ESQ Stock Price, Esquire Financial Holdings Quote, Chart

Market Summary

USD49.31+1.91

Delayed

4.03%

ESQ Stock Price

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ESQ RSI Chart

ESQ Valuation

Market Cap

408.4M

Price/Earnings (Trailing)

9.96

Price/Sales (Trailing)

4.44

EV/EBITDA

1.73

Price/Free Cashflow

9.77

ESQ Price/Sales (Trailing)

ESQ Profitability

EBT Margin

60.82%

Return on Equity

20.65%

Return on Assets

2.54%

Free Cashflow Yield

10.23%

ESQ Fundamentals

ESQ Revenue

Revenue (TTM)

91.9M

Rev. Growth (Yr)

34.19%

Rev. Growth (Qtr)

6.97%

ESQ Earnings

Earnings (TTM)

41.0M

Earnings Growth (Yr)

8.43%

Earnings Growth (Qtr)

0.46%

Breaking Down ESQ Revenue

Last 7 days

5.8%

Last 30 days

4.9%

Last 90 days

-6.4%

Trailing 12 Months

27.9%

How does ESQ drawdown profile look like?

ESQ Financial Health

ESQ Investor Care

Dividend Yield

0.96%

Dividend/Share (TTM)

0.48

Shares Dilution (1Y)

1.02%

Diluted EPS (TTM)

4.91

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	69.3M	77.4M	85.4M	91.9M
2022	46.3M	49.4M	53.9M	61.0M
2021	39.3M	40.7M	42.7M	44.5M
2020	37.7M	37.9M	37.9M	38.6M
2019	31.2M	33.6M	35.5M	36.7M
2018	22.2M	24.3M	26.6M	29.0M
2017	16.9M	17.7M	18.9M	20.4M
2016	0	13.7M	14.9M	16.2M
2015	0	0	0	12.5M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Esquire Financial Holdings Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 05, 2024	zises selig	sold	-498,214	49.8214	-10,000	-
Mar 04, 2024	zises selig	sold	-598,088	49.8406	-12,000	-
Jan 30, 2024	coelho anthony	gifted	-	-	2,333	-
Jan 30, 2024	coelho anthony	gifted	-	-	-2,333	-
Jan 23, 2024	bader eric s	sold (taxes)	-50,838	49.31	-1,031	evp and coo
Jan 23, 2024	kornhaber ari p	sold (taxes)	-36,440	49.31	-739	evp and head of corp dev
Jan 23, 2024	sagliocca andrew c	sold (taxes)	-94,428	49.31	-1,915	vice chairman, president & ceo
Jan 09, 2024	powers richard t	gifted	-	-	-125	-
Jan 08, 2024	powers richard t	gifted	-	-	-375	-
Dec 19, 2023	sagliocca andrew c	sold (taxes)	-194,167	49.71	-3,906	president and ceo

Which funds bought or sold ESQ recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-2.06	-144,939	1,941,650	-%
Apr 25, 2024	Mesirow Financial Investment Management, Inc.	sold off	-100	-301,104	-	-%
Apr 23, 2024	Venturi Wealth Management, LLC	sold off	-100	-1,249	-	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-74.87	-37,000	11,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	15,795	184,802	-%
Apr 22, 2024	RAYMOND JAMES & ASSOCIATES	new	-	342,449	342,449	-%
Apr 19, 2024	Arcus Capital Partners, LLC	sold off	-100	-186,551	-	-%
Apr 19, 2024	Copeland Capital Management, LLC	added	1.23	-1,241	31,283	-%
Apr 18, 2024	WASATCH ADVISORS LP	reduced	-3.84	-2,527,420	26,736,000	0.14%
Apr 18, 2024	Allspring Global Investments Holdings, LLC	new	-	41,963	41,963	-%

Are Funds Buying or Selling ESQ?

