.93%	11.38	2.32	79.51%	-3.68%
WFC	216.8B	85.7B	6.72%	47.09%	11.33	2.53	41.49%	39.96%
C	119.4B	133.3B	3.01%	27.78%	12.94	0.9	79.09%	-
CFG	16.3B	10.2B	-0.51%	22.27%	10.13	1.6	44.53%	-22.43%
KEY	13.9B	7.9B	-2.00%	32.35%	14.42	1.76	46.47%	-49.56%
MID-CAP
CMA	7.0B	4.2B	1.92%	23.45%	7.96	1.68	56.25%	-23.46%
ZION	6.2B	3.9B	2.71%	47.68%	9.19	1.58	45.91%	-25.03%
ABCB	3.3B	1.3B	1.85%	41.72%	12.38	2.6	43.24%	-22.35%
ASB	3.2B	2.0B	3.40%	20.85%	17.62	1.65	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	414.5M	164.9M	-1.69%	36.50%	35.44	2.51	42.66%	-70.76%
AROW	380.2M	162.6M	-4.81%	4.19%	12.64	2.34	25.39%	-38.37%
ACNB	284.2M	96.6M	-3.52%	8.70%	8.97	2.94	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.56%	-9.83%	-13.48	0.74	24.06%	-144.92%

Enterprise Financial Services Corp News

Latest updates

Enterprise Financial Services Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	3.1%	207	201	188	169	157	136	116	107	108	103	87.00	85.00	84.00	71.00	73.00	77.00	77.00	81.00	79.00	68.00	64.00
EBITDA Margin	-8.7%	1.06*	1.16*	1.26*	1.35*	1.42*	1.47*	1.41*	1.42*	1.38*	1.32*	1.36*	1.28*	-	-	-	-	-	-	-	-	-
Interest Expenses	-0.6%	141	142	141	140	139	124	110	101	102	97.00	82.00	79.00	77.00	63.00	66.00	63.00	62.00	63.00	62.00	52.00	51.00
Income Taxes	-11.2%	11.00	12.00	14.00	16.00	16.00	14.00	13.00	13.00	14.00	4.00	10.00	8.00	7.00	4.00	4.00	3.00	7.00	7.00	4.00	4.00	5.00
Earnings Before Taxes	-2.7%	56.00	57.00	63.00	71.00	76.00	64.00	58.00	61.00	65.00	18.00	48.00	37.00	35.00	22.00	18.00	16.00	36.00	37.00	23.00	20.00	28.00
EBT Margin	-13.9%	0.32*	0.37*	0.42*	0.47*	0.50*	0.53*	0.47*	0.47*	0.44*	0.39*	0.44*	0.36*	-	-	-	-	-	-	-	-	-
Net Income	-0.3%	45.00	45.00	49.00	56.00	60.00	50.00	45.00	48.00	51.00	14.00	38.00	30.00	29.00	18.00	15.00	13.00	29.00	29.00	18.00	16.00	24.00
Net Income Margin	-13.5%	0.25*	0.29*	0.33*	0.37*	0.39*	0.42*	0.36*	0.37*	0.35*	0.31*	0.35*	0.29*	-	-	-	-	-	-	-	-	-
Free Cashflow	52.7%	75.00	49.00	70.00	68.00	28.00	73.00	64.00	49.00	54.00	40.00	68.00	-4.16	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	3.5%	14,519	14,025	13,871	13,326	13,054	12,995	13,085	13,707	13,537	12,888	10,347	10,191	9,752	8,368	8,358	7,501	7,334	7,347	7,182	6,933	5,646
Cash Equivalents	16.8%	433	371	322	285	291	745	945	1,981	2,022	1,389	1,009	884	538	392	349	184	167	257	189	221	197
Net PPE	3.4%	43.00	41.00	42.00	42.00	43.00	44.00	46.00	47.00	48.00	49.00	51.00	52.00	53.00	57.00	58.00	59.00	60.00	59.00	59.00	60.00	32.00
Goodwill	0%	365	365	365	365	365	365	365	365	365	365	261	261	261	210	210	210	210	211	211	208	117
Liabilities	3.1%	12,803	12,413	12,253	11,733	11,532	11,549	11,637	12,234	12,008	11,448	9,229	9,098	8,673	7,486	7,490	6,654	6,467	6,501	6,356	6,135	5,042
Shareholder's Equity	6.5%	1,716	1,612	1,618	1,593	1,522	1,446	1,447	1,473	1,529	1,440	1,118	1,092	1,079	882	868	846	867	846	826	798	604
Retained Earnings	4.8%	750	715	681	642	598	548	507	523	493	462	474	442	417	394	381	371	381	356	331	317	305
Additional Paid-In Capital	0.3%	995	992	988	984	983	980	977	1,010	1,019	1,031	689	698	698	529	528	526	527	525	523	522	351
Shares Outstanding	0.1%	37.00	37.00	37.00	-	37.00	-	-	-	40.00	-	-	-	-	-	-	-	-	-	-	-	-
Float	-	-	-	1,430	-	-	-	1,609	-	-	-	1,536	-	-	-	740	-	-	-	1,018	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	59.7%	78,986	49,466	70,610	69,176	28,783	73,108	64,866	49,883	54,945	40,635	68,670	-3,675	35,267	41,387	26,298	32,562	25,887	46,003	4,855	15,712	48,942
Share Based Compensation	-12.6%	2,337	2,675	2,665	2,469	2,078	2,122	2,120	1,686	1,909	1,325	1,508	1,275	1,109	1,040	1,069	960	1,016	1,109	986	921	898
Cashflow From Investing	-239.8%	-389,084	-114,491	-525,906	-278,301	-471,660	-149,933	-463,902	-298,289	-36,546	171,743	-56,471	-101,840	111,096	18,762	-679,035	-153,652	-80,761	-101,752	-249,242	53,235	-101,814
Cashflow From Financing	227.6%	372,429	113,700	492,236	202,849	-10,640	-123,103	-637,480	208,037	614,003	167,918	112,977	451,627	-875	-16,661	817,781	137,517	-34,372	122,851	212,305	-44,017	93,359
Dividend Payments	0.1%	9,354	9,346	9,340	9,328	8,940	8,562	8,185	7,915	7,587	7,305	5,634	5,627	5,619	4,718	4,715	4,743	4,513	4,257	4,035	3,763	2,979
Buy Backs	-	-	-	-	-	-	-	15,949	16,974	27,520	21,236	11,833	-	-	-	-	15,347	3,709	11,817	-	-	12,547