Are funds buying ESQ calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ESQ

No. of Funds

Unveiling Esquire Financial Holdings Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 12, 2024	basswood capital management, l.l.c.	4.78%	391,955	SC 13G/A
Feb 09, 2024	wasatch advisors lp	-	0	SC 13G/A
Jan 29, 2024	blackrock inc.	6.4%	525,653	SC 13G
Feb 10, 2023	basswood capital management, l.l.c.	7.9%	643,488	SC 13G/A
Feb 10, 2023	wasatch advisors inc	-	0	SC 13G/A
Feb 14, 2022	pacific ridge capital partners, llc	4.85%	380,327	SC 13G/A
Feb 11, 2022	wasatch advisors inc	-	0	SC 13G/A
Jan 10, 2022	basswood capital management, l.l.c.	13.7%	1,077,623	SC 13G/A
Feb 12, 2021	rmb capital management, llc	0.0%	0	SC 13G/A
Feb 12, 2021	basswood capital management, l.l.c.	8.14%	623,816	SC 13G

Recent SEC filings of Esquire Financial Holdings Inc

View All Filings

Date Filed	Form Type	Document
Apr 25, 2024	8-K	Current Report
Apr 25, 2024	8-K	Current Report
Apr 19, 2024	S-3	S-3
Apr 18, 2024	ARS	ARS
Apr 18, 2024	DEF 14A	DEF 14A
Mar 29, 2024	10-K	Annual Report
Mar 06, 2024	4	Insider Trading
Feb 28, 2024	8-K	Current Report
Feb 12, 2024	SC 13G/A	Major Ownership Report
Feb 09, 2024	SC 13G/A	Major Ownership Report

Peers (Alternatives to Esquire Financial Holdings Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.27	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	378.6M	162.6M	-8.08%	4.96%	12.59	2.33	25.39%	-38.37%
ACNB	280.5M	96.6M	-10.60%	4.96%	8.85	2.9	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.95%	-12.04%	-13.48	0.74	24.06%	-144.92%

Esquire Financial Holdings Inc News

Latest updates

Esquire Financial Holdings Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	7.0%	26.00	24.00	22.00	20.00	19.00	16.00	14.00	12.00	12.00	11.00	11.00	10.00	10.00	9.00	9.00	10.00	9.00	9.00	9.00	8.00	8.00
EBITDA Margin	-3.3%	1.53*	1.58*	1.63*	1.67*	1.62*	1.62*	1.54*	1.52*	1.51*	1.47*	1.53*	1.48*	-	-	-	-	-	-	-	-	-
Interest Expenses	4.3%	23.00	22.00	20.00	19.00	18.00	16.00	14.00	12.00	12.00	11.00	11.00	10.00	10.00	9.00	9.00	9.00	9.00	9.00	9.00	8.00	8.00
Income Taxes	5.7%	4.00	3.00	3.00	4.00	3.00	3.00	2.00	2.00	1.00	1.00	2.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	1.8%	14.00	13.00	12.00	17.00	12.00	10.00	9.00	7.00	8.00	3.00	6.00	6.00	5.00	5.00	3.00	4.00	5.00	5.00	5.00	4.00	4.00
EBT Margin	-5.2%	0.61*	0.64*	0.67*	0.69*	0.64*	0.63*	0.54*	0.53*	0.51*	0.48*	0.54*	0.49*	-	-	-	-	-	-	-	-	-
Net Income	0.5%	10.00	10.00	9.00	12.00	9.00	8.00	6.00	5.00	7.00	3.00	5.00	4.00	4.00	4.00	3.00	3.00	4.00	4.00	3.00	3.00	3.00
Net Income Margin	-5.3%	0.45*	0.47*	0.49*	0.51*	0.47*	0.49*	0.42*	0.41*	0.40*	0.35*	0.40*	0.36*	-	-	-	-	-	-	-	-	-
Free Cashflow	53.4%	16.00	11.00	0.00	15.00	8.00	12.00	7.00	11.00	7.00	6.00	3.00	13.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	9.1%	1,617	1,482	1,451	1,451	1,396	1,348	1,310	1,243	1,179	1,123	1,058	998	937	881	852	821	798	760	732	720	664
Cash Equivalents	36.9%	165	121	106	204	164	182	155	149	149	138	146	88.00	65.00	111	114	70.00	62.00	62.00	40.00	50.00	31.00
Net PPE	4.0%	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00
Liabilities	9.4%	1,418	1,297	1,272	1,280	1,237	1,199	1,164	1,099	1,035	986	923	869	811	759	734	707	687	653	630	623	571
Shareholder's Equity	7.0%	199	186	179	171	158	149	146	143	144	137	135	129	126	122	118	115	111	107	102	97.00	93.00
Retained Earnings	8.4%	114	105	97.00	89.00	78.00	69.00	62.00	57.00	51.00	45.00	42.00	38.00	34.00	30.00	26.00	24.00	21.00	17.00	13.00	10.00	7.00
Additional Paid-In Capital	0.9%	100	99.00	98.00	97.00	96.00	96.00	95.00	94.00	94.00	93.00	93.00	92.00	92.00	91.00	91.00	90.00	90.00	89.00	89.00	89.00	89.00
Shares Outstanding	1.0%	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	8.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	311	-	-	-	229	-	-	-	159	-	-	-	113	-	-	-	154	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	53.4%	16,523	10,771	437	14,670	8,518	11,821	7,313	11,145	7,390	6,365	3,041	13,283	-1,287	3,048	6,111	7,718	3,728	11,859	157	566	2,753
Share Based Compensation	408.5%	839	165	-	-	-	112	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cashflow From Investing	-394.5%	-94,618	-19,135	-91,672	-9,979	-66,400	-16,178	-66,110	-72,813	-47,841	-76,247	-209	-46,192	-102,741	-27,466	10,924	-16,159	-39,706	-11,675	-18,155	-27,776	-28,078
Cashflow From Financing	437.7%	122,658	22,811	-6,365	34,986	39,879	31,286	65,053	61,452	51,372	62,381	55,011	55,617	58,620	20,583	27,014	17,014	36,108	21,340	8,237	46,561	16,047
Dividend Payments	33.4%	1,131	848	964	776	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Buy Backs	-	-	-	18.00	268	-	-	-	-	-	-	-	-	-	-	82.00	485	-	-	-	-	-