EFSC Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Loans	$ 687,852	$ 456,007	$ 348,615
Debt securities:
Taxable	39,510	28,267	18,030
Nontaxable	22,717	18,838	13,814
Interest-earning deposits	13,430	10,599	1,496
Dividends on equity securities	1,410	1,371	1,275
Total interest income	764,919	515,082	383,230
Interest expense:
Interest Expense, Deposits	183,723	30,158	10,668
Subordinated debentures and notes	9,781	9,166	10,960
FHLB advances	2,752	599	803
Other borrowings	6,071	1,256	605
Total interest expense	202,327	41,179	23,036
Net interest income	562,592	473,903	360,194
Provision (benefit) for credit losses	36,605	(611)	13,385
Net interest income after provision (benefit) for credit losses	525,987	474,514	346,809
Noninterest income:
Total noninterest income	68,725	59,162	67,743
Noninterest expense:
Employee compensation and benefits	164,566	147,029	124,904
Deposit costs	72,293	31,082	14,211
Occupancy	16,526	17,640	16,286
Data processing	15,196	13,513	12,242
Professional fees	5,719	7,079	4,289
Branch-closure expenses	0	0	3,441
Merger-related expenses	0	0	22,082
Other expense	73,886	57,873	48,464
Noninterest expense	348,186	274,216	245,919
Income before income tax expense	246,526	259,460	168,633
Income tax expense	52,467	56,417	35,578
Net income	194,059	203,043	133,055
Preferred stock dividends	3,750	4,041	0
Net income available to common shareholders	$ 190,309	$ 199,002	$ 133,055
Earnings per common share:
Basic (usd per share)	$ 5.09	$ 5.32	$ 3.86
Diluted (usd per share)	$ 5.07	$ 5.31	$ 3.86
Deposit Account [Member]
Noninterest income:
Total noninterest income	$ 16,559	$ 18,326	$ 15,428
Fiduciary and Trust [Member]
Noninterest income:
Total noninterest income	10,030	10,010	10,259
Card Services Revenue [Member]
Noninterest income:
Total noninterest income	10,028	11,551	11,880
Tax credit activity, net [Member]
Noninterest income:
Total noninterest income	9,196	2,558	8,028
Total other noninterest income
Noninterest income:
Total noninterest income	$ 22,912	$ 16,717	$ 22,148

EFSC Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 193,275	$ 229,580
Federal funds sold	2,880	1,753
Interest-earning deposits	236,874	60,026
Total cash and cash equivalents	433,029	291,359
Interest-earning deposits greater than 90 days	3,856	8,029
Securities available-for-sale	1,618,273	1,535,807
Securities held-to-maturity, net	750,434	709,915
Loans held-for-sale	359	1,228
Loans	10,884,118	9,737,138
Allowance for credit losses on loans	(134,771)	(136,932)
Total loans, net	10,749,347	9,600,206
Other investments	66,195	63,790
Fixed assets, net	42,681	42,985
Goodwill	365,164	365,164
Intangible assets, net	12,318	16,919
Other assets	476,934	418,770
Total assets	14,518,590	13,054,172
Liabilities and Shareholders' equity
Noninterest-bearing demand accounts	3,958,743	4,642,732
Interest-bearing demand accounts	2,950,259	2,256,295
Money market accounts	3,399,280	2,655,159
Savings accounts	595,175	744,256
Certificates of deposit:
Brokered	482,759	118,968
Other	790,155	411,740
Total deposits	12,176,371	10,829,150
Subordinated debentures and notes	155,984	155,433
FHLB advances	0	100,000
Other borrowings	297,829	324,119
Other liabilities	172,338	123,207
Total liabilities	12,802,522	11,531,909
Shareholders' equity:
Preferred stock, $0.01 par value; 5,000,000 shares authorized; 75,000 shares issued and outstanding, respectively ($1,000 per share liquidation preference)	71,988	71,988
Common stock, $0.01 par value; 75,000,000 shares authorized; 37,416,028 and 37,253,292 shares issued and outstanding, respectively	374	373
Additional paid-in capital	995,208	982,660
Retained earnings	749,513	597,574
Accumulated other comprehensive loss, net	(101,015)	(130,332)
Total shareholders' equity	1,716,068	1,522,263
Total liabilities and shareholders' equity	$ 14,518,590	$ 13,054,172

About Enterprise Financial Services Corp

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. It offers checking, savings, and money market accounts, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, it offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, the company offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, it provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. The company was founded in 1988 and is headquartered in Clayton, Missouri.

CEO	Mr. James Brian Lally
WEBSITE	enterprisebank.com
INDUSTRY	Banks Diversified
EMPLOYEES	1074

Enterprise Financial Services Corp Frequently Asked Questions

What is the ticker symbol for Enterprise Financial Services Corp? What does EFSC stand for in stocks?

EFSC is the stock ticker symbol of Enterprise Financial Services Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Enterprise Financial Services Corp (EFSC)?

As of Tue Apr 23 2024, market cap of Enterprise Financial Services Corp is 1.47 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of EFSC stock?

You can check EFSC's fair value in chart for subscribers.

What is the fair value of EFSC stock?

You can check EFSC's fair value in chart for subscribers. The fair value of Enterprise Financial Services Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Enterprise Financial Services Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for EFSC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Enterprise Financial Services Corp a good stock to buy?

The fair value guage provides a quick view whether EFSC is over valued or under valued. Whether Enterprise Financial Services Corp is cheap or expensive depends on the assumptions which impact Enterprise Financial Services Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for EFSC.

What is Enterprise Financial Services Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, EFSC's PE ratio (Price to Earnings) is 7.57 and Price to Sales (PS) ratio is 1.92. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. EFSC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Enterprise Financial Services Corp's stock?

In the past 10 years, Enterprise Financial Services Corp has provided 0.092 (multiply by 100 for percentage) rate of return.