ESQ Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income:
Loans held for investment	$ 81,188	$ 54,007	$ 41,545
Securities, includes restricted stock	5,020	4,161	2,174
Securities purchased under agreements to resell	1,526	1,251	619
Interest earning cash and other	4,154	1,574	193
Total interest income	91,888	60,993	44,531
Interest expense:
Savings, NOW and money market deposits	7,635	1,488	746
Time deposits	476	155	79
Borrowings	4	4	3
Total interest expense	8,115	1,647	828
Net interest income	83,773	59,346	43,703
Provision for credit losses	4,525	3,490	6,955
Net interest income after provision for loan losses	79,248	55,856	36,748
Noninterest income:
Payment processing fees	22,316	21,944	20,856
Administrative service income	2,467	2,534	29
Net (loss) gain on equity investments	4,013
Customer related fees, service charges and other	955	359	434
Gain (loss) on loans held for sale		88	(295)
Total noninterest income	29,751	24,925	21,024
Noninterest expense:
Employee compensation and benefits	32,481	25,774	21,741
Occupancy and equipment	3,363	3,236	2,808
Professional and consulting services	5,447	3,376	2,922
FDIC and regulatory assessments	793	558	447
Advertising and marketing	1,823	1,462	1,174
Travel and business relations	985	566	327
Data processing	5,165	4,222	3,671
Other operating expenses	3,060	2,786	1,974
Total noninterest expense	53,117	41,980	35,064
Net income before income taxes	55,882	38,801	22,708
Income tax expense	14,871	10,283	4,783
Net income	$ 41,011	$ 28,518	$ 17,925
Earnings per share
Basic	$ 5.31	$ 3.73	$ 2.40
Diluted	$ 4.91	$ 3.47	$ 2.26

About Esquire Financial Holdings Inc

Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal industry and small businesses, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, such as short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, medical expenses, living expenses, payment of outstanding bills, or other consumer needs; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans, as well as merchant services. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.

CEO	Mr. Andrew C. Sagliocca
WEBSITE	esquirebank.com
INDUSTRY	Banks Diversified
EMPLOYEES	116

Esquire Financial Holdings Inc Frequently Asked Questions

What is the ticker symbol for Esquire Financial Holdings Inc? What does ESQ stand for in stocks?

ESQ is the stock ticker symbol of Esquire Financial Holdings Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Esquire Financial Holdings Inc (ESQ)?

As of Fri Apr 26 2024, market cap of Esquire Financial Holdings Inc is 408.38 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ESQ stock?

You can check ESQ's fair value in chart for subscribers.

What is the fair value of ESQ stock?

You can check ESQ's fair value in chart for subscribers. The fair value of Esquire Financial Holdings Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Esquire Financial Holdings Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ESQ so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Esquire Financial Holdings Inc a good stock to buy?

The fair value guage provides a quick view whether ESQ is over valued or under valued. Whether Esquire Financial Holdings Inc is cheap or expensive depends on the assumptions which impact Esquire Financial Holdings Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ESQ.

What is Esquire Financial Holdings Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, ESQ's PE ratio (Price to Earnings) is 9.96 and Price to Sales (PS) ratio is 4.44. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ESQ PE ratio will change depending on the future growth rate expectations of investors.